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IBPS CLERK 4 GK Capsule Final - Eng - 1 - PDF
IBPS CLERK 4 GK Capsule Final - Eng - 1 - PDF
This GK Capsule has been prepared by Career Power Institute Delhi (Formerly Known as Bank Power). This
document consists of all important news and events of last few months which can come in IBPS CLERK Exam.
Note: As on 30, Sept, 2014, RBI (Reserve Bank of India) in its fourth bimonthly monetary policy statement kept the key policy
rate unchanged.
Banking In India:
Reserve Bank of India (RBI) was established in 1935 and Nationalized in 1949.
Sir Osborne Smith was the first Governor of the Reserve Bank of India
CD Deshmukh was the first Indian Governor of RBI.
The Reserve Bank of India was set up on the basis of the recommendations of the Hilton-Young Commission.
Savings account system in India was started by Presidency Bank, in 1833.
Cheque system was first introduced by Bengal Bank which was established in 1784.
Allahabad Bank is the oldest existing public sector bank in India.
Hongkong and Shanghai Banking Corporation (HSBC) introduced first time ATM in India in 1987, Mumbai.
Bank of India is the first Indian Bank to open overseas branch. It established a branch in London in 1946.
In 1955 Imperial Bank of India became State Bank of India.
On July 19, 1969, 14 commercial banks were nationalised in India. These included the Central Bank of India, Bank of
India, Punjab National Bank, Bank of Baroda, United Commercial Bank, Canara Bank, Dena Bank, United Bank, Syndicate
Bank, Allahabad Bank, Indian Bank, Bank of Maharashtra, Indian Overseas Bank and Union Bank.
In 1980 – 6 more commercial Banks nationalized. These include - Andhra Bank , Corporation Bank, New Bank of India ,
Oriental Bank of Commerce , Punjab & Sindh Bank and Vijaya Bank.
Central Bank of India was the first public bank to introduce credit card.
Central Bank of India is the first commercial bank which was managed by Indians.
ICICI Bank was the first Indian Bank to provide internet banking facility.
ICICI Bank was the first Bank to provide Mobile ATM.
Bank of Baroda has the maximum number of overseas branches.
SBI (State Bank of India) has the total number of maximum branches and holds 2nd position in the world.
India's first "talking" Automated Teller Machine (ATM) launched by Union Bank of India (UBI) for visually impaired
was launched in Ahmedabad (Gujarat).
RBI to issue Rs 10 plastic currency notes in 5 cities: Kochi, Mysore, Jaipur, Bhubhaneswar and Shimla.
2. Current Account - Current Accounts are basically meant for businessmen and are never used for the purpose of investment
or savings.
Features of Current Accounts –
(1) The main objective of Current Account holders in opening these account is to enable them (mostly businessmen) to
conduct their business transactions smoothly.
(2) There are no restrictions on the number of times deposit in cash / cheque can be made or the amount of such deposits;
(3) Usually banks do not pay any interest on such current accounts.
(4) The current accounts do not have any fixed maturity as these are on continuous basis accounts.
(5) Cheque book facility is provided and the account holder can deposit all types of the cheques and drafts in their name or
endorsed in their favour by third parties.
3. Recurring Desposit Account: Recurring Deposit is a special kind of Term Deposit offered by banks in India popularly
known as RD accounts which help people with regular incomes to deposit a fixed amount every month into their Recurring
Deposit account and earn interest at the rate applicable to Fixed Deposits.
Features of RD Accounts –
1. Recurring Deposit accounts are normally allowed for maturities ranging from 6 months to 120 months
2. These accounts can be opened in single or joint names. Nomination facility is also available.
3. Rate of Interest offered is similar to that in Fixed Deposits.
4. Interest is compounded on quarterly basis in recurring deposits.
About (BASIC SAVING BANK DEPOSIT ACCOUNT): Under the guidelines issued on August 10, 2012 by RBI: Any
individual, including poor or those from weaker section of the society, can open zero balance account in any bank. BSBDA
guidelines are applicable to "all scheduled commercial banks in India, including foreign banks having branches in India".
ii. The aim of introducing 'Basic Savings Bank Deposit Account' is very much part of the efforts of RBI for furthering
Financial Inclusion objectives.
ATMs: (Automated Teller Machine): The ATM debit cards, credit cards and prepaid cards (that permit cash withdrawal)
issued by banks can be used at ATMs for various transactions.
WHITE Label ATMs: ATMs which are owned and operated by non-banking companies are called White Label ATMs.
Note: RBI authorised four entities to operate as WLAs namely Tata Communications Payment Solutions, Prizm Payment
Services Pvt. Ltd, Muthoot Finance Limited and Vakrangee Ltd.
Personal Identification Number (PIN) : A Personal Identification Number is a secret numeric password shared between
user and a system that can be use to authenticate the user to the system.
Cheque Truncation:
i. Truncation is the process of stopping the flow of the physical cheque issued by a drawer at some point with the
presenting bank en-route to the drawee bank branch.
ii. In its place an electronic image of the cheque is transmitted to the drawee branch by the clearing house, along with
relevant information like data on the MICR band, date of presentation, presenting bank, etc.
iii. Cheque Truncation speeds up the process of collection of cheques resulting in better service to customers, reduces the
scope for clearing-related frauds or loss of instruments in transit, lowers the cost of collection of cheques, and removes
reconciliation-related and logistics-related problems, thus benefitting the system as a whole.
Bancassurance: The sale of insurance and other similar products through a bank. This can help the consumer in some
situations; for example, when a bank requires life insurance for those receiving a mortgage loan the consumer
could purchase the insurance directly from the bank.
All commercial banks including branches of foreign banks functioning in India, local area banks and regional rural banks are
insured by the DICGC. Note: Primary cooperative societies are not insured by the DICGC.
DICGC insure: DICGC protects bank deposits that are payable in India.
The DICGC insures all deposits such as savings, fixed, current, recurring, etc. except the following types of deposits.
(i) Deposits of foreign Governments;
(ii) Deposits of Central/State Governments;
(iii)Inter-bank deposits;
(iv) Deposits of the State Land Development Banks with the State co-operative bank;
(v) Any amount due on account of any deposit received outside India
(vi) Any amount, which has been specifically exempted by the corporation with the previous approval of Reserve Bank of
India.
Maximum deposit amount insured by the DICGC - Each depositor in a bank is insured upto a maximum of Rs.1,00,000
(Rupees One Lakh).
Credit Information Bureau (India) Limited: is India’s first Credit Information Company (CIC) founded in August 2000.
CIBIL collects and maintains records of an individual’s payments pertaining to loans and credit cards.
Headquarter – Mumbai
Coins in India
Coins: The Government of India has the sole right to mint coins. The designing and minting of coins in various
denominations is also the responsibility of the Government of India. Coins are minted at the four India Government Mints at
Mumbai, Alipore (Kolkata), Saifabad (Hyderabad), Cherlapally (Hyderabad) and NOIDA (UP).
Denominations: Coins in India are presently being issued in denominations of one rupee, two rupees, five rupees and ten
rupees. Note: Coins can be issued up to the denomination of Rs.1000 as per the Coinage Act, 1906.
Currency in India
Currency: Banknotes in India are currently being issued in the denomination of Rs 10, Rs 20, Rs 50, Rs 100, Rs500,
and Rs1000. These notes are called banknotes as they are issued by the Reserve Bank of India (Reserve Bank).
Note: The printing of notes in the denominations of Rs 1, Rs 2 and Rs 5 has been discontinued as these denominations have
been coinised.
Soiled Notes: Soiled notes are those which have become dirty and slightly cut. Notes which have numbers on two ends, i.e.
notes in the denomination of Rs.10 and above which are in two pieces, are also treated as soiled note. The cut in such
notes, should, however, not have passed through the number panels.
Imperfect banknotes: Imperfect banknote means any banknote, which is wholly or partially, obliterated, shrunk, washed,
altered or indecipherable but does not include a mutilated banknote.
1. Basis points: It is the increase in interest rates in percentage terms. For instance, if the interest rate increases by 50 basis
points (bsp), then it means that interest rate has been increase by 0.50%. One percentage point is broken down into 100
basis points. Therefore, an increase from 2% to 3% is an increase of one percentage point or 100 basis points.
2. Bank Rate: Bank Rate is the rate at which central bank of the country (in India it is RBI) allows finance to commercial
banks. Bank Rate is a tool, which central bank uses for short-term purposes. Any upward revision in Bank Rate by central
bank is an indication that banks should also increase deposit rates as well as Base Rate / Benchmark Prime Lending Rate.
Thus any revision in the Bank rate indicates that it is likely that interest rates on your deposits are likely to either go up or
go down, and it can also indicate an increase or decrease in your EMI.
3. Liquidity adjustment facility (LAF) is a monetary policy tool which allows banks to borrow money through repurchase
agreements. LAF is used to aid banks in adjusting the day to day mismatches in liquidity. LAF consists of repo and reverse
repo operations.
4. Repo Rate: Whenever the banks have any shortage of funds they can borrow it form RBI. Repo rate is the rate at which
commercial banks borrows rupees from RBI. A reduction in the repo rate will help banks to get money at cheaper rate.
When the repo rate increases borrowing form RBI becomes more expensive.
5. Reverse Repo Rate: Reverse Repo rate is the rate at which RBI borrows money from commercial banks. Banks are always
happy to lend money to RBI since their money is in the safe hands with a good interest. An increase in reverse repo rate
can cause the banks to transfer more funds to RBI due to this attractive interest rates. One factor which encourages an
organisation to enter into reverse repo is that it earns some extra income on its otherwise idle cash.
6. CRR (Cash Reverse Ratio): CRR is the amount of funds that the banks have to keep with RBI. If RBI increases CRR, the
available amount with the banks comes down. RBI is using this method (increase of CRR), to drain out the excessive money
from the banks.
7. SLR (Statutory Liquidity Ratio): SLR is the amount a commercial banks needs to maintain in the form of cash, or gold, or
govt. approved securities (Bonds) before providing credit to its customers. SLR rate is determined and maintained by RBI
in order to control the expansion of the bank credit.
Need of SLR: With the SLR, the RBI can ensure the solvency of a commercial banks. It is also helpful to control the
expansion of the Bank credits. By changing SLR rates, RBI can increase or decrease bank credit expansion. Also through
SLR, RBI compels the commercial banks to invest in the government securities like govt. bonds.
Main use of SLR: SLR is used to control inflation and propel growth. Through SLR rate the money supply in the system can
be controlled effectively.
8. Marginal Standing Facility (MSF): MSF rate is the rate at which banks borrow funds overnight from the Reserve Bank of
India (RBI) against approved government securities.
9. NEFT (National Electronic Fund Transfer): NEFT enables funds transfer from one bank to another but works a bit
differently than RTGS. NEFT is slower than RTGS. The transfer is not direct and RBI acts as the service provider to transfer
the money from one account to another. You can transfer any amount through NEFT, even a rupee.
Note: Rs 50,000 is a limit in a NEFT to NEPAL in a single day.
10. RTGS (Real time gross settlement ): RTGS system is funds transfer systems where transfer of money or securities takes
place from one bank to another on a "real time" and on "gross" basis.
Settlement in "real time" means payment transaction is not subjected to any waiting period. The transactions are settled as
soon as they are processed. Minimum & Maximum Limit of RTGS: 2 lakh and no upper limit.
Indian credit rating industry mainly comprises of CRISIL, ICRA, CARE, ONICRA, FITCH (India Ratings & Research) & SMERA.
CRISIL - Credit Rating Information Services of India Limited, Headquarter – Mumbai
ICRA - Investment information and credit rating agency Headquarter - Gurgaon, India
CARE - Credit Analysis and Research Headquarters – Mumbai
ONICRA - Headquarter - Gurgaon, India
SMERA - Headquarters – Mumbai
Fitch (India Ratings & Research) - Headquarters – Mumbai
Note: CRISIL is the largest credit rating agency in India, with a market share of greater than 60%.
Regulators in India:
Regulator Sectors Chairman Headquarter
Reserve Bank of India (RBI) Financial system and monetary policy, Raghuram Rajan Mumbai
Money Market
Securities and Exchange Security & Capital Market, stock broking & U.K. Sinha Mumbai
Board of India (SEBI) Merchant Banking, Nidhis, Chit Fund
Companies
Insurance Regulatory and Insurance industry T. S. Vijayan Hyderabad
Development Authority
(IRDA)
Telecom Regulatory Telecommunication Industry Rahul Khullar New Delhi
Authority of India (TRAI)
Forward Markets Commodity Market Ramesh Abhishek Mumbai
Commission
Pension Fund Regulatory Pension sector R.V.Verma New Delhi
and Development Authority
(PFRDA)
Money Market: Money Market is the part of financial market where instruments with high
liquidity and very short-term maturities are traded. It's the place where large financial
institutions, dealers and government participate and meet out their short-term cash needs.
Due to highly liquid nature of securities and their short-term maturities, money market is
treated as safe place.
Role of Reserve Bank of India:The Reserve Bank of India (RBI) plays a key role of
regulator and controller of money market. The intervention of RBI is varied – curbing
crisis situations by reducing key policy rates or curbing inflationary situations by rising key
policy rates such as Repo, Reverse Repo, CRR etc.
Short Term Deposit: In deposit terminology, the term Short Term Deposit refers to an amount of money placed in a bank
or financial institution for a term no longer than one year. A Short Term Deposit will usually earn a fixed rate of interest.
Note: Short Term Deposits are also known as time or term deposits, with perhaps the most popular name being short
term certificates of deposit or CDs.
Call Money: Call Money’ is the borrowing or lending of funds for 1day.
Notice Money: Money borrowed or lend for period between 2 days and 14 days it is known as ‘Notice Money’
Term Money: Term Money refers to borrowing/lending of funds for period exceeding 14 days
Money Market Instruments: Money Market Instruments provide the tools by which one can operate in the money
market. Money market instrument meets short term requirements of the borrowers and provides liquidity to the lenders.
1. Treasury Bills (T-Bills): Treasury Bills are one of the safest money market instruments as they are issued by Central
Government. At present, the Government of India issues three types of treasury bills through auctions, namely, 91-day,
182-day and 364-day. There are no treasury bills issued by State Governments.
Amount: Treasury bills are available for a minimum amount of Rs.25,000 and in multiples of Rs. 25,000. Treasury bills
are issued at a discount and are redeemed at par
2. Commercial Paper (CP) - Commercial Paper (CP) is an unsecured money market instrument issued in the form of a
promissory note.
Who can issue CP - Corporates, primary dealers (PDs) and the All-India Financial Institutions (FIs) are eligible to issue CP.
Minimum and maximum period of maturity for CP: CP can be
issued for maturities between a minimum of 7 days and a maximum
of up to one year from the date of issue. However, the maturity date
of the CP should not go beyond the date up to which the credit
rating of the issuer is valid.
In what denominations a CP that can be issued: CP can be issued
in denominations of Rs.5 lakh or multiples thereof.
Who can invest in CP: Individuals, banking companies, other corporate bodies (registered or incorporated in India) and
unincorporated bodies, Non-Resident Indians (NRIs) and Foreign Institutional Investors (FIIs) etc. can invest in CPs.
3. Certificate of Deposit (CD) is a negotiable money market instrument and issued in dematerialised form or as a Usance
Promissory Note against funds deposited at a bank or other eligible financial institution for a specified time period.
Who can issue CD: CDs can be issued by (i) scheduled commercial banks {excluding Regional Rural Banks and Local Area
Banks}; and (ii) select All-India Financial Institutions (FIs) that have been permitted by RBI to raise short-term resources
within the umbrella limit fixed by RBI.
Minimum and maximum period of maturity for CD: The maturity period of CDs issued by banks should not be less than
7 days and not more than one year, from the date of issue.
Note: The FIs (Financial Institutions) can issue CDs for a period not less than 1 year and not exceeding 3 years from the
date of issue.
Minimum Size of Issue and Denominations: Minimum amount of a CD should be Rs.1 lakh, i.e., the minimum deposit
that could be accepted from a single subscriber should not be less than Rs.1 lakh, and in multiples of Rs. 1 lakh thereafter.
4. Repurchase Agreements (Repo): Repurchase Agreements which are also called as Repo or Reverse Repo are short term
loans that buyers and sellers agree upon for selling and repurchasing. Repo or Reverse Repo transactions can be done only
between the parties approved by RBI and allowed only between RBI-approved securities such as state and central
government securities, T-Bills, PSU bonds and corporate bonds. They are usually used for overnight borrowing.
5. Banker's Acceptance: Banker's Acceptance is like a short term investment plan created by non-financial firm, backed by a
guarantee from the bank. It's like a bill of exchange stating a buyer's promise to pay to the seller a certain specified amount
at a certain date. And, the bank guarantees that the buyer will pay the seller at a future date. Firm with strong credit rating
can draw such bill. These securities come with the maturities between 30 and 180 days and the most common term for
these instruments is 90 days.
First in India
First newspaper published in India - The Bengal Gazette, The Bengal Gazette was published on January 29,1780.
Raja Harishchandra (1913) is the first silent feature film made in India directed by Dadasaheb Phalke
Alam Ara is the the first Indian sound film which is directed by Ardeshir Irani.
First colour film in Hindi - Kisan Kanya (1937) directed by Ardeshir Irani.
The first Indian to win Nobel Prize – Rabindra Nath Tagore
The first woman to receive Nobel Prize – Mother Teresa
The first person to receive Nobel Prize in Economics -Amartya Sen
The first person to receive Nobel Prize in Physics –C.V. Raman
The first Indian to receive Bharat Ratna award – Dr. Radhakrishnan
India’s first person in space – Rakesh Sharma
The first woman Olympic medal Winner – Karnam Malleswari (2000)
The first woman Asian Games Gold medal Winner – Kamalijit Sandhu
The first woman Chief Minister of an Indian State – Sucheta Kriplani
The first woman to climb Mount Everest – Bachendri Pal
Source of Power Generation in India - Thermal power is the "largest" source of power in India. There are different types of
Thermal power plants based on the fuel used to generate the steam such as Coal, Gas, Diesel etc.
Note: About 75% of electricity consumed in India are generated by thermal power plants.
1. Government needs to infuse as much as Rs 2.4 lakh crore ($38.78 billion) into state-owned banks by end-March 2019 to
meet different kinds of capital requirements including Basel III, provisioning for asset quality, and additional risks, said a
central bank Deputy Governor SS Mundra
2. RBI tightens norms for NBFCs: Tightening norms for non-banking financial companies (NBFCs), the Reserve Bank of
India raised the capital adequacy requirement and the net owned fund limit, among others, with an objective to mitigate
risks in the sector.
www.bankersadda.com | www.careerpower.in | www.careeradda.co.in 10
Note: i. At present, the net owned fund (NOF) requirement is at
Rs.25 lakh. In a phased manner, the NBFCs would be required to
raise it to Rs.1 crore by March, 2016, and to further double it to Rs.2
crore by 2017.
iii. Also, NBFCs primarily engaged in lending against gold jewellery,
will have to maintain a minimum Tier I capital (or equity capital) of
12 per cent with effective from April 1 as against existing
requirement of 10 per cent.
iv. For deposit and non-deposit taking NBFCs, Capital to Risk
(Weighted) Assets Ratio or CRAR, which includes Tier I capital of
7.5 per cent, which have to be raise the Tier I capital to 8.5 per cent
by end of March 2016 and 10 per cent by March, 31, 2017.
3. The Reserve Bank has signed a pact with Central Bank of Kenya
for exchange of information and supervisory cooperation.
4. RBI Draft Guidelines for Licensing of New Banks in the Private
Sector –
Key points:
i. Minimum capital requirement will be Rs 500 crore.
ii. Aggregate foreign shareholding in the new bank should not
exceed 49 per cent for the first five years.
iii. The new bank should open at least 25 per cent of its branches in
unbanked rural centres.
5. Non-Banking Financial Company (NBFC): A Non-Banking
Financial Company (NBFC) is a company registered under the
Companies Act, 1956 are financial institutions that
provide banking services without meeting the legal definition of
a bank, i.e. one that does not hold abanking license.
Difference between banks & NBFCs:
i. NBFC cannot accept demand deposits;
ii. NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself;
iii. deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of
NBFCs, unlike in case of banks.
Key Points
i. Minimum capital requirement will be Rs 500 crore.
ii. Aggregate foreign shareholding in the new bank should not exceed 49 per cent for the first five years.
iii. The NBFCs are allowed to accept/renew public deposits for a minimum period of 12 months and maximum period
of 60 months. They cannot accept deposits repayable on demand.
iv. NBFCs cannot offer interest rates higher than the ceiling rate prescribed by RBI from time to time. The present ceiling is
12.5 per cent per annum.
v. The deposits with NBFCs are not insured.
6. RBI Draft Guidelines for Licensing of Foreign Banks - Foreign banks that want to set up operations in India will have to
do so through an independent subsidiary. This means they cannot operate as a branch of the parent bank.
Key Points:
i. The initial minimum capital for a WoS will be Rs. 500 crore.
ii. RBI said that the WoS (wholly-owned subsidiary) will be required to meet Basel-III requirements (9 per cent Tier-I
capital) right from Day One. For the first three years, the WoS will have to maintain Tier-I capital at 10 per cent.
iii. The Priority Sector Lending (PSL) requirement will be 40 per cent for WoSs, such as domestic scheduled commercial
banks
iv. The new bank should open at least 25 per cent of its branches in unbanked rural centres.
7. The Reserve Bank of India decided to fix the maximum age for Managing Directors and Chief Executive Officers in
private sector banks at 70.
1. SBI - With you all the way, Pure Banking Nothing Else, The Nation’s banks on us
2. State Bank of Hyderabad – You can always bank on us.
3. State Bank of Mysore - Working for a better tomorrow
4. State Bank of Patiala – Blending Modernity with Tradition
5. State Bank of Travancore - A long Tradition of Trust
6. Allahabad Bank - A Tradition of Trust
7. Andhra Bank – Where India Banks
8. Bank of Baroda - India’s International Bank
9. Bank of India - Relationship beyond banking
10. Bhartiya Mahila Bank – Empowering Women
11. Bank of Maharashtra - One family one bank
12. Canara Bank – Together We Can
13. Central Bank of India – “Central To you Since 1911”
14. Corporation Bank – A Premier Public Sector Bank
15. Dena Bank - Trusted Family Bank
16. ECGC Bank – You focus on exports. We cover the risks
17. IDBI Bank – Banking For All, “Aao Sochein Bada”
18. Indian Bank – Your Tech- Friendly Bank
19. Indian Overseas Bank – Good people to grow with
20. Punjab National Bank - The name you can bank upon
21. Punjab & Sind Bank – Where service is a way of life
22. Oriental Bank of Commerce – Where every individual is committed
23. UCO Bank – Honours Your Trust
24. Union Bank of India – Good People to Bank with
25. United Bank of India – The Bank that begins with “U”
26. Vijaya Bank - A friend you can bank on
Note: There are a total of 27 PSBs in India [21 Nationalised banks + 6 State bank group (SBI + 5 associates) ]
ii. At present there are 23 Private Banks functioning in India
iii. At present there are 56 RRBs (Regional Rural Banks ) functioning in India.
iv. At present there are 41 Foreign Banks functioning in India
Fitch expects real GDP growth to pick up to 5.6 per cent in FY15 and 6.5 per cent in FY16
Domestic ratings agency India Ratings revised down its economic growth estimate for 2014-15 fiscal to 5.6 per cent.
Organisation for Economic Co-operation and Development, OECD has projected 5.4 percent growth for the Indian
economy for 2014 -15 year.
RBI pegged 2014-15 GDP growth at a central estimate of 5.5 % will improve to 6.3 per cent in 2015-16.
World Bank estimates 5.6% growth for current fiscal i.e. 2014-15 and 6.4 per cent in 2015-16 and 7 per cent in 2016-17.
IMF projected GDP growth for India in 2014-15 at - 5.6 % & 6.4 % in 2015
ADB pegs India GDP growth rate for 2014-15 at 5.5 % & 6.3 % in 2015
JP Morgan cut India 2014-15 growth forecast to 5.1 percent from 5.3 percent
Economic and Social Commission for Asia and the Pacific,(ESCAP) - Indian economy to grow at 5.5 percent in current
fiscal
Moody (Credit Rating Agency) projected India growth rate expected to accelerate to 5.2 % in 2014 and 6.5 % by end of
2015.
FICCI’s Economic Outlook Survey estimated India’s GDP growth rate at 5.6 percent in 2014-15
According to a UN report Indian economy expected to grow by 5.5% in current fiscal.
According to United Nations Conference on Trade and Development (UNCTAD) Indian economy will grow at a rate of 5.6
per cent in 2014
1. Kotak Mahindra acquired ING Vysya Bank deal at around Rs 15,000 crore.
i. Kotak Mahindra Bank announced it was acquiring Bengalaru-headquartered ING Vysya Bank in an all-stock deal. ING
shareholders will get 725 Kotak Bank shares for every 1,000 shares they hold.
Note: ING Vysya’s CEO-designate Uday Sareen will be inducted into the top management of Kotak; that is, operating
management committee, reporting directly to Kotak Mahindra Bank Executive Vice-Chairman & Managing Director Uday
Kotak. All ING branches and employees would become Kotak branches and employees.
ii. After the merger, the ING group, with a 6.4 per cent stake, will become the second-largest shareholder in the bank.
According to regulations, RBI’s approval is required for an entity other than the promoter to have more than five per cent
stake in a bank.
2. SBI lend $ 1 billion to Adani Group to build Australian coal mine which it aims to build by end-2017. Founder of Adani
Group – Gautam Adani.
3. Tech Mahindra Ltd., India’s fifth largest software services exporter, acquired US-based Lightbridge Communications
Corporation (LCC) for $240 million.
4. Mozilla Firefox replaces default Google search engine with Yahoo. Yahoo replace Google’s search engine on Firefox’s Web
browser in the U.S.
5. Kisan Vikas Patra (KVP) relaunched; money to double in 100 months: The KVP, relaunched by Finance Minister Arun
Jaitley, will be available in the denomination of Rs 1,000; 5,000; 10,000 and 50,000. There will be no upper ceiling on
investment. Earlier, it was launched by the Government on April 1, 1988.
Key Points of KVP:
i. No PAN requirement for investment in Kisan Vikas Patra
ii. There will also not be any upper limit on investment.
iii. It will be available to the investors in the denomination of Rs. 1000, Rs. 5,000, Rs. 10,000 and Rs. 50,000, with no upper
ceiling on investment.
iv. The certificates can be issued in single or joint names and can be transferred from one person to any other person /
persons, multiple times.
v. The facility of transfer from one post office to another anywhere in India and of nomination will be available.
vi. With a maturity period of 8 years 4 months (100 months), the collections under the scheme will be available with the
Government for a fairly long period to be utilized in financing developmental plans of the Centre and State Governments
and will also help in enhancing domestic household financial savings.
6. ADB (Asian Development Bank) approves $350 mn for upgradation of roads in Madhya Pradesh.
7. Indian Renewable Energy Development Agency, IREDA and US-Exim Bank signed a Memorandum of Understanding,
MoU on cooperation on clean energy investment.
Note: US Exim Bank will provide USD one billion for medium and long-term loans to finance US technologies, products and
services utilized during commercial development activities within the clean energy sector by IREDA.
8. India to replace “Bilateral Investment Promotion and Protection Agreement (BIPA)” with a new pact to protect
investments: The government plans to replace bilateral investment protection treaties with a new pact Bilateral
Investment Treaty (BIT) that seeks to plug loopholes and enhance legal protection of foreign investors in India as well as
Indian investments abroad.
9. United Bank of India (UBI) decided to continue with five free ATM transactions per month (including non financial
ones) at other bank ATMs for all savings account holders in both metros and non-metros.
Note: As per the new guidelines of the Reserve Bank of India (RBI), banks in six metros – New Delhi, Mumbai, Chennai,
Important Points:
PM announces Life Time visas for Indian People of Indian Origin (PIOs), Visa on Arrival for US visitors
In his speech addressing Indian-Americans at Madison Square Garden in New York, PM Modi announced lifetime
visas for PIOs (Persons of Indian origin).
Prime Minister Narendra Modi invited New Jersey Governor Chris Christie to visit India with a trade mission. Chris
Christie, a popular Republican politician and a 2016 presidential election aspirant.
US to help in developing “smart cities” – Allahabad (UP), Ajmer (Rajasthan), Vishakhapatnam (Andhra P.)
1. US President Barack Obama to be the Chief Guest of India’s Republic Day 2015.
Note: He will be the first US President to attend the Republic Day Parade of India.
ii. Obama will be the first US President to travel to India twice. Earlier, he had visited India at the invitation of then Prime
Minister Manmohan Singh in 2010.
2. HRD ministry is planning to come up with a 'Think in India' drive to encourage students and researchers to come up with
innovations and new ideas and to keep the talent back home from leaving abroad.
3. Japan slips into recession: Japan's economy shrank for the second consecutive quarter, marking a technical recession in
the world's third largest economy.
4. IBM launches new e-mail service ‘Verse’: Tech giant IBM has
launched a new e-mail application ‘Verse’ for enterprises that
integrates social media, file sharing and analytics to help
increase productivity.
5. The Oxford English Dictionary named "vape" the word
used for the act of drawing on an electronic cigarette instead of a burning stick of tobacco as its 2014 word of the year.
6. Mumbai top investment destinations among UAE based Indians: India's commercial capital Mumbai has once again
emerged as the most popular and attractive property investment hotspot among the UAE-based Indian expats.
Note: Bangalore grabbed the 2nd spot with 24.13 per cent votes going for it as the most favorite city for NRI property
investments.
7. Amul to set up Rs 200 crore unit in West Bengal.
8. PM Narendra Modi adopts Jayapur village (Varanasi), in his Lok Sabha constituency under Sansad Adarsh Gram Yojana.
9. Sachin Tendulkar adopted a village Puttamrajuvari Kandrika, a village in Gudur mandal of Nellore district in Andhra Pradesh under
Prime Minister Modi’s Sansad Adarsh Gram Yojana.
10. Union Home Minister and Lucknow MP Rajnath Singh has adopted Beti village in the district under the Pradhan Mantri
Adarsh Gram Yojna.
11. DD National to be re-launched with tagline Desh Ka Apna Channel
12. US President Barack Obama announces $3 billion contribution to Green Climate Fund to help poor countries cope with
the effects of climate change.
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13. CRY launches project to end child labour : With an aim to end child labour and encourage children to go to school, Child
Rights and You has launched 'Project Unlearn' on the eve of Children's Day.
14. India has world’s largest youth population: UN report
Note: i. With 356 million 10-24-year-olds, India has the world’s largest youth population
ii. China is second with 269 million young people, followed by Indonesia (67 million), the US (65 million) and Pakistan
(59 million), Nigeria with 57 million, Brazil with 51 million, and Bangladesh with 48 million, the United Nations Population
Fund’s (UNFPA) State of the World’s Population report said.
15. Myntra.com named Kangana Ranaut as its brand ambassador
16. Assam Zoo set to become the first zoo in world to have the critically endangered pig Pygmy Hog (Porcula salvania).
Pygmy Hog is the rarest and smallest wild pig in the world.
17. International students in US at record high, China tops list, India on 2nd : The number of international students
studying in the United States is at a record high with nearly one-third of them coming from China, followed by India that
sent over over lakh students to the country in 2013-14.
18. European aerospace giant Airbus is poised to sign a deal to deliver 50 long-haul carriers to US Delta Airlines in a contract
worth $14 billion at catalogue prices.
19. Scientists for the first time developed antibiotic-free drug named Staphefekt as an alternative to antibiotics.
Note: This new drug will aid in the fight against the antibiotics-resistant superbugs such as MRSA (Methicillin-resistant
Staphylococcus aureus).
ii. Staphefekt is based on a naturally occurring enzyme called endolysins produced by viruses and attacks infections
differently to antibiotics. Unlike antibiotics, it does not destroy the harmless bacteria that live in the body.
20. Suzlon Energy installed world’s tallest hybrid wind generator turbine in Kutch, Gujarat
21. Forbes list of World's Most Powerful People 2014.
Note: i. Russian President Vladimir Putin is on the top followed by Barack Obama and XI Jinping.
ii. Indian Prime Minister Narendra Modi ranked 15th on the Forbes list. The next Indian on the list is Mukesh Ambani at
36th rank.
Top 5 on the list –
1. Vladimir Putin 2. Barack Obama 3. Xi Jinping 4. Pope Francis 5. Angela Markel
22. Burger King partnered with eBay to launch its burgers online.
23. Mumbai recorded the largest number of Internet users (16.4 million internet users) in India in 2014, a study conducted
by the Internet & Mobile Association of India (IAMAI).
Note: Delhi was second with a user base of 12.1 million followed by Kolkata recorded 6.27 million internet users.
24. India is working on the inclusion of Mauritius in the group of countries to be listed in its Visa on Arrival scheme.
25. United Nations (UN) chief Ban Ki-moon launched a global campaign in Kenya to end the deadly practice of female genital
mutilation.
Note: i. More than 125 million girls and women have been cut in 29 countries in Africa and the Middle East. If current
trends continue, 86 million young girls are likely to undergo same form of the practice by 2030.
26. India re-elected to UN Economic and Social Council
Note: The 193-member UN General Assembly elected 18 members of the UN Economic and Social Council (ECOSOC) to
serve a three-year term beginning January 1, 2015.
ii. The other 17 members to be elected to ECOSOC apart from India were Argentina, Austria, Brazil, Burkina Faso, Estonia,
France, Germany, Ghana, Greece, Honduras, Japan, Mauritania, Pakistan, Portugal, Trinidad and Tobago, Uganda and
Zimbabwe.
27. 11 cities across Karnataka renamed -
Now Bangalore will be called Bengaluru, Mangalore (Mangaluru), Mysore (Mysuru), Bellary (Ballari),
Belgaum (Belagavi), Hubli (Hubballi), Tumkur (Tumakuru), Bijapur (Vijayapura), Chikmagalur (Chikkamagaluru),
Gulbarga (Kalaburagi), Hospet (Hosapete) and Shimoga (Shivamogga).
28. SunEdison signed MoU with Rajasthan Government to set up 5000MW solar projects.
29. Sweden became the first European Union (EU) country to officially recognise the State of Palestine.
30. India is home to the second largest proportion of high-earning expatriates in the world after China and ahead of countries
such as Switzerland, Russia and Hong Kong - according to the seventh Expat Explorer survey by HSBC Expat.
1. The United States (US) became the partner country for Vibrant
Gujarat Global Investor Summit 2015.
Note: US will be the eighth country to partner the event. Other
partner countries include UK, Netherlands, Canada, Australia,
Singapore, South Africa and Japan.
2. Go green: Railways to set up 26 MW windmill to be built in
Jaisalmer (Rajasthan) at a cost of Rs 150 crore
3. Prime Minister Narendra Modi announced Rs.745 crore relief for
rebuilding damaged homes and hospitals in flood-ravaged Jammu
and Kashmir. Rs.570 crore for rebuilding of damaged homes and
Rs.175 crore for similarly affected hospitals in the state.
4. Madhya Pradesh will celebrate 2015 as Tourism Year
5. BJP emerged as the largest party in the 2014 Assembly Elections of
Maharashtra by winning 122 seats. The elections were held for
288 seats
6. Bharatiya Janta Party (BJP) won the state assembly elections of
Haryana. BJP by securing 47 seats emerged as the largest party,
with clear majority. The elections were held for total 90 seats
7. Gujarat government set up a Special Purpose Vehicle (SPV) to
promote Vadodara as the state's cultural capital and encourage
tourism in the city.
8. First-ever Offshore Wind Power Project (100 MW capacity) in
India will be set up at - Gujarat coast
9. Cyclonic Storm Hudhud was the strongest tropical cyclone of
2014 hit in Odisha and Andhra Pradesh
10. Cyclone Nilofar bring heavy rainfall in Kutch region
11. West Bengal government constituted task force to probe into Burdwan blast. Task force will be headed the Director
General of Police GM P Reddy
12. Bihar is the fastest growing State while Tamil Nadu is the worst performer, the latest data released by the Central
Statistics Office (CSO) has revealed.
Note: i. Bihar’s Gross State Domestic Product (GSDP) grew 10.73 per cent during 2012-13. The second-best performing
State is Madhya Pradesh, which grew at 9.89 per cent. Delhi is third with a growth rate of 9.33 per cent.
ii. All major industrial States lag behind Bihar. Growing at 7.96 per cent, Gujarat is ranked sixth and Maharashtra ninth
with 6.18 per cent.
13. Rajasthan becomes first state to start olive refinery. The refinery will be set up with a cost of Rs. 3.75 crore in
Lunkaransar area in the district of Bikaner.
14. Delhi Metro has been ranked second among 18 international Metro systems in terms of overall customer satisfaction in
an online customer survey.
Note: London DLR, Delhi Metro and Bangkok respectively were the best three performers in the Net Promoters Score
(NPS) category.
15. India’s first Skill development centre has come up in Udaipur, Rajasthan. The centre has been set up under the
Livelihood Skill Project.
16. Chhattisgarh will set up a ‘Marine Fossil Park’ in Koriya district where fossils of Permian geological period were found.
The marine fossils of sea shells were discovered on rocks on the bank of Hasdeo river near Manendragarh in Koriya
district a couple of years back.
Others Appoinment –
1. Deepak Gupta: appointed new Chairman of UPSC. He replaced Rajni Razdan.
2. Hasmukh Adhia: appointed Director of Central Board of Directors of the RBI.
3. Laxmikant Parsekar new Goa CM
4. Jawed Usmani appointed as State Chief Information Commissioner in UP
5. Mannan Kumar Mishra appointed Chairman of Bar Council of India
6. Hasmukh Adhia appointed Financial Services Secretary. He replaces GS Sandhu
7. Mallikarjun Kharge inducted into the three-member Chief Information Commissioner (CIC) selection committee
Note: The other two members of the committee are Prime Minister Narendra Modi (as head) and Union Finance
and Defence Minister Arun Jaitely.
ii. The Right to Information (RTI) Act, 2005 says that CIC selection can be done by a three-member panel comprising the
Prime Minister, who shall be the Chairperson of the committee, Leader of Opposition in Lok Sabha and a cabinet minister
nominated by the Prime Minister.
8. Anita Kapur appointed new Central Board of Direct Taxes (CBDT) Chairperson. He replace K V Chowdary
9. Tribal leader Ganpat Vasava new Gujarat Speaker
10. Surya Prakash appointed as Chairman of Prasar Bharti Board. He succeeded Mrinal Pande
11. Devendra Fadnavis : New Chief Minister of Maharashtra
12. Manohar Lal Khattar: New Chief Minister of Haryana
Note: Khattar won the Assembly polls from Karnal seat.
13. Arvind Subramanian appointed new Chief Economic Advisor.
14. Rajiv Mehrishi appointed new finance secretary. He replace Arvind Mayaram
15. Atul Kumar Jain: New Chief of staff for Southern Naval Command
16. Narinder Batra elected President of the Hockey India.
17. Murali Lanka: Chief Executive Officer (CEO) of WalMart India
18. Kaushal Srivastava: Chairman of the Central Board of Excise and Custom (CBEC)
19. Syed Muazzem Ali new Bangladesh Envoy to India. He replace Tariq A. Karim
20. Rajiv – appointed acting Central Vigilance Commissioner (CVC). He replace Pradeep Kumar
21. Hemant Contractor – New Chairman of Pension Fund Regulatory Fund and Development Authority (PFRDA).
22. O. Panneerselvam: new chief minister of Tamil Nadu. He replace J. Jayalalithaa
Note: He is 28th Chief Minister of Tamil Nadu.
23. Justice HL Dattu: new Chief Justice of India. He replace CJI RM Lodha
SUMMIT
2. G 20 Summit:
• G20 Leaders Summit (2014) held in Brisbane, Queensland (Australia).
• G-20 meeting (2014) of Finance ministers and central bank governors held in Cairns (Australia).
• G-20 Labour and Employment Ministerial meet held in Melbourne (Australia)
• 15th G-20 Summit 2015 – Turkey
• 16th G-20 Summit 2016 – China
About G-20-
i. The G20 is the premier forum for international economic cooperation and decision-making, with members from 19
countries plus the European Union.
iii. G20 members account for 85 percent of the world economy, 80 percent of global trade and two-thirds of the
world's population.
iv. The G20 represents all geographic regions of the world, but remains small enough to be an effective decision-making
body.
v. The members are: Argentina, Australia, Brazil, Canada, China, European Union, France, Germany, Indonesia, India,
Italy, Japan, Republic of Korea, Mexico, Russia, Saudi Arabia, South Africa, Turkey, United Kingdom and the United
States.
About NATO – (North Atlantic Treaty Organisation) - NATO’s essential purpose is to safeguard the freedom and
security of its members through political and military means.
Chief – Jens Stoltenberg Members – 28 countries members. Headquarter – Brussels, Belgium
5.BRICS summit – 6th BRICS Summit 2014: Fortaleza, Brazil – Theme "Inclusive Growth: Sustainable Solutions”.
Next 7th BRICS Summit to be held in Ufa, Russia
Note: Ufa is the capital city of the Republic of Bashkortostan, Russia, and the industrial, economic, scientific and cultural
centre of the republic.
The New Development Bank (NDB), is operated by the BRICS states (Brazil, Russia, India, China and South Africa) as an
alternative to the existing World Bank and International Monetary Fund.
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The New Development Bank headquarter will be in Shanghai, China.
The Bank will have a rotating chair and its first President will come from India for the first six years.
6. IBSA Summit: India will host the next summit of IBSA (India, Brazil,
South Africa) in New Delhi in 2015.
7.G 8 Summit:
• G-8 Countries: Canada, France, Germany, Italy, Japan, Russia,
Britain and the US
• 40th G-7 summit 2014 held at Brussels.
Note: It was the first time that the EU hosted a G7 summit. The
summit is jointly represented by the European Council President
Herman van Rompuy and the European Commission President.
8. BIMSTEC Summit
• 3rd BIMSTEC summit 2014: Nay Pyi Taw (Myanmar)
• 4th BIMSTEC summit will be held in Nepal.
Note: BIMSTEC (Bay of Bangal Initiative for Multisectoral Technical and
Economic Cooperation)
BIMSTEC includes 7 countries: Bangladesh, India, Myanmar, Sri Lanka,
Thailand, Bhutan and Nepal and aims to create cooperation in multiple
sectors including trade, investment and energy.
OTHERS SUMMIT
1. International Buddhist Conference 2014 held in Nepal
2. 9th East Asia Summit held in Nay Pyi Taw, Myanmar
3. 45th International Film Festival of India begins in Goa.
4. The International Renewable Energy Agency, IRENA hold its eighth
Council meeting in Abu Dhabi.
5. The World Economic Forum summit held in New Delhi
6. India-Arab League officials meeting held in New Delhi
9. Sixth World Ayurveda Congress held in New Delhi.
Note: Theme of the sixth WAC was "Health Challenges and Ayurveda
10. The 10th edition of World Islamic Economic Forum, WIEF held in Dubai.
11. G-4 foreign minister meeting held in New York to discuss Security Council reform
Note: G -4 countries include- India, Brazil, Germany and Japan
12. UN Climate Change Summit 2014 held in New York
13. 13th edition of the Pravasi Bharatiya Divas (PBD) will be held for the first time in Gandhinagar, Gujarat.
Points To Remember:
XI Jinping’s India visit - Chinese president XI Jinping’s paid a three day visit to India was accompanied by his wife Peng
Liyuan. It was third visit by any Chinese president to India. President Hu Jinato visited India in 20016 and Jiang Zemin in
1996.
India signs pact with China to better trade ties of $20bn: India signed a 5-year trade and economic cooperation
agreement with China with a view to improve the trade balance.
Note: i. The 'Five year Trade and Economic Development Plan' was signed by Commerce Minister Nirmala Sitharama
and her Chinese counterpart Gao Hucheng
Important Points –
1. India, China sign 3 MoUs including setting up Industrial Park in Gujarat
The agreements include
i. Sister city pact between Guangzhou in China and Ahmedabad
ii. Setting up of an industrial park in Vadodara district (Gujarat)
iii. The third is between the governments of Gujarat and a Chinese
province.
2. New road to Kailash Mansarovar via Nathu La
3. Mumbai and Shanghai will be twin cities.
4. China will set up two industrial parks in India, one each in Gujarat and Maharashtra.
PM Modi Japan Visit – This was PM first visit to any country outside South Asia after becoming the Prime Minister of
India. His earlier visits were to Bhutan & Nepal.
Important Points –
1. Japan promise to give USD 35 to India thorugh public & private funding over the next five years for developmental
projects, including building of smart cities and next generation infrastructure as also cleaning of the Ganges.
Note: The USD 35 billion funding, at an average of USD 7 billion per year, would be the highest from any country.
2. Both sides signed 5 pacts covering – defence exchanges, cooperation in clean energy, roads & hishways, healthcare
and women.
3. India, Japan sign MoU to develop Varanasi into ‘smart city’: by using the experience of Kyoto, the ’smart city’ of Japan,
under a pact signed b/w India & Japan.
Note: Kyoto, which is a heritage city with Buddhist culture, provides special symbolism to the visit as the Prime Minister
has the vision of “rejuvenating” Indian cities.
4. Japan to work with India in finding sickle cell anemia remedy. Modi met Shinya Yamanaka, Japan's stem cell pioneer
and 2012 Nobel Prize winner for medicine, at Kyoto University and discussed treatment of the disease.
1. India extends $80-mn line of credit to Fiji: India announced a $75-million line of credit for Fiji for a co-generation
power plant and upgrading the sugar industry and also a $5-million fund to develop its villages even as the two
countries agreed to expand their defence and security cooperation.
Note : PM of Fiji - Frank Bainimarama, Capital of Fiji – Suva, Currency - Dollar
2. China and Australia signed a memorandum of understanding (MoU) on bilateral Antarctic cooperation.
1. Narendra Modi has adopted Jayapur village from his constituency Varanasi in Uttar Pradesh
2. Union Home Minister and Lucknow MP Rajnath Singh has adopted Beti village in the Lucknow District
3. Sonia Gandhi adopted Udwa village in her constituency Rae Bareli in Uttar Pradesh.
4. Rahul Gandhi adopted Deeh village in his constituency Amethi in Uttar Pradesh
5. Sachin Tendulkar adopts Andhra village of Puttamrajuvari Kandrika
6. Union Minister V K Singh adopted Mirpur Hindu in Ghaziabad, Uttar Pradesh
7. Assam's first time Congress MP and Chief Minister Tarun Gogoi's son, Gaurav Gogoi adopts Gondhokoroi village in Golaghat
8. BJP MP from Pauri BC Khanduri adopts Devli Bhanigram village in Uttarakhand
9. Hema Malini adopts Raval village in Uttar Pradesh
10. Arunachal MP Ninong Ering adopts Takilalung village in East Siang district
11. BJP MP from Haridwar Ramesh Pokhariyal Nishank to develop Govardhanpur under MP Model village scheme
12. Chiranjeevi adopts a village named Perupalam in West Godavari district
13. LS Speaker Sumitra Mahajan adopts Patlod in Indore District in Madhya Pradesh
14. Kirron Kher, member of Parliament (MP), Chandigarh, has adopted Sarangpur village in Chandigarh
1. Deendayal Upadhyaya Gram Jyoti Yojana: Government approved Rs 43,033-crore rural electrification scheme
Deendayal Upadhyaya Gram Jyoti Yojana.
Note: The scheme will replace the existing Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY).
ii. The scheme is likely to work towards improvement in hours of power supply in rural areas, reduction in peak load,
improvement in billed energy based on metered consumption and providing access to electricity to rural households.
2. Union Government launched the nationwide Bal Swachhta Mission:
About Bal Swachhta Mission
i. The Bal Swachhta Mission is a part of the nationwide sanitation initiative of Swachh Bharat Mission that was launched by
the Prime Minister on 2 October 2014.
The nationwide Bal Swachhta Mission will have the following six themes:
1. Clean Anganwadis 2. Clean Surroundings like Playgrounds
3. Clean Self (Personal Hygiene/Child Health) 4. Clean Food
5. Clean Drinking Water 6. Clean Toilets
3. PM launches Jeevan Pramaan - Digital Life Certificate for Pensioners an "Aadhar-based Digital Life Certificate" for
pensioners,
4. PM launches Pt Deendayal Upadhyay Shramev Jayate programme to ensure labour reforms and also to ensure
transparency in the labour sector.
Under the scheme, the following new initiatives are provided:
• Labours will be provided Unique Labour Identification number, Local Interconnect Network, to facilitate their online
registration.
• Unified Labour Portal (Shram Suvidha) and a Transparent & Accountable Labour Inspection Scheme to facilitate ease of
compliance http://efilelaboutreturn.gov.in to facilitate ease of compliance especially for four Central Government
Organizations i.e. ESIC, EPFO, DGMS and CLC.
• Demand Responsive Vocational Training
• Apprentice Protsahan Yojana
• Portability through Universal Account Number for Employees’ Provident Fund Account Holders
• Implementation of Revamped Rashtriya Swasthya Bima Yojana (RSBY) for the workers in the unorganized sector
Note: Launching another initiative called Labour Inspection Scheme to abolish inspector raj, the Prime Minister said, a
computerized list of inspections will be generated randomly for labour inspectors. It will be mandatory for them to upload
inspection reports within 72 hours.
5. Prime Minister launches Saansad Adarsh Gram Yojana an ambitious village development project under which each MP
will take the responsibility of developing physical and institutional infrastructure in three villages by 2019.
Others Awards
7. Indira Gandhi prize for peace, disarmament for 2014: Indian space agency ISRO conferred the Indira Gandhi Prize for
Peace, Disarmament and Development for 2014 in recognition of its contribution in strengthening international
cooperation in peaceful use of outer space.
8. Polly Umrigar Award 2013-14: Pacer Bhuvneshwar Kumar is selected for Polly Umrigar Award for the 2013-14
season.
9. C.K. Nayudu Lifetime Achievement Award2014 - Former India captain Dilip Vengsarkar conferred with the C.K.
Nayudu Lifetime Achievement Award.
10. Pope Francis conferred sainthood on two Indians -Father Kuriakose Elias Chavara and Sister Euphrasia. Pope Francis
pronounced them as saint at a special mass St Peter's Square at Vatican. Father Kuriakose Elias Chavara is popularly
known as Chavara Achen and Sister Euphrasia is popularly known as Evuprasiamma both were from Kerala.
11. Deutsche Bank won ‘Channel Islands Custodian of the Year 2014’ .
12. Hanumappa Sudarshan of Karuna Trust won 10th India Social Entrepreneur of the Year 2014 Award
13. Rubber Board wins Indira Gandhi Rajbhasha Award: The Department of Official Language under Ministry of Home
Affairs has selected Rubber Board for the Indira Gandhi Rajbhasha Award (First Prize) for excellence in the
implementation of the official language policy for the year 2013-14.
14. Indian-American Neha Gupta won International Children’s Peace Prize 2014
Note: Neha, an 18-year-old Indian American from Philadelphia was awarded for her work to help orphans in India and
other vulnerable children. Neha became the first ever American to be awarded with the prize.
35. Hindi film 'Liar's Dice has been selected as India's official entry to the best foreign film category at the Oscar 2015
awards. Note: Director - Geethu Mohandas
36. Noted writer and filmmaker MT Vasudevan Nair was selected for the
JC Daniel Award for lifetime achievement for the year 2013. Note: The
award given by the Kerala govt. recognizes the overall contribution of
Nair to the Malayalam film industry.
37. Former U.S. spy agency contractor Edward Snowden and Alan
Rusbridger, editor of The Guardian on won Right Livelihood Award.
Note: The Right Livelihood Award is also known as Alternative Nobel
prize of Sweden.
38. Leading NRI businessmen G P Hinduja and S P Hinduja have been
honoured with a Lifetime Achievement Award in Business at a
ceremony in the House of Lords.
39. Kolkata-born British author Neel Mukherjee’s latest novel The Lives
of Others has been shortlisted for the prestigious Booker Prize 2014.
40. Indian scientist Kamal Bawa has won the 2014 Midori Prize in
Biodiversity for his research, including in climate change in the
Himalayas.
Note: Kamal Bawa, is the founder president of the Ashoka Trust for
Research in Ecology and the Environment (ATREE) in Bangalore.
ii. The Midori Prize is regarded a major element "at the service of the
objectives of the United Nations Decade on Biodiversity 2011-2020".
41. Indian tennis star Rohan Bopanna to receive Davis Cup Commitment
Award
42. Indira Gandhi Rajbhasa award: Rashtriya Ispat Nigam Limited
(RINL) CMD Madhusudan honoured with the prestigious Indira Gandhi
Rajbhasha Shield for the Best Hindi Implementation in the organisation.
43. Indian movie Court won best debut award at Venice Film Festival
Note: Court, an Indian movie written and directed by Indian writer Chaitanya Tamhane, won the Lion of the Future –
Luigi De Laurentiis award for a Debut Feature at the 71st Venice Film Festival
Note: Court was also was awarded with the Orizzonti award for best film.
44. China awarded China Book Award to JNU professor Priyadarsi Mukherji
Note: Priyadarsi Mukherji was honoured in recognition of his long-term contribution to the translation and publication of
Chinese works.
45. Vinod Mehta eminent journalist and Editorial Chairman of Outlook group, was selected for G K Reddy Memorial Award
2014.
46. Indian Telugu Actor, Akkineni Nageswara Rao became the first Indian actor to be honoured with a postage stamp by the
US Post Service
47. Maryam Mirzakhani: Iran's first woman to win prestigious math prize known as the Field Medal, the International
Congress of Mathematicians. Maryam Mirzakhani, a Harvard educated mathematician and professor at Stanford University
in California
48. Guru Hanuman Akhara, a Delhi-based wrestling academy was chosen for the 2014 Rashtritya Khel Protsahan Puraskar
(RKPP) . Note: The Akhara was chosen in the category of establishment and management of sports academies of
excellence.
49. Rajiv Gandhi National Sadbhavana Award: Muzaffar Ali, a noted filmmaker of India was selected for Rajiv Gandhi
National Sadbhavana Award. His name was selected for his outstanding contribution towards the promotion of Communal
harmony, peace and goodwill.
50. Ramon Magsaysay Award 2014
Person in News
1. 'Playing it My Way': Author - Sachin Tendulkar & 4. “The Narrow Road to the Deep North” authored by
Boria Majumdar Richard Flanagan
Note: Playing It My Way is the autobiography of 5. “Untold Story of Indian Public Sector” - authored by
former Indian cricketer Sachin Tendulkar. Dr UD Choubey,
2. Book “Truth Always Prevails” written by Sadruddin 6. “Final Test: Exit Sachin Tendulkar” authored by Dilip
Hashwani D’Souza
3. “Hlaf Girlfriend” - written by Chetan Bhagat 7. “A Man and a Motorcycle, How Hamid Karzai Came
to Power”: written by Bette Dam
OBITUARY
1. Murli Deora - Former Union Minister, senior Congress 3. Veteran Tamil film director Rudraiya Chockalingam
leader passed away. passed away
2. Kottarapattu Chattu Kuttan: Indian-origin hotel 4. Ravi Chopra, director of famous TV show Mahabharata,
doorman died in Colombo. passed away.
Note: He was Sri Lanka's oldest hotel doorman, who 5. Mohan Nag: Senior Indian National Congress leader of
served world leaders like Lord Mountbatten, Princess Odisha passed away
Elizabeth, Emperor Hirohito, Mahatma Gandhi, 6. Qimat Rai Gupta: Havells India Limited chairman
Jawaharlal Nehru, Indira Gandhi and Richard Nixon at passed away
the Galle Face Hotel in Colombo for 72 years. 7. Warren Anderson, wanted in Bhopal gas tragedy, dies
8. Sadashiv Amrapurkar: Veteran Bollywood actor died
Sports News
ASIAN GAMES 2014 – Incheon (South Korea): The 2014 Asian Games, officially known as the XVII (17th edition) of Asiad
Games.
Mascot of the Asian Games 2014 is the Harbour Seal Siblings - Barame, Chumuro and Vichuon means wind,
dance and light in Korean language.
Important Points:
1. Saurav Ghosal became the first Indian to enter the Asian Games final in Squash
2. Dipika Pallikal won bronze medal the first by an Indian woman squash player
3. Khushbir Kaur (21-year-old) became the first Indian woman to win a medal in race walking in the Asian Games
4. Indian boxer L Sarita Devi stunned officials and spectators by refusing to accept the bronze medal, match held b/w
South Korea's Jina Park
5. M C Mary Kom became the first Indian woman boxer to clinch a gold medal at the Asian Games
IPTL - International Premiere Tennis League – is a tennis championship league that is set to launch in November
2014, and will be held across four cities: Manila, Dubai, Delhi and Singapore. The tournament was the idea of Mahesh
Bhupathi and is styled on the Indian Premier League. Number of Teams: 4 team from 4 countries
Teams are – 1. Manila Mavericks 2. UAE Royals 3. Indian Aces 4. Singapore Slammers
Note: Rafael Nadal withdrew from the league due to health problems. He is replaced by Roger Federer in the Indian team
Chess -
Tennis:
Davis Cup 2014 - Switzerland defeated France to win 1st-ever Davis Cup
of Tennis
Note: Switzerland is the fourteenth nation to win the Davis Cup.
US Open 2014:
1. Men’s Single - Croatia's Marin Cilic defeated Kei Nishikori of Japan in straight sets to clinch the title
Note: World No.14 Cilic claimed his first Grand Slam title with the win in his first appearance in a Grand Slam final.
2.Women’s Single - Serena Williams defeated Caroline Wozniazki of Denmark to won 3rd consecutive US Open Title
Note: With this win Williams joined the Tennis greats Chris Evert and Martina Navratilova on 18 Grand Slam titles.
3. Men's doubles title - Mike and Bob Bryan won fifth U.S. Tennis Open men's doubles title
4. Mixed Doubles - Sania Mirza - Bruno Soares win mixed doubles title by defeated American-Mexican team of Abigail
Spears and Santiago Gonzalez
Wimbledon 2014:
1. Men’s Title: Novak Djokovic defeated Roger Federer to win his second Men's Wimbledon title and seventh career
Grand Slam.
2. Women’s Title: Petro Kvitova defeated Eugenie Bouchard to win Wimbledon title
T20:
1. Bangladesh -2014. – Sri Lanka defeat India to win the maiden title.
2. India -2016.
3. Australia - 2020.
Test:
1. England– 2017 (for first time).
2. India - 2021.
Cricket World Cup 2015 Ambassadors: Virat Kohli, Mitchell Johnson, Shane Watson, Brendon McCullum and Kumar
Sangakkara have been appointed ambassadors for 2015 World Cup.
1. Polly Umrigar Award 2013-14: Pacer Bhuvneshwar Kumar is selected for Polly Umrigar Award for the 2013-14 season.
2. Former India captain Dilip Vengsarkar will receive the C.K. Nayudu Lifetime Achievement Award for 2014.
3. Lewis Hamilton has won the Abu Dhabi Grand Prix as well as the Formula 1 racing championship title of the year
4. World Tour Golf Championship held in Dubai.
5. China open singles titles: Ace shuttlers Saina Nehwal defeated Akane Yamaguchi of Japan to win the title
6. China open singles titles: K Srikanth defeated Lin Dan of China to win the title
7. India cricket team won the 5-match ODI series against Sri Lanka by 5-0
8. Johnson named ICC Cricketer of the Year: Australian fast bowler Mitchell Johnson declared ICC Cricketer of the Year as
well as the ICC Test cricketer of the Year award.
9. Rohit Sharma creates history, slams record 264 runs to become highest ODI scorer against Sri Lanka.
Note: i. Rohit Sharma become the first man ever to smash two double centuries in ODIs.
ii. His first (209) came against Australia in Bangalore on November 3, 2013
10. World Chess Championship 2014 held in Russia.
Note: The championship is being held under the auspices of the World Chess Federation (FIDE).
11. Indian cricketer Virat Kohli became the quickest cricketer to reach 6,000 runs in ODIs, bettering legendary West Indian
Vivian Richards’ record during his 53-run knock in India’s third ODI against Sri Lanka.
India's Mars mission successful on 1st attempt: India's first Mars orbiter successfully began a 400 million-km long journey
to Mars, making it the first Asian country and the fourth in the world to undertake a mission to the red planet.
Important Points.
Dr. K. Radhakrishnan – ISRO Chairman
Mylswamy Annadurai is the Director of Mar’s Mission.
India's MOM is the cheapest inter-planetary mission, costing of Rs 450 Crore ($671 million) entered the Martian orbit on
24 September 2014.
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The Mars Orbiter Mission (MOM), also called Mangalyaan, is India’s first interplanetary mission to the planet Mars.
India becomes the first country in the world to insert a spacecraft into the Martian orbit in its very first attempt.
Mars Orbiter Spacecraft, India's first interplanetary probe, was launched by PSLV-C25 on November 5, 2013 from Satish
Dhawan Space Centre, Sriharikota.
Indian Space Research Organisation (ISRO) becomes the fourth space agency to reach Mars after Roscosmos (Russia),
NASA (USA) and ESA (European).
The first Chinese mission to Mars, called Yinghuo-1, failed in 2011.
The project was approved by the government of India on 3 August 2012 and costs Rs. 450 crores.
MOM is the cheapest and lowest-cost inter-planetary mission ever to be undertaken in the world. It cost us all a mere Rs 4
per person
The mission successfully completed its 100 days in space on February 12, 2014.
The satellite has carried a compact science experiment instruments, totaling a mass of 15kg to study the Martian surface,
atmosphere and mineralogy.
1. India's first aircraft carrier INS Vikrant, now decommissioned but which saw action during the 1971 Indo-Pakistan war,
is finally being broken up.
2. India, China joint military exercise “Hand-in-Hand” held in Pune
3. Indo-Israel joint project LR-SAM tested successfully in Israel. Long Range Surface-to-Air Missile LR-SAM is a joint project
of Israeli Aerospace Industry, Indian Navy and DRDO.
4. India-Sri Lanka started joint military exercise, Mithra Shakti
5. Pak test-fires nuclear capable ballistic missile intermediate-range missile Shaheen—II, also called Hatf VI.
6. India's indigenously developed nuclear capable sub-sonic cruise missile 'Nirbhay', which can strike targets more than 700
kms away, test-fired from a test range at Chandipur near in Balasore (Odisha).
7. Indian Space Research Organization (ISRO) on 16 October 2014 successfully launched third navigation satellite Indian
Regional Navigation Satellite System (IRNSS) 1C.
Note: i. IRNSS 1C is the third member of the seven satellite constellation of the IRNSS. The first two satellites in the series
were IRNSS 1A and IRNSS 1B.
ii. The fourth navigational satellite of the IRNSS segment will be launched in December 2014 and the project will be fully
operational in 2015.
8. NTPC Vidyut Vyapar Nigam Limited and Solar Energy Corporation of India Limited are set to enter into separate
agreements with Andhra Pradesh for setting up of large solar power generation parks of about 1000 MW each.
9. NTPC enter into an agreement with the Andhra Pradesh State for its long pending 4000 MW thermal power project
proposed at Pudimadaka, located close to Visakhapatnam district in Andhra Pradesh.
10. Rays Power Experts announced to set up 50 mw Solar Power Generation Park in Andhra Pradesh.
Note: Rays Power Experts is a third largest company in solar power executed in India.
11. India successfully test-fires nuclear-capable surface-to-surface Agni-I missile. The ballistic missile has a striking range of
700 to 1250 km
12. Iran unveiled a new surface-to-air Talash-3 (Effort-3, in Persian) missile and two radar systems Arash-2 and Kayhan
13. Avia Indra-2014 exercie: Indo-Russia maiden aerial exercise held in Caspian Sea in Russia.
14. Indo-US joint military Yudh Abhyas exercise underway in Uttarakhand
Tehri Dam: on Bhagirathi River, Uttarakhand Cheruthoni (Eb) Dam: on Cheruthoni, Kerala
Lakhwar Dam on Yamuna river, Uttrakhand Hirakud Dam: on Mahanadi River, Orissa
Iduuki Arch Dam – on Periyar river, Kerala Nagarjuna sagar Dam: on Krishna River, Andhra Pradesh
Koyna Dam – on Koyana river, Maharshtra Indira SagarDam: on Narmada River, Madhya Pradesh
Bhakra nangal Dam: on Sutlej River, Punjab and Himachal Ukai Dam: on Tapi river, Gujarat
Pradesh. Maithon Dam: on Barakar river, Jharkhand
Sardar Sarovar Dam: on Narmada River, Gujarat Krishnarajsagar Dam: on kaveri river, Karnataka
Srisailam dam: on Narmada River, Andhra Pradesh Mettur Dam: on Kaveri River, Salem district in Tamil
Ranjit Sagar Dam: on Rav river, Punjab Nadu
Baglihar Dam: on Chenab river , J& K TungaBhadra Dam – on Tungabhadra rive, Karnataka
Kaziranga Wildlife Sanctuary - Assam Ranthambore National Park & Wildlife Sanctuary -
Manas Wildlife Sanctuary - Assam Rajasthan
Gir National Park & Wildlife Sanctuary- Gujarat Bharatpur Bird Sanctuary - Rajasthan
Sundarbans National Park - West Bengal Tal Chappar Wildlife Sanctuary - Rajasthan
Periyar National Park and Wildlife Sanctuary – Kerala Sariska Wildlife Sanctuary - Rajasthan
Kanha National Park - Madhya Pradesh Chilka Lake Bird Sanctuary – Odissa
Bandhavgarh National Park - Madhya Pradesh Nandankanan Zoo – Odissa
Corbett National Park - Uttrakhand
1. Durand Line: Pakistan and Afghanistan 8. Mannerheim Line :Russia and Finland border.
2. Mc. Mohan Line: India(Arunachal Pradesh Region) and 9. Siegfried Line : Germany and France.
China 10. 17th Parallel: North Vietnam and South Vietnam
3. Radcliff Line: India and Pakistan 11. 24th Parallel : India and Pakistan.
4. Line of Control :It divides Kashmir between India and 12. 26th Parallel : Australia & South Africa
Pakistan. 13. 38th Parallel: North Korea and South Korea
5. Hidden berg Line: Germany and Poland 14. 49th Parallel: Canada and USA
6. Maginot Line: France and Germany
7. Older Neisse Line: Germany and Poland
1. BSE ( Bombay Stock Exchange) - SENSEX ( Sensitive 3. NYSE ( Newyork Stock Exchange) - DJ ( Dow Jones)
Index) - NYSE world's first and largest stock market
- BSE is oldest stock exchange in Asia located at Dalai 4. NASDAQ ( National association of securities dealers
Street in Mumbai Automated Quotation System)- NASD-100
- Sensex Consists of 30 companies - NASDAQ is the first electronic stock market in the
2. NSE (National Stock Exchange) - Nifty-50 world located in New York.
-NSE is the largest stock exchange in India 5. Tokyo Stock Exhange ( Japan) - Nikkei-225
-Nifty consists of 50 companies 6. Korea Stock Exchange( Seoul, South korea) – Kospi
A
Afghanistan - Kabul Bahamas - Nassau Burkina Faso - Ouagadougou
Albania - Tirana Bahrain - Al-Manamah Burundi – Bujumbura
Algeria - Algiers Bangladesh - Dhaka
Andorra - Andorra la Vella Barbados - Bridgetown C
Angola - Luanda Belarus - Minsk Cambodia - Phnom Penh
Antigua & Barbuda - Saint John's Belgium - Brussels Cameroon - Yaounde
Argentina - Buenos Aires Belize - Belmopan Canada - Ottawa
Armenia - Yerevan Bhutan - Thimphu Cape Verde - Praia
Australia - Canberra Bosnia & Herzegovina - Sarajevo Central African Republic -Bangui
Austria - Vienna Botswana - Gaborone Chad - N'Djamena
Azerbaijan - Baku Brazil - Brasilia Chile - Santiago
Brunei - Bandar Seri Begawan China - Beijing
B Bulgaria - Sofia Colombia - Bogota
www.bankersadda.com | www.careerpower.in | www.careeradda.co.in 54
Comoros - Moroni Nicaragua - Managua
Congo - Brazzaville J Niger - Niamey
Congo Democratic Republic of Jamaica - Kingston Nigeria - Abuja
the - Kinshasa Japan - Tokyo Norway - Oslo
Costa Rica - San Jose Jordan - Amman
Cote d'Ivoire - Abidjan O
Croatia - Zagreb K Oman - Muscat
Cuba - Havana Kazakhstan - Astana
Cyprus - Nicosia Kenya - Nairobi P
Czech Republic - Prague Kiribati - Tarawa Atoll Pakistan - Islamabad
Korea North - Pyongyang Palau - Melekeok
D Korea South - Seoul Palestinian State*
Denmark - Copenhagen Kosovo - Pristina Panama - Panama City
Djibouti - Djibouti City Kuwait - Kuwait City Papua New Guinea - Port
Dominica - Roseau Kyrgyzstan - Bishkek Moresby
Dominican Republic - Santo Paraguay - Asuncion
Domingo L Peru - Lima
Laos - Vientiane Philippines - Manila
E Latvia - Riga Poland - Warsaw
East Timor - Dili Lebanon - Beirut Portugal - Lisbon
Ecuador - Quito Lesotho - Maseru Q
Egypt - Cairo Liberia - Monrovia Qatar - Doha
El Salvador - San Salvador Libya - Tripoli
Equatorial Guinea - Malabo Liechtenstein - Vaduz R
Eritrea - Asmara Lithuania - Vilnius Romania - Bucharest
Estonia - Tallinn Luxembourg - Luxembourg Russia - Moscow
Ethiopia - Addis Ababa Rwanda - Kigali
M
F Macedonia - Skopje S
Fiji - Suva Madagascar - Antananarivo Saint Lucia - Castries
Finland - Helsinki Malawi - Lilongwe Saudi Arabia - Riyadh
France - Paris Malaysia - Kuala Lumpur Senegal - Dakar
Maldives - Male Serbia - Belgrade
G Mali - Bamako Seychelles - Victoria
Gabon - Libreville Malta - Valletta Sierra Leone - Freetown
Gambia - Banjul Marshall Islands - Majuro Singapore - Singapore
Georgia - Tbilisi Mauritania - Nouakchott Slovakia - Bratislava
Germany - Berlin Mauritius - Port Louis Slovenia - Ljubljana
Ghana - Accra Mexico - Mexico City Solomon Islands - Honiara
Greece - Athens Micronesia - Palikir Somalia - Mogadishu
Grenada - Saint George's Moldova - Chisinau South Africa –Cape Town
Guatemala - Guatemala City Monaco - Monaco South Sudan - Juba
Guinea - Conakry Mongolia - Ulaanbaatar Spain - Madrid
Guyana - Georgetown Montenegro - Podgorica Sri Lanka - Colombo; Sri
Morocco - Rabat Jayewardenepura Kotte
H Mozambique - Maputo (legislative)
Haiti - Port-au-Prince Myanmar (Burma) - Rangoon Sudan - Khartoum
Honduras - Tegucigalpa (Yangon); Nay Pyi Taw Sweden - Stockholm
Hungary - Budapest (administrative) Switzerland - Bern
Syria - Damascus
I
Iceland - Reykjavik N T
India - New Delhi Namibia - Windhoek Taiwan - Taipei
Indonesia - Jakarta Nauru - no official capital; Tajikistan – Dushanbe Tanzania
Iran - Tehran government offices in Yaren - Dar es Salaam
Iraq - Baghdad District Thailand - Bangkok
Ireland - Dublin Nepal - Kathmandu Trinidad and Tobago - Port-of-
Israel - Jerusalem Netherlands - Amsterdam Spain
Italy - Rome New Zealand - Wellington Tunisia - Tunis
www.bankersadda.com | www.careerpower.in | www.careeradda.co.in 55
Turkey - Ankara Uruguay - Montevideo
Turkmenistan - Ashgabat Uzbekistan - Tashkent Y
Yemen - Sanaa
U
Uganda - Kampala Z
Ukraine - Kyiv V Zambia - Lusaka
United Arab Emirates - Abu Vanuatu - Port-Vila Zimbabwe – Harare
Dhabi Vatican City (Holy See) - Vatican
United Kingdom - London City
United States of America - Venezuela - Caracas
Washington D.C. Vietnam - Hanoi
Important Currencies
Some General Awareness & Computer Questions of IBPS PO IV & SBI Associate Exam 2014
1. Book 'Road to the deep north' that won Men's Booker 11. SEBI is which kind of body? - Market regulating Body
award is written by - Richard Flanagan 12. Who is the current Secretary-General of the United
2. Why West Indies board cancelled series with india? - Nations? - Ban Ki-moon
Salary disputes between Players and WICB 13. Who is the current CM of Haryana? - Manohar Lal
3. What is the full form of LAN? - Local Area Network Khattar
4. Who is the current Vice president of the USA? - Joe Biden 14. Who is the Current chief economic officer? - Arvind
5. What is the full form of BIOS?- Basic Input Output Subramanian
System 15. The first page of website is called as? - Home Page
6. What are the Stages in Product Life Cycle? - 16. What the name of the apex bank of USA? - Federal
Introduction,Growth,Maturity and Decline Reserve Bank
7. Ctrl+s used for? - To save the document 17. What is the full form of USB? - Universal Serial Bus
8. Shit+delete used for ? To Permanently delete a file 18. What is the full form of MTSS ?-Money Transfer Service
9. What does letter A dnote in NPA? – Assets scheme
10. What is the full form of ASCII? - American Standard 19. Who is the Minister of Tribal Affairs? - Jual Oram
Codes for Information Interchange
www.bankersadda.com | www.careerpower.in | www.careeradda.co.in 58
20. What is the minimum paid up capital for Small Banks? - 52. Who is appointed as the economic affairs secretary? -
100 crore Rajiv Mehrishi
21. Router is use for which purpose? - Data transmission 53. To reach at the end of the line in word we use which key ?
between the computers – End
22. Network speed is measure in? - bits per second 54. There are how many digits in MICR ? – 9
23. What is the shortcut key to insert new document? - ctrl + 55. What is the full form of
n MAN ? - Metropolitan
24. What is the full form of HTML? - Hyper Text Markup Area Network
Language 56. Saina Nehwal is related
25. What does T stands for in CTSS? – Time to which sport ?
26. Which of the following provide facility to use the public Badminton
network to transmit secret data? - Virtual Private 57. Raghuram Rajan won
network award by ? -
27. What is the shortcut to select all texts of a document? - Euromoney award
ctrl + a 58. Command to undo
28. Where is the HQ of allahabad bank? – Kolkata recent action - ctrl + z
29. Which is the Regulatory body for RRB? – NABARD 59. Who is the Author of
30. Who is the author of God of small thing ? Arundhati Roy the book 'Oath of
31. NPS stands for? National pension scheme Vayuputhras' ?
32. RBI policy related to money laundering? Know Your Ameesh Tripathi
Customer 60. Speed of
33. NBFC deals in? - providing banking services microprocessor is
34. What is the full form of PDF? Portable Document Format measured in ? – Ghz
35. Who won the Nobel piece awrd 2014? Kailash Satyarthi 61. What is recession? - A period of temporary economic
and Malala Yousufzai decline,generally identified by a fall in GDP in two
36. Who belongs to tennis? options were - djokovic, federer, successive quarters.
messi 62. What is the Accidental Cover Amount in Pradhan Mantri
37. When is world rabies day? 28th setember Jan Dhan Yojana ? - 1,00,000 INR
38. Interest on savings account is calculated on which basis? 63. Excel workbook is a collection of ? – Spreadsheets
daily basis 64. Which airline was in news recntly for purchase of 250
39. In which of the following places there is no nuclear plant? airbuses ? - Indigo Airlines
– Kenya 65. Financial benchmark panel was headed by ? - Vijya
40. Mutual funds regulated by ? - Securities and Exchange Bhaskar
Board of India 66. Which rate Rbi decides under Monetary policy ? - Repo
41. What is ping in computer networking utility? - Packet rate
InterNet Groper 67. 2nd generation computer were based on ? – Transistor
42. Minimun amount in PPF- Rs 500 68. What is the full form of PPTP ? - Point-to-Point-
43. Using two different brand names for a propose of single Tunneling Protocol
product is called? Co-branding 69. What is the full form of PIO ? -PERSON OF INDIAN
44. What is the function of Ctrl + s in MS Word = to save file ORIGIN
or document 70. The border between India and China is called as -
45. What is the full form of ifsc ? -Indian Financial System Macmohan Line
code 71. Who is the founder of Wipro - Ajim Premji
46. What is the purpose of cltrl+delete ? - to delete whole 72. Narendra Modi addressed which session of UN general
line to the right of the cursor assembly ? - 69th
47. Commercial paper can be issued for a maximum period of 73. How many Golds medal India won in Asian Games 2014 ?
? - 365 days - 11
48. Raghu rajan got best gov central bank from ehich 74. Hum Hain Na is the tagline of which bank ? -ICICI bank
organisation ? - euromoney magazine 75. How many country participated in fifa world cup 2014 ? -
49. The Mutual funds in India follow accounting standards 32
laid by ? -SEBI 76. Peso is the currency of which country(among the given
50. Sbi launched minor a/c for childern above 10 years options) ? - Argentina.
named as ? - Pehli Udaan 77. What is the currency of Germany ? - Euro
51. Who is the winner of men booker award 2014 ? - Richard 78. What is the full form of RIDF-Rural Infrastructure
Flanagan Development Fund
GOOD LUCK & ALL THE BEST FOR IBPS CLERK _ IV EXAM