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  • Data Dictonery

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    ankush sharma
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    This document contains a description of predictor and response variables that will be used for loan approval modeling. The predictor variables include information about the loan amount, term, applicant employment and credit history, and the response variables are whether a loan will be classified as bad and what the interest rate should be.

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    This document contains a description of predictor and response variables that will be used for loan approval modeling. The predictor variables include information about the loan amount, term, applicant employment and credit history, and the response variables are whether a loan will be classified as bad and what the interest rate should be.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
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    16 views1 page

    Data Dictonery

    Uploaded by

    ankush sharma
    This document contains a description of predictor and response variables that will be used for loan approval modeling. The predictor variables include information about the loan amount, term, applicant employment and credit history, and the response variables are whether a loan will be classified as bad and what the interest rate should be.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 1

    Predictor Variable Description Units

    Loan_Amt Requested loan amount Indian Rupee


    Term Loan term length Month
    Emp_length Employment length Years
    Home_ownership Housing Status Categorical
    Annual_inc Annual Income Indian Rupee
    Verification_Status Income Verification Status Categorical
    Purpose Purpose for the Loan Categorical
    Addr_State State of Residence Categorical
    Dti Debt to income ratio %
    Deling_2yrs Number of delinquencies in Integer
    the past 2 years
    Revol_utill Revolving credit line utilized %
    Total_acc Total accounts (number of Integer
    credit lines)
    Longest_credit_length Age of oldest active account Year

    Response Variable Description Model Category


    Bad_loan Is this loan likely to be bad Binomial Classification
    Int_rate What should the interest rate Regression
    be ?

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