Professional Documents
Culture Documents
Debt Student Loan 2007
Debt Student Loan 2007
address.
Date:___________________
YOUR NAME
YOUR STREET ADDRESS
YOUR CITY, STATE AND ZIP CODE
This letter shall serve as my formal notice to you that I am responding with the United States
Code section cited above due to the fact that your letter stated that you may utilize additional
collection efforts, including an administrative wage garnishment, tax offset or assigning these
alleged loans to the U. S. Department of Education, who, unless you can provide me with proof
to the contrary, guaranteed these alleged loans in the first place;
(f.) Please provide me with the complete name and address of the original lender and/or creditor
and all correspondence you have in your possession related to these alleged loans.
(g.) Please provide me with the exact location of my purported loan documents, signed by me,
including a direct phone number; and
(h.) Please provide me with copies of all correspondence between your agency and the U. S.
Department of Education, including all loan documents, and any documents you have in your
possession, bearing my legitimate signature, that prove you have the right to collect this alleged
debt, including any agreements signed between you and the alleged creditor you claim to be
representing in your initial communication to me.
Be further advised that I am not limiting or waiving any rights or remedies I may now or
hereafter have, whether arising under your purported loan documents at law or in equity, all of
which rights and remedies I am expressly reserving.
I would also like to request, in writing, since I cannot take your telephone calls into court, that no
telephone contact be made by your offices to my home or to my place of employment. If your
offices attempt telephone communication with me, including but not limited to computer
generated calls and calls or correspondence sent to or with any third parties, it will be considered
harassment and I will have no choice but to file suit. All future communications with me MUST
be done in writing and sent to the address noted in this letter by the United States Postal Service.
I advise you strongly that you should endeavor to ensure that your records are in order before I
am forced to take legal action. This letter is a formal request for validation sent in an attempt to
correct your records any information obtained shall be used for that purpose.
Failure to completely respond will also result in an FDCPA action being filed against your
company in the appropriate forum.
Sincerely,
___________________