Scribd Logo
Upload

Welcome to Scribd!

  • Sources For IRB: Journal of Applied Social Psychology 36

    Uploaded by

    Mozely Ganozely
    5 views1 page
    This document provides sources for an Institutional Review Board (IRB) application. It summarizes two sources that examine the relationship between financial behaviors and health-related behaviors in college students. The first source found that lack of financial knowledge, age, number of credit cards, delay of gratification, and credit card attitudes were related to increased credit card debt in college students. The second source found that students with high-risk credit behaviors were more likely to engage in risky health behaviors like driving under the influence and using amphetamines. Both sources highlight the need for financial literacy education for college students.

    Original Description:

    sources

    Original Title

    sources

    Copyright

    © © All Rights Reserved

    Available Formats

    DOCX, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Report this Document
    This document provides sources for an Institutional Review Board (IRB) application. It summarizes two sources that examine the relationship between financial behaviors and health-related behaviors in college students. The first source found that lack of financial knowledge, age, number of credit cards, delay of gratification, and credit card attitudes were related to increased credit card debt in college students. The second source found that students with high-risk credit behaviors were more likely to engage in risky health behaviors like driving under the influence and using amphetamines. Both sources highlight the need for financial literacy education for college students.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    5 views1 page

    Sources For IRB: Journal of Applied Social Psychology 36

    Uploaded by

    Mozely Ganozely
    This document provides sources for an Institutional Review Board (IRB) application. It summarizes two sources that examine the relationship between financial behaviors and health-related behaviors in college students. The first source found that lack of financial knowledge, age, number of credit cards, delay of gratification, and credit card attitudes were related to increased credit card debt in college students. The second source found that students with high-risk credit behaviors were more likely to engage in risky health behaviors like driving under the influence and using amphetamines. Both sources highlight the need for financial literacy education for college students.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 1

    Sources for IRB

    Norvilitis, J. M., Merwin, M. M., Osberg, T. M., Roehling, P. V., Young, P., & Kamas, M.
    M. (2006). Personality Factors, Money Attitudes, Financial Knowledge, and Credit-Card
    Debt in College Students. Journal Of Applied Social Psychology, 36(6), 1395-1413.
    doi:10.1111/j.0021-9029.2006.00065.x

    Lack of financial knowledge, age, number of credit cards, delay of gratification,


    and attitudes toward credit-card use were related to debt. Sensation seeking,
    materialism, the Student Attitude Toward Debt scale, gender, and grade point average
    were not unique predictors of debt. Students reporting greater debt reported greater
    stress and decreased financial well being. Results highlight the need for comprehensive
    financial literacy education among college students.

    Adams, T., & Moore, M. (2007). High-Risk Health and Credit Behavior Among 18- to 25-
    Year-Old College Students. Journal Of American College Health, 56(2), 101-108.

    Students with high-risk credit behavior were more likely to have driven after
    drinking, used amphetamines in the previous 30 days, felt functionally impaired by
    depression in the previous 12 months, had a higher body mass index (BMI), or had a
    lower grade-point average (GPA).

    You might also like