PMEGP and Other Credit Support Schemes

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MICRO, SMALL & MEDIUM ENTERPRISES
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PMEGP and other Credit Support Schemes

1) National Manufacturing Competitiveness Programme
A) Credit Linked Capital Subsidy Scheme
Know about this scheme :-
Related Scheme Scheme for 'Credit Linked Capital Subsidy for Technology Upgradation (CLCS- TU)'
Description MSEs can get a capital subsidy (~15%) on credit availed for technology upgradation
Nature of assistan Financial assistance for availing credit and loan.

ce
Who can apply? 1. Banks and financial institutions can apply to DC-MSME for availing support.
2. MSMEs need to directly contact the respective banks for getting credit and capital su
bsidy.
Download Scheme Guidelines
ACHIEVEMENTS SO FAR :-
Objectives
The Scheme aims at facilitating technology up-gradation by providing 15 per cent upfront capital subsidy up
to a maximum cap of 15.00 lakhs (i.e., maximum investment in approved machinery is 1.00 crore) to
MSE units including tiny, khadi, village and coir industrial units on institutional finance availed by them for
induction of state-of-the-art or near state-of-the-art technology for up-gradation of the present technology
level to a substantially higher one involving improved productivity, and/or improvement in quality of product
and/or improved environmental condition including work environment. It would also include installation of
improved packaging technique as well as anti-pollution measures, energy conservation machinery, in-house
testing and on-line quality control.
Salient Features
The Credit Linked Capital Subsidy Scheme (CLCSS) was launched on 1st October, 2000. The Cabinet
Committee on Economic Affairs (CCEA) has approved the changes in ceiling of credit from 40.00 lakhs to
1.00 crore with the rate of subsidy enhanced from 12% to 15% w.e.f. 29th September, 2005.
Scope
Presently, the Scheme facilitates subsidy to 51 sub-sectors/products including Khadi and Village Industries.
As the Scheme progressed, the list of products/sub-sectors has been expanded by inducting new
technologies/products/sub-sectors with the approval of the competent authority i.e., Technical Sub-
Committee (TSC) and Governing and Technology Approval Board (GTAB) of the CLCSS.
Implementation
At present, the Scheme is being implemented by 12 nodal banks/agencies including SIDBI and NABARD.
Except SIDBI and NABARD, all the nodal banks/agencies would consider proposals only in respect of credit
approved by their respective branches, whereas, for other Primary Lending Institutions (PLI) approved under
the guidelines, SIDBI and NABARD would be the nodal agencies for release of subsidy under this Scheme.
Online Application and Tracking System has been introduced w.e.f. 01.10.2013 and the SME units need to
upload their subsidy claim application though their PLIs.
Procedural Aspects
This Scheme is linked with term loans availed by the MSEs from Banks or Financial Institutions. To claim
subsidy under CLCSS, eligible MSEs are required to apply online through Primary Lending Institutions (PLIs),
from where the MSEs availed term loan for up-gradation of technology. The completed application is being
uploaded by PLI through Online Application and Tracking System to the attached Nodal Agency, which, in
turn, recommends the application online to Office of DC (MSME) for release of subsidy. After processing of
application and subject to availability of funds, due approval is accorded from competent authority and
concurrence of Internal Finance Wing, after which funds are released to Nodal Agencies. Funds are then
transferred by the Nodal Agencies to the PLIs where the account of the MSE is operated.
Performance
Performance of Credit Linked Capital Subsidy Scheme (CLCSS) from the inception (2001-02) upto 2015-16 is
given below:
Year No. of MSE Beneficiaries Total Amount of subsidy released (Rs. Crore)
2001-02 to 2011-12 16295 854.05
2012-13 5713 343.79
2013-14 6279 421.48
2014-15 7246 448.85
2015-16 5047 322.44
2016-17 (Upto 30/09/2016) 3391 216.42

Flow of Scheme
Last updated date : 30/09/2016
Guidelines for filling application :-
PART-1 (UDYOG AADHAAR RELATED)
With your Udyog Aadhaar Number and Aadhaar Number combination, Validate yourself
and file application. Otherwise Register for Udyog Aadhaar (Click Here) and come back to
MyMSME Schemes application.
PART-2 (SCHEME RELATED)
1. Amount sought for the scheme (In Rs.) - Enter Amount sought for the scheme (In Rs.)
2. Certificate Number - Enter Certificate Number
3. Name of certification agency- Enter Name of certification agency
4. Certificate issued date - Enter Certificate issued date
5. Certificate Valid till date- Enter Certificate Valid till date
PART-3 (UPLOAD RELATED)
1. Upload copy of receipt/payment made to issuing agency - Upload copy of receipt/payment made to
issuing agency

Related Scheme Building Awareness on Intellectual Property Rights (IPR)for the MSMEs is administrated by
office of DCMSME.
Description
Nature of assist
ance
Who can apply? Please see scheme guideline.
Achievements of IPFCs Click Here
Objectives of the scheme

To enhance the competitiveness of the MSMEs sector, a scheme "Building Awareness on Intellectual Property
Rights (IPR)" for the MSME is administrated with the objectives as under :
To enhance awareness of MSMEs about Intellectual Property Rights (IPRs)
To take measure for the protecting their ideas and business strategies.
Assists to SMEs in technology up-gradation and enhancing competitiveness and for effective
Utilization of IPR Tools by MSMEs.
Salient Features
Sensitise Entrepreures on IPR related matters by providing financial assistance for taking up the identified
initiatives covering broad areas of interventions as noted below:-
Sensitising SMEs on IPR related issues by organizing Awareness / Sensitisation Programmes
Conducting Pilot Studies and Interactive Seminars / Workshops for selected Clusters and Groups of
Industries.
Specialized Training programmes for Government officials and Industries.
Assistance is being provided to the Granted Patent & Geographical Indications.
Implementing agency has to contribute 10% of the GOI assistance for each activity prescribed in the
scheme guideline.
These initiatives are being implemented through various eligible implementing agencies prescribed in the
scheme guidelines. The eligible agencies may submit applications for the above said components defined
under the scheme, directly to the O/o DC-MSME. The proposals are examined and placed before the
constituted Project Implementation Committee (PIC) for approval. The guidelines are available on the official
in Icon
website of O/o DC-MSME i.e. Download The file ( bytes) .
Brief about major activities taken under the scheme

Awareness/ Sensitisation Programmes on IPR with financial assistance is upto Rs.1.00 Lakh per
programme of one day duration each. This awareness programme may be organized by eligible
implementing agencies like Industries Association, Chambers etc.
Interactive Seminars / Workshops IPR with financial assistance is upto Rs.2.00 Lakh per programme.
This awareness programme may be organized by eligible implementing agencies like industries
Association, Chambers etc
Specialized training for Government official and Entrepreures to trend them on IPR related issues.
For short-term training programme financial assistance is upto Rs.6.00 Lakh per programme is being
provided and for long-term training programme financial assistance is upto Rs.45.00 Lakh per
programme.
Setting up a Intellectual Property Facilitation Centre (IPFC) for MSMEs with financial assistance up to
Rs.65.00 Lakh per centre. This awareness programme may be organized by eligible implementing
agencies like expert agencies and prominent Industries Association etc.
Financial Progress(2012-16)
S.No. Year Expenditure (Rs. In Cr.) Beneficiaries
1 2012-13 1.88 1990
2 2013-14 1.61 2340

3 2014-15 0.83 1072
4 2015-16 1.74 4938
5 2016-17 1.77 77
Total 7.83 10417
As the scheme is demand driven, hence achievements may be taken as 100%.
Flow of Scheme
B) IP Facilitation Centre for MSME

With your Udyog Aadhaar Number and Aadhaar Number combination, Validate yourself and file
application. Otherwise Register for Udyog Aadhaar (Click Here) and come back to MyMSME
Schemes application.
1. Amount sought for the scheme (In Rs.) - Enter Amount sought for the scheme (In Rs.)
2. Certificate Number - Enter Certificate Number
3. Name of certification agency- Enter Name of certification agency
4. Certificate issued date - Enter Certificate issued date
5. Certificate Valid till date- Enter Certificate Valid till date
issuing agency
Related Scheme Building Awareness on Intellectual Property Rights (IPR)for the MSMEs is administrated by
office of DCMSME.
Description
Nature of assist
ance
Who can apply? Please see scheme guideline.
Achievements of IPFCs Click Here

To enhance the competitiveness of the MSMEs sector, a scheme "Building Awareness on Intellectual Property
Rights (IPR)" for the MSME is administrated with the objectives as under :
To enhance awareness of MSMEs about Intellectual Property Rights (IPRs)
To take measure for the protecting their ideas and business strategies.
Assists to SMEs in technology up-gradation and enhancing competitiveness and for effective
Utilization of IPR Tools by MSMEs.
Salient Features
Sensitise Entrepreures on IPR related matters by providing financial assistance for taking up the identified
initiatives covering broad areas of interventions as noted below:-
Sensitising SMEs on IPR related issues by organizing Awareness / Sensitisation Programmes
Conducting Pilot Studies and Interactive Seminars / Workshops for selected Clusters and Groups of
Industries.
Specialized Training programmes for Government officials and Industries.
Assistance is being provided to the Granted Patent & Geographical Indications.
Implementing agency has to contribute 10% of the GOI assistance for each activity prescribed in the
scheme guideline.
These initiatives are being implemented through various eligible implementing agencies prescribed in the
scheme guidelines. The eligible agencies may submit applications for the above said components defined
under the scheme, directly to the O/o DC-MSME. The proposals are examined and placed before the
constituted Project Implementation Committee (PIC) for approval. The guidelines are available on the official
in Icon
website of O/o DC-MSME i.e. Download The file ( bytes) .
Brief about major activities taken under the scheme

Awareness/ Sensitisation Programmes on IPR with financial assistance is upto Rs.1.00 Lakh per
programme of one day duration each. This awareness programme may be organized by eligible
implementing agencies like Industries Association, Chambers etc.
Interactive Seminars / Workshops IPR with financial assistance is upto Rs.2.00 Lakh per programme.
This awareness programme may be organized by eligible implementing agencies like industries
Association, Chambers etc
Specialized training for Government official and Entrepreures to trend them on IPR related issues.
For short-term training programme financial assistance is upto Rs.6.00 Lakh per programme is being
provided and for long-term training programme financial assistance is upto Rs.45.00 Lakh per
programme.
Setting up a Intellectual Property Facilitation Centre (IPFC) for MSMEs with financial assistance up to
Rs.65.00 Lakh per centre. This awareness programme may be organized by eligible implementing
agencies like expert agencies and prominent Industries Association etc.
Financial Progress(2012-16)
S.No. Year Expenditure (Rs. In Cr.) Beneficiaries
1 2012-13 1.88 1990
2 2013-14 1.61 2340
3 2014-15 0.83 1072
4 2015-16 1.74 4938
5 2016-17 1.77 77
Total 7.83 10417
As the scheme is demand driven, hence achievements may be taken as 100%.

Flow of Scheme
c) Design Clinic
1. Title of the Project- Enter title of the Project
2. Profit statement of MSME unit in last three financial year - Enter Profit Statement of MSME Unit In
Last Three Financial Year
3. Details of MSME Unit's Projects With Design Clinic Scheme - Enter Details of MSME Unit's Projects
With Design Clinic Scheme
1. Principal applicant(MSME Unit/Group of MSMEs/Representative body) - Upload Principal

applicant(MSME Unit/Group of MSMEs/Representative body).
PART-4 CO-APPLICANT (Design Firm / Consultant / Institute)
1. Name of Design Firm/Consultant/Institute - Enter TName of Design Firm/Consultant/Institute

2. Project Coordinator Name - Enter Project Coordinator Name
3. Professional Experience - Enter Professional Experience
4. Arera of Expertise - Enter Arera of Expertise
5. Numbers of Designers Working(In case of desing firm/Institution) - Enter Numbers of Designers

Working(In case of desing firm/Institution)
6. PAN No. - Enter PAN Number
7. Service Tax No.(Please mention.If applicable) - Enter Service Tax No.(Please mention.If applicable)
8. Address - Enter Address details
9. Tel No.- Enter Telephone Number
10. Mob No. - Enter Title Mobile Number
11. Email Id - Enter Email address
12. Website URL - Enter Website Address
13. Registration status with design clinic scheme(PI register for project application) - Choose
Registration status with design clinic scheme(PI register for project application)
14. Implementing Agency - Select Implementing Agency
15. Undertaking For Not Availed For Same - Choose Undertaking For Not Availed For Same
Relate Design Clinic Scheme for Design Expertise to MSME manufacturing sector under NMCP Schemes
d Sche
me
Descri To bring the MSME sector and design expertise on a common platform and to provide expert advice
ption and solutions on design problems, resulting in continuous improvement and value addition for existi
ng products. It also aims at value added cost effective solutions.
Nature Financial assistance given to MSMEs for design development.

of assi
stance
Who c All MSMEs with EM registration.

an ap
ply?
Design Clinic Scheme for Design Expertise to MSME manufacturing sector.
To create a sustainable design eco system for the MSME sector through continuous learning and skill
development
Bring the industrial design fraternity closer to the MSME Sector
Develop an institutional base for the industry's design requirement;
Increase the awareness of the value of design and establish design learning in the MSME
Increase the competitiveness of local products and services through design.
Salient Features
Applicability of project funding is to an individual MSME or a group of MSMEs coming together.
A Design Company/ Academic Institutions will visit the unit and scrutinize all designs relevant fields
& will suggest next steps to be taken.
Project Proposal to be prepared and to be submitted to Design Clinic Centre for consideration.
Mobilization and co-ordination workshop for MSME officials.
Seminar / Workshops (including need assessment survey).
Promotional Activities such as Orientation programme for stake holders, Study on Global Practices &
Design Clinic Programme of other countries and National Level Workshop, etc.
Implemented through National Institute of Design (DIPP Institution).
2. Brief major activities taken under the scheme

The scheme is divided in two major parts:
i. Design Awareness- Seminars & Workshop Design Seminars:

One day seminar covering design related topics to sensitize MSME's about the usage of design in various
facets of their industry. (GOI contribution Rs. 60,000/- per programme).
Design Workshop
Total time allocated for each workshop is 3 - 5 days.
One day will be spent in visiting Cluster & understanding issues concerned with cluster. Thereafter there will
be training on design clinic solution delivered by an expert or a group of experts in an interactive manner.
(GOI contribution Rs. 3.75 lakh per programme).
ii. Design Projects Professional Design Projects & Students Design Projects
Professional Design:
To facilitate MSMEs to develop new Design strategies and or design related products and services through
project interventions and consultancy. (GoI contribution @ 75% for micro, 60% for SMEs for the project
range Rs. 15 lakh to Rs. 40 lakh.)
Students Design Projects:

Students in the final year under UG/PG programmes from institutions recognized by design clinic centre are
eligible under this activities for the project work done for respective MSMEs. (GOI contribution @ 75% for the
project cost of Rs. 2 lakh)
Performance :
S.No. Year No. of MSME benefited Actual Expenditure (in Crore)

1 2009-10 to 2011-12 9986 15.36
2 2012-13 2077 6.70
3 2013-14 7863 7.51
4 2014-15 5406 9.60
5 2015-16 867 0.00
6 2016-17 0 0.46
Total 26199 39.63
Flow of Scheme
With your Udyog Aadhaar Number and Aadhaar Number combination, Validate yourself and file
application. Otherwise Register for Udyog Aadhaar (Click Here) and come back to MyMSME
Schemes application.
1. Title of the Project- Enter title of the Project
2. Profit statement of MSME unit in last three financial year - Enter Profit Statement of MSME Unit In
Last Three Financial Year
3. Details of MSME Unit's Projects With Design Clinic Scheme - Enter Details of MSME Unit's Projects
With Design Clinic Scheme

1. Principal applicant(MSME Unit/Group of MSMEs/Representative body) - Upload Principal
applicant(MSME Unit/Group of MSMEs/Representative body).
PART-4 CO-APPLICANT (Design Firm / Consultant / Institute)
1. Name of Design Firm/Consultant/Institute - Enter TName of Design Firm/Consultant/Institute
2. Project Coordinator Name - Enter Project Coordinator Name
3. Professional Experience - Enter Professional Experience
4. Arera of Expertise - Enter Arera of Expertise
5. Numbers of Designers Working(In case of desing firm/Institution) - Enter Numbers of Designers

Working(In case of desing firm/Institution)
6. PAN No. - Enter PAN Number
7. Service Tax No.(Please mention.If applicable) - Enter Service Tax No.(Please mention.If applicable)
8. Address - Enter Address details
9. Tel No.- Enter Telephone Number
10. Mob No. - Enter Title Mobile Number
11. Email Id - Enter Email address
12. Website URL - Enter Website Address
13. Registration status with design clinic scheme(PI register for project application) - Choose
Registration status with design clinic scheme(PI register for project application)
14. Implementing Agency - Select Implementing Agency
15. Undertaking For Not Availed For Same - Choose Undertaking For Not Availed For Same
Relate Design Clinic Scheme for Design Expertise to MSME manufacturing sector under NMCP Schemes
d Sche
me
Descri To bring the MSME sector and design expertise on a common platform and to provide expert advice
ption and solutions on design problems, resulting in continuous improvement and value addition for existi
ng products. It also aims at value added cost effective solutions.
Nature Financial assistance given to MSMEs for design development.
of assi
stance
Who c All MSMEs with EM registration.

an ap
ply?

Design Clinic Scheme for Design Expertise to MSME manufacturing sector.
To create a sustainable design eco system for the MSME sector through continuous learning and skill
development
Bring the industrial design fraternity closer to the MSME Sector
Develop an institutional base for the industry's design requirement;
Increase the awareness of the value of design and establish design learning in the MSME
Increase the competitiveness of local products and services through design.
Salient Features
Applicability of project funding is to an individual MSME or a group of MSMEs coming together.
A Design Company/ Academic Institutions will visit the unit and scrutinize all designs relevant fields
& will suggest next steps to be taken.
Project Proposal to be prepared and to be submitted to Design Clinic Centre for consideration.
Mobilization and co-ordination workshop for MSME officials.
Seminar / Workshops (including need assessment survey).
Promotional Activities such as Orientation programme for stake holders, Study on Global Practices &
Design Clinic Programme of other countries and National Level Workshop, etc.
Implemented through National Institute of Design (DIPP Institution).
2. Brief major activities taken under the scheme

The scheme is divided in two major parts:
i. Design Awareness- Seminars & Workshop Design Seminars:

One day seminar covering design related topics to sensitize MSME's about the usage of design in various
facets of their industry. (GOI contribution Rs. 60,000/- per programme).
Design Workshop
Total time allocated for each workshop is 3 - 5 days.
One day will be spent in visiting Cluster & understanding issues concerned with cluster. Thereafter there will
be training on design clinic solution delivered by an expert or a group of experts in an interactive manner.
(GOI contribution Rs. 3.75 lakh per programme).
ii. Design Projects Professional Design Projects & Students Design Projects
Professional Design:
To facilitate MSMEs to develop new Design strategies and or design related products and services through
project interventions and consultancy. (GoI contribution @ 75% for micro, 60% for SMEs for the project
range Rs. 15 lakh to Rs. 40 lakh.)
Students Design Projects:

Students in the final year under UG/PG programmes from institutions recognized by design clinic centre are
eligible under this activities for the project work done for respective MSMEs. (GOI contribution @ 75% for the
project cost of Rs. 2 lakh)
Performance :
S.No. Year No. of MSME benefited Actual Expenditure (in Crore)
1 2009-10 to 2011-12 9986 15.36

2 2012-13 2077 6.70
3 2013-14 7863 7.51

4 2014-15 5406 9.60
5 2015-16 867 0.00

6 2016-17 0 0.46
Total 26199 39.63
Flow of Scheme
D) Lean Manufacturing
1. Company details - Etner multiple company detail

2. Name of Lean Manufacturing Technique - Select name of Lean Manufacturing
Technique
3. National Monitoring and Implementing Units (NMIUs) - Select

National Monitoring and Implementing Units (NMIUs)
4. Enter SPV Name - Enter name of SPV
5. Enter Act, Year - Enter Act, Year
1. Upload MoU (As per scheme guidelines, Annexure-1) - Upload copy
2. Upload Power of Attorney (As per scheme guidelines, Annexure-2)

- Upload copy
3. Upload copy of SPV Registration / DP6 resolution (as applicable)

- Upload copy
Related Scheme The Scheme is basically a business initiative to reduce "waste" in manufacturing
Description The Pilot Phase of Lean Manufacturing Competitiveness Scheme (LMCS) as a compone
nt
of NMCP was approved on 08.07.2009 for 100 Mini Clusters.
Nature of assistance Financial assistance given to MSMEs for Lean Techniques Intervention
Who can apply? All Manufacturing sectors of Micro, Small & Medium Enterprises.
Download Scheme
Guidelines
Objectives
The objectives of the Scheme is to enhance the manufacturing competitiveness of

MSMEs through the application of various Lean Manufacturing (LM) techniques by;
Reducing waste;
Increasing productivity;
Introducing innovative practices for improving overall competitiveness;

Inculcating good management systems; and
Imbibing a culture of continuous improvement.
Salient Features
(I) The Lean Manufacturing Competitiveness Scheme was started as a pilot

phase in 2009 for 100 Mini Clusters (10 or so manufacturing MSME units) in 11th
Five Year Plan. National Productivity Council (NPC) was selected as National Monitoring
and Implementing Unit (NMIU) for facilitating implementation and monitoring of the
Scheme. Intervention of Lean Techniques started in 89 Mini Clusters and successfully.
Work completed in 59 Mini Clusters with an expenditure of Rs 16.17 cr under the
Pilot phase of LMCS.
(II) The Scheme was up-scaled in September, 2013 considering the recommendations
of the evaluation report conducted by Quality Council of India (QCI). The evaluation
report on Implementation of pilot LMCS has recommended the continuation of the Scheme
keeping in view benefits amounting to about 20% increased in productivity to the
units. The up-scaled Scheme approved with a Total Project cost of Rs 240.94 cr.
(GOI contribution Rs 204.94 cr.) for 12th Five Year Plan for 500 Mini Clusters.
National Productivity Council and Quality Council of India have been selected as
National Monitoring and Implementing Units (NMIUs) for the up-scaled scheme.
Target Group
All Manufacturing sectors of Micro, Small & Medium Enterprises.
Activities
Awareness programmes and workshops are being organized in order to create awareness
among the entrepreneurs and further they are motivated to form mini cluster comprising
of 6 to 10 units (ideally 10 units) for availing the scheme. LM consultants are
deployed in the Special Purpose Vehicle (SPV)/Distinct Product Group (DPG) for LM
Interventions for a period of 18 months. 80% of the cost of hiring the lean manufacturing
consultant (LMC) is reimbursed through NMIUs to SPVs/Units and 20% of the cost is
borne by the SPVs/units.
Performance
Year No. of MSE Beneficiaries Total Expenditure(Rs. Crore)

2007-08 to 2011-12 900 12.49
2012-13 18 2.75
2013-14 140 4.11
2014-15 1326 14.64
2015-16 1107 11.46
2016-17 241 3.01

Total 3732 48.46
Flow of Scheme
flowchart
Quality Management Standards & Quality Technology Tools

1. Name of Event/Activity - Select name of Event/Activity
2. Place of Event - Enter Place of Event
3. Event Date - Enter Event Date
4. Name of Implementing Agency/MSME-DI - Select Name of Implementing Agency/MSME-DI
Related Scheme Quality Management Standards & Quality Technology Tools (QMS/QTT) Scheme
Description
Nature of assistance
Who can apply? All MSEs with EM registration.
Background and Salient Features

The scheme is aimed at improving the quality of the products in the MSE sector and inculcates the quality
consciousness in this sector. With the adoption of this scheme, MSEs will become more competitive and
produce better quality products at competitive prices. The adoption of these tools will enable MSEs to achieve
efficient use of resources, improvement in product quality, reduction in rejection and rework in the course of
manufacturing, reduction in building up inventory at various stages etc.
The Cluster-based approach is adopted for economy of scale, better dissemination of QMS/QTT and for best
results. However, individual units (preferably from specific products in groups) may also be considered under
the Scheme. Micro & Small enterprises is being selected from the clusters under study or intervention by this
Ministry and clusters identified by other Organization and Ministries also.
The scheme insists of multifold activities out of which following major activities are being implemented
through various expert agencies/organization, viz.
One day Awareness Campaign,

2 days duration workshop at Metros,
One National Level workshop at Delhi,
Implementation of QMS/QTT in selected MSEs Cluster,
Monitoring International Study Mission,
ITI/Polytechnic teacher training,
Course module in polytechnic syllabus, etc.
Objective
The objective of the scheme is to sensitize and encourage MSEs to adopt latest QMS and QTT and to keep a
watch on sectoral developments by undertaking the stated activities.
Scope
The scheme is being implemented for Micro & Small Enterprises to understand and adopt the latest Quality
Management Standards (QMS) and Quality Technology Tools (QTTs), so as to become more competitive and
produce better quality products at competitive prices. The adoption of these tools will enable MSEs to
achieve: (i) Efficient use of resources. (ii) Improvement in product quality. (iii) Reduction in rejection and re-
work in the course of manufacturing. (iv) Reduction in building up inventory at the various stages in the form
of raw materials, work-in-progress, finished components, finished products, etc. This will also enable the
MSEs to enter into or strengthen their position in the export market. The Competition Watch(C-watch) sub-
component of this scheme will enable Indian MSE, to understand the latest foreign products that are
penetrating in the Indian market.
Implementation
By implementing QMS like ISO 9000/18000/22000 and QTT like: 6 - Sigma, TQM, TPM etc. in certain sectors
or group of industries in the MSEs, the performance of the industries, improvement in Quality and reduction
of rejections and customer's complaints, etc. have resulted improving the performance of the MSEs. MSEs are
to adopt the best manufacturing practices to enable them to be competitive in the current scenario of global
competition. The Implementation strategies are as below:
The Scheme will be implemented through office of the Development Commissioner (MSME) by involving
expert organizations or by using in house expertise wherever available.
The Expert Institutions/Organization like Quality Council of India and National Recruitment Board for
Personnel and Training, Consultancy Development Corporation, National Productivity Council. Standardization
Testing & Quality Certification (STQC, a Society under Ministry of IT) , IIQM(India Institute of Quality
Management), Industry Associations that have taken active interest in QMS/QTT and Technical Institutions,
Engineering Colleges, Tool rooms and similar bodies. etc. may be engaged in the implementation of the
Scheme.
Procedure for attending the activities and availing of financial assistance under the scheme:
(i) The MSEs are to submit applications directly to the respective MSME-DIs/Expert Organisations for various
activities for which they are asked to submit.
(ii) The funds will be released to the expert organizations activity wise in the phased manner for the specific
activity.
(iii) Contribution of 25% from Micro units and 50% from Small units will be collected by the implementing
agencies wherever applicable.
(iv) The implementing agency will submit the fund utilization certificate along with the detailed report about
the component.
Physical & Financial Performance

The Scheme has been initiated in the year 2009-10. The Details of Activities and Expenditure made under the
scheme since inception is given below:
Y Fund Allo Expend Targe Achievement

e cated (Rs. iture ts
a In crore) (Rs. In
r crore)
2 7.40 1.31 Schem i) 70 one day Awareness Campaign
0 e is de ii) No. of Beneficiaries - 2850 MSEs
0 mand iii) 21 ITI teachers training conducted & 499 trained.
9 driven
-
1
0
2 5.00 2.04 iv) 105 one day Awareness Campaign
0 v) No. of Beneficiaries - 3205 MSEs
1 vi) 40 ITI teachers training conducted & 880 trained.
0
-
1
1
2 8.00 1.357 i) 119 one day Awareness Campaign

0 ii) No. of Beneficiaries 3849 MSEs
1 iii) 18 ITI teachers training conducted & 366 trained.
1
-
1
2
1 iii) 04 ITI teachers training conducted & 55 trained.
2 iv) Implemented QMS/QTT in 10 selected MSE clusters in 100 MSEs throu
- gh open bid and 10 DSR completed by QCI, New Delhi.
1 v) Course modules in polytechnics syllabus finalized.
3 vi) International Study Mission conducted by CDC
1 iii) Implementation in 10 selected MSE clusters in 100 units through open
3 bid and 07 cluster DSR completed in 70 MSEs by M/S Margdarshan, Gurg
- aon. 03 cluster DSR under process.
1 iv) International Study Mission conducted by CII
4
2 10.00(BE) 1.43 i) 102 one day Awareness Campaign

0 1.50(RE) ii) No. of Beneficiaries 3180 MSEs
1 iii) 04 no. of 2 days workshop at metros conducted by MSME-DI, Delhi, M
4 umbai, Chennai & Kolkata. 200 MSEs attended.
- iv) 01 No. of one day National Level workshop at Delhi conducted by MS
1 ME- DI, New Delhi. 100 MSEs attended.
5
2 06.00 (BE) 2.13 i) 87 one day Awareness Campaign

0 Rs. 5.92 (R ii) No. of Beneficiaries 5012 MSEs
1 e-appropri iii) 1 No. of National Level Workshop at Delhi conducted by MSME-DI, Ne
5 ation) w Delhi 120 MSEs attended.
- iv) 4 Nos. of 2 days workshop at metros conducted by MSME-DIs, Aheme
1 dabad, Hyderabad, Ludhiana & Ranchi 329 MSEs attended.
6 v) Sanction/Released Rs. 142.30 lakh (2nd & Final Installment) of QMS/Q
TT scheme ACs & other activities conducted by CII, Avantha, Chandigarh
FISME, New Delhi, QCI, ,New.Delhi, NIESBUB & CTTC, Bhubaneswar duri
ng 2015-16.
2 2.92 (BE) 0.194 i) 30 one day Awareness Campaign
1
6
-
1
7
Flow of Scheme
E) Technology and Quality Upgradation

1. Amount sought for the scheme (In Rs.) - Enter amount sought for the scheme (In Rs.)
2. Certificate Number - Enter certificate number
3. Name of certification agency - Enter name of certification agency
4. Certificate issued date - Enter certificate issued date
5. Certificate Valid till date - Enter certificate valid till date
issuing agency
Relat Scheme for 'Technology and Quality Upgradation (TEQUP) Support to MSMEs'- an NMCP Scheme
ed Sc
heme
Descri Energy efficiency workshops will be conducted in MSME clusters. The primary objective of this Activi
ption ty is to handhold the MSME clusters in adopting energy efficient processes. The awareness program
me will normally be of one day duration with the participation of at least 30 MSMEs.
Natur Funding support for organizing training and awareness activities on energy efficiency.
e of a
ssista
nce
Who c Expert organizations like PCRA, BEE,TERI, IITs, NITs etc. or State Govt. agencies like MITCON, GED
an ap A etc., and the autonomous bodies of Central/State Govt are eligible to apply for funding support.
ply?
1 Budget Estimates 2015-16 20.00
Financial Progress
2 During 2015-16 (upto 31.12.201 10.66

5)
3 Till now (Since inception) 27.21 since 2010-11
Physical achievements 4 Duri

ng
4 During 2015-16 (upto 31.12.201 i. MSME assisted for EET 105

5) ii. Units assisted for product certification 70
iii. Awareness programme conducted - 25 (Approx. unit benefitted 50
0)
5 Till now (Since inception) i. MSME assisted for EET 299
ii. Units assisted for product certification 1070
iii. Awareness programme conducted - 202 (Approx. unit benefitted 4
500)

The first objective of the present Scheme is to sensitize the manufacturing MSME sector in India to the use of
energy efficient technologies and manufacturing processes so as to reduce cost of production and the
emissions of GHGs.
The second objective of the scheme is to encourage the MSMEs to acquire product certification/licences from
National/International bodies and adopt other technologies mandated as per the global standards.
Salient Feature of the scheme
Sensitize the manufacturing MSME sector in India to the use of energy efficient technologies and
manufacturing processes so as to reduce cost of production and the emissions of GHGs by providing EET
equipments.
Creating awareness among the MSMEs within and around the identified Clusters about Market Transformation
of Energy Efficiency, Carbon Credit Trading, etc.
Increased adoption of National /International Product Certification standards by the MSME sector to enhance
profitability of the implementing MSMEs by reducing energy costs and also through possible income from
carbon credits.
Major activities
Implementation of Energy Efficient Technologies and other technologies mandated as per the global
standards in MSMEs
The basic objective of this Activity is to encourage MSMEs in adopting energy efficient technologies. Under the
present Activity, MSMEs will be assisted in implementation of the projects through loans from SIDBI
/banks/financial institutions for which subsidy upto 25% of the cost of the project will be provided.
Assistance in Product Certification

The basic objective of this activity is to provide financial assistance to MSMEs in obtaining product
certification to National and International standards. Under this Activity, MSME manufacturing units will be
provided subsidy to the extent of 75% of the actual expenditure, towards licensing of product to National/
International Standards.
Physical and Financial Statement of TEQUP Schemes (Rs. In Crores)
PHYSICAL ACHIEVEMENT 11th PLAN PHYSICAL ACHIEVEMENT 12th PLAN
Achievement Achievement Achievement Achieveme Achievement Achievement

nt
2010-11 2011-12 2012- 13 2013- 14 2014- 15 2015-16
Product Certificatio Product Certificatio i.MSMEs assisted f Product Ce i.MSMEs assiste i. MSME assiste
n reimbursement - n reimbursement - or EETs- 138 nos. rtif. reimb. d for EETs- 56 d for EET- 105
120 nos. 353 nos. ii.Product Certifica 194 ii.Product Certifi nos.
te Reimbursed 2 cate Reimburse ii. Product Certif
01 nos. d 135 ication reimb.-
70 nos.
(Rs. In Crores)
FINANCIAL ACHIEVEMENT 11th PLAN FINANCIAL ACHIEVEMENT 12th PLAN

Year 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16
BE 9.50 24.00 26.00 20.50 20.50 20.00
Exp. 1.19 4.72 6.14 1.59 2.89 10.70
Way forward For continuation

of TEQUP scheme in the 12th Plan, file is under submission for approval of Hon'ble Minister (MSME).
During 2015-16, MoU has been signed with Bank of India for wider outreach of the scheme throughout the
country.
MoU with five nationalized banks has been signed i.e State Bank of India Canara Bank, Bank of Baroda, State
bank of Bikaner and Jaipur, Punjab National Bank and Bank of India
During 2015-16, an expenditure of Rs. 10.70 has been made towards reimbursement of subsidy for 161 nos.
of EET cases (this includes 56 nos. of EET cases approved during 2014-15) and total 175 MSMEs have been
benefitted during 2015-16.
Flow of Scheme
F) Incubation
Relat The Scheme provides opportunity to the innovators in developing and nurturing their new innovative
ed S ideas for the production of new innovative products which can be sent in to the market for commerci
che alization.
me
Desc Host Institutions (HI) are exploring the new innovative ideas from the Incubatee of various sectors t
riptio hat may be existing and prospective entrepreneurs. Even the students from the various streams are
n also participating in nurturing their new ideas through the Host Institutions as a part of their studies
and carrier building.
Natu GoI financial assistance of 75 % to 85 % of the project cost up to the maximum of 8.00 Lakh. This fu
re of nd is routed through the Business Incubator (BIs).
assis
tanc
e
Who IITs, NITs, Engineering Colleges approved by AICTE, Central / State Universities recognized by UGC
can a and other recognized R & D and / or Technical Institutes / Centres, Development Institutes of DIP&P
pply? in the field of Paper, Rubber, Machines Tools, etc.
Objectives
To promote emerging technological and knowledge based innovative ventures that seek the nurturing of
ideas from professionals.
To promote and support untapped creativity of individual innovators and also to assist Individual innovators
to become technology based entrepreneurs.
To promote networking and forging of linkages with other constituents of the innovation chain for
commercialization of their developments.
Salient Features
Under this scheme Government of India is providing opportunity to the innovators in developing and
nurturing their new innovative ideas for the production of new innovative products which can be sent in to the
market for commercialization. This Ministry has been implementing this scheme since 2008 under the
approved guidelines which permits the Govt. GoI financial assistance of 75 % to 85 % of the project cost up
to the maximum of 8.00 Lakh. This fund is routed through the Business Incubator (BIs).
These BIs are IITs, NITs, Engineering Colleges approved by AICTE, Central / State Universities recognized
by UGC and other recognized R & D and / or Technical Institutes / Centres, Development Institutes of DIP&P
in the field of Paper, Rubber, Machines Tools, etc. These Institutions are also known as host institutions.
Host Institutions (HI) are exploring the new innovative ideas from the Incubatee of various sectors that
may be existing and prospective entrepreneurs. Even the students from the various streams are also
participating in nurturing their new ideas through the Host Institutions as a part of their studies and carrier
building.
Activity
Selection of Business Incubator (BI) / Host Institutions (HI).
Selection of New Innovative Ideas applying through approved BI/HI recommended from Local Selection
Committee.
Release of GoI assistance to approved Ideas.
Achievements from inception
Year No. of HI/BI approved GoI Assistance (Rs. in Crores)
2008-09 to 2011-12 73 9.73

2012-13 25 2.30
2013-14 16 2.51
2014-15 35 2.68
2015-16 47 6.22
2016-17 24 2.53
Total 220 25.96
Flow of Scheme

G) Facilitation Councils
Instructions for user login:
1. Please follow the process given below

1. Enter valid User Id.
2. Enter valid Password.
3. Enter valid verification code as given in captcha image.
4. Verification code is not case sensative.
5. Click on Login button
2. Once you login with valid credential you will be redirected to your Dashboard where multiple action
can be done.
Delayed Payments to Micro and Small Enterprises under Micro, Small and Medium
Enterprise Development (MSMED) Act, 2006
Draft Rules for MSEFC State/UT Notified MSEFC Rules MPR Format Important Cases
Related Provision
The Micro, Small and Medium Enterprise Development (MSMED) Act, 2006 contains provisions of
Delayed Payment to Micro and Small Enterprise (MSEs). (Section 15- 24). State Governments to
establish Micro and Small Enterprise Facilitation Council (MSEFC) for settlement of disputes on getting
references/filing on Delayed payments. (Section 20 and 21)
Nature of assistance
MSEFC of the State after examining the case filed by MSE unit will issue directions to the buyer unit
for payment of due amount along with interest as per the provisions under the MSMED Act 2006.
Who can apply
Any Micro or small enterprise having valid EM Part -II /UAM can apply.
Salient Features
The buyer is liable to pay compound interest with the monthly rests to the supplier on the amount at
the three times of the bank rate notified by RBI in case he does not make payment to the supplier for
his supplies of goods or services within 45 days of the acceptance of the goods/service rendered.
(Section 16)
State Governments to notify (i) Authority for filing Entrepreneur Memorandum (ii) Rules of MSEFC and
(iii) Constitution of MSEFC.
All States/UTs have notified Authority for Filing Entrepreneur's Memorandum, 33 States/UTs (i.e.
except Arunachal Pradesh, Assam and Manipur) have Notified rules of MSEFC and all the 36
States/UTs have constituted MSEFCs, as per provisions laid down under MSMED Act 2006.
Every reference made to MSEFC shall be decided within a period of ninety days from the date of
making such a reference as per provisions laid in the Act.
If the Appellant (not being the supplier) wants to file an appeal, no application for setting aside any
decree or award by the MSEFC shall be entertained by any court unless the appellant (not being
supplier) has deposited with it, the 75% of the award amount. (Section 19)
Implementation
The provisions under the Act are implemented by MSEFC chaired by Director of Industries of the State
/UT having administrative control of the MSE units. State Government/UTs are requested to ensure
that the MSE Facilitation Council hold meetings regularly and delayed payment cases are decided by
the Councils within a period of 90 days as stipulated in the MSMED Act, 2006.
Ease of filing application under MSEFC An Initiative from Office of DC(MSME), M/o MSME
Office of DC(MSME has taken an initiative for filing online application by the supplier MSE unit against
the buyer of goods/services before the concerned MSEFC of his/her State/UT. At present, the
applicant MSE unit submits an application in writing to the MSEFC of his/her State/UT. The applicant
sometimes is not aware of the details to be submitted before MSEFC and this also sometimes adds to
the delay. Once the portal is operationalized, the supplier MSE unit can submit online application
which will be viewed by the concerned MSEFC.
Flow of Scheme
2) Zero Defect Zero Effect


If you have Udyog Aadhaar Number kinldy validate your Udyog Aadhaar Number with
Aadhaar Number and file application otherwise Register in UAM Click Here and come back to
MSME Schemes.
Description:
The scheme is an extensive drive to create proper awareness in MSMEs about ZED manufacturing and
motivate them for assessment of their enterprise for ZED and support them. After ZED assessment, MSMEs
can reduce wastages substantially, increase productivity, expand their market as IOPs, become vendors to
CPSUs, have more IPRs, develop new products and processes etc.
Nature of assistance:
Assessment & Rating/Re-rating/Gap analysis/Hand holding
a) Assessment/Rating by empanelled Credit Rating Agencies/other Agencies valid for 4 years (Ministry of M
SME will subsidize* 80% of Micro, 60% of Small, 50% of Medium Enterprises' Certification Fee: average
70% of Fee) (Assessment Fee Rs. 10,000/-& Rs 80,000/- per enterprise respectively for Desktop Assess
ment and ZED rating Complete Assessment).
b) Additional rating for Defence angle i.e. Defence ZED by empanelled Credit Rating Agencies/other Agenci
es valid for 4 years (Ministry of MSME will subsidize* 80% of Micro, 60% of Small, 50% of Medium Ente
rprises' Certification Fee: average 70% of Fee) (Assessment Fee Rs. 40,000/- per enterprise.)
c) Gap Analysis, Handholding, Consultancy for improving rating of MSMEs by Consultants through QCI/NP
C, Field formations of O/o DC-MSME viz. MSME-DI, MSME-TC including its autonomous bodies, BEE etc.
(Ministry of MSME will subsidize* 80% of Micro, 60% of Small, 50% of Medium Enterprises' Consultancy
charges: average 70% of Fee) (Hand holding charges Rs. 1.9 Lakh per enterprise whereas in case of MS
MEs owned by SC/ST entrepreneurs additional support of Rs 10,000/- will be provided.)
d) Re-Assessment/Re-Rating by Credit Rating Agencies & Other Agencies (Ministry of MSME will subsidize*
80% of Micro, 60% of Small, 50% of Medium Enterprises' Certification Fee: average 70% of Fee) (Asses
sment Fee Rs. 40000/- per enterprise.)
Who can be benefited: Manufacturing Micro, Small & Medium Enterprises.
How to Apply: As per the application Annexure-3 in the scheme guidelines at Download The file ( bytes)
in Icon
apply to NMIU/Concerned MSME-DIs for participating under the scheme for availing the benefits.
MSMEs may register free of cost.
Whom to Contact: Shri Sanjeev Chawla, Director, Office of Development Commissioner (MSME), Room
No.720, 7th Floor, Nirman Bhawan, Maulana Azad Road, New Delhi-110108 Phone No.011-23061178.
Flow of Scheme

3) A Scheme for Promotion of Innovation, Rural Industry &
Entrepreneurship(ASPIRE).
A Scheme for Promotion of Innovation, Rural Industry & Entrepreneurship(ASPIRE).
Related Scheme Livelihood Business Incubators and Technology Business Incubators
Description Objective of the scheme are as follows:- (i) Create new jobs and reduce employment,
(ii) Promote entrepreneurship culture in India,
(iii) Grassroots economic development at district level,
(iv) Facilitate innovative business solution for unmet social needs, and
(v) Promote innovation to further strengthen the competitiveness of MSME sector.
Nature of assistance A-Livelihood Business Incubators by NSIC,KVIC,Coir Board or any other Institution or
any other Institution or Agency of Govt. of India/State
Setting up LBI's (100lakh for NSIC&ors. And INR 50 lakh for eligible agencies under
ppp) for plant & machinery only.
B- Technology Business Incubators 1-Incubation center
Support for Existing Incubators(INR 30 lakh for incubator capex*)
Setting up of New Incubator(INR 100 lakh for incubator capex*)
2-Incubation of Ideas(INR 3 lakh per idea)
3- Creation of Enterprise out of innovative idea(Seed Capital fund@ INR 1.00 cr. per i
ncubator for enterprise creation@ 50% of project cost or 20 lakh per successful idea
whichever is less)
4-Accelerator workshop
Who can apply? Any individual, above 18 years of age as an incubate can be skilled;
Any entrepreneur who wants to set up start-ups;
Any technical/research institutes/universities including those in the field of rural and
agro based industry;
Any institution or agency under the Government of India or any State Govt. in the fi
eld of technology, rural development and entrepreneur development, business manag
ement or any body corporate under PPP mode can set up LBI;
Any existing incubation centres operating currently under different Ministries and de
partments of the Govt. of India or institutions including National/regional level institut
ions of GOI/state Govts. To set up such centre dedicated to incubation and entreprise
creation in the area of Agro based Industries and also new incubation centres to be se
t up by eligible private institutions including industry Association, along with the Acad
emic Institutions, R & D laboratories, Universities, Govt. entities and Technology Park
s;
Institutions registered under Socities Registeration Act, 1860;
Production Co-operative Societies and Charitable Trusts;
Existing Incubators and the incubators that have already availed Govt. Subsidy und
er any other scheme of Govt. of India or State Govt. for the same set of activities und
er Incubation are not eligible.
How to apply? Proposal in the prescribed Performa along with necessary enclosures and endorsemen
t from the Head of the existing incubator or from the Head of the Institution intereste
d in setting up of new incubator may be sent to the following addresses:-
The Member Convener,
Scheme Steering Committee, ASPIRE,
O/o The Joint Secretary (ARI) Division,
Room No.171 Udyog Bhawan,
New Delhi-110011.
Tel-011-23061543, Fax-011-23062858.
Email: js[dot]ari[at]nic[dot]in
Apply Now Check Eligibility Application Procedure Download Scheme Guidelines
Website Content Managed by Ministry of Micro, Small & Medium Enterprises, GoI
Designed, Developed and Hosted by National Informatics Centre( NIC )
Last Updated: 07 Apr 2017

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Nature of assistan Financial assistance for availing credit and loan.

Download Scheme Guidelines

2001-02 to 2011-12 16295 854.05

2012-13 5713 343.79

2013-14 6279 421.48

2014-15 7246 448.85

2015-16 5047 322.44

2016-17 (Upto 30/09/2016) 3391 216.42

Last updated date : 30/09/2016

Guidelines for filling application :-

PART-1 (UDYOG AADHAAR RELATED)

PART-2 (SCHEME RELATED)

2. Certificate Number - Enter Certificate Number

3. Name of certification agency- Enter Name of certification agency

4. Certificate issued date - Enter Certificate issued date

5. Certificate Valid till date- Enter Certificate Valid till date

PART-3 (UPLOAD RELATED)

Know about this scheme :-

Who can apply? Please see scheme guideline.

Download Scheme Guidelines

Achievements of IPFCs Click Here

Objectives of the scheme

Brief about major activities taken under the scheme

S.No. Year Expenditure (Rs. In Cr.) Beneficiaries

1 2012-13 1.88 1990

2 2013-14 1.61 2340

4 2015-16 1.74 4938

Total 7.83 10417

As the scheme is demand driven, hence achievements may be taken as 100%.

Last updated date : 30/09/2016

B) IP Facilitation Centre for MSME

PART-1 (UDYOG AADHAAR RELATED)

PART-2 (SCHEME RELATED)

2. Certificate Number - Enter Certificate Number

3. Name of certification agency- Enter Name of certification agency

4. Certificate issued date - Enter Certificate issued date

5. Certificate Valid till date- Enter Certificate Valid till date

PART-3 (UPLOAD RELATED)

Know about this scheme :-

Who can apply? Please see scheme guideline.

Download Scheme Guidelines

Achievements of IPFCs Click Here

Objectives of the scheme

Brief about major activities taken under the scheme

S.No. Year Expenditure (Rs. In Cr.) Beneficiaries

1 2012-13 1.88 1990

2 2013-14 1.61 2340

3 2014-15 0.83 1072

4 2015-16 1.74 4938

Total 7.83 10417

As the scheme is demand driven, hence achievements may be taken as 100%.

Last updated date : 30/09/2016

PART-1 (UDYOG AADHAAR RELATED)

PART-2 (SCHEME RELATED)

1. Title of the Project- Enter title of the Project

PART-3 (UPLOAD RELATED)

1. Principal applicant(MSME Unit/Group of MSMEs/Representative body) - Upload Principal

PART-4 CO-APPLICANT (Design Firm / Consultant / Institute)

1. Name of Design Firm/Consultant/Institute - Enter TName of Design Firm/Consultant/Institute

3. Professional Experience - Enter Professional Experience

4. Arera of Expertise - Enter Arera of Expertise