PNB MetLife India Insurance Company Limited

Benefit Illustration - MetLife Retirement Savings Plan

THE GROSS ANNUAL INVESTMENT RETURN OF 4% AND 8% ARE FOR ILLUSTRATION PURPOSE ONLY.
THIS ILLUSTRATION WILL FORM PART OF THE POLICY DOCUMENT.

Your Personal Details Your Personal Details

Name of the Insured Mr. Valued Customer Application Number

Age of the Insured 51 years Application Date

Date of Birth of the Insured 14/Aug/1968 Goods and Services Tax 4.5%

Gender of the Insured Male Benefit Illustration Number

Your Plan Details

Name of the Plan Base Premium Sum Assured Deferment Term Premium Payment Frequency of payment
Term
MetLife Retirement Savings Plan 154200 1000000 10 years 5 years Annual
(UIN: 117N091V02)
Your Premium Details

Total Annualized Premium without Goods and Services Tax 154200

Goods and Services Tax on premium 6939

Total Annualized Premium with Goods and Services Tax* 161139

Modal Premium with Goods and Services Tax* 161139

(*)Annualized Premium with Goods and Services Tax from Second Year onwards will be Rs.157670 and Modal premium with Goods and Services Tax for Annual is Rs.157670 Goods and Services Tax levied is as per presently applicable tax laws
and the same are subject to changes in the tax laws in future. Please consult your Tax advisor for more details.
Illustrative Benefits On Vesting

Age at vesting Deferment Term Total Base Premiums Paid (without Goods and Services Tax.) Guaranteed Non Guaranteed Benefits Total Vesting Benefit
Vesting Benefits
Illustrated returns Guaranteed Plus
Illustrated Benefits
Year On Cumulative 4% 8% 4% 8%
Year Premiums paid
61 10 years 154200 771000 1000000 11817 242773 1011817 1242773

Annuity payable (annual) based on the total vesting benefit given above and the current annuity rates** 59691 73316

** Annuity rate for Increasing Life Annuity (@ 3% p.a) options considered as per PNB MetLife Immediate Annuity Plan (UIN: 117N095V02 )

PNB MetLife India Insurance Company Limited, Registered office: Unit No 701,702 and 703, 7th Floor, West Wing ,Raheja Towers, 26/27 M G Road, Bangalore- 560001, Karnataka.
Call us Toll-free at 1-800-425-6969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover,
Goregaon (West), Mumbai - 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203. IRDA of India Registration Number: 117, CI No.: U66010KA2001PLC028883,
Visit us at www.pnbmetlife.com
Some benefits are guaranteed and some benefits are variable with returns based on future performance of PNB MetLife. If your policy offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table. If your policy
offers variable returns then the illustration on next page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back,
as the value of your policy is dependent on a number of factors including future investment performance.

Notes to the benefit illustration in the following pages:

1. Please read this benefit illustration in conjunction with the product brochure carefully to understand all Terms, Conditions and Exclusions before concluding a sale. The detailed Terms and Conditions are contained in the Policy Document.
2. Neither the Company nor any of its Advisor / Financial Planning Consultants are authorized to offer any tax related advice. The tax benefits under various sections shall be available as per the prevailing tax regulations.
3. This illustration explains the benefits and features of the proposed policy and is not a contract or a representation of any guarantee or warranty.
4. Total Vesting Benefit includes the accrued simple reversionary bonuses and the terminal bonuses if any. The bonuses are dependent on the investment performance of the Company and are not guaranteed.
5. All the benefits shown in this illustration are subject to the policy being remaining in full force.
6. The Company provides a guaranteed surrender value as illustrated in the table. The same has been calculated with reference to the term of the Policy, Premium Payment and the year of surrender as per the specific percentage of premium
mentioned in the guaranteed surrender value section of the Policy document. Please read the Policy document for more details.
7. The values in the illustration have been rounded off to the nearest rupee wherever applicable.
8. 8% and 4% are the gross rates of annual investment returns. These are in accordance with the guidelines issued by the IRDA of India and in no way signify our expectations of investment returns. The actual investment returns may be higher
or lower than the illustrated values as shown below.
9. The annuity at the time of vesting will be provided by PNB MetLife India Insurance Co. Ltd. only.
10. We do not guarantee the annuity rates. The annuity payable has been generated using illustrative rates. The actual annuity rate may differ and may be lesser or higher than the one shown in the illustration.

PNB MetLife India Insurance Company Limited, Registered office: Unit No 701,702 and 703, 7th Floor, West Wing ,Raheja Towers, 26/27 M G Road, Bangalore- 560001, Karnataka.
Call us Toll-free at 1-800-425-6969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover,
Goregaon (West), Mumbai - 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203. IRDA of India Registration Number: 117, CI No.: U66010KA2001PLC028883,
Visit us at www.pnbmetlife.com
 Illustrated (Returns @ 4%) Illustrated (Returns @ 8%)
Policy Year Age of the Person Total Annual premium Guaranteed Death
Insured (Rs.) {Exclusive of GST} Benefit for Base
Policy (Rs.)
Guaranteed Special Death Benefit (Rs.) Guaranteed Special Surrender Death Benefit
Surrender Value Surrender Value Surrender Value Value (Rs.) (Rs.)
(Rs.) (Rs.) (Rs.)
1 51 154200 161910 0 0 161910 0 0 161910

2 52 154200 323820 92520 200760 323820 92520 200760 323820

3 53 154200 485730 138947 329008 487207 142203 344800 516077

4 54 154200 647640 308783 478802 650594 316272 513231 708333

5 55 154200 809550 386161 652780 813982 399083 709067 900590

6 56 0 809550 386513 712586 815459 406318 794390 930936

7 57 0 809550 386957 777903 816936 415437 889368 961283

8 58 0 809550 541710 849160 849160 580996 994956 994956

9 59 0 809550 696598 926886 926886 749322 1112280 1112280

10 60 0 809550 697445 1011817 1011817 766732 1242773 1242773

Vesting Benefit 1000000 1011817 1242773

PNB MetLife India Insurance Company Limited, Registered office: Unit No 701,702 and 703, 7th Floor, West Wing ,Raheja Towers, 26/27 M G Road, Bangalore- 560001, Karnataka.
Call us Toll-free at 1-800-425-6969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover,
Goregaon (West), Mumbai - 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203. IRDA of India Registration Number: 117, CI No.: U66010KA2001PLC028883,
Visit us at www.pnbmetlife.com
The premium payable above excludes Goods and Services Tax and applicable Cess. These taxes would be levied over and above the base premium payable as per the prevailing rates from time to time.

Policyholder’s/ Prospect’s Declaration

I ________________________________have been taken through the illustration for MetLife Retirement Savings Plan. The Financial Advisor/Specified Person/Authorized Person of Broker'has explained to me the premiums
payable and benefits under the product. I having received the information with respect to the above and have fully understood the above statement before entering into the contract.

Signature of the Policyholder/ Prospect ______________________ Date: ____________ Place: _________________

For PNB MetLife India Insurance Company Limited,

I certify that this illustration has been fully explained to the Policyholder / Prospect, including the non-guaranteed elements. Further, I have also explained to the Policyholder / Prospect that the actual returns/benefits under the
product may be different from what has been illustrated .

Signature of the 'Financial Advisor/Specified Person/Authorized Person of Broker/IMF/ISP: ______________ & Date: _____________ Email Id: ____________

Financial Advisor/Specified Person/Authorized Person of Broker Code/IMF/ISP: Branch/Location:

Financial Advisor/Specified Person/Authorized Person Name/IMF/ISP: ____________________________ Branch Seal:___________________

PNB MetLife India Insurance Company Limited, Registered office: Unit No 701,702 and 703, 7th Floor, West Wing ,Raheja Towers, 26/27 M G Road, Bangalore- 560001, Karnataka.
Call us Toll-free at 1-800-425-6969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover,
Goregaon (West), Mumbai - 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203. IRDA of India Registration Number: 117, CI No.: U66010KA2001PLC028883,
Visit us at www.pnbmetlife.com