Professional Documents
Culture Documents
May Web PDF
May Web PDF
Feature Member
Star-Schein LLC
Of course, I agreed and the first thing I noticed in their current policy was that the
husband was classified as a carpenter. So I asked him…are you a carpenter?
Well guess what he’s not, because in the course of his work week he does do
some light carpentry, some electrical work, and minor home repairs, etc… In fact
he is a handyman! The commercial “class code” on his policy was wrong. This
means that if he had a claim while doing something un-carpenter like he ran the
risk of having the claim being denied by his insurance company and having his
policy cancelled. On the other side of the coin, his current agent (no, not me…but
a LARGE state-wide chain) has a possible errors and omissions exposure.
As a quick side note-a class code is the code for a type of business. This code is in turn associated with a rate. Each
business type has a different code which means each code has a different rate. For example a carpenter is generally
a less expensive rate than a roofer.
Sometimes an agent might misclassify a business deliberately because the rates are more favorable. An agent that
does this might lose the ability to sell insurance for that company, especially if he/she does this often. While this may
save you money on your insurance it could cost you a good deal more if your business is not classified correctly. The
point is; check with your insurance agent to make sure that you are correctly covered for what you do. When you
receive your commercial policy, please review the declaration page(s) carefully to make sure the information about
your business and its operations are correct. Commercial insurance policies are very specific about what they will
NOT pay for. If you see something there that either does not make sense, or you don’t understand…ASK.
When you receive your commercial policy and you have questions, your agent should be very willing to answer any
and all your questions about it. By the way, when shopping for commercial insurance, you may want to consider
using an independent insurance agent (like me!). They have more than one company they work with and if the rates
go up with your current carrier, they can always “shop” your business with another company.
LIVE COMPARATIVE
QUOTES
For auto/home/condo/renters
2
Tips for Choosing a Pet Sitter or Dog Walker
Provided to You by: Out of the Dog House Pet Sitting and Dog Walking
A person looking for a pet sitter or dog walker has many options to choose from when selecting a qualified
professional to look after their pets. When looking for someone to watch your pets you should consider the
following to help with this very important decision.
Questions to ask:
●
Is the business a full time operation, or do they have limited availability due to another job or school?
●
Does the sitter talk positively about other sitters in the area, and seem informed about the industry and
other pet care providers?
●
Will you have the same sitter serving your home the entire time you are away?
●
Does the sitter bring their pets or children with them to the visits?
●
How often will the sitter leave a note for you?
●
How will your key be stored or returned?
●
Has the sitter cared for your type of pet in the past?
●
Is the sitter a member of professional organizations, such as pet sitting associations, humane
organizations, or other pet care group?
Please go to our FAQ page at www.outofthedoghousect.com for our responses to each question and statement.
At Out of the Dog House we take pride in our customer satisfaction, reliability, and quality service.
860-838-4269
www.outofthedoghousect.com
3
Advertising (continued from Page 1)
Target your market. If your ad market is senior citizens, placing a commercial on Cartoon Network isn’t going to
help. An ad in the AARP magazine, however, would be an excellent vehicle. Study your market. What are they
reading, watching, and listening to? That’s where you need to be. Television, radio, direct mail, search engines,
newspapers, magazines, websites, social media, and mobile phones all offer ways to reach your audience.
When you think you have found the place to put your ad, call them up. Any media representative will be able to
give you the demographics and psychographics of their audience. If their market matches yours, you’ve found
the right medium for your message.
4
Spring has sprung and you’re ready to go, go, go. Are you eating well enough?
Do you have enough energy to keep up with spring and summer? Have you
thought about NOT dieting and instead eating a little healthier each day? Savory
Thymes can help you. Many people lose weight when eating our homemade
healthy dinners without even trying! Call 860-613-2464 or visit us on the web:
www.savorythymespcs.com and order today. There’s no commitment!
We deliver to your home and office.
Ruth L'Hommedieu
860-613-2464
chefruth@savorythymespcs.com
www.savorythymespcs.com
An exclusive offer for GBA members. Work with Malafronte Consulting and James Robert Creative
on your next website project. Combine the talents of two great GBA members. The graphic design of
James Robert Creative to give your site the visual appeal to make you stand out from your competition
and the application and database development of Malafronte Consulting that turns your website into
your 24/7 employee that will give you a competitive advantage over them. Attention to detail,
competitive rates and quick turn around are the cornerstones of our services. Some examples of
functionality you may think of adding
● Ecommerce ● Contact Forms ● Seamless Social Media Integration
● Photo Gallery ● Polls ● Get found on Google
● E-newsletter ● Blogs ● Browser based Content Management
● Calendars ● News Feeds ● Live site statistics and graphs
● Live chat ● Customer Portals ● Mobile Device Integration
Setup a meeting to discuss your next website project this month and we will accept 70% of our fees as
barter and your first year of website and email hosting is free.
5
Be inspired with ke ys to relax and re juve nate . Diane Esposito is the founder of Personal Harmony
and Health LLC and that's just what she helps you bring out in yourself. She guides you through a
process fo r success with personalized, interactive, private o r small group he aling arts sessio ns.
Transform “should be’s “and “have to’s” into empowering, balanced energy. Diane has practiced
the He aling Arts fo r nearly three decade s. As a Usui Reiki Master, Ange lspe ake™ Facilitato r and Ho -
listic Co ach, she shares the secrets to meet challenges and live your best life now. She has been
trained in EFT (Emotio nal Freedom Technique), M agnified He aling, and facilitates Guide d Meditatio n
groups fo r all levels o f experie nce. He r degree in Communication Arts enhances he r ability to share
intuitive, transfo rmational healing gifts with yo u.
WEEKDAYS: 9AM-8PM & SATURDAYS: 9-11AM FRIDAYS: 7-9PM Intro Class 5/14;
HOLISTIC COACHING, REIKI SESSIONS, READINGS 4-Part Series: 5/21; 5/28; 6/4; & 6/11
Available by phone or face to face. The Art of Creating Healthy Relation-
An e mpo we ring a lte rnative to struggle , stre ss, and ships Le arn the first ste ps to he al ch a lle nging re -
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life ! Re se rve yo ur se ssio n to day. fro ntatio ns & tho ughts . Re le ase the nee d to
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4th MONDAYS: 6:30-8:30PM 5/24 ; 6/28; 7/26
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gel Commu nication Le arn to co mmunicate w/ SATURDAYS: 10-4PM 6/19
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4th TUESDAYS & 2ND WEDNESDAYS: 6:30-8:30PM Symbo ls. C e rtif icatio n, C lass ma te ria ls. $150
Guided Meditatio n SATURDAYS: 10-4PM 6/26
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6
Top 5 Reasons to Attend GBA Meetings
1. You never know who you're going to meet. Because our meetings are not mandatory
we always have a different mixture of members and guests in attendance at each meeting.
2. You never know what you might learn. Our meetings are topic-based roundtable
discussions. Everyone brings something to table.
3. You never know if you'll make an appointment or close a sale right there. Most meeting
attendees will stay long after the meeting to network and do business.
4. You never know who might be looking forward to talking to you. Many of our members
will look forward to the meeting in order to catch up with somebody.
5. You never know what you're going to eat. We take pride in providing a hearty meal,
whether it be dinner or breakfast, for our attendees. And who can pass up our famous
cranberry meatballs?!?!
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lirlg ____________________________________________
7
Inspirational Angel Readings by Diane C. Esposito
Written on May 5, 2010
by desposito in 70 angel Readings 70 Days 70 Dollars, Intuitive Readings
When you allow yourself to feel and acknowledge the panic or drama, you will more easily release the need to be overwhelmed by
the emotion. The choice to breathe and release the anxiety creates the sacred space upon which to regain your balance. Remember that you
connect more fully with Divine Guidance when you release the physical and emotional tension with the deep, cleansing breaths.
“Opportunity” speaks to becoming aware of the perceptions that heal even when faced with disappointment, frustration, and unexpected
challenges. Perceptions that heal come from the depths of the soul. Look deeper into yourself rather than to what appears on the
surface. Ask your guardian angels to guide you to stillness, when stillness opens your heart and mind to the truth, and to movement
when movement is most appropriate.
For those who are moved to further your journey, Private 70-Minute Angelic Readings or Holistic Coaching Sessions infused with Angel
Messages are available by appointment for $70. You may reserve your phone or face to face session with Diane at 203-284-1204 or to
select a session from a variety of options visit http://www.personalharmonyhandhealth.com
Thank you for your heartfelt participation and for posting supportive comments that encourage and create a community that thrives.
To subscribe to your Complimentary Daily Angel Readings and leave your comments on any of the readings, please visit or click
http://Bit.ly/PHandHBlog. You will also receive powerful Complimentary Monthly Insights, Bonuses, Class, Session and Blog Updates.
You may always connect with me at diane@personalharmonyandhealth.com
Famous Failed
Predictions
"There is no reason anyone would
want a computer in their home."
Ken Olson, president, chairman and
founder of Digital Equipment Corp.
(DEC), maker of big business
mainframe computers, arguing
against the PC in 1977.
Do you have those days where you feel that you are doing backflips to keep ahead of your competitors, and maintain
your regular customers? Maybe you should settle back, and reevaluate how you are marketing your business such as
are you utilizing the advantages of photography. Visual is always more effective than text. When you are ready for me
to show you how, please feel free to contact me. Ben Jordan, Photo Images Co., 860-978-2949, photoi@msn.com.
9
GBA Membership Fine Art
Peter A. Patrician Design & Illustration
Logo Design (Cont'd)
Malafronte Consulting
New Members Listed in Red Contact: Peter Patrician Contact: Paul Malafronte
Portland, CT 06480 958 Dixwell Avenue, Hamden, CT 06514
Alternative Health/Healing Arts Phone: 315-278-3801 Phone: 203-843-6657
Personal Harmony and Health LLC Email: PPatrician.Design@gmail.com Email: paul@malafrontehosting.com
Contact: Diane C. Esposito, RMT/Holistic Coach Web: www.malafrontehosting.com
8 Whispering Pines Drive Graphic Design
Wallingford, CT 06492 James Robert Creative Peter A. Patrician Design & Illustration
Phone: 203-284-1204 Contact: James Robert Valentino Contact: Peter Patrician
Email: diane@personalharmonyandhealth.com 139 Cedar Ridge Road, Newington, CT 06111 Portland, CT 06480
Web: www.personalharmonyandhealth.com Phone: 860-666-0176 Phone: 315-278-3801
Email: mindsite09@jamesrobertcreative.com Email: PPatrician.Design@gmail.com
Attorney
Web: www.jamesrobertcreative.com
R. Richard Croce, LLC
Motivational Speaking
Contact: Rich Croce
Peter A. Patrician Design & Illustration Hold Your Head High
PO Box 15
Contact: Peter Patrician Contact: Joe Lavoie
S. Glastonbury, CT 06073
Portland, CT 06480 Plantsville, CT
Phone: 860-501-2815
Phone: 315-278-3801 Phone: 860-426-1057
Email: rich.croce@gmail.com
Email: PPatrician.Design@gmail.com Email: hold_your_head_high@gmail.com
Automotive
Health Counseling Personal Chef Service
Patrician's Auto Detailing
Healthy Plate Healthy Path Savory Thymes Personal Chef Service
Contact: Peter Patrician
Contact: Amanda Valden, CHHC Contact: Ruth L'Hommedieu
Portland, CT 06480
Colchester, CT 06415 PO Box 1005
Phone: 315-278-3801
Phone: 203-213-4403 Cromwell, CT 06416
Email: Patrician.Detailing@gmail.com
Email: avalden@hotmail.com Phone: 860-613-2464
Web: www.healthyplatehealthypath.com Email: chefruth@savorythymespcs.com
Bookkeeping Services
Web: www.savorythymespcs.com
Balanced Books by Joe
Health Products
Contact: Joe Lavoie
My Healthy US Pet Sitting and Walking
Phone: 860-426-1057
Contact: Dan and Aristia Partiss Out of the Dog House
Email: Joseph_Lavoie@balancedbooksbyjoe.com
Middletown, CT 06457 Contact: Vicki Moyer
Catering Phone: 860-316-5132 Middletown, CT 06457
Request A Chef Email: myhealthyus@gmail.com Phone: 860-838-4269
Contact: Thomas Apgar Web: www.myhealthyus.com Email: vicki@outofthedoghousect.com
PO Box 504, Tolland, CT 06084 Web: www.outofthedoghousect.com
Phone: 860-760-5990 Home Improvement
Email: ChefThom@RequestAChef.com Rich the Rehabber, LLC Photographer (Freelance)
Web: www.RequestaChef.com Contact: Rich Hart Photo Images Co.
Middlefield, CT 06455 Contact: Ben Jordan
Computers/Networking Phone: 860-575-2589 702-2 Church Street, Newington, CT 06111
Distinctive Computer Solutions, LLC Email: rehabrich@comcast.net Phone: 860-978-2949
Contact: Sean Rogers Web: www.rehabrich.com Email: photoi@msn.com
298 Cherry Street, New Britain, CT 06051 Web: www.photoimagesco.photoreflect.com
Phone: 860-237-8346 Insurance (Property/Casualty)
Email: info@dcs-llc.biz Star-Schein LLC Printing (Commercial)
Web: www.dcs-llc.biz Contact: Charlie Schein Thirteenth Floor Graphics and Printing
Rocky Hill, CT Contact: Agata Piorkowski
Consulting/Marketing Office Phone: 860-513-1055 375 Lake Avenue
The Modern Observer Group, LLC Cell Phone: 860-819-9810 Bristol, CT 06010
Contact: Eric Lopkin Fax: 877-513-6363 Phone: 860-585-7121
220 Julia Terrace, Middletown, CT 06457 Email: charlie@starschein.com Email: agata@tfgp.net
Phone: 860-343-1579 Web: www.starschein.com Web: www.tfgp.net
Fax: 860-343-1579
Email: elopkin@modernobserver.com Landscaping, Snow Removal, Lawn Care Restaurants
Web: www.modernobserver.com Baba Landscaping & Snow Removal, LLC Smokin' Rock BBQ
Contact: Bhupal Baba 944 Cromwell Ave
Computers (Repair)
Cromwell, CT 06416 Rocky Hill, CT 06067
Dan LeRoy
Phone: 860-913-4938 Phone: 860-372-4776
Email: danleroy@cox.net
Email: bhupalbaba@yahoo.com Email: ChefThom@RequestAChef.com
Web:www.wix.com/danleroy/danleroy
Web: www.SmokinRockBBQ.com
Logo Design
Email Marketing
James Robert Creative
Malafronte Consulting
Contact: Paul Malafronte
Contact: James Robert Valentino
139 Cedar Ridge Road, Newington, CT 06111
Membership List
958 Dixwell Avenue, Hamden, CT 06514
Phone: 203-843-6657
Phone: 860-666-0176
Email: mindsite09@jamesrobertcreative.com
continued on
10 Email: paul@malafrontehosting.com
Web: www.malafrontehosting.com
Web: www.jamesrobertcreative.com next page.
Retail/Online Send Out Cards Web Design and Hosting
Dare to Inspire Malafronte Consulting Malafronte Consulting
Contact: Jennifer Loscialpo Contact: Paul Malafronte Contact: Paul Malafronte
Glastonbury, CT 06033 958 Dixwell Avenue 958 Dixwell Avenue
Phone: 860-338-5120 Hamden, CT 06514 Hamden, CT 06514
Email: jennifer@daretoinspire.net Phone: 203-843-6657 Phone: 203-843-6657
Web: www.daretoinspire.net Email: paul@malafrontehosting.com Email: paul@malafrontehosting.com
Web: www.malafrontehosting.com Web: www.malafrontehosting.com
Retail/Resale
The Walk In Closet Consignment Social Media Marketing Writers
Contact: Jackie Goodwin 1 Degree LLC Talcott Mountain Media, LLC
72 Pane Road Contact: Michele Corona Contact: Matthew Craver
Newington, CT 06111 Middlefield, CT 06455 126 Wadhams Road, Bloomfield, CT 06002
Phone: 860-667-6046 Phone: 860-575-7916 Phone: 860-286-0782
Fax: 860-667-6046 Email: mcorona149@gmail.com Email: mcraver@talcottmountainllc.com
Email: shopthewalkincloset@gmail.com Web: www.ramartijr.com Web: www.talcottmountainllc.com
Web: www.shopthewalkin.com
A Passion for Connection
Production (Video)/Cartoon Animation Contact: Richard Marti, Jr Refer a business that enrolls as a
Dan LeRoy Cromwell, CT 06416 new member and receive one
Email: danleroy@cox.net Phone: 203-599-1903
Web: www.danleroyproductions.com Email: ramartijr@gmail.com
month's membership for free!
Web: www.ramartijr.com
Next Enrollment Period:
June 10 – June 17, 2010.