PROJECT SYNOPSIS

OF
“FINANCIAL PERFORMANCE ANALYSIS OF OSCB’’

1. Title of the project : A Study on Financial Performance Analysis of OSCB

2. Purpose of Study -: Financial statements show a plethora of information about a

company that can be used to determine investment worthiness. The income statement

shows revenue and profit including tax information. The balance sheet lists assets and

liabilities revealing debt to equity, a vital ratio for solvency and ability to pay on a

company's loans. The cash flow statement reveals liquidity and how a business’s money is

allocated. The idea of financial analysis is to determine whether or not a particular asset

will increase in value over time. Predicting future performance is simplified by analyzing

past ratios and carrying those themes several years forward. Indications of improving

revenues, lower debt and higher returns on equity are confirmed by a company’s own

financial statements over time. Armed with this knowledge, an investor can make a

reasonable judgment on how a business will continue to perform.

3. AIM OF THE STUDY -:

 We would be able to get a fair picture of the financial position of OSCB.

  By showing the financial performance to various lenders and creditors it is possible to

get credit in easy terms if good financial condition is maintained in the company with

assets outweighing the liabilities.

 Protecting the property of the business.

4. OBJECTIVES OF THE STUDY

Every study must have an objective for which all the efforts have been done. Without

objective no research can be conducted and no result can be obtained. On the basis of

objectives all the research process is followed. Objectives are the main aspect of every

study. The objective of the study gives direction to go through the research problem.

I have two objectives regarding my research project. These are shown below:-

Primary objective:-

 To analyse the financial statements of the corporation to assess the true financial

position by the use of ratios.

 To study the software used in OSCB.

Secondary objective:-

 To find out the shortcomings of OSCB.

 To know the growth aspect of OSCB

5. RESEARCH METHODOLOGY

A. Data Collection Method

The process of data collection begins after a research problem has been defined and

research design has been chalked out. There are two types of data :-

PRIMARY DATA –

It is first hand data, which is collected by researcher itself. Primary data is collected by

various approaches so as to get precise, accurate, realistic and relevant data. The main tool

in gathering primary data was investigation and observation. It was achieved by a direct

approach and observation from the officials of the company.

SECONDARY DATA

It is the data which is already collected by someone else. Researcher has to analyze the

data and interprets the results. It has always been important for the completion of any

report. It provides reliable, suitable, adequate and specific knowledge.

TYPE OF DATA USED IN STUDY –

The required data for the study are basically secondary in nature and the data are collected

from:

 The audited reports of the company.

 Annual report of OSCB

 Balance Sheet of OSCB

 Development action plan of OSCB

  Profit and loss account of OSCB

B. RESEARCH TOOLS:

There are some of the tools, which are relevant for the study of ratio analysis and

performance of OSCB Ltd. are

 Comparative statements;
 Trend Analysis;
 Common-size statements;

 Funds flow Analysis;

 Cash flow Analysis;
 Cost volume profit Analysis;
6. PROPOSED CONTENTS OF PROJECT REPORT -
 Chapter 1: Introduction-: This chapter provides the theoretical background of the

topic Financial Performance Analysis. This chapter provides a brief introduction to the

subject Financial Performance Analysis at OSCB.

 Chapter 2: Research design-:This chapter provides details such as the Purpose, Aim

of the study, Statement of the problem, Scope of the study, Objective of the study,

Approaches of data collection and Conceptual definitions, Limitations of the study and

an overview of Financial Performance Analysis .

 Chapter 3: Profile of the company-: This chapter contains a brief profile of the

company i.e Orissa State Cooperative Bank Bhubaneswar.

 Chapter 4: Analysis & interpretation-: This chapter contains an analysis of the

primary data and secondary data in line with the objectives of the study. Tables and

graphs drawn from the data collected OSCB website and its annual reports which

would support the analysis.

 Chapter 5: Summary of findings and suggestions-: This chapter provides a

summary of findings, conclusions drawn from findings and also suggestions would be

made based on the analysis giving an overview of the research.

 Chapter 6 : CONCLUSIONS OF THE STUDY

 Chapter 7 : Bibliography & References