Seat No.: ________ Enrolment No.

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GUJARAT TECHNOLOGICAL UNIVERSITY

M.B.A.- SEMESTER – III • EXAMINATION – WINTER 2012
Subject code: 839905 Date: 28-12-2012
Subject Name: Banking and Insurance
Time: 10:30 pm – 01:30 pm Total Marks: 70
Instructions:
1. Attempt all questions.
2. Make suitable assumptions wherever necessary.
3. Figures to the right indicate full marks.

Q.1 (a) Define the following terms: 07

i. Group Banking v. Mortgage of Property
ii. Local Area Bank vi. Micro-Insurance
iii. Non Performing Assets vii. Reinsurance
iv. Banker-Customer
Relationship
(b) Distinguish between any two of the following. 07
i. Life Insurance and General Insurance
ii. Unit Banking and Group Banking
iii. Micro Insurance and Macro Insurance

Q.2 (a) Explain the different types of banking institutions in India with their 07
main features.
(b) Elaborate the major Functions and activities of banks in India. 07
OR
(b) Clarify the role of NABARD as Institutional Development Bank. 07

Q.3 (a) Distinguish between Commercial Banks and Non-Commercial Banks. 07

(b) Write short note on the functions of Regional Rural Bank. 07
OR
Q.3 (a) Elaborate the role of Reserve Bank of controlling and monitoring Indian 07
banking institutions.
(b) What are the different types Life Insurance Schemes available in India?- 07
Explain.

Q.4 (a) What are the reforms taken places in Indian Insurance after the principles of 07
sound lending for any bank?
(b) Explain the different elements of Insurance Contracts. 07
OR
Q.4 (a) Enlighten about the underlying principle of Kisan Credit Cards and Crop 07
Insurance in India.
(b) Brief about the Indian Banking Structure and its role in Indian Economy. 07

Q.5 (a) What actions are needed to make public aware about the importance of 07
Insurance in Rural India?
(b) Discuss about the various management functions of Insurance Companies. 07
OR
Q.5 (a) Write short note on different types of insurance organizations in India. 07
(b) Classify the different types of borrowers and depositors of banks. 07
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