Ap Math 3rd QTR Unit Plan Sy1718

SSHS INTENTIONAL UNIT PLANS 2017-2018
Title of Unit / Lesson Title: Duration of Lesson Date:

(Days):
Charge Accounts and Credit Cards 26 3rd Quarter (SY2017-2018)
Vehicle Transportation
Housing Costs
Student Learning Outcomes (SLOs)

ACADEMIC EXCELLENCE: CAREER PREPARATION CIVIC ENGAGEMENT
 through creative and critical thinking  taking initiative and demonstrating innovation  awareness of local and
skills  demonstrating professional conduct, global issues
 through effective communication collaboration and other interpersonal skills  contributing time and
skills  efficient use of time and resources to achieve talent to community needs
 through being goal oriented and self- goals
discipline individuals  demonstrating the ability to understand and
effectively use relevant technology
Design Question Focus of the Lesson (elements from other DQ’s may be used as support)
 Introducing New Knowledge  Deepening or Practicing  Generating and Testing Hypotheses
Learning Goal/ Objective: (based on Standards ) (teacher language)
CCSS.MATH.CONTENT.7.RP.A.3
Use proportional relationships to solve multistep ratio and percent problems. Examples: simple interest, tax, markups and
markdowns, gratuities and commissions, fees, percent increase and decrease, percent error.
CCSS.MATH.CONTENT.7.NS.A.3
Solve real-world and mathematical problems involving the four operations with rational numbers.
Learning Targets: (write in the scale below) (student language)

2.0 Simpler Content: 3.0 Target (Objective/Learning Goal): 4.0 More Complex:
“I can…..” “I can…..” “I can…..”
Chapter 7:
I can calculate the new balance on a charge
account and compute the finance charge based
on the various methods credit card companies
use.
Chapter 9:
I can compute the costs involved in buying,
leasing, or renting, and the costs of running a
vehicle.
Chapter 10:
I can compute the costs associated with
owning a home, such as a mortgage,
insurance, and maintenance.
Level 1 (Recall) Level 2 ( Skill/Concept) Level 3 (Strategic Thinking) Level 4 (Extended Thinking)
Recite, tell, recall, state, repeat, use, name, Graph, classify, separate, cause/effect, Revise, assess, apprise, construct, Design, connect, synthesize, apply concepts,
match, 5 Ws, define, draw, identify, list, estimate, compare, relate, infer, identify critique, compare, investigate, critique, analyze, create, prove
label, measure, illustrate, memorize, patterns, organize, construct, modify, differentiate, draw conclusions,
arrange, report, quote, calculate…. predict, interpret, distinguish, make hypothesize, formulate, cite evidence,
observations, summarize, show, categorize critique, develop a logical argument…
Assessment and Monitoring: (checks for content and desired effect)
Common Formative Assessment Common Summative Assessment
Seatwork Quizzes
Homework Chapter Tests
Concept Checks Pre/Post - Tests
Bellwork
Critical Information Chunks (as determined by learning targets) i.e. vocabulary

Vocabulary Chapter 9:
 Sticker price
Chapter 7  Base price Chapter 10:
 Credit card  Options  Mortgage loan
 Charge account  Destination charge  Interest
 Finance charge  Dealer’s cost  Closing costs
 Unpaid-balance method  Used-vehicle guides  Principal
 Liability insurance  Homeowners insurance
 Average-daily-balance method
 Comprehensive  Loss-of-use coverage
 Account statement insurance
 Personal liability
 Collision insurance
 Medical coverage
 Deductible clause
 Variable costs  Replacement value
 Fixed costs  Premium
 Depreciation  Fire protection class
 Lease, rent  Utility costs
Learning Plan: Instructional Strategies /Lesson Activity: (Identify your CFAs and CITW strategies in your plan)
WRITE OUT EXPLICITLY:
Anticipatory Set:
Review previous lesson, open with lesson opener from resources for each section, an activity, or relate concepts to real
world.
L7-1 Ask students if they know how a person actually pays for the purchases made with a credit card. Explain that a credit
card company sends a monthly statement to the customer.
L7-2 Explain to students that there are different ways to calculate the finance charge. This lesson will focus on calculating
the finance charge based on the unpaid balance method. Write on the board the formula for calculating the finance charge
based on this method: Finance Charge = Unpaid Balance x Periodic Rate. Have a student define the term unpaid balance.
Explain that there are other methods used to compute the finance charge.
L7-3 Lead students in a discussion of the meaning of average daily balance. Elicit from students the fact that the balance
each day is the same until the day the credit card company makes a transaction. After that date, the balance again remains
the same. Ask students how find the average of the balances in a 30-day period. Explain that some credit card companies
compute the finance charge by using the daily balances. In this section, the only transactions considered are payments.
L7-4 Ask students to suggest a way that a credit card company can compute the sum of daily balances to yield a higher
finance charge. Explain that many charge accounts do use new purchases in computing the finance charge.
L9-1 Who plans to have a new car of their own someday? In this lesson, we will learn about the sticker price of a new car.
L9-2 Ask students if they’ve ever accompanied anyone to buy a new car. Did the buyer offer less than the sticker price?
Dealers may sometimes be willing to accept an offer less than the sticker price, because they paid less to the manufacturer
for the car.
L9-3 Many students may have had experience shopping for, owning, or selling a used vehicle. Ask students to share their
experiences of trying to find a price agreeable to both the buyer and the seller.
L9-4 Explain to students that they will use tables to compute the annual premium for vehicle insurance. In many states, it is
against the law to drive a car without auto insurance. This is an additional cost that needs to be considered when
purchasing a vehicle.
L9-5 Ask students to name the costs they or their families have encountered in operating and maintaining an automobile.
List items on the board as they are named. Tell students that in today’s lesson, they will learn to compute the cost per mile
of operating and maintaining an automobile.
L9-6 Ask students what a lease in reference to an apartment means. Point out that leasing an automobile has become a
common business practice.
L9-7 Ask students if any of their families have ever rented a vehicle either while on vacation or while the family car was
being repaired. The focus of this lesson is to compute the cost per mile of renting a vehicle.
L10-1 Bring to class the real estate section of your local newspaper. Read a variety of advertisements of houses for sale.
Select one home in the $100,000 range, and ask students if they know anyone who could pay for the house in cash. Explain
that very few homes today are purchased outright. Instead, most people need to borrow money. In this section, students will
compute the amount that is borrowed, which is called a mortgage loan.
L10-2 When applying for a mortgage loan, it is smart to shop around for the lowest rate available. Ask students why people
shop for a low rate. In this lesson, the answer to this question will be clear after students learn how to compute the total
payment, amount paid, and total interest charged.
L10-3 Introduce to students what closing costs are when buying a home.
L10-4 Remind students that the interest charged is included in the monthly payment. Ask if they think the interest portion will
be greater than, equal to, or less than the portion toward the mortgage amount.
L10-6 Ask students if anyone has ever witnessed a house burning or seen the damage fire can do to the contents of a
home. How can the owners of a home damaged by a fire replace the home and their personal belongings?
L10-7 Ask students which of the three houses – straw, sticks, or brick – they would prefer to insure if employed by an
insurance company. Point out that insurance companies consider the material used in the construction of a house to
compute the premium.
L10-8 Review with students the three costs of owning a home (mortgage, payments, real estate taxes, and homeowner’s
insurance). Ask students to name some other costs of owning a home (e.g. utilities, repairs, purchases of large appliances)
Engaging the student in learning the content:

Students come to class prepared, take notes, participate in class activities and actively engage in class discussion. Work to
be turned in at the end of class if completed (unless otherwise specified by the teacher). The incomplete work will be taken
home for homework and due the next class period.
Guided Practice
Day 1: 3rd Quarter Pre-Test.
Day 2: L7-1 Account Statements

 Goals: Calculate the new balance on a charge account.
 Key Terms:
o Charge account
o Credit card
o Finance charge
 Copy: Notes on key terms and examples of problems to be solved in seatwork
 Seatwork/Homework: Complete problems for L7-1 in the textbook.
Day 3: L7-1 Quiz
Day 4: L7-2 Finance charge: Unpaid-balance method

 Goals: Find the finance charge by using the unpaid-balance method.
 Key Terms:
o Unpaid balance method
 Seatwork/Homework: Complete problems for L7-2 in the textbook
Day 5: L7-3 Finance charge: Average-Daily-Balance Method (No New Purchases Included)
 Goals:
o Calculate the finance charge based on the average-daily-balance method where no new purchases are
included
 Key Terms:
o Average-daily-balance method
Day 6: L7-2 to L7-3 Quiz
Day 7: L7-4 Finance charge: Average-Daily-Balance Method (New Purchases Included)

 Goals: Compute the finance charge based on the average-daily-balance method where new purchases are
included.
Day 8: Chapter 7 Review
Day 9: Chapter 7 Test
Day 10: L9-1 Purchasing a New Vehicle

 Goals:
o Compute the sticker price of a new vehicle
 Key Terms:
o Sticker price
o Base price
o Options
o Destination charge
Day 11: L9-2 Dealer’s Cost

 Goals: Calculate the dealer’s cost of a new vehicle.
 Key Terms:
o Dealer’s cost
Day 12: L9-3 Purchasing a Used Vehicle

 Goals: Figure out the average retail price of a used vehicle.
 Key Terms:
o Used-vehicle guides
Day 13: L9-4 Vehicle Insurance

 Goals:
o Use tables to compute the annual premium for vehicle insurance.
 Key Terms:
o Liability insurance
o Comprehensive insurance
o Collision insurance
o Deductible clause
Day 14: L9-5 Operating and Maintaining a Vehicle

 Goals: Compute the total cost per mile of operating and maintaining a vehicle.
 Key Terms:
o Variable cost
o Fixed costs
o Depreciation
Day 15: L9-6 Leasing a Vehicle

 Goals: Calculate the total cost of leasing a vehicle
 Key Terms:
o lease
Day 16: L9-7 Renting a Vehicle

 Goals: Figure out the cost per mile of renting a vehicle.
 Key Terms:
o rent
Day 17: Chapter 9 Review
Day 18: Chapter 9 Test
Day 19: L10-1 Mortgage Loans

 Goals
o Compute the mortgage loan amount
 Key Terms:
o Mortgage loan
Day 20: L10-2 Monthly Payment and Total Interest

 Goals: Determine the monthly payment, total amount paid, and total interest charged.
 Key Terms:
o Interest
Day 21: L10-3 Closing Costs

 Goals: Figure out the total closing costs
 Key Terms:
o Closing costs
Day 22: L10-4 The Monthly Payment

 Goals: Compute the allocation of monthly payment toward principal, interest, and the new principal.
Day 23: L10-6 Homeowners Insurance

 Goals: Work out the amount of coverage
 Key Terms:
o Homeowners insurance
o Loss-of-use coverage
o Personal liability
o Medical coverage
o Replacement value
Day 24: L10-7 Homeowners Insurance Premium

 Goals:
o Calculate the annual homeowners insurance premium
 Key Terms:
o Premium
o Fire protection class
Day 25: L10-8 Other Housing costs

 Goals: compute the total housing cost and compare it with suggested guidelines.
 Key Terms:
o Utility costs
Day 26: Chapter 10 Review and Test
Closure
Adaptations for Unique Student Needs: (ELL, Special Education, Gifted, Students who lack support for school)
Extra time, homework, multiple choice test, one-to-one assistance, peer tutoring, shorter assignments, simplified
instructions, visuals, calculator
Assignment(s):
See Learning plan
Resources and Materials:

Textbook: Mathematics with Business Applications 5 th edition by Lange & Rousos
Internet/ Computer
Multimedia projector
Worksheets
CITW Strategies
Setting Objectives Cues/Questions ISD - Compare
Providing Feedback Advance Organizers ISD - Classify
Reinforcing Effort NLR - Graphic Organizer ISD - Metaphor
Providing Recognition NLR - Kinesthetic ISD - Analogy
Cooperative Learning NLR - Mental Image GTH - Problem Solving
NLR - Pictograph GTH -Investigation
NLR - Physical Model GTH - Systems Analysis
Summarizing GTH -Experimental Inquiry
Note-taking
Homework
Practice
Webb’s Depth of Knowledge (DOK) Levels

Ap Math 3rd QTR Unit Plan Sy1718

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Ap Math 3rd QTR Unit Plan Sy1718

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SSHS INTENTIONAL UNIT PLANS 2017-2018

Title of Unit / Lesson Title: Duration of Lesson Date:

Student Learning Outcomes (SLOs)

Learning Targets: (write in the scale below) (student language)

“I can…..” “I can…..” “I can…..”

Critical Information Chunks (as determined by learning targets) i.e. vocabulary

Engaging the student in learning the content:

Day 1: 3rd Quarter Pre-Test.

Day 2: L7-1 Account Statements

Day 3: L7-1 Quiz

Day 4: L7-2 Finance charge: Unpaid-balance method

Day 6: L7-2 to L7-3 Quiz

Day 7: L7-4 Finance charge: Average-Daily-Balance Method (New Purchases Included)

Day 8: Chapter 7 Review

Day 9: Chapter 7 Test

Day 10: L9-1 Purchasing a New Vehicle

Day 11: L9-2 Dealer’s Cost

Day 12: L9-3 Purchasing a Used Vehicle

Day 13: L9-4 Vehicle Insurance

Day 14: L9-5 Operating and Maintaining a Vehicle

Day 15: L9-6 Leasing a Vehicle

Day 16: L9-7 Renting a Vehicle

Day 17: Chapter 9 Review

Day 18: Chapter 9 Test

Day 19: L10-1 Mortgage Loans

Day 20: L10-2 Monthly Payment and Total Interest

Day 21: L10-3 Closing Costs

Day 22: L10-4 The Monthly Payment

Day 23: L10-6 Homeowners Insurance

Day 24: L10-7 Homeowners Insurance Premium

Day 25: L10-8 Other Housing costs

Day 26: Chapter 10 Review and Test

See Learning plan

Resources and Materials:

Webb’s Depth of Knowledge (DOK) Levels

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