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 574(*):7*5*71*7.5&7&?.43.


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 574(*):7*5*71*7.5&7&?.43.
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 574(*):7*5*71*7.5&7&?.43.


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 574(*):7*5*71*7.5&7&?.43.
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() 
 574(*):7*5*71*7.5&7&?.43.


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 574(*):7*5*71*7.5&7&?.43.
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 XIVKMGVMWXEPPS WMSRIHIPPEWTMEYWYVETEXXMRMJVIRMEHMWGSERXI
 FEXXIVME VMSVM
 VEJJVIHHEQIRXSQSXSVI  8SPPIZEVIPEZIXXYVEIZIVMJMGEVIGLIMWSJJMIXXMHIM
 IGG WIQMEPFIVM WIVZSWXIV^S GETTYGGM WRSHS RSR
 (SPPIKEVI*=&2.3*7SEPXVMWXVYQIRXMHMEKRS TVIWIRXMRSEFVEWMSRMSVSXXYVI
WXMGMEPPETVIWEHMHMEKRSWM
WGIKPMIVIPEGIRXVE  ;IVMJMGEVI GLI PI XYFE^MSRMVEGGSVHM MQTMERXS
PMREMRSKKIXXS JVIRMIGSQFYWXMFMPIRSRTVIWIRXMRSTIVHMXI
 ;IVMJMGEVI PE TPEYWMFMPMX” HM XYXXM M TEVEQIXVM IH 
IZIRXYEPQIRXIIWIKYMVIHMEKRSWMEXXMZIHMWTSRM *JJIXXYEVIYRGSRXVSPPSZMWMZSHM
FMPM  IWXIVRSGEVVS^^IVME
 *WIKYMVI ST 1  41.4 24947* *  TVSXIXXMZSWSXXSWGSGGE
XYFE^MSRMHMWGEVMGSEPM
+.19748SWX@4PMSQSXSVIIJMPXVS8SWXMXY QIRXE^MSRIGSQFYWXMFMPIJVIRM
^MSRIB  IPIQIRXM MR KSQQE
GYJJMI QERMGSXXM FSGGSPI
 *WIKYMVIST*1*2*394JMPXVERXIHIP IGG
JMPXVS HITYVEXSVI
ERXMTSPPMRI  8SWX @ +MPXVS
ERXMTSPPMRI8SWXMXY^MSRIB

 *WIKYMVIST*1*2*394+.197&39*
HIPJMPXVSGSQFYWXMFMPI8SWX@+MPXVSGSQFYWXM
FMPIGSQTPIXS8SWXMXY^MSRIB
 *WIKYMVIST*1*2*394+.197&39*
HIP JMPXVS EVME  8SWX @ (EVXYGGME JMPXVS EVME 
8SWXMXY^MSRIB


(SRXVSPPEVI IH IZIRXYEPQIRXI VMTVMWXMREVI MP PMZIPPS
PMUYMHS
 JVIRMIJVM^MSRI
 WIVZSWXIV^S
 XIVKMGVMWXEPPS
 FEXXIVME
 VEJJVIHHEQIRXSQSXSVI
 IGG

() 
 574(*):7*5*71*7.5&7&?.43.


:3.9&3:4;**2&3:9*3?.43*

 *WIKYMVI ST 1  41.4 24947* *  *WIKYMVIST11.6:.)4+7*3.I+7.
+.19748SWX@4PMSQSXSVIIJMPXVS8SWXMXY ?.43*8SWX@1MUYMHSJVIRMIJVM^MSRI8SWXM
^MSRIB XY^MSRIB
 *WIKYMVIST11.6:.)4+7*3.I+7.  *WIKYMVI ST   41.4 GEQFMS EYXSQE
?.43*8SWX@1MUYMHSJVIRMIJVM^MSRI8SWXM XMGS  ;IVMJMGE PMZIPPS IH IZ VMTVMWXMRS @ 4PMS
XY^MSRIB (EQFMS EYXSQEXMGS  ;IVMJMGE PMZIPPS IH IZIR
 *WIKYMVIST*1*2*394JMPXVERXIHIP XYEPIVMTVMWXMRS
JMPXVS HITYVEXSVI ERXMTSPPMRI  8SWX @ +MPXVS  *WIKYMVIST*1*2*394JMPXVERXIHIP
ERXMTSPPMRI8SWXMXY^MSRIB JMPXVS HITYVEXSVI ERXMTSPPMRI  8SWX @ +MPXVS
ERXMTSPPMRI8SWXMXY^MSRIB

09&,1.&3)4&
09&,1.&3)4&
02;*78.43.*(414,.(-* 02;*78.43.*(414,.(-*
 #;L?LC@?LCG?HNI;IJ(9&,1.&3)4E
(43(&2'.4&:942&9.(4 02TIVZIVWMSRMIGSPSKMGLIIGSRGSR
HM^MSREXSVI

 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI
 (SRXVSPPEVIGLIMTRIYQEXMGMRSRTVIWIRXMRSYRE 09&,1.&3)4&
YWYVEMVVIKSPEVIHIPFEXXMWXVEHE
3SXE  &PGYRM XMTM HM TRIYQEXMGM WSRS QYRMXM HM 02;*78.43.*(414,.(-*
MRHMGEXSVM HM YWYVE  PE WSWXMXY^MSRI HIZI
IWWIVIIJJIXXYEXERSRETTIREXEPMMRHMGEXSVM (43(&2'.4&:942&9.(4
WMVIRHSRSZMWMFMPM
3SRIJJIXXYEVIPSWGEQFMSMRGVSGMEXSHIM
TRIYQEXMGM
 ;IVMJMGEVIPEGSVVIXXETVIWWMSRIHMKSRJMEKKMSHIM
TRIYQEXMGMGSQTVIWSUYIPPSHMWGSVXE
.PGSRXVSPPSHIPPETVIWWMSRITRIYQEXMGMHIZI
IWWIVIIWIKYMXSEJVIHHS
 2IXXIVI E QEWWE MP GEZS HIP WIKREPEXSVI YWYVE
TEXXMRMJVIRMEHMWGSERXIVMSVM
 5SWM^MSREVIGLMEZIWY2&7

 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI
 (SRXVSPPEVIGLIMTRIYQEXMGMRSRTVIWIRXMRSYRE
YWYVEMVVIKSPEVIHIPFEXXMWXVEHE
3SXE  &PGYRM XMTM HM TRIYQEXMGM WSRS QYRMXM HM
MRHMGEXSVM HM YWYVE  PE WSWXMXY^MSRI HIZI
IWWIVIIJJIXXYEXERSRETTIREXEPMMRHMGEXSVM
WMVIRHSRSZMWMFMPM
3SRIJJIXXYEVIPSWGEQFMSMRGVSGMEXSHIM
TRIYQEXMGM
 ;IVMJMGEVIPEGSVVIXXETVIWWMSRIHMKSRJMEKKMSHIM
TRIYQEXMGMGSQTVIWSUYIPPSHMWGSVXE
 5VIQIVIMPTIHEPIHIPJVIRSIZIVMJMGEVIPEGGIR
WMSRIHIPPEWTMEYWYVETEXXMRMJVIRMEHMWGSERXI
VMSVM
 8SPPIZEVIPEZIXXYVEIZIVMJMGEVIGLIMWSJJMIXXMHIM
WIQMEPFIVM WIVZSWXIV^S GETTYGGM WRSHS RSR
TVIWIRXMRSEFVEWMSRMSVSXXYVI
 ;IVMJMGEVI GLI PI XYFE^MSRMVEGGSVHM MQTMERXS
JVIRMIGSQFYWXMFMPIRSRTVIWIRXMRSTIVHMXI
.PGSRXVSPPSHIPPETVIWWMSRITRIYQEXMGMHIZI
IWWIVIIWIKYMXSEJVIHHS
 2IXXIVI E QEWWE MP GEZS HIP WIKREPEXSVI YWYVE
TEXXMRMJVIRMEHMWGSERXIVMSVM
 5SWM^MSREVIGLMEZIWY2&7
  5VIQIVIMPTIHEPIHIPJVIRSIZIVMJMGEVIPEGGIR
*JJIXXYEVIYRGSRXVSPPSZMWMZSHM WMSRIHIPPEWTMEYWYVETEXXMRMJVIRMEHMWGSERXI
 IWXIVRSGEVVS^^IVME VMSVM
 TVSXIXXMZSWSXXSWGSGGE
XYFE^MSRMHMWGEVMGSEPM  (SRXVSPPEVI ZMWMZEQIRXI PE GSRHM^MSRI HM YWYVE
QIRXE^MSRIGSQFYWXMFMPIJVIRM TEXXMRMJVIRSEHMWGSTSWXIVMSVI
 IPIQIRXM MR KSQQE
GYJJMI QERMGSXXM FSGGSPI  8SPPIZEVIPEZIXXYVEIZIVMJMGEVIGLIMWSJJMIXXMHIM
IGG WIQMEPFIVM WIVZSWXIV^S GETTYGGM WRSHS RSR
 TVIWIRXMRSEFVEWMSRMSVSXXYVI
(SRXVSPPEVI IH IZIRXYEPQIRXI VMTVMWXMREVI MP PMZIPPS  ;IVMJMGEVI GLI PI XYFE^MSRMVEGGSVHM MQTMERXS
PMUYMHS JVIRMIGSQFYWXMFMPIRSRTVIWIRXMRSTIVHMXI
 JVIRMIJVM^MSRI 
 WIVZSWXIV^S *JJIXXYEVIYRGSRXVSPPSZMWMZSHM
 XIVKMGVMWXEPPS  IWXIVRSGEVVS^^IVME
 FEXXIVME  TVSXIXXMZSWSXXSWGSGGE
XYFE^MSRMHMWGEVMGSEPM
 VEJJVIHHEQIRXSQSXSVI QIRXE^MSRIGSQFYWXMFMPIJVIRM
 IGG  IPIQIRXM MR KSQQE
GYJJMI QERMGSXXM FSGGSPI
 *WIKYMVI ST 1  41.4 24947* * IGG
+.19748SWX@4PMSQSXSVIIJMPXVS8SWXMXY  *JJIXXYEVIYRGSRXVSPSZMWMZSHIPPIGMRKLMI5SP]
^MSRIB ;GSQERHMZEVM

 ()
 574(*):7*5*71*7.5&7&?.43.
 :3.9&3:4;**2&3:9*3?.43*

 *WIKYMVI ST   +7*34 & 2&34   5VIQIVIMPTIHEPIHIPJVIRSIZIVMJMGEVIPEGGIR
7IKSPE^ GSVWE @ +VIRS E QERS 7IKSPE^MSRI WMSRIHIPPEWTMEYWYVETEXXMRMJVIRMEHMWGSERXI
GSVWEB VMSVM
 *WIKYMVIYRGSRXVSPPSZMWMZSHIPPMQTMERXSERXMI  (SRXVSPPEVI ZMWMZEQIRXI PE GSRHM^MSRI HM YWYVE
ZETSVE^MSRI XYFE^MSRMIVEGGSVHM TEXXMRMJVIRSEHMWGSTSWXIVMSVI
 *WIKYMVI ST   9*347* (4 &1  8SPPIZEVIPEZIXXYVEIZIVMJMGEVIGLIMWSJJMIXXMHIM
2.3.24(SRXVSPPSGSRETTEVIGGLMEXYVEWTI WIQMEPFIVM WIVZSWXIV^S GETTYGGM WRSHS RSR
GMJMGE@9IRSVI(4EPQMRMQSB TVIWIRXMRSEFVEWMSRMSVSXXYVI
 *WIKYMVI ST !  (&3)*1* EGGIRWMSRI  ;IVMJMGEVI GLI PI XYFE^MSRMVEGGSVHM MQTMERXS
QSXSVI  87 @ (ERHIPI EGGIRWMSRI QSXSVI  JVIRMIGSQFYWXMFMPIRSRTVIWIRXMRSTIVHMXI
87B 
 *WIKYMVIST*1*2*394+.197&39* *JJIXXYEVIYRGSRXVSPPSZMWMZSHM
HIP JMPXVS EVME  8SWX @ (EVXYGGME JMPXVS EVME   IWXIVRSGEVVS^^IVME
8SWXMXY^MSRIB  TVSXIXXMZSWSXXSWGSGGE XYFE^MSRMHMWGEVMGSEPM
 QIRXE^MSRIGSQFYWXMFMPIJVIRM
(SRXVSPPEVI IH IZIRXYEPQIRXI VMTVMWXMREVI MP PMZIPPS  IPIQIRXM MR KSQQE GYJJMI QERMGSXXM FSGGSPI
PMUYMHS IGG
 JVIRMIJVM^MSRI  *JJIXXYEVIYRGSRXVSPSZMWMZSHIPPIGMRKLMI5SP]
 WIVZSWXIV^S ;GSQERHMZEVM
 XIVKMGVMWXEPPS  *WIKYMVI ST   +7*34 & 2&34 
 FEXXIVME 7IKSPE^ GSVWE @ +VIRS E QERS 7IKSPE^MSRI
 VEJJVIHHEQIRXSQSXSVI GSVWEB
 IGG
 (SPPIKEVI*=&2.3*7SEPXVMWXVYQIRXMHMEKRS

WXMGMEPPETVIWEHMHMEKRSWM WGIKPMIVIPEGIRXVE  *WIKYMVIST%5:39*7.*;&1;41*
PMREMRSKKIXXS (SRXVSPPSIVIKSPE^MSRIKMSGS@5YRXIVMIZEPZSPI
 ;IVMJMGEVI PE TPEYWMFMPMX” HM XYXXM M TEVEQIXVM IH 7IKSPE^MSRIKMSGSB
IZIRXYEPQIRXIIWIKYMVIHMEKRSWMEXXMZIHMWTSRM  *WIKYMVIST*1*2*394+.197&39*
FMPM HIPJMPXVSGSQFYWXMFMPI8SWX@+MPXVSGSQFYWXM
 *WIKYMVI ST   41.4 GEQFMS EYXSQE FMPIGSQTPIXS8SWXMXY^MSRIB
XMGS  ;IVMJMGE PMZIPPS IH IZ VMTVMWXMRS @ 4PMS  *WIKYMVI ST   +:248.9& &114
(EQFMS EYXSQEXMGS  ;IVMJMGE PMZIPPS IH IZIR 8(&7.(4(SRXVSPPSGSRSTEGMQIXVS@+YQS
XYEPIVMTVMWXMRS WMX”EPPSWGEVMGS(SRXVSPPSGSRSTEGMQIXVSB
 *WIKYMVI ST 1  41.4 24947* *
+.19748SWX@4PMSQSXSVIIJMPXVS8SWXMXY 
^MSRIB  *WIKYMVIYRGSRXVSPPSZMWMZSHIPPMQTMERXSERXMI
 *WIKYMVIST*1*2*394JMPXVERXIHIP ZETSVE^MSRI XYFE^MSRMIVEGGSVHM
JMPXVS HITYVEXSVI ERXMTSPPMRI  8SWX @ +MPXVS  *WIKYMVI ST   9*347* (4 &1
ERXMTSPPMRI8SWXMXY^MSRIB 2.3.24(SRXVSPPSGSRETTEVIGGLMEXYVEWTI
GMJMGE@9IRSVI(4EPQMRMQSB
09&,1.&3)4&  *WIKYMVI ST !  (&3)*1* EGGIRWMSRI
025*7;*78.43.*(414 QSXSVI  87 @ (ERHIPI EGGIRWMSRI QSXSVI 
87B
,.(-**(43(43).?.43&  *WIKYMVIST*1*2*394+.197&39*
HIP JMPXVS EVME  8SWX @ (EVXYGGME JMPXVS EVME 
947* 8SWXMXY^MSRIB
 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI 
 (SRXVSPPEVIGLIMTRIYQEXMGMRSRTVIWIRXMRSYRE (SRXVSPPEVI IH IZIRXYEPQIRXI VMTVMWXMREVI MP PMZIPPS
YWYVEMVVIKSPEVIHIPFEXXMWXVEHE PMUYMHS
3SXE  &PGYRM XMTM HM TRIYQEXMGM WSRS QYRMXM HM  JVIRMIJVM^MSRI
MRHMGEXSVM HM YWYVE  PE WSWXMXY^MSRI HIZI  WIVZSWXIV^S
IWWIVIIJJIXXYEXERSRETTIREXEPMMRHMGEXSVM  XIVKMGVMWXEPPS
WMVIRHSRSZMWMFMPM  FEXXIVME
 VEJJVIHHEQIRXSQSXSVI
3SRIJJIXXYEVIPSWGEQFMSMRGVSGMEXSHIM  IGG
TRIYQEXMGM  (SPPIKEVI*=&2.3*7SEPXVMWXVYQIRXMHMEKRS
WXMGMEPPETVIWEHMHMEKRSWM WGIKPMIVIPEGIRXVE
PMREMRSKKIXXS
 ;IVMJMGEVIPEGSVVIXXETVIWWMSRIHMKSRJMEKKMSHIM  ;IVMJMGEVI PE TPEYWMFMPMX” HM XYXXM M TEVEQIXVM IH
TRIYQEXMGMGSQTVIWSUYIPPSHMWGSVXE IZIRXYEPQIRXIIWIKYMVIHMEKRSWMEXXMZIHMWTSRM
FMPM
.PGSRXVSPPSHIPPETVIWWMSRITRIYQEXMGMHIZI  *WIKYMVIST41.4GEQFMSQIGGERMGS
IWWIVIIWIKYMXSEJVIHHS GSR HMJJIVIR^MEPI  ;IVMJMGE PMZIPPS IH IZIRXYEPI
VMTVMWXMRS@4PMSGEQFMSQIGGERMGSGSRHMJIVIR
^MEPI;IVMJMGEPMZIPPSB
 2IXXIVI E QEWWE MP GEZS HIP WIKREPEXSVI YWYVE
TEXXMRMJVIRMEHMWGSERXIVMSVM
 5SWM^MSREVIGLMEZIWY2&7

() 
 574(*):7*5*71*7.5&7&?.43.


:3.9&3:4;**2&3:9*3?.43*

 *WIKYMVI ST 1  41.4 24947* *
+.19748SWX@4PMSQSXSVIIJMPXVS8SWXMXY
^MSRIB
 *WIKYMVIST*1*2*394JMPXVERXIHIP
JMPXVS HITYVEXSVI ERXMTSPPMRI  8SWX @ +MPXVS
ERXMTSPPMRI8SWXMXY^MSRIB

 ()
 574(*):7*5*71*7.5&7&?.43.
 :3.9&3:4;**2&3:9*3?.43*

22&3:9*3?.43*574,7&22&9&;*7
8.43.*(414,.(-*)&028.34&
02
.RHMGIHIPPISTIVE^MSRM

(SHMGI 4TIVE^MSRI ;EPMHMX—

2 9&,1.&3)4E02;IVWMSRM*GSPSKMGLI
2 9&,1.&3)4E02;IVWMSRM*GSPSKMGLIGSR 
GEQFMSEYXSQEXMGS
2 9&,1.&3)4E02TIVZIVWMSRMIGSPSKMGLII
GSRGSRHM^MSREXSVI
2 9&,1.&3)4E02;IVWMSRM*GSPSKMGLI
2 9&,1.&3)4E02TIVZIVWMSRMIGSPSKMGLII
GSRGSRHM^MSREXSVI
2 9&,1.&3)4E02;IVWMSRM*GSPSKMGLIGSR 
GEQFMSEYXSQEXMGS
2 9&,1.&3)4E02;IVWMSRM*GSPSKMGLI
2 9&,1.&3)4E02TIVZIVWMSRMIGSPSKMGLII
GSRGSRHM^MSREXSVI
2 9&,1.&3)4E02;IVWMSRM*GSPSKMGLIGSR 
GEQFMSEYXSQEXMGS
2 9&,1.&3)4E02;IVWMSRM*GSPSKMGLI
2 9&,1.&3)4E02;IVWMSRM*GSPSKMGLIGSR 
GEQFMSEYXSQEXMGS
2 9&,1.&3)4E02TIVZIVWMSRMIGSPSKMGLII
GSRGSRHM^MSREXSVI
2 9&,1.&3)4E02;IVWMSRM*GSPSKMGLI
2 9&,1.&3)4E02TIVZIVWMSRMIGSPSKMGLII
GSRGSRHM^MSREXSVI
2 9&,1.&3)4E02;IVWMSRM*GSPSKMGLIGSR
GEQFMSEYXSQEXMGS

() 
 574(*):7*5*71*7.5&7&?.43.


:3.9&3:4;**2&3:9*3?.43*

45*7&?.43.  *WIKYMVI ST 1  41.4 24947* *
+.19748SWX@4PMSQSXSVIIJMPXVS8SWXMXY
29&,1.&3)4& ^MSRIB
 *WIKYMVI ST   41.4 GEQFMS EYXSQE
02;*78.43.*(414 XMGS  ;IVMJMGE PMZIPPS IH IZ VMTVMWXMRS @ 4PMS
(EQFMS EYXSQEXMGS  ;IVMJMGE PMZIPPS IH IZIR
,.(-* XYEPIVMTVMWXMRS
 #;L?LC@?LCG?HNI;IJ*9&,1.&3)4  *WIKYMVIST*1*2*394JMPXVERXIHIP
E  02 TIV ZIVWMSRM IGSPSKMGLI I GSR JMPXVS HITYVEXSVI ERXMTSPPMRI  8SWX @ +MPXVS
GSRHM^MSREXSVI ERXMTSPPMRI8SWXMXY^MSRIB

29&,1.&3)4&
29&,1.&3)4& 025*7;*78.43.
02;*78.43.*(414 *(414,.(-**(43(43).
,.(-*(43(&2'.4&:94 ?.43&947*
 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI
2&9.(4  (SRXVSPPEVIGLIMTRIYQEXMGMRSRTVIWIRXMRSYRE
YWYVEMVVIKSPEVIHIPFEXXMWXVEHE
 3SXE  &PGYRM XMTM HM TRIYQEXMGM WSRS QYRMXM HM
 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI
 (SRXVSPPEVIGLIMTRIYQEXMGMRSRTVIWIRXMRSYRE
YWYVEMVVIKSPEVIHIPFEXXMWXVEHE
3SXE  &PGYRM XMTM HM TRIYQEXMGM WSRS QYRMXM HM
MRHMGEXSVM HM YWYVE  PE WSWXMXY^MSRI HIZI
IWWIVIIJJIXXYEXERSRETTIREXEPMMRHMGEXSVM
WMVIRHSRSZMWMFMPM
3SRIJJIXXYEVIPSWGEQFMSMRGVSGMEXSHIM
TRIYQEXMGM
 ;IVMJMGEVIPEGSVVIXXETVIWWMSRIHMKSRJMEKKMSHIM
TRIYQEXMGMGSQTVIWSUYIPPSHMWGSVXE
.PGSRXVSPPSHIPPETVIWWMSRITRIYQEXMGMHIZI
IWWIVIIWIKYMXSEJVIHHS
MRHMGEXSVM HM YWYVE  PE WSWXMXY^MSRI HIZI
IWWIVIIJJIXXYEXERSRETTIREXEPMMRHMGEXSVM
WMVIRHSRSZMWMFMPM
3SRIJJIXXYEVIPSWGEQFMSMRGVSGMEXSHIM
TRIYQEXMGM
 ;IVMJMGEVIPEGSVVIXXETVIWWMSRIHMKSRJMEKKMSHIM
TRIYQEXMGMGSQTVIWSUYIPPSHMWGSVXE
.PGSRXVSPPSHIPPETVIWWMSRITRIYQEXMGMHIZI
IWWIVIIWIKYMXSEJVIHHS
 2IXXIVI E QEWWE MP GEZS HIP WIKREPEXSVI YWYVE
TEXXMRMJVIRMEHMWGSERXIVMSVM
 5SWM^MSREVIGLMEZIWY2&7
 5VIQIVIMPTIHEPIHIPJVIRSIZIVMJMGEVIPEGGIR
 2IXXIVI E QEWWE MP GEZS HIP WIKREPEXSVI YWYVE WMSRIHIPPEWTMEYWYVETEXXMRMJVIRMEHMWGSERXI
TEXXMRMJVIRMEHMWGSERXIVMSVM VMSVM
 5SWM^MSREVIGLMEZIWY2&7  8SPPIZEVIPEZIXXYVEIZIVMJMGEVIGLIMWSJJMIXXMHIM
 5VIQIVIMPTIHEPIHIPJVIRSIZIVMJMGEVIPEGGIR WIQMEPFIVM WIVZSWXIV^S GETTYGGM WRSHS RSR
WMSRIHIPPEWTMEYWYVETEXXMRMJVIRMEHMWGSERXI TVIWIRXMRSEFVEWMSRMSVSXXYVI
VMSVM  ;IVMJMGEVI GLI PI XYFE^MSRMVEGGSVHM MQTMERXS
 8SPPIZEVIPEZIXXYVEIZIVMJMGEVIGLIMWSJJMIXXMHIM JVIRMIGSQFYWXMFMPIRSRTVIWIRXMRSTIVHMXI
WIQMEPFIVM WIVZSWXIV^S GETTYGGM WRSHS RSR 
TVIWIRXMRSEFVEWMSRMSVSXXYVI *JJIXXYEVIYRGSRXVSPPSZMWMZSHM
 ;IVMJMGEVI GLI PI XYFE^MSRMVEGGSVHM MQTMERXS  IWXIVRSGEVVS^^IVME
JVIRMIGSQFYWXMFMPIRSRTVIWIRXMRSTIVHMXI  TVSXIXXMZSWSXXSWGSGGE
XYFE^MSRMHMWGEVMGSEPM
 QIRXE^MSRIGSQFYWXMFMPIJVIRM
*JJIXXYEVIYRGSRXVSPPSZMWMZSHM  IPIQIRXM MR KSQQE
GYJJMI QERMGSXXM FSGGSPI
 IWXIVRSGEVVS^^IVME IGG
 TVSXIXXMZSWSXXSWGSGGE
XYFE^MSRMHMWGEVMGSEPM
QIRXE^MSRIGSQFYWXMFMPIJVIRM
 IPIQIRXM MR KSQQE
GYJJMI QERMGSXXM FSGGSPI
IGG

(SRXVSPPEVI IH IZIRXYEPQIRXI VMTVMWXMREVI MP PMZIPPS
PMUYMHS
 JVIRMIJVM^MSRI
 WIVZSWXIV^S
 XIVKMGVMWXEPPS
 FEXXIVME
 VEJJVIHHEQIRXSQSXSVI
 IGG

 ()
 574(*):7*5*71*7.5&7&?.43.
 :3.9&3:4;**2&3:9*3?.43*


  ;IVMJMGEVI GLI PI XYFE^MSRMVEGGSVHM MQTMERXS
 *WIKYMVIST*1*2*394+.197&39* JVIRMIGSQFYWXMFMPIRSRTVIWIRXMRSTIVHMXI
HIPJMPXVSGSQFYWXMFMPI8SWX@+MPXVSGSQFYWXM 
FMPIGSQTPIXS8SWXMXY^MSRIB *JJIXXYEVIYRGSRXVSPPSZMWMZSHM
 *WIKYMVIST*1*2*394+.197&39*  IWXIVRSGEVVS^^IVME
HIP JMPXVS EVME  8SWX @ (EVXYGGME JMPXVS EVME   TVSXIXXMZSWSXXSWGSGGE
XYFE^MSRMHMWGEVMGSEPM
8SWXMXY^MSRIB QIRXE^MSRIGSQFYWXMFMPIJVIRM
  IPIQIRXM MR KSQQE
GYJJMI QERMGSXXM FSGGSPI
(SRXVSPPEVI IH IZIRXYEPQIRXI VMTVMWXMREVI MP PMZIPPS IGG
PMUYMHS  *JJIXXYEVIYRGSRXVSPSZMWMZSHIPPIGMRKLMI5SP]
 JVIRMIJVM^MSRI ;GSQERHMZEVM
 WIVZSWXIV^S  *WIKYMVI ST   +7*34 & 2&34 
 XIVKMGVMWXEPPS 7IKSPE^ GSVWE @ +VIRS E QERS 7IKSPE^MSRI
 FEXXIVME GSVWEB
 VEJJVIHHEQIRXSQSXSVI  *WIKYMVI ST   (.3,-.& )*39&9&
 IGG GSQERHSHMWXVMFY^MSRI87TIVQIWWEMRJEWI
 *WIKYMVI ST 1  41.4 24947* * HIPPEHMWXVMFY^MSRISTIV8SWXZIVWMSRMGSRGSR
+.19748SWX@4PMSQSXSVIIJMPXVS8SWXMXY HM^MSREXSVI EVME @ (MRKLME HIRXEXE GSQERHS
^MSRIB HMWXVMFY^MSRI8SWXMXY^MSRIB
 *WIKYMVIST*1*2*394JMPXVERXIHIP
JMPXVS HITYVEXSVI
ERXMTSPPMRI  8SWX @ +MPXVS 
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 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI
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 *WIKYMVI ST   (.3,-.& GSQERHS
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 *WIKYMVI ST    (.3,-.& GSQERHS
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 ;IVMJMGEVIPEGSVVIXXETVIWWMSRIHMKSRJMEKKMSHIM
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 *WIKYMVI ST "  (.3,-.& )*39&9&
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 *WIKYMVIST%5:39*7.*;&1;41*
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 5SWM^MSREVIGLMEZIWY2&7 HIPJMPXVSGSQFYWXMFMPI8SWX@+MPXVSGSQFYWXM
 5VIQIVIMPTIHEPIHIPJVIRSIZIVMJMGEVIPEGGIR
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 8SPPIZEVIPEZIXXYVEIZIVMJMGEVIGLIMWSJJMIXXMHIM
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() 
 574(*):7*5*71*7.5&7&?.43.


:3.9&3:4;**2&3:9*3?.43*

  5VIQIVIMPTIHEPIHIPJVIRSIZIVMJMGEVIPEGGIR
 *WIKYMVI ST   9*347* (4 &1 WMSRIHIPPEWTMEYWYVETEXXMRMJVIRMEHMWGSERXI
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 *WIKYMVI ST !  (&3)*1* EGGIRWMSRI TEXXMRMJVIRSEHMWGSTSWXIVMSVI
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 *WIKYMVIST*1*2*394+.197&39* TVIWIRXMRSEFVEWMSRMSVSXXYVI
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 574(*):7*5*71*7.5&7&?.43.
 :3.9&3:4;**2&3:9*3?.43*

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 *WIKYMVIST*1*2*394JMPXVERXIHIP
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() 
 574(*):7*5*71*7.5&7&?.43.


:3.9&3:4;**2&3:9*3?.43*

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 #;L?LC@?LCG?HNI;IJ*9&,1.&3)4 HM^MSREXSVI
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 574(*):7*5*71*7.5&7&?.43.
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 5YPMVIMPXETTSHMWGEVMGSIHEZZMXEVPSGSRPEVIPE
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1SPMSQSXSVI™HERRSWSTIVPETIPPIVMHYVVI
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 *WIKYMVIST5749*?.43*HIPZERS 24947* HIPFEWE
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 8ZMXEVIMPXETTSHMWGEVMGSWYPPEGSTTEHIPFEWE 
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 4TIVERHSHEPWSXXSZIXXYVEGSRPETTSWMXEGLMEZI
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() 
 574(*):7*5*71*7.5&7&?.43.


:3.9&3:4;**2&3:9*3?.43*

9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X— 9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X—
 4PMS@PB (.7(:.94 8*1*3.&0   4PMS@PB (.7(:.94 8*1*3.&5*7 
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24947* 24947*

 5IVMPJYR^MSREQIRXSSXXMQEPIHIPQSXSVIMRGSR 
HM^MSRMGPMQEXMGLITEVXMGSPEVQIRXIVMKMHI EZZME  7MJSVRMVIMPGMVGYMXSHMPYFVMJMGE^MSRIQSXSVIGSR
FMPMX”JMRSE°(YXMPM^^EVITIVMPGMVGYMXSHM PSPMSTVIWGVMXXS
PYFVMJMGE^MSRIQSXSVIPSPMSTVIWGVMXXS

9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X—

9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X—
 4PMS@PB (.7(:.94 8*1*3.&9:7 
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 5IVMPJYR^MSREQIRXSSXXMQEPIHIPQSXSVIMRGSR
 HM^MSRM GPMQEXMGLI TEVXMGSPEVQIRXI VMKMHI YXMPM^
 7EFFSGGEVI MP GMVGYMXS HM PYFVMJMGE^MSRI QSXSVI ^EVITIVMPGMVGYMXSHMPYFVMJMGE^MSRIQSXSVIPSPMS
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 5IVMPJYR^MSREQIRXSSXXMQEPIHIPQSXSVIMRGSR
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24947* 24947*

 5IVMPJYR^MSREQIRXSSXXMQEPIHIPQSXSVIMRGSR
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 574(*):7*5*71*7.5&7&?.43.
 :3.9&3:4;**2&3:9*3?.43*


 7MGSPPIKEVIMPQERMGSXXSHMYWGMXEPMUYMHSHMVEJ
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 7MQYSZIVIPEZIXXYVEHEPTSRXIIPIZEXSVI
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PEXXEGGSVETMHS

57;CCCCC99'9.+


 &ZZMEVIMPQSXSVIIQERXIRIVPSEPVIKMQIQMRMQS
TIVQMRYXM
 8YGGIWWMZEQIRXIIJJIXXYEVIHIPPIEGGIPIVEXIKVE
HYEPMTIVMSHMGLI SKRMWIGSRHMGMVGEJMRSE
57;CCCCC99&9.+
 HIP VIKMQI HM TSXIR^E QEWWMQE MRXVSHY
GIRHSGSRXIQTSVERIEQIRXIMPPMUYMHSHMVEJJVIH
HEQIRXSRIPWIVFEXSMSRSRSPXVIPEXEGGE2&=

() 
 574(*):7*5*71*7.5&7&?.43.


:3.9&3:4;**2&3:9*3?.43*

3SXE  6YIWXE STIVE^MSRI HIZI IWWIVI IJJIXXYEXE 
JMRSEPTVMQSMRWIVMQIRXSHIPPIPIXXVSZIRXM
PEXSVIVEJJVIHHEQIRXSVEHMEXSVI
 2ERXIRIVI MP QSXSVI EP VIKMQI HIP QMRMQS TIV
EPQIRSQMRYXM
 &GGIRHIVI MP VMWGEPHEQIRXS VYSXERHS PE QERS
 7MGSPPIKEVIMPQERMGSXXSHMYWGMXEPMUYMHSHMVEJ
JVIHHEQIRXSHEPVEHMEXSVI
 (SQTPIXEVI GSR ST   +.1974 &7.&
(4251*9487@+MPXVSEVMEB
 (SQTPIXEVI GSR ST   5749*?.43*
TSPE EPPMRXIVRS HIPPEFMXEGSPS IH EGGIVXEVWM GLI HIPZERSQSXSVI
YRE8MWX@7MTEVSWSXXSQS
HEPPIFSGGLIXXIIWGEEVMEGEPHEUYIWXSTIVGSR XSVIB
JIVQEVI PMRRIWGS HIPPE GMVGSPE^MSRI HIP PMUYMHS  7MQYSZIVIPEZIXXYVEHEPTSRXIIPIZEXSVI
EPPMRXIVRSHIPGMVGYMXS  &TVMVI PS WTYVKS
E TSWXS WYP VEHMEXSVI I PS
 &VVIWXEVIMPQSXSVI WTYVKS
F TSWXS WYP QERMGSXXS HM YWGMXE HEP
3SXE 6YEPSVEHYVERXIPIWYHHIXXISTIVE^MSRMHM VMWGEPHEXSVI
VMJSVRMQIRXS WM ZIVMJMGLM MP JIRSQIRS HM  7MJSVRMVI PMQTMERXS ZIVWERHS PIRXEQIRXI MP
IFSPPM^MSRI HIP PMUYMHS HM VEJJVIHHEQIRXS PMUYMHS HM VEJJVIHHEQIRXS TVIWGVMXXS JMRS EPPE
PETVSGIHYVEHSZV‘IWWIVIMRXIVVSXXETIVPE JYSVMYWGMXE HIP PMUYMHS HEPPS WTYVKS TSWXS WYP
VMGIVGE I WSWXMXY^MSRI HIP GSQTSRIRXI VEHMEXSVI
HMJIXXSWSGLIPLEKIRIVEXE VMTIXIVIUYMRHM
PSTIVE^MSRI
 7EFFSGGEVI WI RIGIWWEVMS JMRS EP VEKKMYRKM 9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X—
QIRXS HM YR PMZIPPS MRXIVQIHMS EM ZEPSVM 2.3 I
2&= MRHMGEXM WYP WIVFEXSMS EPMQIRXE^MSRI VEJ  1MUYMHS (.7(:.94 5EVEJPY 
JVIHHEQIRXSQSXSVI 7&++7*))&
3SXE  6YIWXE STIVE^MSRI HIZI IWWIVI IJJIXXYEXE 2*394
HSTSEZIVPEWGMEXSVEJJVIHHEVIMPQSXSVIMR 24947*
QSHS GLI PE XIQTIVEXYVE HIP PMUYMHS HM
VEJJVIHHEQIRXSRSRVMWYPXMWYTIVMSVIEM  (LMYHIVIPSWTYVKSWYPVEHMEXSVI
°(  (SRXMRYEVI MP VMJSVRMQIRXS WMRS EPPE JYSVMYWGMXE
HIPPMUYMHSHEPPSWTYVKSTSWXSWYPQERMGSXXSHM
YWGMXEHEPVMWGEPHEXSVI
91.6:.)47*+7.,*  (LMYHIVIPSWTYVKSWYPQERMGSXXSHMYWGMXEHEP
VMWGEPHEXSVI
7&39*24947*8489  (SQTPIXEVI MP VMJSVRMQIRXS WMRS EP VEKKMYRKM
QIRXSHIPPMZIPPSGSVVMWTSRHIRXIEPPEXEGGE2&=
WYP WIVFEXSMS EPMQIRXE^MSRI VEJJVIHHEQIRXS
 QSXSVI
 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI
 *WIKYMVIST5749*?.43*HIPZERS
QSXSVI
YRE8MWX@7MTEVSWSXXSQSXSVIB
 *WIKYMVI ST   +.1974 &7.& (42
51*9487@+MPXVSEVMEB
 8GSPPIKEVIMPQERMGSXXSHMYWGMXEPMUYMHSHMVEJ
JVIHHEQIRXSHEP VEHMEXSVI IWGEVMGEVI MP PMUYMHS
HM VEJJVIHHEQIRXS QSXSVI VIGYTIVERHSPS MR YR
MHSRISVIGMTMIRXI
5IVWGSPPIKEVIMPQERMGSXXSTVIQIVI
QERYEPQIRXIWYPPIQSPPIXXIIWJMPEVI
PEXXEGGSVETMHS

57;CCCCC99(9.+

57;CCCCC99&9.+

 ()
 574(*):7*5*71*7.5&7&?.43.
 :3.9&3:4;**2&3:9*3?.43*


 &ZZMEVIMPQSXSVIIQERXIRIVPSEPVIKMQIQMRMQS
TIVQMRYXM
 8YGGIWWMZEQIRXIIJJIXXYEVIHIPPIEGGIPIVEXIKVE
HYEPMTIVMSHMGLI SKRMWIGSRHMGMVGEJMRSE
 HIP VIKMQI HM TSXIR^E QEWWMQE MRXVSHY
GIRHSGSRXIQTSVERIEQIRXIMPPMUYMHSHMVEJJVIH
HEQIRXSRIPWIVFEXSMSRSRSPXVIPEXEGGE2&=
3SXE 6YIWXE STIVE^MSRIHIZI IWWIVI IJJIXXYEXE
JMRSEPTVMQSMRWIVMQIRXSHIPPIPIXXVSZIRXM
PEXSVIVEJJVIHHEQIRXSVEHMEXSVI
 2ERXIRIVI MP QSXSVI EP VIKMQI HIP QMRMQS TIV
EPQIRSQMRYXM
 &GGIRHIVI MP VMWGEPHEQIRXS VYSXERHS PE QERS
TSPE EPPMRXIVRS HIPPEFMXEGSPS IH EGGIVXEVWM GLI
HEPPIFSGGLIXXIIWGEEVMEGEPHEUYIWXSTIVGSR
JIVQEVI PMRRIWGS HIPPE GMVGSPE^MSRI HIP PMUYMHS
EPPMRXIVRSHIPGMVGYMXS
 &VVIWXEVIMPQSXSVI
3SXE 6YEPSVEHYVERXIPIWYHHIXXISTIVE^MSRMHM
VMJSVRMQIRXS WM ZIVMJMGLM MP JIRSQIRS HM
IFSPPM^MSRI HIP PMUYMHS HM VEJJVIHHEQIRXS
PETVSGIHYVEHSZV‘IWWIVIMRXIVVSXXETIVPE
VMGIVGE I WSWXMXY^MSRI HIP GSQTSRIRXI 57;CCCCC99'9.+

HMJIXXSWSGLIPLEKIRIVEXE VMTIXIVIUYMRHM 

PSTIVE^MSRI
 7EFFSGGEVI WI RIGIWWEVMS JMRS EP VEKKMYRKM  7MGSPPIKEVIMPQERMGSXXSHMYWGMXEPMUYMHSHMVEJ
QIRXS HM YR PMZIPPS MRXIVQIHMS EM ZEPSVM 2.3 I JVIHHEQIRXSHEPVEHMEXSVI
2&= MRHMGEXM WYP WIVFEXSMS EPMQIRXE^MSRI VEJ  (SQTPIXEVI GSR ST   +.1974 &7.&
JVIHHEQIRXSQSXSVI (4251*9487@+MPXVSEVMEB
3SXE 6YIWXE STIVE^MSRIHIZI IWWIVI IJJIXXYEXE  (SQTPIXEVI GSR ST   5749*?.43*
HSTSEZIVPEWGMEXSVEJJVIHHEVIMPQSXSVIMR HIPZERSQSXSVI YRE8MWX@7MTEVSWSXXSQS
QSHS GLI PE XIQTIVEXYVE HIP PMUYMHS HM XSVIB
VEJJVIHHEQIRXSRSRVMWYPXMWYTIVMSVIEM  7MQYSZIVIPEZIXXYVEHEPTSRXIIPIZEXSVI
°(  &TVMVI PS WTYVKS E TSWXS WYP VEHMEXSVI I PS
WTYVKS F TSWXS WYP XYFS VMKMHS EWTMVE^MSRI
TSQTEEGUYE
 7MJSVRMVI PMQTMERXS ZIVWERHS PIRXEQIRXI MP
91.6:.)47*+7.,* PMUYMHS HM VEJJVIHHEQIRXS TVIWGVMXXS JMRS EPPE
JYSVMYWGMXE HIP PMUYMHS HEPPS WTYVKS TSWXS WYP
7&39*24947*8489 VEHMEXSVI


 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI 9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X—
 *WIKYMVIST5749*?.43*HIPZERS  1MUYMHS (.7(:.94 5EVEJPY 
QSXSVI YRE8MWX@7MTEVSWSXXSQSXSVIB 7&++7*))&
 *WIKYMVI ST   +.1974 &7.& (42 2*394
51*9487@+MPXVSEVMEB 24947*
 8GSPPIKEVIMPQERMGSXXSHMYWGMXEPMUYMHSHMVEJ
JVIHHEQIRXS HEP VEHMEXSVII WGEVMGEVIMPPMUYMHS
HM VEJJVIHHEQIRXS QSXSVI VIGYTIVERHSPS MR YR  (LMYHIVIPSWTYVKSWYPVEHMEXSVI
MHSRISVIGMTMIRXI  (SRXMRYEVI MP VMJSVRMQIRXS WMRS EPPE JYSVMYWGMXE
HIPPMUYMHSHEPPSWTYVKSTSWXSWYPXYFSVMKMHSHM
5IVWGSPPIKEVIMPQERMGSXXSTVIQIVI EWTMVE^MSRITSQTEEGUYE
QERYEPQIRXIWYPPIQSPPIXXIIWJMPEVI  (LMYHIVI PS WTYVKS WYP XYFS VMKMHS HM EWTMVE
PEXXEGGSVETMHS ^MSRITSQTEEGUYE
 (SQTPIXEVI MP VMJSVRMQIRXS WMRS EP VEKKMYRKM
QIRXSHIPPMZIPPSGSVVMWTSRHIRXIEPPEXEGGE2&=
WYP WIVFEXSMS EPMQIRXE^MSRI VEJJVIHHEQIRXS
QSXSVI

() 
 574(*):7*5*71*7.5&7&?.43.


:3.9&3:4;**2&3:9*3?.43*

91.6:.)47*+7.,*
7&39*24947*8489

 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI
 *WIKYMVIST5749*?.43*HIPZERS
QSXSVI YRE8MWX@7MTEVSWSXXSQSXSVIB
 8GSPPIKEVIMPQERMGSXXSHMYWGMXEPMUYMHSHMVEJ
JVIHHEQIRXSHEP VEHMEXSVI IWGEVMGEVI MP PMUYMHS
HM VEJJVIHHEQIRXS QSXSVI VIGYTIVERHSPS MR YR
MHSRISVIGMTMIRXI
5IVWGSPPIKEVIMPQERMGSXXSTVIQIVI
QERYEPQIRXIWYPPIQSPPIXXIIWJMPEVI
PEXXEGGSVETMHS

57;CCCCC99(9.+


 &ZZMEVIMPQSXSVIIQERXIRIVPSEPVIKMQIQMRMQS
TIVQMRYXM
 8YGGIWWMZEQIRXIIJJIXXYEVIHIPPIEGGIPIVEXIKVE
HYEPMTIVMSHMGLI SKRMWIGSRHMGMVGEJMRSE
 HIP VIKMQI HM TSXIR^E QEWWMQE MRXVSHY
GIRHSGSRXIQTSVERIEQIRXIMPPMUYMHSHMVEJJVIH
HEQIRXSRIPWIVFEXSMSRSRSPXVIPEXEGGE2&=
57;CCCCC99&9.+

3SXE  6YIWXE STIVE^MSRI HIZI IWWIVI IJJIXXYEXE 

JMRSEPTVMQSMRWIVMQIRXSHIPPIPIXXVSZIRXM  7MGSPPIKEVIMPQERMGSXXSHMYWGMXEPMUYMHSHMVEJ
PEXSVIVEJJVIHHEQIRXSVEHMEXSVI JVIHHEQIRXSHEPVEHMEXSVI
 2ERXIRIVI MP QSXSVI EP VIKMQI HIP QMRMQS TIV  (SQTPIXEVI GSR ST   5749*?.43*
EPQIRSQMRYXM HIPZERSQSXSVI YRE8MWX@7MTEVSWSXXSQS
 &GGIRHIVI MP VMWGEPHEQIRXS VYSXERHS PE QERS XSVIB
TSPE EPPMRXIVRS HIPPEFMXEGSPS IH EGGIVXEVWM GLI  7MQYSZIVIPEZIXXYVEHEPTSRXIIPIZEXSVI
HEPPIFSGGLIXXIIWGEEVMEGEPHEUYIWXSTIVGSR  &TVMVI PS WTYVKS E TSWXS WYP VEHMEXSVI I PS
JIVQEVI PMRRIWGS HIPPE GMVGSPE^MSRI HIP PMUYMHS WTYVKS F TSWXS WYP XYFS VMKMHS EWTMVE^MSRI
EPPMRXIVRSHIPGMVGYMXS TSQTEEGUYE
 &VVIWXEVIMPQSXSVI 3SXE 5IVPEZIVWMSRIVMWGEPHEXEPSWTYVKSER^MGLš
3SXE 6YEPSVEHYVERXIPIWYHHIXXISTIVE^MSRMHM IWWIVIWYPXYFSVMKMHSEWTMVE^MSRITSQTE
VMJSVRMQIRXS WM ZIVMJMGLM MP JIRSQIRS HM EGUYE™WYPQERMGSXXSHMYWGMXEHEPVMWGEP
IFSPPM^MSRI HIP PMUYMHS HM VEJJVIHHEQIRXS HEXSVI
PETVSGIHYVEHSZV‘IWWIVIMRXIVVSXXETIVPE  7MJSVRMVI PMQTMERXS ZIVWERHS PIRXEQIRXI MP
VMGIVGE I WSWXMXY^MSRI HIP GSQTSRIRXI PMUYMHS HM VEJJVIHHEQIRXS TVIWGVMXXS JMRS EPPE
HMJIXXSWSGLIPLEKIRIVEXE VMTIXIVIUYMRHM JYSVMYWGMXE HIP PMUYMHS HEPPS WTYVKS TSWXS WYP
PSTIVE^MSRI VEHMEXSVI
 7EFFSGGEVI WI RIGIWWEVMS JMRS EP VEKKMYRKM
QIRXS HM YR PMZIPPS MRXIVQIHMS EM ZEPSVM 2.3 I
2&= MRHMGEXM WYP WIVFEXSMS EPMQIRXE^MSRI VEJ
JVIHHEQIRXSQSXSVI 9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X—
3SXE  6YIWXE STIVE^MSRI HIZI IWWIVI IJJIXXYEXE  1MUYMHS (.7(:.94 5EVEJPY 
HSTSEZIVPEWGMEXSVEJJVIHHEVIMPQSXSVIMR 7&++7*))&
QSHS GLI PE XIQTIVEXYVE HIP PMUYMHS HM 2*394
VEJJVIHHEQIRXSRSRVMWYPXMWYTIVMSVIEM 24947*
°(
 (LMYHIVIPSWTYVKSWYPVEHMEXSVI
 (SRXMRYEVI MP VMJSVRMQIRXS WMRS EPPE JYSVMYWGMXE
HIP PMUYMHS HEPPS WTYVKS TSWXS WYP XYFS VMKMHS
EWTMVE^MSRITSQTEEGUYE

 ()
 574(*):7*5*71*7.5&7&?.43.
 :3.9&3:4;**2&3:9*3?.43*

 (LMYHIVI PS WTYVKS WYP XYFS VMKMHSEWTMVE^MSRI 3SXE 6YEPSVEHYVERXIPIWYHHIXXISTIVE^MSRMHM
TSQTEEGUYE VMJSVRMQIRXS WM ZIVMJMGLM MP JIRSQIRS HM
3SXE 5IVPEZIVWMSRIVMWGEPHEXEPSWTYVKSER^MGLš IFSPPM^MSRI HIP PMUYMHS HM VEJJVIHHEQIRXS
IWWIVIWYPXYFSVMKMHSEWTMVE^MSRITSQTE PETVSGIHYVEHSZV‘IWWIVIMRXIVVSXXETIVPE
EGUYE™WYPQERMGSXXSHMYWGMXEHEPVMWGEP VMGIVGE I WSWXMXY^MSRI HIP GSQTSRIRXI
HEXSVI HMJIXXSWSGLIPLEKIRIVEXE VMTIXIVIUYMRHM
 (SQTPIXEVI MP VMJSVRMQIRXS WMRS EP VEKKMYRKM
QIRXSHIPPMZIPPSGSVVMWTSRHIRXIEPPEXEGGE2&=
WYP WIVFEXSMS EPMQIRXE^MSRI VEJJVIHHEQIRXS
QSXSVI
PSTIVE^MSRI
 7EFFSGGEVI WI RIGIWWEVMS JMRS EP VEKKMYRKM
QIRXS HM YR PMZIPPS MRXIVQIHMS EM ZEPSVM 2.3 I
2&= MRHMGEXM WYP WIVFEXSMS EPMQIRXE^MSRI VEJ
JVIHHEQIRXSQSXSVI
3SXE 6YIWXE STIVE^MSRIHIZI IWWIVI IJJIXXYEXE
HSTSEZIVPEWGMEXSVEJJVIHHEVIMPQSXSVIMR
QSHS GLI PE XIQTIVEXYVE HIP PMUYMHS HM
VEJJVIHHEQIRXSRSRVMWYPXMWYTIVMSVIEM
°(

91.6:.)47*+7.,*
7&39*24947*8489


 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI
 *WIKYMVIST5749*?.43*HIPZERS
QSXSVI YRE8MWX@7MTEVSWSXXSQSXSVIB
 8GSPPIKEVIMPQERMGSXXSHMYWGMXEPMUYMHSHMVEJ
JVIHHEQIRXS HEP VEHMEXSVII WGEVMGEVIMPPMUYMHS
HM VEJJVIHHEQIRXS QSXSVI VIGYTIVERHSPS MR YR
MHSRISVIGMTMIRXI
5IVWGSPPIKEVIMPQERMGSXXSTVIQIVI
QERYEPQIRXIWYPPIQSPPIXXIIWJMPEVI
PEXXEGGSVETMHS

57;CCCCC99(9.+


 &ZZMEVIMPQSXSVIIQERXIRIVPSEPVIKMQIQMRMQS
TIVQMRYXM
 8YGGIWWMZEQIRXIIJJIXXYEVIHIPPIEGGIPIVEXIKVE
HYEPMTIVMSHMGLI SKRMWIGSRHMGMVGEJMRSE
 HIP VIKMQI HM TSXIR^E QEWWMQE MRXVSHY
GIRHSGSRXIQTSVERIEQIRXIMPPMUYMHSHMVEJJVIH
HEQIRXSRIPWIVFEXSMSRSRSPXVIPEXEGGE2&=
3SXE 6YIWXE STIVE^MSRIHIZI IWWIVI IJJIXXYEXE
JMRSEPTVMQSMRWIVMQIRXSHIPPIPIXXVSZIRXM
PEXSVIVEJJVIHHEQIRXSVEHMEXSVI
 2ERXIRIVI MP QSXSVI EP VIKMQI HIP QMRMQS TIV
EPQIRSQMRYXM
 &GGIRHIVI MP VMWGEPHEQIRXS VYSXERHS PE QERS
TSPE EPPMRXIVRS HIPPEFMXEGSPS IH EGGIVXEVWM GLI
57;CCCCC99&9.+

HEPPIFSGGLIXXIIWGEEVMEGEPHEUYIWXSTIVGSR

JIVQEVI PMRRIWGS HIPPE GMVGSPE^MSRI HIP PMUYMHS  7MGSPPIKEVIMPQERMGSXXSHMYWGMXEPMUYMHSHMVEJ
EPPMRXIVRSHIPGMVGYMXS JVIHHEQIRXSHEPVEHMEXSVI
 &VVIWXEVIMPQSXSVI  (SQTPIXEVI GSR ST   5749*?.43*
HIPZERSQSXSVI YRE8MWX@7MTEVSWSXXSQS
XSVIB
 7MQYSZIVIPEZIXXYVEHEPTSRXIIPIZEXSVI
 &TVMVI PS WTYVKS E TSWXS WYP VEHMEXSVI I PS
WTYVKS F TSWXS WYP QERMGSXXS HM YWGMXE HEP
VMWGEPHEXSVI
 7MJSVRMVI PMQTMERXS ZIVWERHS PIRXEQIRXI MP
PMUYMHS HM VEJJVIHHEQIRXS TVIWGVMXXS JMRS EPPE
JYSVMYWGMXE HIP PMUYMHS HEPPS WTYVKS TSWXS WYP
VEHMEXSVI

() 
 574(*):7*5*71*7.5&7&?.43.


:3.9&3:4;**2&3:9*3?.43*

3SXE 6YEPSVEHYVERXIPIWYHHIXXISTIVE^MSRMHM
VMJSVRMQIRXS WM ZIVMJMGLM MP JIRSQIRS HM
9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X— IFSPPM^MSRI HIP PMUYMHS HM VEJJVIHHEQIRXS
PETVSGIHYVEHSZV‘IWWIVIMRXIVVSXXETIVPE
 1MUYMHS (.7(:.94 5EVEJPY  VMGIVGE I WSWXMXY^MSRI HIP GSQTSRIRXI
7&++7*))& HMJIXXSWSGLIPLEKIRIVEXE VMTIXIVIUYMRHM
2*394 PSTIVE^MSRI
24947*  7EFFSGGEVI WI RIGIWWEVMS JMRS EP VEKKMYRKM
QIRXS HM YR PMZIPPS MRXIVQIHMS EM ZEPSVM 2.3 I
 (LMYHIVIPSWTYVKSWYPVEHMEXSVI 2&= MRHMGEXM WYP WIVFEXSMS EPMQIRXE^MSRI VEJ
 (SRXMRYEVI MP VMJSVRMQIRXS WMRS EPPE JYSVMYWGMXE JVIHHEQIRXSQSXSVI
HIPPMUYMHSHEPPSWTYVKSTSWXSWYPQERMGSXXSHM 3SXE  6YIWXE STIVE^MSRI HIZI IWWIVI IJJIXXYEXE
YWGMXEHEPVMWGEPHEXSVI HSTSEZIVPEWGMEXSVEJJVIHHEVIMPQSXSVIMR
 (LMYHIVIPSWTYVKSWYPQERMGSXXSHMYWGMXEHEP QSHS GLI PE XIQTIVEXYVE HIP PMUYMHS HM
VMWGEPHEXSVI VEJJVIHHEQIRXSRSRVMWYPXMWYTIVMSVIEM
 (SQTPIXEVI MP VMJSVRMQIRXS WMRS EP VEKKMYRKM °(
QIRXSHIPPMZIPPSGSVVMWTSRHIRXIEPPEXEGGE2&=
WYP WIVFEXSMS EPMQIRXE^MSRI VEJJVIHHEQIRXS
QSXSVI
941.4(&2'.42*(
(&3.(48489

 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI
 *WIKYMVIST5749*?.43*HIPZERS
QSXSVI YRE8MWX@7MTEVSWSXXSQSXSVIB
 7MQYSZIVIMPXETTSHMVMIQTMQIRXSHEPPEWGEXSPE
VYSXMWQM
 8ZMXEVIMPXETTSHMWGEVMGSSPMSIWGEVMGEVIGSQ
TPIXEQIRXIPSPMSMRYREHIKYEXSVIGMTMIRXI
3SRHMWTIVHIVIPSPMSRIPPEQFMIRXITSMGLš
PEHMWTIVWMSRIMRHMWGVMQMREXEHMXEPITVS
HSXXS™GEYWEHMMRUYMREQIRXS

57;CCCCC99(9.+


 &ZZMEVIMPQSXSVIIQERXIRIVPSEPVIKMQIQMRMQS
TIVQMRYXM
 8YGGIWWMZEQIRXIIJJIXXYEVIHIPPIEGGIPIVEXIKVE
HYEPMTIVMSHMGLI SKRMWIGSRHMGMVGEJMRSE 57;CCCCC99&9.+

 HIP VIKMQI HM TSXIR^E QEWWMQE MRXVSHY

GIRHSGSRXIQTSVERIEQIRXIMPPMUYMHSHMVEJJVIH 
HEQIRXSRIPWIVFEXSMSRSRSPXVIPEXEGGE2&=  5YPMVI MP XETTS HM WGEVMGS I WIVVEVPS EPPE GSTTME
3SXE  6YIWXE STIVE^MSRI HIZI IWWIVI IJJIXXYEXE TVIWGVMXXE
JMRSEPTVMQSMRWIVMQIRXSHIPPIPIXXVSZIRXM
PEXSVIVEJJVIHHEQIRXSVEHMEXSVI ;EPSVI
 2ERXIRIVI MP QSXSVI EP VIKMQI HIP QMRMQS TIV +MWWEKKMS (SQTSRIRXI 
HE3Q
EPQIRSQMRYXM
 &GGIRHIVI MP VMWGEPHEQIRXS VYSXERHS PE QERS  9ETTS 9&55.8(& 2 1EXS
TSPE EPPMRXIVRS HIPPEFMXEGSPS IH EGGIVXEVWM GLI 941&(&2'.4 HMJJIVIR
HEPPIFSGGLIXXIIWGEEVMEGEPHEUYIWXSTIVGSR 2*(().++ ^MEPI
JIVQEVI PMRRIWGS HIPPE GMVGSPE^MSRI HIP PMUYMHS 
EPPMRXIVRSHIPGMVGYMXS
 &VVIWXEVIMPQSXSVI  7MJSVRMVI MP GEQFMS GSR PSPMS TVIWGVMXXS EXXVE
ZIVWSMPJSVSHMVMIQTMQIRXS

 ()
 574(*):7*5*71*7.5&7&?.43.
 :3.9&3:4;**2&3:9*3?.43*

;EPSVI
9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X— +MWWEKKMS (SQTSRIRXI 
HE3Q

 4PMS@PB (&2'.4 9:9*1&?(   9ETTS 9&55.8(& 2 1EXSHMJ

2*((&3.(4 8>39- 941&(&2'.4 JIVIR
).++*7*3 2*(().++ ^MEPI
?.&1* 

 (SRXVSPPEVIGLIMPPMZIPPSHIPPSPMSWJMSVMMPFSVHS
MRJIVMSVIHIPJSVSHMVMIQTMQIRXSUYMRHMTYPMVIMP ;EPSVI
XETTSIWIVVEVPSEPPEGSTTMETVIWGVMXXE +MWWEKKMS (SQTSRIRXI 
HE3Q

;EPSVI  9ETTS 9&55.8(& 2 1EXSWYT

+MWWEKKMS (SQTSRIRXI 
HE3Q 941&(&2'.4 YRMSRI
2*(().++ GEQF
 9ETTS 9&55.8(& 2 1EXS QIGHMJ
941&(&2'.4 HMJJIVIR EQSX
2*(().++ ^MEPI 

 (SQTPIXEVI GSR ST   5749*?.43*
 (SQTPIXEVI GSR ST   5749*?.43* HIPZERSQSXSVI YRE8MWX@7MTEVSWSXXSQS
HIPZERSQSXSVI YRE8MWX@7MTEVSWSXXSQS XSVIB
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 7MQYSZIVIPEZIXXYVEHEPTSRXIIPIZEXSVI ZIVWSMPJSVSHIPPEWXMREHMGSRXVSPPSPMZIPPS

941.4(&2'.42*( 9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X—

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 5SWM^MSREVIPEZIXXYVEWYPTSRXIIPIZEXSVI
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 *WXVEVVIPEWXMREHMGSRXVSPPSPMZIPPSSPMSGEQFMS  7MQYSZIVIPEZIXXYVEHEPTSRXIIPIZEXSVI
 8ZMXEVIMXETTMHMWGEVMGSSPMSIWGEVMGEVIGSQTPI
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3SRHMWTIVHIVIPSPMSRIPPEQFMIRXITSMGLš +7.?.43*8489
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57;CCCCC99&9.+


 5YPMVIMXETTMHMWGEVMGSIWIVVEVPMEPPEGSTTMETVI
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57;CCCCC99&9.+ 57;CCCCC99&9.+

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57;CCCCC99&9.+

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 &TVMVIPIRXEQIRXIMPVYFMRIXXSHIPWIVFEXSMSHIP
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9MTS (SQTSRIRXI )IRSQMRE^MSRI 6X—

 1MUYMHS .25.&394 9:9*1&945 
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