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Sukanya Samriddhi Accounts

Rate of interest 9.1% Per Annum(2014-15),calculated on yearly basis ,Yearly compounded.


Minimum INR. 1000/-and Maximum INR. 1,50,000/- in a financial year. Subsequent deposit in multiple o
A legal Guardian/Natural Guardian can open account in the name of Girl Child.
A guardian can open only one account in the name of one girl child and maximum two accounts in the nam
Account can be opened up to age of 10 years only from the date of birth. For initial operations of Scheme,
If minimum Rs 1000/- is not deposited in a financial year, account will become discontinued and can be re
Partial withdrawal, maximum up to 50% of balance standing at the end of the preceding financial year can
Account can be closed after completion of 21 years.
If account is not closed after maturity, balance will continue to earn interest as specified for the scheme fro
Normal Premature closer will be allowed after completion of 18 years /provided that girl is married.
deposit in multiple of INR 100/- Deposits can be made in lump-sum No limit on number of deposits either in a month o

accounts in the name of two different Girl children.


erations of Scheme, one year grace has been given. With the grace, Girl child who is born between 2.12.2003 &1.12.20
tinued and can be revived with a penalty of Rs 50/- per year with minimum amount required for deposit for that year.
g financial year can be taken after Account holders attaining age of 18 years.

d for the scheme from time to time.


irl is married.
er of deposits either in a month or in a Financial year

orn between 2.12.2003 &1.12.2004 can open account up to1.12.2015.


quired for deposit for that year.
Year 1
Month Investment/Month Amt ROI Amt Month
1 1200 1200 0.091 9.1 1
2 1200 2409.1 0.091 18.26900833 2
3 1200 3627.369008 0.091 27.50754831 3
4 1200 4854.876557 0.091 36.81614722 4
5 1200 6091.692704 0.091 46.19533634 5
6 1200 7337.88804 0.091 55.64565097 6
7 1200 8593.533691 0.091 65.16763049 7
8 1200 9858.701322 0.091 74.76181836 8
9 1200 11133.46314 0.091 84.42876215 9
10 1200 12417.8919 0.091 94.16901359 10
11 1200 13712.06092 0.091 103.9831286 11
12 1200 15016.04404 0.091 113.8716673 15129.91571 12

Year 4
Month Investment/Month Amt ROI Amt Month
1 1200 51033.15919 0.091 387.0014572 1
2 1200 52620.16065 0.091 399.0362182 2
3 1200 54219.19686 0.091 411.1622429 3
4 1200 55830.35911 0.091 423.3802232 4
5 1200 57453.73933 0.091 435.6908566 5
6 1200 59089.43019 0.091 448.0948456 6
7 1200 60737.52503 0.091 460.5928982 7
8 1200 62398.11793 0.091 473.1857276 8
9 1200 64071.30366 0.091 485.8740527 9
10 1200 65757.17771 0.091 498.6585976 10
11 1200 67455.83631 0.091 511.540092 11
12 1200 69167.3764 0.091 524.519271 69691.89567 12

Year 7
Month Investment/Month Amt ROI Amt Month
1 1200 116441.559 0.091 883.015156 1
2 1200 118524.5742 0.091 898.8113543 2
3 1200 120623.3855 0.091 914.7273404 3
4 1200 122738.1129 0.091 930.7640227 4
5 1200 124868.8769 0.091 946.9223165 5
6 1200 127015.7992 0.091 963.2031441 6
7 1200 129179.0024 0.091 979.6074346 7
8 1200 131358.6098 0.091 996.1361243 8
9 1200 133554.7459 0.091 1012.790157 9
10 1200 135767.5361 0.091 1029.570482 10
11 1200 137997.1066 0.091 1046.478058 11
12 1200 140243.5846 0.091 1063.51385 141307.0985 12
Year 10
Month Investment/Month Amt ROI Amt Month
1 1200 202293.2056 0.091 1534.056809 1
2 1200 205027.2624 0.091 1554.790073 2
3 1200 207782.0525 0.091 1575.680565 3
4 1200 210557.733 0.091 1596.729476 4
5 1200 213354.4625 0.091 1617.938007 5
6 1200 216172.4005 0.091 1639.307371 6
7 1200 219011.7079 0.091 1660.838785 7
8 1200 221872.5467 0.091 1682.533479 8
9 1200 224755.0802 0.091 1704.392691 9
10 1200 227659.4729 0.091 1726.417669 10
11 1200 230585.8905 0.091 1748.60967 11
12 1200 233534.5002 0.091 1770.96996 235305.4702 12

Year 13
Month Investment/Month Amt ROI Amt Month
1 1200 314977.5892 0.091 2388.580051 1
2 1200 318566.1692 0.091 2415.79345 2
3 1200 322181.9627 0.091 2443.213217 3
4 1200 325825.1759 0.091 2470.840917 4
5 1200 329496.0168 0.091 2498.678128 5
6 1200 333194.695 0.091 2526.726437 6
7 1200 336921.4214 0.091 2554.987446 7
8 1200 340676.4088 0.091 2583.462767 8
9 1200 344459.8716 0.091 2612.154026 9
10 1200 348272.0256 0.091 2641.062861 10
11 1200 352113.0885 0.091 2670.190921 11
12 1200 355983.2794 0.091 2699.539869 358682.8193 12
Year 2 Year
Investment/Month Amt ROI Amt Month
1200 16329.91571 0.091 123.8351941 1
1200 17653.75091 0.091 133.8742777 2
1200 18987.62518 0.091 143.989491 3
1200 20331.61467 0.091 154.1814113 4
1200 21685.79609 0.091 164.4506203 5
1200 23050.24671 0.091 174.7977042 6
1200 24425.04441 0.091 185.2232534 7
1200 25810.26766 0.091 195.7278631 8
1200 27205.99553 0.091 206.3121327 9
1200 28612.30766 0.091 216.9766664 10
1200 30029.28433 0.091 227.7220728 11
1200 31457.0064 0.091 238.5489652 31695.55536 12

Year 5 Year
Investment/Month Amt ROI Amt Month
1200 70891.89567 0.091 537.5968755 1
1200 72629.49255 0.091 550.7736518 2
1200 74380.2662 0.091 564.050352 3
1200 76144.31655 0.091 577.4277339 4
1200 77921.74429 0.091 590.9065608 5
1200 79712.65085 0.091 604.4876023 6
1200 81517.13845 0.091 618.1716332 7
1200 83335.31008 0.091 631.9594348 8
1200 85167.26952 0.091 645.8517938 9
1200 87013.12131 0.091 659.8495033 10
1200 88872.97081 0.091 673.953362 11
1200 90746.92418 0.091 688.164175 91435.08835 12

Year 8 Year
Investment/Month Amt ROI Amt Month
1200 142507.0985 0.091 1080.67883 1
1200 144787.7773 0.091 1097.973978 2
1200 147085.7513 0.091 1115.400281 3
1200 149401.1516 0.091 1132.958733 4
1200 151734.1103 0.091 1150.650336 5
1200 154084.7606 0.091 1168.476101 6
1200 156453.2367 0.091 1186.437045 7
1200 158839.6738 0.091 1204.534193 8
1200 161244.208 0.091 1222.768577 9
1200 163666.9765 0.091 1241.141239 10
1200 166108.1178 0.091 1259.653227 11
1200 168567.771 0.091 1278.305597 169846.0766 12
Year 11 Year
Investment/Month Amt ROI Amt Month
1200 236505.4702 0.091 1793.499815 1
1200 239498.97 0.091 1816.200522 2
1200 242515.1705 0.091 1839.073376 3
1200 245554.2439 0.091 1862.119683 4
1200 248616.3635 0.091 1885.340757 5
1200 251701.7043 0.091 1908.737924 6
1200 254810.4422 0.091 1932.31252 7
1200 257942.7548 0.091 1956.06589 8
1200 261098.8206 0.091 1979.99939 9
1200 264278.82 0.091 2004.114385 10
1200 267482.9344 0.091 2028.412253 11
1200 270711.3467 0.091 2052.894379 272764.241 12

Year 14
Investment/Month Amt ROI Amt
1200 359882.8193 0.091 2729.11138
1200 363811.9307 0.091 2758.907141
1200 367770.8378 0.091 2788.928853
1200 371759.7667 0.091 2819.17823
1200 375778.9449 0.091 2849.656999
1200 379828.6019 0.091 2880.366898
1200 383908.9688 0.091 2911.30968
1200 388020.2785 0.091 2942.487112
1200 392162.7656 0.091 2973.900972
1200 396336.6665 0.091 3005.553055
1200 400542.2196 0.091 3037.445165
1200 404779.6648 0.091 3069.579124 407849.2439
Year 3
Investment/Month Amt ROI Amt
1200 32895.55536 0.091 249.4579615
1200 34345.01333 0.091 260.4496844
1200 35805.46301 0.091 271.5247612
1200 37276.98777 0.091 282.6838239
1200 38759.6716 0.091 293.9275096
1200 40253.5991 0.091 305.2564599
1200 41758.85556 0.091 316.6713214
1200 43275.52689 0.091 328.1727456
1200 44803.69963 0.091 339.7613889
1200 46343.46102 0.091 351.4379127
1200 47894.89893 0.091 363.2029836
1200 49458.10192 0.091 375.0572729 49833.15919

Year 6
Investment/Month Amt ROI Amt
1200 92635.08835 0.091 702.4827533
1200 94537.5711 0.091 716.9099142
1200 96454.48102 0.091 731.4464811
1200 98385.9275 0.091 746.0932835
1200 100332.0208 0.091 760.8511576
1200 102292.8719 0.091 775.7209455
1200 104268.5929 0.091 790.7034961
1200 106259.2964 0.091 805.7996642
1200 108265.096 0.091 821.0103117
1200 110286.1064 0.091 836.3363065
1200 112322.4427 0.091 851.7785235
1200 114374.2212 0.091 867.337844 115241.559

Year 9
Investment/Month Amt ROI Amt
1200 171046.0766 0.091 1297.099414
1200 173543.176 0.091 1316.035752
1200 176059.2118 0.091 1335.115689
1200 178594.3275 0.091 1354.340317
1200 181148.6678 0.091 1373.710731
1200 183722.3785 0.091 1393.228037
1200 186315.6065 0.091 1412.89335
1200 188928.4999 0.091 1432.707791
1200 191561.2077 0.091 1452.672492
1200 194213.8802 0.091 1472.788591
1200 196886.6688 0.091 1493.057238
1200 199579.726 0.091 1513.479589 201093.2056
Year 12
Investment/Month Amt ROI Amt
1200 273964.241 0.091 2077.562161
1200 277241.8032 0.091 2102.417008
1200 280544.2202 0.091 2127.460337
1200 283871.6806 0.091 2152.693578
1200 287224.3741 0.091 2178.11817
1200 290602.4923 0.091 2203.735567
1200 294006.2279 0.091 2229.547228
1200 297435.7751 0.091 2255.554628
1200 300891.3297 0.091 2281.75925
1200 304373.089 0.091 2308.162591
1200 307881.2516 0.091 2334.766158
1200 311416.0177 0.091 2361.571468 313777.5892

Remaining Year
Year ROI Amt
14 1.091 444963.5251
15 1.091 485455.2059
16 1.091 529631.6296
17 1.091 577828.1079
18 1.091 630410.4657
19 1.091 687777.8181
20 1.091 750365.5995
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