DISCLAIMER OF IMPLIED LICENSES AND EXPRESS LIMITED LICENSE

UNDER PATENTS AND COPYRIGHTS

This product is proprietary to CASHFLOW Technologies Inc. (CTI) and comprises software and content
protected under the Copyright laws of the United States and other countries and certain patents [e.g., U.S.
Patent Nos. 5,826,878, 6,032,957 and 6,106,300 to Kiyosaki et al, corresponding patents in other
jurisdictions], and applications for patents in the United States and other countries. CTI hereby expressly
disclaims any licenses under its patents and copyrights that might be implied from the purchase of a
copy of the software; the software may be used ONLY in accordance with the terms and conditions of
the following express license:

CASHFLOW TECHNOLOGIES INC.

END USER LICENSE AGREEMENT

IMPORTANT -- READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING

THIS SOFTWARE: This End User License Agreement for CASHFLOW THE E-GAME ("License
Agreement") is a legal agreement between you as licensee and CASHFLOW Technologies, Inc. and its
suppliers and licensors (collectively "CTI" or “CASHFLOW”) for the CASHFLOW THE E-GAME
software ("Software") as the licensor. You may install only ONE copy of the Software. BY CLICKING
ON THE "I ACCEPT" BUTTON, INSTALLING, COPYING, DOWNLOADING OR OTHERWISE
USING THE SOFTWARE, YOU AGREE THAT YOU HAVE READ THIS LICENSE,
UNDERSTAND IT AND AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS
LICENSE AGREEMENT.

IF YOU CLICK "I ACCEPT" WITHOUT ACTUALLY READING OR PRINTING THIS LICENSE
AGREEMENT, YOU WILL NEVERTHELESS BE LEGALLY BOUND;
IF YOU DO NOT AGREE TO THE TERMS OF THIS LICENSE AGREEMENT, CLICK ON THE
" I DO NOT ACCEPT " BUTTON AND/OR DO NOT INSTALL THE SOFTWARE.

THIS CASHFLOW TECHNOLOGIES, INC. END USER LICENSE AGREEMENT (the "Agreement") is
made between you, the end users, as licensee and CASHFLOW Technologies, Inc., a Nevada corporation
("CTI" OR “CASHFLOW”) as licensor.

1. Grant of License. CASHFLOW grants to you a personal, non-exclusive, non-transferable right to (1)
view the screen images and accompanying site lay-out, if any, and listen to the sound recordings that
are part of the Software; and (2) use the object code of the Software on a single computer; provided
that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse
engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense,
grant a security interest in or otherwise transfer any right in the Software or Content. The Software
shall be used only by you, only for your own personal use and not in the operation of a service,
business or for the benefit of any other person or entity. You agree not to modify the Software or
Content in any manner or form, or to use modified versions of the Software, including (without
limitation) for the purpose of obtaining unauthorized access to the Software. You agree not to access
the Software by any means other than through the interface that is provided by CASHFLOW for use in
accessing the Services. You also agree not use the Content or Software for any use prohibited by law.
All rights not expressly granted to you herein are reserved by CASHFLOW.
2.
3. Intellectual Property Protection. The Content and the Software, including the Software's
operation, code, architecture and implementation, as well as the look and feel of the Software, are the
valuable intellectual property of CASHFLOW or its third party licensors and all rights shall remain at
all times with CASHFLOW. The Content and Software are protected by United States copyright laws
and other intellectual property laws as well as international treaty provisions. This Agreement does not
give you any ownership rights or intellectual property ownership rights in the Content or Software or
the right to make any non-transient copies of the Content or Software. You agree that you will not
make any non-transient copies of the Content or Software. You may not, and you agree that you will
not, remove any proprietary, copyright or trademark notice from the Content or Software.

4. Indemnity. You agree to indemnify and hold CASHFLOW, and its subsidiaries, affiliates,
officers, agents, co-branders or other partners, and employees, harmless from any claim or demand,
including reasonable attorneys' fees, made by any third party due to or arising out of your use of the
Software, your connection to the Software, your violation of this Agreement, or your violation of any
rights of another.

5. Restictions. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial
purposes, any portion of the Software, use of the Software, or access to the Software, nor transmit the
Software over a network, assign, sublicense, grant a security interest in or otherwise transfer any right
in the Software. You agree not to publish, display, disclose, rent, lease, modify, loan, distribute or
create derivative works based upon the Software.

6. Modifications to the Software. CASHFLOW reserves the right at any time and from time to time
to modify or discontinue, temporarily or permanently, the Software (or any part thereof) with or
without notice. You agree not to reverse engineer, reverse assemble, decompile, translate, adapt or
dissemble the Software, nor shall you attempt to discover or create any source code for the Software.
You agree that CASHFLOW shall not be liable to you or to any third party for any modification,
suspension or discontinuance of the Software.

7. Links. Through this software, CASHFLOW may provide, or third parties may provide, links to
other World Wide Web sites or resources. Because CASHFLOW has no control over such sites and
resources, you acknowledge and agree that CASHFLOW is not responsible for the availability of such
external sites or resources, and does not endorse and is not responsible or liable for any content,
advertising, products, or other materials on or available from such sites or resources. You further
acknowledge and agree that CASHFLOW shall not be responsible or liable, directly or indirectly, for
any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any
such content, goods or services available on or through any such site or resource. You are responsible
for obtaining access to the Software and that access may involve third party fees (such as Internet
service provider or airtime charges). You are responsible for those fees, including those fees associated
with the display or delivery of advertisements. In addition, you must provide and are responsible for
all equipment necessary to access the Software.

8. Trademarks. "CASHFLOW 101", “CASHFLOW THE E-GAME”, “Investing 101” , the

respective depictions of the little mice, the Big Rat, “Red E. Rat”, the Turtle, “Timid T. Turtle”, "Rich
Dad", “CASHFLOW” and other aspects of the software that identify source or origin of the Services
and Content, or establish any affiliation with CASHFLOW, are trademarks of CASHFLOW
Technologies, Inc. ("CASHFLOW Marks"). Without CASHFLOW's written prior permission, you
agree not to display or use in any manner, the CASHFLOW Marks.

9. Disclaimer of Warranties. THE SERVICES AND CONTENT OF THE SOFTWARE DO NOT

PROVIDE INVESTMENT ADVICE, AND SHOULD NOT BE USED TO MAKE ANY
INVESTMENT DECISIONS. CASHFLOW EXPRESSLY DISCLAIMS ALL WARRANTIES
RELATED TO ANY USE OF THE SERVICES AND CONTENT OR THAT THE SOFTWARE WILL
MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THE SOFTWARE WILL
OPERATE ERROR FREE. IN ADDITION, CASHFLOW PROVIDES THE SERVICES AND
SOFTWARE "AS IS" AND MAKES NO WARRANTY WITH REGARD TO THE SERVICES OR
THE SUITABILITY OF THE SERVICES FOR YOUR NEEDS. CASHFLOW MAKES NO
EXPRESS, IMPLIED OR STATUTORY WARRANTIES, INCLUDING WITHOUT LIMITATION,
ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
 PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. SOME JURISDICTIONS
DO NOT ALLOW EXCLUSIONS OF AN IMPLIED WARRANTY, SO THIS DISCLAIMER MAY
NOT APPLY TO YOU AND YOU MAY HAVE OTHER LEGAL RIGHTS THAT VARY BY
JURISDICTION. NO CASHFLOW AGENT OR EMPLOYEE IS AUTHORIZED TO MAKE ANY
MODIFICATIONS, EXTENSIONS, OR ADDITIONS TO THIS WARRANTY.

10. Limitation of Liability. UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY,

TORT, CONTRACT, OR OTHERWISE, SHALL CASHFLOW OR ITS SUPPLIERS OR
RESELLERS BE LIABLE TO YOU OR ANY OTHER PERSON, INCLUDING WITHOUT
LIMITATION, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE,
CONSEQUENTIAL DAMAGES OR OTHER LOSS OF ANY CHARACTER, RELATING TO THE
CONTENT, SOFTWARE, THIS AGREEMENT OR ACTIVITIES RELATING THERETO EVEN IF
CASHFLOW SHALL HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES.
THE LIMIT OF THE AGGREGATE LIABILITY OF CASHFLOW FOR DIRECT DAMAGES
SHALL NOT EXCEED THE LICENSE FEES YOU PAID FOR THE SOFTWARE. THESE
LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE
OF ANY LIMITED REMEDY.

11. Termination. Your access privileges are conditioned on your adherence to the terms of this
Agreement. We reserve the right to temporarily deny you access to the software or permanently
terminate your access privileges at any time if, in our sole discretion, you have failed to abide by the
terms of this Agreement or appear to us likely to do so. By agreeing to grant you access, we do not
obligate ourselves to do so or to maintain this software, or to maintain it in its present form, and we
expressly reserve the right to modify, suspend or terminate your access privileges. You agree and
understand that we may, in our sole discretion and without any prior notice, discontinue the software,
close access to any related site or deny you access to it and delete any files from the site. Further, you
agree that CASHFLOW shall not be liable to you or any third-party for any termination of your access
to the Software or Services. All provisions relating to restrictions, modifications to Software,
proprietary rights, disclaimer of warranties, limitations of liabilites, applicable general provisions and
non-disclosure shall survive the termination of this License Agreement. Unless earlier terminated, the
limited license shall remain in effect until the expiration of the last CTI patent applicable to this
software. CTI's rights and the limitations on copying and use of this software based upon CTI's
copyrights, however, shall continue for the term of such copyrights.

12. General Provisions. This Agreement is the exclusive and entire agreement between you and
CASHFLOW concerning this Software and supersedes any and all prior or contemporaneous oral or
written agreements, representations, negotiations or other dealings between you and CASHFLOW.
Any modifications or amendments to this Agreement shall only be effective if it is in writing and
signed by CASHFLOW. This Agreement will be construed, interpreted and governed by the laws of
the State of Arizona, USA, without regard to its conflict of law provisions. The exclusive forum for
disputes arising out of or relating to this License Agreeemnt shall be the federal and state courts sitting
in Maricopa County in the State of Arizona, USA. If any part of this Agreement is found to be void,
unenforceable or invalid, it shall not affect the other provisions of this Agreement. Failure by either
party to enforce any provision of this Agreement will not be deemed a waiver of future enforcement of
that or any other provision.

For questions regarding the website or this Agreement, please email us. Please be aware that we will not
knowingly accept any correspondence from anyone under the age of 21. By sending us any
correspondence, you are confirming that you are 21 years of age or older. Our email address is
info@richdad.com.