HIERANK BUSINESS SCHOOL

Name of the student: ……………………………………………….

Email Id of Student: …………………………………………………. Student Mobile No. ………………………
BCA : …………..Semester /…………….. Year Section: …………………..
Dated: ………………………….

Questionnaire on “Relevance of Plasticmoney over Paper money In theEconomy”

SR. NO. ______
Dear Sir/Madam,We are the Students of
“HIERANK BUSINESS SCHOOL”
and we are conducting a survey for doing research regarding the preference of
people over using plastic money or paper money in their day to day transaction.
Your valuable opinion and co-operation will help us a lot in our research

We assure you to that the data given by you will be only used for academic and research
purpose and will be kept confidential.

Basic Information

1.)Name:-_______________________________________________

2)Address:- ______________________________________________

3)Contact number:-______________________________________

4)Gender :- Male/ Female

5)Age :- 18-25 yrs 25-35 yrs 35-50 yrs above 50 yrs

6)Profession:- Student/ Business/ Service/ Government/ Employee/ others, specify

_______________

7)Annual income: - 0- 180,000/ Rs. 180,000 – 300,000/ Rs.300,000 – 500,000/ Rs. 3 above
500,000 Rs.

8)Martial status:- Single/ Married

9)No of family members:- upto 4 4 – 6 above 6Please Tick (√) in the box given below the
questions to answer:-

Q1.Idea about plastic money? Which?

⃝Credit card ⃝Debit card ⃝ATM card ⃝others

Q2.Do you have?

⃝Credit card ⃝ Debit card ⃝ATM Card ⃝Specific Outlet card

Q3.According to you, which is the most convenient way to pay?

⃝Cash ⃝ card ⃝both ⃝NO comments

Q4.How do you prefer to pay your utilities Bills?

⃝Cash Card ⃝ECS ⃝Cheque ⃝DD Others

Q5.How do you make payment for purchases of household consumables?

⃝Cash ⃝ Card ⃝Cheque ⃝ ECS

Q6.How do you make payment for purchases of luxury and Durable goods?

⃝Cash ⃝Card ⃝Cheque ⃝ECS

Q7.While travelling, According to you which is the preferred way of payment?

⃝Cash ⃝Card ⃝Traveller’s cheques ⃝Cheque DD

Q8.Do you find use of credit card/Plastic money to be safest modes of transaction.

⃝Yes ⃝No ⃝No comments

Q9.Why you do not prefer plastic money? [Answer this question only if answered“No” in
Question 8]

⃝Instable income lack of knowledge

⃝Malpractices by outlet owners

⃝Mal practices by Bankers

⃝Lack of Trust Misuse by other

Q10.Why you do not prefer Paper money [answer this question only if answered“Yes” in
Question. 8]

⃝Fear of Theft ⃝Increasing Duplicity ⃝Wear And Tear of paper money

Q11. Do you find Credit Card to be expensive as many other charges are charged on it

⃝Yes ⃝No

Q12. DO you find it cheaper and Beneficial as if gives you one Month Credit for Payment ?

⃝Yes ⃝No

Q13.Which you consider more reliable and secured?

⃝Paper money ⃝Plastic Money ⃝Both ⃝No comments

Q14.Which can be carried and kept easy and has more life?

⃝Paper money ⃝Plastic money

Q15. Due to Duplicity of Paper money are you shifting to Plastic money

⃝Yes ⃝No

Q16.Which Type of security measurement you expect for stepping misuse of Plastic
Money?

⃝Password ⃝Photo card ⃝PIN ⃝Biological Imprints

Q17.Do you think that there should be any limit on daily/monthly transactionvalue?

⃝Yes ⃝No ⃝No comments

Q18.Do you prefer any add-on-cards on your credit/debit card?

⃝Yes ⃝No

If Yes then in who’s Name:-

⃝Spouse ⃝Major Son or Daughter ⃝Parents

Q19.Do you Think that plastic money will penetrate in society more in future ?

⃝Agree ⃝Disagree

Q20.Do you think that more credit card/Debit card transaction in country over cash
transaction will help to crab black money circulation in economy?

⃝Yes ⃝No ⃝No comments

Q21. If you are financial minister of the country, what would you prefer on higher
proportion?

⃝Paper money ⃝Plastic money ⃝Both in equal ratio

Q22. Where do you see the Future of Cash & Credit card/Debit card?

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--------------Thank you for Participating in the Questionaire ----------------