Wheel Loader Operating Manual Highlights

en
Operating manual
(20
Wheel Loader
ints)
L514 Stereo
valid from serial no.: - 467 8500
(10
4PIEWI IRXIV XLI JSPPS[MRK HIXEMPW SR VIGIMTX SJ ]SYV ZILMGPI
=SY [MPP JMRH XLIWI HIXEMPW SR XLI ZILMGPI X]TI TPEXI 8LI] [MPP
FI YWIJYP [LIR SVHIVMRK WTEVI TEVXW
7IVMEP RS
=IEV SJ QERYJEGXYVI
-RMXMEP WXEVXYT HEXI
%HHVIWW
%HHVIWW 0-)&,)66;)6/ &-7',3*7,3*)2 +1&,
(V ,ERW 0MIFLIVV i 7XVEÃI

% i &-7',3*7,3*)2
4VSHYGX MHIRXMJMGEXMSR
1ERYJEGXYVIV 0-)&,)66;)6/ &-7',3*7,3*)2 +1&,
4VSHYGX KVSYT ;LIIP PSEHIV
8]TI 0
'SRWXVYGXMSR RYQFIV
7IVMEP RYQFIV
'SRJSVQMX]
(SGYQIRX MHIRXMJMGEXMSR
3VHIV RYQFIV
%YXLSV 0&,(ITEVXQIRX 8(3/
(SGYQIRX ZIVWMSR
0-)&,)66 0
*SVI[SVH
8LMW STIVEXMRK QERYEP LEW FIIR [VMXXIR JSV XLI HVMZIV ERH JSV XLI QEMR
XIRERGI TIVWSRRIP SJ XLI QEGLMRI
-X HIWGVMFIW
i 8IGLRMGEP HEXE
i 7EJIX] TVSZMWMSRW
i 'SRXVSP ERH STIVEXMSR
i 1EMRXIRERGI
8LMW STIVEXSVW QERYEP WLSYPH FI GEVIJYPP] VIEH FIJSVI MRMXMEP STIVEXMSR ERH
WLSYPH FI VIEH ERH YWIH PEXIV EX VIKYPEV MRXIVZEPW F] ER]SRI VIWTSRWMFPI
JSV [SVOMRK SR XLI QEGLMRI
8LMW MRGPYHIW XLI JSPPS[MRK EGXMZMXMIW
i 3TIVEXMSR MRGPYHMRK IUYMTTMRK XVSYFPIWLSSXMRK HYVMRK STIVEXMSR VI
QSZMRK TVSHYGXMSR VIJYWI QEMRXIRERGI VIQSZMRK STIVEXMRK ERH EY\MP
MEV] QEXIVMEPW
i 7IVZMGMRK MRGPYHMRK QEMRXIRERGI MRWTIGXMSR ERH WIVZMGMRK
i 8VERWTSVX SV PSEHMRK XLI QEGLMRI
8LMW QERYEP LIPTW XLI HVMZIV XS FIGSQI EGUYEMRXIH [MXL XLI QEGLMRI ERH
TVIZIRXW QEPJYRGXMSRW HYI XS MQTVSTIV STIVEXMSR
3FWIVZERGI SJ XLI STIVEXMRK MRWXVYGXMSRW F] QEMRXIRERGI TIVWSRRIP
i -QTVSZIW STIVEXMSREP VIPMEFMPMX]
i )\XIRHW XLI WIVZMGI PMJI SJ ]SYV QEGLMRI
i 6IHYGIW VITEMV GSWXW ERH HS[RXMQIW
8LMW QERYEP QYWX FI OITX [MXL XLI QEGLMRI 4PEGI E GST] [MXLMR IEW]
VIEGL MR XLI KPSZI GSQTEVXQIRX MR XLI HVMZIVtW GEF
8LI STIVEXSVW QERYEP MW XS FI WYTTPIQIRXIH F] MRWXVYGXMSRW FEWIH SR
I\MWXMRK REXMSREP EGGMHIRX TVIZIRXMSR ERH IRZMVSRQIRXEP TVSXIGXMSR VIKYPE
XMSRW
-R EHHMXMSR XS XLI STIVEXSVW QERYEP ERH XLI ETTPMGEFPI REXMSREP ERH PSGEP
PIKEP VIUYMVIQIRXW JSV EGGMHIRX TVIZIRXMSR XLI VIGSKRMWIH XIGLRMGEP VIKY
PEXMSRW JSV WEJI ERH TVSJIWWMSREP STIVEXMSR WLSYPH FI SFWIVZIH
8LMW STIVEXSVW QERYEP GSRXEMRW EPP XLI RIGIWWEV] MRJSVQEXMSR JSV XLI
STIVEXMSR ERH QEMRXIRERGI SJ ]SYV QEGLMRI
-J ]SY WLSYPH LS[IZIV VIUYMVI QSVI HIXEMPIH I\TPEREXMSRW SV MRJSVQEXMSR
SYV XIGLRMGEP MRJSVQEXMSR ERH GYWXSQIV WIVZMGIW HITEVXQIRXW [MPP FI LETT]
XS TVSZMHI EWWMWXERGI
4PIEWI RSXI XLEX [I GERRSX EGGITX KYEVERXII GPEMQW MR XLI IZIRX SJ
MQTVSTIV STIVEXMSR MRWYJJMGMIRX QEMRXIRERGI XLI YWI SJ YREYXLSVMWIH ST
IVEXMRK QEXIVMEPW SV RSRSFWIVZERGI SJ WEJIX] VIKYPEXMSRW
0-)&,)66 [MPP GERGIP [MXLSYX TVMSV RSXMGI EPP SFPMKEXMSRW WYGL EW KYEV
ER XII E KVI IQIRXW WI VZMGI G SRXVE GXW I XG I RXIVI H MR XS F]
0-)&,)66 ERHSV MXW EKIRXW [LIR WTEVI TEVXW SXLIV XLER SVMKMREP 0-)&
,)66 TEVXW SV XLSWI TYVGLEWIH JVSQ 0-)&,)66 EVI YWIH JSV QEMRXIR
ERGI ERH VITEMVW
9RHIV I\XVIQI GSRHMXMSRW WLSVXIV QEMRXIRERGI MRXIVZEPW XLER TVSZMHIH JSV
MR XLI MRWTIGXMSR WGLIHYPI QE] FI RIGIWWEV]
0 0-)&,)66
1SHMJMGEXMSRW GSRHMXMSRW GST]VMKLX
i ;I VIWIVZI XLI VMKLX XS EPXIV XLI XIGLRMGEP WTIGMJMGEXMSRW SJ XLI QEGLMRI
VIKEVHPIWW SJ XLI WTIGMJMGEXMSRW ERH MPPYWXVEXMSRW MR XLIWI HSGYQIRXW
i 8LI [EVVERX] ERH PMEFMPMX] XIVQW GSRXEMRIH MR 0-)&,)66W KIRIVEP
GSRHMXMSRW SJ XVEHI EVI RSX EJJIGXIH F] XLI MRJSVQEXMSR MR XLI QERYEP
i 8LI MRJSVQEXMSR ERH MPPYWXVEXMSRW MR XLMW QERYEP QE] RSX FI VITVSHYGIH
HMWXVMFYXIH SV YWIH JSV GSQQIVGMEP TYVTSWIW %PP VMKLXW YRHIV GST]VMKLX
PE[W EVI I\TVIWWP] VIWIVZIH
0-)&,)66 0
'SRXIRXW
4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE
'SQTPIXI QEGLMRI
(MIWIP IRKMRI TYQT HMWXVMFYXSV KIEV
8VEZIP L]HVEYPMGW
;SVOMRK L]HVEYPMGW
7XIIVMRK W]WXIQ
&VEOI W]WXIQ
)PIGXVMGEP W]WXIQ
%\PIW X]VIW
'IRXVEP PYFVMGEXMSR W]WXIQ
'EF LIEXMRK EMVGSRHMXMSRMRK
0MJX EVQ UYMGOGLERKI HIZMGI
%XXEGLQIRXW EGGIWWSVMIW
8IGLRMGEP HIWGVMTXMSR
'SQTPIXI QEGLMRI
'SSPMRK W]WXIQ
8VEZIP L]HVEYPMGW
;SVOMRK L]HVEYPMGW
7XIIVMRK W]WXIQ
&VEOI W]WXIQ
)PIGXVMGEP W]WXIQ
8VERWJIV KIEV
%\PIW X]VIW
1EGLMRI JVEQI FEPPEWX [IMKLX
0 0-)&,)66
'SRXIRXW 3TIVEXMRK QERYEP
7EJIX] VIKYPEXMSRW
-RXVSHYGXMSR
+IRIVEP WEJIX] VIKYPEXMSRW
4VSTIV YWI
(IGEPW SR XLI QEGLMRI
0SGEXMSR SJ HIGEPW
7EJIX] HIGEPW
-RJSVQEXMSR HIGEPW
8]TI TPEXIW
-RWXVYGXMSRW JSV EZSMHMRK GVYWLMRK MRNYVMIW ERH

FYVRW
-RWXVYGXMSRW JSV EZSMHMRK JMVIW ERH I\TPSWMSRW
7EJIX] MRWXVYGXMSRW JSV WXEVXYT
7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT
-RWXVYGXMSRW JSV WEJI [SVOMRK
7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW
4EVOMRK WEJIP]
8VERWTSVXMRK XLI QEGLMRI WEJIP]
8S[MRK XLI QEGLMRI WEJIP]
1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI
7EJIX] MRWXVYGXMSRW JSV QEMRXIRERGI [SVO XS XLI

QEGLMRI [MXL L]HVS EGGYQYPEXSV
7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR XLI

QEGLMRI
-RWXVYGXMSRW JSV [SVOMRK WEJIP] SR QEGLMRI

EXXEGLQIRXW
7EJIX] VIKYPEXMSRW [LIR XVERWTSVXMRK XLI QE

GLMRI F] GVERI
7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI

PMRIW
%XXEGLQIRXW ERH EGGIWWSVMIW
3TIVEXMSR ,ERHPMRK
0E]SYX SJ GSRXVSPW ERH MRWXVYQIRXW
0-)&,)66 0
3TIVEXMRK QERYEP 'SRXIRXW
3TIVEXMSR
'EF EGGIWW
)QIVKIRG] I\MX
(VMZIVW WIEX [MXL KEW WTVMRK WYWTIRWMSR
(VMZIVW WIEX [MXL TRIYQEXMG WYWTIRWMSR
7EJIX] FIPX EYXSQEXMG FIPX
7XIIVMRK GSRWYPI [MXL WXIIVMRK GSPYQR MR

WXVYQIRX TERIP ERH WXEVXIV W[MXGL
7XEVXIV W[MXGL
7XIIVMRK GSPYQR W[MXGL
(MWTPE] YRMX
7[MXGLIW SR XLI MRWXVYQIRX TERIP
7[MXGLIW SR XLI WMHI GSZIV GSRXVSP GSR

WSPI
0-)&,)66 GSRXVSP PIZIV
'SRXVSP PIZIV JSV EHHMXMSREP [SVOMRK

JYRGXMSRW
,IEXMRK ZIRXMPEXMSR
%MVGSRHMXMSRMRK W]WXIQ
-RXIVMSV ERH I\XIVMSV QMVVSVW
7YR ZMWSV
)PIGXVMG [MRHWLMIPH [MTIV ERH [EWLIV W]W

XIQ
6IWIVZSMV JSV [MRHWLMIPH [EWLIV JPYMH
0-)&,)66 EYXSQEXMG GIRXVEP PYFVMGEXMSR

W]WXIQ
8;-2 EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ
%GSYWXMG VIZIVWI [EVRMRK HIZMGI
,ERHPMRK
(EMP] WXEVXYT VSYXMRI
7XEVXMRK XLI HMIWIP IRKMRI
(VMZMRK QSHI
7LYXXMRK HS[R XLI QEGLMRI
3TIVEXMRK XLI PMJX EVQ
+IRIVEP [SVOMRK QIXLSHW
3TIVEXMSR [MXL XLI WSSX TEVXMGPI JMPXIV
0 0-)&,)66
6IJYIPPMRK [MXL XLI VIJYIPPMRK TYQT
%GXMZEXMRK XLI L]HVEYPMG UYMGOGLERKI HI

ZMGI JSV XLI >PMJX EVQ
%GXMZEXMRK XLI L]HVEYPMG UYMGOGLERKI HI

ZMGI JSV XLI 4PMJX EVQ
;SVOMRK [MXL STXMSREP IUYMTQIRX
3TIVEXMRK XLI LMKL HYQT FYGOIX
8VERWTSVXMRK XLI QEGLMRI
)QIVKIRG] STIVEXMSR
8S[MRK XLI QEGLMRI
4VSGIHYVI JSV NYQT WXEVXMRK
1EPJYRGXMSRW
7IVZMGI 'SHI 8EFPI
)VVSV GSHI i -RHMGEXMSR SR XLI HMWTPE]
%YHMFPI [EVRMRK WMKREPW
0-)&,)66 EYXSQEXMG GIRXVEP PYFVMGEXMSR

W]WXIQ
)PMQMREXMRK QEPJYRGXMSRW
'LERKMRK JYWIW
1EMRXIRERGI
1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPI
0YFVMGERX GLEVX JMPPMRK UYERXMXMIW
8EFPI SJ JMPPMRK UYERXMXMIW
0YFVMGERX GLEVX
1EMRXIRERGI XEWOW
4VITEVEXSV] XEWOW JSV QEMRXIRERGI
'LIGO XLI QEGLMRI JSV I\XIVREP HEQEKI
'LIGOMRK XLEX EPP WGVI[ GSRRIGXMSRW EVI

XMKLX
7IEP ER] PIEOW
'LIGO XLI SMP PIZIP MR XLI HMIWIP IRKMRI
'LERKMRK XLI IRKMRI SMP
6ITPEGI XLI SMP JMPXIVW
(VEMR SJJ [EXIV ERH WIHMQIRX JVSQ XLI JYIP

XERO
0-)&,)66 0
3TIVEXMRK QERYEP 'SRXIRXW
(VEMRMRK GSRHIRWEXI JVSQ XLI JYIP JMRI JMPXIV
'LERKMRK XLI JMRI JYIP JMPXIV
'LERKMRK XLI JYIP TVIJMPXIV
'PIER XLI WIVZMGI GET ERH HYWX I\XVEGXMSR

ZEPZI SR XLI EMV JMPXIV
'PIERMRK SV VITPEGMRK XLI EMV JMPXIV QEMR

IPIQIRX
1EOI WYVI XLEX XLI EMV WYGXMSR LSWIW EVI

WIGYVIP] EXXEGLIH ERH WIEPIH
'LIGO XLI GSSPERX PIZIP
'LIGOMRK XLI ERXMJVIIÎ
'PIERMRK XLI GSSPMRK W]WXIQ
'LIGO XLI SMP PIZIP MR XLI L]HVEYPMG XERO
'LIGO ERH GPIER XLI QEKRIXMG VSH SR XLI

L]HVEYPMG XERO
'LIGO XLI WXIIVMRK
0YFVMGEXMRK XLI FIEVMRK TSMRXW SR XLI WXIIV

MRK G]PMRHIV
'LIGO XLI WIVZMGI FVEOI ERH TEVOMRK FVEOI
'LIGOMRK XLI SMP PIZIP MR XLI FVEOI W]WXIQ

IUYEPM^MRK VIWIVZSMV
'LIGOMRK XLI [IEV ERH KET SR XLI FVEOI

TEHW
'LIGO XLI MRHMGEXSV PEQTW ERH PMKLXMRK
'LIGO XLI XMKLXRIWW SJ XLI [LIIP PYKW SRGI

EJXIV ERH L
+VIEWMRK XLI E\PI TMZSX FIEVMRK ERH XLI

YRMZIVWEP NSMRXW SR XLI VIEV E\PI
'LIGOMRK ERH PYFVMGEXMRK XLI HVMZI WLEJX
7IXXMRK XLI GSVVIGX X]VI TVIWWYVI JSV XLI

QEGLMRIW YWI ERH EXXEGLQIRXW
+VIEWMRK XLI EVXMGYPEXMSR ERH VIEV E\PI SW

GMPPEXMRK FIEVMRKW
'LIGO [LIXLIV QIXIVIH UYERXMXMIW EVI EHI

UYEXI EX XLI FIEVMRK TSMRXW KVIEWI GSPPEVW
SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ
'LIGO XLI LSWI PMRIW SJ XLI GIRXVEP PYFVMGE

XMSR W]WXIQ PYFVMGEXMSR TSMRXW HIXEGLIH
LSWIW I\XIVREP PIEOEKI
0YFVMGEXMRK XLI LMRKIW SR XLI VIEV LEXGL

ERH IRKMRI GSQTEVXQIRX LSSH
0 0-)&,)66
0YFVMGEXMRK XLI HSSV LMRKIW
'PIERMRK SV VITPEGMRK XLI JVIWL EMV JMPXIV
'LIGOMRK ERH PYFVMGEXMRK XLI >FEV PMJX EVQ

FIEVMRKW
'LIGOMRK ERH PYFVMGEXMRK XLI FYGOIX FIEVMRK

>FEV PMJX EVQW
'LIGOMRK ERH PYFVMGEXMRK XLI 4PMJX EVQ

FIEVMRKW
'LIGOMRK ERH PYFVMGEXMRK XLI FYGOIX FIEVMRK

4PMJX EVQW
'PIERMRK XLI QEGLMRI
'SVVSWMSR TVSXIGXMSR [SVO
0YFVMGERXW ERH JYIPW
,ERHPMRK PYFVMGERXW ERH JYIPW
0YFVMGERX ERH JYIP WTIGMJMGEXMSRW
0-)&,)66 0
4VSHYGX HIWGVMTXMSR
)UYMTQIRX PE]SYX
7XERHEVH QSHIP
8LMW WIGXMSR GSRXEMRW ER SZIVZMI[ SJ XLI QEGLMRI ERH XLI REQIW SJ XLI
GSQTSRIRXW WLS[R
*YPP QEGLMRI i :MI[ JVSQ PIJX

0MJX EVQW &EPPEWX [IMKLXW 7XIIVMRK G]PMRHIV
(VMZIVW GEF 6IEV E\PI 0MKLXMRK
;SVOMRK JPSSHPMKLX 'EF EGGIWW *VSRX WIGXMSR
)RKMRI GSQTEVXQIRX LSSH &EXXIV] GSQTEVXQIRX GSZIV *VSRX E\PI
)RKMRI GSQTEVXQIRX VIEV 8SSP FS\ &YGOIX
LEXGL %VXMGYPEXMSR PSGO 8SSXL KYEVH
8S[MRK HIZMGI 6IEV WIGXMSR
0 0-)&,)66

4VSHYGX HIWGVMTXMSR 3TIVEXMRK QERYEP
(MJJIVIRX ZIVWMSRW
8LMW WIGXMSR TVSZMHIW E FVMIJ SZIVZMI[ SJ XLI HMJJIVIRX ZIVWMSRW SJ XLI
QEGLMRI
(MJJIVIRX QEGLMRI ZIVWMSRW

>FEV PMJX EVQ 4FEV PMJX EVQ
0-)&,)66 0

3TIVEXMRK QERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE
8IGLRMGEP HEXE
'SQTPIXI QEGLMRI
;LIIP PSEHIV [MXL >FEV PMJX 8LI ZEPYIW WXEXIH VIJIV XS XLI WXERHEVH ZIVWMSR SJ XLI QEGLMRI
EVQW i ;MXL >FEV PMJX EVQ QQ [MXLSYX L]HVEYPMG UYMGOGLERKI HIZMGI
i ;MXL 6 +SSH=IEV +4& X]VIW
i 8LI WTIGMJMIH XMTTMRK PSEHW ERH [IMKLX MRGPYHI EPP PYFVMGERXW JYPP JYIP
XERO 6347*347 GEF ERH HVMZIV
(MQIRWMSRW SJ QEGLMRI [MXL >FEV PMJX EVQW

2EQI :EPYI 9RMXW
&YGOIX GETEGMX] EW TIV -73 Q
&YGOIX [MHXL QQ
7TIGMJMG QEXIVMEP [IMKLX XQ
% (YQT LIMKLX EX QE\MQYQ PMJXMRK QQ
LIMKLX ERH XMPXSYX ERKPI
& 1E\MQYQ HYQTMRK LIMKLX QQ
' 1E\MQYQ LIMKLX SJ FYGOIX FEWI QQ
( 1E\MQYQ LIMKLX SJ FYGOIX TMZSX QQ
TSMRX
) 1E\MQYQ LIMKLX SJ FYGOIX YTTIV QQ
IHKI
0 0-)&,)66

8IGLRMGEP HEXE
2EQI :EPYI 9RMXW

* 6IEGL EX QE\MQYQ PMJXMRK LIMKLX QQ
ERH XMPXSYX ERKPI
+ (MKKMRK HITXL QQ
, ,IMKLX EFSZI GEF QQ
- ,IMKLX EFSZI I\LEYWX QQ
. +VSYRH GPIEVERGI QQ
/ ;LIIP FEWI QQ
0 3ZIVEPP PIRKXL QQ
8YVRMRK VEHMYW SZIV FYGOIX SYXIV IHKI QQ
0MJXMRK JSVGI 7%) O2
&VIEOSYX JSVGI 7%) O2
8MTTMRK PSEH [LIR WXVEMKLX OK
8MTTMRK PSEH EVXMGYPEXIH OK
%RKPI SJ EVXMGYPEXMSR XS IEGL WMHI
%RKPI SJ W[MRK XS IEGL WMHI
3TIVEXMRK [IMKLX OK
8VEGXMZI JSVGI O2
8VEZIP WTIIH i XVEZIP VERKI JSV[EVH i OQL
ERH VIZIVWI
ERH VIZIVWI
7SYRH TVIWWYVI PIZIP MR XLI GEF i 0T% H&
0-)&,)66 0

8IGLRMGEP HEXE
;LIIP PSEHIV [MXL 4PMJX EVQW 8LI ZEPYIW WXEXIH VIJIV XS XLI WXERHEVH ZIVWMSR SJ XLI QEGLMRI
i ;MXL 4FEV PMJX EVQ QQ ERH [MXL L]HVEYPMG UYMGOGLERKI HIZMGI
i ;MXL 6 +SSH=IEV +4& X]VIW
i 8LI WTIGMJMIH XMTTMRK PSEHW ERH [IMKLX MRGPYHI EPP PYFVMGERXW JYPP JYIP
XERO 6347*347 GEF ERH HVMZIV
(MQIRWMSRW SJ QEGLMRI [MXL 4FEV PMJX EVQW

2EQI :EPYI 9RMXW
&YGOIX [MHXL QQ
% (YQT LIMKLX EX QE\MQYQ PMJXMRK QQ
LIMKLX ERH XMPXSYX ERKPI
& 1E\MQYQ HYQTMRK LIMKLX QQ
' 1E\MQYQ LIMKLX SJ FYGOIX FEWI QQ
( 1E\MQYQ LIMKLX SJ FYGOIX TMZSX QQ
TSMRX
) 1E\MQYQ LIMKLX SJ FYGOIX YTTIV QQ
IHKI
* 6IEGL EX QE\MQYQ PMJXMRK LIMKLX QQ
ERH XMPXSYX ERKPI
+ (MKKMRK HITXL QQ
, ,IMKLX EFSZI GEF QQ
0 0-)&,)66

8IGLRMGEP HEXE
2EQI :EPYI 9RMXW

- ,IMKLX EFSZI I\LEYWX QQ
. +VSYRH GPIEVERGI QQ
/ ;LIIP FEWI QQ
0 3ZIVEPP PIRKXL QQ
8YVRMRK VEHMYW SZIV FYGOIX SYXIV IHKI QQ
0MJXMRK JSVGI 7%) O2
&VIEOSYX JSVGI 7%) O2
8MTTMRK PSEH [LIR WXVEMKLX OK
8MTTMRK PSEH EVXMGYPEXIH OK
%RKPI SJ EVXMGYPEXMSR XS IEGL WMHI
3TIVEXMRK [IMKLX OK
8VEGXMZI JSVGI O2
ERH VIZIVWI
ERH VIZIVWI
7SYRH TVIWWYVI PIZIP MR XLI GEF i 0T% H&
0-)&,)66 0

8IGLRMGEP HEXE
;LIIP PSEHIV [MXL JSVOPMJX 8LMW IUYMTQIRX MW STXMSREP

8LI ZEPYIW WXEXIH VIJIV XS XLI WXERHEVH ZIVWMSR SJ XLI QEGLMRI
i ;MXL 4FEV PMJX EVQ QQ ERH [MXL L]HVEYPMG UYMGOGLERKI HIZMGI
;MXL >FEV PMJX EVQ QQ ERH [MXL L]HVEYPMG UYMGOGLERKI HIZMGI
i ;MXL SRI *)1 --- JSVOPMJX ERH [MXL 6 +SSH =IEV +4& X]VIW
i 8LI WXEXIH XMTTMRK PSEHW ERH [IMKLXW
d -RGPYHI EPP PYFVMGERXW JYPP JYIP XERO 6347*347 GEF ERH HVMZIV
8LI STIVEXMSREP [IMKLX ERH XLI XMTTMRK PSEH EVI EJJIGXIH F] XLI X]VI
HMQIRWMSRW ERH EGGIWWSVMIW
2SXI JSV VSEH [SVXLMRIWW GIVXMJMGEXMSR -R +IVQER] E HVMZIVW PMGIRGI GPEWW
-- MW VIUYMVIH JSV E QEGLMRI [IMKLX SZIV X
(MQIRWMSRW SJ QEGLMRI [MXL 4FEV PMJX EVQ ERH JSVOPMJX
0SEHMRK KISQIXV] >FEV OMRIQEXMGW 4FEV OMRIQEXMGW

*SVOPMJX IUYMTQIRX JSV UYMGOGLERKI HIZMGI *)1 --- JSVOPMJX *)1 --- JSVOPMJX
(IWGVMTXMSR :EPYI 9RMX :EPYI 9RMX
% 0MJXMRK LIMKLX EX QE\ VIEGL QQ QQ
' 1E\ PMJXMRK LIMKLX QQ QQ
) 1E\ LIMKLX EFSZI JSVOPMJX QQ QQ
* 0SEHMRK TSWMXMSR VIEGL QQ QQ
* QE\ +VIEXIWX TSWWMFPI VIEGL QQ QQ
* QMR 6IEGL EX QE\ PMJXMRK LIMKLX QQ QQ
+ *SVO TVSRK PIRKXL QQ QQ
0 8SXEP PIRKXL SJ XLI FEWMG QEGLMRI [MXL QQ QQ
SYX JSVO TVSRKW
8MTTMRK PSEH [LIR WXVEMKLX OK OK
0 0-)&,)66

8IGLRMGEP HEXE
0SEHMRK KISQIXV] >FEV OMRIQEXMGW 4FEV OMRIQEXMGW

*SVOPMJX IUYMTQIRX JSV UYMGOGLERKI HIZMGI *)1 --- JSVOPMJX *)1 --- JSVOPMJX
(IWGVMTXMSR :EPYI 9RMX :EPYI 9RMX
OK OK
8MTTMRK PSEH EVXMGYPEXIH OK OK
OK OK
4IVQMWWMFPI TE]PSEH SR YRIZIR XIVVEMR OK OK
! SJ XLI WXEXMG EVXMGYPEXIH XMTTMRK
PSEH
OK OK
4IVQMWWMFPI TE]PSEH SR IZIR XIVVEMR ! OK OK
SJ XLI WXEXMG EVXMGYPEXIH XMTTMRK
PSEH
OK OK
3TIVEXMRK [IMKLX OK OK
OK OK
7TIGMJMGEXMSRW
MRGPYHI OK EHHMXMSREP FEPPEWX
7TIGMJMGEXMSRW
MRGPYHI OK EHHMXMSREP FEPPEWX
%W TIV )2 ERH -73
0SEH FIEVMRK XEFPIW JSV JSVOPMJX 8LI )2 WEJIX] RSVQ WIVZIW EW XLI FEWMW JSV HIXIVQMRMRK XLI PSEHW
STIVEXMSR RSQMREP [SVOMRK PSEHW
8LI TIVQMWWMFPI PSEH MW WXEXIH EW E TIVGIRXEKI SJ XLI XMTTMRK PSEH EW TIV
-73
8LI JSPPS[MRK ZEPYIW QE] RSX FI I\GIIHIH
i 3R IZIR ERH JMVQ XIVVEMR i SJ XLI XMTTMRK PSEH [MXL JSVOPMJX
i 3R YRIZIR XIVVEMR i SJ XLI XMTTMRK PSEH [MXL JSVOPMJX
8LI TIVQMXXIH PSEHW SR ZEVMSYW X]TIW SJ XIVVEMR ERH ZEVMSYW HMWXERGIW XS
XLI GIRXVI SJ KVEZMX] 7E EVI WTIGMJMIH MR XLI XEFPI FIPS[
)ZIR ERH JMVQ XIVVEMR 0MJX EVQ [MXL >FEV OMRIQEXMGW ERH UYMGOGLERKI HIZMGI
0SEH ! SJ XLI XMTTMRK PSEH 0SEHW MR OK [MXL HMJJIVIRX HMWXERGIW XS XLI GIRXVI SJ KVEZMX] '+ MR
QQ
8]VIW %HHMXM
SREP
FEPPEWX
6 (YRPST 74 8
6 +SSH =IEV
+4&
6 +SSH =IEV
+4&
6 1MGLIPMR <,%
6 1MGLIPMR <,%
6 1MGLIPMR <1MRI
(
4E]PSEH VIWXVMGXIH F] XMPX G]PMRHIVW SJ > OMRIQEXMGW

7XERHEVH X]VIW
0-)&,)66 0

8IGLRMGEP HEXE
9RIZIR XIVVEMR 0MJX EVQ [MXL >FEV OMRIQEXMGW ERH UYMGOGLERKI HIZMGI
QQ
8]VIW %HHMXM
SREP
FEPPEWX
6 (YRPST 74 8
6 +SSH =IEV
+4&
6 +SSH =IEV
+4&
6 1MGLIPMR <,%
6 1MGLIPMR <,%
6 1MGLIPMR <1MRI
(

7XERHEVH X]VIW
)ZIR ERH JMVQ XIVVEMR 0MJX EVQ [MXL >FEV OMRIQEXMGW ERH UYMGOGLERKI HIZMGI
QQ
8]VIW %HHMXM
SREP
FEPPEWX
6 (YRPST 74 8 OK
6 +SSH =IEV OK
+4&
6 +SSH =IEV OK
+4&
6 1MGLIPMR <,% OK
6 1MGLIPMR <,% OK
6 1MGLIPMR <1MRI OK
(

7XERHEVH X]VIW
9RIZIR XIVVEMR 0MJX EVQ [MXL >FEV OMRIQEXMGW ERH UYMGOGLERKI HIZMGI
QQ
8]VIW %HHMXM
SREP
FEPPEWX
6 (YRPST 74 8 OK
6 +SSH =IEV OK
+4&
6 +SSH =IEV OK
+4&
6 1MGLIPMR <,% OK
6 1MGLIPMR <,% OK
6 1MGLIPMR <1MRI OK
(

7XERHEVH X]VIW
0 0-)&,)66

8IGLRMGEP HEXE
)ZIR ERH JMVQ XIVVEMR 0MJX EVQ [MXL 4FEV OMRIQEXMGW ERH UYMGOGLERKI HIZMGI
QQ
8]VIW %HHMXM
SREP
FEPPEWX
6 (YRPST 74 8
6 +SSH =IEV
+4&
6 +SSH =IEV
+4&
6 1MGLIPMR <,%
6 1MGLIPMR <,%
6 1MGLIPMR <1MRI
(
7XERHEVH X]VIW
9RIZIR XIVVEMR 0MJX EVQ [MXL 4FEV OMRIQEXMGW ERH UYMGOGLERKI HIZMGI
QQ
8]VIW %HHMXM
SREP
FEPPEWX
6 (YRPST 74 8
6 +SSH =IEV
+4&
6 +SSH =IEV
+4&
6 1MGLIPMR <,%
6 1MGLIPMR <,%
6 1MGLIPMR <1MRI
(
7XERHEVH X]VIW
)ZIR ERH JMVQ XIVVEMR 0MJX EVQ [MXL 4FEV OMRIQEXMGW ERH UYMGOGLERKI HIZMGI
QQ
8]VIW %HHMXM
SREP
FEPPEWX
6 (YRPST 74 8 OK
6 +SSH =IEV OK
+4&
6 +SSH =IEV OK
+4&
6 1MGLIPMR <,% OK
6 1MGLIPMR <,% OK
6 1MGLIPMR <1MRI OK
(
7XERHEVH X]VIW
0-)&,)66 0
8IGLRMGEP HEXE
9RIZIR XIVVEMR 0MJX EVQ [MXL 4FEV OMRIQEXMGW ERH UYMGOGLERKI HIZMGI
QQ
8]VIW %HHMXM
SREP
FEPPEWX
6 (YRPST 74 8 OK
6 +SSH =IEV OK
+4&
6 +SSH =IEV OK
+4&
6 1MGLIPMR <,% OK
6 1MGLIPMR <,% OK
6 1MGLIPMR <1MRI OK
(
7XERHEVH X]VIW
(MIWIP IRKMRI 2EQI :EPYI 9RMXW

)RKMRI X]TI ( 8
2YQFIV SJ G]PMRHIVW
']PMRHIV ZSPYQI GQ
6EXIH TS[IV EGGSVHMRK XS -73 O; LT
6EXIH WTIIH QMR
1E\MQYQ XSVUYI EX QMR 2Q
0S[IV MHPMRK WTIIH QMR
9TTIV MHPMRK WTIIH QMR
-RGPMREFMPMX] i PSRKMXYHMREP XVEZIVWI
3TIVEXMRK ZSPXEKI SJ WXEVXIV :
4S[IV GSRWYQTXMSR SJ WXEVXIV O;
3YXTYX ZSPXEKI SJ EPXIVREXSV :
'YVVIRX SYXTYX JVSQ EPXIVREXSV %
)QMWWMSR PMQMX ZEPYIW GSQTP] [MXL )9 i 60 )+
i PIZIP
*YIP W]WXIQ 2EQI :EPYI 9RMXW

8ERO PIZIP *900 P
8ERO 6)7)6:) P
0 0-)&,)66
8IGLRMGEP HEXE
7SSX TEVXMGPI JMPXIV 8LMW IUYMTQIRX MW STXMSREP

3RI I\GITXMSR
i 8LI WSSX TEVXMGPI JMPXIV MW JMXXIH EW WXERHEVH [MXL XLI XYRRIP ZIVWMSR
2EQI :EPYI 9RMXW

*MPXIV QIHMYQ 'IVEQMG JMPXIV FPSGO
1E\MQYQ TIVQMWWMFPI I\LEYWX KEW FEV
GSYRXIVTVIWWYVI
6IKIRIVEXMSR WIPJGPIERMRK
6IJYIPPMRK TYQT 8LMW IUYMTQIRX MW STXMSREP

2EQI :EPYI 9RMXW
*PS[ VEXI PQMR
1E\ HYX] G]GPI QMRYXIW
1E\ WYGXMSR LIMKLX Q
%MV JMPXIV W]WXIQ 2EQI :EPYI 9RMXW

%MV XLVSYKLTYX QMR QQMR
QE\ QQMR
8VEZIP L]HVEYPMGW
:EVMEFPI HMWTPEGIQIRX TYQT 2EQI :EPYI 9RMXW

1E\MQYQ HMWTPEGIQIRX GQ
*PS[ VEXI EX VEXIH IRKMRI WTIIH PQMR
4VIWWYVI GYXSJJ FEV
:EVMEFPI HMWTPEGIQIRX QSXSV 2EQI :EPYI 9RMXW

1E\ HMWTPEGIQIRX GQ
;SVOMRK L]HVEYPMGW
;SVOMRK L]HVEYPMGW TYQT 2EQI :EPYI 9RMXW

(MWTPEGIQIRX GQ
0-)&,)66 0
8IGLRMGEP HEXE
'SRXVSP ZEPZI FPSGO 2EQI :EPYI 9RMXW

4VMQEV] TVIWWYVI VIPMIJ ZEPZI 0 FEV
4VMQEV] TVIWWYVI VIPMIJ ZEPZI 0 FEV
7XIIVMRK W]WXIQ
7XIIVMRK TYQT 2EQI :EPYI 9RMXW

4S[IV SYXTYX O;
7IVZSWXEX 2EQI :EPYI 9RMXW

(MWTPEGIQIRX GQ
&VEOI W]WXIQ
1EMR FVEOI G]PMRHIV 2EQI :EPYI 9RMXW

&VEOI TVIWWYVI EX OK TIHEP JSVGI FEV
(MWG FVEOI 2EQI :EPYI 9RMXW

4EVOMRK FVEOI FVEOI TEH KET QQ
)PIGXVMGEP W]WXIQ

2EQI :EPYI 9RMXW
4S[IV WYTTP] ZSPXEKI :
&EXXIV] 2EQI :EPYI 9RMXW

&EXXIV] ZSPXEKI :
&EXXIV] GETEGMX] %L
2YQFIV SJ FEXXIVMIW 8[S
0 0-)&,)66
8IGLRMGEP HEXE
%\PIW X]VIW
*VSRX E\PI 2EQI :EPYI 9RMXW

0SGOMRK ZEPYI SJ XLI WIPJPSGOMRK HMJ
JIVIRXMEP
;LIIP FEWI QQ
;LIIP PYK XMKLXIRMRK XSVUYI 2Q
;LIIP PYK WTERRIV WMÎ QQ
6IEV E\PI 2EQI :EPYI 9RMXW

0SGOMRK ZEPYI SJ XLI WIPJPSGOMRK HMJ
JIVIRXMEP
;LIIP FEWI QQ
;LIIP PYK XMKLXIRMRK XSVUYI 2Q
;LIIP PYK WTERRIV WMÎ QQ
8]VIW 8LI VIGSQQIRHIH X]VI WMÎW [MXL XLI GSVVIWTSRHMRK X]VI TVIWWYVIW EVI
PMWXIH MR XLI JSPPS[MRK XEFPIW
8LI X]VI TVIWWYVI WTIGMJMGEXMSRW EVI
i 8LI ZEPYI WIX FIJSVI PIEZMRK XLI JEGXSV]
i 8LI FEWMG EMV TVIWWYVI VIGSQQIRHEXMSRW
8LI] VIJIV XS GSPH X]VIW ERH XS E QEGLMRI [LMGL MW VIEH] JSV STIVEXMSR i
XLI FEWMG QEGLMRI [MXL WXERHEVH IUYMTQIRX ERH TIVQMXXIH PSEH
2SXI
*SV WTIGMEP ETTPMGEXMSRW WYGL EW WXSGO]EVH STIVEXMSRW [MXL XMQFIV
[LIVI LIEZMIV PSEHW QE] FI I\TIGXIH E LMKLIV X]VI TVIWWYVI MW
VIGSQQIRHIH HITIRHMRK SR XLI WTIGMJMG PSEH
8LI X]VI TVIWWYVI QE] RSX LS[IZIV FI KVIEXIV XLER XLI QE\MQYQ
TIVQMXXIH F] XLI X]VI QERYJEGXYVIVtW WTIGMJMGEXMSRW
4PIEWI SFWIVZI XLI WEJIX] MRWXVYGXMSRW GSRGIVRMRK GLIGOMRK X]VI
TVIWWYVI ERH TYQTMRK YT XLI X]VIW
7II XLI GLETXIV SR QEMRXIRERGI
(92034 X]VIW 8]VI WMÎ %MV TVIWWYVI %MV TVIWWYVI 1E\ TIVQMWWM
JVSRX E\PI FEV VIEV E\PI FEV FPI EMV TVIW
WYVI FEV
6 748 0
6 748 0
0-)&,)66 0
8IGLRMGEP HEXE
1-',)0-2 X]VIW 8]VI WMÎ %MV TVIWWYVI %MV TVIWWYVI 1E\ TIVQMWWM
WYVI FEV
6 <80% 0
6 <,% 0
6 <1MRI (
0
6 <80% 0
6 <,% 0
+33(=)%6 X]VIW 8]VI WMÎ %MV TVIWWYVI %MV TVIWWYVI 1E\ TIVQMWWM
WYVI FEV
6 +4& 0
6 +4& 0
7TIGMEP X]VIW 8]VI WMÎ %MV TVIWWYVI %MV TVIWWYVI 1E\ TIVQMWWM
WYVI FEV

8LI WTIGMJMGEXMSRW WLSYPH FI IRXIVIH MR XLI XEFPIW EW JSPPS[W

&] XLI QERYJEGXYVIV MJ XLI QEGLMRI MW HIPMZIVIH I\[SVOW [MXL WTIGMEP
X]VIW
&] XLI QEGLMRI STIVEXSV MJ XLI QEGLMRI MW VIXVSJMXXIH F] XLI QEGLMRI
STIVEXSV
8]VIW JSV QEGLMRIW [MXL 7TIGMJMGEXMSRW 8]TI SJ STXMSREP EGGIWWSV]

STXMSREP EGGIWWSVMIW

8]VI WMÎ %MV TVIWWYVI %MV TVIWWYVI 1E\ TIVQMWWM

WYVI FEV

8LI WTIGMJMGEXMSRW WLSYPH FI IRXIVIH MR XLI XEFPIW EW JSPPS[W

&] XLI QERYJEGXYVIV MJ XLI QEGLMRI MW HIPMZIVIH I\[SVOW [MXL STXMSREP
EGGIWWSVMIW
&] XLI QEGLMRI STIVEXSV MJ XLI QEGLMRI MW VIXVSJMXXIH F] XLI QEGLMRI
STIVEXSV
0 0-)&,)66
8IGLRMGEP HEXE
)4XVSRMG GSRXVSPPMRK HIZMGI JSV 2EQI :EPYI 9RMXW

XLI EYXSQEXMG GIRXVEP
PYFVMGEXMSR W]WXIQ i
q0-)&,)66r
*EGXSV] WIX PYFVMGEXMSR XMQI QMR
*EGXSV]WIX HIEH XMQI ,SYVW
%HNYWXEFPI PYFVMGEXMSR XMQI QMR QMR
QE\ QMR
%HNYWXEFPI HIEH XMQI QMR ,SYVW
QE\ ,SYVW
7YTTP] ZSPXEKI QMR :
QE\ :
8;-2 EYXSQEXMG GIRXVEP 2EQI :EPYI 9RMXW

PYFVMGEXMSR W]WXIQ
7YTTP] ZSPXEKI :
,IEXMRK ZIRXMPEXMSR 2EQI :EPYI 9RMXW

&PS[IV WTIIHW
,IEXMRK SYXTYX O;
%MVGSRHMXMSRMRK W]WXIQ 8LMW IUYMTQIRX MW STXMSREP

2EQI :EPYI 9RMXW
8]TI ,IEXMRKEMVGSRHM
XMSRMRK YRMX
'SSPMRK SYXTYX O;
0-)&,)66 0
8IGLRMGEP HEXE
>FEV PMJX EVQ
(MWXERGI FIX[IIR FSVI LSPIW

2EQI :EPYI 9RMXW
0 i 0IRKXL QQ
4FEV PMJX EVQ
(MWXERGI FIX[IIR FSVI LSPIW

2EQI :EPYI 9RMXW
0 i 0IRKXL QQ
0 0-)&,)66
8IGLRMGEP HEXE
,]HVEYPMG UYMGOGLERKI HIZMGI 8LMW IUYMTQIRX MW STXMSREP

JSV >PMJX EVQ
1EMR HMQIRWMSRW
2EQI :EPYI 9RMXW
% i 7]WXIQ GSRRIGXMSR HMQIRWMSRW QQ
;IMKLX OK
,]HVEYPMG UYMGOGLERKI HIZMGI

JSV 4PMJX EVQ
1EMR HMQIRWMSRW
2EQI :EPYI 9RMXW
% i 7]WXIQ GSRRIGXMSR HMQIRWMSRW QQ
;IMKLX OK
0-)&,)66 0
8IGLRMGEP HEXE
&YGOIX
1EMR HMQIRWMSRW
2EQI :EPYI 9RMXW
& &YGOIX [MHXL QQ
& 0SEHMRK HMQIRWMSR QQ
, ,IMKLX QQ
0 0IRKXL [MXL XIIXL QQ
0 0IRKXL [MXLSYX XIIXL QQ
,IETIH FYGOIX GETEGMX] -73 Q
;IMKLX OK
8SSXLMRK i 92-> - YRMXW
0 0-)&,)66
8IGLRMGEP HEXE
*SVOPMJX 8LMW IUYMTQIRX MW STXMSREP
1EMR HMQIRWMSRW
2EQI :EPYI 9RMXW
*SVO GEVVMIV TVSRK WMÎ *)1 ---
4VSRK PIRKXL QQ
0 i 0IRKXL JSVO GEVVMIV TVSRKW QQ
/ i *SVO GEVVMIV [MHXL QQ
, i ,IMKLX JSVO GEVVMIV TVSRKW QQ
;IMKLX JSVO GEVVMIV TVSRKW OK
0-)&,)66 0
8IGLRMGEP HEXE
,MKL HYQT FYGOIX 8LMW IUYMTQIRX MW STXMSREP
1EMR HMQIRWMSRW
2EQI :EPYI 9RMXW
& i &YGOIX [MHXL QQ
1E\ TIVQMWWMFPI STIVEXMRK TVIWWYVI FEV
SJ EXXEGLQIRX L]HVEYPMGW
0 0-)&,)66
'SQTPIXI QEGLMRI
;LIIP PSEHIV
8LI [LIIP PSEHIV MW E JYPP] L]HVEYPMG QEGLMRI [MXL E L]HVSWXEXMG XVEZIP
HVMZI
8LI QEGLMRI MW EVXMGYPEXIH MR GSQFMREXMSR [MXL VIEV E\PI WXIIVMRK
(MJJIVIRX QEGLMRI ZIVWMSRW
i >FEV PMJX EVQ [MXL >FEV OMRIQEXMGW
i 4FEV PMJX EVQ [MXL TEVEPPIP OMRIQEXMGW
(MIWIP IRKMRI
8LI HMIWIP IRKMRI MW E [EXIVGSSPIH JSYV WXVSOI MRPMRI IRKMRI [MXL HMVIGX
MRNIGXMSR ERH XYVFSGLEVKIV
8LI IRKMRI MW MRWXEPPIH XVERWZIVWIP] SR XLI VIEV WIGXMSR ERH IPEWXMGEPP]
QSYRXIH SR VYFFIV FIEVMRKW 8LI JP][LIIP IRH JEGIW XS XLI PIJX
8LI XERHIQ TYQT YRMX GSRWMWXMRK SJ XLI XVEZIP L]HVEYPMGW ERH [SVOMRK
L]HVEYPMGW TYQT MW HVMZIR F] XLI JP][LIIP ZME XLI XSVWMSR EFWSVFIV
8LI KIEV TYQT JSV XLI L]HVEYPMG JER HVMZI MW QSYRXIH SR XLI WXEVXIV WMHI SJ
XLI HMIWIP IRKMRI
*YIP W]WXIQ
8LI TPEWXMG JYIP XERO MW PSGEXIH FILMRH XLI VMKLXLERH GEF EGGIWW
8LI XERO JMPPIV GET GER FI PSGOIH
8LI JYIP MW HVE[R YT F] XLI JYIP WYTTP] TYQT ZME XLI WYGXMSR PMRI ERH XLI
JYIP TVIJMPXIV ERH MW JIH XS XLI MRNIGXMSR TYQT ZME E JMRI JMPXIV [MXL
MRXIKVEXIH [EXIV ERH GSRXEQMRERX TVIGMTMXEXSV
8LIVI MW E ZEPZI SR XLI FSXXSQ SJ XLI JYIP XERO JSV HVEMRMRK GSRHIRWEXIH
[EXIV ERH WIHMQIRX JVSQ XLI JYIP
-X GER FI YWIH [MXL XLI WEQI HVEMR TMTI [LMGLIZIV HVEMR IRKMRI SMP MW
YWIH
*YIP TVIJMPXIV
8LI JYIP TVIJMPXIV MW ER MRPMRI JMPXIV FIX[IIR XLI JYIP XERO ERH XLI JYIP
TYQT ERH EGXW EW E TVIJMPXIV 8LMW TVIZIRXW GSEVWI HMVX EGGVYEPW SR XLI
JYIP JYIP WYTTP] TYQT ERH XLI JMRI JMPXIV
7SSX TEVXMGPI JMPXIV

8LMW IUYMTQIRX MW STXMSREP
3RI I\GITXMSR
8LI MRWXEPPEXMSR WMXI MW MR XLI IRKMRI GSQTEVXQIRX
*YRGXMSRW
-X VIHYGIW XLI IQMWWMSR SJ WSSX TEVXMGPIW
-X VIKIRIVEXIW MXWIPJ HYVMRK RSVQEP STIVEXMSR
0-)&,)66 0
6IJYIPPMRK TYQT
8LI VIJYIPPMRK TYQT MW MRWXEPPIH EX XLI FEGO SR XLI VIEV WIGXMSR
8LI VIJYIPPMRK TYQT MW SRP] WYMXEFPI JSV HMIWIP JYIP
8LI VIJYIPPMRK W]WXIQ MW HIWMKRIH XS JEGMPMXEXI JMPPMRK XLI JYIP XERO [MXL
HMIWIP JYIP JVSQ E GSRXEMRIV HVYQ
%MV JMPXIV W]WXIQ

8LI EMV JMPXIV W]WXIQ SJ XLI HMIWIP IRKMRI GPIERW XLI MRXEOI EMV VIQSZMRK
HYWX ERH SXLIV HMVX
8LI HIKVII SJ [IEV SR XLI IRKMRI HITIRHW XS E PEVKI HIKVII SR LS[
GPIER XLI MRPIX EMV MW -X MW XLIVIJSVI MQTSVXERX XLEX XLI EMV JMPXIV W]WXIQ MW
MRWTIGXIH ERH WIVZMGIH SR E VIKYPEV FEWMW
8LI QEMR IPIQIRX ERH XLI WEJIX] IPIQIRX SJ XLI HV] EMV JMPXIV EVI HIWMKRIH
WS XLEX QE\MQYQ IRKMRI TVSXIGXMSR MW KYEVERXIIH SZIV ZIV] PSRK WIVZMGI
MRXIVZEPW
'SYTPMRK
8LI GSYTPMRK MW JMXXIH EW E GSRRIGXMRK IPIQIRX FIX[IIR XLI JP][LIIP SR XLI
HMIWIP IRKMRI ERH XLI XERHIQ TYQT
-X MW E WXYVH] TPYKMR SMPVIWMWXERX RSRXSVWMSR GSYTPMRK ERH XVERWQMXW XLI
XSVUYI SJ XLI HMIWIP IRKMRI XS XLI XERHIQ TYQT
'SSPMRK W]WXIQ

8LI GSSPMRK W]WXIQ MW JMXXIH FIX[IIR XLI HMIWIP IRKMRI ERH XLI HVMZIVW GEF
SR XLI VIEV WIGXMSR
8LI GSSPMRK W]WXIQ GSSPW XLI HMIWIP IRKMRI GSSPERX XLI L]HVEYPMG SMP GSSPW
XLI L]HVEYPMG W]WXIQ
8LI L]HVSWXEXMGEPP] HVMZIR JER HVE[W MR GSSP EMV ZME XLI GSSPIV HYGX ERH XLI
GSSPMRK JMRW SR XLI GSSPIV ERH FPS[W MX EX XLI HMIWIP IRKMRI
8LI WTIIH SJ XLI L]HVSWXEXMGEPP] HVMZIR JER HITIRHW SR XLI HMIWIP IRKMRI
WTIIH ERH XLI XIQTIVEXYVI SJ XLI GSSPERX SV L]HVEYPMG SMP
8VEZIP L]HVEYPMGW

8LI TS[IV JVSQ XLI HMIWIP IRKMRI MW XVERWQMXXIH XS XLI XVERWJIV KIEV ZME
XLI GSRXMRYSYW L]HVSWXEXMG HVMZI MR E GPSWIH GMVGYMX
8LMW HVMZI IREFPIW
i %YXSQEXMG EHNYWXQIRX SJ XLI XVEZIP WTIIH XS XLI XVEGXMZI JSVGI MR IEGL
XVEZIP VERKI
i 6ETMH WLMJXMRK JVSQ JSV[EVH XVEZIP XS VIZIVWI XVEZIP F] QIERW SJ XLI
i 'SRXVSP SJ XLI XVEGXMZI JSVGI SV WTIIH F] QIERW SJ XLI KEW TIHEP ERH
XLI GSQFMRIH MRGLFVEOI TIHEP
0 0-)&,)66
:EVMEFPI HMWTPEGIQIRX TYQT

8LI ZEVMEFPI HMWTPEGIQIRX TYQT MW ER E\MEP TMWXSR TYQT [MXL E W[EWL
TPEXI HIWMKR
8LI TYQT HIPMZIVW HMVIGXP] XS XLI ZEVMEFPI HMWTPEGIQIRX QSXSV 8LI SMP
JPS[MRK FEGO JVSQ XLI ZEVMEFPI HMWTPEGIQIRX QSXSV MW JIH FEGO XS XLI
WYGXMSR WMHI SJ XLI TYQT
8LI JPS[ VEXI MW EHNYWXIH MR VIPEXMSR XS XLI IRKMRI WTIIH ERH PSEH 8LI
JPS[ HMVIGXMSR SJ XLI TYQT MW HIXIVQMRIH F] XLI XVEZIP HMVIGXMSR ZEPZI
8LI TVIWWYVI GYXSJJ PMQMXW XLI QE\MQYQ STIVEXMRK TVIWWYVI MR XLI XVEZIP
L]HVEYPMGW
:EVMEFPI HMWTPEGIQIRX QSXSV

8LI ZEVMEFPI HMWTPEGIQIRX QSXSV [MXL ER MRGPMRIH E\PI HIWMKR HVMZIW XLI
XVERWJIV KIEV 8LI L]HVEYPMG VIKYPEXMSR SJ XLI HMWTPEGIQIRX IREFPIW E [MHI
EHNYWXQIRX VERKI
% PEVKI XVEGXMZI JSVGI EX E PS[ WTIIH MW EGLMIZIH EX XLI QE\MQYQ TMZSXMRK
ERKPI
8LI LMKLIWX WTIIH ERH XLI PS[IWX TSWWMFPI XVEGXMZI JSVGI EVI SFXEMRIH EX
XLI QMRMQYQ W[MZIP ERKPI
-RGLMRK JYRGXMSR
8LI XVEGXMZI JSVGI SV WTIIH MW GSRXVSPPIH F] QIERW SJ XLI KEW TIHEP ERH
XLI GSQFMRIH MRGLFVEOI TIHEP
8LI MRGLFVEOI TIHEP MW EGXYEXIH MR XLI JSPPS[MRK WMXYEXMSRW
i ;LIR EX XLI WEQI XMQI E LMKL TIVJSVQERGI MW VIUYMVIH JVSQ XLI
[SVOMRK L]HVEYPMGW XLI XVEGXMZI JSVGI SV WTIIH GER FI VIKYPEXIH F]
YWMRK XLI MRGLFVEOI TIHEP
i ;LIR PMJXMRK YT QEXIVMEP MR SVHIV XS VIKYPEXI XLI TYWLMRK TS[IV SJ XLI
QEGLMRI
i -R SVHIV XS VIKYPEXI WTIIH [LIR ETTVSEGLMRK XLI XVYGO [LIR PSEHMRK
QEXIVMEP
;SVOMRK L]HVEYPMGW

8LI [SVOMRK L]HVEYPMGW W]WXIQ STIVEXIW MR ER STIR GMVGYMX 8LI [SVOMRK
L]HVEYPMGW TYQT HVE[W XLI SMP JVSQ XLI L]HVEYPMG XERO ERH HIPMZIVW MX ZME
XLI ZEPZI FPSGO XS XLI GSRXVSP ZEPZI FPSGO
8LI GSRXVSP ZEPZI FPSGO MW L]HVEYPMGEPP] GSRXVSPPIH F] XLI TMPSX GSRXVSP YRMX
ERH HMVIGXW XLI SMP ZSPYQI XS XLI PMJX SV XMPX G]PMRHIVW
;SVOMRK L]HVEYPMGW TYQT

8LI [SVOMRK L]HVEYPMGW TYQT MW E KIEV TYQT 8LI WTIIHHITIRHERX TYQT
JPS[ MW HMWXVMFYXIH F] XLI ZEPZI FPSGO XS XLI [SVOMRK L]HVEYPMGW WXIIVMRK
W]WXIQ ERH TEVOMRK FVEOI
'SRXVSP ZEPZI FPSGO

8LI GSRXVSP ZEPZI FPSGO MW MRWXEPPIH MR XLI JVSRX WIGXMSR SJ XLI QEGLMRI 8LI
GSRXVSP ZEPZI FPSGO GSRXEMRW XLI WTSSP ZEPZIW JSV XLI PMJX ERH XMPX G]PMRHIVW
%R EHHMXMSREP YRMX [MXL WTSSP ZEPZIW JSV UYMGOGLERKI GSYTPMRKW SV EGGIW
WSVMIW GER FI EXXEGLIH XS XLI I\MWXMRK GSRXVSP ZEPZI FPSGO
4VIWWYVI VIPMIJ ZEPZIW JSV XLI ZEVMSYW [SVOMRK JYRGXMSRW TVSXIGX XLI W]WXIQ
JVSQ TVIWWYVI TIEOW
0-)&,)66 0
4MPSX GSRXVSP
8LI [SVOMRK L]HVEYPMGW EVI GSRXVSPPIH YWMRK XLI 0-)&,)66 GSRXVSP PIZIV
8LI GSRXVSP ZEPZI FPSGO MW XLYW L]HVEYPMGEPP] GSRXVSPPIH ZME XLI TMPSX GSRXVSP
ZEPZI
8LI TMPSX GSRXVSP ZEPZI MW WYTTPMIH [MXL SMP JVSQ XLI VITPIRMWLMRK TYQT ZME
XLI TMPSX GSRXVSP WSPIRSMH ZEPZI 8LI TVIWIRGI SJ E L]HVS EGGYQYPEXSV
QIERW XLEX IZIR [LIR XLI HMIWIP IRKMRI MW EX E WXERHWXMPP XLI [SVOMRK
EXXEGLQIRXW GER FI STIVEXIH MR IQIVKIRGMIW *SV I\EQTPI XLI PMJX EVQ
GER FI PS[IVIH ERHSV XLI FYGOIX GER FI XMPXIH SYX
8LI FYGOIX VIXYVRXSHMK PMJX OMGOSYX ERH JPSEX TSWMXMSR JYRGXMSRW EVI EPP
GSRXVSPPIH ZME VIXEMRMRK QEKRIXW MR XLI TMPSX GSRXVSP YRMX ERH ZME TVS\MQMX]
W[MXGLIW
,]HVEYPMG XERO
8LI L]HVEYPMG XERO WYTTPMIW XLI XVEZIP L]HVEYPMGW [SVOMRK L]HVEYPMGW FVEOI
W]WXIQ ERH WXIIVMRK W]WXIQ [MXL L]HVEYPMG SMP
8LI ZEVMEFPI HMWTPEGIQIRX TYQTW HIPMZIV XLI SMP ZME GSRXVSP YRMXW XS XLI
MRHMZMHYEP GSRWYQIVW ERH FEGO XS XLI L]HVEYPMG XERO ZME XLI SMP GSSPIV 8LI
SMP TEWWIW XLVSYKL XLI VIXYVR WYGXMSR JMPXIV EW MX JPS[W FEGO
6IXYVR WYGXMSR JMPXIV

8LI VIXYVRWYGXMSR JMPXIV GPIERW XLI SMP EW MX JPS[W FEGO JVSQ XLI [SVOMRK
L]HVEYPMGW 8LI SMP JPS[W JVSQ XLI MRWMHI SYX[EVHW XLVSYKL XLI JMPXIV
%X XLI WEQI XMQI XLI JMPXIV EGXW EW E WYGXMSR JMPXIV JSV XLI VITPIRMWLMRK
TYQT SJ XLI L]HVSWXEXMG XVEZIP HVMZI
6IXYVR WXVEMRIV
8LI VIXYVR WXVEMRIV JMPXIVW TEVX SJ XLI VIXYVRMRK SMP SJ XLI IRXMVI L]HVEYPMG
W]WXIQ 8LI JMPXIVIH SMP XLIR JPS[W FEGO XS XLI L]HVEYPMG XERO
7XIIVMRK W]WXIQ

8LI QEGLMRI MW EVXMGYPEXIH [MXL EHHMXMSREP VIEV E\PI WXIIVMRK 8LI WXIIVMRK
G]PMRHIV TYWLIW XLI JVSRX ERH VIEV WIGXMSR XSKIXLIV ZME XLI EVXMGYPEXIH NSMRX
%X XLI WEQI XMQI XLI E\PI TMZSX WXIIVMRK SJ XLI VIEV E\PI MW EGXYEXIH F]
GSRRIGXMRK VSHW
8LI L]HVEYPMG WXIIVMRK MW WYTTPMIH [MXL SMP JVSQ XLI [SVOMRK L]HVEYPMGW
TYQT ZME XLI ZEPZI FPSGO ;LIR XLI WXIIVMRK [LIIP MW XYVRIH SMP QIXIVIH
F] XLI WIVZSWXEX MW HMVIGXIH XS XLI WXIIVMRK G]PMRHIVW
%R IQIVKIRG] WXIIVMRK W]WXIQ QEOIW WXIIVMRK TSWWMFPI IZIR MJ XLI RSVQEP
SMP WYTTP] FVIEOW HS[R
7XIIVMRK TYQT
8LI WXIIVMRK W]WXIQ MW WYTTPMIH [MXL SMP ZME XLI [SVOMRK L]HVEYPMGW TYQT
8LI JPS[ SJ SMP JVSQ XLI TYQT MW HMWXVMFYXIH EX XLI ZEPZI FPSGO EW VIUYMVIH
XS XLI [SVOMRK L]HVEYPMGW WXIIVMRK W]WXIQ ERH TEVOMRK FVEOI
7IVZSWXEX
8LI WIVZSWXEX MW EGXYEXIH F] XLI WXIIVMRK [LIIP ZME XLI WXIIVMRK GSPYQR
8LI WIVZSWXEXW QIXIVMRK TYQT HMVIGXW XLI SMP JPS[ JVSQ XLI WXIIVMRK TYQT
XS IMXLIV SRI SV X[S WXIIVMRK G]PMRHIVW HITIRHMRK SR XLI QEGLMRI X]TI
-R XLI TVSGIWW XLI SMP ZSPYQI MW TVIGMWIP] QIXIVIH XS IRLERGI XLI VIWTSR
WMZIRIWW SJ XLI WXIIVMRK
0 0-)&,)66
)QIVKIRG] WXIIVMRK
8LI IQIVKIRG] WXIIVMRK JYRGXMSR MW GSRXVSPPIH F] ER IPIGXVSRMG W]WXIQ -J
XLI WXERHEVH WXIIVMRK W]WXIQ FVIEOW HS[R XLI IQIVKIRG] WXIIVMRK TYQT
MW EYXSQEXMGEPP] EGXMZEXIH
)EGL XMQI XLI HMIWIP IRKMRI MW WXEVXIH XLI IQIVKIRG] WXIIVMRK TYQT MW
FVMIJP] XIWXIH
)QIVKIRG] WXIIVMRK TYQT

8LI IQIVKIRG] WXIIVMRK TYQT MW E KIEV TYQT HVMZIR F] ER IPIGXVMG QSXSV
8LI TYQT WYTTPMIW SMP EW VIUYMVIH XS XLI WXIIVMRK W]WXIQ
&VEOI W]WXIQ

8LI FVEOI W]WXIQ GSRWMWXW SJ E WIVZMGI FVEOI ERH E TEVOMRK FVEOI
%R IUYEPMWMRK VIWIVZSMV WYTTPMIW XLI QEMR FVEOMRK G]PMRHIV SJ XLI WIVZMGI
FVEOI [MXL SMP
8LI TEVOMRK FVEOI MW WYTTPMIH [MXL SMP JVSQ E KIEV TYQT 8LI EGGYQ
QYPEXSV GLEVKI ZEPZI MR XLI ZEPZI FPSGO JMPPW XLI FVEOI EGGYQQYPEXSV SJ XLI
TEVOMRK FVEOI [MXL TVIWWYVI SMP
7IVZMGI FVEOI
8LI WIVZMGI FVEOI MW E L]HVEYPMG HYEPGMVGYMX W]WXIQ -X EGXW SR X[S JM\IH
GEPMTIV HMWG FVEOIW [LMGL EVI EVVERKIH SR X[S FVEOI HMWGW SRI FILMRH XLI
SXLIV SR XLI MRTYX WLEJX SJ XLI JVSRX E\PI
8LI FVEOI MW GPSWIH F] SMP TVIWWYVI [LMGL MW FYMPX YT ZME XLI QEMR FVEOI
G]PMRHIV [LIR XLI MRGLFVEOI TIHEP MW TVIWWIH
4EVOMRK FVEOI
8LI TEVOMRK FVEOI MW ER IPIGXVSL]HVEYPMGEPP] STIVEXIH WTVMRK EGGYQQYPE
XSV WPMHMRK GEPMTIV FVEOI 8LI FVEOI HMWG MW QSYRXIH SR XLI XVERWJIV KIEV
XSKIXLIV [MXL XLI WPMHMRK GEPMTIV
8LI TEVOMRK FVEOI MW STIRIH F] SMP TVIWWYVI ERH GPSWIH F] WTVMRK JSVGI
;LIR XLI TEVOMRK FVEOI MW EGXYEXIH XLI FVEOI MW STIRIH F] QIERW SJ SMP
TVIWWYVI ZME E WSPIRSMH ZEPZI
;LIR XLI TEVOMRK FVEOI MW GPSWIH E TVIWWYVI W[MXGL TVIZIRXW XLI
TVIWIPIGXMSR SJ E XVEZIP HMVIGXMSR ERH XLIVIJSVI HVMZMRK [MXL XLI TEVOMRK
FVEOI IRKEKIH
)PIGXVMGEP W]WXIQ

8LI STIVEXMRK ZSPXEKI SJ XLI QEGLMRI MW ZSPXW 8LI FEXXIVMIW \ :
GSRRIGXIH MR TEVEPPIP EVI PSGEXIH YRHIV XLI PIJXLERH GEF EGGIWW
8LI FEXXIV] QEMR W[MXGL MW EX XLI VIEV SJ XLI IRKMRI GSQTEVXQIRX
;LIR XLI QEMR W[MXGL MW XYVRIH SJJ XLI [LSPI IPIGXVMGEP W]WXIQ MW WLYX
HS[R -J XLI QEMR W[MXGL MW XYVRIH SR ERH XLI WXEVX W[MXGL SR XLI MRWXVY
QIRX TERIP MW XYVRIH SJJ XLI FEXXIVMIW EVI WXMPP GSRRIGXIH XS XLI IPIGXVMGEP
W]WXIQ
8LI QEMR FEXXIV] W[MXGL QYWX RSX FI XYVRIH SJJ [LIR XLI HMIWIP IRKMRI MW
VYRRMRK 8LMW QE] HEQEKI XLI IPIGXVMGEP W]WXIQ
&EXXIVMIW
8LI FEXXIVMIW EVI QSYRXIH MR XLI PIJX GEF EGGIWW
8LI FEXXIVMIW \ : EVI GSRRIGXIH MR TEVEPPIP
0-)&,)66 0
8VERWJIV KIEV

8LI XVERWJIV KIEV MW QSYRXIH SR XLI VIEV E\PI ERH MW HVMZIR F] E JPERKIH
TEVEPPIP W[MXGLIH L]HVEYPMG QSXSV
8LI HVMZI WLEJX MW JPERKIQSYRXIH SR XLI XVERWJIV KIEV 8LMW IWXEFPMWLIW
XLI GSRRIGXMSR XS XLI JVSRX E\PI
%\PIW X]VIW
*VSRX E\PI
8LI JVSRX E\PI MW E JM\IH E\PI ERH MW FSPXIH XS XLI JVSRX WIGXMSR
8LI E\PI MW IUYMTTIH [MXL E GIRXVEP XETIVIH KIEV [MXL ER MRXIKVEXIH
HMWGX]TI WIPJPSGOMRK HMJJIVIRXMEP 8LI TPERIXEV] JMREP HVMZIW EVI PSGEXIH MR
XLI [LIIP LYFW
6IEV E\PI
8LI VIEV E\PI MW E WXIIVMRK E\PI [MXL FYMPXMR XVERWJIV KIEV 8LI E\PI
XVERWJIV KIEV MW HVMZIR F] XLI ZEVMEFPI HMWTPEGIQIRX QSXSV 8LI SWGMPPEXMRK
E\PI QSYRX MW MRXIKVEXIH MR HMJJIVIRXMEP LSYWMRK
8LI E\PI MW IUYMTTIH [MXL E GIRXVEP XETIVIH KIEV [MXL ER MRXIKVEXIH
HMWGX]TI WIPJPSGOMRK HMJJIVIRXMEP 8LI TPERIXEV] JMREP HVMZIW EVI PSGEXIH MR
XLI [LIIP LYFW 8LI [LIIP LYFW EVI XLIR QERSIYZVEFPI SR XLI E\PI TMZSX
WXIIVMRK 8LI] EVI EGXYEXIH ZME GSRRIGXMRK VSHW
8]VIW
8LI HVMZMRK TIVJSVQERGI SJ XLI QEGLMRI EPWS HITIRHW SR XLI X]VIW
-X MW IWWIRXMEP XLEX EPP JSYV X]VIW EVI SJ XLI WEQI WMÎ
;LIR GLERKMRK XLI X]VIW SV MJ XLIVI MW MRGVIEWMRK [IEV SR XLI X]VIW QEOI
WYVI XLEX XLI HMJJIVIRGI MR HMEQIXIV FIX[IIR XLI X]VIW SR XLI JVSRX ERH
VIEV E\PIW MW RS QSVI XLER
3XLIV[MWI XLI E\PIW QE] FI HEQEKIH
8LI GSVVIGX X]VI TVIWWYVI MW E HIGMWMZI JEGXSV JSV XLI TVSTIV TIVJSVQERGI SJ
XLI QEGLMRI ERH JSV E PSRK X]VI PMJIXMQI
7RS[ GLEMRW SV KYEVH GLEMRW

;LIR WRS[ GLEMRW SV KYEVH GLEMRW EVI YWIH XLI] QYWX FI EXXEGLIH XS EPP
JSYV [LIIPW
2SXI *EMPYVI XS SFWIVZI XLMW QE] VIWYPX MR HEQEKI XS XLI HVMZI
W]WXIQ
1EGLMRI JVEQI
8LI QEGLMRI JVEQI GSRWMWXW SJ XLI JVSRX ERH VIEV WIGXMSRW 8LIWI EVI
PMROIH F] XLI EVXMGYPEXMSR FIEVMRK
-R SVHIV XS WXIIV XLI QEGLMRI JVEQI MW TMZSXIH XS XLI PIJX SV VMKLX ZME XLI
EVXMGYPEXMSR FIEVMRK
8LI QEGLMRI JVEQI XVERWQMXW XLI JSVGIW JVSQ XLI PMJX EVQ XS XLI E\PIW 8LI
JVEQI FIEVW EPP XLI OI] GSQTSRIRXW SJ XLI QEGLMRI WYGL EW XLI HMIWIP
IRKMRI HVMZIVW GEF ERH XVERWJIV KIEV
0 0-)&,)66
%VXMGYPEXMSR PSGO
8LI JVSRX ERH VIEV WIGXMSRW QYWX FI QIGLERMGEPP] PSGOIH XSKIXLIV MR GPSWI
TVS\MQMX] XS XLI EVXMGYPEXIH NSMRX [LIR XLI QEGLMRI MW QSZIH [MXL E GVERI
ERH HYVMRK XVERWTSVX F] XVYGO SV VEMP EW [IPP EW JSV QEMRXIRERGI ERH VITEMV
[SVO
8LI NSMRX MW PSGOIH F] QIERW SJ E WEJIX] FEV
8LMW MW EXXEGLIH XS XLI VIEV WIGXMSR SR XLI PIJX RI\X XS XLI GEF EGGIWW
PEHHIV
1ERYEP GIRXVEP PYFVMGEXMSR

8LI QERYEP GIRXVEP PYFVMGEXMSR W]WXIQ GSRWMWXW SJ X[S GIRXVEP PYFVMGEXMSR
VEMPW ERH MW QSYRXIH SR XLI PIJXLERH WMHI SJ XLI QEGLMRI MR XLI EVXMGYPE
XMSR ^SRI
-REGGIWWMFPI PYFVMGEXMSR TSMRXW EVI QERYEPP] PYFVMGEXIH ZME XLI GIRXVEP
PYFVMGEXMRK VEMPW
0-)&,)66 EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ

8LI 0-)&,)66 EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ MW E TVSKVIWWMZI W]W
XIQ -X PYFVMGEXIW TVSKVIWWMZIP] XLEX MW XS WE] EPP TSMRXW EVI PYFVMGEXIH SRI
EJXIV XLI SXLIV
%R IPIGXVMGEPP] HVMZIR GIRXVEP PYFVMGEXMSR TYQT HIPMZIVW XLI KVIEWI XS XLI
TVMQEV] TVSKVIWWMZI HMWXVMFYXSV ERH HMWXVMFYXIW MX EQSRK XLI WIGSRHEV]
TVSKVIWWMZI HMWXVMFYXSVW 8LI WIGSRHEV] TVSKVIWWMZI HMWXVMFYXSVW TYQT XLI
KVIEWI XS XLI MRHMZMHYEP PYFVMGEXMSR TSMRXW %R MRXIKVEXIH IPIGXVSRMG GSRXVSP
HIZMGI GSRXVSPW XLI PYFVMGEXMSR ERH HIEH XMQI SJ XLI TMWXSR TYQT
%R SZIVTVIWWYVI ZEPZI QSRMXSVW PYFVMGEXMSR SJ XLI MRHMZMHYEP PYFVMGEXMSR
TSMRXW

8LI 8;-2 EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ MW E iPMRI W]WXIQ
8LI W]WXIQ PYFVMGEXIW EPP XLI GSRRIGXIH PYFVMGEXMSR TSMRXW WMQYPXERISYWP]
[MXL EYXSQEXMGEPP] XLI VMKLX UYERXMX] SJ KVIEWI EX WIX MRXIVZEPW
8LI IPIGXVMGEPP] HVMZIR GIRXVEP PYFVMGEXMSR TYQT [MXL ER MRXIKVEXIH GSRXVSPPIV
HIPMZIVW XLI KVIEWI PYFVMGERX XS XLI HMWXVMFYXSV FPSGOW YWMRK QIEWYVMRK
ZEPZIW
8LI KVIEWI MW HIPMZIVIH XS XLI MRHMZMHYEP PYFVMGEXMSR TSMRXW YWMRK XLI
QIEWYVMRK ZEPZIW
%R MRXIKVEXIH IPIGXVSRMG GSRXVSP HIZMGI GSRXVSPW XLI PYFVMGEXMSR ERH HIEH
XMQI SJ XLI TMWXSR TYQT
'IRXVEP PYFVMGEXMSR TYQT
%R IPIGXVMG TVIWWYVI W[MXGL QSRMXSVW XLI W]WXIQ TVIWWYVI MR XLI QEMR
WYTTP] PMRI
0-)&,)66 0
'EF
8LI GEF MW E WEJIX] GEF ERH LEW FIIR XIWXIH ERH GIVXMJMIH EGGSVHMRK XS
6347*347 VIKYPEXMSRW -X MW QSYRXIH SR GYWLMSRIH FIEVMRKW SR XLI VIEV
WIGXMSR
8LI GEF MW IUYMTTIH [MXL LIEXMRK ERH ZIRXMPEXMSR W]WXIQW
%GGIWW XS XLI GEF MW JVSQ XLI PIJXLERH WMHI SJ XLI QEGLMRI ZME XLI GEF
EGGIWW ERH XLI PIJXLERH HSSV
-R IQIVKIRGMIW MX MW TSWWMFPI XS I\MX XLVSYKL XLI HSSV SR XLI VMKLX LERH
WMHI

8LI HVMZIVW WIEX MW IUYMTTIH [MXL E KEWJMPPIH WTVMRK WYWTIRWMSR
8LI IVKSRSQMGEPP] HIWMKRIH HVMZIVW WIEX SJJIVW E LMKL HIKVII SJ GSQJSVX
8LI EHNYWXEFPI WIEX FEGO WYTTSVX ERH WYWTIRWMSR QIER XLEX XLI HVMZIV
GER MRHMZMHYEPP] EHNYWX XLI WIEX JSV QE\MQYQ GSQJSVX
:MFVEXMSR HEQTMRK
8LI WIEX MRWXEPPIH MR XLI QEGLMRI GSQTPMIW [MXL -73
;LIR XLI QEGLMRI MW YWIH GSVVIGXP] XLI ZMFVEXMSRW XVERWQMXXIH F] XLI
HVMZIVW WIEX EVI PIWW XLER SV IUYEP XS XLI ZMFVEXMSRW WMQYPEXIH MR XIWX
GSRHMXMSRW JSV XLI GSVVIWTSRHMRK QEGLMRI GPEWW MR EGGSVHERGI [MXL -73

8LI ZEPYIW SJ XLI IZEPYEXIH ZMFVEXMSR EGGIPIVEXMSRW qE>; r QIEWYVIH
EGGSVHMRK XS -73 4EVX XLYW JYPJMP XLI VIUYMVIQIRXW JSV TVSXIGXMSR
EKEMRWX SZIVEPP FSH] ZMFVEXMSRW EGGSVHMRK XS )2

8LI HVMZIVW WIEX MW IUYMTTIH [MXL TRIYQEXMG WYWTIRWMSR GSQTVIWWSV
STIVEXIH
%R IPIGXVMGEPP] HVMZIR GSQTVIWWSV WYTTPMIW E TRIYQEXMG WTVMRK MR XLI WIEX
WIGXMSR ERH X[S TRIYQEXMG GLEQFIVW MR XLI FEGO VIWX
8LI IVKSRSQMGEPP] HIWMKRIH HVMZIVW WIEX SJJIVW E LMKL HIKVII SJ GSQJSVX
8LI EHNYWXEFPI WIEX FEGO WYTTSVX ERH WYWTIRWMSR QIER XLEX XLI HVMZIV
GER MRHMZMHYEPP] EHNYWX XLI WIEX JSV QE\MQYQ GSQJSVX
:MFVEXMSR HEQTMRK
8LI WIEX MRWXEPPIH MR XLI QEGLMRI GSQTPMIW [MXL -73
;LIR XLI QEGLMRI MW YWIH GSVVIGXP] XLI ZMFVEXMSRW XVERWQMXXIH F] XLI
HVMZIVW WIEX EVI PIWW XLER SV IUYEP XS XLI ZMFVEXMSRW WMQYPEXIH MR XIWX
GSRHMXMSRW JSV XLI GSVVIWTSRHMRK QEGLMRI GPEWW MR EGGSVHERGI [MXL -73

8LI ZEPYIW SJ XLI IZEPYEXIH ZMFVEXMSR EGGIPIVEXMSRW qE>; r QIEWYVIH
EGGSVHMRK XS -73 4EVX XLYW JYPJMP XLI VIUYMVIQIRXW JSV TVSXIGXMSR
EKEMRWX SZIVEPP FSH] ZMFVEXMSRW EGGSVHMRK XS )2
,IEXMRK ZIRXMPEXMSR
8LI HVMZIVW GEF MW IUYMTTIH [MXL E [EVQ [EXIV LIEXMRK W]WXIQ
% WTIIH VEHMEP FPS[IV MW YWIH XS ZIRXMPEXI XLI GEF
%R EMV JMPXIV [LMGL MW MRWXEPPIH MR JVSRX SJ XLI FPS[IV MR XLI JVIWL EMVVIGMV
GYPEXIH EMV MRXEOI WLEJX JMPXIVW HYWX TEVXMGPIW ERH SXLIV JSVIMKR FSHMIW SYX SJ
XLI MRPIX JVIWL EMV SV VIGMVGYPEXIH EMV
% PIZIV GSRRIGXIH XS ER EMV JPET MR XLI FEGO VMKLXLERH WMHI SJ XLI GEF
IREFPIW W[MXGLMRK FIX[IIR JVIWL EMV ERH GMVGYPEXIH EMV
0 0-)&,)66
8LI MRPIX EMV MW JMPXIVIH ZME SRI HV] WIVZMGEFPI JMPXIV GEVXVMHKI ERH HMVIGXIH
MRXS XLI GEF ZME E ZETSVMWIV LIEX I\GLERKIV ERH XLI EHNYWXEFPI SYXPIX
RS^^PIW
>FEV PMJX EVQ

8LI PMJX EVQ MW EXXEGLIH XS XLI JVSRX WIGXMSR SJ XLI QEGLMRI
8LI PMJX EVQ LEW E >OMRIQEXMG HIWMKR 8LMW QIERW XLI XMPX G]PMRHIV >FEV
PMROEKI ERH GSRRIGXMRK PMRO JSVQ E q>r WLETI 8LI q>r WLETI GER FI WIIR
JVSQ XLI VMKLXLERH WMHI
2S TEVEPPIP QSZIQIRX MW TSWWMFPI [MXL E PMJX EVQ [MXL >FEV OMRIQEXMGW
8LI >FEV PMJX EVQW GER FI IUYMTTIH [MXL E L]HVEYPMG UYMGOGLERKI HIZMGI
STXMSR
8[S PMJX G]PMRHIVW ERH E XMPX G]PMRHIV EVI EXXEGLIH XS XLI PMJX EVQ
8LI PMJX EVQ MW FSPXIH XS XLI JVSRX WIGXMSR ZME XLI FYGOIX EVQ FIEVMRKW ERH
XLI G]PMRHIV FIEVMRKW SR XLI G]PMRHIV FEWI WMHI
8LI FIEVMRK TSMRXW SR XLI PMJX EVQ EVI WIEPIH ERH TVSXIGXIH EKEMRWX [IEV
GEYWIH F] HMVX ERH GSVVSWMSR
4FEV PMJX EVQ

8LI PMJX EVQ MW EXXEGLIH XS XLI JVSRX WIGXMSR SJ XLI QEGLMRI
8LI 4PMJX EVQW LEZI E TEVEPPIP OMRIQEXMG HIWMKR 8LMW QIERW XLEX XLI
EVVERKIQIRX SJ XLI XMPX G]PMRHIV VIZIVWMRK PIZIVW EX XLI FEGO ERH JVSRX
GSRRIGXMRK WXVET ERH FYGOIX EVQ JSVQ E TEVEPPIPSKVEQ
8LI TEVEPPIP OMRIQEXMGW IREFPI XLI PSEH XS FI OITX TEVEPPIP XS XLI KVSYRH
IK [MXL E JSVOPMJX SZIV XLI IRXMVI PMJXMRK VERKI
8LI 4PMJX EVQW EVI IUYMTTIH [MXL E L]HVEYPMG UYMGOGLERKI HIZMGI 8LI
L]HVEYPMG UYMGOGLERKI HIZMGI MW JMXXIH EW WXERHEVH IUYMTQIRX
4FEV OMRIQEXMGW 8[S PMJX G]PMRHIVW ERH X[S XMPX G]PMRHIVW EVI EXXEGLIH XS XLI PMJX EVQW
8LI PMJX EVQW EVI FSPXIH XS XLI JVSRX WIGXMSR ZME XLI FYGOIX EVQ FIEVMRKW
ERH ZME XLI G]PMRHIV FIEVMRKW EX XLI G]PMRHIV FEWI
8LI FIEVMRK TSMRXW SR XLI PMJX EVQ EVI WIEPIH ERH TVSXIGXIH EKEMRWX [IEV
GEYWIH F] HMVX ERH GSVVSWMSR
,]HVEYPMG UYMGOGLERKI HIZMGI JSV >PMJX EVQ

8LI UYMGOGLERKI HIZMGI GER FI EXXEGLIH XS XLI PMJX EVQ SJ XLI QEGLMRI
-X MW HIWMKRIH XS JEGMPMXEXI XLI JEWX GLERKMRK SJ ZEVMSYW EXXEGLQIRXW SR XLI
PMJX EVQ
(IWMKR SJ XLI UYMGOGLERKI HIZMGI
i 'SQFMRIH IPIGXVSL]HVEYPMG HIWMKR
)PIGXVMG EGXMZEXMSR ERH HIEGXMZEXMSR F] QIERW SJ E W[MXGL
,]HVEYPMG EGXYEXMSR YWMRK XLI 0, GSRXVSP PIZIV
0-)&,)66 0
,]HVEYPMG UYMGOGLERKI HIZMGI JSV 4PMJX EVQ

8LI UYMGOGLERKI HIZMGI GER FI EXXEGLIH XS XLI PMJX EVQ SJ XLI QEGLMRI
-X MW HIWMKRIH XS JEGMPMXEXI XLI JEWX GLERKMRK SJ ZEVMSYW EXXEGLQIRXW SR XLI
PMJX EVQ
,]HVEYPMG EGXYEXMSR YWMRK XLI 0, GSRXVSP PIZIV
&YGOIX
8LI FYGOIX MW SRI SJ E ZEVMIX] SJ EXXEGLQIRXW [LMGL GER FI QSYRXIH SR
XLI PMJX EVQ
8LI PSEHMRK FYGOIX MW TEVX SJ XLI WXERHEVH IUYMTQIRX SR XLI QEGLMRI 8LI
FSXXSQ GYXXMRK IHKI MW WYTTPMIH MR E ZEVMIX] SJ HIWMKRW HITIRHMRK SR XLI
MRXIRHIH YWI
8LI FYGOIX MW EXXEGLIH HMVIGXP] XS XLI PMJX EVQ EW E WXERHEVH JIEXYVI
-J XLI STXMSREP UYMGOGLERKI HIZMGI MW TVSZMHIH XLI FYGOIX MW EXXEGLIH XS
XLMW
*SVOPMJX
8LI JSVOPMJX MW SRI SJ E ZEVMIX] SJ EXXEGLQIRXW [LMGL GER FI QSYRXIH SR
XLI PMJX EVQ
8LI JSVOPMJX MW IMXLIV EXXEGLIH HMVIGXP] XS XLI PMJX EVQW SV ZME XLI UYMGO
GLERKI HIZMGI
8LI JSVOPMJX MW MRXIRHIH JSV TMGOMRK YT XVERWTSVXMRK ERH XVERWJIVVMRK TEPPIXW
ERH JSV WXEGOMRK NSFW
,MKL HYQT FYGOIX

8LI LMKL HYQT FYGOIX MW SRI SJ E ZEVMIX] SJ EXXEGLQIRXW [LMGL GER FI
QSYRXIH SR XLI PMJX EVQ
8LI LMKL HYQT FYGOIX MW EXXEGLIH XS XLI PMJX EVQ ZME XLI UYMGOGLERKI
HIZMGI EW WXERHEVH
8LI LMKL HYQT FYGOIX MW IUYMTTIH [MXL MXW S[R L]HVEYPMG GMVGYMX JSV XLI
LMKL HYQTMRK JYRGXMSR
8LMW LMKL HYQTMRK JYRGXMSR QIERW XLEX XLI FYGOIXW EVI IWTIGMEPP] WYMXEFPI
JSV [SVO VIUYMVMRK E KVIEX HYQT LIMKLX WYGL EW PSEHMRK LMKLWMHIH [EK
SRW
-X GER FI YWIH JSV PMKLX QEXIVMEPW WYGL EW [SSH WLEZMRKW WE[HYWX ERH
GIVIEPW
0 0-)&,)66
7EJIX] VIKYPEXMSRW
;SVOMRK SR XLI QEGLMRI QE] TSWI E VMWO SJ WIVMSYW SV JEXEP MRNYV] XS XLI
STIVEXSV HVMZIV SV QEMRXIRERGI XIGLRMGMERW =SY GER GSRWMHIVEFP] VIHYGI
XLI VMWO SJ EGGMHIRXW F] GEVIJYPP] VIEHMRK ERH SFWIVZMRK XLI ZEVMSYW WEJIX]
MRWXVYGXMSRW EX VIKYPEV MRXIVZEPW
8LMW MW IWTIGMEPP] MQTSVXERX JSV TIVWSRRIP [LS SRP] SGGEWMSREPP] [SVO SR
XLI QEGLMRI JSV I\EQTPI GEVV]MRK SYX VMKKMRK SV QEMRXIRERGI [SVO
8LI WEJIX] VIKYPEXMSRW PMWXIH FIPS[ MJ GSRWGMIRXMSYWP] JSPPS[IH [MPP IRWYVI
]SYV S[R WEJIX] ERH XLEX SJ SXLIVW ERH [MPP TVIZIRX XLI QEGLMRI JVSQ
FIMRK HEQEKIH
;LIRIZIV XEWOW [LMGL GSYPH GEYWI HERKIV XS TIVWSRRIP SV HEQEKI XS XLI
QEGLMRI EVI HIWGVMFIH XLI RIGIWWEV] WEJIX] TVIGEYXMSRW EVI I\TPEMRIH MR
XLMW QERYEP
8LIWI EVI MRHMGEXIH F] XLI LIEHMRKW (ERKIV ;EVRMRK SV 'EYXMSR
-RXVSHYGXMSR
8LI W]QFSPW FIPS[ LEZI XLI JSPPS[MRK QIERMRKW
q(ERKIVr
;EVRMRK XLEX [MXLSYX ETTVSTVMEXI TVIGEYXMSRW GIVXEMR STIVEXMSREP TVSGI
HYVIW GSYPH VIWYPX MR JEXEP EGGMHIRXW
q;EVRMRKr
;EVRMRK XLEX [MXLSYX ETTVSTVMEXI TVIGEYXMSRW GIVXEMR STIVEXMSREP TVSGI
HYVIW GSYPH VIWYPX MR WIZIVI TL]WMGEP MRNYVMIW
q'EYXMSRr
;EVRMRK XLEX [MXLSYX ETTVSTVMEXI TVIGEYXMSRW GIVXEMR STIVEXMSREP
TVSGIHYVIW GSYPH VIWYPX MR QMRSV TL]WMGEP MRNYVMIW SV HEQEKI XS XLI QE
GLMRI
3FWIVZERGI SJ XLIWI MRWXVYGXMSRW HSIW RSX VIPMIZI ]SY SJ XLI VIWTSR
WMFMPMX] XS SFWIVZI SXLIV VYPIW ERH KYMHIPMRIW
8LI JSPPS[MRK WLSYPH EPWS FI SFWIVZIH
i 8LI WEJIX] VYPIW MR JSVGI EX XLI STIVEXMRK WMXI
i 0IKEPP] IRJSVGIEFPI VSEH XVEJJMG VIKYPEXMSRW
i +YMHIPMRIW MWWYIH F] XVEHI EWWSGMEXMSRW

1EOI WYVI ]SY EVI JEQMPMEV [MXL XLI 3TIVEXSVW 1ERYEP FIJSVI WXEVXMRK XLI
QEGLMRI
1EOI WYVI XLEX ]SY EVI MR TSWWIWWMSR SJ ERH LEZI VIEH ERH YRHIVWXSSH
EHHMXMSREP MRWXVYGXMSRW ETTPMGEFPI XS ER] WTIGMEP IUYMTQIRX MRWXEPPIH SR
]SYV QEGLMRI
3RP] I\TVIWWP] EYXLSVMWIH TIVWSRRIP QE] STIVEXI WIVZMGI SV VITEMV XLI
QEGLMRI
3FWIVZI XLI PIKEP QMRMQYQ EKIW
3RP] XVEMRIH SV MRWXVYGXIH TIVWSRRIP EVI XS STIVEXI XLI QEGLMRI 'PIEVP]
EWWMKR VIWTSRWMFMPMX] JSV STIVEXMSR VMKKMRK QEMRXIRERGI ERH VITEMV [SVO
0 0-)&,)66

7EJIX] VIKYPEXMSRW 3TIVEXMRK QERYEP
'PIEVP] IWXEFPMWL XLI HVMZIVtW VIWTSRWMFMPMXMIW EPWS [MXL VIWTIGX XS XVEJJMG

VIKYPEXMSRW ERH EYXLSVMWI XLI HVMZIV XS VIJYWI XS GEVV] SYX YRWEJI MRWXVYG
XMSRW JVSQ XLMVH TEVXMIW
4IVWSRRIP YRHIVKSMRK XVEMRMRK MRWXVYGXMSR SV [LS EVI RSX ]IX JYPP] UYEPMJMIH
QE] SRP] FI EPPS[IH XS [SVO SR XLI QEGLMRI YRHIV GSRWXERX WYTIVZMWMSR
2S[ ERH EKEMR GLIGO XLEX ]SYV TIVWSRRIP EVI [SVOMRK WEJIP] ERH EVI
E[EVI SJ TSWWMFPI HERKIVW MR SFWIVZERGI SJ XLI 3TIVEXSVW 1ERYEP
;IEV WEJI [SVOMRK GPSXLIW [LIR [SVOMRK SR XLI QEGLMRI
%ZSMH [IEVMRK VMRKW [VMWX [EXGLIW XMIW WGEVZIW STIR NEGOIXW PSSWI
GPSXLMRK IXG 8LIVI MW E VMWO SJ MRNYVMIW MJ XLIWI SFNIGXW EVI GEYKLX SV HVE[R
MRXS XLI QEGLMRIV]
*SV GIVXEMR OMRHW SJ [SVO XLI JSPPS[MRK EVI TVIWGVMFIH WEJIX] KSKKPIW
WEJIX] FSSXW LEVH LEXW KPSZIW VIJPIGXMZI ZIWXW IEV TVSXIGXMSR
3FXEMR MRJSVQEXMSR EFSYX ER] WTIGMEP WEJIX] VIKYPEXMSRW MR JSVGI SRWMXI
JVSQ XLI WMXI QEREKIV
(S RSX LSPH SRXS XLI WXIIVMRK GSPYQR XLI GSRXVSP TERIP SV XLI GSRXVSP
PIZIVW [LIR KIXXMRK SR SV SJJ XLI QEGLMRI
8LMW GER VIWYPX MR EGGMHIRXEP QSZIQIRXW F] XLI QEGLMRI [LMGL MR XYVR
GSYPH PIEH XS EGGMHIRXW
2IZIV NYQT HS[R JVSQ XLI QEGLMRI 9WI XLI WXITW PEHHIVW ERH KERK[E]W
TVSZMHIH JSV KIXXMRK SR ERH SJJ
*EQMPMEVMWI ]SYVWIPJ [MXL XLI IQIVKIRG] I\MX XLVSYKL XLI VMKLXLERH GEF
HSSV ERHSV VIEV [MRHS[
-J RS SXLIV MRWXVYGXMSRW EVI MR IJJIGX TVSGIIH EW JSPPS[W [MXL QEMRXIRERGI
ERH VITEMV [SVO
4VSGIHYVI
i 4EVO XLI QEGLMRI SR JMVQ PIZIP KVSYRH ERH WIX XLI [SVOMRK EXXEGLQIRX
HS[R SR XLI KVSYRH
i 1SZI EPP GSRXVSP PIZIVW XS RIYXVEP
i 7LYX HS[R XLI IRKMRI ERH XEOI SYX XLI MKRMXMSR OI]
&IJSVI WXEVXMRK ER] [SVO SR XLI L]HVEYPMG GMVGYMX ]SY QYWX EPWS EGXYEXI EPP
TMPSX GSRXVSP YRMXW NS]WXMGO ERH TIHEPW MR FSXL HMVIGXMSRW MR SVHIV XS VIHYGI
XLI GSRXVSP TVIWWYVI ERH EGGYQYPEXIH TVIWWYVI MR XLI STIVEXMRK GMVGYMXW
=SY QYWX XLIR VIHYGI XLI MRXIVREP XERO TVIWWYVI
0SGO XLI [SVOMRK L]HVEYPMGW XS TVIZIRX EGGMHIRXEP EGXYEXMSR FIJSVI PIEZMRK
XLI HVMZIVtW GEF
&PSGO XLI [SVOMRK L]HVEYPMGW MR EGGSVHERGI [MXL XLI MRWXVYGXMSRW MR XLI
3TIVEXSVW 1ERYEP
7IGYVI EPP PSSWI GSQTSRIRXW SR XLI QEGLMRI
2IZIV WXEVX YT E QEGLMRI [MXLSYX JMVWX QEOMRK E XLSVSYKL XSYV SJ MRWTIGXMSR
ERH GLIGOMRK MJ ER] [EVRMRK WMKRW EVI QMWWMRK SV MPPIKMFPI
3FWIVZI EPP WMKRW FIEVMRK HERKIV SV WEJIX] MRWXVYGXMSRW
8LI QEGLMRI QYWX FI IUYMTTIH [MXL WTIGMJMG WEJIX] HIZMGIW JSV WTIGMEP
ETTPMGEXMSRW -R XLMW GEWI SRP] STIVEXI XLI QEGLMRI [LIR XLIWI LEZI FIIR
MRWXEPPIH ERH EVI JYPP] JYRGXMSREP
(S RSX QEOI ER] QSHMJMGEXMSRW I\XIRWMSRW SV GSRZIVWMSRW XS XLI QEGLMRI
[MXL TSWWMFPI WEJIX] MQTPMGEXMSRW [MXLSYX XLI ETTVSZEP SJ XLI WYTTPMIV 8LMW
EPWS ETTPMIW XS XLI MRWXEPPEXMSR ERH EHNYWXQIRX SJ WEJIX] IUYMTQIRX ERH
ZEPZIW EW [IPP EW JSV [IPHMRK [SVO SR PSEHFIEVMRK GSQTSRIRXW
0-)&,)66 0

3TIVEXMRK QERYEP 7EJIX] VIKYPEXMSRW
4VSTIV YWI
4VSTIV YWI

;LIR IUYMTTIH [MXL E WXERHEVH PSEHMRK FYGOIX JSVOPMJX SV KVMTTIV XLI
[LIIP PSEHIV MW HIWMKRIH I\GPYWMZIP] JSV PSSWIRMRK TMGOMRK YT XVERWJIVVMRK
PSEHMRK ERH HYQTMRK IEVXL WXSRI VSGO JVEKQIRXW SV SXLIV QEXIVMEPW ERH
PSEHMRK XLI WEQI SRXS XVYGOW WLMTW GSRZI]SV FIPXW SV GVYWLMRK MRWXEPPE
XMSRW
%R] SXLIV YWI WYGL EW FVIEOMRK YT VSGOW HVMZMRK MR TSWXW XVERWTSVXMRK
TIVWSRRIP IXG MW VIKEVHIH EW MQTVSTIV YWI
8LI QERYJEGXYVIVWYTTPMIV EGGITXW RS PMEFMPMX] JSV ER] MRNYV] SV HEQEKI
VIWYPXMRK JVSQ XLI EFSZI
8LI VMWO MW FSVRI F] XLI YWIV EPSRI
:ILMGPIW YWIH JSV PMJXMRK TYVTSWIW EVI WYFNIGX XS WTIGMEP GSRHMXMSRW ERH
QYWX EPWS FI IUYMTTIH [MXL XLI TVIWGVMFIH WEJIX] IUYMTQIRX
4VSTIV YWI EPWS MRGPYHIW SFWIVZERGI SJ XLI 3TIVEXSVW 1ERYEP ERH EH
LIVIRGI XS XLI MRWTIGXMSR ERH QEMRXIRERGI GSRHMXMSRW

=SYV QEGLMRI LEW WIZIVEP X]TIW SJ HIGEPW
8]TIW SJ HIGEPW
i 7EJIX] HIGEPW
i -RJSVQEXMSR HIGEPW
i 8]TI TPEXIW
8LIMV GSRXIRXW ERH PSGEXMSR EVI HIWGVMFIH FIPS[
8LI SVHIV RYQFIVW EVI MRGPYHIH MR XLI WTEVI TEVXW PMWX
0 0-)&,)66

0SGEXMSR SJ HIGEPW
0SGEXMSR SJ HIGEPW
/IIT GPIEV WMKR OQL WTIIH PMQMX HIGEP 6347 HIGEP
2SMWI SYXTYX HIGEP i 0;% 3MP PIZIP HIGEP ;SVOMRK L]HVEYPMGW HIGEP
'SSPIV YRMX HIGEP ;MRHWGVIIR [EXIV HIGEP %GGMHIRX TVIZIRXMSR HIGEP
(IGEP JSV WPMRKMRK PMJXMRK TSMRX 0YFVMGEXMSR GLEVX 7XIIVMRK HIGEP
:SPXEKI HIGEP %VXMGYPEXMSR EVIE [EVRMRK 'EF ZIRXMPEXMSR HIGEP
)RKMRI WXERHWXMPP HIGEP HIGEP ;LIIP PYKW HIGEP
7PMRKMRK TSMRX HIGEP 1EGLMRI X]TI TPEXI
7EJIX] HIGEPW

2SRSFWIVZERGI SJ XLI WEJIX] HIGEPW GER VIWYPX MR WIVMSYW SV IZIR JEXEP
MRNYVMIW
8LI WEJIX] HIGEPW WLSYPH FI GSRXMRYSYWP] GLIGOIH JSV GSQTPIXIRIWW ERH
PIKMFMPMX]
1MWWMRK SV MPPIKMFPI WEJIX] HIGEPW WLSYPH FI VITPEGIH MQQIHMEXIP]
0-)&,)66 0

/IIT GPIEV WMKR

8LI HIGEP MW EJJM\IH XS XLI SYXWMHI SJ XLI PMJX EVQ SR XLI PIJX ERH VMKLX
-X [EVRW SJ XLI VMWO SJ EGGMHIRXW TSWWMFP] VIWYPXMRK MR WIZIVI SV IZIR JEXEP
MRNYVMIW
1IERMRK /IIT SYX SJ XLI HERKIV EVIE
)RKMRI WXERHWXMPP HIGEP

8LI WMKR EXXEGLIH SR XLI PIJX ERH VMKLX SYXWMHI XLI IRKMRI GSQTEVXQIRX
LSSH ERH SR XLI VIEV LEXGL
;EVRW SJ XLI VMWO SJ EGGMHIRXW TSWWMFP] VIWYPXMRK MR WIZIVI MRNYVMIW
1IERMRK 3RP] STIR [LIR XLI IRKMRI MW WLYX HS[R
%VXMGYPEXMSR EVIE [EVRMRK HIGEP

8LI HIGEP MW EJJM\IH SYXWMHI SR XLI PIJX ERH VMKLX MR XLI EVXMGYPEXMSR EVIE
MRNYVMIW
1IERMRK /IIT SYX SJ XLI EVXMGYPEXMSR EVIE [LIR MX MW RSX PSGOIH
%GGMHIRX TVIZIRXMSR HIGEP

8LI HIGEP MW EXXEGLIH XS XLI VMKLXLERH WMHI SJ XLI HVMZIVW GEF
-X VIJIVW XS VIKYPEXMSRW MR XLI STIVEXSVW QERYEP JSV EGGMHIRX TVIZIRXMSR
1IERMRK ;LIR STIVEXMRK XLI QEGLMRI XLI VIKYPEXMSRW MR XLI STIV
EXSVW QERYEP JSV EGGMHIRX TVIZIRXMSR QYWX FI JSPPS[IH TVIGMWIP]
7XIIVMRK HIGEP
MRNYVMIW
1IERMRK 8LI WXIIVMRK MW SRP] STIVEXMSREP [LIR XLI IRKMRI MW VYRRMRK
0 0-)&,)66

-RJSVQEXMSR HIGEPW

8LI MRJSVQEXMSR HIGEPW VIJIV XS GIVXEMR JEGXW MR VIWTIGX XS XLI STIVEXMSR
QEMRXIRERGI ERH TVSTIVXMIW SJ XLI QEGLMRI
2SMWI SYXTYX HIGEP i 0 ;%

8LI HIGEP MW EJJM\IH MRWMHI XLI PIJXLERH [MRHS[ SJ XLI HVMZIVW GEF
-X WXEXIW XLI RSMWI SYXTYX PIZIP 0 ;% SJ XLI QEGLMRI MR HIGMFIPW
=SY GER JMRH XLI PIZIP SR XLI WMKR SR XLI QEGLMRI
'SSPIV YRMX HIGEP

(IGEP MW EJJM\IH I\XIVREPP] XS XLI IRKMRI GSQTEVXQIRX LSSH SR XLI PIJX
-X VIJIVW XS GPIERMRK XLI GSSPMRK W]WXIQ
(IGEP JSV WPMRKMRK PMJXMRK TSMRX

(IGEP MW EJJM\IH XS XLI WPMRKMRKPMJXMRK TSMRXW SR XLI QEGLMRI
7II XLI WIGXMSR SR WPMRKMRK ERH PMJXMRK XLI QEGLMRI
6IJIVW XS XLI WPMRKMRK PMJXMRK TSMRXW SR XLI QEGLMRI
:SPXEKI HIGEP
8LI HIGEP MW E SR XLI MRWMHI SJ XLI VIEV LEXGL ERH F EXXEGLIH MR XLI
FEXXIV] GSQTEVXQIRX
-RHMGEXIW XLI TS[IV WYTTP] ZSPXEKI SJ XLI IPIGXVMGEP W]WXIQ
-RHMGEXIW XLI EGXMZEXMSR SJ XLI FEXXIV] QEMR W[MXGL
0-)&,)66 0

7PMRKMRK TSMRX HIGEP

8LI HIGEP MW EJJM\IH XS XLI WPMRKMRK TSMRXW SR XLI QEGLMRI
7II XLI WIGXMSR SR XVERWTSVXMRK XLI QEGLMRI F] XVYGO SV VEMP
-X VIJIVW XS XLI WPMRKMRK TSMRXW SR XLI QEGLMRI
OQL WTIIH PMQMX HIGEP

8LI (IGEP MW EJJM\IH XS XLI VIEV SJ XLI QEGLMRI ERH SR XLI WMHIW XS XLI
PIJX ERH VMKLXLERH FEPPEWX [IMKLXW
-X VIJIVW XS XLI TIVQMXXIH WTIIH PMQMX JSV XLI QEGLMRI
3MP PIZIP HIGEP

8LI WMKR MW EXXEGLIH XS XLI L]HVEYPMG XERO MR XLI IRKMRI GSQTEVXQIRX
-X MRHMGEXIW XLI SMP PIZIP MR XLI L]HVEYPMG XERO
&MS SMP HIGEP

8LI HIGEP MW EXXEGLIH XS XLI L]HVEYPMG XERO SR XLI VMKLXLERH WMHI SJ XLI
IRKMRI GSQTEVXQIRX
&MS SMP X]TI JMIPH
-( RYQFIV JMIPH
-X MRHMGEXIW XLEX XLI L]HVEYPMG W]WXIQ MW JMPPIH [MXL &MS SMP

-X MRHMGEXIW XLEX &MS SMP MW RSX WYMXEFPI EW PYFVMGEXMSR SMP JSV XLI IRKMRI
ERH KIEVFS\
8LI JMIPH GSRXEMRW XLI I\EGX HIWMKREXMSR SJ XLI &MS SMP [MXL [LMGL XLI
L]HVEYPMG W]WXIQ MW JMPPIH
;MRHWGVIIR [EXIV HIGEP

8LI HIGEP MW EJJM\IH SYXWMHI SR XLI PIJX WMHI SJ XLI HVMZIVW GEF
-X MRHMGEXIW XLI GSRXEMRIV JSV XLI [MRHWGVIIR [EWLIV JPYMH
0 0-)&,)66

0YFVMGEXMSR GLEVX
8LI HIGEP MW EXXEGLIH XS XLI HSSV SR XLI PIJXLERH GEF HSSV
*MKYVI i WII XLI 1EMRXIRERGI WIGXMSR
-X MRHMGEXIW XLI QEMRXIRERGI TSMRXW ERH MRXIVZEPW MR VIPEXMSR XS PYFVMGERXW
ERH STIVEXMRK QEXIVMEPW JSV XLI QEGLMRI
6347 HIGEP
8LI HIGEP MW EJJM\IH XS XLI JPSSV SJ XLI HVMZIVW GEF SR XLI VMKLXLERH
WMHI SJ XLI HVMZIVW WIEX
-X WLS[W XLI QE\MQYQ PSEHMRK SJ XLI VSPPFEV WXVYGXYVI
;SVOMRK L]HVEYPMGW HIGEP

-X MRHMGEXIW XLI HMVIGXMSRW MR [LMGL XLI 0, GSRXVSP PIZIV GER FI QSZIH
'EF ZIRXMPEXMSR HIGEP

-RHMGEXIW XLI PIZIV TSWMXMSR JSV JVIWL SV VIGMVGYPEXIH EMV
;LIIP PYKW HIGEP

-X VIJIVW XS XLI WIVZMGI MRXIVZEP JSV GLIGOMRK XLI XMKLXRIWW SJ XLI [LIIP PYKW
WTIGMJMIH MR XLI STIVEXMRK QERYEP
0-)&,)66 0

8]TI TPEXIW

8LI QEGLMRIW ERH XLI MRHMGEXIH GSQTSRIRXW EVI TVSZMHIH [MXL E X]TI
TPEXI
1EGLMRI X]TI TPEXI

8LI HIGEP MW EJJM\IH XS XLI VMKLX LERH WMHI SJ XLI JVSRX WIGXMSR
(IXEMPW SR XLI X]TI TPEXI
i 8]TI
i :ILMGPI MHIRXMX] RS
i 4IVQMWWMFPI XSXEP [IMKLX
i =IEV SJ GSRWXVYGXMSR
i 4IVQMWWMFPI JVSRX E\PI PSEH
i 4IVQMWWMFPI VIEV E\PI PSEH
i )RKMRI SYXTYX
i 1E\MQYQ WTIIH
-RWXVYGXMSRW JSV EZSMHMRK GVYWLMRK

MRNYVMIW ERH FYVRW
(S RSX [SVO YRHIVRIEXL XLI [SVOMRK EXXEGLQIRX YRXMP MX LEW FIIR WIGYVIP]
WIX HS[R SR XLI KVSYRH SV MW WYTTSVXIH
(S RSX YWI ER] VSTIW SV GLEMRW [LMGL EVI HEQEKIH SV [LMGL LEZI
MRWYJJMGMIRX PSEH FIEVMRK GETEGMX]
;IEV TVSXIGXMZI KPSZIW [LIR LERHPMRK [MVI VSTIW
;LIR [SVOMRK [MXL XLI EXXEGLQIRX RIZIV EPMKR XLI FSVILSPIW [MXL ]SYV
JMRKIVW MRWXIEH YWI E WYMXEFPI QERHVIP JSV XLMW TYVTSWI
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[SVO XS XLI QEGLMRI [MXL L]HVS
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SYX SR MX
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EGGYQYPEXSV
6MWO SJ I\TPSWMSR [MXL [IPHMRK SV WSPHIVMRK [SVO
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XLI QEGLMRI
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i -R EHHMXMSR HMWGSRRIGX XLI QYPXMTMR TPYK SR XLI IPIGXVSRMG KIEVFS\
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7EJIX] VIKYPEXMSRW [LIR XVERWTSVXMRK

XLI QEGLMRI F] GVERI
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ERH LSWI PMRIW
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XMSR SV JSV I\XIVREP JMXXMRK QE] RSX FI MRWXEPPIH SV JMXXIH SR XLI QEGLMRI
[MXLSYX TVMSV [VMXXIR GSRWIRX JVSQ 0-)&,)66
8LI ETTVSTVMEXI XIGLRMGEP HSGYQIRXEXMSR WLSYPH FI QEHI EZEMPEFPI XS
0-)&,)66 JSV XLMW TYVTSWI
0-)&,)66 0
3TIVEXMSR ,ERHPMRK
0E]SYX SJ GSRXVSPW ERH MRWXVYQIRXW
-RWMHI ZMI[ SJ XLI HVMZIVW GEF

6EHMS PSYHWTIEOIV 7XEVXIV W[MXGL &S\ [MXL GSRXVSP IPIGXVSRMGW
7YR ZMWSV +EW TIHEP ERH VIPE]W
-RXIVMSV QMVVSV %WLXVE] :IRXMPEXMSR ZIRX EHNYWXQIRX PI
6EHMS STXMSREP 0-)&,)66 GSRXVSP PIZIV ZIV
-RXIVMSV MPPYQMREXMSR [MXL W[MXGL 'SRXVSP PIZIV QSYRXMRK JSV ST 6SYRH KPSZI GSQTEVXQIRX
&VEOI MRGLMRK TIHEP XMSREP [SVOMRK JYRGXMSRW ,IEXIV GSRXVSPW
7XIIVMRK GSPYQR W[MXGL (SSV LERHPI VMKLXLERH HSSV :IRXMPEXMSR GSRXVSPW
%HNYWXEFPI WXIIVMRK GSPYQR %HNYWXEFPI EVQ VIWX ,IEXMRKZIRXMPEXMSREMVGSRHM
[MXL WXIIVMRK [LIIP 7[MXGLIW SR XLI WMHI GSZIV XMSRMRK W]WXIQ SYPIX RS^^PIW
(MWTPE] YRMX GSRXVSP GSRWSPI 'MKEVIXXI PMKLXIV WSGOIX
PIZIV i WXIIVMRK GSPYQR EHNYWX (VMZIVtW WIEX +PSZI GSQTEVXQIRX [MXL GSZIV
QIRX *YWI FS\
0 0-)&,)66

3TIVEXMSR ,ERHPMRK 3TIVEXMRK QERYEP
3TIVEXMSR
3TIVEXMSR
'EF EGGIWW

3RP] KIX SR ERH SJJ XLI QEGLMRI YWMRK XLI EGGIWW EMHW TVSZMHIH
2SVQEPP] XLI HVMZIVtW GEF QYWX FI IRXIVIH ERH I\MXIH XLVSYKL XLI
PIJXLERH HVMZIVtW GEF HSSV 8LI VMKLXLERH HVMZIVtW GEF HSSV MW TVSZMHIH EW
ER IQIVKIRG] I\MX ERH XLIVIJSVI WLSYPH SRP] FI YWIH MR XLMW IZIRX
*EQMPMEVMWI ]SYVWIPJ [MXL XLI IQIVKIRG] I\MX XLVSYKL XLI VMKLXLERH GEF
HSSV 6IJIV XS XLI WIGXMSR SR XLI qIQIVKIRG] I\MXr
;EVRMRK =SY VMWO MRNYV] MJ ]SY NYQT SV JEPP SJJ XLI QEGLMRI
9WI XLI WXITW PEHHIVW ERH LERHPIW TVSZMHIH JSV KIXXMRK SR ERH SJJ
2IZIV NYQT HS[R JVSQ XLI QEGLMRI
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI QEGLMRI WYHHIRP] QSZIW

(S RSX LSPH SRXS XLI WXIIVMRK GSPYQR XLI GSRXVSP TERIP SV XLI GSRXVSP
PIZIVW [LIR KIXXMRK SR SV SJJ
)RXIVMRK XLI HVMZIVW GEF
)RXIVMRK XLI HVMZIVW GEF

(SSV LERHPI [MXL PSGO (SSV LSPHIV PIZIV
(SSV LSPHIV
0-)&,)66 0

3TIVEXMRK QERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR
d 3TIR XLI PSGO SJ XLI HVMZIVW GEF HSSV [MXL XLI WXEVXMRK OI]
d 3TIR XLI HVMZIVW GEF HSSV [MXL XLI HSSV LERHPI YRXMP MX PSGOW MRXS XLI
HSSV LSPHIV
d )RXIV XLI HVMZIVW GEF
d 6IPIEWI ERH WLYX XLI HVMZIVW GEF HSSV [MXL XLI HSSV LSPHIV PIZIV
)\MXMRK XLI HVMZIVW GEF
)\MXMRK XLI HVMZIVW GEF

(SSV STIRIV PIZIV (SSV LSPHIV PIZIV
(SSV LSPHIV
d 3TIR XLI HVMZIVW GEF HSSV [MXL XLI HSSV STIRIV PIZIV YRXMP MX PSGOW
MRXS XLI HSSV LSPHIV
d )\MXMRK XLI HVMZIVW GEF
d 6IPIEWI ERH WLYX XLI HVMZIVW GEF HSSV [MXL XLI HSSV LSPHIV PIZIV
d 7LYX XLI PSGO SJ XLI HVMZIVW GEF HSSV [MXL XLI WXEVXMRK OI]
)QIVKIRG] I\MX

8LI VMKLXLERH HVMZIVtW GEF HSSV MW TVSZMHIH EW ER IQIVKIRG] I\MX ERH
XLIVIJSVI WLSYPH SRP] FI YWIH MR XLMW IZIRX
&IJSVI WXEVXMRK YT XLI QEGLMRI GLIGO XLEX XLI HVMZIVtW GEF GER FI I\MXIH
XLVSYKL XLI VMKLXLERH HVMZIVtW GEF HSSV JVSQ MRWMHI [MXLSYX ER] LMRHVERGI
0 0-)&,)66

3TIVEXMSR
0IEZMRK XLI HVMZIVtW GEF F] XLI IQIVKIRG] I\MX

&IJSVI PIEZMRK XLI HVMZIVW GEF EGXMZEXI XLI [SVOMRK L]HVEYPMGW PSGO
;SVOMRK L]HVEYPMGW PSGO W[MXGL

;SVOMRK L]HVEYPMGW PSGO W]Q ;SVOMRK L]HVEYPMGW PSGO
FSP JMIPH W[MXGL
d 4VIWW XLI W[MXGL JSV [SVOMRK L]HVEYPMGW PSGO

8LI W]QFSP JMIPH JSV XLI [SVOMRK L]HVEYPMGW PSGO QYWX PMKLX YT
8LI [SVOMRK L]HVEYPMGW EVI RS PSRKIV STIVEXMSREP
(SSV -RWMHI IQIVKIRG] I\MX

(SSV STIRIV PIZIV (SSV LSPHIV
d 3TIR XLI HVMZIVW GEF HSSV [MXL XLI HSSV STIRIV PIZIV YRXMP MX PSGOW
MRXS XLI HSSV LSPHIV
d )\MXMRK XLI HVMZIVW GEF
3TIR XLI IQIVKIRG] I\MX JVSQ XLI SYXWMHI
(SSV -RWMHI IQIVKIRG] I\MX

(SSV LERHPI [MXL PSGO (SSV LSPHIV
0-)&,)66 0

3TIVEXMSR
d 3TIR XLI HVMZIVW GEF HSSV [MXL XLI HSSV LERHPI YRXMP MX PSGOW MRXS XLI
HSSV LSPHIV
0E]SYX
(VMZIVtW WIEX i QEMR GSQTSRIRXW ERH EHNYWXEFPI IPIQIRXW

%VQ VIWX 0IZIV JSV EHNYWXMRK JVSRX WIEX
7XEVKVMT JSV EVQ VIWX LIMKLX MRGPMREXMSR
EHNYWXQIRX 0IZIV JSV EHNYWXMRK VIEV WIEX
&EGO VIWX MRGPMREXMSR
7EJIX] FIPX 7IEX WYVJEGI
0IZIV JSV LSVM^SRXEP 0SGOMRK WGVI[ JSV EVQ VIWX
EHNYWXQIRX LSVM^SRXEP EHNYWXQIRX
0IZIV JSV FEGO VIWX EHNYWXQIRX 0SGOMRK WGVI[ JSV EHNYWXMRK XLI
;IMKLX EHNYWXQIRX VSXEV] EVQ VIWX MRGPMREXMSR
ORSF
-RHMZMHYEP EHNYWXQIRX JSV IVKSRSQMG WIEXMRK TSWMXMSR

8LI WIEX GER FI EHNYWXIH XS XLI HVMZIVtW MRHMZMHYEP VIUYMVIQIRXW XS TVSZMHI
XLI LMKLIWX TSWWMFPI HIKVII SJ GSQJSVX
%HNYWXMRK XLI HVMZIVW WIEX JSV YWI SR TYFPMG VSEHW
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI HVMZIVW WIEX MW RSX TVSTIVP] EHNYWXIH
;LIR HVMZMRK SR TYFPMG VSEHW XLI HVMZIVW WIEX QE] SRP] FI EHNYWXIH
[LIR XLI QEGLMRI MW EX E WXERHWXMPP
d %HNYWX XLI HVMZIVW WIEX FIJSVI WXEVXMRK XLI QEGLMRI
0 0-)&,)66

3TIVEXMSR
,SVM^SRXEP EHNYWXQIRX
8LI WIEX GER FI QSZIH FEGO[EVH SV JSV[EVH EHNYWXQIRX F] QIERW SJ XLI
PIZIV EX XLI JVSRX SJ XLI HVMZIVW WIEX
0IZIV JSV LSVM^SRXEP
EHNYWXQIRX
d 4YPP PIZIV MR XLI HMVIGXMSR SJ XLI EVVS[

d %HNYWX XLI HVMZIVtW WIEX LSVM^SRXEPP] ERH VIPIEWI XLI PIZIV
7IEX WYVJEGI MRGPMREXMSR

8LI EHNYWXQIRX MW QEHI [MXL XLI PIZIVW ERH PIZIVW EX XLI JVSRX VMKLX SJ
XLI HVMZIVW WIEX
%HNYWXMRK XLI WIEX WYVJEGI ERH WIEX LIMKLX

0IZIV JSV EHNYWXMRK VIEV WIEX 0IZIV JSV EHNYWXMRK JVSRX WIEX
MRGPMREXMSR MRGPMREXMSR
d 8S EHNYWX XLI VIEV WIEX XMPX ERKPI 4YPP PIZIV MR XLI HMVIGXMSR SJ EVVS[
EHNYWX MRGPMREXMSR ERH VIPIEWI PIZIV
d 8S EHNYWX XLI JVSRX WIEX XMPX ERKPI 4YPP PIZIV MR XLI HMVIGXMSR SJ EVVS[
0-)&,)66 0

3TIVEXMSR
%HNYWXMRK XLI WIEX LIMKLX

XLI HVMZIVW WIEX
d 6EMWI PIZIV ERH PIZIV WMQYPXERISYWP]
d 1SZI XLI WIEX XS XLI VIUYMVIH LIMKLX ERH VIPIEWI FSXL PIZIVW
%HNYWXMRK XLI FEGO VIWX

8LI XMPX ERKPI SJ XLI FEGOVIWX MW EHNYWXIH [MXL PIZIV SR XLI PIJXLERH WMHI
SJ XLI HVMZIVW WIEX
%HNYWXMRK XLI FEGO VIWX ERH EVQ VIWX

0SGOMRK WGVI[ JSV EHNYWXMRK XLI 7XEVKVMT JSV EVQ VIWX LIMKLX
EVQ VIWX MRGPMREXMSR EHNYWXQIRX
0SGOMRK WGVI[ JSV EVQ VIWX 0IZIV JSV FEGO VIWX EHNYWXQIRX
LSVM^SRXEP EHNYWXQIRX
d 6EMWI PIZIV
d 1SZI XLI WIEX XS XLI VIUYMVIH MRGPMREXMSR ERH VIPIEWI FSXL PIZIVW
%HNYWXMRK XLI EVQ VIWX

8LI LIMKLX MRGPMREXMSR ERH LSVM^SRXEP TSWMXMSR SJ XLI EVQ VIWXW GER FI
EHNYWXIH WITEVEXIP]
d ,IMKLX EHNYWXQIRX VIPIEWI WXEV KVMT EHNYWX LIMKLX ERH PSGO MR TPEGI
d %HNYWXQIRX SJ MRGPMREXMSR VIPIEWI GPEQT WGVI[ EHNYWX XMPX ERKPI ERH
PSGO MR TPEGI
d 8S EHNYWX LSVM^SRXEPP] VIPIEWI GPEQT WGVI[ EHNYWX EVQ VIWX LSVM^SR
XEPP] ERH PSGO MR TPEGI
0 0-)&,)66

3TIVEXMSR
%HNYWXMRK XLI WIEX WYWTIRWMSR

8LI WIEX WYWTIRWMSR GER FI EHNYWXIH XS XLI HVMZIVtW MRHMZMHYEP FSH]
[IMKLX
%HNYWXQIRXW GER FI QEHI F] XYVRMRK XLI VSXEV] ORSF EX XLI JVSRX SJ XLI
HVMZIVtW WIEX
8LI JMKYVIW SR XLI VSXEV] ORSF MRHMGEXI XLI WIX FSH] [IMKLX MR OK

;IMKLX EHNYWXQIRX VSXEV]
ORSF
d 7IX XLI ETTVSTVMEXI FSH] [IMKLX [MXL XLI VSXEV] ORSF

0E]SYX
(VMZIVtW WIEX i QEMR GSQTSRIRXW ERH EHNYWXEFPI IPIQIRXW

%VQ VIWX 0IZIV JSV FEGO VIWX EHNYWXQIRX
7XEVKVMT JSV EVQ VIWX LIMKLX 8ST PYQFEV WYTTSVX GLEQFIV
EHNYWXQIRX FYXXSR
&EGO VIWX 0S[IV PYQFEV WYTTSVX GLEQ
0YQFEV WYTTSVX GLEQFIVW FIV FYXXSR
7EJIX] FIPX ;IMKLX EHNYWXQIRX FYXXSR
0IZIV JSV LSVM^SRXEP 0IZIV JSV EHNYWXMRK JVSRX WIEX
EHNYWXQIRX MRGPMREXMSR
0-)&,)66 0

3TIVEXMSR
0IZIV JSV EHNYWXMRK VIEV WIEX 0SGOMRK WGVI[ JSV EVQ VIWX
MRGPMREXMSR LSVM^SRXEP EHNYWXQIRX
7IEX WYVJEGI 0SGOMRK WGVI[ JSV EHNYWXMRK XLI
EVQ VIWX MRGPMREXMSR
-RHMZMHYEP EHNYWXQIRX JSV IVKSRSQMG WIEXMRK TSWMXMSR

8LI WIEX GER FI EHNYWXIH XS XLI HVMZIVtW MRHMZMHYEP VIUYMVIQIRXW XS TVSZMHI
XLI LMKLIWX TSWWMFPI HIKVII SJ GSQJSVX
%HNYWXMRK XLI HVMZIVW WIEX JSV YWI SR TYFPMG VSEHW
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI HVMZIVW WIEX MW RSX TVSTIVP] EHNYWXIH
;LIR HVMZMRK SR TYFPMG VSEHW XLI HVMZIVW WIEX QE] SRP] FI EHNYWXIH
d %HNYWX XLI HVMZIVW WIEX FIJSVI WXEVXMRK XLI QEGLMRI
8LI WIEX GER FI QSZIH FEGO[EVH SV JSV[EVH EHNYWXQIRX F] QIERW SJ XLI
PIZIV EX XLI JVSRX SJ XLI HVMZIVW WIEX
0IZIV JSV LSVM^SRXEP
EHNYWXQIRX
d 4YPP PIZIV MR XLI HMVIGXMSR SJ XLI EVVS[

d %HNYWX XLI HVMZIVtW WIEX LSVM^SRXEPP] ERH VIPIEWI XLI PIZIV
0 0-)&,)66

3TIVEXMSR
7IEX WYVJEGI MRGPMREXMSR

XLI HVMZIVW WIEX
%HNYWXMRK XLI WIEX WYVJEGI ERH WIEX LIMKLX

0IZIV JSV EHNYWXMRK VIEV WIEX 0IZIV JSV EHNYWXMRK JVSRX WIEX
MRGPMREXMSR MRGPMREXMSR
d 8S EHNYWX XLI VIEV WIEX XMPX ERKPI 4YPP PIZIV MR XLI HMVIGXMSR SJ EVVS[
d 8S EHNYWX XLI JVSRX WIEX XMPX ERKPI 4YPP PIZIV MR XLI HMVIGXMSR SJ EVVS[
%HNYWXMRK XLI WIEX LIMKLX

XLI HVMZIVW WIEX
d 6EMWI PIZIV ERH PIZIV WMQYPXERISYWP]
d 1SZI XLI WIEX XS XLI VIUYMVIH LIMKLX ERH VIPIEWI FSXL PIZIVW
%HNYWXMRK XLI FEGO VIWX

8LI XMPX ERKPI SJ XLI FEGOVIWX MW EHNYWXIH [MXL PIZIV SR XLI PIJXLERH WMHI
SJ XLI HVMZIVW WIEX
%HNYWXMRK XLI FEGO VIWX ERH EVQ VIWX

0SGOMRK WGVI[ JSV EHNYWXMRK XLI 7XEVKVMT JSV EVQ VIWX LIMKLX
EVQ VIWX MRGPMREXMSR EHNYWXQIRX
0SGOMRK WGVI[ JSV EVQ VIWX 0IZIV JSV FEGO VIWX EHNYWXQIRX
LSVM^SRXEP EHNYWXQIRX
0-)&,)66 0
3TIVEXMSR
d 6EMWI PIZIV
d 1SZI XLI WIEX XS XLI VIUYMVIH MRGPMREXMSR ERH VIPIEWI FSXL PIZIVW
%HNYWXMRK XLI EVQ VIWX

8LI LIMKLX MRGPMREXMSR ERH LSVM^SRXEP TSWMXMSR SJ XLI EVQ VIWXW GER FI
EHNYWXIH WITEVEXIP]
d ,IMKLX EHNYWXQIRX VIPIEWI WXEV KVMT EHNYWX LIMKLX ERH PSGO MR TPEGI
d %HNYWXQIRX SJ MRGPMREXMSR VIPIEWI GPEQT WGVI[ EHNYWX XMPX ERKPI ERH
PSGO MR TPEGI
d 8S EHNYWX LSVM^SRXEPP] VIPIEWI GPEQT WGVI[ EHNYWX EVQ VIWX LSVM^SR
XEPP] ERH PSGO MR TPEGI

8LI WIEX WYWTIRWMSR GER FI EHNYWXIH XS XLI HVMZIVtW MRHMZMHYEP FSH]
[IMKLX
8LI [IMKLX GER FI EHNYWXIH YWMRK XLI FYXXSR EX XLI JVSRX SJ XLI HVMZIVtW
WIEX
%HNYWXMRK XLI WIEX WYWTIRWMSR ERH PYQFEV WYTTSVX

;IMKLX EHNYWXQIRX FYXXSR 8ST PYQFEV WYTTSVX GLEQFIV
0S[IV PYQFEV WYTTSVX GLEQ FYXXSR
FIV FYXXSR
d 4VIWW FYXXSR ERH WIX XLI HEQTMRK W]WXIQ EGGSVHMRK XS XLI FSH]
[IMKLX MRXS XLI GIRXVEP TSWMXMSR
8LMW HSIW RSX EHNYWX XLI LIMKLX
%HNYWXMRK XLI PYQFEV WYTTSVX

8LI GSRXSYVW SJ XLI FEGO VIWX GER FI EHETXIH XS XLI HVMZIVW FSH]
d 4VIWW FYXXSR XS JMPP XLI FSXXSQ PYQFEV GLEQFIV [MXL EMV SV VIPIEWI EMV
d 4VIWW XLI FYXXSR XS JMPP XLI XST PYQFEV GLEQFIV [MXL EMV SV XS VIPIEWI
XLI EMV
0 0-)&,)66
3TIVEXMSR
7EJIX] FIPX EYXSQEXMG FIPX
3FWIVZERGI SJ WEJIX] JEGXSVW

8LI HVMZIVW GEF MW IUYMTTIH [MXL VSPPSZIV TVSXIGXMSR i 6347
8LI 6347 VSPPSZIV TVSXIGXMSR W]WXIQ SRP] EJJSVHW XLI HVMZIV TVSXIG
XMSR [LIR XLI WIEX FIPX LEW FIIR JEWXIRIH
8LMW WIGXMSR HIWGVMFIW XLI WEJIX] JIEXYVIW SJ [IEVMRK XLI WIEX FIPX
'SQTYPWSV] [IEVMRK SJ WIEX FIPXW
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI WIEX FIPX MW RSX JEWXIRIH

-J XLI QEGLMRI MW FVEOIH SV WXSTW EFVYTXP] XLI HVMZIV QE] WYJJIV WIZIVI
MRNYVMIW MJ LI MW RSX [IEVMRK E WIEX FIPX
-X MW IWWIRXMEP XLEX ]SY JEWXIR ]SYV WEJIX] FIPX FIJSVI WXEVXMRK YT XLI
QEGLMRI
(ERKIV 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI WIEX FIPX MW RSX JEWXIRIH

-J XLI QEGLMRI XMTW SV VSPPW SZIV XLI HVMZIV GSYPH WYJJIV JEXEP MRNYVMIW MJ LI MW
RSX [IEVMRK E WIEX FIPX
QEGLMRI
d 8S KYEVERXII ]SYV WEJIX] 6IKYPEVP] GLIGO XLI GSRHMXMSR TVSTIV JYRG

XMSRMRK ERH ERGLSVEKI SJ XLI WIEX FIPX
d -QQIHMEXIP] VITPEGI HEQEKIH TEVXW
d 8LI WEJIX] FIPX QE] RSX FI X[MWXIH [LIR MR YWI
4YXXMRK SR XLI WEJIX] FIPX

8LI WEJIX] FIPX MW ER EYXSQEXMG FIPX
2S EHNYWXQIRX SJ XLI FIPX PIRKXL MW VIUYMVIH
4YXXMRK SR ERH PSGOMRK XLI FIPX
d ,SPH XLI FYGOPI [MXL XLI VMKLX LERH

d 4YPP XLI FIPX FVMWOP] SYX SJ XLI VSPPIV
238) ;LIR XLI FIPX MW TYPPIH SYX XSS UYMGOP] MX GER FI FPSGOIH F] XLI
VSPPIV
0-)&,)66 0
3TIVEXMSR
d ,SPH XLI WRET PSGO [MXL XLI PIJX LERH

d 4YPP XLI FIPX SZIV ]SYV FSH] EX LMT PIZIP
d -RWIVX XLI FYGOPI MR XLI WRET PSGO
d 'LIGO XLEX XLI WRET PSGO MW IRKEKIH F] TYPPMRK XLI GPEWTW
6IPIEWMRK XLI WIEX FIPX

d 6IPIEWI XLI WIEX FIPX TYWLMRK XLI GEXGL SR XLI WRET PSGO HS[R[EVH
[MXL ]SYV XLYQF
6IPIEWMRK XLI WIEX FIPX
7XIIVMRK GSRWYPI [MXL WXIIVMRK GSPYQR MRWXVYQIRX TERIP

ERH WXEVXIV W[MXGL
0E]SYX
7XIIVMRK GSRWYPI
8LI WXIIVMRK GSRWYPI GSRXEMRW
i EX XLI JVSRX SJ XLI WXIIVMRK GSPYQR [MXL XLI WXIIVMRK [LIIP ERH
WXIIVMRK GSPYQR W[MXGL
i %X XLI XST XLI MRWXVYQIRX TERIP
i 3R XLI VMKLX XLI WXEVXIV W[MXGL
%HNYWXMRK XLI WXIIVMRK GSPYQR

8LI WXIIVMRK [LIIP GER FI EHNYWXIH XS QIIX XLI HVMZIVtW MRHMZMHYEP VIUYMVI
QIRXW F] EHNYWXMRK XLI WXIIVMRK GSPYQR
'SRXMRYSYW EHNYWXQIRX MW TSWWMFPI
0 0-)&,)66
3TIVEXMSR
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI WXIIVMRK GSPYQR MW MRGSVVIGXP] EHNYWXIH

;LIR HVMZMRK SR TYFPMG VSEHW XLI WXIIVMRK GSPYQR QE] SRP] FI EHNYWXIH
%HNYWXMRK XLI WXIIVMRK GSPYQR

7XIIVMRK [LIIP 0IZIV
7XIIVMRK GSPYQR
d 6EMWI PIZIV F] LERH MR XLI HMVIGXMSR SJ XLI EVVS[

d &] TYPPMRK SV TYWLMRK XLI WXIIVMRK [LIIP EHNYWX XLI WXIIVMRK
GSPYQR EW VIUYMVIH
d 6IPIEWI XLI PIZIV XS PSGO XLI WIPIGXIH TSWMXMSR SJ XLI WXIIVMRK
GSPYQR
7XEVXIV W[MXGL

8LI WXEVXIV W[MXGL MW IUYMTTIH [MXL E VITIEX WXEVX PSGO 8LI WXEVXMRK OI]
GER FI TYPPIH SYX [LIR MR XLI i TSWMXMSR IRKMRI WLYXHS[R
;LIR XLI WXEVXMRK OI] MW MR XLI TSWMXMSR SV TEVOMRK TSWMXMSR XLI JSPPS[MRK
GSRWYQIV YRMXW GER FI W[MXGLIH SR JVSQ XLI MRWXVYQIRX TERIP
i 4EVOMRK ERH HVMZMRK PMKLX
i ,EÊVH [EVRMRK W]WXIQ
i ;SVOMRK JPSSHPMKLX
i *PEWLMRK FIEGSR
0E]SYX
7[MXGL TSWMXMSRW
4 i 4EVO TSWMXMSR
i TSWMXMSR IRKMRI WLYXHS[R
- i 'SRXEGX STIVEXMRK TVIKPS[ TSWMXMSR
-- i 7XEVXMRK TSWMXMSR
7XEVXIV W[MXGL
0-)&,)66 0
3TIVEXMSR
7[MXGLMRK XLI IPIGXVMGEP W]WXIQ SR ERH SJJ

d 7[MXGL XLI IPIGXVMGEP W]WXIQ SR SV SJJ [MXL XLI WXEVXIV OI]

8LI WXIIVMRK GSPYQR W[MXGL MW QSYRXIH SR XLI PIJXLERH WMHI SJ XLI
WXIIVMRK GSPYQR
0E]SYX
8LI WXIIVMRK GSPYQR W[MXGL GSRWMWXW SJ GSRXVSPW JSV XLI JSPPS[MRK
i (VMZI HMVIGXMSR HMWTPE]
i ,MKL FIEQ
i ,SVR ERH LIEHPMKLX JPEWLIV
i *VSRX [MRHWGVIIR [MTIV
i ;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ JSV XLI JVSRX [MRHWGVIIR
*YRGXMSR HIWGVMTXMSR

*YRGXMSRW SJ XLI WXIIVMRK GSPYQR W[MXGL [LIR EGXMZEXIH MR IEGL HMVIGXMSR
E i (VMZI HMVIGXMSR HMWTPE] VMKLXLERH JPEWLMRK PMKLXW
F i (VMZI HMVIGXMSR HMWTPE] PIJXLERH JPEWLMRK PMKLXW
G i 'IRXVI TSWMXMSR RIYXVEP TSWMXMSR
H i ;MRHWLMIPH [MTIV JVSRX [MRHWGVIIR
d i 0IZIP
d . i -RXIVZEP
d - i 0IZIP -
d -- i 0IZIP --
I i ,IEHPMKLX JPEWLIV
J i ,MKL FIEQ JYPP LIEHPMKLXW
K i %GSYWXMG LSVR LSVR
L i ;MRHWLMIPH [MTIV [EWLIV W]WXIQ JVSRX [MRHWGVIIR
0 0-)&,)66
3TIVEXMSR
3TIVEXMRK XLI TEVOMRK PMKLX HVMZMRK PMKLX SV LMKL FIEQ

1EOI WYVI XLEX XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
7XEVXIV W[MXGL GSRXEGX TSWMXMSR
7[MXGLMRK XLI TEVOMRK PMKLX HVMZMRK PMKLX SR ERH SJJ

7[MXGLMRK SR XLI TEVOMRK PMKLX d 8YVR XLI TEVOMRKHVMZMRK PMKLX XS PIZIP -
HVMZMRK PMKLX
8LI TEVOMRK PMKLX KSIW SR
d 8YVR XLI TEVOMRKHVMZMRK PMKLX XS PIZIP --
8LI HVMZMRK PMKLX KSIW SR
7[MXGLMRK SJJ XLI TEVOMRK PMKLX d 8S W[MXGL SJJ XLI TEVOMRK PMKLX ERH HVMZMRK PMKLX TYWL XLI W[MXGL EPP XLI
HVMZMRK PMKLX [E] FEGO
%PP JYRGXMSRW EVI W[MXGLIH SJJ
7[MXGLMRK SR XLI HVMZMRK PMKLX LMKL FIEQ

1EOI WYVI XLEX XLI W[MXGL JSV XLI TEVOMRKHVMZMRK PMKLX MW TYWLIH HS[R
7XIIVMRK GSPYQR W[MXGL ERH MRHMGEXSV YRMX

7XIIVMRK GSPYQR W[MXGL ,MKL FIEQ W]QFSP JMIPH
d 4VIWW XLI W[MXGL JSV TEVOMRKHVMZMRK PMKLX

8LI HVMZMRK PMKLX KSIW SR
d 4YWL XLI WXIIVMRK GSPYQR W[MXGL MR HMVIGXMSR J
8LI W]QFSP JMIPH JSV XLI HVMZMRK PMKLX QYWX PMKLX YT
8LI LMKL FIEQ PMKLXW YT
0-)&,)66 0
3TIVEXMSR
7[MXGLMRK FEGO XS HVMZMRK PMKLX PS[ FIEQ
7XIIVMRK GSPYQR W[MXGL ERH MRHMGEXSV YRMX

7XIIVMRK GSPYQR W[MXGL ,MKL FIEQ W]QFSP JMIPH
d 7[MXGLMRK SZIV XS HMTTIH FIEQ TYWL XLI WXIIVMRK GSPYQR W[MXGL MR

HMVIGXMSR J
8LI W]QFSP JMIPH JSV XLI LIEHPMKLX QYWX KS SYX
8LI HVMZMRK PMKLX PS[ FIEQ PMKLXW YT
(MWTPE] YRMX

8LI PE]SYX ERH JYRGXMSR SJ XLI GSRXVSP YRMX EVI HIWGVMFIH MR XLMW WIGXMSR
0E]SYX
(MWTPE] YRMX
*YIP WYTTP] WIKQIRX JMIPH 7]QFSP JMIPH i XVEZIP HMVIGXMSR VI
'SSPERX XIQTIVEXYVI WIKQIRX ZIVWI
JMIPH ,]HVEYPMG SMP SZIVLIEXMRK W]Q
&EXXIV] GLEVKMRK W]QFSP JMIPH FSP JMIPH
GLEVKI GSRXVSP 4EVOMRK FVEOI W]QFSP JMIPH
)RKMRI SMP TVIWWYVI W]QFSP 0' HMWTPE] JSV XVEZIP WTIIH
JMIPH WIVZMGI LSYVW ERH XMQI
7]QFSP JMIPH i XVEZIP 8VEZIP VERKI - W]QFSP JMIPH
HMVIGXMSR qJSV[EVHr 8VEZIP VERKI -- W]QFSP JMIPH
0 0-)&,)66
3TIVEXMSR
)RKMRI SZIVLIEXMRK W]QFSP ,MKL FIEQ W]QFSP JMIPH

JMIPH &VEOMRK W]WXIQ EGGYQYPEXSV
7TIGMEP JYRGXMSR W]QFSP JMIPH TVIWWYVI W]QFSP JMIPH
7EJIX] FIPX W]QFSP JMIPH (MVIGXMSR MRHMGEXSV W]WXIQ
;SVOMRK L]HVEYPMGW PSGO W]Q W]QFSP JMIPH
FSP JMIPH %MV JMPXIV GSRXEQMREXMSR W]QFSP
4VIKPS[ QSRMXSV W]QFSP JMIPH JMIPH
)QIVKIRG] WXIIVMRK W]QFSP
JMIPH
8LI HMWTPE] YRMX MW MRWXEPPIH EX XLI JVSRX SR XLI MRWXVYQIRX TERIP
-X GSRWMWXW SJ WIKQIRX ERH W]QFSP JMIPHW EW [IPP EW ER 0' HMWTPE] JSV XLI
ZEVMSYW [EVRMRK SV HMWTPE] JYRGXMSRW
)EGL W]QFSP JMIPH MW EWWMKRIH XLI ETTVSTVMEXI GSPSYV VIH ]IPPS[ KVIIR SV
FPYI
*YIP WYTTP] XERO GSRXIRX HMWTPE]
7IKQIRX JMIPH i JYIP WYTTP]
7IKQIRX JMIPH GSPSYV FPEGO
3R XLI PS[IV FEV XLI FSYRHEV] VERKI JSV VIWIVZI MW QEVOIH MR VIH
-RHMGEXIW XLI PIZIP SJ XLI HMIWIP JYIP XERO
;EVRMRK JYRGXMSR -J XLI JYIP WIRWSV JEMPW XLI QMHHPI FEVW ERH JPEWL
'SSPERX XIQTIVEXYVI HMWTPE]

7IKQIRX JMIPH GSSPERX XIQTIVEXYVI
7IKQIRX JMIPH GSPSYV FPEGO
3R XLI PS[IV FEV XLI FSYRHEV] VERKI JSV I\GIWW XIQTIVEXYVI MW QEVOIH MR
VIH
-RHMGEXIW XLI GSSPERX XIQTIVEXYVI
;EVRMRK JYRGXMSR -J XLI HMWTPE] WIRWSV JEMPW XLI QMHHPI FEVW ERH JPEWL
&EXXIV] GLEVKI GSRXVSP HMWTPE]

&EXXIV] GLEVKI GLEVKI GSRXVSP W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI WXEVXMRK OI] MW EX XLI MKRMXMSR TSWMXMSR -
;LIR XLI HMIWIP IRKMRI LEW WXEVXIH XLI W]QFSP JMIPH KSIW SYX
i -X [MPP PMKLX YT JSV MRWXERGI MJ XLI :VMFFIH FIPX SJ XLI EPXIVREXSV HVMZI
XIEVW
)RKMRI SMP TVIWWYVI HMWTPE]

)RKMRI SMP TVIWWYVI HMWTPE]
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI WXEVXMRK OI] MW EX XLI MKRMXMSR TSWMXMSR -
;LIR XLI HMIWIP IRKMRI LEW WXEVXIH XLI W]QFSP JMIPH KSIW SYX
i *PEWLIW [LIR XLI IRKMRI SMP TVIWWYVI HVSTW i 4VIVIUYMWMXI XLI HMIWIP
IRKMRI MW VYRRMRK
8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW WYTTPIQIRXIH EGGSYWXMGEPP] F]
E qXSRI WSYRHMRK EX MRXIVZEPW [MXLSYX TEYWIW r
0-)&,)66 0
3TIVEXMSR
*SV[EVH XVEZIP HMVIGXMSR HMWTPE]

*SV[EVH XVEZIP HMVIGXMSR W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i KVIIR
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP HMVIGXMSR SJ XLI QEGLMRI MW qJSV[EVHWr
6IZIVWI XVEZIP HMVIGXMSR HMWTPE]

6IZIVWI XVEZIP HMVIGXMSR W]QFSP JMIPH
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP HMVIGXMSR SJ XLI QEGLMRI MW qVIZIVWIr
,]HVEYPMG SMP SZIVLIEXMRK HMWTPE]

,]HVEYPMG SMP SZIVLIEXMRK W]QFSP JMIPH
;EVRMRK JYRGXMSRW
i 0MKLXW YT GSRXMRYSYWP] [LIR XLI L]HVEYPMG SMP XIQTIVEXYVI MW XSS LMKL
;LIR XLI W]QFSP JMIPH PMKLXW YT
i 8LI JER W[MXGLIW SR EX QE\MQYQ WTIIH
i XLI XVEZIP VERKI MW EYXSQEXMGEPP] W[MXGLIH FEGO XS -
i XLI W]QFSP JMIPHW i XVEZIP VERKI - ERH -- PMKLX YT
E qXSRI WSYRHMRK EX MRXIVZEPWr
%GSYWXMG [EVRMRK -RXIVZEP XSRI WSYRHW [MXLSYX TEYWI YRXMP XLI GEYWI MW
GSVVIGXIH
4EVOMRK FVEOI EGXMZEXMSR HMWTPE]

4EVOMRK FVEOI W]QFSP JMIPH
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI MKRMXMSR OI] MW XYVRIH XS GSRXEGX VYR TVIKPS[
TSWMXMSR i -
i 0MKLXW YT [LIR XLI TEVOMRK FVEOI MW IRKEKIH
;LIR XLI TEVOMRK FVEOI MW VIPIEWIH XLI W]QFSP JMIPH KSIW SYX
(MWTPE]MRK WTIIH STIVEXMRK LSYVW SV XMQI

0' HMWTPE] XVEZIP WTIIH STIVEXMRK LSYVW SV XMQI
*MIPH GSPSYV ]IPPS[ [MXL FEGOPMKLXMRK
(MWTPE] JYRGXMSRW
i (MSHI i HMWTPE]W XLI QEGLMRIW XVEZIP WTIIH
i (MSHI i HMWTPE]W XLI QEGLMRIW STIVEXMRK LSYVW
i (MSHI i HMWTPE]W XLI XMQI
0' HMWTPE]
0 0-)&,)66
3TIVEXMSR
(MWTPE]MRK XVEZIP VERKI -

7]QFSP JMIPH i XVEZIP VERKI -
(MWTPE]W XLI QEGLMRItW TVIWIPIGXIH XVEZIP HMVIGXMSR -
0MKLXW YT [LIR XLI QEGLMRI MW MR XVEZIP VERKI -
(MWTPE]MRK XVEZIP VERKI --

8VEZIP VERKI -- W]QFSP JMIPH
(MWTPE]W XLI QEGLMRItW TVIWIPIGXIH XVEZIP VERKI --
0MKLXW YT [LIR XLI WXEVXMRK OI] MW MR TSWMXMSR - ERH [LIR XLI IRKMRI
WXEVXW YT
0MKLXW YT [LIR XLI QEGLMRI MW MR XVEZIP VERKI --
(MWTPE]MRK SV VITSVXMRK IRKMRI SZIVLIEXMRK

7]QFSP JMIPH i IRKMRI SZIVLIEXMRK
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI GSSPERX XIQTIVEXYVI MW XSS LMKL
i 0MKLXW YT [LIR XLI GSSPMRK FPS[IVHVMZI FVIEOW HS[R
E qXSRI WSYRHMRK EX MRXIVZEPW [MXLSYX TEYWIW r
7TIGMEP JYRGXMSR
7]QFSP JMIPH i WTIGMEP JYRGXMSR
2SX EWWMKRIH 7]QFSP JMIPH GSPSYV i VIH
6IWIVZIH JSV WTIGMEP JYRGXMSR
-RWXVYGXMSR XS YWI XLI WEJIX] FIPX

7]QFSP JMIPH i WEJIX] FIPX
7]QFSP JMIPH GSPSYV i ]IPPS[
(MWTPE] JYRGXMSR
i -RHMGEXIW XLI WEJIX] FIPX WLSYPH FI [SVR
*PEWLIW EX WXEVXMRK OI] TSWMXMSR -
%JXIV XLI IRKMRI LEW WXEVXIH XLI W]QFSP JMIPH KSIW SYX EJXIV ETTVS\
WIGSRHW
;SVOMRK L]HVEYPMGW PSGOSYX EGXMZEXMSR HMWTPE]

;SVOMRK L]HVEYPMGW PSGOSYX W]QFSP JMIPH
0MKLXW YT [LIR XLI [SVOMRK L]HVEYPMGW PSGOSYX MW EGXMZEXIH
0-)&,)66 0
3TIVEXMSR
4VIKPS[ QSRMXSVMRK
4VIKPS[ QSRMXSV W]QFSP JMIPH
*YRGXMSR
i EX I\XIVREP XIQTIVEXYVI SJ ' ERH FIPS[
0MKLXW YT [LIR XLI MKRMXMSR OI] MW XYVRIH XS GSRXEGX VYR TVIKPS[
TSWMXMSR i -
%X XLI IRH SJ XLI TVIKPS[ TIVMSH ERH [LIR XLI HMIWIP IRKMRI MW WXEVXIH
XLI W]QFSP JMIPH KSIW SYX
)QIVKIRG] WXIIVMRK HMWTPE]

)QIVKIRG] WXIIVMRK W]QFSP JMIPH
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI MKRMXMSR OI] MW XYVRIH XS GSRXEGX VYR TVIKPS[
TSWMXMSR i -
i 0MKLXW YT MJ XLI HMIWIP IRKMRI WLYXW HS[R SV MJ XLI WXIIVMRK TYQT
FVIEOW HS[R [LIR YRHIV[E]
-R XLMW GEWI XLI IQIVKIRG] WXIIVMRK TYQT MW EGXMZEXIH JSV ETTVS\M
QEXIP] WIGSRHW
%GSYWXMG [EVRMRK
i ;LIR XLI IQIVKIRG] WXIIVMRK JYRGXMSR IQIVKIRG] WXIIVMRK TYQT MW
W[MXGLIH SR ER MRXIVZEP XSRI WSYRHW MQQIHMEXIP]
,MKL FIEQ EGXMZEXMSR HMWTPE]

,MKL FIEQ W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i FPYI
0MKLXW YT [LIR XLI LMKL FIEQ MW EGXMZEXIH
&VEOI W]WXIQ EGGYQYPEXSV TVIWWYVI HMWTPE]

&VEOI W]WXIQ EGGYQYPEXSV TVIWWYVI HMWTPE]
238) 7]QFSP JMIPH MW RSX EGXMZI
(MVIGXMSR MRHMGEXSV W]WXIQ EGXMZEXMSR HMWTPE]

(MVIGXMSR MRHMGEXSV W]WXIQ W]QFSP JMIPH
(MWTPE] JYRGXMSRW
i *PEWLIW [LIR XLI WXIIVMRK GSPYQR W[MXGL MW EGXYEXIH XS HMWTPE] XLI
XVEZIP HMVIGXMSR
i *PEWLIW [LIR XLI LEÊVH [EVRMRK W]WXIQ MW EGXMZEXIH
i *PEWLIW [LIR XLI MKRMXMSR ERH EGXYEXIH WXIIVMRK GSPYQR W[MXGL MW
W[MXGLIH SJJ
%MV JMPXIV GSRXEQMREXMSR HMWTPE]

%MV JMPXIV GSRXEQMREXMSR W]QFSP JMIPH
0MKLXW YT [LIR XLI EMV JMPXIV MW LIEZMP] GSRXEQMREXIH 8LI EMV JMPXIV QYWX FI
WIVZMGIH
0 0-)&,)66
3TIVEXMSR

8LI PE]SYX ERH JYRGXMSR SJ XLI W[MXGLIW SR XLI MRWXVYQIRX TERIP MW HI
WGVMFIH MR XLMW WIGXMSR
0E]SYX

,EÊVH [EVRMRK W]WXIQ W[MXGL *VSRX [SVOMRK JPSSHPMKLXW
8VEZIP VERKI ERH RIYXVEP TSWM W[MXGL
XMSR FYXXSR 6IEV [SVOMRK JPSSHPMKLXW
4EVOMRK PMKLXHVMZMRK PMKLX W[MXGL STXMSREP
W[MXGL 4EVOMRK FVEOI W[MXGL
8LI W[MXGLIW EVI MRXIKVEXIH MR XLI MRWXVYQIRX TERIP
7[MXGLMRK SR XLI LEÊVH [EVRMRK W]WXIQ
7[MXGL i LEÊVH [EVRMRK W]WXIQ
*MIPH GSPSYV VIH
7[MXGLIW XLI LEÊVH [EVRMRK W]WXIQ 32 SV 3**
;LIR XLI W[MXGL MW EGXMZEXIH
i -J XLI LEÊVH [EVRMRK W]WXIQ W]QFSP JMIPH MW JPEWLMRK EPP JPEWLMRK PMKLXW
SR XLI QEGLMRI EVI JPEWLMRK
i -J XLI LEÊVH [EVRMRK W]WXIQ W]QFSP JMIPH KSIW SYX EPP JPEWLMRK PMKLXW
SR XLI QEGLMRI KS SYX
0-)&,)66 0
3TIVEXMSR
7IPIGXMRK XVEZIP VERKIW

&YXXSR XVEZIP VERKI ERH RIYXVEP TSWMXMSR
*MIPH GSPSYV i KVIIR
*SV WIPIGXMRK XVEZIP VERKIW - -- ERH RIYXVEP 2
%JXIV XLI IPIGXVMGEP W]WXIQ LEW FIIR XYVRIH SR XVEZIP VERKI -- MW
EYXSQEXMGEPP] EGXMZEXIH
-X MW RSX TSWWMFPI XS WIPIGX ERSXLIV XVEZIP VERKI YRXMP XLI XVEZIP HMVIGXMSR LEW
FIIR WIPIGXIH
7LMJXMRK XLI HVMZMRK VERKIW
i 4VIWW XLI XSVXSMWI W]QFSP XS W[MXGL XLI XVEZIP VERKI HS[R XS -
i 4VIWW XLI LEVI W]QFSP XS W[MXGL XLI XVEZIP VERKI YT XS --
*YRGXMSR i RIYXVEP WIPIGXMSR
4VIWWMRK ERH LSPHMRK HS[R XLI FYXXSR SR XLI XSVXSMWI W]QFSP W[MXGLIW
XLI HMVIGXMSR SJ XVEZIP XS 2 EJXIV ETTVS\ WIGSRHW
7[MXGLMRK SR XLI TEVOMRK SV HVMZMRK PMKLX

7[MXGL i TEVOMRK PMKLXHVMZMRK PMKLX
7[MXGLMRK TSWXMSRW
i 4SWMXMSR - JSV TEVOMRK PMKLX
i 4SWMXMSR -- JSV HVMZMRK PMKLX
*YRGXMSR JSV TEVOMRK PMKLX W[MXGLPIZIP -
i 7[MXGLIW XLI TEVOMRK PMKLX 32 SV 3**
i %JXIV XLI W[MXGL LEW FIIR XYVRIH XS TSWMXMSR - XLI JSPPS[MRK PMKLXW SR
XLI QEGLMRI QYWX PMKLX YT
d (VMZMRK LIEHPEQTW i PIJXVMKLX WMHIQEVOIV PEQT
d 8EMP PMKLXW i PIJXVMKLX
*YRGXMSR JSV HVMZMRK PMKLX i W[MXGLPIZIP --
i 7[MXGLIW XLI HVMZMRK PMKLX 32 SV 3**
8LI JYRGXMSR MW SRP] TSWWMFPI [LIR XLI IPIGXVMGEP W]WXIQ SJ XLI QEGLMRI
MW W[MXGLIH SR
i %JXIV XLI W[MXGL LEW FIIR XYVRIH XS TSWMXMSR -- XLI JSPPS[MRK PMKLXW SR
XLI QEGLMRI QYWX PMKLX YT
d (VMZMRK LIEHPMKLXW i PIJXVMKLX
d 8EMP PMKLXW i PIJXVMKLX
7[MXGLMRK SR XLI JVSRX [SVOMRK JPSSHPMKLX

7[MXGL JVSRX [SVOMRK JPSSHPMKLX
7]QFSP JMIPH GSPSYV i SVERKI
*SV XYVRMRK XLI JVSRX [SVOMRK JPSSHPMKLXW 32 SV 3**
;LIR XLI W[MXGL MW TVIWWIH XLI JVSRX [SVOMRK JPSSHPMKLXW KS SYX
7[MXGLMRK SR XLI VIEV [SVOMRK JPSSHPMKLXW

7[MXGL i VIEV [SVOMRK JPSSHPMKLX
*SV XYVRMRK XLI VIEV [SVOMRK JPSSHPMKLXW 32 SV 3**
;LIR XLI W[MXGL MW TVIWWIH XLI VIEV [SVOMRK JPSSHPMKLXW KS SYX
0 0-)&,)66
3TIVEXMSR
)RKEKMRK ERH VIPIEWMRK XLI TEVOMRK FVEOI

7[MXGL TEVOMRK FVEOI
*MIPH GSPSYV VIH
)RKEKIW SV VIPIEWIW XLI TEVOMRK FVEOI
;LIR XLI IRKMRI MW WXEVXIH XLI TEVOMRK FVEOI MW EYXSQEXMGEPP] IR

KEKIH
;LIR XLI W[MXGL MW TVIWWIH XLI TEVOMRK FVEOI MW IRKEKIH SV VIPIEWIH
/I] JYRGXMSR i 3** TSWMXMSR
i ;LIR XLI W[MXGL MW TYWLIH XS XLI 3** TSWMXMSR XLI TEVOMRK FVEOI MW
VIPIEWIH
'IRXVEP TSWMXMSR i
i (VMZMRK JYRGXMSRW GER FI WIPIGXIH MR XLMW TSWMXMSR
/I] JYRGXMSR i 32 TSWMXMSR
i %JXIV W[MXGLMRK XS XLI 32 TSWMXMSR XLI TEVOMRK FVEOI MW PSGOIH
i ;LIR XLI W[MXGL MW TYWLIH XS XLI q32r TSWMXMSR XLI HMVIGXMSR SJ QSXMSR
MW EPWS XYVRIH XS RIYXVEP
7[MXGLIW SR XLI WMHI GSZIV GSRXVSP GSRWSPI

8LI PE]SYX ERH JYRGXMSR SJ XLI W[MXGLIW SR XLI WMHI GSZIV MW HIWGVMFIH MR
XLMW WIGXMSR
0E]SYX
7[MXGLIW SR XLI WMHI GSZIV

%MV GSRHMXMSRMRK W[MXGL STXMSR ,]HVEYPMG UYMGOGLERKI HIZMGI
EP MRHMGEXSV PEQT STXMSREP
*PSEX TSWMXMSR W[MXGL ;SVOMRK L]HVEYPMGW PSGO
&YGOIX VIXYVRXSHMK W[MXGL W[MXGL
,]HVEYPMG UYMGOGLERKI HIZMGI 1SHI FYXXSR
W[MXGL STXMSREP 6IEV [MRHWLMIPH [MTIV ERH
)QIVKIRG] WXIIVMRK FYXXSR [EWLIV W[MXGL
)QIVKIRG] WXIIVMRK GLIGO MR
HMGEXSV PEQT
0-)&,)66 0
3TIVEXMSR
8LI W[MXGLIW ERH TMPSX PEQTW EVI FYMPX MRXS XLI WMHI GSZIV GSRXVSP GSRWSPI
%GXMZEXMRKHIEGXMZEXMRK XLI PMJX OMGOSYX JYRGXMSR
0MJX OMGOSYX W[MXGL
;LMXI W]QFSP JMIPH
7[MXGLIW XLI EYXSQEXMG PMJX OMGOSYX JYRGXMSR 32 SV 3**
8LMW JYRGXMSR MW RSX EZEMPEFPI YRXMP XLI IRKMRI MW WXEVXIH
;LIR XLI W[MXGL MW TVIWWIH E QEKRIX SR XLI TMPSX GSRXVSP HIZMGI MW
EGXMZEXIH
8LI q0-)&,)66 GSRXVSP PIZIVr MW OITX MR XLI VEMWIH PMJX EVQ TSWMXMSR i qF]
QEKRIXMG JSVGIr
%PWS VIJIV XS XLI 7IGXMSR q3TIVEXMSRr YRHIV q;SVOMRK [MXL XLI EXXEGLQIRXr
%GXMZEXMRKHIEGXMZEXMRK XLI JPSEX TSWMXMSR

*PSEX TSWMXMSR W[MXGL
7[MXGLIW XLI JPSEX TSWMXMSR JYRGXMSR 32 SV 3**
EGXMZEXIH
8LI q0-)&,)66 GSRXVSP PIZIVr MW LIPH MR XLI PS[IV PMJX EVQ TSWMXMSR i qF]
QEKRIXMG JSVGIr
%GXMZEXMRKHIEGXMZEXMRK FYGOIX VIXYVRXSHMK

&YGOIX VIXYVRXSHMK W[MXGL
7[MXGLIW XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR 32 SV 3**
EGXMZEXIH
8LI q0-)&,)66 GSRXVSP PIZIVr MW LIPH MR XLI XMT FYGOIX YT TSWMXMSR qF]
QEKRIXMG JSVGIr
0 0-)&,)66
3TIVEXMSR
%GXMZEXMRK HIEGXMZEXMRK L]HVEYPMG UYMGOGLERKI HIZMGI

3TXMSR
,]HVEYPMG UYMGO GLERKI HIZMGI W[MXGL i [MXL STXMSREP >FEV PMJX FEV EVQW
,]HVEYPMG UYMGO GLERKI HIZMGI W[MXGL i [MXL STXMSREP WXERHEVH IUYMTQIRX
4FEV PMJX FEV EVQW
*MIPH GSPSYV VIH
;LIR XLI STXMSREP UYMGOGLERKI HIZMGI MW JMXXIH XS XLI PMJX EVQW *SV
W[MXGLMRK XLI L]HVEYPMG UYMGOVIPIEWI JYRGXMSR 32 SV 3**
8LI W[MXGL MW WIGYVIH [MXL ER EGXYEXMSR PSGO XS TVIZIRX YRJSVIWIIR
STIVEXMSR &IJSVI EGXMZEXMSR VIPIEWI XLI PSGO
;LIR XLI W[MXGL MW TVIWWIH E [EVRMRK WMKREP MW MWWYIH JVSQ XLI WMHI GSZIV
GSRXVSP GSRWSPI
%GXMZEXMRKHIEGXMZEXMRK IQIVKIRG] WXIIVMRK

)QIVKIRG] WXIIVMRK FYXXSR
*MIPH GSPSYV VIH
*SV WXEVXMRK ERH VITIEX WXEVXMRK XLI IQIVKIRG] GSRXVSP TYQT JSV IQIV
KIRG] WXIIVMRK JYRGXMSRW
;LIR MKRMXMSR MW W[MXGLIH SR XLI IQIVKIRG] WXIIVMRK TYQT GER FI WXEVXIH
F] OIITMRK XLI FYXXSR TVIWWIH HS[R
'SRXMRYSYW STIVEXMSR SJ XLI IQIVKIRG] WXIIVMRK TYQT [MPP SZIVLIEX XLI
TYQT QSXSV 8LI XLIVQSWXEX W[MXGL MRXIKVEXIH MR XLI TYQT QSXSV EYXSQEXM
GEPP] W[MXGLIW XLI IQIVKIRG] WXIIVMRK TYQT SJJ MR XLI IZIRX SJ SZIV
LIEXMRK
7II EPWS XLI WIGXMSR SR XS[MRK XLI QEGLMRI [LIR XLI WXIIVMRK W]WXIQ LEW
FVSOIR HS[R
)QIVKIRG] WXIIVMRK HMWTPE]

)QIVKIRG] WXIIVMRK GLIGO MRHMGEXSV PEQT
*MIPH GSPSYV VIH
(MWTPE] JYRGXMSR
i ;LIR XLI IRKMRI MW WXEVXIH XLI TMPSX PEQT PMKLXW YT JSV ETTVS\
WIGSRHW
8LI IQIVKIRG] WXIIVMRK TYQT GLIGO MW GEVVMIH SYX HYVMRK XLMW XMQI
;EVRMRK JYRGXMSRW
i -J XLI IQIVKIRG] WXIIVMRK TYQT GLIGO MW YRWYGGIWWJYP XLI TMPSX PEQT
VIQEMRW SR YRXMP XLI MKRMXMSR MW W[MXGLIH SJJ
7[MXGL SJJ XLI IRKMRI ERH GLIGO XLI GEYWI GSRWYPX 0-)&,)66
'97831)6 7)6:-')
0-)&,)66 0
3TIVEXMSR
(MWTPE]MRK SV MRHMGEXMRK L]HVEYPMG UYMGOVIPIEWI HIZMGI

3TXMSR
,]HVEYPMG UYMGO GLERKI HIZMGI W[MXGL i [MXL STXMSREP >FEV PMJX FEV EVQW
,]HVEYPMG UYMGO GLERKI HIZMGI W[MXGL i [MXL STXMSREP WXERHEVH IUYMTQIRX
4FEV PMJX FEV EVQW
*MIPH GSPSYV VIH
*SV TVIWWYVI QSRMXSVMRK FEV JSV q0SGOr JYRGXMSR SJ XLI L]HVEYPMG UYMGO
GLERKI HIZMGI
;EVRMRK JYRGXMSRW
i 0MKLXW YT [MXL IRKMRI WXERHWXMPP [LIR XLI MKRMXMSR OI] MW MR STIVEXMRK
TSWMXMSR -
i -PPYQMREXIW SR TVIWWYVI HVST SV MR IZIRX SJ PMRI VYTXYVI MR XLI UYMGO
GLERKI HIZMGI L]HVEYPMG W]WXIQ
8LI [EVRMRK JYRGXMSR MW EGSYWXMGEPP] WYTTSVXIH [LIR XLI IRKMRI MW
VYRRMRK
7[MXGL SJJ XLI IRKMRI ERH VIGXMJ] XLI TVSFPIQ
%GXMZEXMRKHIEGXMZEXMRK XLI [SVOMRK L]HVEYPMGW PSGOSYX

;SVOMRK L]HVEYPMGW PSGO W[MXGL
0SGOW SV IREFPIW XLI [SVOMRK L]HVEYPMGW JYRGXMSRW
7[MXGL JYRGXMSR
i ;LIR XLI W[MXGL MW TVIWWIH XLI [SVOMRK L]HVEYPMGW PSGOSYX MW EGXMZEXIH
SV HIEGXMZEXIH
/I] JYRGXMSR [LIR MKRMXMSR W[MXGLIH SJJ
i ;LIR XLI FYXXSR MW TVIWWIH ERH XLI 0, GSRXVSP PIZIV MW WMQYPXERISYWP]
TYWLIH MR HMVIGXMSR F PS[IV XLI PMJX EVQW GER FI PS[IVIH ERH XLI
PS[IVMRK SJ XLI FYGOIX MW TSWWMFPI
7II EPWS XLI WIGXMSR SR XLI 0-)&,)66 GSRXVSP PIZIV
7[MXGLMRK SZIV XLI 13() 0'( XVEZIP WTIIH VIEP XMQI

STIVEXMRK LSYVW
1SHI FYXXSR i
*SV W[MXGLMRK XLI 0'( FIX[IIR WTIIH XMQI SV STIVEXMRK LSYVW
7[MXGLMRK XS VIEP XMQI ;LIR XLI FYXXSR MW TVIWWIH SRGI XLI 0'( MW W[MXGLIH XS XMQI
7IXXMRK XLI GPSGO
i /IIT XLI 13() FYXXSR TYWLIH HS[R YRXMP XLI VIUYMVIH XMQI MW HMW
TPE]IH
7[MXGLMRK XS STIVEXMRK LSYVW ;LIR XLI FYXXSR MW TVIWWIH EKEMR XLI 0'( MW W[MXGLIH XS STIVEXMRK LSYVW
0 0-)&,)66
3TIVEXMSR
7[MXGLMRK XLI VIEV [MRHWLMIPH [MTMRK ERH [EWLMRK W]WXIQ

SR SV SJJ
6IEV [MRHWLMIPH [MTIV ERH [EWLIV W[MXGL
7[MXGLIW XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ JSV XLI VIEV [MRHS[ 32
SV 3**
8LI W[MXGL LEW E W[MXGL JYRGXMSR ERH E FYXXSR JYRGXMSR
7[MXGL JYRGXMSRW
i 7[MXGL TSWMXMSR MW JSV [MTMRK
i &YXXSR TSWMXMSR MW JSV [EWLMRK

9WI XLI q0-)&,)66 GSRXVSP PIZIVr 0, GSRXVSP PIZIV XS GSRXVSP XLI XVEZIP
HMVIGXMSR ERH QSZIQIRXW SJ XLI [SVOMRK EXXEGLQIRX
0E]SYX
0, GSRXVSP PIZIV
4MPSX GSRXVSP YRMX PIZIV 8VEZIP HMVIGXMSR W[MXGL
8LI 0, GSRXVSP PIZIV GSRXEMRW XLI GSRXVSPW JSV WIPIGXMRK XLI XVEZIP HMVIGXMSR
ERH STIVEXMRK XLI [SVOMRK EXXEGLQIRX
8VEZIP HMVIGXMSR W[MXGL

8VEZIP HMVIGXMSRW EVI WLMJXIH YWMRK XLI FYXXSR SR XLI 0MIFLIVV GSRXVSP
PIZIV
7II EPWS XLI WIGXMSR SR XLI HVMZMRK QSHI
0-)&,)66 0
3TIVEXMSR
7[MXGLMRK XLI XVEZIP HMVIGXMSR
0, GSRXVSP PIZIV
8VEZIP HMVIGXMSR W[MXGL
*YRGXMSRW SJ XLI XVEZIP HMVIGXMSR W[MXGL
i * XVEZIP HMVIGXMSR MW *SV[EVH
i 6 XVEZIP HMVIGXMSR MW 6IZIVWI
7]QFSP JMIPHW EVI YWIH XS WLS[ XLI WIPIGXIH XVEZIP HMVIGXMSR SR XLI
MRWXVYQIRX TERIP MR XLI HMWTPE] YRMX
0, GSRXVSP PIZIV JSV GSRXVSPPMRK XLI [SVOMRK EXXEGLQIRX
0E]SYX
8LI KVMT SJ XLI 0, GSRXVSP PIZIV MW QIGLERMGEPP] PMROIH XS XLI TMPSX GSRXVSP
HIZMGI HMVIGXP] YRHIVRIEXL MX
1SZIQIRX HMVIGXMSRW SJ XLI 0, GSRXVSP PIZIV

E &EGO G 0IJX
F *SV[EVH XS EGXMSR TSMRX H 6MKLX
F *SV[EVH XS PMQMX IL (MEKSREP
8LI [SVOMRK EXXEGLQIRX MW GSRXVSPPIH F] QSZMRK XLI 0, GSRXVSP PIZIV
0 0-)&,)66
3TIVEXMSR
1SZIQIRXW SJ XLI 0, GSRXVSP PIZIV ERH XLI EWWSGMEXIH JYRGXMSRW

E i 6EMWIW XLI PMJX EVQ
F i 2SVQEP PS[IVMRK JYRGXMSR i PMJX EVQ MW PS[IVIH WPS[P]
F i *PSEX TSWMXMSR JYRGXMSR i PMJX EVQW QSZI XS JPSEX TSWMXMSR
G i 8MPXW XLI FYGOIX MR[EVH
H i 8MPXW XLI FYGOIX SYX[EVH
I i 6EMWIW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX MR[EVH
J i 0S[IVW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX SYX[EVH
K i 6EMWIW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX SYX[EVH
L i 0S[IVW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX MR[EVH
'SRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRW

8LI GSRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRW EHHMXMSREP GSRXVSP PIZIV
MW MRWXEPPIH XS XLI VMKLX SJ XLI 0, GSRXVSP PIZIV MR XLI GSRXVSP TERIP
-J ER STXMSREP EXXEGLQIRX [MXL ER MRHITIRHIRX GSRXVSP GMVGYMX MW EXXEGLIH XS
XLI PMJX EVQ MX MW GSRXVSPPIH F] XLI EHHMXMSREP GSRXVSP PIZIV
1SZIQIRX HMVIGXMSRW SJ XLI EHHMXMSREP GSRXVSP PIZIV

E i &EGO F i *SV[EVH
8LI STXMSREP IUYMTQIRX MW GSRXVSPPIH F] QSZMRK XLI EHHMXMSREP GSRXVSP

PIZIV
8LI QSZIQIRXW SJ XLI EHHMXMSREP GSRXVSP PIZIV ERH XLI EWWSGMEXIH JYRG
XMSRW
Ei *YRGXMSR HITIRHW SR XLI X]TI SJ STXMSREP IUYMTQIRX EXXEGLIH
Fi *YRGXMSR HITIRHW SR XLI X]TI SJ STXMSREP IUYMTQIRX EXXEGLIH
1EOI WYVI ]SY EVI JEQMPMEV [MXL XLI STIVEXMSR SJ XLI STXMSREP EXXEGL
QIRX MRWXEPPIH
6IJIV XS XLI WIGXMSRW SR STIVEXMSR ERH [SVOMRK [MXL STXMSREP IUYMTQIRX EW
[IPP EW XS XLI STIVEXSVW QERYEP JSV XLI EHHMXSREP IUYMTQIRX
,IEXMRK ZIRXMPEXMSR

8LI HVMZIVW GEF MW IUYMTTIH [MXL E [EVQ [EXIV LIEXMRK W]WXIQ
8LI LIEXMRK GMVGYMX MW MRGPYHIH MR XLI GSSPMRK GMVGYMX SJ XLI HMIWIP IRKMRI
0-)&,)66 0
3TIVEXMSR
7[MXGLMRK XLI LIEXMRK W]WXIQ SRSJJ

'SRXVSP IPIQIRXW JSV XLI LIEXMRK
i 7PMHIV i XIQTIVEXYVI GSRXVSP
6SXEV] W[MXGL i &PS[IV
)RWYVI XLEX
i 8LI QEGLMRIW IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
i 8LI SYXPIX RS^^PIW JSV XLI VIUYMVIH EMV WXVIEQ EVI STIR
IK XS XLI FSH] JVSRX [MRHWGVIIR VIEV [MRHS[
d 7[MXGLMRK SR XLI LIEXMRK 8YVR VSXEV] W[MXGL XS PIZIP

8LI EMV WXVIEQ MW FPS[R MRXS XLI HVMZIVW GEF ZME SYXPIX RS^^PIW
d 8LI XIQTIVEXYVI GER FI GSRXMRYSYWP] EHNYWXIH 8LI FPYI VERKI MW GSPH
i XLI VIH VERKI MW [EVQ
6IKYPEXMRK XLI XIQTIVEXYVI 4YWL WPMHIV XS XLI VIUYMVIH TSWMXMSR
6IKYPEXMRK XLI FPS[IV

8LI FPS[IV MW W[MXGLIH SRSJJ [MXL XLI VSXEV] W[MXGL
&PS[IV PIZIPW
0IZIP i 3**
0IZIP i KIRXPI EMV JPS[
0IZIP i QIHMYQ EMV JPS[
0IZIP i WXVSRK EMV JPS[
d 8YVRMRK XLI VSXEV] W[MXGL XS XLI VIUYMVIH PIZIP

8LI EMV WXVIEQ MW FPS[R MRXS XLI HVMZIVW GEF ZME SYXPIX RS^^PIW
6IKYPEXMRK XLI EMV WYTTP]

8LI PIZIV JSV EMV ZIRX EHNYWXQIRX MW QSYRXIH FILMRH XLI HVMZIVW WIEX SR
XLI VMKLX
:IRXMPEXMSR ZIRX EHNYWXQIRX PIZIV
0IZIV WIXXMRKW
4SWMXMSR E i VIGMVGYPEXIH EMV
4SWMXMSR F i JVIWL EMV
d 7[MXGLMRK SZIV FIX[IIR JVIWL ERH VIGMVGYPEXIH EMV XYVR XLI PIZIV XS
XLI VIUYMVIH TSWMXMSR

8LI MRPIX EMV MW JMPXIVIH ZME SRI HV] WIVZMGEFPI JMPXIV GEVXVMHKI ERH HMVIGXIH
MRXS XLI GEF ZME E ZETSVMWIV ERH LIEX I\GLERKIV ERH XLI EHNYWXEFPI SYXPIX
RS^^PIW
0 0-)&,)66
3TIVEXMSR
3TIVEXMRK XLI EMVGSRHMXMSRMRK W]WXIQ

-R SVHIV XS KYEVERXII XLI PSRKXIVQ VIPMEFMPMX] SJ XLI EMVGSRHMXMSRMRK W]W
XIQ [I VIGSQQIRH XLEX MX MW W[MXGLIH SR EX PIEWX IZIV] HE]W
;LIR XLI EMVGSRHMXMSRMRK W]WXIQ MW VYRRMRK XLI WLEJX WIEP VMRK MR XLI
EMVGSRHMXMSRMRK GSQTVIWWSV MW EPWS PYFVMGEXIH 8LMW TVIZIRXW VIJVMKIVERX
IWGETMRK JVSQ XLI EMVGSRHMXMSRMRK GSQTVIWWSV
8LI TVIVIUYMWMXIW JSV W[MXGLMRK SR XLI EMVGSRHMXMSRMRK EVI
i 8LI IRKMRI MW VYRRMRK
i 8LI FPS[IV W[MXGL MW XYVRIH XS EX PIEWX TSWMXMSR
i 8LI XIQTIVEXYVI MR XLI GEF MW EFSZI ' FIPS[ XLMW XIQTIVEXYV XLI
XIQTIVEXYVI W[MXGL MR XLI IZETSVEXSV MW W[MXGLIH SJJ
7[MXGLMRK SR XLI EMVGSRHMXMSRMRK

,IEXIV FYXXSR
6SXEV] W[MXGL i &PS[IV
%MVGSRHMXMSRMRK W]WXIQ FYXXSR
d 7[MXGL SR XLI VSXEV] W[MXGL JSV XLI FPS[IV

d 7[MXGL SR XLI VSXEV] W[MXGL JSV EMVGSRHMXMSRMRK W]WXIQ F] XYVRMRK MR
XLI GPSGO[MWI HMVIGXMSR
%HNYWXMRK XLI GEF XIQTIVEXYVI

8LI GEF XIQTIVEXYVI MW VIKYPEXIH F] QM\MRK MR [EVQ EMV XLI LIEXMRK MW
W[MXGLIH SR JSV XLMW
d 7IX XLI LIEXMRK WPMHIV EW VIUYMVIH
7PMHIV EFSZI WIX XS ! [EVQIV
7PMHIV FIPS[ WIX XS ! GSPHIV
1E\MQYQ GSSPMRK SJ XLI GEF

d -J XLI GEF EMV MW WXEPI
*MVWX EMV MX [IPP
-R SVHIV XS EGLMIZI IZIR QSVI GSSPMRK MR XLI GEF XEOI XLI JSPPS[MRK WXITW
i 7[MXGL SR XLI WXVSRKIWX FPS[IV TSWMXMSR
i TYWL XLI WPMHIV JSV LIEXMRK EW JEV EW MX [MPP KS
i 'PSWI XLI GEF [MRHS[W ERH HSSVW
i 7IX XLI PIZIV JSV XLI EMVZIRX JPET XS GMVGYPEXI JVIWLGMVGYPEXIH EMV
TSWMXMSR E
d 7[MXGL SR XLI EMVGSRHMXMSRMRK VSXEV] W[MXGL
0-)&,)66 0
3TIVEXMSR
6ILIEX QSHI
8LI EMVGSRHMXMSRMRK W]WXIQ GER FI YWIH XS HILYQMHMJ] XLI GEF EMV [LIR
XLI [IEXLIV MW GSSP ERH HEQT
d 8S HILYQMHMJ] XLI GEF EMV W[MXGL SR XLI EMVGSRHMXMSRMRK W]WXIQ MR
EHHMXMSR XS XLI LIEXIV
8LMW TVIZIRXW GSRHIRWEXMSR JVSQ JSVQMRK SR XLI [MRHS[W WMRGI XLI EMV
LYQMHMX] GSRHIRWIW SR XLI GSSP IZETSVEXSV ERH MW GSPPIGXIH EW [EXIV MR XLI
HVMT XVE] ERH HVEMRW E[E] SYXWMHI
7[MXGLMRK SJJ XLI EMVGSRHMXMSRMRK W]WXIQ

d 8YVR XLI VSXEV] W[MXGL MR ER ERXMGPSGO[MWI HMVIGXMSR XS XLI XYVR SJ XLI
EMVGSRHMXMSRMRK W]WXIQ
'EF MRXIVMSV PMKLXMRK

8LI GEF PMKLXMRK MW MRWXEPPIH MR XLI GEF FILMRH XLI HVMZIVW WIEX SR VMKLX
7[MXGLMRK XLI MRXIVREP MPPYQMREXMSR SRSJJ
-RXIVMSV PMKLXMRK
-RXIVMSV PMKLXMRK 7[MXGL
d 7[MXGLMRK XLI MRXIVREP MPPYQMREXMSR SRSJJ TVIWW W[MXGL

8LI HVMZIVtW GEF MW IUYMTTIH [MXL SRI MRXIVMSV ERH X[S I\XIVMSV QMVVSVW
0 0-)&,)66
3TIVEXMSR
%HNYWXMRK XLI QMVVSVW

)\XIVMSV QMVVSV
-RXIVMSV QMVVSV
d -RHMZMHYEPP] EHNYWX EPP QMVVSVW F] XYVRMRK XLIQ
%HNYWXMRK XLI QMVVSVW
7YR ZMWSV

8LI HVMZIVW GEF MW IUYMTTIH [MXL E WYR ZMWSV
%HNYWXMRK XLI WYR ZMWSV

d %HNYWX XLI WYR ZMWSV EGGSVHMRK XS ]SYV MRHMZMHYEP VIUYMVIQIRXW F]
TYPPMRK MX YT SV HS[R
%HNYWXMRK XLI WYR ZMWSV
)PIGXVMG [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ
0E]SYX
8LI QEGLMRI MW IUYMTTIH [MXL ER IPIGXVMG [MRHWLMIPH [MTIV ERH [EWLIV
W]WXIQ JSV XLI JVSRX ERH VIEV [MRHS[W
-X FEWMGEPP] GSRWMWXW SJ XLI GSRXVSPW XLI [MRHWLMIPH [MTIVW XLI VIWIVZSMV
ERH XLI SYXPIX RS^^PIW JSV XLI [EWLMRK EKIRX
8LI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIR JSV XLI JVSRX ERH VIEV [MRHS[W
YWI E GSQQSR [EWLMRK EKIRX GSRXEMRIV
'LIGO ZEPZIW EVI FYMPX MRXS XLI [EWLMRK EKIRX TMTIW XS XLI SYXPIX RS^^PIW
8LI W[MXGLIW JSV XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ JSV XLI JVSRX
[MRHWGVIIR EVI SR XLI WXIIVMRK GSPYQR W[MXGL
8LI W[MXGLIW JSV XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ JSV XLI VIEV
[MRHWGVIIR EVI SR XLI VMKLXLERH WMHI GSZIV % WTVYRK FYXXSR JYRGXMSR
GSRXVSPW XLI [EWLMRK EKIRX TYQT
0-)&,)66 0
3TIVEXMSR
7[MXGLMRK SR XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ

&IJSVI W[MXGLMRK SR XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ QEOI WYVI
XLEX XLI QEGLMRIW IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
3TIVEXMRK XLI JVSRX [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ

&YXXSR L ;MRHWLMIPH [MTIV ERH [EWLIV
,ERHPI W]WXIQ EGXMZEXMSR
H ;MRHWLMIPH [MTIV EGXMZEXMSR
d ;MTMRK [MRHS[W JMVWX XYVR XLI LERHPI XS XLI VIUYMVIH PIZIP . i - i --
d ;EWLMRK [MRHS[W TVIWW XLI FYXXSR SR XLI WXIIVMRK GSPYQR W[MXGL
;EWLIV JPYMH MW WTVE]IH SRXS XLI JVSRX [MRHWGVIIR XLVSYKL IEGL SYXPIX
RS^^PI
7[MXGLMRK SR XLI VIEV [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ

8LI [MRHS[ [MTMRK ERH [EWLMRK W]WXIQ MW EGXYEXIH F] TVIWWMRK XLI
W[MXGL
8LMW MW LS[ XS STIVEXI XLI [MRHS[ [MTMRK ERH [EWLMRK W]WXIQ

6IEV [MRHWLMIPH [MTIV ERH
[EWLIV W[MXGL
d ;MTMRK [MRHS[W JMVWX TVIWW XLI W[MXGL

8LI FEGO [MRHWLMIPH [MTIV MW EGXMZEXIH
d ;MTMRK ERH [EWLMRK [MRHS[ TVIWW XLI W[MXGL E WIGSRH XMQI ERH
OIIT MX TVIWWIH HS[R
;EWLIV JPYMH MW WTVE]IH SRXS XLI VIEV [MRHS[ ZME ER SYXPIX RS^^PI
d 7[MXGL SJJ XLI [MRHS[ [EWLMRK W]WXIQ 6IPIEWI XLI W[MXGL
d 7[MXGL SJJ XLI [MRHS[ [EWLMRK W]WXIQ TVIWW W[MXGL FEGO
0 0-)&,)66
3TIVEXMSR
6IWIVZSMV JSV [MRHWLMIPH [EWLIV JPYMH
0E]SYX
;MRHWLMIPH [EWLIV JPYMH VIWIVZSMV

6IWIVZSMV [MXL JMPPMRK MRPIX 'SZIV
8LI VIWIVZSMV MW MRWXEPPIH SR XLI PIJX SJ XLI HVMZIVW GEF FILMRH XLI
GSZIV
8STTMRK YT [MXL [MRHWLMIPH [EWLIV JPYMH

*MPPMRK UYERXMX] ETTVS\MQEXIP] PMXVIW
d 3TIR XLI GSZIV
d ;LIR RIGIWWEV] VIJMPP [MXL GSQQIVGMEPP] EZEMPEFPI [MRHS[ GPIERMRK
EKIRX
'EYXMSR -GI GER HEQEKI XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ
-GMRK YT GER VIWYPX MR XLI FVIEOHS[R SV HEQEKI XS XLI [MRHWGVIIR [MTMRK
ERH [EWLMRK W]WXIQ % HMVX] JVSRX SV VIEV [MRHWGVIIR MW E WEJIX] LEÊVH
7GVETI WRS[ ERH MGI JVSQ XLI [MRHWLMIPH FIJSVI HVMZMRK
=SY QYWX TVSXIGX XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ YWMRK ERXM
JVIIÎ
d 9WI GSQQIVGMEPP] EZEMPEFPI [MRHWGVIIR ERXMJVIIÎ

d 8ST YT [MXL ER ETTVSTVMEXI UYERXMX] SJ ERXMJVIIÎ FIJSVI XLI [MRXIV
WXEVXW
0-)&,)66 0
3TIVEXMSR

8VERWTEVIRX GSRXEMRIV
4YWLFYXXSR
0YFVMGERX WYTTP] PMRIW
1EMR TVSKVIWWMZI HMWXVMFYXSV
8LI GIRXVEP PYFVMGEXMSR TYQT [MXL MXW WIIXLVSYKL VIWIVZSMV ERH MRXIKVEXIH
GSRXVSP YRMX MW MRWXEPPIH SR XLI PIJXLERH WMHI SJ XLI QEGLMRI
8LI GIRXVEP PYFVMGEXMSR TYQT HIPMZIVW XLI PYFVMGERX ZME WYTTP] PMRIW ERH ZME
SRI TVMQEV] ERH WIZIVEP WYFTVSKVIWWMZI HMWXVMFYXSVW XS XLI MRHMZMHYEP
PYFVMGEXMSR TSMRXW %R SZIVTVIWWYVI ZEPZI QSRMXSVW PYFVMGEXMSR SJ XLI MRHMZMH
YEP PYFVMGEXMSR TSMRXW
0YFVMGEXMSR ERH HIPE] XMQIW
8LI MRXIKVEXIH GSRXVSP YRMX IPIGXVSRMGEPP] GSRXVSPW XLI GIRXVEP PYFVMGEXMSR
W]WXIQ
4YWLFYXXSR
=IPPS[ 0)(
(MWTPE] ERH EHNYWXQIRX SJ XLI HIPE]
(MWTPE] ERH EHNYWXQIRX SJ XLI PYFVMGEXMSR XMQI
8LI ]IPPS[ 0)( PMKLX IQMXXMRK HMSHI PMKLXW YT JSV EFSYX WIGW EJXIV XLI
MKRMXMSR MW W[MXGLIH SR ERH LIRGI WMKREPW WXERHF] GSRHMXMSR
8LI TYQT GER EPWS FI W[MXGLIH SR QERYEPP] F] TVIWWMRK XLI FYXXSR 8LI
TYQT QSXSV W[MXGLIW SJJ EJXIV XLI WIX PYFVMGEXMSR XMQI LEW IPETWIH ERH
XLI HIEH XMQI FIKMRW %PP JYVXLIV PYFVMGEXMSR G]GPIW JSPPS[ EYXSQEXMGEPP] MR
E TEXXIVR HIXIVQMRIH F] XLI WIX HIEH XMQI
-J XLI MKRMXMSR MW W[MXGLIH SJJ HYVMRK XLI PYFVMGEXMSR SV HIEH XMQI XLI GSRXVSP
YRMX WXSTW XLI GPSGO ERH PSKW XLI XMQI %JXIV XLI MKRMXMSR LEW FIIR W[MXGLIH
SR EKEMR XLI GSRXVSP YRMX WGERW XLI HEXE JVSQ XLI QIQSV] ERH GSRXMRYIW
'SRXVSP HIZMGI XLI JYRGXMSR WIUYIRGI JVSQ XLI TSMRX [LIVI MX [EW MRXIVVYTXIH
2SRWGLIHYPIH PYFVMGEXMSR
2SRWGLIHYPIH PYFVMGEXMSR GER FI XVMKKIVIH EX ER] XMQI [LIR XLI MKRMXMSR MW
W[MXGLIH SR ZME FYXXSR SR XLI QSXSV LSYWMRK
*SV XLI HIJEYPX WIXXMRKW SJ XLI PYFVMGEXMSR ERH HIEH XMQIW WII XLI 'LETXIV
q4VSHYGX HIWGVMTXMSRr WIGXMSR q8IGLRMGEP HEXEr
6IJMPPMRK XLI VIWIVZSMV

8LI KVIEWI JMXXMRK MW YWIH XS JMPP XLI VIWIVZSMV
+VIEWI WTIGMJMGEXMSR 7II MR XLI QEMRXIRERGI GLETXIV YRHIV XLI PYFVMGERXW
ERH JYIPW WIGXMSR
0 0-)&,)66
3TIVEXMSR

8LI 8;-2 EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ MW E iPMRI W]WXIQ
0E]SYX
8LI GIRXVEP PYFVMGEXMSR TYQT LEW FIIR FYMPX MRXS XLI PIJX WMHI SJ XLI
QEGLMRI MR XLI EVXMGYPEXMSR ^SRI EX XLI IRXVERGI
8LI GSRXVSP IPIQIRX LEW FIIR QSYRXIH SR XLI VMKLX WMHI SJ XLI HVMZIVW GEF
XS XLI MRWXVYQIRX TERIP
%YXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ

'IRXVEP PYFVMGEXMSR TYQT 8IWX W[MXGL
8VERWTEVIRX GSRXEMRIV *MPPMRK GSYTPMRK [MXL TVSXIGXMZI
0YFVMGERX WYTTP] PMRIW GSZIV
8LI EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ GSRWMWXW SJ
i 8LI GIRXVEP PYFVMGEXMSR TYQT [MXL E XVERWTEVIRX GSRXEMRIV ERH ER
MRXIVKVEXIH GSRXVSP YRMX
i 8LI GSRXVSP IPIQIRX [MXL STIVEXMRK W[MXGL XLI HMWTPE] ERH 0)( MRHMGE
XSV PEQTW
i 8LI HMWXVMFYXSV FPSGOW [MXL QIEWYVMRK ZEPZIW
i 8LI IPIGXVMG TVIWWYVI W[MXGL ERH XLI PYFVMGERX WYTTP] PMRIW
0-)&,)66 0
3TIVEXMSR
*YRGXMSR SJ XLI W]WXIQ
8LI W]WXIQ GEVVMIW SYX EPP JYRGXMSRW EYXSQEXMGEPP]
%JXIV XLI MKRMXMSR LEW FIIR W[MXGLIH SR XLI TYQT HIPMZIVW XLI KVIEWI XS
XLI PYFVMGEXMSR TSMRXW MR WIX MRXIVZEPW YWMRK XLI QIEWYVMRK ZEPZIW
8LI WIX MRXIVZEP XMQI FIX[IIR PYFVMGEXMSR ETTIEVW MQQIHMEXIP] MR XLI
HMWTPE] EJXIV XLI MKRMXMSR LEW FIIR W[MXGLIH SR

'IRXVEP PYFVMGEXMSR TYQT 8IWX W[MXGL
8VERWTEVIRX GSRXEMRIV *MPPMRK GSYTPMRK [MXL TVSXIGXMZI
0YFVMGERX WYTTP] PMRIW GSZIV
(MWXVMFYXSV FPSGO
8LI IPIGXVMGEPP] HVMZIR GIRXVEP PYFVMGEXMSR TYQT [MXL ER MRXIKVEXIH GSRXVSP
PIV HIPMZIVW XLI KVIEWI PYFVMGEXIH XS XLI HMWXVMFYXSV FPSGOW YWMRK QIE
WYVMRK ZEPZIW
8LI KVIEWI MW HIPMZIVIH XS XLI MRHMZMHYEP PYFVMGEXMSR TSMRXW YWMRK XLI
QIEWYVMRK ZEPZIW
8LI MRXIKVEXIH IPIGXVSRMG GSRXVSP HIZMGI GSRXVSPW XLI PYFVMGEXMSR ERH HIEH
XMQI SJ XLI TMWXSR TYQT
%R IPIGXVMG TVIWWYVI W[MXGL QSRMXSVW XLI W]WXIQ TVIWWYVI MR XLI QEMR
WYTTP] PMRI
7IXXMRK XLI PYFVMGEXMRK QSHI

8LI VIUYMVIH PYFVMGEXMRK QSHI MW WIX F] YWMRK XLI TYWLFYXXSR SR XLI PIJX
EX XLI JVSRX SJ XLI HVMZIVW GEF
%YXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ GSRXVSP IPIQIRX
4YWLFYXXSR [MXL MRHMGEXSV PMKLX
d 7IXXMRK XLI HIWMVIH PYFVMGEXMRK QSHI
[MXLMR WIGSRHW SJ TVIWWMRK XLI MKRMXMSR TVIWW XLI TYWLFYXXSR HYV
MRK SV EJXIV XLI &PMROGSHI SJ XLI MRHMGEXSV PEQT
d TVIWW XLI TYWLFYXXSR VITIEXIHP] SRGI X[MGI SV XLVII XMQIW JSV E WLSVX
XMQI
%JXIV X[S WIGSRHW XLI MRHMGEXSV PEQT WLS[W XLI WIPIGXIH EHNYWXQIRX
&PMROGSHI 7IXXMRK
JPEWL SRGI ,IEZ] YWI
0 0-)&,)66
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&PMROGSHI 7IXXMRK
JPEWL X[MGI 2SVQEP YWI
JPEWL XLVII XMQIW 0MKLX YWI
*MPPMRK XLI XVERWTEVIRX GSRXEMRIV

-J XLI MRHMGEXSV PMKLXW JPEWL EX XLI WXEVX SJ IEGL PYFVMGEXMRK WIUYIRGI JSV X[S
QMRYXIW WIGSRHW SR WIGSRHW SJJ XLI GSRXEMRIV LSPHW XLI
QMRMQYQ KVIEWI PIZIP
-R XLMW GEWI XLI GSRXEMRIV QYWX FI VIJMPPIH EW UYMGOP] EW TSWWMFPI
d 6IQSZI XLI TVSXIGXMZI GSZIVW JVSQ XLI JMPPMRK GSYTPMRK
d 8LSVSYKLP] GPIER XLI JMPPMRK GSYTPMRK ERH XLI GSYTPMRK SR XLI JMPPMRK
LSWI
d 7IGYVI XLI JMPPMRK LSWI XS XLI JMPPMRK GSYTPMRK
d *MPP XLI GSRXEMRIV XS XLI QE\MQYQ PIZIP WII XLI QEVOMRKW SR XLI
GSRXEMRIV
d 6IPIEWI XLI JMPPMRK LSWI ERH VITPEGI XLI TVSXIGXMZI GSZIVW
8IWX PYFVMGEXMSR RSRWGLIHYPIH PYFVMGEXMSR

8S XIWX XLI W]WXIQ ]SY GER GEVV] SYX E WMRKPI PYFVMGEXMRK WIUYIRGI
QERYEPP]
d 4VIWW XLI XIWX W[MXGL SR XLI TYQT JSV XS WIGSRHW
8LI W]WXIQ [MPP RS[ GEVV] SYX E WMRKPI PYFVMGEXMSR W]WXIQ
(YVMRK XLMW PYFVMGEXMRK WIUYIRGI XLI MRHMGEXSV PEQTW JPEWL WIGSRHW SR
WIGSRHW SJJ
2SRWXST PYFVMGEXMSR
8S HIPMZIV EHHMXMSREP KVIEWI XS EPP PYFVMGEXMRK TSMRXW JSV I\EQTPI EJXIV
GPIERMRK XLI QEGLMRI SV XS FPIIH EMV JVSQ XLI W]WXIQ ]SY GER GEVV] SYX
PYFVMGEXMRK WIUYIRGIW [MXLSYX MRXIVZEPW
d 4VIWW XLI XIWX W[MXGL SR XLI TYQT JSV QSVI XLER WIGSRHW
8LI W]WXIQ [MPP RS[ GEVV] SYX PYFVMGEXMRK WIUYIRGIW [MXLSYX MRXIVZEPW
(YVMRK XLMW WIUYIRGI XLI MRHMGEXSV PEQTW JPEWL WIGSRHW SR
WIGSRHW SJJ
8LI RSRWXST WIUYIRGI IRHW MJ XLI MKRMXMSR MW W[MXGLIH SJJ
%GSYWXMG VIZIVWI [EVRMRK HIZMGI

8LI EGSYWXMG VIZIVWI [EVRMRK W]WXIQ MW XS [EVR TISTPI WXERHMRK FILMRH
XLI QEGLMRI [LMPI MX MW VIZIVWMRK
0-)&,)66 0
3TIVEXMSR
7[MXGLMRK SR XLI VIZIVWI [EVRMRK HIZMGI
0, GSRXVSP PIZIV ERH HMWTPE] YRMX

8LI VIZIVWI [EVRMRK W]WXIQ MW IPIGXVMGEPP] EGXYEXIH F] QIERW SJ XLI XVEZIP
HMVIGXMSR W[MXGL VIZIVWI XVEZIP TSWMXMSR
;LIR XLI W[MXGL MW QSZIH XS TSWMXMSR 6 JSV VIZIVWI XVEZIP ]SY [MPP LIEV
ER EPEVQ
d 4VIWW XLI W[MXGL JSV 6 ! 6):)67) XVEZIP HMVIGXMSR
8LI VIZIVWI [EVRMRK HIZMGI MRWXEPPIH EX XLI VIEV PIJX SJ XLI QEGLMRI MR XLI
IRKMRI GSQTEVXQIRX WSYRHW ER EPEVQ WMKREP [MXL EFSYX MQTYPWIW TIV
QMRYXI
8LI EPEVQ WMKREP MW ETTVS\MQEXIP] H& PSYHIV XLER XLI EQFMIRX RSMWI
0 0-)&,)66
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,ERHPMRK
(EMP] WXEVXYT VSYXMRI

1EOI WYVI XLEX
i &IJSVI WXEVXMRK YT XLI QEGLMRI IEGL HE] XLI HEMP] QEMRXIRERGI XEWOW
QYWX FI GEVVMIH SYX EJXIV IZIV] LSYVW SJ STIVEXMSR 7II XLI GLETXIV
SR QEMRXIRERGI
%JXIV XLI HEMP] QEMRXIRERGI XEWOW LEZI FIIR GSQTPIXIH IZIV]
STIVEXMRK LSYVW XLI QEGLMRI QYWX XLIR FI TYX MRXS XLI STIVEXMRK
TSWMXMSR 7II XLI WIGXMSR SR XLI STIVEXMRK TSWMXMSR
i )RSYKL HMIWIP JYIP MW EZEMPEFPI JSV XLI HEMP] [SVOPSEH 7II XLI WIGXMSR
SR VIJYIPPMRK [MXL HMIWIP JYIP
3TIVEXMRK TSWMXMSR
8S TYX XLI QEGLMRI MRXS STIVEXMRK TSWMXMSR TVSGIIH EW JSPPS[W
8YVRMRK SR XLI QEMR FEXXIV] 8LI FEXXIV] QEMR W[MXGL MW PSGEXIH EX XLI VIEV PIJXLERH WMHI SJ XLI IRKMRI
W[MXGL GSQTEVXQIRX
d 'SQTPIXIP] STIR XLI VIEV LEXGL %PWS VIJIV XS XLI 7IGXMSR q3TIRMRK
WIVZMGI LEXGLIW ERH LSSHWr
&EXXIV] QEMR W[MXGL

&EXXIV] QEMR W[MXGL 1EMR W[MXGL OI]
d 8YVR SR XLI QEMR FEXXIV] W[MXGL

'PSWMRK WIVZMGI HSSVW LEXGLIW d 'PSWI EPP WIVZMGI HSSVW LEXGLIW ERH LSSHW ERH [LIVI TSWWMFPI PSGO
ERH LSSHW XLIQ
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6IPIEWMRK XLI EVXMGYPEXMSR PSGO ;LIR XLI EVXMGYPEXMSR PSGO MW IRKEKIH RS WXIIVMRK JYRGXMSRW EVI TSWWMFPI
%VXMGYPEXMSR PSGO
7EJIX] FEV 7TVMRK GPMT
4MR
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI WXIIVMRK MW PSGOIH

;LIR XLI EVXMGYPEXMSR PSGO MW IRKEKIH RS WXIIVMRK JYRGXMSRW EVI TSWWMFPI
6IPIEWI XLI EVXMGYPEXMSR PSGO
d 4MR PSGOMRK FEV MR XLI VIEV TSWMXMSR

d 7IGYVI XLI TMR EKEMRWX HVSTTMRK SYX [MXL E WTPMX TMR
4YXXMRK XLI [SVOMRK EXXEGLQIRX
MR XLI WXEVXMRK TSWMXMSR
7XEVXMRK TSWMXMSR
d 7IX XLI FYGOIX HS[R JPEX SR XLI KVSYRH
0 0-)&,)66
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6IJYIPPMRK [MXL HMIWIP JYIP

7XEVXIV W[MXGL GSRXEGX TSWMXMSR

d 6IEH XLI HMWTPE] MR XLI JYIP WYTTP] WIKQIRX JMIPH XS WII MJ XLIVI MW
WYJJMGMIRX JYIP MR XLI XERO
(MWTPE] JSV JYIP VIWIVZI
3R XLI PS[IV FEV XLI FSYRHEV] VERKI JSV VIWIVZI MW QEVOIH MR VIH
*YIP WYTTP] HMWTPE] 8LIVI [MPP WXMPP FI E VIWMHYEP ZSPYQI SJ ETTVS\MQEXIP] PMXVIW PIJX MR XLI
XERO
7EJIX] [LIR VIJYIPPMRK
(ERKIV 8LIVI MW E VMWO SJ JMVIW ERH I\TPSWMSRW

(S RSX WQSOI ERH EZSMH REOIH JPEQIW [LIR VIJYIPPMRK
3RP] VIJYIP [LIR XLI IRKMRI MW W[MXGLIH SJJ
d -X MW IWWIRXMEP XS SFWIVZI XLI WEJIX] VIKYPEXMSRW JSV VIJYIPPMRK %PWS VIJIV

XS XLI q7EJIX] VIKYPEXMSRWr GLETXIV
d 3RP] YWI GPIER HMIWIP JYIP
d 'EVIJYPP] GPIER EVSYRH XLI XERO GET FIJSVI XEOMRK MX SJJ
d -J RIGIWWEV] VIJYIP [MXL HMIWIP JYIP
d -J TSWWMFPI VIJYIP EX XLI IRH SJ XLI [SVOMRK HE] XS TVIZIRX GSRHIRWE
XMSR JVSQ EGGYQYPEXMRK MR XLI XERO
8LI QEGLMRI MW VIEH] JSV STIVEXMSR
0-)&,)66 0
,ERHPMRK
7XEVXMRK XLI HMIWIP IRKMRI

1EOI WYVI ]SY LEZI VIEH ERH YRHIVWXSSH XLI STIVEXSVW QERYEP
8LIR ]SY EVI VIEH] XS YWI XLI QEGLMRI
3RP] IZIV STIVEXI XLI QEGLMRI SRGI ]SY LEZI VIEH ERH YRHIVWXSSH
XLI STIVEXSVW QERYEP
3TIVEXSVW QERYEP
-RJSVQEXMSR EFSYX XLI QEGLMRItW XVEZIP HVMZI W]WXIQ
i 8LI QEGLMRI MW IUYMTTIH [MXL E L]HVSWXEXMG XVEZIP HVMZI W]WXIQ
i 8LI IRKMRI GERRSX FI FYQT WXEVXIH SV XS[ WXEVXIH
4VIGEYXMSRW FIJSVI WXEVXMRK

8LI JSPPS[MRK TVIGEYXMSRW WLSYPH FI XEOIR FIJSVI WXEVXMRK XLI QEGLMRI
*MVWX QEOI WYVI XLEX XLI QEGLMRI MW MR MXW STIVEXMRK TSWMXMSR
7II XLI WIGXMSR SR XLI STIVEXMRK TSWMXMSR
0 0-)&,)66
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7XEVXMRK TVSGIHYVI
0EQT GLIGO (YVMRK E qPEQT GLIGOr XLI JSPPS[MRK W]QFSP JMIPHW EVI GLIGOIH F] XLI
GSRXVSP IPIGXVSRMGW
d 7[MXGL SR XLI IPIGXVMGEP W]WXIQ F] XYVRMRK XLI MKRMXMSR OI] XS TSWMXMSR
-
8LI JSPPS[MRK W]QFSP JMIPHW PMKLX YT SRP] FVMIJP] i WIGW
-RHMGEXSV YRMX PEQT GLIGO

&EXXIV] GLEVKMRK W]QFSP JMIPH 8VEZIP VERKI - i W]QFSP JMIPH
GLEVKI GSRXVSP 4VIKPS[ QSRMXSV W]QFSP JMIPH
)RKMRI SMP TVIWWYVI W]QFSP )QIVKIRG] WXIIVMRK W]QFSP
JMIPH JMIPH
,]HVEYPMG SMP SZIVLIEXMRK W]Q &VEOMRK W]WXIQ EGGYQYPEXSV
FSP JMIPH TVIWWYVI W]QFSP JMIPH
4EVOMRK FVEOI W]QFSP JMIPH %MV JMPXIV GSRXEQMREXMSR W]QFSP
8VEZIP WTIIH HMSHI JMIPH
3TIVEXMRK LSYVW HMSHI *YIP WYTTP] WIKQIRX JMIPH
8MQI HMSHI 'SSPERX XIQTIVEXYVI WIKQIRX
8VEZIP VERKI -- i W]QFSP JMIPH
JMIPH
0-)&,)66 0
,ERHPMRK
%JXIV XLI qGLIGOr MW GSQTPIXIH XLI JSPPS[MRK W]QFSP JMIPHW QYWX WXMPP MPPY
QMREXI [MXL XLI OI] EX TSWMXMSR -
-RHMGEXSV YRMX PEQT GLIGO

&EXXIV] GLEVKMRK W]QFSP JMIPH 8VEZIP WTIIH HMSHI
GLEVKI GSRXVSP 8VEZIP VERKI -- i W]QFSP
)RKMRI SMP TVIWWYVI W]QFSP JMIPH
JMIPH 7EJIX] FIPX W]QFSP
4EVOMRK FVEOI W]QFSP JMIPH JMIPH JPEWLIW
0 0-)&,)66
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4VIKPS[MRK XLI IRKMRI 8LI TVIKPS[ XMQI HITIRHW SR XLI GYVVIRX EQFMIRX XIQTIVEXYVI ERH XLI
IPIGXVMGEP WXEVXMRK GSRHMXMSRW
-X XEOIW EX PIEWX WIGSRHW ERH [LIR EQFMIRX XIQTIVEXYVIW EVI I\XVIQIP]
PS[ MX GER PEWX SZIV WIGSRHW
;LIR XLI IRKMRI MW [EVQ ERH XLI EQFMIRX XIQTIVEXYVI LMKL MX MW RSX
RIGIWWEV] XS [EMX YRXMP XLI TVIKPS[ XMQI MW SZIV
2SXI (S RSX TVILIEX IRKMRIW [LMGL EVI EPVIEH] EX STIVEXMRK XIQTIVE
XYVI
d 7[MXGL SR XLI IPIGXVMGEP W]WXIQ F] XYVRMRK XLI MKRMXMSR OI] XS TSWMXMSR
-
7XEVXIV W[MXGL i GSRXEGX TVIKPS[

TSWMXMSR
8LI JSPPS[MRK W]QFSP JMIPHW QYWX PMKLX YT
(MWTPE] YRMX
&EXXIV] GLEVKMRK W]QFSP JMIPH 7EJIX] FIPX W]QFSP
GLEVKI GSRXVSP JMIPH JPEWLIW
)RKMRI SMP TVIWWYVI W]QFSP 4VIKPS[ QSRMXSV W]QFSP JMIPH
JMIPH )QIVKIRG] WXIIVMRK W]QFSP
4EVOMRK FVEOI W]QFSP JMIPH JMIPH
8VEZIP WTIIH HMSHI &VEOMRK W]WXIQ EGGYQYPEXSV
TVIWWYVI W]QFSP JMIPH
0-)&,)66 0
,ERHPMRK
7XEVXMRK XLI IRKMRI d ;LIR XLI XIQTIVEXYVI MW FIPS[ JVII^MRK

;EMX YRXMP XLI W]QFSP JMIPH JSV XLI TVIKPS[ QSRMXSV KSIW SYX
;LIR XLI W]QFSP JMIPH KSIW SYX XLI TVIKPS[ XMQI MW SZIV
2SXI [LIR XLI IRKMRI MW FIMRK TVILIEXIH XLI W]QFSP JMIPH KSIW SYX
[LIR XLI TVIKPS[ XMQI LEW IPETWIH MI [LIR XLI IRKMRI MW VIEH]
8LI TVIKPS[ XMQI GER FI EW PSRK EW WIGSRHW [LIR XLI EQFMIRX
XIQTIVEXYVI MW I\XVIQIP] PS[
8LI IRKMRI GER RS[ FI WXEVXIH
+EW TIHEP
d 4VIWW XLI KEW TIHEP XS EHNYWX XLI IRKMRI WTIIH

d 8YVR XLI MKRMXMSR OI] XS XLI WXEVXMRK TSWMXMSR -- ERH OIIT MX MR XLMW
TSWMXMSR YRXMP XLI IRKMRI WXEVXW
d (S RSX EXXIQTX XS WXEVX XLI IRKMRI JSV PSRKIV XLER WIGSRHW
[MXLSYX MRXIVVYTXMSR
d -J XLI IRKMRI HSIW RSX WXEVX
8YVR XLI MKRMXMSR OI] FEGO XS XLI TSWMXMSR
8VSYFPIWLSSXMRK
8LI IRKMRI [MPP RSX WXEVX
d 6ITIEX XLI WXEVXMRK TVSGIHYVI EJXIV E FVIEO SJ WIGSRHW
d -J XLI QSXSV HSIW RSX WXEVX EJXIV X[S EXXIQTXW JMRH XLI GEYWI ERH VIGXMJ]
7XEVXIV W[MXGL i WXEVXMRK TSWMXMSR
MX
0 0-)&,)66
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d %W WSSR EW XLI IRKMRI WXEVXW VYRRMRK VIPIEWI XLI MKRMXMSR OI]

8LI WXEVXMRK OI] EYXSQEXMGEPP] VIXYVRW XS XLI STIVEXMRK TSWMXMSR
;LIR XLI IRKMRI WXEVXW XLI JSPPS[MRK W]QFSP JMIPHW QYWX KS SYX
(MWTPE] YRMX
&EXXIV] GLEVKMRK W]QFSP JMIPH )RKMRI SMP TVIWWYVI W]QFSP
GLEVKI GSRXVSP JMIPH
;LIR XLI IRKMRI GYXW MR XLI JSPPS[MRK W]QFSP JMIPHW QYWX PMKLX YT
4EVOMRK FVEOI W]QFSP JMIPH
8VEZIP WTIIH HMSHI
)QIVKIRG] WXIIVMRK W]QFSP JMIPH
8VEZIP VERKI -- W]QFSP JMIPH
8LI WEJIX] FIPX W]QFSP JMIPH JPEWLIW JSV EFSYX WIGW
8VSYFPIWLSSXMRK
(S XLI W]QFSP JMIPHW KS SYX SV HS XLI W]QFSP JMIPHW PMKLX YT ERH
XLI 0)( HSIW RSX#
d 7LYX HS[R XLI IRKMRI ERH VIGXMJ] XLI TVSFPIQ MR EGGSVHERGI [MXL XLI
WIGXMSR SR QEPJYRGXMSRW
d 3RGI XLI IRKMRI LEW WXEVXIH HIGVIEWI XLI WTIIH MQQIHMEXIP] XS E

QIHMYQ WTIIH
d 0IX XLI IRKMRI [EVQ YT FVMIJP] F] EGXYEXMRK XLI [SVOMRK EXXEGLQIRXW
EX QIHMYQ TS[IV
d 8LIR KVEHYEPP] MRGVIEWI XS JYPP PSEH
0-)&,)66 0
,ERHPMRK
4VIGEYXMSRW [LIR WXEVXMRK EX XIQTIVEXYVIW FIPS[ JVII^MRK

8LI JSPPS[MRK QIEWYVIW MQTVSZI XLI WXEVXMRK TIVJSVQERGI EX PS[ XIQTIVE
XYVIW
4VIGEYXMSRW
i 'LIGO XLI FEXXIV] GLEVKI
-J RIGIWWEV] VIGLEVKI XLI FEXXIV]
i 9WI [MRXIVKVEHI JYIP
7II XLI PYFVMGERXW ERH JYIPW WIGXMSR YRHIV [MRXIV STIVEXMSR
;MRXIV STIVEXMSR
;EVRMRK 8LIVI MW E VMWO SJ I\TPSWMSR [MXL XLI HMIWIP IRKMRI

8LIVI MW E VMWO SJ I\TPSWMSRW [LIR YWMRK ZSPEXMPI JPYMHW JSV WXEVXMRK HMIWIP
IRKMRIW [MXL TVIKPS[ W]WXIQW
(S RSX YWI ZSPEXMPI WXEVXMRK EMHW
d 'EVV] SYX XLI TVIGEYXMSRW PMWXIH JSV WXEVXMRK EX XIQTIVEXYVIW FIPS[

JVII^MRK
(VMZMRK QSHI

8LI WMXYEXMSR EJXIV XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
i 8LI TEVOMRK FVEOI MW EYXSQEXMGEPP] EGXMZEXIH
i ;LIR XLI TEVOMRK FVEOI MW IRKEKIH XLI XVEZIP PSGOSYX MW EGXMZI
i 4VIWIPIGXMSR SJ XLI XVEZIP HMVIGXMSR MW RSX TSWWMFPI
i 8LI XVEZIP VERKI -- MW EYXSQEXMGEPP] EGXMZEXIH
i 4VIWIPIGXMSR SJ XLI XVEZIP VERKIW MW TSWWMFPI
4VITEVEXMSRW JSV HVMZMRK QSHI

8LI TVITEVEXMSRW JSV HVMZMRK WLSYPH FI GEVVMIH SYX MR XLI JSPPS[MRK WI
UYIRGI
*MVWX QEOI WYVI XLEX XLI QEGLMRI MW MR MXW STIVEXMRK TSWMXMSR
7II XLI WIGXMSR SR XLI STIVEXMRK TSWMXMSR
0 0-)&,)66
,ERHPMRK
'LIGOMRK XLI PMKLXMRK d 'LIGO XLI PMKLXMRK IUYMTQIRX

IUYMTQIRX
d -J VIUYMVIH EHNYWX XLI WIXXMRK SJ XLI LIEHPEQTW
,IEHPEQT EHNYWXQIRX
'LIGOMRK XLI MRXIVMSV ERH d 'PIER XLI MRXIVMSV ERH I\XIVMSV QMVVSVW
I\XIVMSV QMVVSVW
d %HNYWX XLI MRXIVMSV ERH I\XIVMSV QMVVSVW

4YXXMRK XLI [SVOMRK EXXEGLQIRX *SV HIXEMPIH MRJSVQEXMSR WII XLI WIGXMSRW SR XLI 0-)&,)66 GSRXVSP PIZIV
MRXS TSWMXMSR ERH [SVOMRK [MXL XLI EXXEGLQIRX
&YGOIX TSWMXMSR
d (ITIRHMRK SR XLI WXEVXMRK TSWMXMSR XLI PMJX EVQW WLSYPH FI VEMWIH SV

PS[IVIH
d 1SZI XLI FYGOIX MRXS TSWMXMSR
0-)&,)66 0
,ERHPMRK
6IPIEWMRK XLI TEVOMRK FVEOI ;LIR XLI TEVOMRK FVEOI MW IRKEKIH XLI XVEZIP PSGOSYX MW EGXMZI
4VIWIPIGXMSR SJ XLI XVEZIP HMVIGXMSR MW RSX TSWWMFPI
(MWTPE] YRMX ERH W[MXGL i TEVOMRK FVEOI

4EVOMRK FVEOI W]QFSP JMIPH 4EVOMRK FVEOI W[MXGL
d 6IPIEWI XLI TEVOMRK FVEOI XS HS XLMW TYWL XLI W[MXGL FEGO

8LI W]QFSP JMIPH JSV XLI TEVOMRK FVEOI KSIW SYX
7IPIGXMRK XLI XVEZIP HMVIGXMSR ;LIR XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR XLI XVEZIP HMVIGXMSR MW EYXSQEXM
GEPP] W[MXGLIH XS RIYXVEP
8LI JSV[EVH SV VIZIVWI XVEZIP HMVIGXMSR MW WIPIGXIH F] TYWLMRK XLI XVEZIP
HMVIGXMSR W[MXGL
7[MXGL JSV XVEZIP HMVIGXMSR ERH HMWTPE] YRMX

8VEZIP HMVIGXMSR W[MXGL 7]QFSP JMIPH i XVEZIP HMVIGXMSR VI
7]QFSP JMIPH i XVEZIP ZIVWI
HMVIGXMSR qJSV[EVHr
d 4VIWW XLI W[MXGL JSV * ! *36;%6( XVEZIP HMVIGXMSR
SV
4VIWW XLI W[MXGL JSV 6 ! 6):)67) XVEZIP HMVIGXMSR
(ITIRHMRK SR XLI W[MXGL TSWMXMSR XLI W]QFSP JMIPH JSV JSV[EVH XVEZIP SV
JSV VIZIVWI XVEZIP PMKLXW YT
0 0-)&,)66
,ERHPMRK
7IPIGXMRK XVEZIP VERKIW %JXIV XLI IPIGXVMGEP W]WXIQ LEW FIIR XYVRIH SR XVEZIP VERKI -- MW
8LI XVEZIP VERKIW EVI WIPIGXIH YWMRK XLI XVEZIP VERKI ERH RIYXVEP TSWMXMSR
FYXXSRW
8LI WIPIGXIH XVEZIP VERKI MW WLS[R SR XLI MRWXVYQIRX TERIP MR XLI MRHMGEXSV
YRMX 7II EPWS XLI WIGXMSR SR XLI qHMWTPE] YRMXr
7IPIGXMRK ERSXLIV XVEZIP VERKI MW TSWWMFPI EX ER] XVEZIP WTIIH -J XLI XVEZIP
WTIIH MW LMKL [LIR WLMJXMRK HS[R XLI QEGLMRI MW FVEOIH L]HVSWXEXMGEPP]
8LI JSPPS[MRK XVEZIP VERKIW GER FI WIPIGXIH
i 8VEZIP VERKI - XSVXSMWI W]QFSP JSV WPS[ XVEZIP IK SR WXIIT
XIVVEMR
i 8VEZIP VERKI -- LEVI W]QFSP JSV RSVQEP [SVOMRK STIVEXMSR
8VEZIP WTIIHW WII XLI XIGLRMGEP HEXE WIGXMSR
8VEZIP VERKI ERH RIYXVEP TSWMXMSR FYXXSRW

8VEZIP VERKI ERH RIYXVEP TSWM - 8SVXSMWI W]QFSP WPS[ HVMZI
XMSR FYXXSR -- ,EVI W]QFSP RSVQEP STIVE
8VEZIP VERKI - i W]QFSP JMIPH XMSR
8VEZIP VERKI -- i W]QFSP
JMIPH
d 4YWL XLI FYXXSR XS HVMZI VERKI - SV -- HITIRHMRK SR LS[ XLI

QEGLMRI XS FI YWIH
8LI WIPIGXIH HVMZI VERKI MW MRHMGEXIH [MXL XLI W]QFSP JMIPHW MR XLI
HMWTPE] YRMX
(VMZMRK SJJ
%JXIV XLI IPIGXVMGEP W]WXIQ LEW FIIR XYVRIH SR XVEZIP VERKI -- MW
1EOI WYVI XLEX XLI TVITEVEXMSRW JSV HVMZMRK QSHI LEZI FIIR MQTPIQIRXIH
+EW TIHEP ERH XVEZIP WTIIH MRHMGEXSV

&VEOI MRGLMRK TIHEP +EW TIHEP
0-)&,)66 0
,ERHPMRK
8VEZIP HMVIGXMSR W]QFSP JMIPH 8VEZIP WTIIH 0'(
d 4YWL HS[R XLI KEW TIHEP

8LI QEGLMRI WXEVXW QSZMRK
d 6IKYPEXI XLI XVEZIP WTIIH [MXL XLI KEW TIHEP
8LI EGXYEP XVEZIP WTIIH MW HMWTPE]IH MR XLI XVEZIP WTIIH 0'(
8LI TVIVIUYMWMXI JSV XLMW MW XLEX XLI 13() FYXXSR MW WIX XS HMWTPE]MRK XLI
HVMZMRK WTIIH
(VMZMRK
=SY [MPP JMRH HIWGVMTXMSRW SJ [SVO STIVEXMSRW HVMZMRK XVERWTSVX ERH XVERW
JIVVMRK FYPO QEXIVMEP MR XLI WIGXMSR SR KIRIVEP [SVOMRK QIXLSHW
7LSVXP] EJXIV HVMZMRK SJJ [MXL XLI QEGLMRI QEOI WYVI XLEX XLI WXIIVMRK ERH
FVEOIW EVI JYRGXMSRMRK TVSTIVP]
6IJIV XS XLI QEMRXIRERGI WIGXMSR
6IZIVWMRK 8LI QEGLMRI GER FI VIZIVWIH MR EPP XVEZIP VERKIW ERH EX EPP WTIIHW
-J XLI HMVIGXMSR SJ QSZIQIRX MW VIZIVWIH EX E LMKL WTIIH XLI QEGLMRI MW
FVEOIH L]HVSWXEXMGEPP]
7[MXGL JSV XVEZIP HMVIGXMSR ERH HMWTPE] YRMX

8VEZIP HMVIGXMSR W[MXGL 7]QFSP JMIPH i XVEZIP HMVIGXMSR VI
7]QFSP JMIPH i XVEZIP ZIVWI
HMVIGXMSR qJSV[EVHr
d 'LERKMRK XVEZIP HMVIGXMSR TVIWW W[MXGL

(ITIRHMRK SR XLI W[MXGL TSWMXMSR XLI W]QFSP JMIPH JSV JSV[EVH XVEZIP SV
JSV VIZIVWI XVEZIP PMKLXW YT
-RGL FVEOI TIHEP
0 0-)&,)66
,ERHPMRK
6IZIVWMRK GER FI WYTTSVXIH F] VIHYGMRK XLI HMIWIP IRKMRI WTIIH SV F]

KIRXP] TVIWWMRK XLI MRGL FVEOI TIHEP
d 7YTTSVX VIZIVWMRK MR XLMW [E] EW RIGIWWEV]
8LMW TVSHYGIW E WQSSXLIV VIZIVWMRK TIVJSVQERGI
(VMZMRK SR TYFPMG VSEHW

&IJSVI HVMZMRK SR TYFPMG VSEHW EGUYEMRX ]SYVWIPJ [MXL XLI VSYXI VSEHW
FVMHKIW XYRRIPW WYF[E]W REVVS[ TPEGIW IXG MR VIWTIGX XS XLI TVIWGVMFIH
[IMKLX PMQMXW FVMHKI PSEH FIEVMRK PMQMXW [MHXL ERH LIMKLX PMQMXW
-R XLI GEWI SJ [LIIP PSEHIVW [MXL E HIWMKRPMQMXIH QE\MQYQ WTIIH SJ
OQL [LMGL HS RSX LEZI E PMGIRGI TPEXI E GSQTER] REQI STIVEXMRK FEWI
WLSYPH FI HMWTPE]IH EW [IPP EW GIVXMJMGEXMSR SJ XLI STIVEXMSREP PMEFMPMX]
MRWYVERGI
8LI [LIIP PSEHIV QE] SRP] FI HVMZIR SR TYFPMG VSEHW [LIR YRPSEHIH
&IJSVI HVMZMRK SR TYFPMG VSEHW JMRH SYX
i *VSQ XLI QEGLMRI S[RIV [LIXLIV XLI VIUYMVIH GSRHMXMSRW JSV PMGIRWMRK
JSV TYFPMG VSEHW LEZI FIIR QIX
d q3TIVEXMRK TIVQMXr
d q7TIGMEP PMGIRGIr
i %FSYX XLI ETTVSTVMEXI WEJIX] VIKYPEXMSRW
i 6IJIV XS XLI WIGXMSRW
d q7EJIX] VIKYPEXMSRWr
d q7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIWr
d q-RWXVYGXMSRW JSV WEJI [SVOMRKr
1EOI WYVI XLEX XLI TVITEVEXMSRW JSV HVMZMRK QSHI LEZI FIIR MQTPIQIRXIH
0-)&,)66 0
,ERHPMRK
4VITEVEXMSRW JSV HVMZMRK SR 1EOI WYVI XLEX XLI WEJIX] HIZMGIW PMWXIH FIPS[ EVI EPP WXS[IH SR FSEVH MR
TYFPMG VSEHW EGGSVHERGI [MXL XLI TVSZMWMSRW SJ XLI 6SEH[SVXLMRIWW 'IVXMJMGEXMSR
i ;EVRMRK XVMERKPI
i *PEWLMRK FIEGSR
i *MVWX EMH FS\
i ;LIIP [IHKIW
-R EHHMXMSR QEOI WYVI XLEX XLI NSFW PMWXIH FIPS[ LEZI FIIR GEVVMIH SYX
d 6IQSZI GSEVWI HMVX JVSQ XLI QEGLMRI ERH GPIER XLI X]VI XVIEHW
7II EPWS XLI WIGXMSR SR GPIERMRK XLI QEGLMRI MR XLI QEMRXIRERGI GLETXIV
;IX GPIERMRK
d 'PSWI EPP WIVZMGI HSSVW LEXGLIW GSZIVW ERH LSSHW ERH [LIVI TSWWMFPI
PSGO XLIQ
&YGOIX XSSXL KYEVH ERH WMHI PEQTW
d %XXEGL XLI XSSXL KYEVH XS XLI FYGOIX

d %XXEGL XLI WMHI PEQTW
d 'SRRIGX XLI GEFPIW JSV XLI WMHI PEQTW
0 0-)&,)66
,ERHPMRK
(VMZMRK =SY [MPP JMRH HIWGVMTXMSRW SJ [SVO STIVEXMSRW HVMZMRK XVERWTSVX ERH XVERW
JIVVMRK FYPO QEXIVMEP MR XLI WIGXMSR SR KIRIVEP [SVOMRK QIXLSHW
8VERWTSVX LIMKLX
)RWYVI XLEX
i ;LIR HVMZMRK XLI PSEHMRK FYGOIX MW MR XLI XVERWTSVX TSWMXMSR
8LI XVERWTSVX TSWMXMSR QIERW XLEX XLI FYGOIX TMZSX TSMRX QYWX FI
ETTVS\MQEXIP] GQ EFSZI XLI KVSYRH
i 8LI FYGOIX MW XMTTIH YT EW JEV EW MX [MPP KS
d %P[E]W HVMZI [MXL HYI GEVI

d 3FWIVZI XVEJJMG VIKYPEXMSRW
&VEOMRK
8LIVI EVI X[S [E]W XS FVEOI XLI QEGLMRI
i ;MXL XLI L]HVSWXEXMG GMVGYMX SRP]
i &VEOMRK [MXL XLI L]HVSWXEXMG GMVGYMX ERH XLI HMWG FVEOIW
,]HVSWXEXMG FVEOMRK 8LI QEGLMRI MW L]HVSWXEXMGEPP] FVEOIH F] VIHYGMRK XLI WTIIH SJ XLI HMIWIP
IRKMRI
8LI L]HVSWXEXMG XVEZIP HVMZI W]WXIQ SJ XLI QEGLMRI EPWS EGXW MR XLI HIPE]
TLEWI EW E WIVZMGI FVEOI
&VEOI MRGLMRK TIHEP ERH KEW TIHEP

&VEOI MRGLMRK TIHEP +EW TIHEP
d 6IHYGI XLI WTIIH SJ XLI HMIWIP IRKMRI [MXL XLI KEW TIHEP
7IVZMGI FVEOI -J L]HVSWXEXMG FVEOMRK MW RSX WYJJMGMIRX XLI QEGLMRI QYWX EPWS FI FVEOIH
[MXL XLI FVEOI MRGLMRK TIHEP
0-)&,)66 0
,ERHPMRK
&VEOMRK [MXL XLI FVEOI MRGLMRK (YVMRK FVEOMRK XLIVI EVI X[S VERKIW JSV EGXMZEXMRK XLI FVEOI MRGLMRK
TIHEP TIHEP
i 6ERKI - JSV L]HVSWXEXMG FVEOMRK SRP]
i 6ERKI & JSV FVEOMRK [MXL XLI L]HVSWXEXMG GMVGYMX ERH HMWG FVEOIW
&VEOI MRGLMRK TIHEP

&VEOI MRGLMRK TIHEP & %GXYEXMSR VERKI i &
- %GXYEXMSR VERKI i -
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW [LIR FVEOMRK [MXLSYX HYI GEVI

-J XLI QEGLMRI MW FVEOIH [MXLSYX HYI GEVI XLI HVMZIV GSYPH WYJJIV WIZIVI
MRNYVMIW MJ XLI WEJIX] FIPX MW RSX TVSTIVP] JEWXIRIH
QEGLMRI
d &VEOMRK [MXL XLI L]HVSWXEXMG GMVGYMX SRP] EGXMZEXI XLI FVEOI MRGLMRK
TIHEP MR VERKI - SJ XLI TIHEP XVEZIP
SV
&VEOIW [MXL XLI L]HVSWXEXMG GMVGYMX ERH XLI HMWG FVEOI %GXMZEXI XLI
FVEOI MRGLMRK TIHEP MR VERKI & SJ XLI TIHEP XVEZIP
8LI JSVGI SJ XLI FVEOMRK SJ XLI QEGLMRI GSVVIWTSRHW XS JSVGI ETTPMIH XS
XLI TIHEP
8VSYFPIWLSSXMRK
0MXXPI SV RS FVEOMRK IJJIGX
d 7LYX HS[R XLI QEGLMRI MQQIHMEXIP]
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
0 0-)&,)66
,ERHPMRK
&VEOMRK MR TSXIRXMEPP]
HERKIVSYW WMXYEXMSRW
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW HYI XS MRETTVSTVMEXI FVEOMRK MR HERKIVSYW

WMXYEXMSRW
*SV JYPP FVEOMRK MR HERKIVSYW WMXYEXMSRW XLI FVEOI MRGLMRK TIHEP QYWX
FI TVIWWIH EPP XLI [E] HS[R
d 4VIWW HS[R XLI FVEOI MRGLMRK TIHEP MR VERKI & SJ XLI TIHEP
XVEZIP XS XLI WXST
8LI QEGLMRI FVEOIW [MXL KVIEX JSVGI
%JXIV XLI QEGLMRI GSQIW XS VIWX -J ]SY PIEZI XLI WXEXMSREV] QEGLMRI [LMPI XLI IRKMRI MW WXMPP VYRRMRK XLI
JSPPS[MRK TVIGEYXMSRW WLSYPH FI XEOIR
)RKEKMRK XLI TEVOMRK FVEOI

;LIR XLI TEVOMRK FVEOI MW IRKEKIH XLI KIEVFS\ MW EYXSQEXMGEPP] W[MXGLIH
XS RIYXVEP
8LI TEVOMRK FVEOI QE] RSX FI IRKEKIH YRXMP XLI QEGLMRI MW EFWSPYXIP]
WXEXMSREV]

d %GXMZEXI XLI TEVOMRK FVEOI [MXL XLI W[MXGL

8LI W]QFSP JMIPH JSV XLI TEVOMRK FVEOI PMKLXW YT
8LI TEVOMRK FVEOI MW IRKEKIH ERH XLI XVEZIP HMVIGXMSR MW MR RIYXVEP
0SGOMRK XLI [SVOMRK L]HVEYPMGW
(MWTPE] YRMX ERH W[MXGL i [SVOMRK L]HVEYPMGW PSGO

FSP JMIPH W[MXGL
d 4VIWW XLI FYXXSR JSV [SVOMRK L]HVEYPMGW PSGO XS TVIZIRX YRJSVIWIIR

EGXMZEXMSR SJ XLI [SVOMRK EXXEGLQIRX
0-)&,)66 0
,ERHPMRK
8LI W]QFSP JMIPH JSV XLI [SVOMRK L]HVEYPMGW PSGO PMKLXW YT
7IGYVMRK XLI QEGLMRI

8LI JSPPS[MRK TVIGEYXMSRW WLSYPH FI XEOIR [LIR XLI QEGLMRI MW XS FI
TEVOIH JSV E TVSPSRKIH TIVMSH SR E WPSTI
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW HYI XS XLI QEGLMRI WYHHIRP] VSPPMRK E[E]
7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E]
d 8EOI XLI [IHKIW SYX SJ XLIMV LSPHIVW

d 7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E] [MXL XLI [IHKIW
3R HS[RLMPP WPSTIW
7LYXXMRK HS[R XLI QEGLMRI

&IJSVI ]SY WLYX HS[R XLI IRKMRI ERH PIEZI XLI QEGLMRI XLI JSPPS[MRK
TVIGEYXMSRW WLSYPH FI XEOIR
0S[IVMRK XLI [SVOMRK EXXEGLQIRX

1EOI WYVI XLEX XLI PSEHMRK FYGOIX MW IQTX]
&YGOIX EVQ QSZIQIRX
d 0S[IV XLI PMJX EVQW F] QSZMRK XLI GSRXVSP PIZIV MR HMVIGXMSR F

d 7IX HS[R XLI FYGOIX JPEX SR XLI KVSYRH F] QSZMRK XLI GSRXVSP PIZIV MR
HMVIGXMSR H
0 0-)&,)66
,ERHPMRK
)RKEKMRK XLI TEVOMRK FVEOI

;LIR XLI MKRMXMSR MW W[MXGLIH SJJ XLI TEVOMRK FVEOI MW EYXSQEXMGEPP]
IRKEKIH
-J ]SY [MWL XS IRKEKI XLI TEVOMRK FVEOI FIJSVI W[MXGLMRK SJJ XLI MKRMXMSR
TVSGIIH EW JSPPS[W

d -J RIGIWWEV] EGXMZEXI XLI TEVOMRK FVEOI [MXL XLI W[MXGL

0SGOMRK XLI [SVOMRK L]HVEYPMGW

;LIR XLI MKRMXMSR MW W[MXGLIH SJJ XLI [SVOMRK L]HVEYPMGW PSGO MW EYXSQEXM
GEPP] EGXMZEXIH
-J ]SY [MWL XS IRKEKI XLI [SVOMRK L]HVEYPMGW PSGO FIJSVI W[MXGLMRK SJJ XLI
MKRMXMSR TVSGIIH EW JSPPS[W

FSP JMIPH W[MXGL
d -J RIGIWWEV] TVIWW XLI [SVOMRK L]HVEYPMGW PSGO W[MXGL XS TVIZIRX

YRJSVIWIIR STIVEXMSR SJ XLI [SVOMRK EXXEGLQIRX
0-)&,)66 0
,ERHPMRK
7LYXXMRK HS[R XLI IRKMRI

(S RSX EXXIQTX XS WYHHIRP] WLYX HS[R XLI IRKMRI [LIR MX MW VYRRMRK EX JYPP
PSEH WTIIH 8LMW MW IWTIGMEPP] MQTSVXERX [MXL XYVFS IRKMRIW
-J XLI IRKMRI MW WYHHIRP] W[MXGLIH SJJ XLI XYVFS GLEVKIV GSRXMRYIW VYRRMRK
JSV E XMQI [MXLSYX ER SMP WYTTP]
d 6IHYGI XLI IRKMRI WTIIH XS MHPI VYRRMRK WTIIH ERH XEOI ]SYV JSSX SJJ
XLI KEW TIHEP
d 0IX XLI IRKMRI GSRXMRYI MHPMRK FVMIJP] JSV XS WIGSRHW
d 8YVR XLI WXEVXMRK OI] XS TSWMXMSR ERH TYPP MX SYX
%PP W]QFSP JMIPHW KS SYX
7XEVXIV W[MXGL TSWMXMSR
8YVRMRK SJJ XLI FEXXIV] QEMR W[MXGL

8LI FEXXIV] QEMR W[MXGL MW PSGEXIH EX XLI VIEV PIJX SJ XLI IRKMRI GSQTEVX
QIRX
7II EPWS XLI WIGXMSR SR XYVRMRK SJJ XLI FEXXIV] QEMR W[MXGL MR XLI WIGXMSR
SR TVITEVMRK JSV QEMRXIRERGI
d -J ]SY EVI PIEZMRK XLI QEGLMRI YREXXIRHIH
XLI QEMR FEXXIV] W[MXGL QYWX FI XYVRIH SJJ
7IGYVMRK XLI QEGLMRI

8LI JSPPS[MRK TVIGEYXMSRW WLSYPH FI XEOIR [LIR XLI QEGLMRI MW XS FI
TEVOIH JSV E TVSPSRKIH TIVMSH SR E WPSTI
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW HYI XS XLI QEGLMRI WYHHIRP] VSPPMRK E[E]
7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E]
d 8EOI XLI [IHKIW SYX SJ XLIMV LSPHIVW

d 7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E] [MXL XLI [IHKIW
3R HS[RLMPP WPSTIW
0 0-)&,)66
,ERHPMRK
4EVOMRK TSWMXMSR
8LI WXEVXMRK OI] GERRSX FI TYPPIH SYX MR XLI TEVOMRK TSWMXMSR 4
d 8YVR XLI MKRMXMSR OI] XS XLI TEVOMRK TSWMXMSR 4
d =SY GER OIIT XLI FEXXIV] QEMR W[MXGL XYVRIH SR [LIR TEVOMRK XLI
QEGLMRI SR TYFPMG VSEHW
8LI GSRWYQIV YRMXW PMWXIH FIPS[ EVI VIEH] JSV STIVEXMSR
i 4EVOMRK ERH HVMZMRK PMKLX
i -RXIVMSV PMKLXMRK
i ,EÊVH [EVRMRK W]WXIQ
i 7SGOIX GMKEVIXXI PMKLXIV
7XEVXIV W[MXGL TEVOMRK TSWMXMSR i ;SVOMRK JPSSHPMKLX
-J XLI] LEZI EPWS FIIR MRWXEPPIH XLI JSPPS[MRK MXIQW EVI EPWS VIEH]
i *PEWLMRK FIEGSR
i 6EHMS
(ERKIV -J YREYXLSVMWIH TISTPI EVI SR XLI QEGLMRI MX GER TYX XLI QEMRXIRERGI
TIVWSRRIP MR I\XVIQI HERKIV
7IGYVI XLI QEGLMRI EKEMRWX EGGIWW F] YREYXLSVMWIH TIVWSRW
d ;LIR ]SY PIEZI XLI QEGLMRI

8YVR XLI MKRMXMSR OI] XS TSWMXMSR ERH TYPP MX SYX
%R] TS[IV GSRWYQIVW [LMGL EVI WXMPP VIUYMVIH GER FI W[MXGLIH SR EX XLI
MRWXVYQIRX TERIP
7II XLI WIGXMSR SR XLI WXEVXMRK OI]
3TIVEXMRK XLI PMJX EVQ

8LI [SVOMRK QSZIQIRXW SJ XLI PMJX EVQ ERH XLI [SVOMRK EXXEGLQIRX FYGO
IX EVI GSRXVSPPIH F] XLI 0, GSRXVSP PIZIV
7II EPWS XLI WIGXMSR SR XLI 0-)&,)66 GSRXVSP PIZIV
0, GSRXVSP PIZIV
0-)&,)66 0
,ERHPMRK
)REFPMRK EGXYEXMSR SJ XLI [SVOMRK L]HVEYPMGW

;LIR XLI MKRMXMSR MW W[MXGLIH SR XLI [SVOMRK L]HVEYPMGW EVI EYXSQEXMGEPP]
IREFPIH
d -J ]SY LEZI TVIZMSYWP] IRKEKIH XLI [SVOMRK L]HVEYPMGW PSGO
STIVEXI XLI [SVOMRK L]HVEYPMGW XS IREFPI XLIQ JSV JYVXLIV YWI

FSP JMIPH W[MXGL
d (IEGXMZEXMRK XLI [SVOMRK L]HVEYPMGW PSGO TYWLMRK XLI W[MXGL FEGO

8LI W]QFSP JMIPH JSV XLI [SVOMRK L]HVEYPMGW PSGO KSIW SYX
8LI [SVOMRK L]HVEYPMGW EVI RS[ VIEH] JSV STIVEXMSR
8LI [SVOMRK EXXEGLQIRX GER RS[ FI STIVEXIH
3TIVEXMRK XLI PMJX G]PMRHIV

8LI PMJX G]PMRHIVW VEMWI ERH PS[IV XLI PMJX EVQ
0, GSRXVSP PIZIV
6EMWMRK XLI PMJX EVQ
&YGOIX EVQ QSZIQIRX
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR E

8LI PMJX EVQ MW VEMWIH
0 0-)&,)66
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0SEHMRK TVSGIHYVI -R SVHIV XS WTIIH YT XLI PSEHMRK TVSGIHYVI FVEOI XLI QEGLMRI MR JVSRX SJ
XLI XVYGO [MXL XLI FVEOI MRGLMRK TIHEP
9RPSEHMRK TSWMXMSR
8LMW ]MIPHW XLI JSPPS[MRK FIRIJMXW
7IRWMXMZI WTIIH EHNYWXQIRX
3TXMQYQ TS[IV EHNYWXQIRX JSV XLI [SVOMRK EXXEGLQIRX
7II EPWS XLI WIGXMSR SR PSEH ERH GEVV] STIVEXMSR
d 4YX XLI QEGLMRI MR XLI YRPSEHMRK TSWMXMSR (S RSX VEMWI XLI PMJX EVQ YRXMP
NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX
&VEOI MRGLMRK TIHEP

&VEOI MRGLMRK TIHEP & &VEOMRK VERKI
- -RGLMRK VERKI
0-)&,)66 0
,ERHPMRK
d &VEOMRK XLI QEGLMRI F] TYWLMRK HS[R XLI FVEOI MRGLMRK TIHEP MR

VERKI - SJ XLI TIHEP XVEZIP [MXL XLI VIUYMVIH JSVGI
;LIR [SVOMRK MR XLI GPSWI TVS\MQMX] SJ SZIVLIEH TS[IV PMRIW
(ERKIV 6MWO SJ EGGMHIRXW XLVSYKL GSRXEGX [MXL SZIVLIEH TS[IV PMRIW

8LIVI MW E VMWO SJ q*%8%0 -2.96-)7r
3FXEMR MRJSVQEXMSR EFSYX XLI WEJIX] GPIEVERGIW XS FI SFWIVZIH
d /IIT E WYJJMGMIRX HMWXERGI E[E] JVSQ XLI QEGLMRI
d (S RSX KS [MXLMR TVS\MQMX] SJ XLI PMRIW [MXL IUYMTQIRX
d %PWS VIEH XLI MRWXVYGXMSRW JSV WEJI [SVOMRK MR XLI GLETXIV WEJIX]
VIKYPEXMSRW
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW HYI XS JEPPMRK QEXIVMEP

8LI HVMZIV QE] SRP] W[MRK XLI [SVOMRK EXXEGLQIRXW SZIV SGGYTMIH HVMZIV
GEFW STIVEXMRK ERH [SVOMRK WXEXMSRW SJ SXLIV QEGLMRIW MJ XLI] EVI
TVSXIGXIH F] VIMRJSVGIH VSSJW *347
-J XLI HVMZIVtW GEF MW RSX IUYMTTIH XS TVSZMHI XLI RIGIWWEV] HIKVII SJ
TVSXIGXMSR XLIR XLI HVMZIV SJ XLI QEGLMRI MR UYIWXMSR QYWX PIEZI LMW GEF
HYVMRK SZIVLIEH STIVEXMSRW
d 0SEH XLI XVYGO [MXL XLI QEGLMRI WS XLEX XLI FYPO QEXIVMEP MW HYQTIH MR
XLI QMHHPI SJ XLI WOMT
d ;MXL PSRKIV XVERWTSVXEXMSR ZILMGPIW PSEH JVSQ XLI JVSRX FEGO[EVHW
0SEHMRK PEVKI VSGOW 1EOI WYVI XLEX XLI PSEHMRK WYVJEGI SJ XLI XVERWTSVX ZILMGPI GER XEOI XLI
MQTEGX SJ PEVKI VSGOW
0SEHMRK XLI FYGOIX
d *MVWX TYX E FYGOIX PSEH SJ WQEPPIV VSGOW MR XLI XVERWTSVX ZILMGPI

d 'EVV] SR PSEHMRK XLI XVERWTSVX ZILMGPI
0 0-)&,)66
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0SEHMRK QEXIVMEP [LMGL WXMGOW =SY GER YWI XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR JSV PSEHMRK NSFW
[LMGL VIUYMVI E GIVXEMR HMKKMRK TSWMXMSR
6IJIV XS XLI WIGXMSRW SR STIVEXMRK XLI PMJX EVQ ERH EGXMZEXMRK XLI EYXSQEXMG
FYGOIX VIXYVRXSHMK WIGXMSRW
(YQTMRK
d 8MT SYX XLI FYGOIX

9RRIGIWWEV] NSPXMRK [LIR XMTTMRK YT ERH HS[R EKEMRWX XLI FYGOIX EVQ
WXSTW GER MRGVIEWI [IEV SR XLI FSPXW ERH FYWLIW SR XLI OMRIQEXMGW
%ZSMH YRRIGIWWEV] NSPXMRK
d 0SSWIRMRK QEXIVMEP EHLIVMRK XS XLI FYGOIX UYMGOP] XMPX XLI FYGOIX MR ERH
SYX FVMIJP] NSPXMRK EKEMRWX XLI FYGOIX EVQ WXSTW MR XLI TVSGIWW
1SZMRK XLI QEGLMRI FEGO
&YGOIX TSWMXMSR
0-)&,)66 0
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9RRIGIWWEV] NSPXMRK [LIR XMTTMRK YT ERH HS[R EKEMRWX XLI FYGOIX EVQ
WXSTW GER MRGVIEWI [IEV SR XLI FSPXW ERH FYWLIW SR XLI OMRIQEXMGW
%ZSMH YRRIGIWWEV] NSPXMRK
d 8MPX XLI FYGOIX MR
0MJX EVQ TSWMXMSR
d ;LIR QSZMRK FEGO[EVHW PS[IV XLI PMJX EVQW
)\GEZEXMSR
)\GEZEXMRK WSJX QEXIVMEP )\GEZEXI WSJX QEXIVMEP EW JSPPS[W
%RKPI SJ TIRIXVEXMSR
d 0S[IV XLI PSEHMRK FYGOIX SRXS XLI KVSYRH

d 7IX E WQEPP GYXXMRK ERKPI i ; SJ RS QSVI XLER
4IRIXVEXMSR HITXL
0 0-)&,)66
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d ;LIR ETTVSEGLMRK [MXL XLI QEGLMRI WMQYPXERISYWP] TVIWW XLI PMJX EVQW
HS[R YRXMP E WYJJMGMIRX TIRIXVEXMSR HITXL i ' MW VIEGLIH
d 8LI JSPPS[MRK TVSGIHYVI MW VIGSQQIRHIH XS EZSMH ER] TSWWMFPI PSWW SJ
XVEGXMSR HS RSX [SVO [MXL E WXVSRK HS[R[EVHW TVIWWYVI SR XLI FYGOIX
0MJX EVQ QSZIQIRX
d 1EOI LSVM^SRXEP GYXW [LMPI HVMZMRK JSV[EVHW

d 6EMWI ERH PS[IV XLI PMJX EVQW XS QEOI XLI [SVO IEWMIV
)\GEZEXMRK LEVH QEXIVMEP ;LIR I\GEZEXMRK LEVH QEXIVMEP E FYGOIX [MXL XIIXL WLSYPH FI YWIH
;SVOMRK EXXEGLQIRX
d *YVXLIV TVSGIHYVI 7II XLI WIGXMSR SR I\GEZEXMRK WSJX QEXIVMEP
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I\GEZEXMSR
0SRKMXYHMREP GYXW
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I\GEZEXMSR
d ;LIR XLI JMVWX GYX MW HS[R XS E HITXL SJ ETTVS\MQEXIP] QIXVI
WXEVX E WIGSRH XVIRGL EPSRK XLI STTSWMXI WMHI
d ;SVO XLI EVIE FIX[IIR HS[R XS XLI WEQI HITXL EW XLI WMHI XVIRGLIW
,IETMRK QEXIVMEP
d 4MPI YT XLI FYPO QEXIVMEP MR E GSVRIV PIEZMRK XLI JSYRHEXMSR FEROW

I\TSWIH
'SVRIVW SJ XLI JSYRHEXMSRW
d ;LIR XLI JSYRHEXMSRW LEZI FIIR I\GEZEXIH XS XLI VIUYMVIH HITXL

HMK SYX XLI GSVRIVW ERH XVERWTSVX XLI QEXIVMEP SYX SJ XLI I\GEZEXMSR
0 0-)&,)66
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(VMZMRK SYX SJ XLI I\GEZEXMSR % VEQT QYWX FI QEHI WS XLEX XLI QEGLMRI GER FI HVMZIR SYX SJ XLI
I\GEZEXIH EVIE
)\MX VEQT i XVERWTSVX HMVIGXMSR
d 8S QEOI ER I\MX JSV XLI QEGLMRI HMK SYX XLI GIRXVI SJ XLI VEQT
d /IIT XLI PSEHIH FYGOIX PS[ HYVMRK XVERWTSVX
d (VMZI SYX SJ XLI I\GEZEXIH EVIE JSV[EVHW
3TIVEXMSR [MXL XLI WSSX TEVXMGPI JMPXIV

3RI I\GITXMSR
*YRGXMSRW
-X VIHYGIW XLI IQMWWMSR SJ WSSX TEVXMGPIW
-X VIKIRIVEXIW MXWIPJ HYVMRK RSVQEP STIVEXMSR
(EMP] QEGLMRI WXEVXYT [MXL XLI TEVXMGPI JMPXIV W]WXIQ
)\LEYWX KEW GSYRXIVTVIWWYVI HMWTPE] EGGIWWSVMIW TEVXMGPI JMPXIV

)\LEYWX KEW GSYRXIVTVIWWYVI %GGSYWXMG GSYRXIV TVIWWYVI
HMWTPE] QSRMXSVMRK
3TXMGEP GSYRXIV TVIWWYVI QSRM
XSVMRK
*YRGXMSR SJ XLI I\LEYWX KEW GSYRXIVTVIWWYVI

8S HMWTPE] XLI PSEHMRK GSRHMXMSR SJ XLI TEVXMGPI JMPXIV W]WXIQ
*YRGXMSR SJ XLI IPIGXVSRMG PMQMX ZEPYI QSRMXSV
8S [EVR XLI STIVEXSV EGGSYWXMGEPP] SV STXMGEPP] [LIR XLI QE\MQYQ GSYRXIV
TVIWWYVI LEW FIIR I\GIIHIH
;MXL XYVFS IRKMRIW E GSYRXIVTVIWWYVI SJ QE\MQYQ FEV QE] RSX FI
I\GIIHIH
0-)&,)66 0
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3TXMGEP ERH EGGSYWXMG GSYRXIV

TVIWWYVI QSRMXSV
-J XLI GSYRXIV TVIWWYVI I\GIIHW FEV JSV PSRKIV XLER WIGSRHW
XLIR XLI GSYRXIV TVIWWYVI QSRMXSV PMKLXW YT
-J XLI GSYRXIV TVIWWYVI I\GIIHW FEV JSV PSRKIV XLER WIGSRHW
XLIR XLI GSYRXIV TVIWWYVI QSRMXSV MW EPWS EGXMZEXIH EGGSYWXMGEPP]
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI WSSX TEVXMGPI JMPXIV ERH XLI HMIWIP IRKMRI
-J XLI QEGLMRI MHPIW JSV TVSPSRKIH TIVMSHW SV MW VYR MR XLI PS[IV PSEH
VERKI XLI QE\MQYQ GSYRXIVTVIWWYVI QE] FI I\GIIHIH
%ZSMH PIXXMRK XLI QEGLMRI MHPI JSV TVSPSRKIH TIVMSHW SV VYR MR XLI PS[IV
PSEH VERKI
d -J XLI GSYRXIVTVIWWYVI MW XSS LMKL

8EOI QIEWYVIW XS VIHYGI MX
7XITW XS VIHYGI XLI d -J XLI GSYRXIVTVIWWYVI MW SZIV FEV
GSYRXIVTVIWWYVI (S RSX QSZI XLI KEW TIHEP WYHHIRP]
d (VMZI XLI L]HVEYPMGW MR MRXIVZEPW SJ ETTVS\MQEXIP] WIGSRHW EW SJXIR
EW RIGIWWEV]
d (VMZI XLI HMIWIP IRKMRI MR QE\MQYQ XLVSXXPI JYPP PSEH JSV ETTVS\MQEXIP]
QMRYXIW
8VSYFPIWLSSXMRK
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d 7LYX HS[R XLI QEGLMRI MQQIHMEXIP]
d 'PIER XLI JMPXIV ERH XYVR XLI QMHHPI WIGXMSR I\GITX 7[MXÎVPERH
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
0 0-)&,)66
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'LIGOMRK XLI JMPXIVHVEMR YRMX 8LI JMPXIVHVEMR YRMX MW QSYRXIH XS XLI PIJX SJ XLI VIEV WIGXMSR
*MPXIVHVEMR YRMX
'SYRXIVTVIWWYVI PMRI
'SRHIRWEXI GSRXEMRIV
d -R VIKYPEV MRXIVZEPW HEMP] SV EW VIUYMVIH
GLIGO XLI JMPPMRK PIZIP SJ XLI JMPXIVHVEMR YRMX
d -J XLI GSRHIRWEXI GSRXEMRIV MW SZIV LEPJ JYPP [MXL GSRHIRWEXMSR [EXIV
XLI EGGYQYPEXIH GSRHIRWEXMSR [EXIV QYWX FI VIPIEWIH
d 9RWGVI[ XLI GSRHIRWEXI GSRXEMRIV JVSQ XLI JMPXIV HVEMR YRMX
d 4SSV SYX XLI GSRHIRWEXMSR [EXIV

d 7GVI[ XLI GSRHIRWEXI GSRXEMRIV FEGO SRXS XLI JMPXIVHVEMR YRMX
d 'LIGO XLI JMPXIV MRWIVX ZMWMFPI MR XLI WMKLX KPEWW SJ XLI JMPXIVHVEMR
YRMX JSV HMVX
d -J XLI JMPXIV MRWIVX MW XSS HMVX]
XLI JMPXIV MRWIVX QYWX FI VITPEGIH
6IJYIPPMRK [MXL XLI VIJYIPPMRK TYQT
6IJYIPPMRK TYQT
1EOI WYVI XLEX
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR
i 8LI WYGXMSR PMRI I\XIRWMSR [MXL WYGXMSR WXVEMRIV MW GSRRIGXIH XS XLI
WYGXMSR PMRI FILMRH XLI IRKMRI GSQTEVXQIRX HSSV 1EOI WYVI XLEX XLI
WYGXMSR WXVEMRIV MW RSX HEQEKIH SXLIV[MWI XLI VIJYIPPMRK TYQT MW
RSX TVSXIGXIH EKEMRWX JSVIMKR FSHMIW
i 8LI WYGXMSR PMRI I\XIRWMSR [MXL XLI WYGXMSR WXVEMRIV GER VIEGL XS XLI
FSXXSQ SJ XLI XERO WS XLEX XLI XERO GER FI GSQTPIXIP] HVEMRIH
i 8LI FEXXIV] QEMR W[MXGL MW XYVRIH SR
i 8LI WIEPMRK GET SR XLI JYIP XERO JMPPIV RIGO MW STIR
i 8LI OI] JSV XLI VIJYIPPMRK TYQT W[MXGL RI\X XS XLI XERO JMPPIV GET MW
MRWIVXIH
0-)&,)66 0
,ERHPMRK
7XEVXMRK YT XLI VIJYIPPMRK TYQT
*YIP XERO
;EVRMRK 8LIVI MW E VMWO SJ FYVRW ERH I\TPSWMSRW

2IZIV EPPS[ REOIH JPEQIW SV PMKLXIH GMKEVIXXIW MR XLI ZMGMRMX] HYVMRK XLI
VIJYIPPMRK TVSGIHYVI
d 8YVR XLI OI] MR XLI W[MXGL XS 32 8LI VIJYIPPMRK TVSGIHYVI WXEVXW
'EYXMSR 8LIVI MW E HERKIV HYI XS XLI JYIP SZIVJPS[MRK JVSQ XLI JMPPIV RIGO
8LI VIJYIPPMRK TYQT HSIW RSX W[MXGL SJJ EYXSQEXMGEPP] [LMGL QIERW JYIP
GER SZIVJPS[ JVSQ XLI JMPPIV RIGO
3FWIVZI XLI VIJYIPPMRK TVSGIHYVI ZME XLI JYIP XERO JMPPIV RIGO
d ;LIR XLI VIJYIPPMRK TVSGIWW MW GSQTPIXI XYVR XLI OI] MR XLI W[MXGL XS
q3**r ERH VIQSZI XLI OI] 'PSWI XLI JYIP XERO WIEPMRK GET
d (MWGSRRIGX XLI WYGXMSR PMRI I\XIRWMSR [MXL WYGXMSR WXVEMRIV JVSQ XLI
WYGXMSR PMRI ERH WIEP PMRIW [MXL HYQQ] TPYKW
%GXMZEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI JSV XLI >PMJX

EVQ
,]HVEYPMG EGXYEXMSR F] QIERW SJ ER EHHMXMSREP GSRXVSPPIV
-RJSVQEXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW
i %XXEGLQIRXW ERH EGGIWWSVMIW TVSHYGIH F] XLMVHTEVX] QERYJEGXYV
IVW SV XLSWI [LMGL LEZI RSX FIIR KIRIVEPP] ETTVSZIH F] 0-)&
,)66 JSV MRWXEPPEXMSR SV JSV I\XIVREP JMXXMRK QE] RSX FI MRWXEPPIH SV
JMXXIH SR XLI QEGLMRI [MXLSYX TVMSV [VMXXIR GSRWIRX JVSQ 0-)&
,)66
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EFPI XS 0-)&,)66 JSV XLMW TYVTSWI
0 0-)&,)66
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3TIVEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI

8LI L]HVEYPMG UYMGOGLERKI HIZMGI MW EGXMZEXIHHIEGXMZEXIH [MXL XLI
L]HVEYPMG UYMGOGLERKI HIZMGI W[MXGL %PWS VIJIV XS XLI 7IGXMSR SR XLI WMHI
GSZIV GSRXVSP GSRWSPI
8LI TVSGIHYVI JSV EGXMZEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW EW
JSPPS[W
1EOI WYVI XLEX
i 8LI PMJX EVQ MW PS[IVIH XS NYWX EFSZI XLI KVSYRH
i ;LIVI E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX L]HVEYPMG WYTTP] MW
QSYRXIH EPP G]PMRHIVW ZEPZIW IXG EVI MR XLI MRMXMEP TSWMXMSR SV GPSWIH
i ;LIVI E [SVOMRK EXXEGLQIRX MW QSYRXIH QEOI WYVI XLEX XLMW MW XMPXIH
MR
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW

(S RSX EGXMZEXI XLI PSGOEFPI W[MXGL [LIR XLI [SVOMRK EXXEGLQIRX MW
VEMWIH
d 6IPIEWI XLI EGXMZEXMSR FPSGO MR XLI HMVIGXMSR SJ XLI EVVS[ ERH WMQYPXE
RISYWP] TVIWW XLI W[MXGL JSV[EVHW
GSRXVSP GSRWSPI
8LI JYRGXMSR JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW VIEH] JSV
STIVEXMSR
9RPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI

8LI TVSGIHYVI JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW EW
JSPPS[W
1EOI WYVI XLEX XLI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI LEW FIIR
TVIWWIH
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR G JSV XMTTMRK YT XLI [SVOMRK
EXXEGLQIRX EW JEV EW MX [MPP KS
8LI PSGOMRK TMRW JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI EVI VIXVEGXIH
d 'SQTPIXIP] VIXVEGX XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV MR
HMVIGXMSR G XS XMPX MR [SVOMRK EXXEGLQIRX XS XLI WXST ERH LSPHMRK MX MR
XLMW TSWMXMSR
(IXEGLMRK XLI [SVOMRK EXXEGLQIRX

8LMW MW XLI TVSGIHYVI JSV HIXEGLMRK XLI [SVOMRK EXXEGLQIRX
1EOI WYVI [LIR E [SVOMRK EXXEGLQIRX MW QSYRXIH [MXL ER MRHITIRHIRX
L]HVEYPMG WYTTP] XLEX XLI GSYTPMRK XS XLI L]HVEYPMG PMRIW MW VIPIEWIH
0-)&,)66 0
,ERHPMRK
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX MW MRGSVVIGXP] WIX

HS[R
2IZIV WIX HS[R XLI [SVOMRK EXXEGLQIRX MR YRWIGYVIH EVIEW VSEH[E]W
IXG
d (IEGXMZEXI XLI L]HVEYPMG UYMGOGLERKI HIZMGI F] TYWLMRK FEGO XLI

L]HVEYPMG UYMGOGLERKI HIZMGI W[MXGL
;LIR XLI W[MXGL MW TVIWWIH XLI [EVRMRK WMKREP MR XLI WMHI GSZIV GSRXVSP
GSRWSPI KSIW SYX
d 7IX HS[R XLI [SVOMRK EXXEGLQIRX JPEX SR JMVQ IZIR KVSYRH

;LIVI XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG WYTTP] WIX
HS[R XLI [SVOMRK EXXEGLQIRX MR WYGL E [E] XLEX XLI L]HVEYPMG PMRIW EVI
RSX WYFNIGXIH XS ER] WXVEMR
d 7IGYVI XLI [SVOMRK EXXEGLQIRX EKEMRWX XMTTMRK SZIV
d 'EVIJYPP] VIQSZI XLI UYMGOGLERKI HIZMGI JVSQ XLI EHETXIVLSPHIV EX
XLI XST SJ XLI [SVOMRK EXXEGLQIRX
8LI [SVOMRK EXXEGLQIRX MW RS[ HIXEGLIH
(MWGSRRIGXMRK XLI L]HVEYPMG PMRIW JSV L]HVEYPMGEPP]

STIVEXIH [SVOMRK EXXEGLQIRXW
;LIVI XLI [SVOMRK EXXEGLQIRX LEW MXW S[R L]HVEYPMG GMVGYMX XLI L]HVEYPMG
WYTTP] PMRIW QYWX FI HMWGSRRIGXIH
8LI TVSGIHYVI JSV HMWGSRRIGXMRK XLI L]HVEYPMG PMRIW MW EW JSPPS[W
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW JVSQ L]HVEYPMG PMRIW YRHIV TVIWWYVI

(ITVIWWYVMWI XLI L]HVEYPMG GMVGYMXW FIJSVI GSRRIGXMRK SV HMWGSRRIGXMRK
L]HVEYPMG PMRIWGSYTPMRKW
d 7LYX HS[R XLI HMIWIP IRKMRI

d 4VIWW ERH LSPH HS[R XLI W[MXGL JSV XLI [SVOMRK L]HVEYPMGW PSGOSYX
OI] JYRGXMSR F ERH EX XLI WEQI XMQI EGXYEXI EPP WIVZS HIZMGIW GSRXVSP
PIZIVW MR FSXL HMVIGXMSRW
d 6IPIEWI XLI L]HVEYPMG PMRIW UYMGOVIPIEWI GSYTPMRKW JVSQ XLI QEGLMRI

d 1EOI WYVI XLEX RS L]HVEYPMG SMP PIEOW SRXS XLI KVSYRH
'SRXEQMREXIH WSMP QYWX FI VIQSZIH JSV TVSTIV HMWTSWEP EW XLI L]HVEYPMG
SMP GER TSPPYXI XLI KVSYRH [EXIV
d 'PSWI XLI LSWI PMRI GSYTPMRKW [MXL TVSXIGXMZI GSZIVW
d 0E] XLI L]HVEYPMG LSWIW MR XLI LSWI VIXEMRIVW
0 0-)&,)66
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%XXEGLMRK ERH GSYTPMRK XLI [SVOMRK EXXEGLQIRX

8LMW MW XLI TVSGIHYVI JSV EXXEGLMRK ERH GSYTPMRK XLI [SVOMRK EXXEGLQIRX
1EOI WYVI XLEX XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW GSQTPIXIP] YRPSGOIH
d 'EVIJYPP] QSZI XLI UYMGOGLERKI HIZMGI MRXS XLI EHETXIVLSPHIV EX XLI
XST SJ XLI [SVOMRK EXXEGLQIRX
d 7PMKLXP] VEMWI XLI [SVOMRK EXXEGLQIRX ERH XMT MX YT

-R XLI TVSGIWW XLI [SVOMRK EXXEGLQIRX QYWX GSQTPIXIP] IRKEKI [MXL XLI
UYMGOGLERKI HIZMGI
0SGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI

8LI TVSGIHYVI JSV PSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLEX
i 8LI [SVOMRK EXXEGLQIRX MW GSQTPIXIP] IRKEKIH MR XLI UYMGOGLERKI
HIZMGI WS XLEX XLI [SVOMRK EXXEGLQIRX GER FI PSGOIH MR TPEGI [MXL XLI
PSGOMRK TMRW
i 8LI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XYVRIH SJJ

'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW JYPP] IRKEKIH MR XLI UYMGO
GLERKI HIZMGI
d 'SQTPIXIP] I\XIRH XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV MR

XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI I\XIRH
8LI [SVOMRK EXXEGLQIRX MW RS[ GSYTPIH
'LIGO EJXIV PSGOMRK TVSGIHYVI

8S QEOI ER MRWTIGXMSR SRGI XLI PSGOMRK TVSGIHYVI LEW FIIR GSQTPIXIH
TVSGIIH EW JSPPS[W
1EOI WYVI XLEX XLI [SVOMRK EXXEGLQIRX MW WIGYVIH [MXL XLI UYMGOGLERKI
HIZMGI
0-)&,)66 0
,ERHPMRK

(S RSX QSZI XLI [SVOMRK EXXEGLQIRX YRXMP ]SY LEZI GLIGOIH XLI PSGO
'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW WIGYVIP] PSGOIH MR TPEGI [MXL
XLI UYMGOGLERKI HIZMGI
d 6EMWI XLI PMJX EVQW YRXMP XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW ZMWMFPI
JVSQ XLI HVMZIVW GEF
d 1EOI E ZMWYEP GLIGO XS IRWYVI XLEX XLI PSGOMRK TMRW LEZI EGXYEPP]
IRKEKIH MR XLI [SVOMRK EXXEGLQIRX
=SY GER WII XLEX XLI TMRW EVI TVSTIVP] PSGOIH F] XLI HIKVII XS [LMGL
XLI] TVSNIGX JVSQ XLI WMHI
d (S RSX GEVV] SYX ER] SXLIV QSZIQIRXW [MXL XLI [SVOMRK EXXEGLQIRX
YRXMP XLI GLIGO MW GSQTPIXI
d *SV STIVEXMRK E [SVOMRK EXXEGLQIRX [MXL MXW S[R GSRXVSP GMVGYMX 7II XLI
HIWGVMTXMSR MR XLI WIGXMSRW SR XLI GSRXVSP PIZIV JSV EHHMXMSREP [SVOMRK
JYRGXMSRW ERH [SVOMRK [MXL STXMSREP IUYMTQIRX
'SRRIGXMRK XLI L]HVEYPMG PMRIW JSV L]HVEYPMGEPP] EGXYEXIH

[SVOMRK EXXEGLQIRXW
-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG GMVGYMX XLI L]HVEY
PMG WYTTP] PMRIW QYWX FI GSRRIGXIH

d 6IQSZI XLI TVSXIGXMZI GSZIVW JVSQ XLI L]HVEYPMG PMRI GSYTPMRKW

d 'SRRIGX XLI L]HVEYPMG PMRIW EGGSVHMRK XS XLIMV JYRGXMSR
8LI JSPPS[MRK WXITW WLSYPH FI TIVJSVQIH [LIR GSRRIGXMRK
i 'PIER XLI PMRI GSYTPMRKW FIJSVI GSRRIGXMRK
i (S RSX GSRRIGX XLI [VSRK IRHW SJ XLI L]HVEYPMG PMRIW
i 0E] XLI L]HVEYPMG PMRIW WS XLEX XLIVI MW RS VMWO SJ XLIQ FIMRK GVYWLIH
F] XLI QSZIQIRXW SJ XLI [SVOMRK EXXEGLQIRX
i 1EOI YWI SJ ER] LSWI VIXEMRMRK GPMTW [LIR PE]MRK XLI LSWI
d 'LIGO XLI L]HVEYPMG PMRIW JSV ER] PIEOEKI EJXIV GSRRIGXMSR
0 0-)&,)66
,ERHPMRK
%GXMZEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI JSV XLI 4PMJX

EVQ
;MXL XLI QEGLMRI ZIVWMSR [MXL 4PMJX EVQW XLI L]HVEYPMG UYMGOGLERKI
HIZMGI GSQIW EW WXERHEVH
,]HVEYPMG EGXYEXMSR F] QIERW SJ ER EHHMXMSREP GSRXVSPPIV
-RJSVQEXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW
i %XXEGLQIRXW ERH EGGIWWSVMIW TVSHYGIH F] XLMVHTEVX] QERYJEGXYV
IVW SV XLSWI [LMGL LEZI RSX FIIR KIRIVEPP] ETTVSZIH F] 0-)&
,)66 JSV MRWXEPPEXMSR SV JSV I\XIVREP JMXXMRK QE] RSX FI MRWXEPPIH SV
JMXXIH SR XLI QEGLMRI [MXLSYX TVMSV [VMXXIR GSRWIRX JVSQ 0-)&
,)66
i 8LI ETTVSTVMEXI XIGLRMGEP HSGYQIRXEXMSR WLSYPH FI QEHI EZEMP
EFPI XS 0-)&,)66 JSV XLMW TYVTSWI
3TIVEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI

8LI L]HVEYPMG UYMGOGLERKI HIZMGI MW EGXMZEXIHHIEGXMZEXIH [MXL XLI
L]HVEYPMG UYMGOGLERKI HIZMGI W[MXGL %PWS VIJIV XS XLI 7IGXMSR SR XLI WMHI
GSZIV GSRXVSP GSRWSPI
8LI TVSGIHYVI JSV EGXMZEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW EW
JSPPS[W
1EOI WYVI XLEX
i 8LI PMJX EVQ MW PS[IVIH XS NYWX EFSZI XLI KVSYRH
i ;LIVI E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX L]HVEYPMG WYTTP] MW
QSYRXIH EPP G]PMRHIVW ZEPZIW IXG EVI MR XLI MRMXMEP TSWMXMSR SV GPSWIH
i ;LIVI E [SVOMRK EXXEGLQIRX MW QSYRXIH QEOI WYVI XLEX XLMW MW XMPXIH
MR

(S RSX EGXMZEXI XLI PSGOEFPI W[MXGL [LIR XLI [SVOMRK EXXEGLQIRX MW
VEMWIH
d 6IPIEWI XLI EGXMZEXMSR FPSGO MR XLI HMVIGXMSR SJ XLI EVVS[ ERH WMQYPXE
RISYWP] TVIWW XLI W[MXGL JSV[EVHW
GSRXVSP GSRWSPI
8LI JYRGXMSR JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW VIEH] JSV
STIVEXMSR
0-)&,)66 0
,ERHPMRK
9RPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI

8LI TVSGIHYVI JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW EW
JSPPS[W
1EOI WYVI XLEX XLI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI LEW FIIR
TVIWWIH
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR G JSV XMTTMRK YT XLI [SVOMRK
EXXEGLQIRX EW JEV EW MX [MPP KS
8LI PSGOMRK TMRW JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI EVI VIXVEGXIH
d 'SQTPIXIP] VIXVEGX XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV MR
XLMW TSWMXMSR
(IXEGLMRK XLI [SVOMRK EXXEGLQIRX

8LMW MW XLI TVSGIHYVI JSV HIXEGLMRK XLI [SVOMRK EXXEGLQIRX
1EOI WYVI [LIR E [SVOMRK EXXEGLQIRX MW QSYRXIH [MXL ER MRHITIRHIRX
L]HVEYPMG WYTTP] XLEX XLI GSYTPMRK XS XLI L]HVEYPMG PMRIW MW VIPIEWIH
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX MW MRGSVVIGXP] WIX

HS[R
2IZIV WIX HS[R XLI [SVOMRK EXXEGLQIRX MR YRWIGYVIH EVIEW VSEH[E]W
IXG
d (IEGXMZEXI XLI L]HVEYPMG UYMGOGLERKI HIZMGI F] TYWLMRK FEGO XLI

L]HVEYPMG UYMGOGLERKI HIZMGI W[MXGL
;LIR XLI W[MXGL MW TVIWWIH XLI [EVRMRK WMKREP MR XLI WMHI GSZIV GSRXVSP
GSRWSPI KSIW SYX
d 7IX HS[R XLI [SVOMRK EXXEGLQIRX JPEX SR JMVQ IZIR KVSYRH

;LIVI XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG WYTTP] WIX
HS[R XLI [SVOMRK EXXEGLQIRX MR WYGL E [E] XLEX XLI L]HVEYPMG PMRIW EVI
RSX WYFNIGXIH XS ER] WXVEMR
d 7IGYVI XLI [SVOMRK EXXEGLQIRX EKEMRWX XMTTMRK SZIV
d 'EVIJYPP] VIQSZI XLI UYMGOGLERKI HIZMGI JVSQ XLI EHETXIVLSPHIV EX
XLI XST SJ XLI [SVOMRK EXXEGLQIRX
8LI [SVOMRK EXXEGLQIRX MW RS[ HIXEGLIH
(MWGSRRIGXMRK XLI L]HVEYPMG PMRIW JSV L]HVEYPMGEPP]

STIVEXIH [SVOMRK EXXEGLQIRXW
;LIVI XLI [SVOMRK EXXEGLQIRX LEW MXW S[R L]HVEYPMG GMVGYMX XLI L]HVEYPMG
WYTTP] PMRIW QYWX FI HMWGSRRIGXIH
8LI TVSGIHYVI JSV HMWGSRRIGXMRK XLI L]HVEYPMG PMRIW MW EW JSPPS[W
0 0-)&,)66
,ERHPMRK

d 7LYX HS[R XLI HMIWIP IRKMRI

d 4VIWW ERH LSPH HS[R XLI W[MXGL JSV XLI [SVOMRK L]HVEYPMGW PSGOSYX
OI] JYRGXMSR F ERH EX XLI WEQI XMQI EGXYEXI EPP WIVZS HIZMGIW GSRXVSP
PIZIVW MR FSXL HMVIGXMSRW
d 6IPIEWI XLI L]HVEYPMG PMRIW UYMGOVIPIEWI GSYTPMRKW JVSQ XLI QEGLMRI

d 1EOI WYVI XLEX RS L]HVEYPMG SMP PIEOW SRXS XLI KVSYRH
'SRXEQMREXIH WSMP QYWX FI VIQSZIH JSV TVSTIV HMWTSWEP EW XLI L]HVEYPMG
SMP GER TSPPYXI XLI KVSYRH [EXIV
d 'PSWI XLI LSWI PMRI GSYTPMRKW [MXL TVSXIGXMZI GSZIVW
d 0E] XLI L]HVEYPMG LSWIW MR XLI LSWI VIXEMRIVW
%XXEGLMRK ERH GSYTPMRK XLI [SVOMRK EXXEGLQIRX

8LMW MW XLI TVSGIHYVI JSV EXXEGLMRK ERH GSYTPMRK XLI [SVOMRK EXXEGLQIRX
1EOI WYVI XLEX XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW GSQTPIXIP] YRPSGOIH
d 'EVIJYPP] QSZI XLI UYMGOGLERKI HIZMGI MRXS XLI EHETXIVLSPHIV EX XLI
XST SJ XLI [SVOMRK EXXEGLQIRX
d 7PMKLXP] VEMWI XLI [SVOMRK EXXEGLQIRX ERH XMT MX YT

-R XLI TVSGIWW XLI [SVOMRK EXXEGLQIRX QYWX GSQTPIXIP] IRKEKI [MXL XLI
UYMGOGLERKI HIZMGI
0SGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI

8LI TVSGIHYVI JSV PSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLEX
i 8LI [SVOMRK EXXEGLQIRX MW GSQTPIXIP] IRKEKIH MR XLI UYMGOGLERKI
HIZMGI WS XLEX XLI [SVOMRK EXXEGLQIRX GER FI PSGOIH MR TPEGI [MXL XLI
PSGOMRK TMRW
i 8LI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XYVRIH SJJ
0-)&,)66 0
,ERHPMRK

'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW JYPP] IRKEKIH MR XLI UYMGO
GLERKI HIZMGI
d 'SQTPIXIP] I\XIRH XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV MR

XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI I\XIRH
8LI [SVOMRK EXXEGLQIRX MW RS[ GSYTPIH
'LIGO EJXIV PSGOMRK TVSGIHYVI

8S QEOI ER MRWTIGXMSR SRGI XLI PSGOMRK TVSGIHYVI LEW FIIR GSQTPIXIH
TVSGIIH EW JSPPS[W
1EOI WYVI XLEX XLI [SVOMRK EXXEGLQIRX MW WIGYVIH [MXL XLI UYMGOGLERKI
HIZMGI

(S RSX QSZI XLI [SVOMRK EXXEGLQIRX YRXMP ]SY LEZI GLIGOIH XLI PSGO
'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW WIGYVIP] PSGOIH MR TPEGI [MXL
XLI UYMGOGLERKI HIZMGI
d 6EMWI XLI PMJX EVQW YRXMP XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW ZMWMFPI
JVSQ XLI HVMZIVW GEF
d 1EOI E ZMWYEP GLIGO XS IRWYVI XLEX XLI PSGOMRK TMRW LEZI EGXYEPP]
IRKEKIH MR XLI [SVOMRK EXXEGLQIRX
=SY GER WII XLEX XLI TMRW EVI TVSTIVP] PSGOIH F] XLI HIKVII XS [LMGL
XLI] TVSNIGX JVSQ XLI WMHI
d (S RSX GEVV] SYX ER] SXLIV QSZIQIRXW [MXL XLI [SVOMRK EXXEGLQIRX
YRXMP XLI GLIGO MW GSQTPIXI
d *SV STIVEXMRK E [SVOMRK EXXEGLQIRX [MXL MXW S[R GSRXVSP GMVGYMX 7II XLI
HIWGVMTXMSR MR XLI WIGXMSRW SR XLI GSRXVSP PIZIV JSV EHHMXMSREP [SVOMRK
JYRGXMSRW ERH [SVOMRK [MXL STXMSREP IUYMTQIRX
'SRRIGXMRK XLI L]HVEYPMG PMRIW JSV L]HVEYPMGEPP] EGXYEXIH

[SVOMRK EXXEGLQIRXW
-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG GMVGYMX XLI L]HVEY
PMG WYTTP] PMRIW QYWX FI GSRRIGXIH
0 0-)&,)66
,ERHPMRK

d 6IQSZI XLI TVSXIGXMZI GSZIVW JVSQ XLI L]HVEYPMG PMRI GSYTPMRKW

d 'SRRIGX XLI L]HVEYPMG PMRIW EGGSVHMRK XS XLIMV JYRGXMSR
8LI JSPPS[MRK WXITW WLSYPH FI TIVJSVQIH [LIR GSRRIGXMRK
i 'PIER XLI PMRI GSYTPMRKW FIJSVI GSRRIGXMRK
i (S RSX GSRRIGX XLI [VSRK IRHW SJ XLI L]HVEYPMG PMRIW
i 0E] XLI L]HVEYPMG PMRIW WS XLEX XLIVI MW RS VMWO SJ XLIQ FIMRK GVYWLIH
F] XLI QSZIQIRXW SJ XLI [SVOMRK EXXEGLQIRX
i 1EOI YWI SJ ER] LSWI VIXEMRMRK GPMTW [LIR PE]MRK XLI LSWI
d 'LIGO XLI L]HVEYPMG PMRIW JSV ER] PIEOEKI EJXIV GSRRIGXMSR
;SVOMRK [MXL STXMSREP IUYMTQIRX
*SVOPMJX STIVEXMSR
*SV JSVOPMJX STIVEXMSR [MXL 4OMRIQEXMGW PMJX EVQ
i 8LI TEVEPPIP OMRIQEXMGW TIVQMX TEVEPPIP KYMHERGI SJ XLI PSEH SZIV XLI
IRXMVI PMJXMRK VERKI HYVMRK PMJXMRK SV PS[IVMRK
*SV JSVOPMJX STIVEXMSR [MXL PMJX EVQW [MXL >FEV OMRIQEXMGW
i 2S TEVEPPIP QSZIQIRX MW TSWWMFPI [MXL E PMJX EVQ [MXL >FEV OMRIQEXMGW
8LMW QIERW XLEX XLI EXXEGLQIRX XMPXW MR HYVMRK XLI PMJX QSZIQIRX YT XS
SJ XLI QE\MQYQ PMJX LIMKLX ERH [MXL JYVXLIV YT[EVH PMJX QSZIQIRX MX
XMPXW SYX EKEMR FYX HSIW RSX XMPX HS[R JSV[EVHW
i (YI XS XLI PIWW JEZSYVEFPI PIZIV VEXMS SJ XLI >FEV OMRIQEXMGW MR XLI
XSTQSWX PMJXMRK VERKI VIWXVMGXMSRW MR PSEH FIEVMRK GETEGMX] QE] VIWYPX
7II EPWS XLI PSEH FIEVMRK XEFPIW JSV JSVOPMJX STIVEXMSR
8LI TVSGIHYVI JSV JSVOPMJX STIVEXMSR MW EW JSPPS[W
1EOI WYVI XLEX XLI [SVOMRK EXXEGLQIRX MW WIGYVIH [MXL XLI UYMGO
GLERKI HIZMGI
7II XLI HIWGVMTXMSR MR XLI WIGXMSRW SR qSTIVEXMSR SJ XLI L]HVEYPMG UYMGO
GLERKI HIZMGIr ERH qGLIGOMRK EJXIV XLI PSGOMRK TVSGIHYVIr
i HMWXERGI JVSQ GIRXVI SJ KVEZMX]

7E i HMWXERGI JVSQ GIRXVI SJ
KVEZMX]
0-)&,)66 0

,ERHPMRK
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI PSEH ERH XLI QEGLMRI

;LIR YWMRK JSVOPMJXW SRP] YWI JSVOW [MXL TVSRKW SJ WYMXEFPI PIRKXL ERH
QEOI WYVI XLEX XLIWI HS RSX TVSNIGX FI]SRH XLI PSEH 3XLIV[MWI KSSHW SV
TEPPIXW P]MRK MR JVSRX SJ XLI JSVOW GSYPH FI HEQEKIH
%ZSMH MRGSVVIGX STIVEXMSR HYVMRK JSVOPMJX STIVEXMSR
d ;LIR ]SY PMJX XLI PSEH QEOI WYVI XLEX XLI PSEH MW VIWXMRK EW GPSWI EW
TSWWMFPI XS XLI ZIVXMGEP PMQF SJ XLI JSVO TVSRK
4MGO YT XLI PSEH QEOMRK WYVI XLEX XLI i GIRXVI SJ KVEZMX] 7E SJ XLI PSEH
MW GSVVIGXP] TSWMXMSRIH

%ZSMH MRGSVVIGX STIVEXMSR HYVMRK JSVOPMJX STIVEXMSR
d 6EMWI XLI PMJX EVQ XS XLI XVERWTSVX TSWMXMSR ETTVS\ i GQ EFSZI
XLI KVSYRH
d ;LIR XLI JSVOW EVI IQTX] XMT XLIQ YT WPMKLXP] ERH OIIT XLIQ PS[
d ;LIR GEVV]MRK E PSEH XMT XLI JSVOPMJX YT WPMKLXP] ERH OIIT XLI PSEH PS[
d ;LIR SR WPSTIW SV MRGPMRIW EP[E]W OIIT XLI PSEH YTLMPP
d 2IZIV HVMZI EGVSWW WPSTIW SV MRGPMRIW
d 2IZIV XYVR SR WPSTIW SV MRGPMRIW
d ;LIR E LMKL YRPSEHMRK TSWMXMSR MW YREZSMHEFPI
(S RSX VEMWI XLI PMJX EVQ YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX
d ;LIR E PS[ YRPSEHMRK TSWMXMSR MW VIUYMVIH
(S RSX PS[IV XLI PMJX EVQW YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX
3TIVEXMRK XLI LMKL HYQT FYGOIX

8LI LMKL HYQT FYGOIX MW IUYMTTIH [MXL MXW S[R L]HVEYPMG GMVGYMX JSV XLI
LMKL HYQTMRK JYRGXMSR
8LMW LMKL HYQTMRK JYRGXMSR QIERW XLEX XLI FYGOIXW EVI IWTIGMEPP] WYMXEFPI
JSV [SVO VIUYMVMRK E KVIEX HYQT LIMKLX WYGL EW PSEHMRK LMKLWMHIH [EK
SRW
-X GER FI YWIH JSV PMKLX QEXIVMEPW WYGL EW [SSH WLEZMRKW WE[HYWX ERH
GIVIEPW
8LI LMKL HYQT FYGOIX QE] RSX FI YWIH
i 8S PMJX SV XVERWTSVX TIVWSRW
i 8S GEVV] PMJXMRK IUYMTQIRX MR SXLIV [SVHW ]SY QE] RSX EXXEGL GVERI
LSSOW SV WMQMPEV MXIQW
i *SV FYPO QEXIVMEPW EFSZI XLI WTIGMJMIH QEXIVMEP [IMKLX WII XLI XIGL
RMGEP HEXE WIGXMSR
i *SV FVIEOMRK YT VSGOW
i *SV LEQQIVMRK MR TSWXW
i &IPS[ KVSYRH
8LI QERYJEGXYVIV HSIW RSX XEOI ER] VIWTSRWMFMPMX] JSV HEQEKI GEYWIH F]
MQTVSTIV YWI WYGL EW JSV I\EQTPI FVIEOMRK SJJ VSGOW LEQQIVMRK MR
TSWXW SV EXXEGLMRK PSEH WYWTIRWMSR [IMKLXW
0 0-)&,)66

,ERHPMRK
*YRGXMSR GLIGO
&IJSVI WXEVXMRK [SVO
i 'EVV] SYX E JYRGXMSR XIWX [MXLSYX ER] PSEH
i *EQMPMEVMWI ]SYVWIPJ [MXL XLI STIVEXMSR SJ XLI LMKL HYQT FYGOIX
'EYXMSR 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI L]HVEYPMG GMVGYMX MW MRGSVVIGXP] GSRRIGXIH

'LIGO XS WII XLEX FYGOIX XMPXW SYX ERH MR TVSTIVP]
d %GXYEXI XLI LMKL HYQT FYGOIX [MXL XLI EHHMXMSREP GSRXVSP PIZIV XS GLIGO
MJ XLI L]HVEYPMG GMVGYMX SJ XLI LMKL HYQT FYGOIX MW GSVVIGXP] GSRRIGXIH
8MTTMRK XLI LMKL HYQT FYGOIX MR ERH SYX

8LI LMKL HYQT FYGOIX MW GSRXVSPPIH YWMRK XLI EHHMXMSREP GSRXVSP PIZIV
7II EPWS XLI WIGXMSR SR XLI GSRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRW
,MKL HYQT FYGOIX

&YGOIX FSH] 8MPX G]PMRHIV JSV PMJX EVQ
,]HVEYPMG G]PMRHIV JSV LMKL
HYQT FYGOIX
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI QEGLMRI ERH XLI ZILMGPI XS FI PSEHIH
-J XLI LMKL HYQT FYGOIX MW RSX TVSTIVP] YWIH XLI WMHI SJ XLI PSVV] JSV
I\EQTPI QE] FI HEQEKIH
;LIR PSEHMRK PSVVMIW SV WMQMPEV ZILMGPIW SRP] XMT SYX XLI QEXIVMEP YWMRK
XLI L]HVEYPMG GMVGYMX SJ XLI LMKL HYQT FYGOIX
d 8MPXMRK SYX XLI LMKL HYQT FYGOIX

1SZI XLI EHHMXMSREP GSRXVSP PIZIV MR HMVIGXMSR F
8LI LMKL HYQT FYGOIX MW XMPXIH SYX
d 8MPXMRK MR XLI LMKL HYQT FYGOIX
1SZI XLI EHHMXMSREP GSRXVSP PIZIV MR HMVIGXMSR E
8LI LMKL HYQT FYGOIX MW XMPXIH MR
0-)&,)66 0

,ERHPMRK
0SEHMRK STIVEXMSR [MXL XLI LMKL HYQT FYGOIX

*SV LMKL HYQT FYGOIX STIVEXMSR WYGL EW PSEHMRK PMKLX QEXIVMEP WII XLI
WIGXMSR SR KIRIVEP [SVOMRK QIXLSHW
8VERWTSVXMRK XLI QEGLMRI
0MJXMRK XLI QEGLMRI F] GVERI

-X MW IWWIRXMEP XS SFWIVZI XLI EGGMHIRX TVIZIRXMSR VIKYPEXMSRW [LIR
PMJXMRK XLI QEGLMRI F] GVERI
6IJIV XS XLI WIGXMSR SR qWEJIX] VIKYPEXMSRW [LIR PMJXMRK XLI QEGLMRI F]
GVERIr
8LI JSPPS[MRK TVIGEYXMSRW WLSYPH FI XEOIR FIJSVI PMJXMRK XLI QEGLMRI F]
GVERI
4VIGEYXMSRW
i 0S[IV XLI [SVOMRK EXXEGLQIRX ERH XMPX FEGO XLI PSEHMRK IUYMTQIRX XS MXW
PMQMX
i )RKEKI XLI EVXMGYPEXMSR PSGO
i 1SZI EPP GSRXVSP PIZIVW XS RIYXVEP
i )RKEKI XLI TEVOMRK FVEOI
i 0SGO XLI [SVOMRK L]HVEYPMGW
i 7LYX HS[R XLI IRKMRI
i 'PSWI ERH PSGO EPP HSSVW ERH LSSHW SR XLI QEGLMRI
*SV QSVI HIXEMPIH HIWGVMTXMSRW VIJIV XS XLI WIGXMSR SR STIVEXMSR ERH
LERHPMRK
3FXEMR MRJSVQEXMSR EFSYX
i 8LI [IMKLX ERH GSPPMWMSR QEWWIW SJ XLI QEGLMRI WII XLI XIGLRMGEP
HEXE WIGXMSR
i 8LI VIUYMVIH PSEH FIEVMRK GETEGMX] ERH PIRKXLW SJ XLI PMJXMRK XEGOPI
0SEHMRK JSV XVYGO SV VEMP )\IGYXMSR [LIR RIGIWWEV] WPMRK XLI QEGLMRI JVSQ E GVERI
XVERWTSVX
6IUYMVIH IUYMTQIRX
i 0MJXMRK XEGOPI VSTI PIRKXL 1MR PIRKXL ! Q
7OIXGL SJ WPYRK QEGLMRI

0MJXMRK XEGOPI i WXVERH VSTI % *VSRX PIJX WPMRKMRK ERH PMJXMRK % 6IEV PIJX WPMRKMRK ERH PMJXMRK
0MJXMRK XEGOPI i WXVERH VSTI TSMRX TSMRX
% *VSRX VMKLX WPMRKMRK ERH PMJXMRK % 6IEV VMKLX WPMRKMRK ERH PMJXMRK
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d 8LIR VIQSZI XLI WIGSRH NYQT WXEVX GEFPI JMVWX JVSQ XLI TSWMXMZI XIVQM
REP SJ XLI I\XIVREP FEXXIV] ERH XLIR JVSQ XLI TSWMXMZI XIVQMREP SJ XLI
HMWGLEVKIH FEXXIV]
0 0-)&,)66

1EPJYRGXMSRW
;EVRMRK ERH JEYPX QIWWEKIW

i :EVMSYW JEYPXW EVI MRHMGEXIH F] XLI GSVVIWTSRHMRK W]QFSP JMIPHW STXM
GEPP] SV F] HMWTPE] MRWXVYQIRXW SR XLI MRWXVYQIRX TERIP
7II XLI WIGXMSR SR XLI HMWTPE] YRMX MR XLI GLETXIV SR STIVEXMSR ERH
LERHPMRK
i 7SQI [EVRMRK JYRGXMSRW EVI EGGSQTERMIH F] EGSYWXMG [EVRMRK WMKREPW
-HIRXMJ]MRK ERH GSVVIGXMRK JEYPXW ERH IVVSVW
i *EYPXW GER SJXIR FI XVEGIH FEGO XS MRGSVVIGX STIVEXMSR SV WIVZMGMRK SJ
XLI QEGLMRI
8LIVIJSVI GEVIJYPP] VIEH XLI ETTVSTVMEXI WIGXMSR SJ XLI STIVEXSVW
QERYEP IEGL XMQI E JEYPX SGGYVW
i %REP]WI XLI GEYWI SJ XLI JEYPX ERH GSVVIGX MX MQQIHMEXIP]
i (IWGVMFI XLI JEYPX ERH EPP VIPEXIH GMVGYQWXERGIW EW EGGYVEXIP] EW
TSWWMFPI MJ ]SY GEPP SR 0-)&,)66 '97831)6 7)6:-')
4VIGMWI HIWGVMTXMSRW [MPP LIPT YW MWSPEXI XLI JEYPX ERH UYMGOP] GSVVIGX MX
*SV XLMW TYVTSWI TVIGMWI HIXEMPW EFSYX XLI QEGLMRI X]TI ERH WIVMEP
RYQFIV EVI VIUYMVIH
i (S RSX EXXIQTX ER] NSFW JSV [LMGL ]SY LEZI RSX FIIR XVEMRIH SV
MRWXVYGXIH
-J ]SY EVI RSX EFPI XS MHIRXMJ] XLI GEYWI SJ XLI JEYPX [MXL XLI q)VVSV
GSHI XEFPIWr SV EVI RSX EFPI XS VIQIH] XLI JEYPX GSRXEGX 0-)&,)66
'97831)6 7)6:-')
7IVZMGI 'SHI 8EFPI
)VVSV GSHI i -RHMGEXMSR SR XLI HMWTPE]
7IVZMGI'SHI 7]QTXSQ 'EYWI 7SPYXMSR
34)R q34)Rr MW HMWTPE]IH MR -RXIVVYTXMSR FIX[IIR XLI 641 'SRXEGX 0-)&,)66

XLI XVEZIP WTIIH 0'( WIRWSV SR XLI XVERWQMWWMSR '97831)6 7)6:-')
[LIR XLI MKRMXMSR MW ERH XLI HMWTPE] YRMX 641 WIR
XYVRIH SR 8LI HMWTPE] WSV SR XLI XVERWQMWWMSR MW HI
YRMX W[MXGLIW MRXS XVEZ JIGXMZI
IP VERKI - MR EHHM
XMSR XS XLMW ER MRXIVZEP
XSRIW WSYRHW [MXLSYX
E TEYWI
0 0-)&,)66

1EPJYRGXMSRW 3TIVEXMRK QERYEP
7IVZMGI 'SHI 8EFPI
%YHMFPI [EVRMRK WMKREPW

;EVRMRK QIWWEKIW EGGSQTERMIH F] ER EGSYWXMG XSRI EVI PMWXIH MR XLI
XEFPI FIPS[ EPSRK [MXL XLIMV GEYWIW ERH VIQIHMIW
8LIVI EVI X[S HMJJIVIRX EYHMFPI [EVRMRK WMKREPW
i MRXIVZEP XSRI XSRI WIUYIRGI XSRI JSPPS[IH F] WIGW TEYWI
i -RXIVZEP XSRI [MXLSYX TEYWI
(IWGVMTXMSR SJ IVVSV WMKREPW 'EYWI 6IQIH]

8LI L]HVEYPMG SMP SZIVLIEXMRK W]Q ,]HVEYPMG SMP XIQTIVEXYVI SZIV ' 'PIER GSSPMRK W]WXIQ SV STIVEXI
FSP JMIPH PMKLXW YT QEGLMRI [MXL E WQEPPIV PSEH YRXMP
XLI L]HVEYPMG SMP XIQTIVEXYVI
HVSTW EKEMR
8LI XVEZIP VERKI MW XLIR EYXSQEXM
GEPP] W[MXGLIH FEGO XS - 8LI
W]QFSP JMIPHW i XVEZIP VERKI - ERH
-- PMKLX YT
-RXIVZEP XSRI WSYRHW [MXLSYX
TEYWI
*EYPX MR XLI GSSPMRK L]HVEYPMG SV IPIG
'SRXEGX 0-)&,)66 '97831)6
XVMGEP W]WXIQ 7)6:-')
8LI IQIVKIRG] QSXSV SZIVLIEXMRK 'SSPERX XIQTIVEXYVI SZIV ' 'PIER GSSPMRK W]WXIQ SV STIVEXI
W]QFSP JMIPH PMKLXW YT ERH ER MRXIVZEP QEGLMRI [MXL E WQEPPIV PSEH YRXMP
XSRI [MXLSYX TEYWI WSYRHW MQQI XLI GSSPERX XIQTIVEXYVI HVSTW
HMEXIP] EKEMR
)VVSV MR XLI GSSPMRK SV IPIGXVMGEP W]WXIQ 'SRXEGX 0-)&,)66 '97831)6
7)6:-')
8LI IQIVKIRG] WXIIVMRK W]QFSP %YXSQEXMG W[MXGLSR SJ XLI IQIVKIRG] (VMZI SV XS[ XLI QEGLMRI SYX SJ
JMIPH PMKLXW YT ERH ER MRXIVZEP XSRI WXIIVMRK [LIR XLI SMP WYTTP] XS XLI XLI HERKIV EVIE ERH GSRWYPX
[MXLSYX TEYWI WSYRHW MQQIHMEXI WXIIVMRK MW MRXIVVYTXIH 0-)&,)66 '97831)6 7)6
P] :-')
)VVSVW MR XLI L]HVEYPMG W]WXIQ h )VVSVW 'SRXEGX 0-)&,)66 '97831)6
MR XLI IPIGXVMGEP W]WXIQ 7)6:-')
8LI IQIVKIRG] QSXSV SZIVLIEXMRK 8SS PMXXPI IRKMRI SMP 'LIGO XLI SMP PIZIP ERH XST YT
W]QFSP JMIPH PMKLXW YT ERH ER MRXIVZEP [MXL IRKMRI SMP MJ RIGIWWEV]
XSRI [MXLSYX TEYWI WSYRHW MQQI
HMEXIP]
)VVSV MR XLI HMIWIP IRKMRI SMP WYTTP] 'SRXEGX 0-)&,)66 '97831)6
7)6:-')
-RXIVZEP XSRI WSYRHW [MXLSYX TEYWI ;LIR XLI XVEZIP HMVIGXMSR JSV[EVHW SV 3TIR XLI TEVOMRK FVEOI
h SRP] [LIR XLI W[MXGL JSV XVEZIP FEGO[EVHW MW WIPIGXIH ERH XLI TEVOMRK
HMVIGXMSR LEW FIIR EGXYEXIH FVEOI MW GPSWIH
4EVOMRK FVEOI W[MXGL MW q32r 4VIWW XLI TEVOMRK FVEOI FYXXSR XS
3**
8LI XVEZIP PSGOSYX MW EGXMZI
2S ZMWYEP HMWTPE] 'SSPERX XIQTIVEXYVI SV L]HVEYPMG SMP 'PIER GSSPMRK W]WXIQ SV STIVEXI
XIQTIVEXYVI SZIV ' QEGLMRI [MXL E WQEPPIV PSEH YRXMP
XLI GSSPERX XIQTIVEXYVI SV L]
HVEYPMG SMP XIQTIVEXYVI HVSTW
EKEMR
-RXIVZEP XSRI WSYRHW XSRI WI
UYIRGI XSRI JSPPS[IH F] WIGW
TEYWI
0-)&,)66 0

3TIVEXMRK QERYEP 1EPJYRGXMSRW
7IVZMGI 'SHI 8EFPI

1EPJYRGXMSR 'EYWI 6IQIH]

8LI TYQT MW HIJIGXMZI 8LI MRXIKVEXIH IPIGXVSRMG GSRXVSP YRMX 6ITPEGI XLI PS[IV WIGXMSR SJ XLI
MW HIJIGXMZI IRKMRI TVSXIGXMZI LSYWMRK
)PIGXVMG PMRI MRXIVVYTXIH 6ITPEGI XLI IPIGXVMG PMRI
8LI TYQT MW HIJIGXMZI 6ITPEGI XLI TYQT
8LI TYQT MW [SVOMRK FYX XLIVI MW RS %MV GYWLMSR MR XLI XVERWJIV TMWXSR &PIIH EMV JVSQ TYQT
JPS[
*MPPMRK PIZIP FIPS[ QMRMQYQ *MPP XLI GSRXEMRIV
8LI TYQT YRMX MW HIJIGXMZI 6ITPEGI XLI TYQT YRMX
2S KVIEWI GSPPEV EX EPP PYFVMGEXMSR 8LI TYQT MW RSX [SVOMRK 7II WIGXMSR SR HIJIGXMZI TYQT
TSMRXW
8LI HIEH XMQI MW XSS PSRK SV XLI 6IHYGI XLI HIEH XMQI SV MRGVIEWI
PYFVMGEXMSR XMQI XSS WLSVX XLI PYFVMGEXMSR XMQI
7]WXIQ FPSGOIH 7II WIGXMSR SR KVIEWI PIEOMRK JVSQ
TVIWWYVI VIPMIJ ZEPZI
2S KVIEWI GSPPEV EX WIZIVEP PYFVMGE ,SWI PMRIW XS EY\MPMEV] HMWXVMFYXSV 6ITPEGI XLI LSWI PMRIW
XMSR TSMRXW FYVWX SV PIEOMRK
7GVI[IH GSRRIGXMSR RSX XMKLX 8MKLXIR SV VITPEGI WGVI[IH GSRRIG
XMSRW
2S KVIEWI GSPPEV EX SRI PYFVMGEXMSR 0YFVMGEXMSR LSWI PMRI FYVWX SV PIEO 6ITPEGI XLI LSWI PMRI
TSMRXW MRK
7GVI[IH GSRRIGXMSR RSX XMKLX 8MKLXIR SV VITPEGI WGVI[IH GSRRIG
XMSR
6IHYGIH TYQT WTIIH ,MKL W]WXIQ TVIWWYVI 'LIGO GSRXEGX WYVJEGI FIEVMRK
TSMRXW
0S[ EQFMIRX XIQTIVEXYVI 2S HEQEKI
7]WXIQ TVIWWYVI MW XSS LMKL 0YFVMGEXI SRGI SV X[MGI MJ RIGIWWEV]
+VIEWI PIEOMRK JVSQ TVIWWYVI VIPMIJ 7]WXIQ TVIWWYVI MW XSS LMKL 'LIGO W]WXIQ
ZEPZI
4VSKVIWWMZI HMWXVMFYXSV FPSGOIH 6ITPEGI XLI HMWXVMFYXSV
7]WXIQ FPSGOIH 6ITEMV FPSGOIH WXYGO FIEVMRK
TSMRXW
8LI ZEPZI WTVMRK MW HIJIGXMZI 6ITPEGI XLI TVIWWYVI VIPMIJ ZEPZI
0 0-)&,)66

'LERKMRK JYWIW

-R SVHIV XS EZSMH HEQEKI XS XLI IPIGXVMGEP W]WXIQ SRP] JYWIW [MXL XLI
ETTVSTVMEXI EQTIVI VEXMRK QE] FI YWIH
1EOI WYVI XLEX
i &IJSVI E JYWI MW VITPEGIH XLI VIPIZERX IPIGXVMGEP GMVGYMX MW GLIGOIH
i JSV VIEWSRW SJ WEJIX] EJXIV XLI EJJIGXIH GMVGYMX LEW FIIR GLIGOIH XLI
IPIGXVMGEP W]WXIQ SJ XLI QEGLMRI MW XYVRIH SJJ
*YWIW MR XLI HVMZIVW GEF
'EYXMSR 8LIVI MW E VMWO SJ IPIGXVSGYXMSR

8LVSYKL GSRXEGX [MXL PMZI GSQTSRIRXW IPIGXVMGYXMSR GER SGGYV
&IJSVI LERHPMRK PMZI GSQTSRIRXW W[MXGL SJJ XLI IPIGXVMGEP W]WXIQ SJ XLI
QEGLMRI
*YWI FS\ MR XLI GEF
d 3TIR XLI GSZIV SR XLI qJYWI FS\r FILMRH XLI HVMZIVW WIEX SR XLI VMKLX
d 9WI XLI XEFPI EFSZI XS MHIRXMJ] XLI HIJIGXMZI JYWI
d 8EOI SYX XLI HIJIGXMZI JYWI SJ XLI JYRGXMSR [LMGL MW RSX [SVOMRK ERH
VITPEGI MX [MXL E RI[ JYWI [MXL XLI WEQI VEXMRK
1E\M *YWIW
*YWI :EPYI 9RMX 9WI 0SGEXMSR

* % 7XEVXIV MR XLI GSRXVSP TERIP YRHIV XLI JVSRX
GSZIV
* % 8IVQMREP + MR XLI GSRXVSP TERIP YRHIV XLI JVSRX
GSZIV
*YWI GLEVX i QE\MQYQ JYWIW
d 6IQSZI XLI HIJIGXMZI JYWI SJ XLI JYRGXMSR [LMGL MW RSX [SVOMRK ERH
0-)&,)66 0

1IKE JYWIW

* % 1EMR JYWI MR FEXXIV] GEWI
* % )QIVKIRG] WXIIVMRK TYQT SR VMKLXLERH QYHKYEVH
* % 4VIKPS[ HIZMGI VIEV SJ IRKMRI GSQTEVXQIRX
*YWI GLEVX i QIKE JYWIW
1IKE JYWI h QEMR JYWI *
d 6IQSZI XLI GSZIV JVSQ XLI JYWI FS\

1IKE JYWI h IQIVKIRG] WXIIVMRK TYQT *

1IKE JYWI h TVIKPS[ HIZMGI *

d 6IQSZI XLI HIJIGXMZI JYWI SJ XLI JYRGXMSR [LMGL MW RSX [SVORMK ERH
0 0-)&,)66

4PYKMR JYWIW MR XLI GSRXVSP TERIP

* % -KRMXMSR WXEVX W[MXGL MR XLI GSRXVSP TERIP YRHIV XLI JVSRX
GSZIV
*YWI GLEVX i TPYKMR JYWIW
d 8EOI XLI GSZIV SJJ XLI GSRXVSP GSRWYPI

0-)&,)66 0

4PYKMR JYWIW SR GSRXVSP FSEVH %

8LI *%i*' TPYKMR JYWIW JSV XLI JYRGXMSRW PMWXIH MR XLI FIPS[ XEFPI EVI
EGGSQSHEXIH MR XLI qJYWI FS\r XS XLI VMKLX FILMRH XLI HVMZIVW WIEX SR XLI
GSRXVSP YRMX %
'SRXVSP FSEVH %
d 3TIR XLI GSZIV SR XLI qJYWI FS\r FILMRH XLI HVMZIVW WIEX SR XLI VMKLX
0 0-)&,)66

*YWI :EPYI 9RMX 2EQIJYRGXMSRYWI

*% % (VMZMRK LIEHPEQT PIJX LMKL FIEQ
*& % &VEOI PMKLX
*' % ,EÊVH [EVRMRK W]WXIQ MRXIVMSV MPPYQMREXMSR JPEWLMRK FIEGSR i STXMSREP
*% % HVMZMRK LIEHPEQT VMKLX LMKL FIEQ
*& % HVMZMRK LIEHPEQT PIJX HMTTIH FIEQ
*' % HVMZMRK LIEHPEQT VMKLX HMTTIH FIEQ
*% % 4VIPMQMREV] JYWI i PMKLXMRK W[MXGL PMKLXMRK
*& % [MRHS[ [MTIV [EWL W]WXIQ
*' % ;SVOMRK JPSSHPMKLX
*% % 7XEVX VIPIEWI ZEPZI VIPE] WYTTP] MKRMXMSR ZSPXEKI GSRXVSP IPIGXVSRMGW %
*& % 5YMGOGLERKI HIZMGI
*' % MRHMGEXSV YRMX FEXXIV]
*% % 7MHIQEVOIV PMKLX VMKLX
*& % MRHMGEXSV YRMX MKRMXMSR
*' % FEGOYT EPEVQ HVMZI L]HVEYPMGW
*% % WMHIQEVOIV PMKLX PIJX
*& % 7XEVX VIPIEWI VIPE] QSXSV WXST VIPE] TVIKPS[ [EVRMRK FY^ÎV
*' % [MRHS[ [MTMRK [EWLMRK W]WXIQ JVSRX WMKREP LSVR
*% % %MV GSRHMXMSRMRK W]WXIQ i STXMSR
*& % 'SRXVSP IPIGXVSRMGW % IQIVKIRG] WXIIVMRK FYXXSR
*' % [SVOMRK EXXEGLQIRX FEXXIV]
*% % %MV GSRHMXMSRMRK W]WXIQ i STXMSR
*& % 'SQTVIWWSV WIEX i STXMSR
*' % )RKMRI WXST
*YWI GLEVX i 4PYKMR JYWIW SR GSRXVSP FSEVH %
d 9WI XLI XEFPI EFSZI XS MHIRXMJ] XLI HIJIGXMZI JYWI

0-)&,)66 0

1EMRXIRERGI

8LI JSPPS[MRK EFFVIZMEXMSRW EVI YWIH MR XLMW WIGXMSR
i L ! 7IVZMGI LSYVW
i 31 ! 3TIVEXSVW QERYEP
i 71 ! 7IVZMGI QERYEP
:EVMSYW W]QFSPW WSPMH SV IQTX] GMVGPIW FS\IW ERH WXEVW EVI YWIH XS
MRHMGEXI XLI QEMRXIRERGI XEWOW [LMGL JEPP MRXS X[S QEMR X]TIW
8LI W]QFSPW LEZI XLI JSPPS[MRK QIERMRKW
8EFPI [MXL WSPMH GMVGPI FS\ SV WXEV
i ,IVI XLI QEGLMRI STIVEXSV SV LMW QEMRXIRERGI TIVWSRRIP EVI VIWTSR
WMFPI JSV GEVVMRK SYX QEMRXIRERGI XEWOW
8LMW EJJIGXW XLI QEMRXIRERGI MRXIVZEPW IZIV] ERH WIVZMGI LSYVW
L ERH RSRWGLIHYPIH MRXIVZEPW
8LI W]QFSPW LEZI XLI JSPPS[MRK QIERMRKW
8EFPI [MXL IQTX] GMVGPI FS\ SV WXEV SV WIVZMGI LSYVW L
i ,IVI EYXLSVMWIH WTIGMEPMWX XIGLRMGMERW JVSQ 0-)&,)66 SV MXW EYXLSVMW
IH HIEPIVW QYWX TIVJSVQ SV HMVIGX QEMRXIRERGI ERH MRWTIGXMSR [SVO
8LMW EJJIGXW XLI QEMRXIRERGI MRXIVZEPW SR HIPMZIV] IZIV]
WIVZMGI LSYVW L ERH EX YRWGLIHYPIH XMQIW
=SY [MPP JMRH E PMWX SJ XLI WTEVI TEVXW RIIHIH JSV QEMRXIRERGI ERH
MRWTIGXMSR [SVO MR XLI 7)6:-') 4%'/%+) SJ XLI WTEVI TEVXW PMWX
0 0-)&,)66

1EMRXIRERGI 3TIVEXMRK QERYEP
'YWXSQIV 1EGLMRI X]TI 7IVMEP 2S 3TIV LSYVW (EXI
1EMRXIRERGIMRWTIGXMSR EG
GSVHMRK XS STIVEXMRK LSYVW 8%7/7 83 &) 4)6*361)(
&] QEMRXIRERGI TIVWSRRIP &] EYXLSVMWIH UYEPMJMIH TIVWSRRIP

3RISJJ EGXMZMX] 3RISJJ EGXMZMX]
6ITIXMXMSR MRXIVZEP 6ITIXMXMSR MRXIVZEP
-J RIGIWWEV] -J RIGIWWEV]
%RRYEPP] EX XLI WXEVX SJ XLI GSPH WIEWSR
'SQTPIXI QEGLMRI
,EZI XLI HVMZIV PYFVMGEXI XLI QEGLMRI MR EGGSVHERGI [MXL XLI PYFVMGEXMSR GLEVX ERH
MRWXVYGX LMQ SR TVSTIV QEMRXIRERGI
-RWXVYGX XLI HVMZIV MR XLI STIVEXMSR SJ EPP JYRGXMSRW
'LIGO XLEX EPP WGVI[ GSRRIGXMSRW EVI XMKLX
7IEP ER] PIEOW
'LIGO XLI L]HVEYPMG TVIWWYVI EGGSVHMRK XS XLI XIWXMRK ERH WIXXMRK TPER
L 'LERKI XLI IRKMRI SMP IZIV] L SV L HITIRHMRK SR SMP WTIGMJMGEXMSR
'LIGO ERH VITPEGI XLI :VMFFIH FIPX
'LIGO XLI I\LEYWX PMRIW JSV PIEOW ERH XMKLX JMXXMRK
'LIGO XLI ZEPZI TPE]
(VEMRMRK SJJ [EXIV ERH WIHMQIRX JVSQ XLI JYIP XERO
'PIER XLI WIVZMGI GET ERH HYWX I\XVEGXMSR ZEPZI SR XLI EMV JMPXIV
'PIERMRK SV VITPEGMRK XLI EMV JMPXIV QEMR IPIQIRX 6ITPEGI XLI WEJIX] IPIQIRX EJXIV XLI
QEMR IPIQIRX LEW FIIR VITPEGIH XMQIW
1EOI WYVI XLEX XLI EMV WYGXMSR LSWIW EVI WIGYVIP] EXXEGLIH ERH WIEPIH
'SSPMRK W]WXIQ
L 6ITPEGMRK XLI GSSPERX SV RS PEXIV XLER IZIV] ]IEVW
;SVOMRK L]HVEYPMGW
0YFVMGEXI XLI TMPSX GSRXVSP YRMX GPIER XLI QEKRIXW ERH PYFVMGEXI XLI YRMZIVWEP NSMRXW
(VEMR [EXIV ERH WIHMQIRX JVSQ XLI L]HVEYPMG XERO
6ITPEGMRK XLI L]HVEYPMG SMP
L 'LIGO ERH GPIER XLI QEKRIXMG VSH SR XLI L]HVEYPMG XERO
0-)&,)66 0

3TIVEXMRK QERYEP 1EMRXIRERGI
1EMRXIRERGIMRWTIGXMSR
EGGSVHMRK XS STIVEXMRK LSYVW 8%7/7 83 &) 4)6*361)(

'LERKI XLI VIXYVR WYGXMSR JMPXIV

'PIERMRK XLI VIXYVR WXVEMRIV MR XLI L]HVEYPMG XERO
6ITPEGI XLI FPIIHIV JMPXIV SR XLI L]HVEYPMG XERO
7XIIVMRK W]WXIQ
'LIGO XLI WXIIVMRK
0YFVMGEXMRK XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]PMRHIV
&VEOI W]WXIQ
'LIGOMRK XLI SMP PIZIP MR XLI FVEOI W]WXIQ IUYEPM^MRK VIWIVZSMV
'LIGOMRK XLI [IEV ERH KET SR XLI FVEOI TEHW
)PIGXVMGEP W]WXIQ
'LIGO XLI FEXXIVMIW JPYMH PIZIP ERH XIVQMREPW
%\PIW X]VIW
'LIGO XLI XMKLXRIWW SJ XLI [LIIP PYKW SRGI EJXIV ERH L
'LIGOMRK XLI SMP PIZIPW SR XLI JVSRX E\PI
'LERKMRK XLI JVSRX E\PI KIEV SMP
'LIGOMRK XLI SMP PIZIPW SR XLI VIEV E\PI
'LERKMRK XLI VIEV E\PI KIEV SMP
+VIEWMRK XLI E\PI TMZSX FIEVMRK ERH XLI YRMZIVWEP NSMRXW SR XLI VIEV E\PI
7IX XLI GSVVIGX X]VI TVIWWYVI JSV XLI QEGLMRIW YWI ERH EXXEGLQIRXW

+VIEWMRK XLI EVXMGYPEXMSR ERH VIEV E\PI SWGMPPEXMRK FIEVMRKW

'LIGO [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI FIEVMRK TSMRXW KVIEWI GSPPEVW
SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ
'LIGO XLI LSWI PMRIW SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ PYFVMGEXMSR TSMRXW HIXEGLIH
LSWIW I\XIVREP PIEOEKI
'SZIVMRK GEF EGGIWW

0YFVMGEXMRK XLI LMRKIW SR XLI VIEV LEXGL ERH IRKMRI GSQTEVXQIRX LSSH
0 0-)&,)66

1EMRXIRERGIMRWTIGXMSR
EGGSVHMRK XS STIVEXMRK LSYVW 8%7/7 83 &) 4)6*361)(


'LIGOMRK XLI MRHMGEXSV FIEHW MR XLI HV]IVGSPPIGXSV YRMX
'LIGOMRK ERH PYFVMGEXMRK XLI PMJX EVQ FIEVMRKW
'LIGOMRK ERH PYFVMGEXMRK XLI FYGOIX FIEVMRK XLI PS[IV FYGOIX FIEVMRKW HEMP] MJ
RIGIWWEV]
'LIGOMRK XLI PMJX EVQW ERH FYGOIX WXSTW
0-)&,)66 0

8EFPI SJ JMPPMRK UYERXMXMIW

7TIGMJMGEXMSRW MR XLI 1IHMYQ GSPYQR
i 8LI WXERHEVH PYFVMGERXW ERH JYIPW VIUYMVIH JSV GIRXVEP )YVSTIER GPMQEXI
GSRHMXMSRW EVI WXEXIH LIVI
i &IJSVI FIJSVI ]SY GLERKI SV XST YT XLI SMP MR XLI L]HVEYPMG
W]WXIQ L]HVEYPMG XERO EP[E]W GLIGO MJ MX MW JMPPIH [MXL TIXVSPIYQ
SV FMS SMP
i *SV QSVI HIXEMPIH MRJSVQEXMSR EFSYX XLI VIUYMVIH PYFVMGERXW ERH WIVZMGI
JYIPW WII XLI WIGXMSR SR PYFVMGERXW ERH JYIPW
7TIGMJMGEXMSRW MR XLI (SWEKI GSPYQR
i 8LI ZEPYIW WXEXIH JSV XLI JMPPMRK UYERXMXMIW MR XLI XEFPI EVI SRP] KYMHI
PMRIW
i 8LI HMTWXMGO SV PIZIP QEVOMRKW EVI EP[E]W QERHEXSV]
i )EGL XMQI XLI SMP MW VITPEGIH SV XSTTIH YT XLI PIZIP MR XLI YRMX MR
UYIWXMSR QYWX FI GLIGOIH
2EQI 1IHMYQ (SWEKI 9RMXW

,]HVEYPMG W]WXIQ XSXEP )RKMRI SMP P
GETEGMX] 7%) ;
(MIWIP IRKMRI [MXL JMP 7%) ; P

XIV GLERKI IRKMRI SMP
'SSPMRK W]WXIQ i HMI 'SSPERX P

WIP IRKMRI XSXEP GE
TEGMX]
,]HVEYPMG XERO 7%) ; P

IRKMRI SMP
&VEOI W]WXIQ XSXEP 7%) ; IR P

GETEGMX] KMRI SMP
(MJJIVIRXMEP JVSRX E\PI 7%) 07 KIEV P

SMP
*VSRX E\PI [LIIP PYK 7%) 07 KIEV P

IEGL SMP
(MJJIVIRXMEP VIEV E\PI 7%) 07 KIEV P

%:+ SMP
0 0-)&,)66

2EQI 1IHMYQ (SWEKI 9RMXW

6IEV E\PI [LIIP PYK 7%) 07 KIEV P
IEGL SMP
%MVGSRHMXMSRMRK W]W 6IJVMKIVERX 6 K

XIQ E
0YFVMGERX GLEVX

8LI PYFVMGEXMSR GLEVX TVSZMHIW ER SZIVZMI[ SJ XLI PSGEXMSR SJ XLI QEMR
XIRERGI TSMRXW SR XLI QEGLMRI ERH SJ XLIMV QEMRXIRERGI MRXIVZEPW
=SY [MPP JMRH HIXEMPIH MRJSVQEXMSR MR XLI QEMRXIRERGI ERH MRWTIGXMSR WGLIH
YPI EW [IPP EW MR XLI MRHMZMHYEP HIWGVMTXMSRW SJ XLI QEMRXIRERGI XEWOW
4PIEWI WII XLI WIGXMSR SR QEMRXIRERGI XEWOW
*SV QSVI HIXEMPIH MRJSVQEXMSR EFSYX XLI VIUYMVIH PYFVMGERXW ERH WIVZMGI
JYIPW WII XLI WIGXMSR SR PYFVMGERXW ERH JYIPW
*SV MRJSVQEXMSR EFSYX XLI VIUYMVIH JMPPMRK UYERXMXMIW WII XLI XEFPI SJ JMPPMRK
UYERXMXMIW
0-)&,)66 0

7]QFSP 2EQI 7]QFSP 2EQI
+IRIVEP PYFVMGEXMSR TSMRXW 0YFVMGEXMSR
'LIGOMRK XLI SMP PIZIP 'LIGO XLI GSSPERX PIZIP
3MP GLERKI *MVWX SMP GLERKI
0 0-)&,)66

1EMRXIRERGI XEWOW
1EMRXIRERGI XEWOW

3R GSQTPIXMSR SJ WIVZMGMRK XLI QEGLMRI WLSYPH FI VIXYVRIH XS XLI STIVEX
MRK TSWMXMSR
7II EPWS XLI WIGXMSRW SR STIVEXMSR ERH STIVEXMRK TSWMXMSR WIGXMSRW MR XLI
3TIVEXSVW 1ERYEP
4VITEVEXSV] XEWOW JSV QEMRXIRERGI

&IJSVI XLI ZEVMSYW QEMRXIRERGI XEWOW EVI TIVJSVQIH XLI QEGLMRI QYWX FI
QSZIH MRXS XLI QEMRXIRERGI TSWMXMSR YRPIWW SXLIV[MWI I\TPMGMXP] WTIGMJMIH
MR XLI HIWGVMTXMSR
8LI ZEVMSYW QEMRXIRERGI XEWOW MRGPYHI
i 0YFVMGEXMRK XLI PMJX EVQ
i 'LIGOMRK XLI SMP PIZIP SV GLERKMRK XLI SMP MR XLI IRKMRI XVERWJIV KIEV
E\PIW L]HVEYPMG XERO IXG
i 6ITPEGMRK JMPXIVW EW [IPP EW EHNYWXQIRX ERH VITEMV [SVO SR XLI L]HVEYPMG
W]WXIQ
7EJIX] TVIGEYXMSRW JSV QEMRXIRERGI

-X MW IWWIRXMEP XLEX XLI EGGMHIRX TVIZIRXMSR VIKYPEXMSRW EVI SFWIVZIH
HYVMRK QEMRXIRERGI [SVO
7II MR XLI WEJIX] VIKYPEXMSRW WIGXMSR JSV QIEWYVIW XS IRWYVI WEJI QEMR
XIRERGI
1EOI WYVI XLEX ZMWYEP GSRXEGX FIX[IIR XLI STIVEXSV MR XLI GEF ERH
QEMRXIRERGI TIVWSRRIP MW EP[E]W QEMRXEMRIH
:MWYEP GSRXEGX
0-)&,)66 0

1EMRXIRERGI XEWOW
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW JSV QEMRXIRERGI TIVWSRRIP

8LI TVIWIRGI SJ YREYXLSVMWIH TIVWSRW SR XLI QEGLMRI GER TPEGI XLI
QEMRXIRERGI TIVWSRRIP MR I\XVIQI HERKIV
2IZIV IRXIV E HERKIVSYW EVIE SJ XLI QEGLMRI [MXLSYX QEOMRK ]SYV
TVIWIRGI ORS[R
d 1EOI WYVI ]SY GER FI GPIEVP] WIIR FIJSVI IRXIVMRK SRI SJ XLI QE
GLMRItW HERKIV EVIEW
d 7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E] [MXL [LIIP [IHKIW
;LIIP [IHKIW
1EMRXIRERGI TSWMXMSRW
8LI QEMRXIRERGI TSWMXMSR HITIRHW SR XLI QEMRXIRERGI XEWO XS FI TIV
JSVQIH
8LI X[S FEWMG QEMRXIRERGI TSWMXMSRW ERH EVI HIWGVMFIH FIPS[
8LI] IREFPI ]SY XS EGGIWW XLI MRHMZMHYEP QEMRXIRERGI TSMRXW
1EMRXIRERGI TSWMXMSR 8S QSZI XLI QEGLMRI MRXS QEMRXIRERGI TSWMXMSR TVSGIIH EW JSPPS[W
*SV E HIXEMPIH HIWGVMTXMSR SJ XLI MRHMZMHYEP TVSGIHYVIW WII XLI WIGXMSR SR
STIVEXMSR ERH LERHPMRK
1EMRXIRERGI TSWMXMSR
d 4EVO XLI QEGLMRI SR PIZIP KVSYRH

d 0S[IV XLI PMJX EVQ
d 7IX XLI FYGOIX HS[R JPEX SR XLI KVSYRH
d 8YVR SJJ XLI HMIWIP IRKMRI
d 8EOI SYX XLI WXEVXIV OI]
0 0-)&,)66

1EMRXIRERGI XEWOW
1EMRXIRERGI TSWMXMSR 8S QSZI XLI QEGLMRI MRXS QEMRXIRERGI TSWMXMSR TVSGIIH EW JSPPS[W
*SV E HIXEMPIH HIWGVMTXMSR SJ XLI MRHMZMHYEP TVSGIHYVIW WII XLI WIGXMSR SR
STIVEXMSR ERH LERHPMRK
1EMRXIRERGI TSWMXMSR
d 4EVO XLI QEGLMRI SR PIZIP KVSYRH

d )RKEKI XLI EVXMGYPEXMSR PSGO
d 0S[IV XLI PMJX EVQ
d 8MPX XLI FYGOIX SYX ERH WIX MX HS[R SR XLI KVSYRH SR MXW XIIXL SV GYXXMRK
IHKI
d 8YVR SJJ XLI HMIWIP IRKMRI
d 8EOI SYX XLI WXEVXIV OI]
3TIRMRK XLI WIVZMGI HSSVW LEXGLIW ERH LSSHW

3TIRMRK XLI IRKMRI 3TIR XLI VIEV LEXGL MJ ]SY RIIH XS EGGIWW XLI JSPPS[MRK YRMXW SV GSQTS
GSQTEVXQIRX VIEV LEXGL RIRXW
i (MIWIP IRKMRI
i &EXXIV] QEMR W[MXGL
)RKMRI GSQTEVXQIRX VIEV LEXGL

)RKMRI GSQTEVXQIRX VIEV ,ERHPI [MXL PSGO
LEXGL +EWJMPPIH WTVMRK
0-)&,)66 0
1EMRXIRERGI XEWOW
'EYXMSR 6MWO SJ MRNYVMIW HYI XS VIEV LEXGL JEPPMRK GPSWIH

'LIGO XLEX XLI VIEV LEXGL MW WIGYVIH MR XLI JYPP] STIR TSWMXMSR F] XLI
TRIYQEXMG VEQ
d 3TIR XLI PSGO SJ XLI VIEV LEXGL [MXL XLI MKRMXMSR OI]
d 'SQTPIXIP] STIR XLI VIEV LEXGL [MXL XLI LERHPI
8LI VIEV LEXGL MW OITX MR XLMW TSWMXMSR F] XLI TRIYQEXMG VEQ
0 0-)&,)66
1EMRXIRERGI XEWOW
3TIRMRK XLI IRKMRI ;LIR XLI LSSH MW STIR ]SY GER EGGIWW XLI JSPPS[MRK YRMXW
GSQTEVXQIRX LSSH i (MIWIP IRKMRI
i :EVMEFPI HMWTPEGIQIRX TYQT
i 'SSPMRK W]WXIQ
i ,]HVEYPMG XERO
i %MV JMPXIV
1EOI WYVI XLEX XLI VIEV LEXGL MW GSQTPIXIP] STIR
)RKMRI GSQTEVXQIRX i PSGO JSV LSSH
d 3TIR XLI PSGO SJ XLI )RKMRI GSQTEVXQIRX i LSSH [MXL XLI MKRMXMSR
OI]
'PEQTMRK PIZIV JSV IRKMRI GSQTEVXQIRX LSSH
d 3TIR XLI GPEQTMRK PIZIVW SR XLI PIJX ERH VMKLX SJ XLI IRKMRI GSQTEVX
QIRX LSSH
)RKMRI GSQTEVXQIRX LSSH
0-)&,)66 0
1EMRXIRERGI XEWOW
)RKMRI GSQTEVXQIRX VIEV )RKMRI GSQTEVXQIRX LSSH 6IXEMRMRK GEFPI

LEXGL +EWJMPPIH WTVMRK ,ERHPIW
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW HYI XS QSZMRK IRKMRI TEVXW

8LI VSXEXMRK SV QSZMRK IRKMRI TEVXW WYGL EW XLI JER FPEHIW SV :FIPXW
GER GEYWI MRNYV]
3RP] STIR XLI IRKMRI GSQTEVXQIRX LSSH [LIR XLI IRKMRI MW WLYX HS[R
d 'SQTPIXIP] STIR XLI LSSH [MXL FSXL LERHPIW
8LI LSSH MW LIPH MR XLMW TSWMXMSR F] X[S KEWJMPPIH WTVMRKW
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI LSSH JEPPW WLYX

'LIGO XLEX XLI JYPP] STIR TSWMXMSR GER FI WIGYVIH F] XLI KEWJMPPIH
WTVMRKW
d -J XLMW JYRGXMSR MW RSX IRWYVIH XLI GEYWI SJ XLI TVSFPIQ QYWX FI

VIGXMJMIH MQQIHMEXIP]
8YVRMRK SJJ XLI FEXXIV] QEMR W[MXGL

8LI FEXXIV] QEMR W[MXGL MW PSGEXIH EX XLI VIEV PIJX SJ XLI IRKMRI GSQTEVX
QIRX
*SV GIVXEMR QEMRXIRERGI NSFW XLI FEXXIV] QEMR W[MXGL QYWX JMVWX FI
XYVRIH 3**
*MRH SYX JVSQ XLI HIWGVMTXMSRW SJ XLI VIPIZERX QEMRXIRERGI XEWOW [LIXLIV
XLI FEXXIV] QEMR W[MXGL QYWX FI XYVRIH 32 SV 3** 7II XLI WIGXMSR SR
qQEMRXIRERGI XEWOWr
7[MXGL SR XLI QEMR FEXXIV] W[MXGL EJXIV GSQTPIXMRK XLIWI QEMRXIRERGI
XEWOW
&EXXIV] QEMR W[MXGL

&EXXIV] QEMR W[MXGL /I]
0 0-)&,)66
1EMRXIRERGI XEWOW
'EYXMSR 6MWO SJ HEQEKI XS XLI IPIGXVMGEP W]WXIQ

(S RSX XYVR SJJ XLI QEMR FEXXIV] W[MXGL [LIR XLI IRKMRI MW VYRRMRK
d 7LYX HS[R XLI IRKMRI JMVWX ERH SRP] XLIR XYVR SJJ XLI QEMR FEXXIV]
W[MXGL
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW JSV QEMRXIRERGI TIVWSRRIP

-J YREYXLSVMWIH TISTPI EVI SR XLI QEGLMRI MX GER TYX XLI QEMRXIRERGI
TIVWSRRIP MR I\XVIQI HERKIV
*SV WEJIX] VIEWSRW MX MW IWWIRXMEP XLEX XLI FEXXIV] QEMR W[MXGL MW XYVRIH
SJJ
4YPP SYX XLI OI] JSV VIEWSRW SJ WEJIX]
d 8S W[MXGL SJJ XLI QEMR FEXXIV] W[MXGL XYVR XLI OI] XS XLI
TSWMXMSR

1EOI WYVI XLEX XLI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR
4VSGIHYVI
d &IJSVI WXEVXMRK YT XLI QEGLMRI GLIGO JSV I\XIVREP HEQEKI [LMGL GSYPH
HIXVEGX JVSQ STIVEXMSREP WEJIX]
d 6ITEMV ER] HEQEKI [MXL WEJIX] MQTPMGEXMSRW MQQIHMEXIP]
'LIGOMRK XLEX EPP WGVI[ GSRRIGXMSRW EVI XMKLX

1EOI WYVI XLEX
i 8LI ETTVSTVMEXI WIVZMGI HSSVW SV LSSHW EVI STIR
4VSGIHYVI
d 8MKLXIR ER] PSSWI WGVI[W SV FSPXW [MXL XLI VIUYMVIH XMKLXIRMRK XSVUYI
7IEP ER] PIEOW

1EOI WYVI XLEX
i 8LI ETTVSTVMEXI WIVZMGI HSSVW SV LSSHW EVI STIR
0-)&,)66 0
1EMRXIRERGI XEWOW
4VSGIHYVI
d 'LIGO XLI [LSPI L]HVEYPMG W]WXIQ JSV PIEOEKI
d 6ITPEGI ER] HEQEKIH L]HVEYPMG WIEPW
d 8MKLXIR ER] PSSWI L]HVEYPMG GSYTPMRKW
d %PWS WII XLI WIGXMSR SR qWEJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH
LSWI PMRIWr

8LI SMP JMPPIV RIGO MW PSGEXIH SR XST SJ XLI IRKMRI SR XLI ZEPZI GSZIV
1EOI WYVI XLEX
i 8LI HMIWIP IRKMRI MW PIZIP ERH LEW RSX FIIR VYRRMRK JSV QMRYXIW
4VSGIHYVI
d 4YPP SYX XLI HMTWXMGO [MTI MX GPIER ERH VIMRWIVX MX
d 4YPP SYX XLI HMTWXMGO SRGI EKEMR ERH VIEH SJJ XLI SMP PIZIP
8LI SMP PIZIP QYWX FI [MXLMR XLI GVSWW LEXGLMRK
d -J XLI SMP PIZIP MW MR XLI EVIE SV FIPS[ MX
XST YT [MXL IRKMRI SMP
(MIWIP IRKMRI SMP HMTWXMGO
'LERKMRK XLI IRKMRI SMP

1EOI WYVI XLEX
i 8LI HMIWIP IRKMRI MW PIZIP
i 8LI HMIWIP IRKMRI MW [EVQ
i % WYMXEFPI GSRXEMRIV MW MR TPEGI [MXL ETTVS\ P GETEGMX] ERH XLI SMP
HVEMRMRK LSWI ERH IRKMRI SMP MR EGGSVHERGI [MXL XLI SMP WTIGMJMGEXMSRW
EVI VIEH]
0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI
(MIWIP IRKMRI SMP GLERKI
d 9RWGVI[ XLI WIEPMRK GSZIV SR XLI SMP HVEMR ZEPZI SR XLI FSXXSQ SJ XLI
SMP TER
d 7GVI[ XLI SMP HVEMR LSWI SRXS XLI SMP HVEMR ZEPZI
d 0IX XLI SMP HVEMR SJJ MRXS XLI GSRXEMRIV
d 9RWGVI[ XLI SMP HVEMR LSWI ERH WGVI[ XLI WIEPMRK GSZIV SRXS XLI SMP
HVEMR ZEPZI
d ;LIR GLERKMRK XLI IRKMRI SMP ERH XLI SMP JMPXIV
'LERKI XLI SMP JMPXIV EGGSVHMRK XS XLI WITEVEXI HIWGVMTXMSR
d 8ST YT XLI SMP ZME XLI SMP JMPPIV RIGO YT XS XLI XST QEVOMRK SR XLI
GVSWWLEXGLMRK SR XLI HMTWXMGO WIIq0YFVMGERXW ERH STIVEXMRK
QEXIVMEPWr JSV SMP UYEPMX]
d 'PIER XLI SMP JMPPMRK GSZIV TYX MX FEGO SR XLI SMP JMPPIV RIGO ERH
XMKLXIR MX
d 7XEVX XLI HMIWIP IRKMRI ERH GLIGO XLI SMP TVIWWYVI
d 7LYX HS[R XLI HMIWIP IRKMRI ERH GLIGO XLI SMP PIZIP [MXL XLI HMTWXMGO
EJXIV QMRYXIW
'SVVIGX XLI SMP PIZIP
0-)&,)66 0
1EMRXIRERGI XEWOW

1EOI WYVI XLEX
8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR
8LI IRKMRI SMP LEW FIIR HVEMRIH SJJ
% 0-)&,)66 SMP JMPXIV GEVXVMHKI MW VIEH]
4VSGIHYVI
9RWGVI[ XLI SMP JMPXIV
d 6IPIEWI XLI SMP JMPXIV GEVXVMHKI [MXL E WXVET [VIRGL ERH YRWGVI[ XLI
JMPXIV
d 'PIER XLI WIEPMRK WYVJEGIW SJ XLI JMPXIV FVEGOIX MJ RIGIWWEV] VITPEGI
XLI SPH JMPXIV WIEP ERH ER] VIQRERXW
d &VYWL XLI VYFFIV WIEP VMRK SR XLI RI[ SMP JMPXIV GEVXVMHKI PMKLXP] [MXL
IRKMRI SMP
d 7GVI[ XLI RI[ SMP JMPXIV GEVXVMHKI SRXS XLI JMPXIV FVEGOIX YRXMP XLI WIEP
XSYGLIW XLI JMPXIV FVEGOIX 8MKLXIR F] ERSXLIV LEPJ XS XLVIIUYEVXIV
XYVR
d 8ST YT XLI SMP ZME XLI SMP JMPPIV RIGO YT XS XLI XST QEVOMRK SR XLI
GVSWWLEXGLMRK SR XLI HMTWXMGO WIIq0YFVMGERXW ERH STIVEXMRK
QEXIVMEPWr JSV SMP UYEPMX]
d 'PIER XLI SMP JMPPMRK GSZIV TYX MX FEGO SR XLI SMP JMPPIV RIGO ERH
XMKLXIR MX
0 0-)&,)66
1EMRXIRERGI XEWOW
d 7XEVX XLI HMIWIP IRKMRI ERH GLIGO XLI SMP TVIWWYVI

d 7LYX HS[R XLI HMIWIP IRKMRI ERH GLIGO XLI SMP PIZIP [MXL XLI HMTWXMGO
EJXIV QMRYXIW
'SVVIGX XLI SMP PIZIP
(VEMR SJJ [EXIV ERH WIHMQIRX JVSQ XLI JYIP XERO
0-)&,)66 0
1EMRXIRERGI XEWOW
4VSGIHYVI
d 9RWGVI[ XLI WIEPMRK GET % SR XLI HVEMR ZEPYI SR XLI YRHIVWMHI SJ XLI
JYIP XERO
d 4PEGI E WYMXEFPI VIGITXEGPI YRHIV XLI XERO

d 7GVI[ XLI HVEMR LSWI & SR XS XLI HVEMR ZEPZI
d (VEMR XLI GSRHIRWEXMSR ERH WIHMQIRX MRXS XLI VIGITXEGPI YRXMP GPIER
JYIP FIKMRW XS JPS[
d 9RWGVI[ XLI HVEMR LSWI & ERH WGVI[ XLI WIEPMRK GET % SR XS XLI HVEMR
ZEPZI

1EOI WYVI XLEX
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR
0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI JSV HVEMRMRK GSRHIRWEXI JVSQ XLI JYIP JMRI JMPXIV
d 4PEGI E VIGITXEGPI YRHIV XLI JYIP JMPXIV

d 3TIR XLI HVEMR TPYK ERH PIX XLI GSRHIRWEXI HVEMR SJJ MRXS XLI VIGITXE
GPI YRXMP GPIER JYIP WXEVXW XS JPS[
d 'PSWI XLI HVEMR TPYK EKEMR
&PIIHMRK EMV JVSQ XLI JYIP W]WXIQ

4VSGIHYVI WII XLI WIGXMSR SR VITPEGMRK XLI JYIP TVIJMPXIV

1EOI WYVI XLEX
i 8LI IRKMRI GSQTEVXQIRX VIEV LEXGL MW STIR
4VSGIHYVI JSV GLERKMRK XLI JMRI JYIP JMPXIV
d 'EVIJYPP] GPIER XLI JYIP JMRI JMPXIV ERH XLI WYVVSYRHMRK EVIE
d 4PEGI E VIGITXEGPI YRHIV XLI JMRI JYIP JMPXIV ]SY QE] RIIH XS TPYK E
WYMXEFPI TMIGI SJ LSWMRK MRXS XLI HVEMR ZEPZI
d 3TIR XLI HVEMR ZEPZI ERH PIX SYX XLI JYIP
d 4YWL YT XLI WRET VMRK ERH XYVR MX E UYEVXIV XYVR ERXMGPSGO[MWI
0-)&,)66 0
1EMRXIRERGI XEWOW
d 4YPP HS[R XLI JMPXIV IPIQIRX [MXL XLI WRET VMRK

d 9RWGVI[ XLI [EXIV WITEVEXSV JVSQ XLI JMPXIV IPIQIRX
d (MWTSWI SJ XLI SPH JMPXIV IPIQIRX
4VIQSYRXMRK XLI RI[ JMRI JYIP JMPXIV
d ;EWL XLI [EXIV WITEVEXSV ERH FPS[ MX HV] 9RWGVI[ XLI SPH HVEMR
ZEPZI ERH HMWTSWI SJ MX
d 9RWGVI[ XLI HVEMR ZEPZI JVSQ XLI RI[ JMPXIV IPIQIRX ERH WGVI[ MX SR XS
XLI GPIERIH [EXIV WITEVEXSV
d 7GVI[ XLI [EXIV WITEVEXSV SR XS XLI RI[ XLI JMPXIV IPIQIRX ERH
XMKLXIR MX
d 'LIGO XLI JMPXIV FEWI ERH XLI WIEPMRK VMRK ERH VITPEGI MJ RIGIWWEV]
d 1SYRX XLI RI[ JMPXIV IPIQIRX SR XLI JMPXIV FEWI 1EOI WYVI XLEX XLI
WPSX MR XLI JMPXIV FEWI ERH XLI GEQW SR XLI JMPXIV IPIQIRX JMX
d 4YX SR XLI WRET VMRK ERH XYVR MX E XLMVH SJ E XYVR GPSGO[MWI 8LI WRET
VMRK WRETW MRXS XLI IHKI

4VSGIHYVI WII XLI WIGXMSR SR VITPEGMRK XLI JYIP TVIJMPXIV

1EOI WYVI XLEX
0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI JSV GLERKMRK XLI JYIP TVIJMPXIV
d 6IPIEWI XLI LSWI GPMTW ERH VIQSZI XLI JYIP TVIJMPXIV

d *MX XLI RI[ JYIP TVIJMPXIV
d 0SSWIR XLI FPIIHIV WGVI[ F] X[S XYVRW

d /IIT TYWLMRK XLI LERH TYQT PIZIV YRXMP FYFFPIJVII JYIP GSQIW SYX
SJ XLI FPIIHIV WGVI[
d 8MKLXIR XLI FPIIHIV WGVI[
d /IIT TYWLMRK XLI LERH TYQT PIZIV YRXMP ]SY GER JIIP VIWMWXERGI
'SRXMRYI TYQTMRK ERH PSSWIR XLI FPIIHIV WGVI[ XLI VIQEMRMRK EMV
IWGETIW YRHIV TVIWWYVI ERH XLI TYQT VIWMWXERGI VMWIW EKEMR
d 'PSWI XLI FPIIHIV WGVI[ ERH OIIT TYWLMRK XLI LERH TYQT PIZIV YR
XMP ]SY GER JIIP VIWMWXERGI JEPP EKEMR
d -J ]SY GERRSX JIIP ER] VIWMWXERGI EGGYQYPEXMRK [LIR ]SY EVI TYWLMRK
XLI LERH TYQT PIZIV SV RS JYIP GSQIW SYX SJ XLI FPIIHIV WGVI[
&VMIJP] GVERO XLI HMIWIP IRKMRI [MXL XLI WXEVXIV WMRGI XLI PIZIV SJ XLI
JYIP TYQT MW TVSFEFP] EX XLI LMKLIWX TSWMXMSR SR XLI GEQ
0-)&,)66 0
1EMRXIRERGI XEWOW
'PIER XLI WIVZMGI GET ERH HYWX I\XVEGXMSR ZEPZI SR XLI EMV
JMPXIV
-QTSVXERX [LIR XLI IRKMRI MW VYRRMRK FSXXSQ MHPI ]SY WLSYPH FI EFPI XS
JIIP TYPWEXMSRW SJ EMV EX XLI HYWX I\XVEGXMSR ZEPZI
-J XLI ZEPZI MW HEQEKIH XLI HYWX [MPP RSX FI TVSTIVP] I\XVEGXIH ERH XLI
JMPXIVW [MPP KIX HMVX] QSVI UYMGOP]
1EOI WYVI XLEX
4VSGIHYVI JSV GPIERMRK XLI HYWX I\XVEGXMSR ZEPZI
%MV JMPXIV
d 4VIWW XLI VYFFIV WIEP SR XLI HYWX I\XVEGXMSR ZEPZI % WIZIVEP XMQIW XS
VIQSZI XLI HYWX JVSQ XLI WIVZMGI GET
d ;LIR [SVOMRK MR HYWX] GSRHMXMSRW GLIGO ERH IQTX] XLI HYWX I\XVEGXMSR
ZEPZI % QSVI SJXIR
d -J XLI HYWX I\XVEGXMSR ZEPZI % HEQEKIH SV WXE]W STIR
6ITPEGI XLI HYWX I\XVEGXMSR ZEPZI %
4VSGIHYVI JSV GPIERMRK XLI EMV GPIERIV GSZIV

d 8LI STIR JM\MRK GPMTW SR XLI EMV GPIERIV GSZIV ERH XEOI XLI GSZIV SJJ
d 'PIER XLI EMV GPIERIV GSZIV
d 4YX XLI EMV GPIERIV GSZIV FEGO SR XLI JMPXIV LSYWMRK 8LI HYWX I\XVEGXMSR
ZEPZI % QYWX FI HS[R
d 3RP] [LIR XLI PMH GSQTPIXIP] GSZIVW XLI JMPXIV LSYWMRK GER ]SY GPSWI
XLI JM\MRK GPMTW [MXLSYX I\GIWW JSVGI
'PSWI XLI JM\MRK GPMTW
'PIERMRK SV VITPEGMRK XLI EMV JMPXIV QEMR IPIQIRX

'PIER SV VITPEGI XLI QEMR IPIQIRX [LIR XLI EMV JMPXIV GSRXEQMREXMSR
W]QFSP JMIPH SR XLI MRHMGEXSV YRMX PMKLXW YT SV IZIV] STIVEXMRK LSYVW
-J XLI EMV JMPXIV GSRXEQMREXMSR W]QFSP JMIPH GSRXMRYIW XS PMKLX EJXIV XLI QEMR
IPIQIRX LEW FIIR WIVZMGIH XLIR XLI WEJIX] IPIQIRX QYWX EPWS FI VITPEGIH
1EOI WYVI XLEX
0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI
d 3TIR JM\MRK GPMTW SR XLI EMV GPIERIV GSZIV ERH XEOI XLI GSZIV SJJ
d GPIER SV GLERKI XLI QEMR JMPXIV IPIQIRX &
d &PS[ SYX XLI QEMR JMPXIV IPIQIRX JVSQ XLI MRWMHI SYX [MXL HV] EMV %ZSMH
XETTMRK XLI JMPXIV XS GPIER MX EW XLMW GSYPH GEYWI HEQEKI
d 8LI WEJIX] IPIQIRX ' WLSYPH FI VITPEGIH IZIV] XLMVH XMQI XLI QEMR
JMPXIV IPIQIRX MW VITPEGIH
d 1EOI WYVI EPP HMVX LEW FIIR VIQSZIH JVSQ XLI LSYWMRK FIJSVI MRWIVXMRK
E RI[ SV GPIERIH JMPXIV IPIQIRX
d 0MKLXP] SMP XLI WIEP WYVJEGIW FIJSVI MRWXEPPMRK XLI JMPXIV IPIQIRXW JSV XLI
QEMR IPIQIRX XLMW MW SR XLI MRWMHI JSV XLI WEJIX] IPIQIRX ' SR XLI
SYXWMHI 4YX XLI JMPXIV IPIQIRXW FEGO MR ERH QEOI WYVI XLEX XLI] EVI
GSVVIGXP] JMXXIH
d 'PIER XLI WIVZMGI GSZIV ERH TYX MX FEGO SR XLI JMPXIV LSYWMRK
3RP] [LIR XLI PMH GSQTPIXIP] GSZIVW XLI JMPXIV LSYWMRK GER ]SY GPSWI XLI
JM\MRK GPMTW [MXLSYX I\GIWW JSVGI
d 'PSWI XLI JM\MRK GPMTW
0-)&,)66 0
1EMRXIRERGI XEWOW
1EOI WYVI XLEX XLI EMV WYGXMSR LSWIW EVI WIGYVIP] EXXEGLIH
ERH WIEPIH
1EOI WYVI XLEX
4VSGIHYVI
'LIGOMRK XLI EMV WYGXMSR LSWI
d 'LIGO XLI LSWI FIX[IIR XLI JMPXIV LSYWMRK ERH XLI XYVFSGLEVKIV ERH
XLI LSWI FIX[IIR XLI JMPXIV LSYWMRK ERH XLI WYGXMSR WLEJX JSV GVEGOW
ERH HEQEKI
d 'LIGO XLEX XLI LSWI GPMTW EVI XMKLX

1EOI WYVI XLEX
i 8LI IRKMRI GSQTEVXQIRX VIEV LEXGL MW STIR
0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI
d 'LIGO XLI GSSPERX PIZIP MR XLI WMKLX KPEWW MR XLI IUYEPM^MRK VIWIVZSMV
8LI GSSPERX QYWX FI ZMWMFPI MR XLI WMKLX KPEWW
d -J XLI GSSPERX PIZIP MW RSX ZMWMFPI MR XLI WMKLX KPEWW
8ST YT GSSPERX ZME XLI JMPPIV RIGO XS XLI XST SJ XLI WMKLX KPEWW

8LI GSSPERX QYWX GSRXEMR EX PIEWX ZSP FYX RS QSVI XLER ZSP SJ
GSRGIRXVEXIH ERXMJVIIÎ EPP ]IEV VSYRH 8LMW TVSXIGXW EKEMRWX JVII^MRK
HS[R XS EVSYRH '
1EOI WYVI XLEX
8LI IRKMRI GSQTEVXQIRX LSSH MW STIR
8LI qSTXMGEP HIRWMX] XIWXIVr SV WXVMT XIWX OMX MW VIEH]
4VSGIHYVI JSV GLIGOMRK XLI ERXMJVIIÎ
'EYXMSR 8LIVI MW E HERKIV SJ WGEPHMRK HYI XS GSSPERX IWGETMRK YRHIV TVIWWYVI

3RP] STIR XLI WIEPMRK GET [LIR XLI IRKMRI LEW GSSPIH HS[R 3RP] SRI SV
X[S FEVW SJ XLI GSSPERX XIQTIVEXYVI HMWTPE] YRMX WLSYPH FI ZMWMFPI
'EVIJYPP] STIR XLI WIEPMRK GET SR XLI JMPPIV RIGO ERH PIX XLI TVIWWYVI SYX
SJ XLI GSSPMRK W]WXIQ
d 8EOI E WEQTPI SJ XLI GSSPERX ERH GLIGO XLI ERXMJVIIÎ GSRGIRXVEXMSR

YWMRK XLI XIWXMRK XSSP SV XLI WXVMT XIWX OMX
d -J XLI ERXMJVIIÎ GSRGIRXVEXMSR MW XSS PS[
'SVVIGX XLI QM\XYVI VEXMS SJ ERXMJVIIÎ MR XLI GSSPERX
4VSGIHYVI JSV GSVVIGXMRK XLI ERXMJVIIÎ GSRGIRXVEXMSR

d -J XLI ERXMJVIIÎ GSRGIRXVEXMSR MW XSS PS[
HVEMR SJJ XLI GSSPERX ERH XST YT [MXL TYVI ERXMJVIIÎ EGGSVHMRK XS XLI
HMEKVEQ FIPS[
0-)&,)66 0
1EMRXIRERGI XEWOW
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI HMIWIP IRKMRI

8SS QYGL ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX MQTEMVW XLI GSSPMRK
IJJIGX 8LMW IZIRXYEPP] GEYWIW HEQEKI XS XLI HMIWIP IRKMRI
2IZIV YWI QSVI XLER ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX
7IPIGXMSR JSV ERXMJVIIÎ GSRGIRXVEXMSR

8STTMRK YT UYERXMX] SJ TYVI )\EQTPI ' *MPPMRK UYERXMX] SJ GSSPMRK W]W
ERXMJVIIÎ ERH GSVVSWMSR TVS 1IEWYVIH GSSPERX JVII^MRK XIQ MR PMXVIW
XIGXMSR EKIRX MR PMXVIW TSMRX MR '
+YMHIPMRIW
d 4VSGIHYVI JSV XLI I\EQTPI '

-J E XIQTIVEXYVI SJ ' MW QIEWYVIH MR XLI GSSPMRK W]WXIQ JSPPS[
XLI KYMHIPMRI WXEVXMRK JVSQ XLI QIEWYVIH XIQTIVEXYVI XS XLI PIJX
HS[R XS XLI ZIVXMGEP PMRI JMPPMRK UYERXMX] i GSSPMRK W]WXIQ ERH JVSQ XLMW
TSMRX LSVM^SRXEPP] XS XLI PIJX IHKI
0 0-)&,)66
1EMRXIRERGI XEWOW
8LMW KMZIW ]SY XLI XSTTMRK YT UYERXMX] SJ ERXMJVIIÎ ERH GSVVSWMSR TVSXIG
XMSR EKIRX XS FI EHHIH MR SVHIV XS EGLMIZI ERXMJVIIÎ TVSXIGXMSR HS[R XS
'
d 8S VIWXSVI XLI GSVVIGX QM\XYVI VEXMS ]SY QYWX HVEMR SJJ EX PIEWX XLI
UYERXMX] MHIRXMJMIH JVSQ XLI GSSPMRK W]WXIQ
d 8ST YT [MXL XLI GSVVIGX UYERXMX] SJ TYVI ERXMJVIIÎ ERH GSVVSWMSR
TVSXIGXMSR EKIRX
d 8LI GSSPERX TVIZMSYWP] HVEMRIH SJJ GER FI YWIH MJ RIGIWWEV] XS VIWXSVI
XLI VIUYMVIH GSSPERX PIZIP

'PIER XLI GSSPIV [LIRIZIV RIGIWWEV] MR SVHIV XS IRWYVI TVSTIV GSSPMRK
;LIR STIVEXMRK MR HYWX] GSRHMXMSRW XLI GSSPIVW WLSYPH FI GLIGOIH HEMP]
ERH GPIERIH MJ VIUYMVIH
(YWX ERH SXLIV GSRXEQMRERXW GER FI VIQSZIH JVSQ XLI GSSPMRK JMRW [MXL
[EXIV NIXW WXIEQ SV GSQTVIWWIH EMV 'SQTVIWWIH EMV MW TVIJIVEFPI
1EOI WYVI XLEX
4VSGIHYVI
'EYXMSR 8LI GSSPIV JMRW QE] FI HEQEKIH MJ XLI] EVI RSX XVIEXIH [MXL HYI GEVI
(S RSX YWI LEVH SFNIGXW SV I\GIWWMZI [EXIV TVIWWYVI JSV GPIERMRK
d 'PIER XLI GSSPIV YRMXW % [MXL GSQTVIWWIH EMV WXIEQ SV [EXIV

1EOI WYVI XLEX
i 8LI QEGLMRI MW GSPH
0-)&,)66 0
1EMRXIRERGI XEWOW
4VSGIHYVI
8LI 1-2 1%< QEVOMRK MRHMGEXIW XLI VIUYMVIH SMP PIZIP
d 'LIGO XLI SMP PIZIP MR XLI WMKLX KPEWW
d -J XLI SMP PIZIP MW FIPS[ XLI VIUYMVIH PIZIP
8ST YT [MXL L]HVEYPMG SMP
d 6IPIEWI XLI XERO TVITVIWWYVI F] YRWGVI[MRK XLI FPIIHIV JMPXIV SR XLI
L]HVEYPMG XERO
8LI L]HVEYPMG SMP QE] SRP] FI TSYVIH MR XLVSYKL XLI VIXYVR WXVEMRIV
d 3TIR XLI GSZIV SJ XLI VIXYVR WXVEMRIV
d *MPP XLI L]HVEYPMG SMP YT XS XLI 1-2 1%< QEVOMRK
d 4YX XLI GSZIV [MXL XLI 3VMRK SR XLI LSYWMRK ERH XMKLXIR MX YT
d 8MKLXIR XLI FPIIHIV JMPXIV
'LIGO ERH GPIER XLI QEKRIXMG VSH SR XLI L]HVEYPMG XERO
1EOI WYVI XLEX
4VSGIHYVI
d 8S VIPIEWI XLI XERO TVITVIWWYVI YRWGVI[ XLI FPIIHIV JMPXIV SR XLI
L]HVEYPMG XERO F] X[S XYVRW
d 8S VIPIEWI XLI WGVI[W SR XLI PMH ERH WPS[P] PMJX XLI PMH [MXL XLI
QEKRIXMG VSH
8VSYFPIWLSSXMRK
1ENSV GSRXEQMREXMSR SV PEVKI QIXEP JVEKQIRXW SR XLI QEKRIXMG VSH GSYPH
MRHMGEXI HEQEKI XS XLI L]HVEYPMG W]WXIQ
d -R XLMW IZIRX MWSPEXI XLI TVSFPIQ ERH VIGXMJ] MX
d 'EVIJYPP] GPIER XLI QEKRIXMG VSH

d 4PEGI XLI 3VMRK ERH GSZIV [MXL XLI QEKRIXMG VSH SR XLI LSYWMRK
d 8MKLXIR XLI FSPXW SR XLI GSZIV
d 8MKLXIR XLI FPIIHIV JMPXIV
0 0-)&,)66
1EMRXIRERGI XEWOW
'LIGO XLI WXIIVMRK

4VSGIHYVI
d 7XEVX XLI HMIWIP IRKMRI
d 8YVR XLI WXIIVMRK MR FSXL HMVIGXMSRW [LIR XLI ZILMGPI MW WXEXMSREV] ERH
GLIGO XLEX MX MW JYRGXMSRMRK TVSTIVP]
0YFVMGEXMRK XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]PMRHIV

4VSGIHYVI
d 8YVR XLI QEGLMRI XS XLI VMKLX XS MQTVSZI EGGIWW XS XLI EVXMGYPEXIH NSMRX
^SRI
d 0YFVMGEXI XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]PMRHIV
4VSGIHYVI JSV GLIGOMRK XLI WIVZMGI FVEOI

1EOI WYVI XLEX XLIVI MW IRSYKL VSSQ XS GLIGO XLI WIVZMGI FVEOI
0-)&,)66 0
1EMRXIRERGI XEWOW
;EVRMRK 8LIVI MW E HERKIV SJ HVMZMRK MRXS F]WXERHIVW SV SFWXEGPIW

(S RSX EPPS[ ER]SRI MRXS XLI HERKIV EVIE [LMPI XLIWI XIWXW EVI FIMRK
GSRHYGXIH
'EVV] SYX XLI XIWXMRK SR E PIZIP EVIE [MXLSYX ER] SFWXEGPIW
d 7XEVX XLI HMIWIP IRKMRI ERH HVMZI JSV[EVHW MR XVEZIP VERKI EX ETTVS\M
QEXIP] OQL
d 4YWL XLI MRGLFVEOI TIHEP EPP XLI [E] HS[R 8LI QEGLMRI QYWX GSQI
XS ER EFVYTX WXST
8VSYFPIWLSSXMRK
-J XLI FVEOMRK IJJIGX MW XSS WQEPP SV IRXMVIP] EFWIRX
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
4VSGIHYVI JSV GLIGOMRK XLI TEVOMRK FVEOI

1EOI WYVI XLEX XLIVI MW IRSYKL VSSQ XS GLIGO XLI TEVOMRK FVEOI
;EVRMRK 8LIVI MW E HERKIV SJ HVMZMRK MRXS F]WXERHIVW SV SFWXEGPIW

(S RSX EPPS[ ER]SRI MRXS XLI HERKIV EVIE [LMPI XLIWI XIWXW EVI FIMRK
GSRHYGXIH
'EVV] SYX XLI XIWXMRK SR E PIZIP EVIE [MXLSYX ER] SFWXEGPIW
d 7XEVX XLI QEGLMRI WIPIGX XVEZIP VERKI ERH JSV[EVH XVEZIP HMVIGXMSR
d 1SZI XLI QEGLMRI JSV[EVH EX ETTVS\ OQL ERH EGXMZEXI XLI TEVOMRK
FVEOI [MXL XLI TEVOMRK FVEOI W[MXGL
8LI QEGLMRI QYWX GSQI XS ER EFVYTX WXST
8VSYFPIWLSSXMRK
-J XLI FVEOMRK IJJIGX MW XSS WQEPP SV IRXMVIP] EFWIRX
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
'LIGOMRK XLI SMP PIZIP MR XLI FVEOI W]WXIQ IUYEPM^MRK

VIWIVZSMV
1EOI WYVI XLEX
8LI IRKMRI GSQTEVXQIRX LSSH MW STIR
0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI
8LI q1-2 1%<r QEVOMRKW WLS[ XLI VIUYMVIH LIMKLX SJ XLI SMP PIZIP 8LI
SMP PIZIP QYWX PMI FIX[IIR XLI QEVOMRKW
d 'LIGOMRK XLI SMP PIZIP MR XLI IUYEPM^MRK VIWIVZSMV
8S EZSMH HEQEKMRK XLI FVEOI W]WXIQ SRP] XST YT [MXL 7%) ; TIXVS
PIYQ WII XLI WIGXMSR SR PYFVMGERXW ERH JYIPW
d -J XLI SMP PIZIP MW FIPS[ XLI VIUYMVIH PIZIP
3TIR XLI GSZIV ERH XST YT [MXL SMP
d 9RWGVI[ XLI GSZIV SR XLI IUYEPM^MRK VIWIVZSMV
'LIGOMRK XLI [IEV ERH KET SR XLI FVEOI TEHW

*VIUYIRX FVEOMRK GER [IEV HS[R XLI FVEOI TEHW 8LI FVEOI TEHW QYWX FI
VIRI[IH MJ XLI] FIGSQI [SVR HS[R FIPS[ XLI QMRMQYQ XLMGORIWW
3R XLI TEVOMRK FVEOI [IEV XS XLI FVEOI TEHW GER EPWS EPXIV XLI KET
FIX[IIR XLI FVEOI HMWG ERH XLI FVEOI TEH -J XLI KET I\GIIHW E GIVXEMR
ZEPYI MX QYWX FI EHNYWXIH
8LI KET MW EYXSQEXMGEPP] EHNYWXIH SR XLI WIVZMGI FVEOI 8LMW QIERW XLEX
QERYEP EHNYWXQIRX MW RSX VIUYMVIH
7IVZMGI FVEOI GEPMTIV 6IEV FVEOI HMWG

*VSRX FVEOI HMWG 7IVZMGI FVEOI GEPMTIV
4EVOMRK FVEOI GEPMTIV (MWG FVEOI KYEVH
1EOI WYVI XLEX

4YX [IHKIW YRHIV XLI [LIIPW XS WXST XLI QEGLMRI VSPPMRK E[E]
7XSTTMRK XLI QEGLMRI JVSQ VSPPMRK E[E]

d 4YX XLI QEGLMRI MR QEMRXIRERGI TSWMXMSR
d 4YX [IHKIW YRHIV XLI [LIIPW XS WXST XLI QEGLMRI VSPPMRK E[E]
4VSGIHYVI JSV GLIGOMRK XLI [IEV SR XLI FVEOI TEHW
0-)&,)66 0
1EMRXIRERGI XEWOW
(IWGVMTXMSR :EPYI 9RMX

7IVZMGI FVEOI PMRMRK XLMGORIWW 2); QQ
7IVZMGI FVEOI PMRMRK XLMGORIWW 1-2 QQ
4EVOMRK FVEOI PMRMRK XLMGORIWW 2); QQ
4EVOMRK FVEOI PMRMRK XLMGORIWW 1-2 QQ
d 'LIGO XLI XLMGORIWW SJ XLI PMRMRKW SR XLI WIVZMGI FVEOI ERH TEVOMRK
FVEOI F] WMKLX YWMRK E QMVVSV
d -J XLI FVEOI PMRMRK MW XSS XLMR
6ITPEGI XLI FVEOI PMRMRK SR XLI WIVZMGI FVEOI SV TEVOMRK FVEOI
d 8EOI SJJ XLI HMWG FVEOI KYEVH
7IVZMGI FVEOI GEPMTIV
d 8EOI SJJ XLI VIXEMRMRK WTPMRXW ERH FSPXW SR FSXL WMHIW

d 4YWL MR XLI FVEOI TMWXSR YWMRK E WYMXEFPI XSSP
d XEOI SYX FSXL FVEOI TEHW
0 0-)&,)66
1EMRXIRERGI XEWOW
d 4YX MR RI[ FVEOI TEHW ERH EWWIQFPI XLI FVEOI GEPMTIV MR XLI VIZIVWI
SVHIV
4EVOMRK FVEOI GEPMTIV
d 9RWGVI[ XLI WIEPMRK GET ERH PSSWIR XLI PSGO RYX YWMRK E 7;
FS\ WTERRIV
d 9RWGVI[ XLI EHNYWXMRK WGVI[ XS VIPIEWI XLI FVEOI GEPMTIVW
d 6IQSZI XLI VIXEMRMRK WTPMRX ERH RYX JVSQ XLI XST WGVI[
d 4YPP SYX XLI WGVI[ ERH WPMKLXP] TYPP XLI FVEOI GEPMTIV SYX[EVHW
d 0MJXSYX XLI FVEOI TEH
d 4YX MR RI[ FVEOI TEHW ERH EWWIQFPI XLI TEVOMRK FVEOI MR XLI VIZIVWI
SVHIV
d %HNYWX XLI KET SJ XLI TEVOMRK FVEOI EW HIWGVMFIH FIPS[
0-)&,)66 0
1EMRXIRERGI XEWOW
4VSGIHYVI JSV GLIGOMRK XLI TEVOMRK FVEOI KET
d 7XEVX XLI HMIWIP IRKMRI ERH VIPIEWI XLI TEVOMRK FVEOI F] TVIWWMRK XLI
TEVOMRK FVEOI W[MXGL
d 9RWGVI[ XLI WIEPMRK GET ERH PSSWIR XLI PSGO RYX YWMRK E 7;
FS\ WTERRIV
d 8MKLXIR XLI EHNYWXMRK WGVI[ YRXMP XLI FVEOI GEPMTIVW XSYGL XLI FVEOI
HMWG
d 9RWGVI[ XLI EHNYWXMRK WGVI[ F] E UYEVXIV XYVR QQ KET
d ,SPH XLI EHNYWXMRK WGVI[ MR TSWMXMSR ERH XMKLXIR XLI PSGO RYX YWMRK
XLI FS\ WTERRIV
d 7GVI[ SR XLI WIEPMRK GET ERH XMKLXIR MX F] LERH
d 4YX SR XLI HMWG FVEOI KYEVH

*SV XLI PE]SYX SJ XLI PMKLXRMRK GSQTSRIRXW ERH W]QFSP JMIPHW SR XLI
HMWTPE] WII XLI WIGXMSR SR STIVEXMSR MR XLI GLETXIV SR STIVEXMSR LERHPMRK
MR XLI STIVEXSVW QERYEP
4VSGIHYVI
d 7XEVX XLI HMIWIP IRKMRI ERH GLIGO XLEX XLI MPPYQMREXMRK GSQTSRIRXW ERH
W]QFSP JMIPHW PMKLX YT
'LIGO XLI XMKLXRIWW SJ XLI [LIIP PYKW SRGI EJXIV
ERH L
1EOI WYVI XLEX
i % XSVUYI [VIRGL [MXL E QIEWYVMRK VERKI SJ 2Q MW EZEMPEFPI
0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI
2SXI 8LI SRISJJ QEMRXIREGI XEWOW WGLIHYPIH JSV ERH WIV
ZMGI LSYVW QYWX FI TIVJSVQIH IZIV] XMQI XLI [LIIPW EVI GLERKIH
d 'LIGO XLEX XLI RYXW SR EPP JSYV [LIIPW LEZI FIIR XMKLXIRIH [MXL XLI
VIUYMVIH XSVUYI 7II XLI q8IGLRMGEP HEXEr WIGXMSR
+VIEWMRK XLI E\PI TMZSX FIEVMRK ERH XLI YRMZIVWEP NSMRXW SR
XLI VIEV E\PI
1EOI WYVI XLEX
4VSGIHYVI
8YVR XLI WXIIVMRK XS XLI PIJX SV VMKLX XS EGGIWW XLI PYFVMGEXMSR TSMRXW SJ XLI
HVMZI WLEJX YRMZIVWEP NSMRX SR XLI [LIIP LYF =SY QYWX EPWS QSZI XLI
QEGLMRI MRXS E TSWMXMSR [LIVI ]SY GER EGGIWW XLI KVIEWI JMXXMRK
d 8YVR XLI QEGLMRI XS XLI PIJX ERH VMKLX WS XLEX XLI VIWTIGXMZI PYFVMGEXMSR
TSMRXW GER FI EGGIWWIH
d +VIEWI XLI PYFVMGEXMSR TSMRXW SR XLI YRMZIVWEP NSMRX SJ XLI KIEV WLEJX EX
FSXL [LIIP LYFW
d +VIEWI XLI PYFVMGEXMSR TSMRXW SR XLI E\PI TMZSX FIEVMRK EX FSXL [LIIP
LYFW

1EOI WYVI XLEX
0-)&,)66 0
1EMRXIRERGI XEWOW
4VSGIHYVI
d 1SZI XLI QEGLMRI MRXS E TSWMXMSR [LIVI XLI KVIEWI JMXXMRKW SR XLI HVMZI
WLEJX EVI XMPXIH HS[R[EVHW
d 8YVR XLI QEGLMRI WS XLEX MX MW WXVEMKLX
d 0YFVMGEXI XLI PYFVMGEXMSR TSMRXW SR XLI KIEV WLEJX
d 'LIGO XLI TPE] SJ XLI HVMZI WLEJX MR XLI FIEVMRKW
d 'LIGO XLI VYFFIV WPIIZI JSV PIEOW ERH HEQEKI
7IXXMRK XLI GSVVIGX X]VI TVIWWYVI JSV XLI QEGLMRIW YWI ERH
EXXEGLQIRXW
1EOI WYVI XLEX
i XLI EMV TVIWWYVI MR XLI X]VIW SR FSXL E\PIW MW GSVVIGX JSV XLI X]VI X]TI
XLI [E] XLI QEGLMRI MW YWIH ERH XLI [SVOMRK EXXEGLQIRXW JMXXIH
8LI VIJIVIRGI ZEPYIW GER FI JSYRH MR XLI STIVEXSVW QERYEP MR XLI
XIGLRMGEP HEXE WIGXMSR
i ;LIR GLERKMRK SV QSYRXMRK XLI X]VI XLI X]VI FIEH MW RSX HEQEKIH
i ;LIR PMJXMRK XLI X]VIW XLI X]VI FIEH QYWX RSX GSQI MRXS GSRXEGX [MXL
WLEVT IHKIW SV SXLIV[MWI MX QE] FI HEQEKIH
4VSGIHYVI
8LI EMV TVIWWYVI MR XLI X]VIW LEW E WMKRMJMGERX MRJPYIRGI SR XLI SZIVEPP
STIVEXMRK TIVJSVQERGI SJ XLI QEGLMRI
)\TPSHMRK X]VI
0 0-)&,)66
1EMRXIRERGI XEWOW
;EVRMRK )\TPSHMRK X]VIW GER GEYWI WIVMSYW MRNYV]

-RGSVVIGX SV GEVIPIWW STIVEXMSR SJ XLI X]VI JMPPMRK IUYMTQIRX SV I\GIWW
TVIWWYVI GSYPH VIWYPX MR XLI X]VIW FYVWXMRK SV HEQEKI XS XLI VMQW [MXL
WIZIVI TSWWMFP] IZIR JEXEP MRNYVMIW EW E GSRWIUYIRGI
4PIEWI RSXI
8LEX X]VIW QYWX LEZI GSSPIH SJJ FIJSVI GLIGOMRK XLI X]VI TVIWWYVI
8LEX X]VIW QYWX LEZI GSSPIH SJJ FIJSVI XLI] EVI TYQTIH YT
d 9WI E WYJJMGMIRXP] PSRK LSWI [MXL E WIPJPSGOMRK EHETXIV JSV TYQTMRK XLI
X]VIW
d %P[E]W OIIT SYXWMHI XLI HERKIV ^SRI [LIR X]VIW EVI FIMRK TYQTIH
YT
d 'LIGO XLI EMV TVIWWYVI MR EPP X]VIW [MXL E QIEWYVMRK KEYKI ERH EHNYWX
MX MJ RIGIWWEV]
+VIEWMRK XLI EVXMGYPEXMSR ERH VIEV E\PI SWGMPPEXMRK FIEVMRKW

1EOI WYVI XLEX
i 8LI EVXMGYPEXMSR PSGO MW IRKEKIH
4VSGIHYVI
0YFVMGEXMSR TSMRXW SR XLI VMKLXLERH WMHI SJ XLI GIRXVEP PYFVMGEXMRK VEMP

*VSRX SWGMPPEXMRK FIEVMRK PYFVM 6IEV SWGMPPEXMRK FIEVMRK PYFVM
GEXMSR TSMRX GEXMSR TSMRX
0-)&,)66 0
1EMRXIRERGI XEWOW
d 0YFVMGEXMRK XLI JVSRX SWGMPPEXMRK FIEVMRK EX XLI PYFVMGEXMSR TSMRX SR XLI

GIRXVEP PYFVMGEXMRK VEMP
d 0YFVMGEXMRK XLI VIEV SWGMPPEXMRK FIEVMRK EX XLI PYFVMGEXMSR TSMRX SR XLI
GIRXVEP PYFVMGEXMRK VEMP
%VXMGYPEXMSR FIEVMRK PYFVMGEXMSR TSMRXW

8ST EVXMGYPEXMSR FIEVMRK PYFVM &SXXSQ EVXMGYPEXMSR FIEVMRK PY
GEXMSR TSMRX FVMGEXMSR TSMRX
d 0YFVMGEXMRK XLI XST EVXMGYPEXMSR FIEVMRK KVIEWI XLI PYFVMGEXMSR TSMRX SR

XLI EVXMGYPEXMSR FIEVMRK
d 0YFVMGEXMRK XLI PS[IV EVXMGYPEXMSR FIEVMRK KVIEWI XLI PYFVMGEXMSR
TSMRX SR XLI EVXMGYPEXMSR FIEVMRK
'LIGO [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI

FIEVMRK TSMRXW KVIEWI GSPPEVW SJ XLI GIRXVEP PYFVMGEXMSR
W]WXIQ
d :MWYEPP] I\EQMRI [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI FIEV
MRK TSMRXW
d -J XLI FIEVMRK TSMRXW EVI RSX WYJJMGMIRXP] PYFVMGEXIH MWSPEXI XLI TVSFPIQ
ERH VIGXMJ] MX
'LIGO XLI KVIEWI ZSPYQI MR XLI VIWIVZSMV EX VIKYPEV MRXIVZEPW
7XE] [MXLMR XLI QMRMQYQ ERH QE\MQYQ PYFVMGERX PIZIPW
8LI VIWIVZSMV LEW E WMKLX KPEWW [LIVI XLI VYFFIV WGVETIV SR XLI EKMXEXSV
GER FI WIIR 8LMW MW XLI TSMRX [LIVI ]SY GER GLIGO LS[ QYGL KVIEWI MW
WXMPP EZEMPEFPI
d -J RIGIWWEV] JMPP XLI VIWIVZSMV ZME XLI GSRMGEP KVIEWI JMXXMRK 0YFVMGERX
WTIGMJMGEXMSRW VIJIV XS XLI WIGXMSR SR PYFVMGERXW ERH JYIPW
'LIGO XLI LSWI PMRIW SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ

PYFVMGEXMSR TSMRXW HIXEGLIH LSWIW I\XIVREP PIEOEKI
d :MWYEPP] I\EQMRI XLI LSWI PMRIW JSV HIJIGXW
d -R GEWI SJ ER] HIJIGXW MWSPEXI ERH VIGXMJ] XLI TVSFPIQ
0 0-)&,)66
1EMRXIRERGI XEWOW
0YFVMGEXMRK XLI LMRKIW SR XLI VIEV LEXGL ERH IRKMRI

GSQTEVXQIRX LSSH
6IEV LEXGL PYFVMGEXMSR TSMRX )RKMRI GSQTEVXQIRX LSSH PY

FVMGEXMSR TSMRX
d 0YFVMGEXMRK XLI LMRKIW SR XLI VIEV LEXGL ERH IRKMRI GSQTEVXQIRX LSSH

d 0YFVMGEXI XLI HSSV LMRKIW [MXL E KVIEWI KYR
0-)&,)66 0
1EMRXIRERGI XEWOW

8LI JVIWL EMV JMPXIV JSV XLI GEF GER FI EGGIWWIH JVSQ XLI SYXWMHI SJ XLI GEF
SR XLI VIEV VMKLXLERH WMHI
4VSGIHYVI
d 9RWGVI[ XLI WXEV KVMT WGVI[ ERH ZIRXMPEXMSR KVMH
d 9RWGVI[ XLI LI\ WGVI[ ERH XEOI SJJ XLI LSPHIV
d 4YPP SYX XLI JMPXIV IPIQIRX SR XLI PIJX WMHI ERH XEOI MX SYX
d 'PIER XLI JMPXIV IPIQIRX SV VITPEGI MX MJ RIGIWWEV]
d 'EVIJYPP] VIQSZI ER] HYWX [LMGL LEW GSPPIGXIH MR XLI JVIWL EMV JMPXIV
HYGX 8LI EVIE FILMRH XLI JMPXIV IPIQIRX QYWX FI GSQTPIXIP] JVII SJ
HMVX
d -RWIVX XLI RI[ SV GPIERIH JMPXIV IPIQIRX ERH JM\ MX MR TPEGI [MXL XLI
LSPHIV ERH FSPX 8LI LSPHIV QYWX I\IVX WPMKLX TVIWWYVI SR XLI JMPXIV
IPIQIRX WIEPMRK WYVJEGI 1EOI WYVI MX MW GSVVIGXP] JMXXIH [MXL XLI EVVS[
TSMRXMRK MR XLI HMVIGXMSR SJ EMV JPS[
d 4YX XLI ZIRXMPEXMSR KVMPP FEGO SR ERH JEWXIR MX [MXL XLI WXEV KVMT
WGVI[
0 0-)&,)66
1EMRXIRERGI XEWOW
'LIGOMRK ERH PYFVMGEXMRK XLI >FEV PMJX EVQ FIEVMRKW

0MJX EVQ QEMRXIRERGI TSWMXMSR

-J XLI PYFVMGEXMSR TSMRXW RIEV XLI FYGOIX GSYTPMRKW EVI HMJJMGYPX XS VIEGL
QEOI WYVI XLEX XLI [SVOMRK EXXEGLQIRX MW HIXEGLIH
>FEV PMJX EVQW [MXLSYX UYMGOGLERKI HIZMGI

0YFVMGEXMRK XLI PMJX EVQ ERH PMJX
G]PMRHIVW
0MJX EVQ ERH PMJX G]PMRHIV PYFVMGEXMSR TSMRXW

*VSRX PMJX G]PMRHIV PYFVMGEXMSR 6IEV PMJX G]PMRHIV PYFVMGEXMSR
TSMRX TSMRX
8ST PMJX EVQ PYFVMGEXMSR TSMRX
d 0YFVMGEXI XLI FIEVMRK EX XLI XST SJ XLI PMJX EVQW F] KVIEWMRK XLI PIJX
PYFVMGEXMSR TSMRX ERH XLI VMKLX PYFVMGEXMSR TSMRX
d 0YFVMGEXI XLI X[S PYFVMGEXMSR TSMRXW SR XLI PIJXLERH PMJX G]PMRHIV
d 0YFVMGEXI XLI X[S PYFVMGEXMSR TSMRXW SR XLI VMKLXLERH PMJX G]PMRHIV
0-)&,)66 0
1EMRXIRERGI XEWOW
0YFVMGEXMRK XLI XMPX G]PMRHIV

>FEV PMROEKI ERH GSRRIGXMRK
PMRO
8MPX G]PMRHIV ^FEV PMROEKI ERH GSRRIGXMRK PMRO PYFVMGEXMSR TSMRXW

>FEV PMROEKI PYFVMGEXMSR TSMRX 6IEV XMPX G]PMRHIV PYFVMGEXMSR
*VSRX XMPX G]PMRHIV PYFVMGEXMSR TSMRX
TSMRX 'SRRIGXMRK PMRO PYFVMGEXMSR
TSMRX
d 0YFVMGEXI XLI PYFVMGEXMSR TSMRX SR XLI >FEV PMROEKI

d 0YFVMGEXI XLI FIEVMRK SR XLI XMPX G]PMRHIV F] KVIEWMRK XLI JVSRX PYFVMGE
XMSR TSMRX ERH XLI VIEV PYFVMGEXMSR TSMRX
d 0YFVMGEXI XLI PYFVMGEXMSR TSMRX SR XLI GSRRIGXMRK PMRO
'LIGOMRK ERH PYFVMGEXMRK XLI FYGOIX FIEVMRK >FEV PMJX

EVQW
8LI PS[IV FYGOIX FIEVMRKW WLSYPH FI PYFVMGEXIH HEMP] MJ RIGIWWEV]
>FEV PMJX EVQW [MXLSYX UYMGOGLERKI HIZMGI

'LIGOMRK XLI FYGOIX FIEVMRK
&YGOIX FIEVMRK
0 0-)&,)66
1EMRXIRERGI XEWOW
&IEVMRK FYWLMRK JSV FYGOIX 6EHMEP WIEPMRK VMRK

EVQ &YGOIX EVQ
&IEVMRK FYWLMRK JSV GSRRIGX &YGOIX FIEVMRK TPEXI
MRK PMRO %% 'VSWWWIGXMSR
d 'LIGO XLI FIEVMRK FYWLIW SR XLI FYGOIX EVQ JSV [IEV ERH VITPEGI
EPSRK [MXL XLI VEHMEP WIEPMRK VMRKW MJ RIGIWWEV]
d 'LIGO XLI FIEVMRK FYWL SR XLI GSRRIGXMRK PMRO JSV [IEV ERH VITPEGI
EPSRK [MXL XLI VEHMEP WIEPMRK VMRKW MJ RIGIWWEV]
0YFVMGEXMRK XLI FYGOIX FIEVMRK
&YGOIX GSYTPMRK PYFVMGEXMSR TSMRXW

'SRRIGXMRK PMRO PYFVMGEXMSR &YGOIX FIEVMRK PYFVMGEXMSR %% 'VSWWWIGXMSR
TSMRX TSMRX
d 0YFVMGEXI XLI PYFVMGEXMSR TSMRX SR XLI GSRRIGXMRK PMRO

d 0YFVMGEXI SRI PYFVMGEXMSR TSMRX SR XLI FSXXSQPIJX FYGOIX FIEVMRK
d 0YFVMGEXI SRI PYFVMGEXMSR TSMRX SR XLI FSXXSQVMKLX FYGOIX FIEVMRK
0-)&,)66 0
1EMRXIRERGI XEWOW
'LIGOMRK ERH PYFVMGEXMRK XLI 4PMJX EVQ FIEVMRKW

0MJX EVQ QEMRXIRERGI TSWMXMSR

-J XLI PYFVMGEXMSR TSMRXW RIEV XLI FYGOIX GSYTPMRKW EVI HMJJMGYPX XS VIEGL
QEOI WYVI XLEX XLI [SVOMRK EXXEGLQIRX MW HIXEGLIH
4PMJX EVQW [MXL UYMGOGLERKI HIZMGI

0YFVMGEXMRK XLI PMJX EVQ ERH PMJX
G]PMRHIVW
0MJX EVQ ERH PMJX G]PMRHIV PYFVMGEXMSR TSMRXW

&SXXSQ PMJX EVQ PYFVMGEXMSR 6IEV PMJX G]PMRHIV PYFVMGEXMSR
TSMRX TSMRX
*VSRX PMJX G]PMRHIV PYFVMGEXMSR 8ST PMJX EVQ PYFVMGEXMSR TSMRX
TSMRX
d 0YFVMGEXI XLI FIEVMRK EX XLI XST SJ XLI PMJX EVQW F] KVIEWMRK XLI PIJX
PYFVMGEXMSR TSMRX ERH XLI VMKLX PYFVMGEXMSR TSMRX
d 0YFVMGEXI XLI X[S PYFVMGEXMSR TSMRXW SR XLI PIJXLERH PMJX G]PMRHIV
d 0YFVMGEXI XLI X[S PYFVMGEXMSR TSMRXW SR XLI VMKLXLERH PMJX G]PMRHIV
d 0YFVMGEXI XLI X[S PYFVMGEXMSR TSMRXW SR XLI PS[IV PMJX EVQW
0 0-)&,)66
1EMRXIRERGI XEWOW
0YFVMGEXMRK XLI XMPX G]PMRHIV

>FEV PMROEKI ERH GSRRIGXMRK
PMROW
8MPX G]PMRHIV >FEV PMROEKI ERH GSRRIGXMRK PMRO PYFVMGEXMSR TSMRXW

*VSRX GSRRIGXMRK PMRO PYFVMGE 6IEV >FEV PMROEKI PYFVMGEXMSR
XMSR TSMRXW TSMRXW
*VSRX >FEV PMROEKI PYFVMGEXMSR 6IEV GSRRIGXMRK PMRO PYFVMGE
TSMRXW XMSR TSMRX
*VSRX XMPX G]PMRHIV PYFVMGEXMSR 6IEV XMPX G]PMRHIV PYFVMGEXMSR
TSMRX TSMRX
d 0YFVMGEXI SRI PYFVMGEXMSR TSMRX SR XLI VMKLX ERH PIJX >FEV PMROEKI EX
XLI JVSRX
d 0YFVMGEXI X[S PYFVMGEXMSR TSMRXW SR XLI PIJX ERH VMKLX GSRRIGXMRK PMRO
EX XLI JVSRX
d 0YFVMGEXI XLI FIEVMRKW SR XLI XMPX G]PMRHIVW F] KVIEWMRK XLI JVSRX
PYFVMGEXMSR TSMRX ERH XLI VIEV PYFVMGEXMSR TSMRX
d 0YFVMGEXI X[S PYFVMGEXMSR TSMRXW SR XLI VMKLX ERH PIJX VIEV >FEV
PMROEKI PIZIV
d 0YFVMGEXI SRI PYFVMGEXMSR TSMRX SR XLI VIEV PIJX ERH VMKLX GSRRIGXMRK
PMRO
'LIGOMRK ERH PYFVMGEXMRK XLI FYGOIX FIEVMRK 4PMJX EVQW

8LI PS[IV FYGOIX FIEVMRKW WLSYPH FI PYFVMGEXIH HEMP] MJ RIGIWWEV]
0-)&,)66 0
1EMRXIRERGI XEWOW
4PMJX EVQW [MXL UYMGOGLERKI HIZMGI
5YMGOGLERKI HIZMGI PYFVMGEXMSR TSMRXW
d 0YFVMGEXI SRI PYFVMGEXMSR TSMRX SR XLI VMKLX FIEVMRK

d 0YFVMGEXI SRI PYFVMGEXMSR TSMRX SR XLI PIJX FIEVMRK
'PIERMRK XLI QEGLMRI
;IXGPIERMRK XLI QEGLMRI

'PIERMRK XLI QEGLMRI 3MP TVIWWYVI W[MXGLIW EVI RSX [EXIVXMKLX HYI XS XLI RIGIWWMX] SJ HMETLVEKQ
ZIRXMPEXMSR XLIVIJSVI FI GEVIJYP [LIR WTVE]MRK [MXL E LMKLTVIWWYVI WTVE]
)EGL XMQI XLI QEGLMRI MW GPIERIH [MXL E WXIEQ NIX EPP PYFVMGEXMSR TSMRXW SR
XLI QEGLMRI QYWX FI VIKVIEWIH
;IX GPIERMRK
'EYXMSR 6MWO SJ HEQEKI XS JVIWLP] TEMRXIH WYVJEGIW

'PIERMRK [MXL LMKLTVIWWYVI ?QSVI XLER O4E FEV GER HEQEKI
JVIWLP] TEMRXIH WYVJEGIW
%JXIV XLI QEGLMRI LEW FIIR HIPMZIVIH XLI TEMRX WLSYPH HV] JSV EX PIEWX
HE]W MR XLI EMV FIJSVI XLI QEGLMRI SV TEVXW EVI GPIERIH [MXL E
LMKLTVIWWYVI GPIERIV
9RXMP XLMW HE] TIVMSH LEW IPETWIH SRP] YWI E PS[TVIWWYVI GPIERIV JSV
[EWLMRK
0 0-)&,)66
1EMRXIRERGI XEWOW
'EYXMSR 6MWO SJ HEQEKMRK XLI WSYRHTVSSJMRK QEXW

8LI WSYRHTVSSJMRK QEXW GER FI HEQEKIH MJ ]SY GPIER XLIQ [MXL LMKL
TVIWWYVI
(EQEKIH WSYRHTVSSJMRK QEXW MRGVIEWI XLI WSYRH SYXTYX PIZIP EFSZI XLEX
KYEVERXIIH F] XLI QERYJEGXYVIV
(S RSX I\TSWI WSYRHTVSSJMRK QEXW XS [EXIV SV WXIEQ NIXW
d ;IX GPIER XLI QEGLMRI

d 6IKVIEWI EPP PYFVMGEXMSR TSMRXW SR XLI QEGLMRI
'PIERMRK XLI HMIWIP IRKMRI ;LIR XLI IRKMRI MW FIMRK GPIERIH [MXL [EXIV SV WXIEQ IPIGXVMGEP XVERW
HYGIVW WYGL EW SMP TVIWWYVI W[MXGLIW QYWX RSX FI I\TSWIH XS HMVIGX NIXW
'EYXMSR 6MWO SJ HEQEKI XS XLI HMIWIP IRKMRI

4IRIXVEXMRK QSMWXYVI VIWYPXW MR GSVVSWMSR SJ GSRXEGXW ERH MR SYXEKI SJ
QIEWYVMRK JYRGXMSRW
(S RSX I\TSWI IPIGXVMGEP XVERWHYGIVW WYGL EW SMP TVIWWYVI W[MXGLIW XS
HMVIGX [EXIV SV WXIEQ NIXW
d 'PIER XLI IRKMRI GEVIJYPP]
'SVVSWMSR TVSXIGXMSR [SVO

;LIR XLI QEGLMRI MW WLYX HS[R JSV QSVI XLER [IIOW ERH IWTIGMEPP] JSV
WIE XVERWTSVX XLI JSPPS[MRK QIEWYVIW QYWX FI GEVVMIH SYX
4VSXIGXMRK XLI TMWXSR VSHW JVSQ GSVVSWMSR

0-)&,)66 GSVVSWMSR TVSXIGXMSR KVIEWI '8/ MHIRX 2S MW
VIGSQQIRHIH
0MJX G]PMRHIV 7XIIVMRK G]PMRHIV

8MPX G]PMRHIV
d ;LIR XLI QEGLMRI MW W[MXGLIH SJJ EPP XLI TMWXSR VSHW WLSYPH FI
VIXVEGXIH EW JEV EW TSWWMFPI MRXS XLI G]PMRHIVW
d 'SEX I\TSWIH TEVXW SJ TMWXSR VSHW XLMGOP] [MXL RSREGMHMG GSVVSWMSR
TVSXIGXMSR KVIEWI
d -J XLI G]PMRHIV TMWXSR VSHW [MPP RSX FI [IXXIH [MXL L]HVEYPMG SMP JSV E
TVSPSRKIH XMQI TIVMSH
8LI TMWXSR VSHW QYWX FI GSEXIH [MXL GSVVSWMSR TVSXIGXMSR KVIEWI
0-)&,)66 0
1EMRXIRERGI XEWOW
;LIR XLI QEGLMRI MW QSZIH JSV PSEHMRK SV XVERWTSVX XLI GSVVSWMSR TVSXIG
XMSR PE]IV SR XLI G]PMRHIV TMWXSR VSHW MW VIQSZIH F] XLI HMVX WGVETIV
d ;LIR XLI QEGLMRI MW XS FI XVERWTSVXIH
8LI GSVVSWMSR TVSXIGXMSR SR XLI TMWXSR VSHW WLSYPH FI GLIGOIH EJXIV
PSEHMRK
0 0-)&,)66
,ERHPMRK PYFVMGERXW ERH JYIPW

'SRWGMIRXMSYW SFWIVZERGI SJ XLI VIKYPEXMSRW JSV LERHPMRK PYFVMGERXW ERH
JYIPW [MPP MRGVIEWI XLI VIPMEFMPMX] ERH WIVZMGI PMJI SJ XLI QEGLMRI
-X MW IWTIGMEPP] MQTSVXERX XLEX XLI WTIGMJMIH PYFVMGERX UYEPMXMIW EVI SFWIVZIH
=SY GER JMRH XLI ZEVMSYW WTIGMJMGEXMSRW EFSYX XLI TVIWGVMFIH MRXIVZEPW MR
XLI QEMRXIRERGI ERH MRWTIGXMSR WGLIHYPI ERH XLI PYFVMGEXMSR GLEVX
=SY GER JMRH HIXEMPW SR PYFVMGEXMSR GLIGOMRK XLI SMP PIZIP ERH GLERKMRK
STIVEXMRK JPYMHW MR XLI QEMRXIRERGI WIGXMSR YRHIV QEMRXIRERGI XEWOW
3FWIVZI XLI VYPIW JSV XLI TVSTIV LERHPMRK SJ PYFVMGERXW ERH JYIPW IWTI
GMEPP] XLI IRZMVSRQIRXEP VIKYPEXMSRW
)RZMVSRQIRXEP TVSXIGXMSR QIEWYVIW

d %P[E]W MQTPIQIRX ERH SFWIVZI IRZMVSRQIRXEP TVSXIGXMSR QIEWYVIW
d 3FWIVZI REXMSREP VIKYPEXMSRW
d )RWYVI XLEX PMUYMHW GER FI TVSTIVP] HMWTSWIH SJ FIJSVI HVEMRMRK XLIQ
(MWTSWMRK SJ YWIH QEXIVMEPW

8LMW ETTPMIW XS XLI JSPPS[MRK X]TIW SJ YWIH QEXIVMEPW
i 3MPW PYFVMGERXW FVEOI JPYMHW VIJVMKIVERXW IXG
i *YIPW
i *MPXIVW SMP GEVXVMHKIW IXG
i 6YFFIV X]VIW MRWYPEXMRK QEXIVMEPW IXG
i &EXXIVMIW
d 3FWIVZI XLI VIKYPEXMSRW JSV TVSXIGXMRK XLI IRZMVSRQIRX [LIR HMWTSWMRK
SJ YWIH QEXIVMEPW
d 'SPPIGX ERH WXSVI YWIH QEXIVMEPW WITEVEXIP] MR WYMXEFPI VIGITXEGPIW ERH
SRP] HMWTSWI SJ XLIQ EX SJJMGMEP HITSXW MR ER IRZMVSRQIRXEPP] LEVQPIWW
[E]
d 3FWIVZI REXMSREP VIKYPEXMSRW
(MWTSWEP
'SRZIVWMSR JVSQ QMRIVEP SMPW XS IRZMVSRQIRXEPP]

GSQTEXMFPI L]HVEYPMG JPYMHW
*SV XLI STIVEXMSR SJ 0-)&,)66 IEVXL QSZMRK QEGLMRIW [MXL IRZMVSRQIR
XEPP] GSQTEXMFPI L]HVEYPMG JPYMHW [I VIGSQQIRH %:-% 7=283*09-( 2
0-)&,)66 0
'EYXMSR &I[EVI SJ HEQEKMRK XLI QEGLMRIW L]HVEYPMG W]WXIQ

1M\MRK IRZMVSRQIRXEPP] LEVQPIWW L]HVEYPMG JPYMHW [MXL QMRIVEP SMPW TVSHYGIW
E ZMKSVSYW VIEGXMSR XLEX GER HEQEKI XLI L]HVEYPMG W]WXIQ
%ZSMH QM\MRK IRZMVSRQIRXEPP] LEVQPIWW L]HVEYPMG JPYMHW [MXL QMRIVEP SMPW
d -J ]SY MRXIRH XS GSRZIVX XLI QEGLMRI XS IRZMVSRQIRXEPP] GSQTEXM

FPI L]HVEYPMG JPYMH ]SY QYWX JMVWX GSRWYPX 0-)&,)66 '97831)6
7)6:-')
d -X MW IWWIRXMEP XLEX ]SY SVHIV XLI -27869'8-32 7,))8 ERH XLI '32
:)67-32 +9-()0-2)7 JVSQ 0-)&,)66 ERH XLEX ]SY SFWIVZI XLIQ
,ERHPMRK GSSPERXW
1EOI WYVI XLEX MJ ]SY XST YT [MXL GSSPERX HYI XS GSSPERX PSWW XLI PIZIP SJ
ERXMJVIIÎ HSIW RSX HVST FIPS[ ZSP
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI HMIWIP IRKMRI

8SS QYGL ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX MQTEMVW XLI GSSPMRK
IJJIGX 8LMW IZIRXYEPP] GEYWIW HEQEKI XS XLI HMIWIP IRKMRI
2IZIV YWI QSVI XLER ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX
d 'LIGO XLI VEXMS SJ GSVVSWMSR TVSXIGXMSR EKIRXERXMJVIIÎ HYVMRK QEMR

XIRERGI [SVO [MXL XLI ERXMJVIIÎ XIWXIV SV STXMGEP HIRWMX] XIWXIV ERH
EHNYWX MJ RIGIWWEV]
d 6IJMPP [MXL RI[ GSSPERX GLIGO XLEX XLI GSSPMRK W]WXIQ MW GPIER ERH
JPYWL SYX MJ RIGIWWEV]
d *MPP [MXL GSSPERX [MXL XLI GSVVIGX VEXMS SJ ERXMGSVVSWMSRERXMJVIIÎ
0YFVMGERX ERH JYIP WTIGMJMGEXMSRW

8LI JMPPMRK UYERXMXMIW PMWXIH MR XLI XEFPIW EVI SRP] KYMHIPMRIW
i 8LI HMTWXMGO SV PIZIP QEVOMRKW EVI EP[E]W QERHEXSV]
i 'LIGO XLI PIZIP MR XLI YRMX MR UYIWXMSR IEGL XMQI ]SY VITPEGI SV XST YT
XLI PYFVMGERX SV JYIP
i *SV QSVI HIXEMPIH MRJSVQEXMSR EFSYX XLI VIUYMVIH PYFVMGERXW JYIPW ERH
JMPPMRK UYERXMXMIW WII XLI JMPPMRK UYERXMXMIW MR XLI PYFVMGEXMSR GLEVX ERH XLI
WIGXMSR SR PYFVMGERXW ERH JYIPW
0YFVMGERXW
0YFVMGEXMRK SMPW JSV XLI HMIWIP IRKMRI
0YFVMGEXMRK SMP UYEPMX] 3RP] LMKLEPPS] PYFVMGEXMRK SMPW EVI YWIH MR QSHIVR HMIWIP IRKMRIW
8LI] GSRWMWX SJ FEWMG SMPW FPIRHIH [MXL EHHMXMZIW
8LI PYFVMGEXMRK SMP VIKYPEXMSR JSV 0-)&,)66 HMIWIP IRKMRIW MW FEWIH SR XLI
JSPPS[MRK WTIGMJMGEXMSRW ERH VIKYPEXMSRW
0 0-)&,)66
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-RMXMEP WXEVXYT HEXI

(V ,ERW 0MIFLIVV i 7XVEÃI 

 4VSHYGX HIWGVMTXMSR 

 8IGLRMGEP HEXE 

 'SQTPIXI QEGLMRI 

 (MIWIP IRKMRI TYQT HMWXVMFYXSV KIEV   

 8VEZIP L]HVEYPMGW   

 ;SVOMRK L]HVEYPMGW   

 7XIIVMRK W]WXIQ   

 &VEOI W]WXIQ   

 )PIGXVMGEP W]WXIQ   

 %\PIW X]VIW   

 'IRXVEP PYFVMGEXMSR W]WXIQ   

 'EF LIEXMRK EMVGSRHMXMSRMRK   

 0MJX EVQ UYMGOGLERKI HIZMGI   

 %XXEGLQIRXW EGGIWWSVMIW   

 8IGLRMGEP HIWGVMTXMSR   

 'SQTPIXI QEGLMRI   

 (MIWIP IRKMRI TYQT HMWXVMFYXSV KIEV   

 'SSPMRK W]WXIQ   

 8VEZIP L]HVEYPMGW   

 ;SVOMRK L]HVEYPMGW   

 7XIIVMRK W]WXIQ   

 &VEOI W]WXIQ   

 )PIGXVMGEP W]WXIQ   

 8VERWJIV KIEV   

 %\PIW X]VIW   

 1EGLMRI JVEQI FEPPEWX [IMKLX   

 'IRXVEP PYFVMGEXMSR W]WXIQ   

 'EF LIEXMRK EMVGSRHMXMSRMRK   

 0MJX EVQ UYMGOGLERKI HIZMGI   

 %XXEGLQIRXW EGGIWWSVMIW   

 7EJIX] VIKYPEXMSRW 

 -RXVSHYGXMSR 

 +IRIVEP WEJIX] VIKYPEXMSRW 

 4VSTIV YWI 

 (IGEPW SR XLI QEGLMRI 

 0SGEXMSR SJ HIGEPW 

 7EJIX] HIGEPW 

 -RJSVQEXMSR HIGEPW 

 8]TI TPEXIW 

 -RWXVYGXMSRW JSV EZSMHMRK GVYWLMRK MRNYVMIW ERH

 -RWXVYGXMSRW JSV EZSMHMRK JMVIW ERH I\TPSWMSRW   

 7EJIX] MRWXVYGXMSRW JSV WXEVXYT   

 7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT   

 -RWXVYGXMSRW JSV WEJI [SVOMRK   

 7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW   

 4EVOMRK WEJIP]   

 8VERWTSVXMRK XLI QEGLMRI WEJIP]   

 8S[MRK XLI QEGLMRI WEJIP]   

 1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI   

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