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Harga OTR 214,700,000 0 - 125 125 - 156,2156,250 - 178

Total bayar 100,000,000 5th Comp 12.60% 12.23% 11.64%


Tenor 3 4th Comp ; 1 11% 10.67% 10%
Asuransi Tunai 0.000% 3th Comp ; 2 9.48% 9.11% 8.52%
Asuransi Kredit 8.190% 2th Comp ; 3 7.69% 7.32% 6.98%
Bunga 3.79% 1th Comp ; 4 5.91% 5.54% 5.44%
Administrasi 1,550,000 5th TLO 3.68% 3.62% 3.52%
TJH 3 0.0%
Index 31.32468348747 4th Comp 10 10.03% 9.43%
3th Comp ; 1 8.83% 8.46% 7.87%
PERINCIAN KREDIT 2th Comp ; 2 7.05% 6.68% 6.34%
OTR 214,700,000 1th Comp ; 3 5.27% 4.90% 4.80%
DP Murni 43.865% 94,178,000 4th TLO 3.04% 2.98% 2.88%
Pokok Hutang 120,522,000
Asuransi Kredit 8.190% 17,583,930 3th Comp 8.19% 7.82% 7.23%
Total PH + Asuransi 138,105,930 2th Comp ; 1 6.41% 6.04% 5.69%
Bunga 3.79% 36 15,702,644 1th Comp ; 2 4.62% 4.25% 4.16%
Total Hutang 153,808,574 3th TLO 2.39% 2.33% 2.24%
Angsuran / bln 4,272,000
2th Comp 5.67% 5.30% 5.00%
TOTAL BAYAR I 1th Comp ; 1 3.89% 3.52% 3.47%
DP Murni 94,178,000 2th TLO 1.66% 1.60% 1.55%
Angsuran I 4,272,000
Asuransi Tunai 0.000% 0 1th Comp 3.15% 2.78% 2.78%
Administrasi 1,550,000 1th TLO 0.92% 0.86% 0.86%
Lain-lain 0
Total 100,000,000
178,571 - 200200,000 - 250250,000 - 285285,714 - 400400,000 - 500500,000 - 571571,428 - 800800,000 - 1,00
11.12% 10.68% 9.98% 9.36% 9.14% 8.79% 8.48% 8.21%
9.78% 9.34% 8.63% 8.31% 8.09% 7.74% 7.55% 7.28%
8.43% 7.99% 7.29% 7.26% 7.04% 6.69% 6.62% 6.35%
6.90% 6.46% 6.09% 6.06% 5.84% 5.62% 5.55% 5.28%
5.36% 4.92% 4.89% 4.86% 4.64% 4.56% 4.49% 4.22%
3.44% 3.42% 3.39% 3.36% 3.31% 3.23% 3.16% 3.10%

9.17% 8.73% 8.03% 7.72% 7.50% 7.15% 7.00% 6.73%


7.83% 7.39% 6.69% 6.67% 6.45% 6.10% 6.07% 5.80%
6.29% 5.85% 5.49% 5.47% 5.25% 5.04% 5.00% 4.73%
4.76% 4.32% 4.29% 4.27% 4.05% 3.97% 3.94% 3.67%
2.84% 2.82% 2.79% 2.77% 2.72% 2.64% 2.61% 2.55%

7.23% 6.79% 6.08% 6.08% 5.86% 5.51% 5.51% 5.24%


5.69% 5.25% 4.88% 4.88% 4.66% 4.45% 4.45% 4.18%
4.16% 3.72% 3.68% 3.68% 3.46% 3.38% 3.38% 3.11%
2.24% 2.22% 2.18% 2.18% 2.13% 2.05% 2.05% 1.99%

5.00% 4.56% 4.21% 4.21% 3.99% 3.82% 3.82% 3.55%


3.47% 3.03% 3.01% 3.01% 2.79% 2.75% 2.75% 2.48%
1.55% 1.53% 1.51% 1.51% 1.46% 1.42% 1.42% 1.36%

2.78% 2.34% 2.34% 2.34% 2.12% 2.12% 2.12% 1.85%


0.86% 0.84% 0.84% 0.84% 0.79% 0.79% 0.79% 0.73%
1,000,000 - 1,14 > 1,142,857
7.78% 7.40%
6.85% 6.62%
5.92% 5.83%
5.02% 4.94%
4.12% 4.04%
3.00% 2.92%

6.29% 6.11%
5.36% 5.32%
4.47% 4.43%
3.57% 3.53%
2.45% 2.41%

4.81% 4.81%
3.91% 3.91%
3.02% 3.02%
1.90% 1.90%

3.33% 3.33%
2.43% 2.43%
1.31% 1.31%

1.85% 1.85%
0.73% 0.73%
Harga OTR 663,600,000 Total Bayar 1 0 - 125 125 - 156,250
DP Murni 30.00% 258,355,820 5th Comp 12.60% 12.23%
Tenor 1 ThAngsuran 4th Comp ; 1th TLO 11% 10.67%
Asuransi Tunai 0.000% 38,710,000 3th Comp ; 2th TLO 9.48% 9.11%
Asuransi Kredit 1.24% 0 2th Comp ; 3th TLO 7.69% 7.32%
Bunga 0.000% 1th Comp ; 4th TLO 5.91% 5.54%
Adm + TJH 2,850,000 5th TLO 3.68% 3.62%
Provisi
PERINCIAN KREDIT 4th Comp 10 10.03%
OTR 663,600,000 3th Comp ; 1th TLO 8.83% 8.46%
DP 30.00% 199,080,000 2th Comp ; 2th TLO 7.05% 6.68%
Pokok Hutang 464,520,000 1th Comp ; 3th TLO 5.27% 4.90%
Bunga 0.00% ### 3th Comp 8.19% 7.82%
Angsuran / bln 38,710,000 1th Comp ; 2th TLO 4.62% 4.25%
TOTAL BAYAR PERTAMA 3th TLO 2.39% 2.33%
DP 199,080,000
Angsuran I 38,710,000 1 2th Comp 5.67% 5.30%
Asuransi Tunai 0.00% 0 1th Comp ; 1th TLO 3.89% 3.52%
Asuransi Kredit 1.24% 5,760,048
Administrasi 2,850,000 2th TLO 1.66% 1.60%
Fiducia
Provisi
Lain-lain 0
TOTAL 258,355,820 1th Comp 3.15% 2.78%
1th TLO 0.92% 0.86%

24,000,000
234,355,820
156,250 - 178,571 178,571 - 2 200,000 - 250,000 250,000 - 2285,714 - 400,000 400,000 - 500
11.64% 11.12% 10.68% 9.98% 9.36% 9.14%
10% 9.78% 9.34% 8.63% 8.31% 8.09%
8.52% 8.43% 7.99% 7.29% 7.26% 7.04%
6.98% 6.90% 6.46% 6.09% 6.06% 5.84%
5.44% 5.36% 4.92% 4.89% 4.86% 4.64%
3.52% 3.44% 3.42% 3.39% 3.36% 3.31%

9.43% 9.17% 8.73% 8.03% 7.72% 7.50%


7.87% 7.83% 7.39% 6.69% 6.67% 6.45%
6.34% 6.29% 5.85% 5.49% 5.47% 5.25%
4.80% 4.76% 4.32% 4.29% 4.27% 4.05%
7.23% 7.23% 6.79% 6.08% 6.08% 5.86%
4.16% 4.16% 3.72% 3.68% 3.68% 3.46%
2.24% 2.24% 2.22% 2.18% 2.18% 2.13%

5.00% 5.00% 4.56% 4.21% 4.21% 3.99%


3.47% 3.47% 3.03% 3.01% 3.01% 2.79%

1.55% 1.55% 1.53% 1.51% 1.51% 1.46%

2.78% 2.78% 2.34% 2.34% 2.34% 2.12%


0.86% 0.86% 0.84% 0.84% 0.84% 0.79%
500,000 - 571,428 571,428 - 8800,000 - 11,000,000 -> 1,142,857
8.79% 8.48% 8.21% 7.78% 7.40%
7.74% 7.55% 7.28% 6.85% 6.62%
6.69% 6.62% 6.35% 5.92% 5.83%
5.62% 5.55% 5.28% 5.02% 4.94%
4.56% 4.49% 4.22% 4.12% 4.04%
3.23% 3.16% 3.10% 3.00% 2.92%

7.15% 7.00% 6.73% 6.29% 6.11%


6.10% 6.07% 5.80% 5.36% 5.32%
5.04% 5.00% 4.73% 4.47% 4.43%
3.97% 3.94% 3.67% 3.57% 3.53%
5.51% 5.51% 5.24% 4.81% 4.81%
3.38% 3.38% 3.11% 3.02% 3.02%
2.05% 2.05% 1.99% 1.90% 1.90%

3.82% 3.82% 3.55% 3.33% 3.33%


2.75% 2.75% 2.48% 2.43% 2.43%

1.42% 1.42% 1.36% 1.31% 1.31%

2.12% 2.12% 1.85% 1.85% 1.85%


0.79% 0.79% 0.73% 0.73% 0.73%
Harga OTR 195,883,000 0 125 - 156,156,250 - 178,1
Angsuran / bulan 9,000,000 5th Comp ### 12.23% 11.64%
###
Total Bayar I 70,014,900 4th Comp ; 1th###
TL 10.67% 10%
###
Tenor 5 th 3th Comp ; 2th###
TL 9.11% 8.52%
###
Bunga 6.00% 2th Comp ; 3th###
TL 7.32% 6.98%
###
Asuransi Tunai 0.00% 1th Comp ; 4th###
TL 5.54% 5.44%
###
Asuransi Kredit 9.14% 5th TLO ### 3.62% 3.52%
###
Administrasi 2,250,000
Lain-lain 0.00% 4th Comp ### 10.03% 9.43%
###
3th Comp ; 1th###
TL 8.46% 7.87%
###
PERINCIAN KREDIT 2th Comp ; 2th###
TL 6.68% 6.34%
###
OTR 195,883,000 1th Comp ; 3th###
TL 4.90% 4.80%
###
DP 30.00% 58,764,900 4th TLO ### 2.98% 2.88%
###
Pokok Hutang 397,480,909
Asuransi Kredit 9.140% 17,903,706 3th Comp ### 7.82% 7.23%
###
Total PH + Asuransi 415,384,615 2th Comp ; 1th###
TL 6.04% 5.69%
###
Bunga 6.00% 60 124,615,385 1th Comp ; 2th###
TL 4.25% 4.16%
###
Total Hutang 540,000,000 3th TLO ### 2.33% 2.24%
###
Angsuran / bln 9,000,000
2th Comp ### 5.30% 5.00%
###
TOTAL BAYAR I 1th Comp ; 1th###
TL 3.52% 3.47%
###
DP 58,764,900 2th TLO ### 1.60% 1.55%
###
Angsuran I 9,000,000
Asuransi Tunai 0.00% 0 1th Comp ### 2.78% 2.78%
###
Administrasi 2,250,000 1th TLO ### 0.86% 0.86%
###
Lain-lain 0
Total 70,014,900
200,000 - 250,0 250,00285,714 - 4400,000 - 500,000 500,000 - 571,428 571,428 - 800,0800,000 - 1
10.68% ### 9.36% 9.14% 8.79% 8.48% 8.21%
9.34% ### 8.31% 8.09% 7.74% 7.55% 7.28%
7.99% ### 7.26% 7.04% 6.69% 6.62% 6.35%
6.46% ### 6.06% 5.84% 5.62% 5.55% 5.28%
4.92% ### 4.86% 4.64% 4.56% 4.49% 4.22%
3.42% ### 3.36% 3.31% 3.23% 3.16% 3.10%

8.73% ### 7.72% 7.50% 7.15% 7.00% 6.73%


7.39% ### 6.67% 6.45% 6.10% 6.07% 5.80%
5.85% ### 5.47% 5.25% 5.04% 5.00% 4.73%
4.32% ### 4.27% 4.05% 3.97% 3.94% 3.67%
2.82% ### 2.77% 2.72% 2.64% 2.61% 2.55%

6.79% ### 6.08% 5.86% 5.51% 5.51% 5.24%


5.25% ### 4.88% 4.66% 4.45% 4.45% 4.18%
3.72% ### 3.68% 3.46% 3.38% 3.38% 3.11%
2.22% ### 2.18% 2.13% 2.05% 2.05% 1.99%

4.56% ### 4.21% 3.99% 3.82% 3.82% 3.55%


3.03% ### 3.01% 2.79% 2.75% 2.75% 2.48%
1.53% ### 1.51% 1.46% 1.42% 1.42% 1.36%

2.34% ### 2.34% 2.12% 2.12% 2.12% 1.85%


0.84% ### 0.84% 0.79% 0.79% 0.79% 0.73%
1,000,000 - 1, > 1,142,857
7.78% 7.40%
6.85% 6.62%
5.92% 5.83%
5.02% 4.94%
4.12% 4.04%
3.00% 2.92%

6.29% 6.11%
5.36% 5.32%
4.47% 4.43%
3.57% 3.53%
2.45% 2.41%

4.81% 4.81%
3.91% 3.91%
3.02% 3.02%
1.90% 1.90%

3.33% 3.33%
2.43% 2.43%
1.31% 1.31%

1.85% 1.85%
0.73% 0.73%
OTR 198,450,000
DP Rp 100,000,000 Angsuran
Tenor 3 Th 3,053,000
Asuransi Tunai 8.58%
Asuransi Kredit 0.00%
Bunga 3.88%
Administrasi 1,230,000
Provisi 0.00%

PERINCIAN KREDIT
OTR ###
DP 50.39% ###
PH Murni 98,450,000
Ass Kredit 0.00% 0
Total PH + Asuransi 98,450,000
Bunga 3.88% 36 11,459,580
Total Hutang ###
Angsuran / bln 3,053,044
Pembulatan 3,053,000

TOTAL BAYAR PERTAMA


DP ###
Angsuran 1 3,053,000
Asuransi Tunai 8.58% 17,027,010
Administrasi 1,230,000
Provisi 0
TOTAL ###
OTR ###
DP MURNI ### 30.00%
PH MURNI ###
ADMIN 830,000
PROVISI 525,350 0.50%
ASURANSI ### 10.89%
CREDIT PROTECTI 1,576,050 1.50%
TENOR 60 BLN

BUNGA 1 - 3 THN 4.99%


BUNGA 4 - 5 THN 6.25%

ANGSURAN 1 - 3 2,188,083
ANGSURAN 4 - 5 2,298,406

TOTAL BAYAR 1
DP MURNI ###
ANGSURAN 1 2,188,083
ASURANSI ###
ADM 830,000
PROVISI 525,350
CREDIT PROTECTI 1,576,050
TOTAL ###
OTR ###
DP MURNI ### 40.00%
PH MURNI ###
ADMIN 1,130,000
PROVISI 0 0.00%
ASURANSI ### 10.89%
CREDIT PROTECT 0 0.00%
TENOR 60 BLN

BUNGA 1 - 3 THN 4.75%


BUNGA 4 - 5 THN 6.00%

ANGSURAN 1 - 3 2,041,875
ANGSURAN 4 - 5 2,145,000

TOTAL BAYAR 1
DP MURNI ###
ANGSURAN 1 2,041,875
ASURANSI ###
ADM 1,130,000
PROVISI 0
CREDIT PROTECT 0
TOTAL ###

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