Dr.

KRAMAKRISHNAUH
M.COIUAW~L,PII&
Professor and Dean Faadty of Commerce
Depsrtmantof-ssce,
Vim-Principal
S V U College of Commerce, him8gement
and Computa Science,
Sri Vsnkatsswan University,
Tmpsti-517502

This is to certify that the thesis entitled "PERFORMANCE EVALUATION

OF SCHEDULED COMMERCIAL BANKS IN INDLA: A STUDY WITH

REFERENCE TO ANDHRA BANK AND ICICl BANK" submitted to Sri

Venkateswara University, Tirupat~by Mr.P.CHENGALRAYULU for the award of

the Degree of Doctor of Philosophy in Commerce is a record of independent

research work carried out by him under my guidance and supervision. This has not

been previously submitted to this or any other University for the award of any

diploma, degree, associateship or other s~milartitle.

Place: Tirupati
Date: