Grammar

3
He has to get up early.
They didn't have to walk to school.
She has to buy a new computer.
I didn't have to take the children to school.
We had to do homework in the evenings.
You have to go to the dentist's.
She didn't have to wash all the clothes.

4
had to
had to
didn't have to
don't have to
doesn't have to
has to
have to

9
need to
need not
mustn't
need to
did not need to
mustn't
did not need to

Vocabulary
6
savings account
mortgage
statement
cash machine
loan
PIN number
withdrawal

Self check
1
doesn't have to
don't have to
had to
has to
have to
didn't have to

2
I need to clean the flat tomorrow. It's very dirty!
It isn't raining so we don't need to take an umbrella.
You mustn't smoke in a public place.
Do we really need to take the car?
They finished the project, so they don't need to work tonight.
She does not need to cook tonight because she's going out for dinner.

4
cash machine
loan
interest
statement
current account
mortgage

5
have to
Could you
I did
I don't
had to
have to