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(Office/Division/Branch)_______________

APPLICATION FOR STAFF PERSONAL FINANCE

PERSONAL INFORMATION
CNIC#_____________________

Name: Emp No:

Designation: Date of Birth:
Basic Salary: Rs. Date of Joining:
Gross Salary*: Rs. Date of Retirement:
Tax at Source: Rs. Yrs
P.F Contribution (Per Month): Rs. Total ing Service: Yrs
Take Home Salary**: Rs. P.F Balance
(Please attach a copy of the recent salary slip, duly attested)

I hereby apply for a Personal Finance of Rs. _________, to be repaid in 24 monthly installments
of Rs.________ p.m
Purpose of the loan: ___________________________________________________________

DECLARATION
I declare that the above particulars furnished by me are true and I hold myself legally liable in case of any
misstatement of particulars on the strength of which the may consider to grant me the finance facility. I did not
avail this facility since last two years.

Dated: ______________ ________________

Applicant Signature
CBSD VERIFICATION

Nature of Sanction Date of 1st Amount Present Monthly Over Due

Finance Advice No & Disburseme Sanctioned Outstanding Installment Installmen
Date nt Rs. Rs. Rs. ts (If Any)
CBS MF
CBS PF
CBS TF
Credit Card
Other Loans
TOTAL
We confirm that the particulars given above with respect to loans given by CBS are correct and the formalities
of the loans already availed by him are complete in all respect and the monthly installments are being deducted
from his monthly salary and the mark up on such finances is being charged regularly and correctly.

______________________________
AUTHORIZED SIGNATURE

* Gross Salary = Basic Salary + House Rent Allowance + Utilities Allowance + Medical Allowance + Petrol
** Take Home Salary =Gross Salary – (Provident Fund + Tax at Source)
BRANCH VERIFICATION

Nature of Sanction Advice No Date of 1st Amount Present Monthly

Finance & Date Disbursement Sanctioned Outstanding Installment
 2
Rs. Rs. Rs.
SHBF
STF
SPF
LG Consumer
Durable
Finance
TOTAL
We confirm that the particulars given above with respect to loans given by are correct and the formalities of the
loans already availed by him are complete in all respect and the monthly installments are being deducted from
his monthly salary and the mark up on such finances is being charged regularly and correctly. The monthly
aggregate installments being paid and payable is within his repaying capacity i.e. it does not exceed his 50 % of
total take home salary (gross salary less provident fund & income tax). Detail of repayment towards his different
finances versus his take home salary is given hereunder:
a) Total take home salary (gross less provident fund & I tax) = Rs._____________
b)Total amount of installments pertaining to existing finances (including CBS) = Rs._____________
c) Installment amount of proposed personal finance = Rs._____________
d) Debt Burden Ratio (b+c)/a *100 = ______________

____________________________
AUTHORIZED SIGNATURE
RECOMMENDING AUTHORITY

We hereby recommend that a finance of Rs.__________ be granted to

Mr./Ms./Mrs.______________________________ Employee No. _______________for above purpose
because he/she has not been rated as “poor” in any of his/her last two performance appraisals.