Digit Private Car Package Policy Schedule

(AKA the paper you pull out when you get pulled over)
This is one of the most important things in your car, along with your car freshener,
loose change, and mobile holder. Carry it with you always. (Not on you, on your
smartphone, ideally.)

UIN No.: IRDAN158P0005V01201718

Go Digit General Insurance Ltd.

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Let’s talk about you.
PRABHASH KUMAR SINGH Mob:xxxxxx5819
Aadhar No.: Email:pxxxxxxxxxxxxxh@gxxxl.com

There’s one more thing we know about you, you are now a DIGIT customer. That means you have the coolest insurance
company working for you.

These are your policy details.

It’s what the fine folks at traffic enforcement will want to see.
Policy No. D000655041 Policy Issue Date 09-Jul-2018
From 10-Jul-2018 00:00:01
Period of Policy
To 09-Jul-2019 23:59:59
NCB % (Current Policy) 0% Invoice No. I0000665587
Coverages Opted Package Policy Voluntary Deductible (₹) --
Compulsory Deductible (₹) 1000 Additional Excess (₹) --
Add On(s) Opted Road Side Assistance

This is what you paid us.

Think of us as your car’s bodyguards.
Own Damage Premium [A] (₹) Liability Premium [B] (₹)
Own Damage Premium (₹) 2299 Basic Third-Party Liability (₹) 2863
Add-On(s) Premium (₹) -- PA cover for Owner-Driver (₹) 100
NCB Discount Amount (₹) -0 TP for Bi-fuel kit (₹) --
PA cover for 5 passengers (₹) --
Legal Liability to Paid Driver (₹) --
Total OD Premium (₹) 2299 Total Act Premium (₹) 2963
Net Premium [A+B] (₹) 5262
IGST @ 18% = (₹ 947) (₹) 947
Final Premium (₹)6209
Please Note:
The Third Party part of your policy will be activated from midnight but as your policy had expired, the Own Damage part will
be activated only after you complete the pre-inspection process. The link for the same will be sent to you on your
registered mobile number. Please complete this within 3 days or else we will not be able to activate your policy’s Own
Damage part.
The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships,
voluntary excess, anti-theft handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported
vehicle etc., wherever applicable).

This is everything we know about your car.

Other than how much you love it.
Registration No. UP70BF7563 RTO Location ALLAHABAD UTTAR PRADESH Seating Capacity 5
Make FORD Model/Vehicle Variant (Sub-Type) FIGO / 1.4 Duratorq LXi
Engine No. AU24923 Chassis No. AU24923 Cubic Capacity 1399 CC
Fuel Type Diesel Year of Regn. 2010 Odometer Reading (km)
Vehicle IDV (₹) 196030 IDV of Non-Electrical accessories (₹) --
IDV of CNG/LPG Kit (₹) -- IDV of Electrical Accessories (₹) --
Total IDV (₹) 196030

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Follow these rules like you follow the rules of the road.
Geographical Area Any accidental loss, damage and/or liability caused, sustained or incurred within India shall be
covered subject to Policy Terms and Conditions, unless specifically agreed and endorsed.

Limitation as to use The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace making,
(Which roughly reliability trial, speed testing and use for any purpose in connection with the Motor Trade.
translates to: No crazy
stunts with the car.)

Person or Class of Any person including the insured

persons entitled to 1) Provided that a person driving holds a valid & effective driving license at the time of the accident
drive and is not disqualified from holding or obtaining such a license.
(Or why you shouldn’t 2) Provided also that the person holding a valid & effective Learner’s license may also drive the
ask your 8-year-old to vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles
park your car.) Rules, 1989 and any subsequent amendment as applicable.

Limits of Liability 1) Under Section I of the policy – IDV as shown in the schedule.
(How we will help you 2) Under Section II - 1 (i) of the policy: Death of or bodily injury - Such amount as is necessary to meet
get back on the road the requirements of the Motor Vehicles Act, 1988.
to recovery.) 3) Under Section II - 1 (ii) of the policy: Damage to Third Party Property - ₹ 750000
4) P.A. Cover for Owner Driver under Section III (CSI) - ₹ 200000.00

More important details you don’t want to skim over

Previous Insurer Royal Sundaram General Insurance Co. Limited
Previous Policy
Previous Policy No. VBB0003688000100 12-Jan-2018
Expiry Date
Details of Existing IMT –
-- IMT-10, IMT-15, IMT-22
Damages Endorsements
GSTIN/UIN Number Unregistered State Code 9
Premium Receipt
R0000709805 Date 09-Jul-2018
Payment Details No.
Financier Details --
Other Details
Nominee Details
Policy Bazar Insurance Web Aggregator Partner Phone --
Partner Name & Code
Private Limited, 1000158 Partner Email crtmotor@policybazaar.com

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Big legal words.
Policy Version Digit Translation

NCB Declaration:The premium has been charged and policy has been issued subject to NCB Basically, we trust you have
declared by you as an insured. In the event of NCB found wrongly declared at any point of been open and honest, and
time during policy period, all benefits and coverages under the Policy in respect of section I of we covering you in good faith.
the Policy will stand forfeited. If there is any disagreement, write to us within 7 days from the Remember, trust works both
date of issuance of policy or before the start date of period of insurance whichever is earlier. ways.

Important Notice:The company may cancel the policy by sending 7 days notice in case of Honesty is the best policy.
fraud, misrepresentation, non disclosure of material fact or non co-operation of the insured.
This policy is subject to the standard policy wordings, warranties and conditions applicable
for this product in addition to Indian Motor Tariff.

Break in Insurance:The policy is issued subject to acceptance of vehicle risk after evaluation If there is a gap in your cover,
of the pre-inspection report. Third Party and Personal Accident for Owner Driver covers we need to check your car. If
(Section – II/III) will start immediately post policy issuance, however OD cover (Section – I) your car is good, we’re cool. If
would not commence unless satisfactory pre-inspection report has been received by us. If the it’s not, let’s talk.
Company does not receive the pre-inspection report within 3 days from the issuance of policy,
the own damage portion of the policy will be cancelled within 3 days from date of issuance of
policy. Accordingly, policy will be amended and balance premium will be refunded after
retaining third party liability portion of the policy. If the pre-inspection report is adverse, the
Company, at its discretion, can amend or cancel the own damage portion. Accordingly, the
policy will be amended and balance premium, if any, will be refunded.

Pre-existing Damages:All types of pre-existing damages or cost of repair of such damage We can’t cover damages
will be excluded at the time of claim settlement. already done to your car,
before we took over.

Cheque dishonor / Non-receipt of payment:If premium paid through Cheque, the policy is Your policy goes through if
void ab-initio in case of dishonor of Cheque or non-receipt of payment. and when your cheque goes
through. You’ll agree it’s only
fair.

Violation of Motor Vehicle Act:This policy is issued in accordance with the provision of Keep your promises and we
Chapter X and Chapter XI of MV act, 1988 and any subsequent amendment as applicable. will keep ours.
Any violation will forfeit all benefits and coverages under the Policy
The insured is not indemnified if the vehicle is used or driven otherwise than in accordance
with this Schedule. Any payment made by the Company by reason of wider terms appearing
in Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the
insured. See the Clause headed (Avoidance Of Certain Terms And Right Of Recovery) in
the policy.

Note: The “Digit Translation” is only to aid your understanding of the policy. The terms and conditions detailed in the policy
document and policy schedule shall prevail in case of any dispute.

For & On Behalf of Go Digit General Insurance Ltd.

Authorized Signatory Consolidated Stamp Duty is Deposited with Department of

Printed, Signed, and Executed at Bengaluru Stamps, Bengaluru

Go Digit General Insurance Ltd. Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block,
Bengaluru, Karnataka 560095. IRDAI Reg No. 158 CIN U66010PN2016PLC167410, GST Reg. No.: 29AACCO4128Q1ZW
HSN: 9971/General Insurance Services, GSTIN Address: Go Digit General Insurance Limited, Atlantis No 95, 4th B Cross Road
5th Block Koramangala Industrial layout, Bengaluru, Karnataka, PIN-560095
In case of claim or any other query, please contact our 24-hour Call Centre at 1800‑300‑34448, email us at
hello@godigit.com, or visit our website www.godigit.com.

This is the end of the document and the beginning of a wonderful relationship.