CASH FLOW 2 FREEDOM

Monthly Income & Expenses

Total Monthly Income $ 20,000
Total Monthly Expenes $ 11,600 Fin.Freedom
Annual Expenses $ 139,200 Forecasted Annually
Cost Inflation 3%
Monthly Active Income
Current Lifestyle

Salary & Payroll

$ 10,000
$5,000 ;
Salary & Payroll 43.10%
$ 10,000
Other Income
$ -

500; $50
4.31%
Monthly Expenses

Current Lifestyle Financial Freedom

Rent/Mortgage
$ 3,500
Utilities
$ 350
Food
$ 800
Clothing
$ 250
Rent/Mortgage
$ 3,500
Utilities
$ 1,200
Food
$ 1,500
Clothing
$ 600

Home Insurance Home Insurance

$ 450 $ 500

Car Insurance Car Insurance

$ 150 $ 500
Car Payment Car Payment
$ 350
Entertainment (TV, Netflix, etc) Entertainment (TV, Netflix, etc)
$ 250 $ 3,000
Credit Card Debt
$ 500
Student Loans
$ -
CASH FLOW 2 FREEDOM

All Other
$ 5,000 $ 4,000
 CASH FLOW 2 FREEDOM

$ 14,800
$ 177,600

3500;
$3,500 ;
30.17%
$5,000 ;
43.10%

350; $350 ;
3.02%
800; $800 ;
250;6.90%
$250
; ;
500; $500 250;
; 350;150;
$250 ; ; 450;
$150
$350 ; $450
2.16%
4.31% 2.16% 1.29%
3.02% 3.88%

Freedom
Instructions
3,500 ▪ List all of your monthly active income. Active income is money
you work to earn in the form of salary or wages. Passive income
should be included in the investments tab.
1,200
▪ List all of your monthly expenses. Make monthly estimates for
expenses not paid monthly. For example, if you pay car insurance
1,500 every 6 months, then divide your 6 month payment by 6 to get a
monthly amount. This should coincide with your budget so make
sure they are reasonable estimates.
600

Financial Freedom
500 ▪ Financial freedom column is where you put your dreams. This is
where you build out the life you want to live and how much it costs
to live it. Here is where you make your financial goals more than a
random number. Do you want a personal jet that costs $10,000 in
500 gas per month? A summer home in the French Riviera? Take time
and remember why you want financial freedom and what that
looks like to you!

3,000
CASH FLOW 2 FREEDOM

4,000
CASH FLOW 2 FREEDOM
 Designing Your Financial Freedom

Current Lifestyle Financial Freedom

Total Income $ 240,000 $ 355,200
Expenses 139,200 177,600
Net Cash Flow $ 100,800 $ 177,600

▪ You have $100,800 available to invest each year

▪ Your income should be twice as much as your expenses to cover the taxes and
contributions towards retirement and savings accounts.
▪ Your current passive income is: $0. You need to grow your passive income by
$355,200 to reach financial freedom.

Let's plan how to get there!

Planning Your Investments Towards Passive Income
Input Input Input Input Input

Year Monthly Earnings Annual Annual

Description Investment
Invested Income Growth Income Return
(Pct)
Starting Cash 0 200,000 - - - 0.00%
Starting Investments 0 - - 10% - 0.00%
Hotel 1 100,000 1,000 4% 12,000 12.00%
Apartment Complex 2 100,000 1,000 4% 12,000 12.00%
Storage Facility 1 200,000 2,000 4% 24,000 12.00%
4 plex 3 50,000 600 11% 7,200 14.40%
duplex 2 15,000 160 11% 1,920 12.80%
duplex 3 15,000 160 11% 1,920 12.80%
4 plex 4 40,000 350 11% 4,200 10.50%
appt 5 250,000 5,000 11% 60,000 24.00%
appt 7 - - 11% - 0.00%
appt 9 - - 11% - 0.00%
appt 11 - - 11% - 0.00%
appt 13 - - 11% - 0.00%
appt 15 - - 11% - 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
Instructions
▪ List your planned investments. Include your current income producing investments as year
zero. Plan every year out by listing in what year you are investing.This year will be year 1, next
year 2, and following. This will help chart out the outlook of your investments.
Here is a guide if you have not already picked a wealth vehicle and are not currently investing.
▪ Play with the numbers on average returns. This is not the same for everyone but gives you a
good start. As you grow so will you returns. Today I don't want to touch anything that won't
pay me a 20%+ monthly cash flow and the total return better be 100% in 5 years! What can
you do? Where will you go?!

Example Wealth Vehicles and Expected Percent Earnings Growth

Compounded return:
Small Stocks: 12.1%
Large stocks 9.9%
Government Bonds: 5.5%
Treasury Bills 3.6%
Cash Flowing Real Estate: 10-15% w/ 20% down
Business: 15-25%
Dividend paying stocks 2-3% cashflow, 6-10% growth
 Cashfl
$400,000

$350,000

$300,000

$250,000

$200,000

$150,000

$100,000

Cash Flow Goals $50,000

Financial Security 139,200
Financial Independence 240,000 $0
Financial Freedom 355,200

Annual Expenses Summary

Current Lifestyle 139,200 Cash Avai
Financial Freedom 177,600 $12,000,000
$10,000,000
Investments $8,000,000
Current Investments $ - $6,000,000
Ending Investments $ 970,000 $4,000,000
$2,000,000
$0

Years
 Cashflow to Freedom

Cash Available to Invest

$10,988,842
Notes
▪ You have free cash, consider investing more.