Ro amo) PORTFOLIO IS BORNE BY THE POLICYHOLD MAX = LIFE SR im Fa anybody’ INSURANCE Set Reta Lund LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT. Presenting, the Max Life Platinum Wealth Plan that adds to your fortune and secures your family's future WHAT THIS PLAN OFFERS YOU Comprehensive Life Insurance Coverage For You Get fein ‘cover of 10 times the Annulised Premium (for Limited and Regular Pay option) from base poly. You ean aso opt fr an addon Me cover wth Max Life Partner Care Rider (UN : 104A023V01) ‘Option Te Choose Premium Payment Term And Policy Term As Per Your Convenience ay premiums fora limited period (one yar or five yers) oF entre Policy Term: with Policy Term options avaiable rom 10 yeas to 20 years (fr Single Pay Policies, only 10 yea Pliy Term i avalable) ‘Your Choice Of Funds And Investment Strategies ‘Choice of 6 Funds for investors wit diferent risk apetices Aterasvelyyou may select one ofthe 2 Fund strategies of Systematic Transfer Plan and Dynamic Fund Allocavon.to protect your investments against market oases Guaranteed Loyalty Additions And Guaranteed Wealth Boosters For You Enjoy Guaranceed Loyaly Addtons and Guaranteed Weak Boosters to further enhance your Poley Fund Value Low Charges To Boost Your Returns “The product ofers zero policy adminisracion charge post S policy year (her charges may apply) BE SURE YOU KNOW Unie Linked Insurance Plan is 2 | We invest net premium (afer deducting {Fund Value may rise fall or remain long term Life Insurance cum | applicable charges) paid by you in Funds unchanged, eending on market Investmene Plan and is subject to market risks, We do not provide ny guarantee of returns fof your choice. Fund choices may vary from Debt (low risk), Balanced (medium risk) and Equity (high risk). CHOOSE YOUR PLAN IN THREE SIMPLE STEPS movement and the Fund\s) performance. Please choose Fund(s) a8 per your risk appetive 1 2 ne Gee CHOOSE YOURANNUALISED 4 CHOOSE YOUR PREMIUM PAYMENT 4 CHOOSE YOUR FUND OR INVESTMENT PREMIUM TERM AND POLICY TERM STRATEGY AS PER YOUR RISK APPETITE PLEASE NOTE: THE UNIT LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE POLICY CONTRACT. ‘THE POLIEYHOLDER WILL NOT BE ABLE To SURRENDER / WITHORAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR QA Max Financial Services and @MS Joint VenturePLAN FEATURES Features Ce oon Product Type 'A.Non = Parvcpating Unie Linked Insurance Pan Coverage “A indviduals in accordance with the Board approved underwriting paley ofthe Company Tage at Entry inimum 1 years (Age as on Last Birthday) | Maximum OL Single Pay / Lived Pay (3 yeas) 6 Regular Py Maximum Maturiey Age (Age as on Last Birthday) Single Pay / Limited Pay (5 yes) Premium Payment Term 7 Poliey Term Regular Pay Pe Single Py 0 Tinted Pay (5 year) Too 70 Regular Pay T0020 Annvaled Premiom nmr €2,0,000 for al varianes Paxamom = Ne lie ‘Annualsed Premium is defined a the tol premium payable during 2 polly year Pramiom Piyment Node Single Pay: One - time premium payment Limited Pay (5 years) / Regular Pay : Annual, Semi - Annual, Quarterly or Monthly ‘Sum Assured Mule Maturity Benet Single Pay: 125 dines Single premium Limited Pay (5 years) / Regular Pay: Higher of (10 tines Annualed Promium or 0.5 X Policy Term X Annulised Premium) Fund Vale, as on Date of Maturity, provided Setslement Option has not been exercised Death Benefit, ‘On death of the Life Insured during the Polly Term, higher of Sum Assured (reduced by applicable paral withdrawals) or Fund Value (as on the Date of Death), eubject toa minimum of 105% ofall premiums pald, shall be payable Gaaranteed Lay Addons and Guaranteed Werlth Boosters Systematic Transfer Plan ‘Guaranteed Loyalty Additions : The Company will pay addtional percentage of Fund Value to the fund by ereation of additional units, at the thd of policy year Guaranteed Wealth Boosters : Apart from the Guaranteed Loyalty Adtions the Company wil also pay Wealth Boosters to ‘the Polieyholder, which [san addtional percentage of Fund Value to be added co the fund By creation of addtional units, ac the ond of policy year The addtional percentage will be determined by the premium paid by tre Policynolder Ears re Band 1: Premio of ss tan €5 Las Band 2 Premium of &5 Lah and above Lopityaddtons | Waatveossers | 7 Loyayyaattons | Wear Bostrs ia r ose asi + cs rr tr ar aos ose ase ra O35 355 a0 a0 7 ose 3455 0% a0 20 Ess To 255% cat 5 330% “These Guaranteed Loyalty Additions and Guaranceed Wealth Boosters shal be subject tothe fllowing +All due premiums have been paid + nease of revival of policies, the Guaranteed Loyalty Additions and Gua based on the Fund Value prealing tthe revival ate teed Wealth Boosters for previous yours will be pald Systematic Transfer Plan helps you replicate a rupee cost averaging method on your Annualsed Premium. This option is avaiable only {r single premium policies or policies eaken with annual moder The Single / Annual Premium received net of any premium allocation charge shall be allocated first to the Secure Pls Fund. Immediately thereafer and on each subsequent monthly aniversary. the Fund Valve of [1/13 month number inthe policy year) ofthe Unite avaiable atthe Begining of tne mont shall Be switched to Growth Super Fund automaticly by canceling Unie inthe Secure Pls Fund, and purchasing Units in the Growth Super Fund tl valabiey of Unie in Secure Plus Pang Dynamic Fund Aloeation ‘Dynamic Fund Allocation option ean investment strategy which in ear pare of your Pally Term invest ln equity oriented funds and a8 your Peli Term progresses ie shift the fund allocation towards more conservative fundeTou can opt for Byromic Fund Allocation ‘option only. te inception of policy Under the option, assets under management tall be rminsnes amongre Growth Super Fund sha Secure Fund in a pre-cefned proportion that changes depending upon the years lft to matutty as per Ue matrix below Please Note -You can sither opt for Systanatie Transfer Pan or Dynamic Fund Allocation option but ntRider Fax Life Parener Care Rider (UIN =104A023V01) Sum of ll future premidms payable under the bate palicy or til Life Insured atsuns an age of 60 years (whichever is earlier, will be pad itameditaly on Life Insured detth and the Rider wil terminate lease Note ~The Rider is avaible for Limited Pay & Regula Pay variants. For Limited Pay (S years) variant Rider has to be attached ‘sc the inception of polcy on}, Please refer the Rider Prospectus salable at Max Life Insurance website (wwwumaxleinsursnce com) for more details onthe Rider Seatlement Option "You raat leat [5 dys pri t the Matrty Data, op fora Stlmnent Option pursuant to which the Corpany willcntioe to manage | funds for you fora maximum period af 5 years from the Maturity Date and make periodc payments (Frequency ef payments: Annual Sel Annval, Quarterly or Monthly) Surrender ‘Where che produce acquires 2 surrender value during dhe fis ve years on rocapt of nunation dat you wah co surrender dhe palgy uring ch first five years, he fund vale ieloding top-up und valu, any afer deduction of applicable discontinuance enarge, shall be ‘wansferred tothe discontinued policy und. The surrender value equivalen: to che Discontinued Policy FundValue shall become payable ‘only after the completion ofthe loci perlog, On surrender after the loksn period, the surrender value shal Beat last equal tothe fund vue aon the date of surrender Free Look Period You Fave a period of IS days, (30 days i the policy sourced through Distance Marketing modes rom the date of receipt ofthe paliey to revlew the Terms and Conditions ofthe paiey and where you dsagree to anf chose Terms of Candians, you have the option &o return ‘the poly stating the rearon for your objections, upon which you sal be ened oan amoune which will e qual o non-allocated premium plus charges levied by cancelation of unt plus Fund Value atthe date of cancellation, less charges deducted towards oral and Rider Benefit (cluding al applicable cas, cesses and eves as imposed by the Government on these charges) for the period of cover expenses incurred on mecical examincion any and on account of samp ity For more deta, please refer tothe detalled prospecuus salle ae wor maxlfeinsurance com ILLUSTRATION Lats look at some amples to understand che product benefits beter — En ea Ean Age of Life insured 35 0 s Premium Payment Tern / Poi Ter 20 Pay 20 years TOPay 10 yeare ‘Pay 10 years “Annualized Premium ¥2,00,000 ¥5,00,000 750,000 Sum Assured ¥20,00000 ¥50,00,000 ¥75,00,000 “Tora Macurey Benet (@AR) 155,06 191 55,91 954 €42,60,702 "etal Maturey Benefie (@ER)” 261557 e035 3S87IS6S tha the atone sud rats of rear 4% ad 7 re oly scan a there rte her recovrg al apabl charges, That ar not parted and they ae nt the pp or wer REDUCTION IN YIELD "Max fe Platinum Wealth Pn offers ower Reducon n Yield (IY), a aginst soplated by che Regulator Pease refer the table fr RIY a 6% investment scenario oe ee Acthe RY eae cen eee sett aa end of puted by enol c= ce IY for Pay 20 years variane] RY for 20 Pay 20 years variant 5 400% 307% 207% 10) 200% 1% TAT 5 225% 097% 080% 20 225% 0.68% 045% Please note - Lower Reduction in Vil (RI), means lower charges, yeldng higher Fund Value for Ge customer. FA charges excep orally charge CHARGE STRUCTURE Premium Allocato charge of prim location charge for diferent variant ia lows “The Premium Allocation Charge slaved a pareancage of each premiin pai The Sa eee Policy Yer ere Limited Pay Variant Regular Pay Variant ‘Annual Mode [Non “Annual Mods | Annual Mode [ Non Annoal Mode Ed 3% 450% 5% 450% 2 NA 5% 450% o% 450% 305 NA % 350% 4% 350% 610 NA Nil Ni 4% 350% TT thereaior NA Ni Ni Ni Ni Fund Management Charge “Ths sa charg loved at a percontage of the val fat an hal be appropri tly aly. b adi the Net Asa Vl of ha fin The rae to be loved wil be el to fhe sl rat ven blow died by 368 and rallied by che numaur ass tha Fae eapaed ince te prevour Unt vanion Sera eGR Ua caNaMRERTORS TD — = available only on surrender or discontinuance of poli in first five policy years 050% ww