Professional Documents
Culture Documents
• The Urban and Development Housing Act was signed into law on
March 24, 1992 by President Corazon Aquino.
• Date of Effectivity: March 29, 1992
• aims to “uplift the conditions of the underprivileged and
homeless citizens in Urban areas and in resettlement areas by
making available to them decent housing at affordable cost, basic
services, and employment opportunities”
• seeks to “provide for the rational use and development of urban
land in order to bring about access to land and housing by the
underprivileged and homeless citizens”
• The private sector, non-government organizations - will be
granted incentives to invest their resources in socialized housing
• The project beneficiaries - should be involved in the house
provision programs
RA 7279 Urban Development and
Housing Act. Goals and Principles.
• “it is policy of the State to undertake, in cooperation with the private
sector, a comprehensive and continuing urban development and
housing program aimed to provide housing through rational use of the
land and adopt policies to regulate urban growth.
• “Uplift the conditions of the underprivileged and homeless citizens in
urban areas and in resettlement areas by making available to them
decent housing at affordable cost, basic services, and employment
opportunities;
• “Provide for the rational use and development of urban land in order
to bring about the following:
• Equitable utilization of residential lands in urban and urbanizable
areas with particular attention to the needs and requirements of the
underprivileged and homeless citizens and not merely on the basis of
market forces;
RA 7279 Urban Development and
Housing Act. Goals and Principles.
• Optimization of the use and productivity of land and urban
resources;
• Development of urban areas conducive to commercial and
industrial activities which can generate more economic
opportunities for the people;
• Reduction in urban dysfunctions, particularly those that adversely
affect public health, safety and ecology; and
• Adopt workable policies to regulate and direct urban growth and
expansion towards a dispersed urban net and more balanced urban-
rural interdependence;
• Provide for an equitable land tenure system that shall guarantee
security of tenure to Program beneficiaries but shall respect the
rights of small property owners and ensure the payment of just
compensation;
• Encourage more effective people’s participation in the urban
development process; and
• Improve the capability of local government units in undertaking
urban development and housing programs and projects.
RA 7279 – UDHA of 1992 - Goals
In terms of housing targets, they only meet one-third of the total housing need
while in terms of actual accomplishments, they barely cover the housing backlog.
29
Classification of Land for Shelter
Patrimonial Property
• government property but private in nature
(say, property of MWSS is acquired by and exclusive to them)
Presidential Proclamation
• public domain, title is Republic of the Philippines or no title at all
• only DENR can dispose this land
Urban Development and Housing Act (UDHA)
Priorities in the Acquisition of Lands
SECTION 2. Economic and socialized housing refers to housing units which are
within the affordability level of the average and low-income earners which
is thirty percent (30%) of the gross family income
SECTION 4. Being established under Section three hereof shall provide for
environmental ecology, hygiene and cleanliness, physical, cultural and
spiritual development and public safety
HLURB
NUDHF
HUDCC
HUDCC
• The Housing and Urban Development Coordinating Council
(HUDCC), under the immediate control and supervision of
the President of the Philippines, is charged with the main
function of coordinating the activities of the government
housing agencies to ensure the accomplishment of the
National Shelter Program.
HUDCC
• Formulate national objectives for housing and urban
development and to design broad strategies.
– SECTION 3. EXECUTIVE ORDER NO. 90 SERIES OF 1986
HUDCC
• Vision
– "As the highest policy making and coordination body on
housing and urban development, HUDCC shall facilitate
access to a variety of housing options that are decent,
affordable and responsive to the diverse and changing
needs of homeless and underprivileged Filipino families."
• Mission
– "We envision HUDCC to provide overall direction for the
promotion of decent and affordable housing opportunities
and sustainable human settlements for families belonging
to the lowest income strata of our society."
Attached Agencies to HUDCC
• Home Guaranty Corporation
Development Role
policy, planning and regulation
defined in Presidential Decrees (PD), Letters of Instruction
(LOI), Republic Acts (RA), Executive Orders (EO), Office of
the President Memorandum Circulars (OP-MC) and Batas
Pambansa (BP).
OTHER ACTIVITIES:
In attaining rational land use
1. Extend planning
assistance to Local
Government Units (LGUs)
(LOI No. 729, EO No. 648);
10. Other types of subdivision and condominium projects (EO No. 648 and
related laws)
On Real Estate and Housing
Regulations
It is also mandated to
develop a system that will
attract private institutional
funds into long-term
housing mortgages.
The NHMFC intends to achieve its mission and vision by
pursuing its corporate objectives:
Membership Coverage
Republic Act 9679 Sec. 2. Declaration of Policy
The said loan has a repayment history of at least two (2) years with the
original mortgagee
OTHER HOUSING PROGRAMS:
1. “ Gabay Pabahay Program”
this housing loan restructuring program seeks to assist Pag-IBIG
borrowers preserve their properties from foreclosure or
cancellation of Contract-to-Sell (CTS)
2. Socialized and Low-Cost Housing Loan Restructuring and
Penalty Condonaton Program
To provide affordable terms, condonation of accumulated penalties
and a portion of accumulated interests, as well as non-interest bearing
scheme
3. “Maagang Pabahay, Disenteng Buhay” Program (Acquired
Assets)
the Fund’s acquired assets are put up for sale, initially to
government employees, at reduced rates.
Discounts of 15% and 20% are given to interested buyers who will
purchase properties through housing loan and through cash payment.
Social Housing Finance Corporation
History
– Jan. 20, 2004 – The creation of SHFC through the
Executive Order 272
– June 21, 2005 - Approved registration of SHFC from
the SEC ( Securities and Exchange Commission)
– Oct. 24, 2005 - inauguration and the First SHFC Board
Meeting
– Nov. 3, 2005 - Execution of Memorandum and Trust
Agreements between NHMFC(National Home
Mortgage Finance Corporation) and SHFC
Social Housing Finance Corporation
History
– Jan. 20, 2004 – The creation of SHFC through the
Executive Order 272
– June 21, 2005 - Approved registration of SHFC
from the SEC
– Oct. 24, 2005 - SHFC inauguration and the First
SHFC Board Meeting
– Nov. 3, 2005 - Execution of Memorandum and
Trust Agreements between NHMFC and SHFC
Mission Vision
Vision: "We are the lead financial institution
providing shelter to the underpriviledged sector
of society
Mission: "We guided by the highest levels of
professionalism, excellence and work ethics, are
committed to:
– - Uplift the living conditions of the underpriviledged
Filipinos by providing access to access to affordable
shelter financing
– - Work in partnership with multi-sectoral stakeholders
for the development and implementation of
innovative and susyainable social housing programs
Projects
Community Mortgage –
Program
– is an innovative scheme
whereby qualified partner-
LGUs may apply for an
Omnibus Commitment Line
(OCL), not to exceed P50
Million
Projects
Abot-kaya
Pabahay
Fund
Program
National Housing Authority
• Corporate Objectives
Community Mobilizers(CMP-M)
• Accredited CMP-Ms are tasked to assist
informal settlers in organizing themselves into
CAs
THE ACCOMPLISHMENTS
• As of June 2011, SHFC has accredited thirteen
(13) LGUs and has approved five (5) LCMP
projects in Naga City, Talisay, Cebu City and
Island Garden City of Samal, Davao.
• As of June 2011, there are 101 active and
accredited CMP-mobilizers