SEPA XML

SEPA XML

3.0

. 1/41
 SEPA XML

I. SEPA XML...3

II. ...4

III. .5

IV. .6

V. .8

VI. .25

VII. 25

VIII. .27

IX. (Cut-off times) 30

X. ......33

XI. 34

1. DIAS CREDIT TRANSFER:

BIC
2.
3. External Category Purpose 1 code

: Alpha Bank

SEPA XML.

. 2/41
 SEPA XML
I. SEPA XML

H Alpha Bank
() 260/2012 (SEPA),
, Alpha Bank,
, xml ISO
20022.

SEPA xml , Alpha Mass

Payments, pain.001.001.03, pain.002.001.03,
camt.054.001.03 camt.055.001.04 :
() SEPA , payments initiation
(http://www.europeanpaymentscouncil.eu/index.cfm/knowledge-bank/epc-documents/sepa-credit-
transfer-scheme-customer-to-bank-implementation-guidelines-version-8/) () ISO
20022 , cash management (http://www.iso20022.org/payments_messages.page)

1.

( ,
) ,
, .
. !
/ ,
. ,
/ ,
Alpha Bank.

.
Alpha Bank
(interfaces):
.
(Web client)
. Alpha Bank File
Transfer (FTP interface)
ISO 20022 xml
(SEPA xml) :
- Alpha Mass Payments (
SEPA xml).
- ( )
- Alpha Bank File Transfer ( )

:
- ,
.
- - ()
(. )..
.
1
Alpha Bank www.alpha.gr > / >
Alpha Bank .
> ,
(check digits) .

. 3/41
 SEPA XML

,
Alpha Bank File Transfer (
) ,
. ,
.

II.

()
Alpha Bank ,
[. . VII], , ,
, .

:
o
.
(Purpose Code)
o :

.

.
Alpha Bank
.
o ( )

Alpha Bank File Transfer.
o ( )
Alpha Bank File
Transfer,

l FAX 210-6506047.
o () camt055
( ) ()
.001.
o , ,
[. . VI]. ,
,
.
o


.
Alpha Bank ,
,
.

pain.001.001.03 :

. 4/41
 SEPA XML
o
.
o
.
o .
o .
o (remittance info) 140 ,
.
o .
GR .
o . .
o /
.
o .

o Alpha ()
()
.

III.

..
:

MPxxxxxxKKKKKyyyymmddnnn_pain001.XML
Alpha Bank
MPxxxxxxKKKKKyyyymmddnnn_pain002_00.XML Alpha
Bank
MPxxxxxxKKKKKyyyymmddnnn_pain002REJ.XML Alpha
Bank

/
/
.
MPxxxxxxyyyymmddnnn_camt054_00.XML


/

/
.
camt054
pain002REJ .
MPxxxxxxyyyymmddnnn_camt055.XML
pain.001

xxxxxx 6- Alpha Mass Payments (cpayid)

5- CPAYID
yyyy

. 5/41
 SEPA XML
mm
dd
nnn (001-999)

, Pain.002 Alpha Bank

. :

MPXXXXXXYYYYMMDDNN_pain002_SS.XML (..
AMP2003441478320150907001_PAIN002_00.xml)

XXXXXX CPAYID

YYYY
MM
DD
NN (001-999)
Pain002_SS Extension Status pain002_00 Pain.001

Pain.001 SEP
, ,
\OUT Pain.001 ( ),
Extension Status.
,
1) Pain.001 Non SEPA XML File, Extension Status pain001_E1 (
MPXXXXXXYYYYMMDDNN_pain001_1.XML)
2) Pain.001 ,
, Extension Status pain001_E2 (
MPXXXXXXYYYYMMDDNN_pain001_2.XML)

IV. -

Group Header
:

()
pain.001.001.03.

,
/ /
pain.002.001.03.
-
,
camt.054.001.03 (
).
()
.001 Alpha Mass Payments,
camt.055.001.04 ,
"Message Root", "Assignment",
"Control Data" "Underlying

. 6/41
 SEPA XML

UTF-8.

1.

:

M Mandatory .
O Optional (
).
8n () 8 .
18d 17 (18
).
4!a 4 .
35x 1 35
ISODtTm ISO (YYYY-MM-DDThh:mm:ss)

2.
+. +
. ++
(child element) +,
parent element +++ .
tags xml
:

Tag XML
x
+ <x> </x>
++ < x parent element >
<x> </ x >
</ x parent element >
+++ < parent of all elements >
< x parent element >
<x> </x>
</ x parent element >
</ parent of all elements >

. 7/41
 SEPA XML
V.

1. Customer Credit Transfer Initiation pain.001.001.03

"Group Header"
"Payment Information". "Message
Root".

1.1 Message Root

+ Message Root M XML Tag: <CstmrCdtTrfInitn>

1.2 Group Header

A/A XML Field
1.0 + Group Header <GrpHdr> M
1.1 ++ Message <MsgId> M 35x
Identification .

.
1.2 ++ Creation Date Time <CreDtTm> M
ISODtTm .
1.6 ++ Number Of <NbOfTxs> M 15n
Transactions ( 2.27
"Credit Transfer Transaction
Information")
.
1.7 ++ Control Sum <CtrlSum> O 18d

(
2.43 "Instructed
Amount").
1.8 ++ Initiating Party <InitgPty> M
.
1.8 +++ Name <Nm> O
1.8 +++ Identification <Id> O
++++ Organisation <OrgId> O
Identification Id Other
+++++ Other <Othr> O AMP CPAYID
++++++ Identification <Id> M
++++++ Issuer <Issr> M AlphaMassPayments
Issr Alpha.

1.3 Payment Information

.

A/A XML Field

2.0 + Payment <PmtInf> M
Information
. 99

. 8/41
 SEPA XML
A/A XML Field
.

.
2.1 ++ Payment <PmtInfId> M 35x
Information ( Payment
Identification Information ).

,
AMP (Alpha
Mass Payments)


AlphaMassPayments (

).
27 ( )


.

.
2.2 ++ Payment <PmtMtd> M 3x : TRF.
Method
2.3 ++ Batch <BtchBookg> O
Booking Boolean extrait (
).
:
false ( ManyToMany).
true ( Many To One)

,

MTM.


xml .
2.4 ++ Number of <NbOfTxs> O 15n
Transactions .
.
2.5 ++ Control Sum <CtrlSum> O 18d

.
.
2.6 ++ Payment <PmtTpInf> O
Type Information .
2.8 +++ Service <SvcLvl> O
Level
2.9 ++++ Code <Cd> M 4!a : "SEPA" .
2.1 +++ Local <LclInstrm> O
1 Instrument .
2.1 ++++ Code <Cd> O
2
2.1 ++++ Proprietary <Prtry>
3

. 9/41
 SEPA XML
A/A XML Field
2.1 +++ Category <CtgyPurp> O .
4 Purpose
.
2.1 ++++ Code <Cd> O 4!a
5
3
2.1 ++ Requested <ReqdExctnDt> M ISOdt .
7 Execution Date
.


.
2.1 ++ Debtor <Dbtr> M
9
2.1 +++ Name <Nm> O 140x .
9 : 70 .
2.1 +++ Postal <PstlAdr> .
9 Address
2.1 ++++ Country <Ctry> O 2!a
9
2.1 ++++ Address <AdrLine> O 70x 2 .
9 Line
2.1 +++ <Id> O
9 Identification
++++ <OrgId> O
Organisation
Identification
+++++ Other <Othr> O
++++++ <Id> O
Identification
++++++ Issuer <Issr> O , 20
.
2.2 ++ Debtor <DbtrAcct> M
0 Account IBAN.
2.2 +++ <Id> M
0 Identification
2.2 ++++ IBAN <IBAN> M 34x
0
2.2 +++ Currency <Ccy>
0 .
2.2 ++ Debtor Agent <DbtrAgt>
1
+++ Financial <FinInstnId>
Institution
Identification
++++ BIC <BIC> M 11x
BIC.
CRBAGRAAXXX.
2.2 ++ Ultimate <UltmtDbtr> O .
3 Debtor ,

(Name, Identification)
.

. 10/41
 SEPA XML
A/A XML Field
.
2.2 +++ Name <Nm> O 70x
3 .
.
2.2 +++ <Id> O
3 Identification .
.
2.2 ++ Charge <ChrgBr> O 4!a .
4 Bearer : SLEV, DEBT.
2.2 ++ Credit <CdtTrfTxInf> M
7 Transfer ,
Transaction
Information (Requested Execution
Date).
.
2.2 +++ Payment <PmtId> M
8 Identification
2.2 ++++ Instruction <InstrId> O 35x .
9 Identification
.
.
2.3 ++++ End to End <EndToEndId> M 35x
0 Identification .
,
NOTPROVIDED.

.
2.4 +++ Amount <Amt> M
2
2.4 ++++ Instructed <InstdAmt> M 18d & .
3 Amount 3!a .
: EUR.
.
2.7 +++ Creditor <CdtrAgt> O
7 Agent
++++ Financial <FinInstnId> O
Institution
Identification
+++++ BIC <BIC> O 11x
(
Creditor Agent ).

BIC.
BIC CODES
1.
2.7 +++ Creditor <Cdtr> M
9
2.7 ++++ Name <Nm> M 140x
9 .
. : 70
.
2.7 ++++ Postal <PstlAdr> O
9 Address
2.7 +++++ Country <Ctry> O 2!a

. 11/41
 SEPA XML
A/A XML Field
9 . : ISO Code
2.7 +++++ Address <AdrLine> O 70x .
9 Line
2
2.7 ++++ <Id> O .
9 Identification
++++ <OrgId> O
Organisation .
Identification
+++++ BIC or <BICOrBEI> O BIC or
BEI BEI,
+++++ Other <Othr> O Other
.
{or}
++++ Private <PrvtId> O
Identification .
+++++ Date and <DtAndPlcOfBirth O Date and Place of Birth
Place of Birth > Other
+++++ Other <Othr> O .
2.8 +++ Creditor <CdtrAcct> M 34x
0 Account
++++ <Id> M
Identification
+++++ IBAN <IBAN> M
.
IBAN.
2.8 +++ Ultimate <UltmtCdtr> O .
1 Creditor ,

(Name, Identification)
.
2.8 ++++ Name <Nm> O 140x
1 . : 70

2.8 ++++ <Id> O
1 Identification .
(
Ultimate Creditor).
+++++ <OrgId> O
Organisation .
Identification ,
++++++ BIC or <BICOrBEI>
BEI BIC or BEI,
++++++ Other <Othr> Other
.
+++++ Private <PrvtId> O
Identification .
++++++ Date <DtAndPlcOfBirth O Date and Place of Birth
and Place of > Other
Birth .
++++++ Other <Othr> O
2.8 +++ Purpose <Purp> O .
6

. 12/41
 SEPA XML
A/A XML Field
2.8 ++++ Code <Cd> O 4!a ISO
7 1.
2.9 +++ Remittance <RmtInf> O
8 Information
2.9 ++++ <Ustrd> O us : 20
9 Unstructured
120

OFFus : 140
.

2. Customer Payment Status Report pain.002.001.03

PAIN.001.001.03
. "Group Header"
"Original Group Information and Status" "Original Payment
Information and Status". "Message Root".

2.1 Message Root

+ Message Root M XML Tag: <CstmrPmtStsRpt >

2.2 Group Header

Group Header .

A/A XML Field

1.0 + Group Header <GrpHdr> M
1.1 ++ Message <MsgId> M 35x
Identification
.
1.2 ++ Creation Date <CreDtTm> M
Time ISODtTm .
1.5 ++ Debtor Agent <DbtrAgt> O 11x BIC ,
CRBAGRAAXXX.
+++ Financial <FinInstnId> M
Institution
Identification
++++ BIC <BIC> M 11x BIC ,
CRBAGRAAXXX.

2.3 Original Group Information and Status

2.1 2.2
group pain.001
.

A/A XML Field

2.0 + Original Group <OrgnlGrpInfAndSts> M
Information And

. 13/41
 SEPA XML
A/A XML Field
Status
2.1 ++ Original Message <OrgnlMsgId> M 35x
Identification

,
, . 1.1
"Message Identification"
"pain.001".
2.2 ++ Original Message <OrgnlMsgNmId> M 35x
Name Identification .
"pain.001".
2.6 ++ Group Status <GrpSts> O 4!a
group,
ACCP.
group
.
2.7 ++ Status Reason <StsRsnInf> O .
Information
2.8 +++ Originator <Orgtr> O BIC ,

CRBAGRAAXXX.

2.4 Original Payment Information and Status

group.

A/A XML Field

3.0 + Original <OrgnlPmtInfAndSts O
Payment >
Information And
Status
3.1 ++ Original <OrgnlPmtInfId> M 2.1
Payment "Payment Information
Information Identification"
Identification pain.001.
3.15 ++ Transaction <TxInfAndSts> O
Information and
Status .
.
3.16 +++ Status <StsId> O 35x
Identification
.
Alpha Mass Payments.
3.17 +++ Original <OrgnlInstrId> O 35x 2.29
Instruction "Instruction Identification"
Identification

.
3.18 +++ Original End- <OrgnlEndToEndId> O 35x
to-End
Identification , . 2.30 "End
to End Identification"

. 14/41
 SEPA XML
A/A XML Field
.
3.19 +++ Transaction <TxSts> O 4!a
Status .
: "RJCT",
"ACCP", "PDNG".
3.20 +++ Status <StsRsnInf> O
Reason Transaction Status "RJCT".
Information
3.21 ++++ Originator <Orgtr> O .
+++++ Name <Nm> O 140x
{or} {or}
.
+++++ <Id> O 11x
Identification BICOrBEI
++++++ <OrgId> Orgtr/Id/OrgId BIC
Organization Alpha (CRBAGRAAXXX)
Identification
+++++++ <BICOrBEI> camt.055
BICorBEI ( pain.001)
Id
Orgtr/Id/OrgId/Othr
AMP CPAYID

AlphaMassPayments .
3.22 ++++ Reason <Rsn> O
3.23 +++++ Code <Cd> O 4!a
.

.
3.24 ++++ Additional <AddtlInf> O
Info
MPxxxxxxKKKKKyyyymmddnn
n_
pain002REJ.XML



/
/ .
:
06 :

07 :

3.32 +++ Original <OrgnlTxRef> O
Transaction .
Reference
3.34 ++++ Amount <Amt> O .
3.35 +++++ Instructed <InstdAmt> M 18d 2.43 "Instructed Amount"
Amount & 3!a
pain.001
3.41 ++++ Requested <ReqdExctnDt> O 2.17 "Requested
Execution Date ISODat Execution Date"
e ,
. 15/41
 SEPA XML
A/A XML Field
pain.001
3.55 ++++ Payment <PmtTpInf> O 2.6 "Payment Type
Type Information Information"
.
pain.001
3.68 ++++ Payment <PmtMtd> O 2.2 "Payment Method"
Method
, pain.001
3.88 ++++ Remittance <RmtInf> O 2.98 "Remittance
Information Information"
,
pain.001
3.12 ++++ Ultimate <UltmtDbtr> O 2.70 "Ultimate Debtor"
0 Debtor
.
3.12 ++++ Debtor <Dbtr> O 2.19 "Debtor"
1 ,
pain.001
3.12 ++++ Debtor <DbtrAcct> O 2.20 "Debtor Account"
2 Account
, pain.001
3.12 ++++ Debtor <DbtrAgt> O 2.21 "Debtor Agent"
3 Agent
, pain.001
3.12 ++++ Creditor <CdtrAgt> O 2.77 "Creditor Agent"
5 Agent
, pain.001
3.12 ++++ Creditor <Cdtr> O 2.79 "Creditor"
7
, pain.001
3.12 ++++ Creditor <CdtrAcct> O 2.80 "Creditor Account"
8 Account
, pain.001
3.12 ++++ Ultimate <UltmtCdtr> O 2.81 "Ultimate Creditor"
9 Creditor
, pain.001

3. Customer Debit Credit Notification camt.054.001.03

(returns) . "Group Header"
"Notification".
"Message Root".

3.1 Message Root

XML Tag:
+ Message Root M <BkToCstmrDbtCdtNtfctn>

. 16/41
 SEPA XML

3.2 Group Header

/ XML Field
1.0 + Group Header <GrpHdr> M
1.1 ++ Message Identification <MsgId> M 35x


.
1.2 ++ Creation Date Time <CreDtTm> M
ISODtTm
.
1.3 ++ Message Recipient <MsgRcpt> O
.
1.3 +++ Name <Nm>
1.3 +++ Identification <Id> O
++++ Organisation <OrgId> O
Identification Id
+++++ BIC or BEI <AnyBIC> Other AMP
+++++ Other <Othr> CPAYID

AlphaMassPayments
Issr
Alpha.

3.3 Notification
/ XML Field
2.0 + Notification <Ntfctn> M

( 2.11)
2.1 ++ Identification <Id> M 35x

Notification.



AlphaMassPayments.
2.5 ++ Creation Date Time <CreDtTm> M ISODtTm

.
2.8 ++ Reporting Source <RptgSrc> O .
2.11 ++ Account <Acct> M
+++ Identification <Id> M
++++ IBAN <IBAN> M 34x
,

,
IBAN.
+++ Servicer <Svcr> O
.
++++ Financial Institution <FinInstnId> M
+++++ BICFI <BICFI> M 11x CRBAGRAAXXX
2.24 ++ Transaction Summary <TxsSummry> O

. 17/41
 SEPA XML
/ XML Field
.
2.25 +++ Total Entries <TtlNtries> O
.

.
2.26 ++++ Number of Entries <NbOfNtries> O 15n
entries
(2.45).
.
2.45 ++ Entry <Ntry> O
.




(returns), Value Date
& Bank Transaction Code.

.
5.1.1 +++ Amount <Amt> M 18d & 3!a
entry.
EUR.
5.1.2 +++ Credit Debit <CdtDbtInd> M 4!a : CRDT
Indicator (Credit).
5.1.4 +++ Status <Sts> M 4!a BOOK.
5.1.8 +++ Value Date <ValDt> O
5.1.9 ++++ Date <Dt> M ISODt



.
H
(
)
5.1.18 +++ Bank Transaction <BkTxCd> M
Code

.
5.1.24 ++++ Proprietary <Prtry> O
5.1.25 +++++ Code <Cd> M 35x
.
:
- RETURN ( SCT)

.
5.1.234 +++ Entry Details <NtryDtls> O
.

.

.
5.1.235 ++++ Batch <Btch> O
.
5.1.238 +++++ Number Of <NbOfTxs> O 15n

. 18/41
 SEPA XML
/ XML Field
Transactions

entry details.

.
5.1.239 +++++ Total Amount <TtlAmt> O 18d &3!a
(
5.1.259 Amount)
Transaction
Details.
: EUR.

.
5.1.241 ++++ Transaction Details <TxDtls> O
.


(returns).

.
5.1.242 +++++ References <Refs> O
.
5.1.246 ++++++ Instruction <InstrId> O 35x
Identification Instruction Identification
,


pain.001.
5.1.247 ++++++ End To End <EndToEndId> O 35x End to
Identification End Identification


pain.001.

.
5.1.248 ++++++ Transaction <TxId> O 35x
Identification
(return).

UN

5.1.259 +++++ Amount <Amt> M 18d & 3!a .

: EUR.

5.1.260 +++++ Credit Debit <CdtDbtInd> M 4!a : CRDT.
Indicator

5.1.418 +++++ Related Parties <RltdPties> O .
5.1.462 ++++++ Debtor <Dbtr> M



5.1.463 +++++++ Name <Nm> M 140x

. 19/41
 SEPA XML
/ XML Field
AlphaMassPayments.
5.1.750 +++++ Related Agents <RltdAgts> O
5.1.751 ++++++ Debtor Agent <DbtrAgt> O
5.1.752 +++++++ Financial <FinInstnId> M
Institution Identification
5.1.753 ++++++++ BICFI <BICFI> M 11x BIC
,
CRBAGRAAXXX.
5.1.1173 +++++ Remittance <RmtInf> O
Information
5.1.1174 ++++++ Unstructured <Ustrd> M 140x 2.99 original
pain.001



AlphaMassPayments.
{or}
5.1.1175 ++++++ Structured <Strd> O
5.1.1386 +++++ Return Information <RtrInf> O
5.1.1396 ++++++ Originator <Orgtr> M
5.1.1409 +++++++ Identification M
5.1.1410 ++++++++ Organisation
Identification
+++++++++ Any BIC M 11x To BIC


2.77 original
pain.001
5.1.1439 ++++++ Reason M
.
5.1.1440 +++++++ Code M 4!x ISO ,

original pacs.004

.
5.1.1441 +++++++ Proprietary M 35x

4 Customer Payment Cancellation Request camt.055.001.04

pain.001
. camt.055 :

( )
.
pain.001
( pain.001 )

ain.002
(camt.055).

"Assignment", Case, "Control Data"

"Underlying". "Message Root".

. 20/41
 SEPA XML
Case .

4.1 Message Root

+ Message Root M XML Tag: < CstmrPmtCxlReq>

4.2 Assignment
/ XML Field
1.0 + Assignment <Assgnmt> M
1.1 ++ Identification <Id> M 35x

.


1.2 ++ Assigner <Assgnr> M
+++ Party <Pty><Id> M
++++ Identification <OrgId>< Id
+++++ Organisation Othr > Pty/Id/OrgId/Othr
Identification AMP CPAYID
++++++ Any BIC
++++++ Other AlphaMassPayments .
1.5 ++ Assignee <Assgne> M
+++ Party <Pty><Id>
++++ Identification <OrgId>< Pty/Id/OrgId/BICOrBEI
+++++ Organisation AnyBIC>
Identification
++++++ AnyBIC
++++++ Other M 11x
+++++++ Identification
+++++++ Issuer
{or}
+++++ Private Identification
++++++ Date and Place of BIC.
Birth CRBAGRAAXXX.
++++++ Other
+++++++ Identification
+++++++ Issuer
1.8 ++ Creation Date Time <CreDtTm> M
ISODtTm .

4.3 Case
/
2.0 + Case O < TO BE USED
>

4.4 Control Data

/ XML Field
3.0 + Control Data <CtrlData> O .

. 21/41
 SEPA XML
/ XML Field
3.1 ++ Number Of Transactions <NbOfTxs> M 15n
.

100.000.


Transaction
Informations (4.43)
.

3.2 ++ Control Sum O Not to be used.

.

4.4 Underlying
/ XML Field
4.0 + Underlying <Undrlyg> M .
4.1 ++ Original Group O Not to be used.
Information And .
Cancellation
4.21 ++ Original Payment <OrgnlPmtI O ,
Information and nfAndCxl> .
Cancellation

.
4.22 +++ Payment Cancellation <PmtCxlId> O 35x .
Identification
(
Original Payment Information and
Cancellation ).

,
AMP
(Alpha Mass Payments)


AlphaMassPayments .
27 ( )


.


.
4.23 +++ Case O Not to be used.
.
4.29 +++ Original Payment <OrgnlPmtI M 35x
Information Identification nfId> 2.1 (Payment Information
Identification) pain.001

.
4.30 +++ Original Group <OrgnlGrpIn O .
Information f>

. 22/41
 SEPA XML
/ XML Field
4.31 ++++ Original Message < M 35x
Identification OrgnlMsgId ( 1.1
> Message Identification pain.001
).

4.32 ++++ Original Message <OrgnlMsg M 35x

Name Identification NmId> pain.001.
4.33 ++++ Original Creation Date O Not to be used.
Time .
4.34 +++ Number of <NbOfTxs> O
Transactions
(
4.43 Transaction
Information).
4.35 +++ Control Sum O Not to be used.
.
4.36 +++ Payment Information <PmtInfCxl> O
Cancellation Indicator false.

pain.001
4.43 Transaction
Information.
4.37 +++ Cancellation Reason O Not to be used.
Information .
4.38 ++++ Originator O Not to be used.
.
4.39 ++++ Reason O Not to be used.
.
4.40 +++++ Code M 4!a Not to be used.
{or} {or} {or} .
4.41 +++++ Proprietary M 35x
4.42 ++++ Additional Information O 35x Not to be used.
.
4.43 +++ Transaction Information < TxInf > ,

pain.001.
4.44 ++++ Cancellation < CxlId >
Identification


.

.
4.45 ++++ Case O Not to be used.
.
4.51 ++++ Original Instruction < O 35x
Identification OrgnlInstrId
> .

2.29 (Instruction
Identification) pain.001

. 23/41
 SEPA XML
/ XML Field
4.52 ++++ Original End To End < O 35x
Identification OrgnlEndTo
EndId > .

2.30 (End to End
Identification) pain.001
4.53 ++++ Original Instructed < M 18d & .
Amount OrgnlInstdA 3!a .
mt > : EUR.
A 2.43
(Instructed Amount) pain.001
4.54 ++++ Original Requested < M ISODt .
Execution Date OrgnlReqdE A 2.17
xctnDt > (Requested Execution Date)
pain.001
4.55 ++++ Original Requested O Not to be used.
Collection Date .
4.56 ++++ Cancellation Reason < CxlRsnInf
Information > .
4.57 +++++ Originator < Orgtr > .
++++++ Name <Nm> 70x
{or} {or} Originator
++++++ Identification O 11x .
+++++++ Organisation
Identification sub-element Name ( 70
++++++++ Any BIC )
.
4.58 +++++ Reason < Rsn > .
4.59 ++++++ Code < Cd > M 4!x
Or o 3 (Cancellation
< Prtry > Reason Codes in camt.055).
{or} {or}
4.60 ++++++ Proprietary M 35x
4.61 +++++ Additional O Not to be used.
Information .
4.62 ++++ Original Transaction < O
Reference OrgnlTxRef .
>
4.62 +++++ Interbank Settlement O Not to be used.
Amount .
4.62 +++++ Amount O Not to be used.
.
4.62 +++++ Interbank Settlement O Not to be used.
Date .
4.62 +++++ Settlement O Not to be used.
Information .
4.62 +++++ Payment Type O Not to be used.
Information .
4.62 +++++ Payment Method O Not to be used.
.
4.62 +++++ Remittance < RmtInf > O 2.98 (Remittance
Information Information) pain.001
.
4.62 +++++ Ultimate Debtor O

. 24/41
 SEPA XML
/ XML Field
4.62 +++++ Debtor < Dbtr > O 2.19 (Debtor)
pain.001 .
4.62 +++++ Debtor Account O Not to be used.
.
4.62 +++++ Debtor Agent < DbtrAgt > O 2.21 (Debtor Agent)
pain.001 .
4.62 +++++ Debtor Agent O Not to be used.
Account .
4.62 +++++ Creditor Agent < CdtrAgt > O 2.77 (Creditor Agent)
.
4.62 +++++ Creditor Agent O Not to be used.
Account .
4.62 +++++ Creditor O Not to be used.
.
4.62 +++++ Creditor Account < CdtrAcct > O 2.80 (Creditor Account)
pain.001 .
4.62 +++++ Ultimate Creditor O Not to be used.
.

VI.

, (
Alpha Bank File Transfer),
.

- O ,
- E : , ,
- E
, .

,
. pain.002

,
.
.

VII.

1.

1. ()
.001 lpha ass ayments:
Alpha Bank File Transfer:

.

. 25/41
 SEPA XML
(web client):

.
2. (cut-off)
08:00 20:00 ,
, .

20:00, .
3. ,
.

4. , .
5. ,
.
6. .
. ,
lpha ass ayments,
.

2. .

(
Alpha Bank File Transfer,
- web client):

() , :
status ( )
( - web client)
(1) .002
(.001) ,
.

() , :

status ( )
( - web client)
(1) .002
(.001) - .

e-mail
, Alpha Bank
File Transfer.
.002 ,.
Alpha Bank File Transfer
e-mail .002 ,

. -

. 26/41
 SEPA XML
VIII.

Dias Credit Transfer.

(. 1).

:
- :
- : 0,01
- :
( :
(3) .
,

camt.054.001.03 (4) ,

SLEV ( SHA)
DEBT ( OUR).
(payment group) [. . V, 1.3 Payment Information, 2.24 ++ Charge Bearer].

(Purpose Code)
:

. 27/41
 SEPA XML

1. - PURPOSE CODES

STP-BULK
BENE UnemploymentDisabilityBenefit
DIVD Dividend 04
GDSV PurchaseSaleOfGoodsAndServices Transaction is related to purchase and sale of goods and services.
GOVT GovernmentPayment
INSU InsurancePremium 05
MDCS MedicalServices
PENS PensionPayment 02
SALA SalaryPayment 01
SSBE SocialSecurityBenefit 03
SUPP SupplierPayment 06
ACCT Account Management 2
INTC IntraCompany Payment -

. 28/41
 SEPA XML

, (Purpose Codes)

.

(Purpose Codes) 1
2 DEBT,
0,40 0,50.

2.
DEBT ( OUR)

Bank Name BIC

ETHNGRAA
ATTIGRAA
PIRBGRAA
EUROBANK ERBKGRAA
/ STXAGRA1
UNICREDIT BANK AG HYVEGRAA
/ STIOGR21
CITIBANK CITIGRAA
/ STPGGRA1
/ STEOGR21
/ STKAGRA1
/ STTKGR21
/ STKPGRA1
/ STDRGR21
CDLFGRA1
/ COESGR21
ZIRAAT BANK TCZBGRAT
AEGEAN BALTIC BANK AEBAGRAA
IBOGGRAA

. 29/41
 SEPA XML
IX. (Cut-off times)

:
o (groups)
.
o
( )
.
o :
1
Alpha Mass Payments
valeur
.

,
:

:
,
(payment
groups) .

. 30/41
 SEPA XML
3.1

(pain.002.001.03)

/ (pain.001.001.03)
Alpha Bank ,

08:00 20:00 (
)
09:00 16:00 (
3 17:30 ).
20:30.

(i)

/
/ Alpha Bank (pain.002.001.03)
Alpha Bank (pain.001.001.03)

1.
08:00 20:00 (
)
(ii) 09:00 16:00
3 17:30 (
/ 20:30. )..
Alpha Bank,
(pain.001.001.03) 2.

+4
(camt.054.001.03)
-1 20:00 .
.
.

. 31/41
 SEPA XML
3.2
ALPHA BANK FILE
TRANSFER

(pain.002.001.03)
(pain.001.001.03)




/ ,
08:00 13:00 (
Alpha Bank
)



13:00
09:00 16:00 (

3 17:30 ).
FAX
20:30.

(i)

/
/ Alpha Bank
Alpha Bank (pain.001.001.03)





08:00 13:00 (
(pain.002.001.03)
)



13:00


1.
FAX


(ii)
09:00 16:00 (

3 17:30 )..
/
20:30.
Alpha Bank,

(pain.001.001.03)
2.

+4

(camt.054.001.03)


-1 08:00 13:00
.
( )
.

13:00

FAX

. 32/41
 SEPA XML
X.

(pain.002.001.03, camt.054.001.03)

o pain.002.001.03

,

.
, /
status
.

,

(post-settlement
rejections). status
.

Pain.001
SEP , ,

\OUT Pain.001 ( ), Extension
Status.
,
1) Pain.001 Non SEPA XML File, Extension Status
pain001_E1 (
MPXXXXXXYYYYMMDDNN_pain001_1.XML)
2) Pain.001 ,
, Extension Status pain001_E2 (
MPXXXXXXYYYYMMDDNN_pain001_2.XML)

o camt.054.001.03 / pain002REJ

/
, ()
camt.054.001.03.
.
,
pain002REJ.xml,
/ /
.

Alpha Bank File Transfer

(on-demand),

. 33/41
 SEPA XML

XI.

,
:

1. ,
:

Alpha Mass Payments ( CPAYID ) 200344

/ () 14783
Alpha Bank (CDI number) 135634

() GR9401401060106002320003035

Alpha Bank
o GR7001401010101002330000071 ( )
o GR4001401010101002101006600 ( )
o GR4701401010101002789000120 ( )
o GR6101401010101002320000115 (
(8), AC04)
o GR3901401010101002101006618 (
(8), AC04)

:
o GR0701721050005105018868100 = SLEV
o GR0301106640000066447004814 = SLEV
o GR7302602840000020200011651 = SLEV
o GR7302602840000020200011651 = DEBT
o GR8802602840000020200011651 Check digits

2. e-mail transactionservices
@alpha.gr T 210-3268262.

e-
mail
.
.

,

.

. 34/41
 SEPA XML
1

DIAS CREDIT TRANSFER

& K BIC

Bank Name BIC

ALPHA BANK CRBAGRAA
ETHNGRAA
ATTIGRAA
PIRBGRAA
EUROBANK ERBKGRAA
/ STXAGRA1
HSBC MIDLGRAA
UNICREDIT BANK AG HYVEGRAA
/ STIOGR21
CITIBANK CITIGRAA
/ STPGGRA1
/ STEOGR21
/ STKAGRA1
/ STTKGR21
/ STKPGRA1
/ STPIGR21
/ STDRGR21
CDLFGRA1
/ COESGR21
ZIRAAT BANK TCZBGRAT
. HEPOGR21
AEGEAN BALTIC BANK AEBAGRAA
IBOGGRAA
GREEK BRANCH OF KEDR OJSC CB KEDRGRAA

. 35/41
 SEPA XML
2

Return Reason Codes

Code Name Definition
1 AC01 IncorrectAccountNumber Format of the account number specified is not correct
2 AC03 InvalidCreditorAccountNumber Wrong IBAN in SCT
3 AC04 ClosedAccountNumber Account number specified has been closed on the bank
of account's books
4 AC06 BlockedAccount Account specified is blocked, prohibiting posting of
transactions against it.
5 AC13 InvalidDebtorAccountType Debtor account type is missing or invalid
6 AG01 TransactionForbidden Transaction forbidden on this type of account (formerly
NoAgreement)
7 AG02 InvalidBankOperationCode Bank Operation code specified in the message is not
valid for receiver
8 AM01 ZeroAmount Specified message amount is equal to zero
9 AM02 NotAllowedAmount Specific transaction/message amount is greater than
allowed maximum
10 AM03 NotAllowedCurrency Specified message amount is an non processable
currency outside of existing agreement
11 AM04 InsufficientFunds Amount of funds available to cover specified message
amount is insufficient.
12 AM05 Duplication Duplication
13 AM06 TooLowAmount Specified transaction amount is less than agreed
minimum.
14 AM07 BlockedAmount Amount of funds available to cover specified message
amount is insufficient.
15 AM09 WrongAmount Amount received is not the amount agreed or expected
16 AM10 InvalidControlSum Sum of instructed amounts does not equal the control
sum.
17 ARDT AlreadyReturnedTransaction Already returned original SCT
18 BE01 InconsistenWithEndCustomer Identification of end customer is not consistent with
associated account number (formerly
CreditorConsistency).
19 BE04 MissingCreditorAddress Specification of creditor's address, which is required for
payment, is missing/not correct (formerly
IncorrectCreditorAddress).
20 BE05 UnrecognisedInitiatingParty Party who initiated the message is not recognised by the
end customer
21 BE06 UnknownEndCustomer End customer specified is not known at associated
Sort/National Bank Code or does no longer exist in the
books
22 BE07 MissingDebtorAddress Specification of debtor's address, which is required for
payment, is missing/not correct.
23 CNOR Creditor bank is not registered Creditor bank is not registered under this BIC in the
CSM
24 CURR IncorrectCurrency Currency of the payment is incorrect
25 CUST RequestedByCustomer Cancellation requested by the Debtor
26 DNOR Debtor bank is not registered Debtor bank is not registered under this BIC in the CSM
27 DT01 InvalidDate Invalid date (eg, wrong settlement date)
28 ED01 CorrespondentBankNotPossible Correspondent bank not possible.
29 ED03 BalanceInfoRequest Balance of payments complementary info is requested
30 ED05 SettlementFailed Settlement of the transaction has failed.
31 EMVL EMV Liability Shift The card payment is fraudulent and was not processed
with EMV technology for an EMV card.
32 FF05 InvalidLocalInstrumentCode Local Instrument code is missing or invalid

. 36/41
 SEPA XML
Code Name Definition
33 FOCR FollowingCancellationRequest Return following a cancellation request
34 MD01 NoMandate No Mandate
35 MD02 MissingMandatoryInformationIn Mandate related information data required by the
Mandate scheme is missing.
36 MD06 RefundRequestByEndCustomer Return of funds requested by end customer
37 MD07 EndCustomerDeceased End customer is deceased.
38 MS02 NotSpecifiedReasonCustomer Reason has not been specified by end customer
Generated
39 MS03 NotSpecifiedReasonAgent Reason has not been specified by agent.
Generated
40 NARR Narrative Reason is provided as narrative information in the
additional reason information.
41 NOAS NoAnswerFromCustomer No response from Beneficiary
42 NOOR NoOriginalTransactionReceived Original SCT never received
43 PINL PIN Liability Shift The card payment is fraudulent (lost and stolen fraud)
and was processed as EMV transaction without PIN
verification.
44 RC01 BankIdentifierIncorrect Bank Identifier code specified in the message has an
incorrect format (formerly
IncorrectFormatForRoutingCode).
45 RC07 InvalidCreditorBICIdentifier Incorrrect BIC of the beneficiary Bank in the SCTR
46 RF01 NotUniqueTransactionReference Transaction reference is not unique within the message.
47 RR01 Missing Debtor Account or Specification of the debtors account or unique
Identification identification needed for reasons of regulatory
requirements is insufficient or missing
48 RR02 Missing Debtor Name or Address Specification of the debtors name and/or address
needed for regulatory requirements is insufficient or
missing.
49 RR03 Missing Creditor Name or Specification of the creditors name and/or address
Address needed for regulatory requirements is insufficient or
missing.
50 RR04 Regulatory Reason Regulatory Reason
51 SL01 Specific Service offered by Due to specific service offered by the Debtor Agent
Debtor Agent
52 SL02 Specific Service offered by Due to specific service offered by the Creditor Agent
Creditor Agent
53 SVNR ServiceNotRendered The card payment is returned since a cash amount
rendered was not correct or goods or a service was not
rendered to the customer, e.g. in an e-commerce
situation.
54 TM01 CutOffTime Associated message was received after agreed
processing cut-off time.

Reversal Reason Codes

Code Name Definition
1 AC03 InvalidCreditorAccountNumber Wrong IBAN in SCT
2 AC04 ClosedAccountNumber Account number specified has been closed on the
Receiver's books
3 AG02 InvalidBankOperationCode Bank Operation code specified in the message is not
valid for receiver
4 AM05 Duplication Duplication
5 AM09 WrongAmount Wrong amount in SCT
6 MD01 NoMandate No Mandate
7 MD05 CollectionNotDue Creditor or creditor's agent should not have collected
the direct debit

. 37/41
 SEPA XML
8 MS02 NotSpecifiedReasonCustomerGe Reason has not been specified by end customer
nerated
9 MS03 NotSpecifiedReasonAgentGenera Reason has not been specified by agent.
ted
10 RC07 InvalidCreditorBICIdentifier Wrong BIC in SCT
11 TM01 CutOffTime Associated message was received after agreed
processing cut-off time.

. 38/41
 SEPA XML
3

ExternalCategoryPurpose1Code

Identification Status
Code Name Definition Origin/Requester Status Status Date Introduced Date
1 BONU BonusPayment Transaction is the payment of a bonus. CR0156/CGI Group New 9 February 9 February 2012
2012
2 CASH CashManagementTransfer Transaction is a general cash Maintenance New April 2009 April 2009
management instruction. SR2009
3 CBLK Card Bulk Clearing A Service that is settling money for a CodeEval 3Q2012 New 08 Oct 2012 08 Oct 2012
bulk of card transactions, while CR0251-Berlin
referring to a specific transaction file or Group.
other information like terminal ID, card
acceptor ID or other transaction
details.
4 CCRD Credit Card Payment Transaction is related to a payment of Maintenance New April 2009 April 2009
credit card. SR2009
5 CORT TradeSettlementPayment Transaction is related to settlement of Maintenance New April 2009 April 2009
a trade, eg a foreign exchange deal or SR2009
a securities transaction.
6 DCRD Debit Card Payment Transaction is related to a payment of Maintenance New April 2009 April 2009
debit card. SR2009
7 DIVI Dividend Transaction is the payment of Maintenance New April 2009 April 2009
dividends. SR2009
8 EPAY Epayment Transaction is related to ePayment via CR0063/Stuzza New 23 May 2011 23 May 2011
Online-Banking
9 FCOL Fee Collection A Service that is settling card CodeEval 3Q2012 New 08 Oct 2012 08 Oct 2012
transaction related fees between two CR0251-Berlin
parties. Group.
10 GOVT GovernmentPayment Transaction is a payment to or from a Maintenance New April 2009 April 2009
government department. SR2009
11 HEDG Hedging Transaction is related to the payment Maintenance New April 2009 April 2009
of a hedging operation. SR2009
12 ICCP Irrevocable Credit Card Transaction is reimbursement of credit Maintenance New April 2009 April 2009
Payment card payment. SR2009

. 39/41
 SEPA XML
Identification Status
Code Name Definition Origin/Requester Status Status Date Introduced Date
13 IDCP Irrevocable Debit Card Transaction is reimbursement of debit Maintenance New April 2009 April 2009
Payment card payment. SR2009
14 INTC IntraCompanyPayment Transaction is an intra-company Maintenance New April 2009 April 2009
payment, ie, a payment between two SR2009
companies belonging to the same
group.
15 INTE Interest Transaction is the payment of interest. Maintenance New April 2009 April 2009
SR2009
16 LOAN Loan Transaction is related to the transfer of Maintenance New April 2009 April 2009
a loan to a borrower. SR2009
17 OTHR OtherPayment Other payment purpose. CR0156/CGI Group New 9 February 9 February 2012
2012
18 PENS PensionPayment Transaction is the payment of pension. Maintenance New April 2009 April 2009
SR2009
19 SALA SalaryPayment Transaction is the payment of salaries. Maintenance New April 2009 April 2009
SR2009
20 SECU Securities Transaction is the payment of Maintenance New April 2009 April 2009
securities. SR2009
21 SSBE SocialSecurityBenefit Transaction is a social security benefit, Maintenance New April 2009 April 2009
ie payment made by a government to SR2009
support individuals.
22 SUPP SupplierPayment Transaction is related to a payment to Maintenance New April 2009 April 2009
a supplier. SR2009
23 TAXS TaxPayment Transaction is the payment of taxes. Maintenance New April 2009 April 2009
SR2009
24 TRAD Trade Transaction is related to the payment Maintenance New April 2009 April 2009
of a trade finance transaction. SR2009
25 TREA TreasuryPayment Transaction is related to treasury Maintenance New April 2009 April 2009
operations. E.g. financial contract SR2009
settlement.
26 VATX ValueAddedTaxPayment Transaction is the payment of value Maintenance New April 2009 April 2009
added tax. SR2009
27 WHLD WithHolding Transaction is the payment of Maintenance New April 2009 April 2009
withholding tax. SR2009

. 40/41
 SEPA XML

Usage Rules: * If the tag is present, and no specific code is required, SUPP is the recommended default.
* The more specific code is the one which should be used.
E.g. if a payment is to a government for withholding tax, relevant codes would include GOVT, TAXS, and WHLD. WHLD would be the preferred code here.

. 41/41