Debit Card :-
This card can be used as an ATM card for withdrawing cash at the following ATMs:
1. Saraswat Bank ATMs
2. Visa enabled ATMs

Debit Card looks similar to a credit card, bearing a Visa logo, and can be used wherever Visa
logo is displayed.

Debit card can be used at Domestic as well as International ATMs, POS machines bearing the
Visa logo at merchant establishment and for Purchases/Ticket Booking through Internet that use
a secured e-Commerce Payment Gateway.

Toregister for Verified by Visa (VbV) click here

Debit card can be used upto the balance available in the account of cardholder. The daily
transaction limit for Point of Sale + Online + ATM together is maintained at Rs 50,000/- with a
maximum limit of Rs 25,000/- per day for ATM withdrawals. e.g.
1. ATM Cash withdrawal Rs 15,000/- + POS transaction Rs 20,000/- + Online transaction
Rs 15,000/-
2. ATM Cash withdrawal Rs 25,000/- + POS transaction Rs 15,000/- + Online transaction
Rs 10,000/-
3. ATM Cash withdrawal Rs 25,000/- + POS transaction Rs 25,000/- + Online transaction -
4. Funds Transfer in linked accounts on Saraswat Bank's ATMs ONLY.

Benefits to You:
1. Facilitates electronic transactions and saves the customer from carrying cash or
withdrawing cash.
2. Provides access to merchant establishments, eCommerce transactions and ATM access.
3. Offers the customers safety and security.
4. Extensive usage across a number of establishments as VISA is widely recognised in all
leading departmental stores, eCommerce sites and retail outlets all over the world.
5. Helps customer stay in control as it tracks their expenses.
6. In case of international traveler, it can save the customer from having to stock up on
traveller's cheques or cash when he/she travels.
7. Debit cards may be more readily accepted than cheques, especially in other states or
countries as one need not verify the authenticity of the payment and the merchant is

Charges : Click here to view the detail list of Debit Card Charges Maximum withdrawal from Other Bank ATM is Rs 10000/. Lost Card Insurance Cover of Rs 50. assured of immediate payment.per transaction with an overall limit of Rs 50.The form for Registration can be downloaded from the "forms" section in the website. The keywords and their syntax for SMS Requests are given below: Mobile Banking Number .  Transaction Alert for all transactions through ATM/POS/E-Commerce and Netbanking and other transactions above Rs 5000/-  Alert for Sweep In Sweep Out facility (Sweep In Sweep Out facility available for Elite Accounts only)  Alert for dispatch of Chequebook/Visa Debit Card Kindly note following points before sending an SMS:  All the below-mentioned SMS requests should be sent through theregistered mobile number only.g.12345) in the keyword. Under SMS Banking following facilities are offered to the customers.per day. 8. SMS Banking :- SMS Banking brings the Banking at your fingertips.  The keywords are case-sensitive.g.9223810000 .  Welcome message on New Account Opening  Latest Balance in the Account  Details of the last 3 transaction in the account.000/- Registration For registration you may contact your nearest branch .  There should be a single space between each word in the syntax. SBPUB) and the account number (e.  Please do NOT type the pointed or square brackets in your SMS. Bank has introduced the SMS Banking Facility for its customers.000/.  You have to type the product (e.

The account Balance Enquiry Example: SBAL SBPUB 10 SBAL number is optional. You Specific Card to9223810000 will have to apply for a fresh Example – BLOCK 1234 card. you will get the balance in your primary account.) to9223810000. The account LST3 Last 3 number is optional. card number. If no Example: LST3 SBPUB 10 LST3 transactions account number is specified. Blocking of Multiple Cards All the cards will be Send keyword (Use this option permanently blocked. CAPUB 12 then returns last three transactions in your primary account.Request SMS Message Information Gives you the balance for the specified account SBAL number. You asBLOCK to9223810000 when you do not will have to apply for a fresh Example – BLOCK remember your card. Example – STOPCHQ 126203100009999 12345 Send keyword Your email id will be asEMAILID(Space) Register your e. if locked due to wrong PIN asUNLOCKCARD to922381000 . abc@xyz. mail id Email ID (REID) and Example – EMAILID confirmed by SMS. BLOCK(space) (last four digits Specific card will be Blocking of of specific card number) permanently blocked. If no CAPUB 12 account number is Unlocking of ATM Send keyword PIN. Gives you the last three transactions in the specified account.) Send keyword asSTOPCHQ(Space) (15 digit Specific Cheque will be Stop payment of Account no) (Space) (Cheque stopped and informed by cheque No. SMS. registered as Registered (domain.

T-pin is your mobile Mobile no ) [Transaction PIN] to 9223810000 banking transaction password. Unlocking of Send keyword User. attempts. will be released. . Customer has to submit his request for SMS Banking at home branch in format specified which is available under forms section. if locked due to wrong Mobile Banking Id asUNLOCKMB to9223810000. For Financial transactions Facility SMS Message format Information IMPSA [beneficiary CBS Account Inter Bank After sending SMS funds will be no] [Beneficiary IFSC] Fund Transfer transferred to beneficiary [Transaction amount] [Remitter ( Based on account. to9223810000 Inter Bank IMPSP [beneficiary mobile no] After sending SMS funds will be Fund Transfer [Beneficiary MMID] [Transaction transferred to beneficiary ( Based on amount] [Remitter MMID] account. Unlocking of Send keyword User. 0. will be released. T-pin is your mobile MMID] [Transaction PIN] IFSC code ) banking transaction password. will be released. attempts. if locked due to wrong Netbanking Id asUNLOCKIB to9223810000. attempts.

of M/S HDFC Standard Life Insurance Co Ltd. these plans also assure your family a certain sum by way of an insurance . which is then used to get regular income through an annuity plan. these plans give you a lump sum on retirement. Not just for today. marriage or anything else. be it higher education. Health Plans Health plans give you the financial security to meet health related contingencies. sudden eventualities. even if something unfortunate were to happen to you. The details of tie-up and products offered are given below: LIFE INSURANCE We are the Corporate Agents for the distribution of Life Insurance products. While providing an excellent savings tool for your short term and long term financial goals. which . you have to ensure that your family’s future expenses are taken care. And there is no reason why they shouldn’t get the very best in the future too. your priority is to secure the well-being of those who depend on you. They are all the more important if you are the chief wage earner in your family. health issues have acquired completely new dimensions becoming more complex in nature. These plans go a long way in securing your child’s future by financing the key milestones in their lives even if you are no longer around to oversee them. we offer following life insurance products: Protection Plans Protection Plans help to shield your family from uncertainties in life due to financial losses in terms of loss of income that may dawn upon them incase of your untimely demise or critical illness.Insurance :- It is our earnest endeavour to offer suites of new and competitive financial products and services. A small sum invested by you regularly can help you build a decent corpus over a period of time and go a long way in providing your child a secured financial future alongwith . Under this tie up arrangement. Children’s Plans help you save steadily over the long term so that you can secure your child’s future needs. Protection Plans go a long way in ensuring your family’s financial independence in the event of your unfortunate demise or critical illness. As a judicious family man. Retirement Plans Retirement Plans provide you with financial security so that when your professional income starts to ebb. Pension planning has therefore become critical in today's world. Given the high cost of living and rising inflation. No matter how much you have saved or invested over the years. Our Savings & Investment Plans provide you the assurance of lump sum funds for your and your family’s future expenses. Savings and Investment Plans You have always given your family the very best.We have for this purpose tied up with various insurance companies. always tend to affect your family financially apart from the huge emotional that you can fulfill your child’s dreams and aspirations. you can still live with pride without compromising on your living standards. It becomes imperative then to have a health plan in place. More importantly. Due to changing lifestyles. but also in the long term. employer pensions alone are not sufficient. such as death or critical illness. Children’s Plan Children’s Plans help to save. By providing you a tool to accumulate and invest your savings.