With best compliments from: THE ORIENTAL INSURANCE COMPANY LIMITED

N.DASARADHA RAMAIAH
A.O., Claims Service Centre,
Claims Service Centre, Hyderabad
Padmarao Nagar,Hyderabad. New Motor Tariff : At a glance (Revised T.P. Premium w.e.f. 16-06-2019)
1 RATING FACTORS a) Insured Declared Value (IDV) b) Cubic Capacity/Carrying Capacity/GVW c) Geographical Zones d) Age of the Vehicle
For Pvt. Cars, 2-Wheelers & Taxis Zone "A" Ahmedabad, Bangalore, Chennai, Hyderabad, Kolkata, Mumbai, Delhi/N.Delhi & Pune Zone “B” Rest of India
2 ZONES For Commercial Vehicles excl.Taxis Zone “A” Chennai, Kolkata, Mumbai, Delhi/New Delhi. Zone “B” All other State Capitals Zone “C” Rest of India

3 SCHEDULE OF DEPRECIATION FOR ARRIVING AT IDV FOR ALL VEHICLES: 6 Nil Depreciation for All Vehicles except Taxies For Taxies
AGE OF THE VEHICEL % of Depreciation for Fixing IDV Upto 6 Months 15% 20%
Not Exceeding 6 months 5% 6 Months to 2 Years 25% 25%
Exceeding 6months but not exceeding 1year 15% 2 Years to 5 Years 35% 40%
Exceeding 1Year but not exceeding 2year 20% 5 Years to 10 Years Not Available Not Available
Exceeding 2Years but not exceeding 3years 30% CNG/LPG OD Premium - 4% on Value 10. Transfer fee Rs. 50/-
7
Exceeding 3Year but not exceeding 4year 40% Kit : TP Premium - Rs.60/- per Veh. 11. Duplicate fee Rs.50/-
Exceeding 4Year but not exceeding 5year 50% 8. Discount for Anti-Theft Devices: 2.5% on O.D. Premium subject to a max.of Rs.500/-
4 N C B (for all classes of vehicles) 20% 25% 35% 45% 50% 9 Electrical/Electronic items: 4% on IDV
5 Maximum limit for P.A. Cover per person is Rs.1 lakh for 2-wheelers & Rs.2 lakhs for other class of vehicles

AGE OF THE VEHICLE AGE OF THE VEHICLE AGE OF THE VEHICLE LIABILITY ONLY Compulsory PA to OPTIONAL
Sl. UPTO 5 YEARS 6 - 10 YEARS OVER 10 YEARS Owner-Cum-Driver
TYPES OF VEHICLES PREMIUM LL to PA for Un-
No.
Zone "A" Zone "B" Zone "A" % Zone "B" Zone "A" Zone "B" For 1 For 5 For 5 Driver/ named
For 1 Year
TWO WHEELERS: % on IDV % on IDV on IDV % on IDV % on IDV % on IDV Year Years Years Employee Persons
1 2 - Wheelers Upto 75 CC 1.708 1.676 1.793 1.760 1.836 1.802 482 1,045 360 1607 NA 0.70%o
2 Between 76 CC to 150 CC 1.708 1.676 1.793 1.760 1.836 1.802 752 3,285 360 1607 NA 0.70%o
3 Between 151 CC to 350 CC 1.793 1.760 1.883 1.848 1.928 1.892 1193 5,453 360 1607 NA 0.70%o
4 Over 350 CC 1.879 1.844 1.973 1.936 2.020 1.982 2,323 13,034 360 1607 NA 0.70%o
PRIVATE CARS: 1 Year 3 Years 1 Year 3 Years
1 Upto 1000 CC 3.127 3.039 3.283 3.191 3.362 3.267 2,072 5,286 320 900 50 0.50%o
2 Between 1001 CC to 1500 CC 3.283 3.191 3.447 3.351 3.529 3.430 3,221 9,534 320 900 50 0.50%o
3 Over 1500 CC 3.440 3.343 3.612 3.510 3.698 3.594 7,890 24,305 320 900 50 0.50%o
4 3-Wheeler Pvt.use upto 750 CC 1.564 1.520 1.642 1.596 1.681 1.634 2,072 5,286 320 900 50 0.50%o
2 Wheelers – For Carrying Passengers for Hire Or Reward: PASSENGERS
1 2 - Wheelers Upto 150 CC 1.794 1.743 1.839 1.787 1.884 1.830 861 + 360 50 Rs. 580/- each
2 Between 151 CC to 350 CC 1.884 1.830 1.931 1.876 1.978 1.922 861 + 360 50 Rs. 580/- each
3 Over 350 CC 1.973 1.917 2.023 1.965 2.072 2.013 2,254 + 360 50 Rs. 580/- each
Passenger Carrying Vehicles <6 AGE OF THE VEHICLE AGE OF THE VEHICLE AGE OF THE VEHICLE LIABILITY ONLY PASSENGERS
Passengers (Taxis): UPTO 5 YEARS 6 - 7 YEARS OVER 7 YEARS PREMIUM (Compulsory)
1 Taxis Upto 1000 CC 3.284 3.191 3.366 3.271 3.448 3.351 5,769 + 320 50 Rs.1110/- each
2 Between 1001 CC to 1500 CC 3.448 3.351 3.534 3.435 3.620 3.519 7,584 + 320 50 Rs.934/- each
3 Over 1500 CC 3.612 3.510 3.703 3.598 3.793 3.686 10,051 + 320 50 Rs.1067/- each
 Sl. AGE OF THE VEHICLE AGE OF THE VEHICLE AGE OF THE VEHICLE LIABILITY COMPULSORY OPTIONAL
TYPES OF VEHICLES
No. UPTO 5 YEARS 6 - 7 YEARS OVER 7 YEARS ONLY PA to LL to PA for Un-
PASSENGER CARRYING VEHICLES: Zone"A" Zone "B" Zone"C" Zone"A" Zone "B" Zone"C" Zone"A" Zone "B" Zone"C" PREMIUM Owner named
Driver/E
AUTOS ( 3 - Wheelers ): % on IDV % on IDV % on IDV % on IDV % on IDV % on IDV % on IDV % on IDV % on IDV in Rs. Driver Passen-gers mp. Persons
1 3-Wheeler Auto <6 Passengers 1.278 1.272 1.260 1.310 1.304 1.292 1.342 1.336 1.323 2,595 + 320 1241/- each 50 0.60%o
2 e-Auto Rickshaw <6 Passengers 1.278 1.272 1.260 1.310 1.304 1.292 1.342 1.336 1.323 1,685 + 320 806/- each 50 0.60%o
3 3-Wheeler Auto 7–17 Passengers 1.785 1.777 1.759 1.830 1.821 1.803 1.874 1.866 1.847 6,913 + 320 1379/- each 50 0.60%o
PASSENGER CARRYING VEHICLES ( Three or Four or More Wheelers ):
350+ 350+ 350+ 350+ 350+ 350+ 350+ 350+ 350+
1 Upto 18 Passengers 14,494 + 320 886/- each 50 0.60%o
1.680 1.672 1.656 1.722 1.714 1.697 1.764 1.756 1.739
450+ 450+ 450+ 450+ 450+ 450+ 450+ 450+ 450+
2 Between 19 to 36 Passengers 14,494 + 320 886/- each 50 0.60%o
1.680 1.672 1.656 1.722 1.714 1.697 1.764 1.756 1.739
550+ 550+ 550+ 550+ 550+ 550+ 550+ 550+ 550+
3 Between 37 to 60 Passengers 14,494 + 320 886/- each 50 0.60%o
1.680 1.672 1.656 1.722 1.714 1.697 1.764 1.756 1.739
680+ 680+ 680+ 680+ 680+ 680+ 680+ 680+ 680+
4 Over 60 Passengers 14,494 + 320 886/- each 50 0.60%o
1.680 1.672 1.656 1.722 1.714 1.697 1.764 1.756 1.739
Above rates as per Above rates as per Above rates as per
5 SCHOOL BUS 13,874 + 320 848/- each 50 0.60%o
Seating Capacity Seating Capacity Seating Capacity
GOODS CARRYING VEHICLES & E-CARTS ( 3 - Wheelers ): others E-carts
1 3- Wheeler Goods Veh. (Public) 1.664 1.656 1.640 1.706 1.697 1.681 1.747 1.739 1.722 4,092 2859 320 NA 50 0.60%o
2 3- Wheeler Goods Veh. (Private) 1.165 1.159 1.148 1.194 1.188 1.177 1.223 1.217 1.205 3,914 3204 320 NA 50 0.60%o
Public Private
GOODS CARRYING VEHICLES PUBLIC CARRIERS OPTIONAL
Carrier Carrier
1 GVW Upto 7500 Kgs 1.751 1.743 1.726 1.795 1.787 1.770 1.839 1.830 1.812 15746 8438 320 75/- NFPP 50 0.60%o
2 GVW between 7501 to 12000Kgs 1.751 1.743 1.726 1.795 1.787 1.770 1.839 1.830 1.812 26935 17204 320 75/- NFPP 50 0.60%o
3 GVW between 12001 to 20000Kgs 1.751 1.743 1.726 1.795 1.787 1.770 1.839 1.830 1.812 33418 10876 320 75/- NFPP 50 0.60%o
4 GVW between 20001 to 40000Kgs 1.751 1.743 1.726 1.795 1.787 1.770 1.839 1.830 1.812 43037 17476 320 75/- NFPP 50 0.60%o
5 Over 40000 Kgs 1.751 1.743 1.726 1.795 1.787 1.770 1.839 1.830 1.812 41561 24825 320 75/- NFPP 50 0.60%o
GOODS CARRYING VEHICLES As
6 1.226 1.22 1.208 1.256 1.251 1.239 1.287 1.281 1.268 320 75/- NFPP 50 0.60%o
PRIVATE CARRIERS above
Note: 7 Types of Misc.Vehicles i.e. 1.Tractors, 2.Dumpers, 3.Milk Vans, 4.Oil & Petroleum Vehicles, 5.Refrigeration/Pre-cooling Units, 6.Tankers, 7.Tippers will be rated under GCCV (Class-4-A).
Misc. & Other Special Types of Ambulence
1 1.208 1.202 1.19 1.238 1.232 1.22 1.268 1.262 1.25 6,847 320 50 NA
Vehicles: 60/- each
Agriculture Tractors Upto 6 HP, Hearses
2 1.208 1.202 1.19 1.238 1.232 1.22 1.268 1.262 1.25 1,550 320 50 NA
Hearses & Plane Loaders 110/-each
Agri./ Forestry <6HP 0.870 0.870 0.870 0.870 0.870 0.870 0.870 0.870 0.870 857 - - - -
3 TRAILERS
OTHERS 1.050 1.050 1.050 1.050 1.050 1.050 1.050 1.050 1.050 2,341 - - - -
Note: For Goods Carrying Vehicles with GVW exceeding 12000 Kgs. Additional Rs.27/- will be charged for each 100 Kgs for public and private carriers.

While every care has been taken in compiling this data, we do not accept any responsibility for any Compiled by: N.DASARADHA RAMAIAH
inadvertent errors & omissions. In case of any doubt, please refer the Original Tariff. Admin.Officer, SVC, Hyderabad.