A Comparison between Payzapp and other digital applications

Offer/ Features Payzapp Is payzapp Paytm Phone Pe Axis bank Freecharg ICICI Pockets Google Pay
customer
proposition
better?
Evaluating offers on Payzapp and Payzapp Smartbuy
Movies- 5% cashback. Max Rs 100cashback on Rs 100 cash
Bookmyshow Rs.250/month/customer making 3 payments of back on
Rs.200 or more weekends max
No No No Rs 300 No
Flipkart 10% cashback on
Payzapp
10X reward point Yes No No No No No
CC/max
25000/month/cust
Recharges 5% cashback/max Rs 30 first dth,mobile Rs 75 on first Rs 10 cash back once 10% cash Scratch card
Rs.250/month/cust Yes recharge/200 lucky mobile recharge per user per month back/max Rs upto Rs 1000
user get 100% 100/customer if you are
cashback daily lucky
Bharat QR-Scan to 10% cash back/max Rs Multiple slabs of Rs 100 cash
pay 100/month/cust Yes No cash back for QR No back Multiple No
based payments slab of cash
at multiple back for QR
merchants based payments
Flight ticket on 10% cash back/max Rs Cashback depending 5% instant 1.5% instant Rs 1000 to Rs
Smartbuy 1000/month/cust on different slabs or discount on cash back on 1000 scratch
10X reward point Yes amount of ticket Goibibo/ max Rs No Qatar airways card
booking 1500 flight,1%
instant cash
back on
Emirates
airways flight
Hotel bookings on 10% cash back/max Rs Hotel specific varied Upto 60% on 10% cash back at 5% cashback on
Smartbuy 1000/month/cust cashback domestic hotels yatra booking.com
10X reward points Yes on goibibo Rs 200 and 25% cash No
cashback on back on Treebo
Treebo
Grocery-Big Basket 5% cash back Rs 50 cash back max Rs 50 cash back at Rs 50 cash back min Big basket
No Rs spencers and Rs txn Rs 5%cash back for No
100/month/customer 100 at grofers per 600/customer/month new user and
month 1,5% for
existing
customer
Refer and earn Rs 25 cash back to Rs 50 cash back per Rs 75 on friend Rs 30 cash back on Rs 10 per Rs 51 on your
referrer and Rs 25 to No friend first run earn friends 1st txn/ upto friend/ max 6 friends 1st
referee registration/max Rs upto Rs 1000 per Rs 3000 per month friend transaction
1000/month month registration
Linking of bank
account No No Upto Rs 1000 Yes No No Yes

Gold No No Get extra gold worth 5% cash back on No No No

Rs 500 first gold
purchase/month

Evaluating send and receive money feature options

Scan QR to send At par with
money Yes Payzapp riding on Yes Yes Yes Yes Yes
Bharat QR network
at 1.3 lac+
merchant in india
UPI compatible on At parr with
android Yes payzapp enabling Yes Yes Yes Yes Yes
instant money
transfers
UPI compatible on No
IOS No Yes Yes Yes Yes Yes
Using tonal
technology to No No No No No Yes No
transfer money
Split lbill between
friends No No Yes Yes Yes Yes Yes
Evaluating features influencing customer experience while using the digital wallet eco-system
Instatnt payment of At par with
utility bill Yes competition Yes Yes Yes Yes Yes
Auto pay Competition has
No advantage with Yes Yes Yes Yes Yes
festure scheduled
to be brought on to
Payzapp
Auto add money to
wallet No No Yes No No No No
Transaction limit
Yes At a majority Yes No No No No
advantage over a
number of
comprtition
sCheck balance in At a relative
linked account Yes advantage with Yes Yes No Yes Yes
competition with
feature acceessible
via UPI
functionality

Chat with friends

No No Yes No Yes Yes Yes
Request money At par with
functionality Yes competition Yes Yes Yes Yes Yes
Virtual card that can
be used directly on Yes At par with Yes Yes No Yes No
payment gateway competition
Touch ID based login Competition has
No advantage with No Yes No No Yes
feature scheduled
 to be brought on to
Payzapp
Integration with 3rd
party services like No No Yes No No No No
TV, Games