Non-EU/EFTA students | ETH Zurich / Alum THIS US Te WEB PRE Non-EU/EFTA students Next information event: 17 September 2019 The next information event about health insurance in Switzerland takes place as follows: Date: 17 September 2019 18:15 - 19:15 Location: ETH Zentrum, HG E 7 ‘The presentation is intended for students from outside of Europe (or who do not have the European Healtth Insurance Card) and therefore need to obtain Swiss health insurance. How to get a new insurance Ifyou are from a non-EU country and do not hold a European Health Insurance Card, you will have to take out a Swiss insurance. Please choose among the following options: Close all (0) pease are student insurance package for in- national students ‘Academic Care by Groupe Mutuel is a student insurance package for in- temational students at very cheap rates. Academic Care doesn't operate under the KVG law, so you will need an "exemption from the Swiss health insurance obligation according to the KVG law’ if you decide to take it! (the application for this exemption will directly be forwarded to the "Gesundheitsdirektion des Kantons Zurich”, the Health Department of the Canton of Zurich, by Groupe Mutuel) Monthly premiums for students under 26: ~ CHF 90 (with an annual deductible of CHF 500) ~ CHF 105 (with an annual deductible of CHF 100) ~ CHF 110 (with an annual deductible of CHF 0) Contact for BSc and MSc Students ETH Zurich International Student Support ‘Annina Wanner Ramistrasse 101 HG F 22.3 18092 Zurich ‘Switzerland +41 44 632 2095 Consultation hours Tue and Fri 11:00 - 13:00 (or by appointment) Contact for Exchange & Visiting ETH Zurich Student Exchange Office Francesca Broggi Ramistrasse 101 HGF 23.4 18092 Zurich ‘Schweiz +41 44.632 43 48 E-mail Consultation hours Mon, Tue, Thu, Fri 11 = 13 (or by appointment) Premium com- parison ~ worw.comparis.ch = worw.priminfo.ch 27/8/2019, 2:38 pm4 ® 20f 6 TA students | ETH Zurich https://ethz.ch/en/studies/international-immigration-housing/health Monthly premiums for students over 26: ~~ CHF 128 (with an annual deductible of CHF 500 ~ CHF 145 (with an annual deductible of CHF 100) ~~ CHF 150 (with an annual deductible of CHF 0) Ityou choose Academic Care, there will be no additional cost contribu- tion of 10%. Please go ahead as follows: ‘name of the insurance company you are going to Care by Groupe Mutuel) under "Name der aktuellen Krankenkasse” on the first sheet and send it back using the return envelope you re- ceived. If you live outside the city of Zurich, the procedure will be different and you may not receive a letter. You should ask about it at the mu- nicipal administration ("Gemeindeverwaltung") when you apply for your residence permit. 2. Open www.groupemutuel.chieth and read everything carefully. Decide on your annual deductible (CHF 500, CHF 100 or CHF 0). Please fol- low the instructions on the website carefully. Should you have any ‘questions, contact the person mentioned on the Groupe Mutuel web- site. We do not recommend to go to a Groupe Mutuel angency in person since the staff there will not be familiar with the procedures of this specific product, 3. Print and complete the insurance proposal and "Form A" and send both to the address mentioned on the Groupe Mutuel website (by post or email). Please include a copy of your residence permit and a confirmation of matriculation at ETH Zurich. 4. Wait for the insurance policy and the insurance card to be sent to you by post. 5, Wait for the decision from the Health Department regarding your ex- ‘emption from the KVG insurance obligation. Once you have received that, the procedure is completed. Important: Academic care is NOT available if you live in one of the following can- tons: Aargau, Neuchatel tudent insurance package for interna- Yonal students With “studentplan", Swisscare offers a student insurance package for in- temational students at very cheap rates. Swisscare doesn't operate un- der the KVG law, so you will need an "exemption from the Swiss health insurance obligation according to the KVG law” if you decide to take this 2718/2019, 2:38 pmFTA students | ETH Zurich hutps://ethz.ch/en/studies/international-immigration-housing/health Package! Monthly premiums (Standard plan) for students up to 31: — CHF 65 (with an annual deductible of CHF 1000) CHF 83 (with an annual deductible of CHF 500) — CHF 99 (with an annual deductible of CHF 300) Monthly premiums (Standard plan) for students over ~ CHF 85 (with an annual deductible of CHF 1000) ~ CHF 102 (with an annual deductible of CHF 500) = CHF 118 (with an annual deductible of CHF 300) In addition, you will have to pay the standard cost contribution of 10%. Please go ahead as follows: 41. Wait for the letter from the authorities "Stadtische Gesundheitsdienste” informing you that you need a health insurance (this happens AFTER you applied for a residence permit). Fill in the ame of the insurance company you are going to choose (Swisscare) under "Name der aktuellen Krankenkasse” on the first sheet and send it back using the return envelope you received. Ifyou live outside the city of Zurich, the procedure will be different and you may not receive a letter. You should ask about it at the mu- nicipal administration ("Gemeindeverwaltung") when you apply for your residence permit. 2. Visit https://swisscare.com/, choose "International Student Insurance” and follow the instructions. Read everything carefully, compare the 3 different insurance plans (Standard, Comfort, Premium) and decide (on which one suits you best. 3. Open the confirmation email and follow the instructions regarding the exemption from the KVG insurance obligation! It is extremely impor- tant to do this immediately! 4, Wait for the insurance policy and the insurance card to be sent to you by post. 5. Wait for the decision from the Health Department regarding your ex- ‘emption from the KVG insurance obligation. Once you have received that, the procedure is completed. Important: Please note: Swisscare is the only student insurance which is accepted in ALL cantons! student insurance package for inter- national students Student Care by SWICA is a student insurance package for international students at very cheap rates. Student Care doesn't operate under the 27/8/2019, 2:38 pm40f6 FTA students | ETH Zurich https:/lethz.ch/en/studies/international-immigration-housing/health KVG law, so you will need an “exemption from the Swiss health insur- ance obligation according to the KVG law’ if you decide to take it! (the application for this exemption will directly be forwarded to the "Gesundheitsdirektion des Kantons Ziirich”, the Health Department of the Canton of Zurich, by SWICA). Monthly premiums for students under 25 (higher prices for students over 25): ~ CHF 91.70 (with an annual deductible of CHF 500) CHF 96 (with an annual deductible of CHF 300) Please go ahead as follows: 1 Wait for the letter from the authorities "Stadtische Gesundheitsdienste” informing you that you need a health insurance (this happens AFTER you applied for a residence permit). Fill in the ame of the insurance company you are going to choose (SWICA - ‘Student Care) under "Name der aktuellen Krankenkasse" on the first sheet and send it back using the retum envelope you received. Ifyou live outside the city of Zurich, the procedure will be different and you may not receive a letter. You should ask about it at the mu- nicipal administration ("Gemeindeverwaltung”) when you apply for your residence permit. 2. Print "Form a", fill out the first page, scan/photograph it in good qual- ity and save it on your computer. 3, Scan/photograph your ETH confirmation of matriculation and your residence permit in good quality and save both on your computer. ‘These documents have to be uploaded later on during the online applicaction process. 4. Complete the online application form at www.swica.chien/eth-student- ‘care and submit it. 5. You will receive a confirmation email containing your insurance pro- posal. This is for your guidance only. It does NOT have to be sent anywhere! 6. Wait for the insurance policy and the insurance card to be sent to you. \Wait for the decision from the Health Department regarding your exemp- tion from the KVG insurance obligation. This can take several weeks. Once you have received that, the procedure is completed. Important: ONLY available for students who live in the cantons of Zurich and Vaud. ‘YG Insurance plan_ Of course you are free to choose a KVG insurance on your own by using one of the online premium comparison services. 27/8/2019, 2:38 pmEFTA students | ETH Zurich bttps://ethz.ch/en/studies/intermational-immigration-housing/health, Please go ahead as follows: 1. Wait forthe letter from the authorities informing you that you need a health insurance (this happens AFTER you applied for a residence permit). Fill in the name of the insurance company you are going to choose under "Name der aktuellen Krankenkasse” on the first sheet and send it back using the retum envelope you received. If you live outside the city of Zurich, the procedure will be different and you may not receive a letter. You should ask about it at the mu- nicipal administration ("Gemeindeverwaltung") when you apply for your residence permit. 2. Visit www.comparis.ch or wrw.priminfo.ch (available in German, French, Italian) and choose your favoured insurance plan. 3. Oder an offer online via Comparis / Priminfo or visit the website of the insurance company you chose and order it via that website. 4, Wait for the offer, sign it and send it back to the insurance company. 5. Inform yourself about an IPR (premium reduction), for which you can apply once you have been living in the same canton for at least 3 months. Please check out our example letters if you are unsure about the content of a letter you have received from an authority! Non-EU/EFTA students with a private insur- ance from their home country Citizens of non-EU/EFTA countries with a private insurance from their home country could theoretically also apply for an exemption. Please note: itis EXTREMELY rare that such exemption requests are approved and we strongly recommend buying a Swiss health according to the instructions above If you nonetheless would like to try to be exempt from the Swiss health in- surance obligation, please follow the instructions in the = Guidelines to an exemption from compulsory health insurance (PDF, 50 KB) In case your application for an exemption has been refused by the Health Department of the Canton of Zurich («Gesundheitsdirektion»), your immediate reaction will be extremely important in order to avoid that you will be forcefully insured! Billing procedure / How to get your money back After you have seen a doctor you have to do the following: 1. Wait for the doctor's bill which usually is sent to your address a few weeks afer the treatment and includes the bill (with a payment slip, 27/8/2019, 2:38 pm.