Perhitungan ADDB

OTR 192,700,000 TJH -

DP 32 Kon. Service -
TENOR 5
ADM 4,000,000
AS. TUNAI 0.000
AS. KREDIT 5.360
AS. TOTAL 5.360
RATE 8.75
ACP 1.69

Total DP 66,003,050
Total Angs 3,462,049

Pdc 2.00
I std 6.75
Total Pdc -9,813,960

Refund 5,643,027

OTR 192,700,000 + acp

Dp 32 61,953,050 1.69 3,427,257
PH 130,746,950 144,502,927
Ass Kredit 5.36 10,328,720 63,220,031
TTL PH 141,075,670 207,722,958
Tenor 5 3,462,049
Bunga 8.75 61,720,606
Ttl Hutang sblm premi 202,796,276
Angs 60 3,379,938

Rincian TB
Uang muka 61,953,050 61,953,050
Adm 4,000,000 4,000,000
Fidusia 0
Polis 50,000 50,000
Angs 3,379,938 3,462,049
Ass tunai 0.00 0 0
PROVISI 0.00 0 0
Ttl byr 69,382,988 66,003,050

Ph 141,075,670
Ijual 61,720,606
Istd 47,613,039
14,107,567
Bunga 44,127,096 Bunga 9,813,960
Asuransi - Asuransi -
Admin 4,000,000 Adm Balik -
Provisi - Provisi -
TOTAL 48,127,096
7,219,064 9,813,960
RESULT 2,594,895
 XENIA, TERIOS, SIRION, AYLA, SIGRA, LUXIO

Tenor Per Coverage >156,250,000 >178,571,428.

0 s/d >125,000,000
s/d 57 s/d
125,000,000 s/d 156,250,000
178,571,428.57 200,000,000

Periode 5 Tahun
5 thn Comph. 12.600% 12.230% 11.638% 11.120%
1 thn Comph., 4 thn TLO 5.910% 5.540% 5.444% 5.360%
5 thn TLO 3.680% 3.620% 3.524% 3.440%
Periode 4 Tahun
4 thn Comph. 10.395% 10.025% 9.433% 9.174%
1 thn Comph., 3 thn TLO 5.266% 4.896% 4.800% 4.758%
4 thn TLO 3.036% 2.976% 2.880% 2.838%
Periode 3 Tahun
3 thn Comph. 8.190% 7.820% 7.228% 7.228%
1 thn Comph., 2 thn TLO 4.622% 4.252% 4.156% 4.156%
3 thn TLO 2.392% 2.332% 2.236% 2.236%
Periode 2 Tahun
2 thn Comph. 5.670% 5.300% 5.004% 5.004%
1 thn Comph., 1 thn TLO 3.886% 3.516% 3.468% 3.468%
2 thn TLO 1.656% 1.596% 1.548% 1.548%
Periode 1 Tahun
1 thn Comph. 3.150% 2.780% 2.780% 2.780%
1 thn TLO 0.920% 0.860% 0.860% 0.860%
IRION, AYLA, SIGRA, LUXIO
>200,000,000 >250,000,000 >285,714,285.7 PU MB
s/d s/d 1 s/d
250,000,000 285,714,285.71 400,000,000

10.680% 9.976% 9.360% 14.600% 12.000%

4.920% 4.888% 4.860% 7.370% 6.450%
3.420% 3.388% 3.360% 4.960% 4.600%

8.734% 8.030% 7.722% 12.045% 9.900%

4.318% 4.286% 4.272% 6.502% 5.645%
2.818% 2.786% 2.772% 4.092% 3.795%

6.788% 6.084% 6.084% 9.490% 7.800%

3.716% 3.684% 3.684% 5.634% 4.840%
2.216% 2.184% 2.184% 3.224% 2.990%

4.564% 4.212% 4.212% 6.570% 5.400%

3.028% 3.012% 3.012% 4.642% 3.920%
1.528% 1.512% 1.512% 2.232% 2.070%

2.340% 2.340% 2.340% 3.650% 3.000%

0.840% 0.840% 0.840% 1.240% 1.150%
 PASSENGER
20% 25% 30%
1 6.70% 5.00% 4.75%
2 6.90% 5.20% 4.95%
3 7.40% 5.50% 5.25%
4 8.30% 6.10% 5.90%
5 8.70% 7.00% 6.75%

KOMERSIAL
20% 25%
1 7.88% 7.28%
2 8.08% 7.38%
3 8.98% 7.88%
4 9.78% 8.58%

PDC DP 20 25 keatas
Passenger 2 2 TENOR 4-5
Komersial 2 2

NPWP non NPWP

Admin 4,000,000 -