My Spending Plan

Katherine Stiegler
$50,000 Gross Salary (reduce salary by 30% to account for taxes) $ 35,000 Net Salary Take Home $ 2,916 Est. Monthly Take Hom

Income You
Take-Home Pay $ 2,916 $
Other (specify unearned, earned, etc.) $ $

Total - include combined in middle section $ 2,916 $ _______________ $

Fixed Expenditures Projected Actual

Philanthropy (total) $ 20 $ $
Housing and Utilities (total) $ 1,275 $ _______________ $
Mortgage or Rent 950
Electricity 70
Gas for home 70
Telephone/Cell Phone 65
Water, Sewer, Garbage 35
Cable/Internet 35
Household Maintenance 50
Debt (total) $ 0 $ _______________ $
Installment/Credit Card Payments
Creditor (______________)
Creditor (______________)
Creditor (______________)
Savings/Investments (total) $ 190 $ _______________ $
Emergency Fund 30
Cash Savings 30

IRA - Individual Retirement Account 50

401(k), 403(b), other 30

Retirement Plan (Pension)
Other Investments (Stocks, Bonds, Real
Estate, etc.) 50
Insurance (total) $ 285 $ _______________ $
Health 125
Auto 80
Life 30
Home 30
Other (HSA, life, disability, etc.) 20

Subtotal Fixed Expenses $ 1,750 $ $

 My Spending Plan

Variable Expenditures Projected Actual

Taxes -misc. car, special (total) $ 25 $ $
Food (total) $ 499 $ $
Grocery 200
Dining Out/ Other 299
Transportation (total) $ 117 $ _______________ $
Automobile
Gas and Oil
Maintenance and Repairs
Public Transportation (other) 117
Clothing (total) $ 100 $ _______________ $
You 100
Spouse
Children
Medical and Dental (out of pocket
co-pays, etc) $ 0$ $
Personal Care, etc (total) $ 300 $ $
Spending Money (e.g., gifts, small
purchases, etc.) 100
You 100
Spouse
Children
Recreation, Entertainment,
Vacation/Travel 100
Education (total) $ 0$ $
You
Spouse
Children - Day Care
Memberships / Subscriptions
(total) $ 75 $ $
Professional Development
Magazine / Newspaper
Gym 75
Other
Pets $ 0$ $

Special Expenses (e.g., Alimony)

$ 0$ $
Miscellaneous (other)
$ 50 $ $

Subtotal Variable Expenses

$ 1,166 $ $
 My Spending Plan
Plus Fixed Expenditures
$ 1,750 $ $

Total $ 2,916 $ $

"Balanced":________________________________
 My Spending Plan

Home $ 2,916 Est. Monthly Take Home

Spouse

(+) or (-)

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 My Spending Plan

(+) OR (-)

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 My Spending Plan

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