Stockbrokers

Your guide to
our charges
 Dealing charges
These charges relate to the following:
Accounts: Investment ISA / MarketMaster / SIPP / Pension Trader / Company Dealing
Investment Types: All investment types except Funds (Unit Trusts and Open Ended Investment Companies (OEICs)),
nonEuropean Quoting Service (EQS) InternationalSecurities

Online Telephone
Deals per month Charge per deal Deal value Charge per deal
1 - 9 11.95 Up to 500 17.50
10 - 19 8.95 501-1,500 35.00
20+ 5.95 1,501-2,500 50.00
2,501-20,000 65.00
20,001-75,000 75.00
75,001-1,000,000 0.1%
1,000,000+ on application

Calculation of online dealing charges

The charge per deal rate you pay in each month is determined by the number of deals you place in the previous calendar
month. Each time you hit a new deals per month tier, you will be switched to the lower charge per deal rate. In order to remain
at the new rate you must maintain the required number of deals per month. The number of telephone and online deals you
place are consolidated when calculating your deal count, deals per month tier for online charges.

You can link other accounts to your MarketMaster to access the lower online charge per deal. If you link an ISA and/ or
SIPP to your MarketMaster, the deals you place across all your accounts will contribute towards your monthly deal count.

You can also link Investment ISA, SIPP, Pension Trader or MarketMaster accounts held by members of your family resident
at the same address as the primary MarketMaster account holder. These accounts are only permitted to be linked to one
MarketMaster account at any one time.

All deals made in linked accounts contribute to your monthly deal count within your primary MarketMaster, helping you
to reach the lower charge per deal quicker.

Automatic dividend reinvestment (ADR)

If you choose to use our ADR service, we will invest all cash dividends into more shares in the underlying company
(minimum 10 investment). We will charge a flat rate of 1% of the deal value (minimum charge 1; maximum charge
7.50). ADR is only available on UK equities.

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Charging when paying into your ISA
You can only pay into your ISA using cash. If you wish to pay into your ISA using shares you already own we will need to sell
your shares, put the cash from your sale(s) into your ISA, then buy the shares back within your ISA. Selling your shares is
free, we will only apply a dealing charge when we buy your shares back and this will be at telephone rates.

Funds (Unit trusts and OEICs)

The initial charge you pay will depend on whether the fund is one of more than 2,000 funds available on our Funds Market.

Charge Barclays Stockbrokers

Other Funds
Type Funds Market
Varies by fund manager and fund
Initial charge
Free (typically 3-5.5%) No payments are
(on your investment amount)
made to Barclays Stockbrokers

0.35% per annum subject to a minimum
charge of 35 per annum per account.
The fee is calculated on the daily value
of Qualifying Fund holdings, up to a
maximum of 500,000. There is no
Fund Administration Fee
further charge on fund holdings over
500,000. The Fund Administration Fee
will be calculated quarterly on 31 January,
30 April, 31 July and 31 October and will
be debited fourteen business days later.
0.35% per annum subject to a minimum
charge of 35 per annum per account.
The fee is calculated on the daily value
of Qualifying Fund holdings, up to a
maximum of 500,000. There is no
further charge on fund holdings over
500,000. The Fund Administration Fee
will be calculated quarterly on 31 January,
30 April, 31 July and 31 October and will
be debited fourteen business days later.

Selling charge Free Free

Qualifying Funds are:

Clean share classes
Bundled share classes purchased after 5 April 2014
Bundled share classes where you have opted out of the conversion to the clean share class.

Full information about RDR and how we are implementing it is available BarclaysStockbrokers.co.uk/RDR.

Fund Managers make an Annual Management Charge (AMC) for running their funds which is taken out of the value of the
fund. You can find details of the AMC on the fund factsheet on our website at BarclaysStockbrokers.co.uk

UK Government dealing charges

Stamp Duty or Stamp Duty Reserve Tax (SDRT) is payable on UK equity purchases at the following rates:
0.5% of deal value (rounded to nearest 1p on securities settled through CREST)
For non-CREST settlements Stamp Duty is only charged on purchases over 1,000 in value (rounded up to the nearest 5)
Irish Stamp Duty is payable at 1% of deal value on all Irish regulated securities.

The Panel on Takeovers and Mergers (PTM) levy 1 on all UK equity transactions in excess of 10,000.

Other services
For other services offered by Barclays Stockbrokers, including International Trader and BARXdirect Equities, please visit our
website at BarclaysStockbrokers.co.uk

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 General Administration Charges
Account charges
All account charges are taken in arrears and apply per account.
If you are fully invested in funds from our Funds Market, these charges are waived (with the exception of Company
DealingAccounts).

Account Frequency Charge

Investment ISA Semi annually 15.00* for all accounts
MarketMaster Quarterly 12.00* (waived** if you deal within the quarter)

38.75* (SIPP fee is shared: 31.25 +VAT paid to AJ Bell for

SIPP Quarterly the provision of the SIPP wrapper and 7.50 +VAT is
retained by Barclays Stockbrokers)

Pension Trader Account Quarterly 12.00* (waived** if you deal within the quarter)
Company Dealing Account Quarterly 25.00*
*
Plus VAT at the prevailing rate.
**
the Account charge is only waived when the value of the trade placed is greater than your dealing charge for that trade.

Account opening & transfers in

Account Type Opening Transfer in
Investment ISA Free Free
MarketMaster Free Free
75.00* p
 er transfer (maximum charge of 375 per Account,
SIPP Free
irrespective of number of transfers in).
Pension Trader Account Free Free
Company Dealing Account Free Free
Foreign Dealing Free 50.00 per holding1
1
International lodgements, either as certificates or via a re-registration system, will be charged at a rate of 50 per holding.
*
Plus VAT at the prevailing rate.

Account closures & transfers out

Account Type Closure Transfer out
Investment ISA Free 30.00 per holding
MarketMaster Free 30.00 per holding

SIPP 75.00* per pension transfer + 30.00 per holding

Where transfer is to a Qualifying
Recognised Overseas Pension
Scheme 250*

Pension Trader Account Free 30.00 per holding

Company Dealing Account Free 30.00 per holding
Foreign Dealing Free 30.00 per holding
*Plus VAT at the prevailing rate.

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SIPP additional charges
These charges are in addition to the account charges above.

General Charges
Set up drawdown pension and pay any lump sum benefit 75.00*
Additional fund designation 75.00*
Set up flexible drawdown 75.00*
Closure of SIPP through flexible drawdown or trivial commutation 75.00*
Annuity purchase 75.00* per purchase
Payment of death benefit Time/cost basis*

Charges where Annual Allowance exceeded:

Voluntary payment by SIPP 75.00*
Compulsory payment by SIPP Nil

Drawdown pension charges

Annual administration charge 100.00* per annum

(payable even if nil income is paid) (collected annually in advance)

Review of benefits 75.00* per review

*Plus VAT at the prevailing rate.

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 Interest Rates
Interest rates are subject to change.

Accounts: MarketMaster/Pension Trader/Company Dealing

The rate of interest paid depends on the Barclays Base Rate (BBR). However, where the applicable rate would result in a
negative figure, the interest rate will be zero. Any interest due will be paid monthly in arrear.

The interest paid is banded which means the rates below apply only to the proportion of the account balance within each
band. Each band of your overall cash balance will receive different rates of interest giving a blended rate.

Cash balance band Interest paid

0 - 999.99 0%
1,000 and above 0.05%

Account: SIPP/Investment ISA

The interest paid is banded which means the rates below apply only to the proportion of the account balance within each
band. Each band of your overall cash balance will receive different rates of interest giving a blended rate. Any interest due
will be paid quarterly in arrears.

Cash balance band Interest rate on this band only/AER1 Tax-free rate2
0 - 999.99 0% 0%
1,000 - 49,999.99 0.05% 0.05%
50,000 and over 0.25% 0.25%
1
AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.
2
Tax-free indicates that interest earned on cash held in an ISA or SIPP is not subject to UK Income Tax and will be paid gross, provided that all ISA and
SIPP conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances.

The AJ Bell group of companies, which provides and administers the SIPP, does not receive any payments in relation to cash
held in your SIPP account with Barclays Stockbrokers.

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Sundry Charges
Cash withdrawal
By BACS or cheque Free
Same day cash withdrawal (by CHAPS) 25.00 (per withdrawal)

Late/non settlement
Late settlement fee 40.00* (per overdue deal)
Referral to our Debt Recovery team 25.00* (per referral)
Returned cheque or rejected Direct Debit 25.00

Communications
Interim statement or valuation Valuation at todays date, backdated valuations on request
Duplicate contract note 10.00* (if requested more that six months after the original was issued)
Duplicate Consolidated Tax Certificate 17.50* (if requested more than three months after the original was issued)

Probate Valuation
Available on request

*Plus VAT at the prevailing rate.

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Services for disabled customers
We are committed to providing equal access to our services for all customers with disabilities. Full details of Barclays services and facilities
can be found in our brochure Disabled customers making our services available. All of our literature can be provided in Braille, large print
or audio tape on request, within a reasonable timescale, by calling 0800 279 6551* or local dial number 0333 202 7570*.
*Calls to 0800 numbers are free if made from a UK landline and calls to 0141 numbers are charged at local rate, mobile costs may vary
please check with your telecoms provider. Calls may be recorded so that we can monitor the quality of our service and for security
purposes. Our opening hours are 7:30am to 7:00pm Monday to Thursday, 7:30am to 6:00pm Friday, except bank holidays, 9:30am to
12:30pm on Saturday.
The value of stocks and shares and the income received from them can fall as well as rise and you may not get back the amount you originally invested. Past performance is
not necessarily a guide to future performance. If you are unsure about dealing shares and other equity investments, you should contact your financial adviser, as these types of
investments may not be suitable for everyone.
Barclays offers wealth and investment management products and services to its clients through Barclays Bank PLC and its subsidiary companies. Barclays Stockbrokers is a trading name
of Barclays Bank PLC (Registered No. 1026167 Registered VAT No. 243 8522 62) which is a member of the London Stock Exchange and ISDX. Barclays Bank PLC is registered in England
and authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The registered address is 1 Churchill
Place, London E14 5HP.

Item Ref: 9903913. January 2017