{it,

[s)
I I.{TER OFFICE NIENTORANDUM
Ref. NB. gROo.Xo. 1862 l2.2\l 2002-03 dated 30 September 2002

FROivl : THE Cclvl. HRDD, NABARD, HO, IVIUMBAI

t1-ln'*tv*3'sl-n+ /fl.*-p-t"* rl r*.-u-*,,*.,**

FOR : THE CGNI. NABARD, R.O Clro*'}..^'\ ]
cqntr ' [-r.^^S,-** / ?vi'*.r-..Lr.--."t

Schemc for training of NABARD Oflicers

in I{RBs and Co-oPerative Banks
Officers in
As a part of capacitr,building efforts" tr,vo schemes for training of NABARD
RRBs and Cooperative Banks have been formulated b1' us. The basic objective
of the

Scllemes is to familiarise our officers in Grade A, B and C r.vith variotis practical aspects

of the *,orl,ing of SCB/DCCB/RRB ancl in the process. enable them to have in-depth
knorviedge, insight & feel of the entire -qamut of working of these bani<s
rvith tbcus on

criticai areas.

2. The trrst scheme titied "Training of NABARD oflicers in scBs". enrisages

intensive training of Grade A. B and C officers in an SCB - both at the Head
Otllce and

in a rural or semi-urban branch of tlie SCB through an attachment process of 2C

$'eeks'

An exposure visit to a DCCB. alfiliatetl to tl-re Apex Bank is also envisaged. The second
Scheme titled "Training of oflicers in RRBsiCooperative Banks, etc'"' aims to

t-amiliarise Grade A, B and C officers rvith the operations of either an RRB (Head Otfrce

and Branch) or a DCCB ( Head office and Branch). A copl each of the Scheines ale
enclosed (Annexure I & II). The schemes conuin details relating to the ob-ieciir-es'
duration. coverage/areas for selectioil of ban-lis- criteria for
of the training. norrns

identification of otJ-rcers. mechanism for monitoring the training prograrune-

arrangement for sanction of leave. remitrance of salary and post-training placement
and

role of the'Trainer Bank', etc-

The scheme w.ill be implemented (for a period of one yeal on a trial basis)
b.v six
3.
Regional Offices r,iz. Ahmedabad, Bangalore, Bhubanesrvar- Chandigarh,
Luckrorv and
to its
Trivandrum. At the close of this period, the scheme will be evaluated to decide as
replication.
 the -vear' ii
4.Thedurationoftiretrainingprogrammeisfixedat20lveeks.Atotalnumberof12
during the course of
t*,o schemes
to be trained under the
officers are expected during the
of six trainees each can be traineci
that nvo batches
is. theretbre. envisaged 1',o,, \ovember ]002
to
undergo training
first batch could
next trvelve months. The ot*cer per blich
tiom April2003 to Alrgr-rst 200i. one
second batcl.r
lrlarcl.r 200i and the in
offices. for training i'ScBiFRBiDccB
of the Regional
rvouid be cirarvn tiom eech
:-
tire follo*'ing manner
Second Batch
FFst Bdtch
R[ional Oflice One oftrcer to RRB
ilNunedabad
offiffrCr to SLIB
One r:fticer to RRB
One ofir.er to SCB
b. Bangalore One otfrcer to DCCB
One oft-tcer to bL D
c. Bhubaneslvar One otticer to DCCB
OG off,rcer to SCB RRB
dlChandigarh
6n. oifc.t to DCCB fOne otttggLg
e. Lucknolv One oiticer to RRB
m;ncer to DCqB
f. Trivandrur'r

bl
u' the identiltetl Regional Ottlces tor
to be taken
taKen
ul The fbllol,r'ing action is required
i6rplementation of tire
scheme :- '
. r n L-i:^_ :.1- irler-rrii\'

(a)AparttiomthecoLrcernedSCB.tl.reReglonalotiicernal,.rrirererequlrl RRS' i" mr''''re

piacing tire-rrainee otircer(.s)' In case of
DccB for
one RRB and;or one

aprotit.makingRRB.preterabl;.onethatisclosetotheCelrirerrlieretheRCislocated,record of goo<i
cooperative bank r--'r one r''"iih a
As reeards DCCB' an arvard-rvinning
iocated close to tlie
RO n-ra1'be selecteJ'
perfomance ancl
(b)TheRoma-vdiscusstiremodaiitieso|trai,,:.sl.,iri.l,,eselectecB.B.B.DCCBanr1
ma1'be crariiie'J',fin,,ec
of the discussions. the folio..riir.; rssues
SCB. During the course
tlp :-

i.AreasthattlreTraineeofflcerrvouidbeexpectedtocor,etdurirrgthecours,:oithe
training; areas propo::t'i to be ccvelec in
ii.Drarvingupofalveekll.time.table.in<iicatingtheareaspf()pu:,;utv.
Trainer Bank;
each rveek' in consultation rvith the

iii.SelectionofbranchesiDCCB(incaseofsCBtraining)fortraining; -
Banri and his rore in the trainiiig
offrcer in t'e Trainer
iv. Identification of Mentor
in training; and
System of reporting
to RO on the progress

v.Administrativealrangementssuchasrecordofattendance,,treatmentofleav'
drawing of salary' etc'
 may be done in accordance rvith
the criteria
(c) The identification of officers for training
preference' arong rvith
short listed officers, in order of
specified in the schemes. A rist of 5
theprofileoftheofficersandprecisereasonsforidentif.vingtlremma.vbeforw.ardedto
for training in
for final selection. HRDD would identify trvo officers from the list
HRDD,
recentl;r in the RO v
such of the officers who are posted
both the batches. RO may identiiy
for a
(say in the past I or |1ears) and are
likely to continue in the Regional Office
completion of the training'
minimum period of three years after

DoS or in ICDIIDD after compietion

of the
5. The ofllcers may be placed either in
being
that, at least, one out of the tr'l'o officers
training. It may, horvever, be ensured
ma-v" be
The post-training placement of the off,icer
trained is placed in DoS after training.
on training
decided prior to his'&rer proceeding

to
on an experimental basis' Ro is expectec
6. Since the scheme is being introduced
during the entire process - pre-training
take due care for its effective implementation
evaiuation' The replication of such training
pianning. actual training and post-training
ROs under the experiment'
rviii be decided. based on the feedback from

training" time-table fbr training

7. The names of the bank selected. the proposed dates for
covered, visits to branches' etc')'
the names of
(giving weekly schedule of topics to be
to
and other action taken in this regard may please be communicated
short listed ofllcers

HRDD bY 15 October 2002'

may
lvith the implementation of the Scheme
8. The expenditure incurred in connection
Component I AJc".
be booked under "SDC-HID Partnership

g. Please acknowledge receiPt'

ohans)
Chief General Manager
Encl: fls *+*-" '

1.-
::-:-r---+--.- --
Endt NB. HRDD. f f"t:- P' .12.201 2002-03 of date

Copy forwarded for infr:rmation to :

1 tlre CGM, DoSADD llCD, NABARD, HO, Mumbai

.
2. the Secretary, Secretary's Dept., NABARD, HO, Mumbai
3. the PPS to Chairman
4. the EA to MD
5. the EA to EDs

J0"^
$-llf -/'
lShv:laja Nair)
Manager

*k-
 ENIE O

1. Obiective
B and C rvith
ThebasicobjectiveoftlreSchemeistofamiliariseourotficersinGradesA, to have in- dePth
of SCBs and in the process, enable them
various aspects of the lvorking areas.
knorr'ledgeoftlreentiregamutofworkingofthesebanlrsrvithiocusoncritical

2. Duration

Thedurationofthetrainingproglammeis20u'eeks'

Phase I : l6lveeksinanSCBataCentrer'vheretheofticerispreserrtl-vposted.
/rural branch of the SCB
2 *'eeks at a semi urbar'-

l'}hase III : 2rveeksataDCCBFlea.lofficeandBranclr(closetotheCentrervhere

exposure visit to PACS
the officer is posted ) and an

3. Areas to be coversd attachrrrents are

may be trained and the duration of such
offrcers
Broad areas in which the
a ri'eek-rvise detailed
Ros in consultation rvith the Banlis may' drerv up
indicated berorv. be on appraisal
programme. The focus nra-"-
of areas to be covered to structure trre
schedure
Al-lvl and Risk N{anagement'
ancimonitoring of loans and advances'
Duration
Training Aree of Studl'
Phase l6 u"eeks i

Phase I i
i

At HO of the SCB -
I

- Loans &a, Advances' Eorrowlngs' 6 \\'eeKS

a,tr,.;rnceq Eon I

(i) Policy & Procedures Compilatio"' lf Starutory

I

Investments. Funds Nlanagement'

Planning and Development
returns, *uir,,t"*1"" of Sf--ruCnn' practices' HRD-related
(e.g. DAP, MoU, etc') Irlanagement
l""t-rnsiitutional C o-c'rdinadon'
aspects - Corporati c"#*^ntt'
Iv{IS, ComPutensauon'
control over branches -
At;"il;;l checks and controls' for DCCBs- Audit and
Iv{onitoring and t";;;; *"*"t'
Inspection SYstem'
(iii) ALM, Risk Management
 AtaNlainBranchatFleqdQuarters/lareebranchcondrrctinqall
G, of butin.tt nit'tn btlott' '

(i) Loans ' and advances' "lllTil---..:,o,:un"ntatron' 6 *'eeks

"!l""t,ii"-r*ul*.up.procedures.oyttt:l::t::T':},'
lli"'::::ii'"'i'".1',-";;;l'-'-"',ol'.^t"i,t:!t-1?X','o1i,,.f,,"0"
over PAcs/Pwcs)
3lr, H;,"""".. "truiiNonc- (conrrol -^ +^ \.,fTf- nrrintenS.nce Of
loans to IviTC - maintenance
(b) Procedure for ton""ion of ST
accounts
products - procedures
i.i O,rr.t tvpes of loans-v*stem
(d) Credit monitoring
(C, Nl>N'/i\r. 'inkan.i 3 r'r eeks
- receipts and pxi'ments' rnirs-oi"
Ct$.r[CE;I5''6ts of Procedure' etc"
inter-ban-li .".on.itiltio"' n'ethods .operations' sen'lces'
.".it"f returns-:i various types of flnangial/customer
Lecger' Accottnts 1 seek
(iii) House-keep'@
,r-r"nu="*.nt/mai@ 2 u'eeks
Phase-ll @anch
eiiU""ti"g operations and visit to PACS 2 ueeks
Phase iII investments' lirnds
i) Borrou'ings, Ioan and advances'
*ngt-tnt' business development plan'
management- risk
fbllou'uP
hor'ise-keeP tng'
ii) Appraisal- documentation' f sll6r,r-up.
societies
linkage/iiaison rvith affriiated
iii) Reporting tc'' SCB - IvIIS ' I 20 u.eeks
Total

J. Selection of Branches
ol our off-rcers should be
DGCB ( I{o and Brancrr) for training
The branch of the ScB and the in
the Trainee oft-rcers are amached'
ide,tifieci rvith due care b1. the Regional office to rvhicrr
DCCB. Branch(es)rDcCB selected
for training' should
consuintion rvith the SCB and
listed in the
opportunities for covering all the items of'procedural rvorks
prot.ide adequate
and' rocated arval'
semi urbanl rurai brancrr should be represenietir,'e
scherlule. The identified
pro'ide the requisite en'ironment
frcm the metropolitan ciry limits so that the same could
and
be reasonabll' good performing
anil exposure. The DccB identified for trainine shouid
locatedattheCentreiorclosetotheCentrer,l.heretheRoislocated.

5. Selecli!.nil officers :

of officers for this training

:
may be laid donn for selection
The following broad parameters

(a) Age -uPto 45 Years (Grade C)

-r'rPto 35 Years (Grade A and
B)
(b) Qualification - Good academic background
DoS' ICD or IDD
(c) Experience - Experience' preferably' in
A) 3 - years
(d) Minimum service as an officer (for Grade
for 3 years'
(e) Rating in PAR - Nlinimum'A' consistently

6. Role of the Train9r Bank of

office of NABARD in the selection
The identified rrainer Bank shourd assist the Regionar
of areas to be covered under
for training and also in drawing up the weekly schedule
branches
to identify a Nlentor officer i'vho
rvill provide
The bank is e:<pected
t'e training programme.
of the trainee' The
to the Trainee officer besides monitoring the progress
necessary guidance
to the Trainee officer
Bank is required to extend all cooperation and support
Trainer
undergoing the training progmmme'
financial obligation under the
training prografilme'
The Trainer Banks will have no

?. I'Ionitorine of trainins
rveekly reports of the r'vork done'
to the identified
7.1 The Trainee Officer has to submit
the bank to which he is attached'
in the prescribe<i
'N{entor Officer' to be nominated by

format given in Exhibit L

in tire format
reports, the Mentor officer shouid prepare a monthlv report
7.2 Based on these
giveninExhibitllandforwardthesametotheCEoofthebankandNABARDRo.

on the progress made b;.

a monthly report to HRDD, Ho
7'3 The Ro is required to submit
officer" This report
the Trainee officer on the basis
of the reports received from the Mentor
as progress made by the Trainee
Officer' an assessment of his
should con-rain areas such
have been
whether all envisaged areas for training
performance by the Mentor officer,
and arso *'hether the
and the training inputs provided under each area are adequate
covered
training' the RO is
is proceeding as per schedule' on completion of the
training prograrnme
report'on the training progralnme'
also expected to submit an evaluation

report on compretion of the training'

7 .4 Tl,rcTrainee officer shouid submit a deta*ed ut,ify

.l
8. Officers - Status
as 'Trainee officer'' The
deputed bI,NABARD for training wi, be designated
The officers possible- in all
attend to desk w.ork (by doing actual lvork), as far as
Trainee officers may so that
crericar / supervisory revers in the banh'
above ,covering
importanv core areas listed expected to
are well appreciated by them' Trainee officers are
the procedures and practices
They'are expecred
procedures thoroughly in each of the training areas'
study the systems and
decorum of the Trainer Bank'
to follow the discipline and
deputation a110*'ance'
eligible for any financiar benefit by wa,v of
Trainee officers rv,r not be

etc.Thearrangementsregardingsalary,leaveandothermattersareasfollor,vs.

8.1 Salarv NABARD to

of the officers rviii be met by NABARD. The Ro.
The saiary, allorvances, etc. of
wiir make arrangements for disbursing tire sararv' etc'
r,vhich the Traineeoff-rcer is attached

the offlcers deputed for training'

8.2 Convevanqg Charqes/

Tour benefits etc'
continue to
the Head euarters of the orlicer concerned rvould
During the period of training.
phase i rvirl be at the Head quarters'
prace of posting. As the training under :he
be his present during
charges' Horvever'
of dail-r* conveyance
officer lvill not be eligible for reimbursement phase IiI training' he
from Head euarters i.e. during phase II and
tire period he is arvay etc' as
wourd be eligibre for payment of halting arlorvance'
rvould be treated as on tour
and

per NABARD Rules'

If
training srrourd be kept minimum'
::"tr ofticer during the period of
e availed b.v trre
The training
r0 days, the training period may not be extended'
such leave does not exceed
periodmaybesuitablyadjustediftheleaveperiodismorethanl0da-vs.

9. Post -Training Placement

in DoS/IDD'ICD ro' u
the offrcer would be placed ',1o^o
After completion of raining,
minimum Period of 3 Years'

*q-
 Exhibit- I

SCB
\Yeekly RePort of training at
robesubmitted@ e Mentor Oflfef

Name of the Trainer Bank :

Name of the Trainee Otficer :

Report for the week ended :

Training Location (SCB/ SCB Area of

sl.
Branch/ DCCB/ DCCB training (as
No Phase
Branch) detailed in
the schedule) each of the
areas

(1) / i)
(1) (2) (3)

Signature of the Trainee Officer

Date

-f-
 Exhibit- II

SCB (to be submitted by the

l\Ionthly Report of training at
the Re'ional Office of NABARD)
lvlentor officer to the CE(i of the SCB and

Name of the Trainer Banli :

Name of the Trainee Olficer :

Report for the month ended

Areas covered Specific Whether the

Training Phase Location (SCB,
during the training inPuts training is
SCB Branch,
month gir,,en in each of proceeding as
DCCB, DCCB
the areas. per schedule
Branch)

(4) (5)
(2)

Remarks. if anY
ffitheT.aineeofftter
Attendance Punctuality Receptiviry to training Performance

Signature of the Mentor Officer

Date

--U r-
 ANryXURE II

SANDD
THE SCH EOFTR@
1 Obiective
familiarise our officers in Grade
A' B and C rvith
of the Scheme is to
The basic objective an insight
in either RRBsor DCCBs so as to give them
various asPects of banking operations
any one ofthese banks'
into the broad functioning of

2. Duration
Duration of the trainingproglammeisforaperiodof20rveeks.TheparticuiarsareaSfollorvs
A. Training in RRBs
I 1 5 r"':eks in the Htrd Office of the RRB
Phasc
RRB
Phase lI 5 weeks at a branch oi:he

Banks
B. Tr:rining in CooPerative
12 rveeks in the Head Office
of the DCCB
Phase I
Phase Itr 8 rveeks at a branch of the DCCB

3. -Coverage are
the ofircer ma.v be trained and the duration of such anachments
Broad areas in which
rveek-rvise detailed
berow. Ros in consurtatio, rvith the banks may draw up a
indicated
focus ma1' be on
covered to s'tructue the training programme' The
Schedule of areas to be ,

appraisalandmonitoringofloansandadvances,ALMandRiskManagement.
3(1) Training in RRBs
Phase i and monitoring'
l#]"r?a advances rvtth emphasis on appraisal
Borrorvings, investment' funds mariagement' ALM'
*d fusk
SLR/CRR - compilation of statutory
Management, maintenance of
including intra-bank and
retums, intemal checks and controls
inter-bank,".o,,.iliutioD'int.r-branchreconciliation,house-keeping
of":1t:i"'pection'
& account, **ugt;en! supervision (on-site and
- corporate governance'
audit, etc.), Management practices
'o"' b'*the'' MIS & computerisation'
Control retums, ;"""1 rco-ordination
HRD, Pelspectly; Ph""t"q'^ ltT-i"tiit"ii""11
and other agencles'
Reports to Sponsor bu'kt, NABARD

-)-
 5 lveeks

Phase ll nngEra;ctt ' -r^-^oirc lnans and advances with

emphasis

iln::nt::lT::',.l;ru:l:.-:';olro*'maintenanceand of books of
iil;,
management of
h;rr"-r".pi,ig."^uor*.ing of, returns' NIIS'
accounts. int"-u'#;
;"*ll;u1l"i;^l?*fit"tion
';;; and audit' etc' decision-making process'
;;ii;;.e to insPection management'
Risk assessment
custorners service

3 (ii) i 2 s'eeks

@ I Bo"'o*'fr!' Loans and, advances

lvith focus
- Management"
on appraisal
ALI\'l'
and
Risk
In-vestmt"l''-. Funds Maintenance of
i monitotiiu' compilaiion'
Statutory . '"iu'* branches'
i ivtunogt*-t"t' tf"trc- Jna- controls' conlrol over
I slR/Cnn' intemal related aspects' IvIIS'
Societit'' f'lo'iug"ment/HRD-
I t ;'1kont with
i g."i"ttt D'" "l'P*d ll3
t"-t'' i 8 *eclis
Phase 11

#ilt;tl
NPA ,ntnogt*tnt*;;;;tnt
Hou'"-Keeping' \
orocedures' *a op.eration of
tara,cing of books of
account,
1

;;;;;: ",J;:i;:;li
customer-servlces'
;,,,J:ri*1'',"#"'H*n\
oi Ivlaintenance
sT(sAo):'dcc'
applitJ;-f;
credit limit iL
NODC, etc
u-hile
4. Selection of Banli r ---,-- preference co-operative bantrls
be given to a.,vardee
ma-v*
ln clsu' oIco-operetive Di-llIi\5' good Pertorfilance may
cooPerative banks erhibiting
training' Horvever,
selecting a banii for the RO is located maJ'
also be a
Centre tl'here
training' Proximity to
the
also be selected for
is close to
consideration'
RRB, preferabr-o- one rvhich
Ros ma;- select a prof,rt-making
In case of RRBs, the
is located'
the Centre rvhere the RO

:
5. Selection of officers for seiection of officers
for this
may be laid dow.rv..'followed
The follolling broad Parameters
for Grade A'/B'
\d'' r rsrv - uPto 35 -veaff for Grade c
;;;?
- uPto 45 1'ears
academic background'
(b) Qualification - Good
would be preferable
- E'xperience in DoS' ICD or IDD
(c) Experience as an officer
for Grade A officer - 3 years experience
(d) Minimum service years'
- Minimum'A' consistently for 3
(e) Rating in PAR

-*'
6. Role of the Trainer Bank in the selection of
should assist the Regional office of NABARD
The identified rrainer Bank to be covered under
in drawing up the weekly schedule of areas
arso
branches for training and wirl provide
expected to identifi a Nlentor officer rvho
The banh is
the training programme. progression in
Trainee officer besides fac*itating his,.ner smooth
necessary guidance to
the
to the
to extend a' cooperation and support
Bank is required
trre prograrnme. The Trainer
'frainee Officer undergoing the programme'
t,-re training
financiai obtigation devorving upon them under
no
The Trainer Banks rvilr have
programme.

7. Nlonitorins of trainins
T.lTheTraineeofficerhastosubmitweeklyreportsoftheworkdone/leamingstothe
to rvhich he is attached in
the
,Ivlentor ofl-rcer, to be nominated by the banli
identirre<i
prescribed format given in
Exhibit l'

report in the
the lv{entor Otlicer should prepare a monthlv
1.2 Based on these reports' Banli and
the same to tire CEO of the Trainer
tbrmat given in Exhibit II and fbnvard

NABARD RO.

i.3TheRoisrequiredtosubmitamonthlyreporttoHRDD,Hoontl-ieprogressnrade
the Mentor officer' This
on the basis of the reports received from
by the Trainee otficer of
assessment
Trainee offrcer. an
contain areas, such as progress made by the
report should have been
officer- whether all envisaged areas for training
his,&er performance by the
N,rentor
and also rvhether the
inputs provided under each area are adequate
ccvered and the training the Ro is
as per schedule' on complericn cf the training'
training programme is proceeding
alsoexpectedtosubmitanevaluationreportonthetrainingprosramme.
of the
a detailed utility reporr to Ro on completion
submit
7.4 The Trainee officer shourd

training.

LffibyNABARDfortrainingu'iiIbedesignatedas,Traineeofficer'.The
work), as far as possible' in
ali
to desk work (by doing actual
Trainee officers may attend the bank' so that
covering. clerical / supervisory levels in
above,
important/ core areas listeil

-
-1
 Trainee officers are expected
and practices are well appreciated by them' The
the procedures
in each of the training areas' They
are
and procedures thoroughly
to study the systems
Bank'
and decorum of the Trainer
expected to follow the discipline
benefit by way of deputatton
The Trainee officers will not be eligible for any financial
are as follorvs -
regarding salary, leave and other matters
allowance, etc. The arangements

8.1 Salarv

Thesalary,allowances,etc.oftheoflicerswillbemetbyNABARD.TheRo,NABARDto the salary, etc' of

officer is attached will make arrangements for disbursing
which the Trainee
tl-re officers deputed for training'

8.2
continue to
the Head Quarters of the officer concerned would
During the period of training,

behis/herpreserrtplaceofposting.TraineeofficerswouldbetreatedaSontourandthe is out of
rvould be paid to them as per
TA rules, whenever the officer
normal tour benefits
Head Quarters

8.3 Leave
kept minimum' If
officer during the perio<i of training should be
Leave to be availed by the
period
the training period may not be e'xtended' The training
such leave is iess than 10 days,
days'
leave peiod is more than 10
may be suitably adjusted if the

9 Postine after trainilg

Aftercompletionoftraining'theofficerwouldbeplacedinDoSADDACD.Rofora
minimum of 3 Years'

- fo-
 Exhibit I

DCCB/RRB-
Weekly Report of training at
to the iVlentor Officer)
(to be submitted nv ihe ilainee Officer

Name of the Trainee Officer

:

Report for the lveek ended :

Specitic items
Training i-".uiio(pdcB, Ho/ seen/desk r'vork
Phase DCCB Branch/RRB, attended to in
HO,B-RB Branch'8ACS)
each of the
areas

(s)

Signature of the Trainee Officer

Date

--{\ '
 Exhibit II

Nlonthly fi.eport of training at DCCB/RRB

(to be submitted by the rv-lentor officer to the CEO of the DCCB/RRB
:rnd the Resional OfficedllABARD)

Name of the Trainer Bank

Name of the Trainee Officer

Report for the month ended

Specific \\4rether the

Trainrng I Location (DCCB.
Areas covered
training is
Phase during the training inPuts
I OCCB Branch/
R-RB/ RRB Branch) month given in each of proceeding as
the areas. per schedule

ri)

Remarks, if anY
PAformance Indicatqu-qflhe Trainee
Punctuality Receptiviqvtotraining Performance
Attendance
(6)

Signature of the lvlentor Officer

Date

-tL-
v
Inter-Offi ce Memorandum

Ref. NB. HRDD. l\s1rir1v.1p /2002-03 dated 05 Decemb er 2002

From: CGM, HRDD TO: CGM, NABARD RO

NABARD HO, Mumbai Trivandrum

Scheme for Training of NABARD Officers

in RRBs/Cooperative Banks

Please refer to the telephonic discussion our

cGM had with you/your offrce
regarding identification of officers for the captioned
programme. In this
context, you are requested to indicate the preparedness
of shri.S.K. Sahoo,
AM, and shd' Jyothis Jagannath, AM for undergoing the captioned
programme. Further, you are also requested
to advise us immediately on the
following issues:

a. Name of the Bank identified (RRB/CCB)

b. Weekly time-table drawn
c. Date of commencement of the programme

Kindly treat this as most urgent

General Manager

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