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= AXI FINANCE IFN S.A. Bucharest, 011972, Sector 1, 19-21 Primaveri Bvd. worw.axi-card.ro AXI Finance IFN S.A. Private and Confidential 20/02/2018 Dear Mr.Cretu Razvan, We are pleased to offer you the position of Jr. Financial Officer with us here at AX! Finance IFN S.A. where we hope you wilt enjoy your role and make significant contribution to the success of the business. Your employment will commence on 05/03/2018. As Jr. Financial Officer, you will report to the Call Center Supervisor of AXI Finance IFN'S.A. and will have the following roles: © _ Informing clients by explaining procedures, answering questions, providing information via phone, chat and e-mail: o Processing and solving clients’ issues regarding credit cards; © Informing clients about payment amounts, interest rates; © Maintaining call center's database by entering information; © Calling the existing and potential clients in order to promote and sale company's financial products, The roles and responsibilities will be described separately in more details in the Job Description, ‘The position will be based on a permanent labor contract with probation period of 90 days as per Romanian legfslation. Your salary will be paid every month till 154 ‘We would like to make you the following finanelal offer: © 2.960 RON grass, which is close to |. 750 RON net of taxes and insurance payments as fixed monthly salary; During the first month, a development bonus of 200 RON will be applied besides the fix salary, and the total wage for will be 3.320 RON gross, which is close to 1.950 RON net of taxes and insurance payments; Besides the fixed salary, starting from the second month of activity, a bonus will be paid according to the Bonus Scheme and individual performance. Dear Nr. Razvan Cretu, we would like to take this opportunity to welcome you to AX! Finance IFN S.A. and wish you a tong and rewarding career with us. Yours sincerely, Serban Flor coo

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