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Finacle Step-By-Step - 2013 ALM
Finacle Step-By-Step - 2013 ALM
in/2013/
If you want to check/search the account number of particular cheque, use the menu
option INQACHQ.
Finacle Steps
Note: Sometime it may show multiple account numbers with same cheque
number. Remember those accounts have cheque with same umber but with
different alpha series.
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
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Add
Verification
Verification
Caution a Cheque
Verification
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
Verification
Verification
Modification
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
Verification
The freezing can be of three types. Total freeze, Credit Only, Debit Only. Freeze can
be done either at the account level, when only the account is frozen or at the
Customer Id level, when all the accounts linked to the customer id is frozen.
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
Verification
Unfreeze
The operations in the account can be resumed only after the above is verified by a
different user with the requisite powers.
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
Death of a Constituent
When a customer is reported expired after confirming the news the following steps
are undertaken.
1. If the account is with the survivorship basis (E/S, F/S, Any one of the
depositor(s)/survivor(s), the balance belongs to the surviving depositor(s).
2. If the account is in the form of jointly, the balance is paid to the Nominee
named or in its absence to the Survivor(s) jointly with the legal heir of the
Deceased.
3. When the account in the name of a single depositor, on the death of the
depositor, the amount is paid to the nominee/legal heir of the deceased.
Since the above process may some time, and it is possible that inadvertently certain
operations may be put through the account. Keeping this in view the steps followed
by the banks is to
First, freeze the account, since after the death of a constituent the amount belongs
to the legal heir. The freezing could be restricted to withdrawals (debits), Deposits
(Credits) or total (both debits & credits). Subsequently after the formalities are
observed the Banks unfreeze the account and the amount is paid to the Legal heir/
nominee and the account is closed.
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a. the date of the cheque is in order, i.e. it is not stale or post dated.
b. the cheque is signed by the customer and it bears the signature of customer or its
presentor on the reverse.
c. the amount in words and figure agrees and payee’s name is written on the
instrument.
d. the debit voucher is signed by authorised Officer(s).
e. the presentor has been properly identified if it is a Demand Draft or a Pay Order.
On being satisfied with the above check points, the cheque/debit instrument is
entered by the CTO/ Teller in the system, and the same is passed on to the verifying
officer for Posting/ Verification.
01. TM - Enter
02. A - F4 - Type C - Tab - NP - F4
03. Mention Customer A/c Id - F4
04. Check Mode of operation - Signature by Pressing F9 - Effective Available
balance in Customer A/c.
05. Mention withdrawl Amount - Tab - D (Debit) - Tab - Tab (Move to narration
field)
06. Type "Cash Payment" - Move to Instrument Type Field - Type CHQ
07. Tab - Instrument No - Tab - Instrument Date - F4
08. With Option "E", Press Down arrow to create Credit Part Tran
09. Now Move to Debit Part Tran (customer part) using arrow.
10. Remove 'E' and type 'P' in option - Press F4 to Post Part Tran
11. Use arrow to move Credit Part Tran and press F4 to post this part also
12. Press F10 and Note down the Tran ID.
16. Now stamp & sign the Cheque, take acknowledgement on reverse, mention
denomination, and hand over Cash to customer
01. TM - Enter
02. V - F4 - Tran ID - F4
03. Option "L' (List Part Tran) - F4 - F3
04. Press F10 to complete the task
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01. TM - Enter
02. A - F4 - Type C - Tab - NP - F4
03. Mention Customer A/c Id - F4
04. Check Mode of operation - Signature by Pressing F9 - Effective Available
balance in Customer A/c.
05. Mention withdrawl Amount - Tab - D (Debit) - Tab - Tab (Move to narration
field)
06. Type "Cash Payment" - Move to Instrument Type Field - Type CHQ
07. Tab - Instrument No - Tab - Instrument Date - F4
08. With Option "E", Press Down arrow to create Credit Part Tran
09. Press F10 and Note down the Tran ID and send for posting-cum-verification
01. TM - Enter
02. M (Modify) - F4 - Tran ID - F4 - F9 (Verify Signature) - F4
03. Option "L' (List Part Tran) - F4 - F3
04. Now Move to Debit Part Tran (customer part) using arrow.
05. Remove 'L' and type 'P' in option - Press F4 to Post Part Tran
06. Use arrow key again to move Credit Part Tran and press F4 to post this part also
07. Press F10 to complete the task
08. Send the Cheque to Teller for cash payment to customer
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
Verification
There are three types of cash transaction, viz. (a) Cash Receipt, (b) Cash Payment,
and (c) Cash Remittance. Receipt of cash means depositing/ crediting of cash into
Savings, Current, Term Deposit, Cash Credit, Overdraft, Loan & Office accounts.
Receive the Deposit Slip, Cash and scrutinize slip and count cash. Next enter
transaction details in Finacle.
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
01. TM - Enter
02. A - F4 - Type C (cash) - NR (Normal Receipt) - F4
03. Mention Customer A/c Id - F4
04. Mention Amount - Tab - C (Credit) - Tab - Tab (Move to narration field)
05. Type "Deposit By Cash" - F4 to create the Credit Part Tran (Customer Part)
06. Being present at Specify Option Field with option "E", Press Down arrow to
create Debit Part Tran,
07. Now Post all the Part Trans, Change the option 'E' to 'P'
08. Move to Credit Part Tran using arrow - Press F4 - Move to Debit Part Tran -
Press F4
09. Once all the Part Trans are posted (mark for Posting Requested message) Press
F10
10. Note down the TRAN ID on the Pay-in Slip.
.
Now stamp, sign the deposit slip and give the counter foil to customer and the hook
the pay-in slip.
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
Verification of SB Account
(Note: Modification before Verification must be done by the user who created the
TEMP ID. Once account verified then Modification can be done through ACM
Only)
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address, age, introducer details, etc. Thus ‘Know Your Customer’ (KYC) will have to
be captured while creating the ‘Customer id’. Once this is created any account
opened by that customer will be linked to the particular id. Hence due care is to be
taken to see that all the relevant fields are filled in correctly. The process is known
as Customer Master Maintenance in Finacle which also referred as Customer
Identification File (CIF).
Note : If it displays any error then try to verify the section you have not visited.
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
Unlock a User
In case the menu is locked and the user is not allowed to log into the system again,
then by going through the menu option SAC we have to delete (unlock) the user.
This activity can be performed by any Supervisory Staff of the branch.
Step-By-Step
A "Captive" user is one who can put through transactions affecting the data of his
SOL (Service Outlet/Branch) only. He can also inquire into the database pertaining
to other SOL provided the menu he is invoking is "free".
Free User:
A "Free" user is one who can put through transactions affecting the data of his SOL
as well as other SOL (InterSOL), provided the menu he is invoking is also "free". It
should be noted that the "free" user could put through transactions affecting on
only the customer accounts of other SOL and no t office accounts. It should be
remembered that even though the user is "free", he couldn't access the database of
other SOL if the menu is "captive".
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Note: Take caution while mentioning New Password which should not guessed by
others.
Interface in Finacle
Finacle provides three types of user interface
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When the user invokes a browser application like Internet Explorer wherein the
specific URL ( Uniform Resource Locator) address has been setup, the following
login screen will be displayed.
Logging into Finacle Core Server requires a valid Password of the User ID. If the
user is logging in for the first time in Finacle, it will prompt to change the password.
Thereafter one can login with the User Id and the password created by him /her. A
dialogue box would popup with licensing details.
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Click "OK" to proceed to Main Screen ( in case of Java Error, click "OK" and type
"LOGIN" in the menu option box).
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Note: Don't share your User ID & Password to any other person. Change your
password in regular intervals. Never use any password which can be guessed by
other users. System will automatically ask you to change the password after 30
days. Entering wrong password thrice will lock the User ID for further
login.
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
Features of Finacle
Finacle is a robust CBS which run on UNIX environment and use ORACLE as
main Database Backbone providing greater stability.
Labels: Finacle
Finacle Customers
The use of Finacle is spread across 81 countries globally, including ALEXBANK,
ANZ Bank, Arab National Bank, Bank Dhofar, Co-operative Financial Services,
Credit Suisse, DBS Bank, Emirates Bank, First Bank of Nigeria, Hatton National
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Finacle Step-By-Step: 2013 http://finaclebasics.blogspot.in/2013/
What is Finacle?
Finacle is a core banking software package developed by
Infosys, designed to address various retail banking
requirements. The Finacle system is one of the major
packages in the arena of core banking in Indian and Asian
banking domains.
Introduction
Friends, here is my small effort to provide you some Basics of Finacle which anyone
can use/implement in their day-to-day life work areas.It is one of the Popular CBS
software adopted various organisations. So, I hope my effort may help some of you.
So, Bookmark the site and Keep visiting regularly for updates.
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