work, time, patience, and being smart on deciding

TITLE things in order to avoid short-falls during the process

of transitioning. Working to sustain the needs and
by: Carmelotes, Kirk Johnson pay-off obligations doesn’t eye freedom; it is a
stagnant or slow process that hinders the transitioning
Omapas, Noriza Mae
of an individual.
“Financial literacy is important because The goal behind financial literacy is to help
understanding your finances seeps into every area of people develop a stronger understanding of basic
your life, whether you think it’s going to or not” – financial concepts, in which they could handle their
Laura Zamborsky. A lot of people nowadays, money better. Having this kind of skill-set would able
especially those young adults / professionals, tend to an individual to understand the financial issues that
be impulsive rather than decisive on buying things or circulate in his environment.
taking a financial opportunity / scheme from a
financial institution or financial-related organization
without enough consideration. It would be a
disadvantage for them if they won’t think thoroughly
or consider such factors while letting themselves to
indulge in this kind of havoc. Financial crises may
come, and it would be inevitable that could affect a
lot of people, especially to those who don’t have
enough knowledge on how to survive during this
circumstance. For this reason, one must consider of
taking advantage of their time by allowing himself to
grow financially literate by means of reading
materials related to finances and listening to experts
who have a broad knowledge on how to be efficient
on finances. It wouldn’t be easy at the beginning
since a lot of external / internal factors could still
influence the vision of an individual on knowing the
truth behind financial reality. Amidst of these events,
authorities and NGOs, under financial sectors,
encourage all people to be cautious and well-aware of
on what are they spending and guide them by
conducting financial-related seminars.

Developing one’s financial capability will

enable an individual to survive from the dilemmas
that may come. Thriving for financial stability would
be met if one knows how to limit his actions
pertaining financial concerns. It is an individual
responsibility to distance thy self from being attached
to things that could tie him from regrets and burden.
Grinding on work is not tantamount to financial
freedom, a part of it may come true but the general
viewpoint of doing this won’t make an individual
become better on his financial stance.

The journey to financial freedom is not

something that happens overnight. It entails a lot of