Jawaban bagian A

Initial Balance 450000 Period

Interest (Annual) 12%
Interest (Quarterly) 3%
Period (Years) 15
Period (Quareterly) 60
Payment 16259.83
Balance due on the original mortgage (20 payment)

Quarter Interest Principal Payment

0
1 13500.00 2759.83
2 13417.21 2842.63
3 13331.93 2927.91
4 13244.09 3015.74
5 13153.62 3106.21
6 13060.43 3199.40
7 12964.45 3295.38
8 12865.59 3394.24
9 12763.76 3496.07
10 12658.88 3600.95
11 12550.85 3708.98
12 12439.58 3820.25
13 12324.97 3934.86
14 12206.93 4052.91
15 12085.34 4174.49
16 11960.10 4299.73
17 11831.11 4428.72
18 11698.25 4561.58
19 11561.40 4698.43
20 11420.45 4839.38
21 11275.27 4984.56
22 11125.73 5134.10
23 10971.71 5288.12
24 10813.07 5446.77
25 10649.66 5610.17
26 10481.36 5778.47
27 10308.00 5951.83
28 10129.45 6130.38
29 9945.54 6314.29
30 9756.11 6503.72
31 9561.00 6698.84
32 9360.03 6899.80
33 9153.04 7106.79
34 8939.83 7320.00
35 8720.23 7539.60
36 8494.05 7765.79
37 8261.07 7998.76
38 8021.11 8238.72
39 7773.95 8485.88
40 7519.37 8740.46
41 7257.16 9002.67
42 6987.08 9272.75
43 6708.89 9550.94
44 6422.37 9837.47
45 6127.24 10132.59
46 5823.26 10436.57
47 5510.17 10749.66
48 5187.68 11072.15
49 4855.51 11404.32
50 4513.38 11746.45
51 4160.99 12098.84
52 3798.02 12461.81
53 3424.17 12835.66
54 3039.10 13220.73
55 2642.48 13617.35
56 2233.96 14025.87
57 1813.18 14446.65
58 1379.78 14880.05
59 933.38 15326.45
60 473.59 15786.24
 Jawaban B
Initial balance 450000
Initial+Loan Fee 472500
Interest (Quarterly) 2%
Period (Quarterly) 80
Payment 11322.32

375842.30
Jawaban C
Ending Balance Proposal period 90.88
450000.00
447240.17
444397.54
441469.64
438453.89
435347.68
432148.28
428852.90
425458.65
421962.58
418361.63
414652.64
410832.39
406897.53
402844.63
398670.13
394370.41
389941.69
385380.11
380681.68
375842.30 (A)
370857.73
365723.63
360435.51
354988.75
349378.58
343600.10
337648.27
331517.89
325203.60
318699.87
312001.04
305101.24
297994.44
290674.44
283134.85
275369.06
267370.30
259131.58
250645.69
241905.23
232902.56
223629.80
214078.87
204241.40
194108.81
183672.25
172922.58
161850.43
150446.11
138699.66
126600.82
114139.01
101303.35
88082.62
74465.27
60439.39
45992.74
31112.69
15786.24
0.00
(B)

(C)