Author

EMICalculator.net
http://emicalculator.net/sbi-maxgain-why-should-you-choose-this-home-saver-loan

Disclaimer

This excel is for illustration / rough estimation purposes only and should not be used for planning your finances o
that your entire loan amount is disbursed in one go.

In reality, interest is calculated on a daily basis taking into account the surplus balance at the end of the day. Even
amount is disbursed in stages and on your choice of pre-EMI or full EMI.

Note: You will have to approach the bank to close the home loan when Book Balance reaches zero.

Enter the loan information

Loan Amount ₹15,000,000.00
Interest Rate 9.25
Loan Tenure (months) 240
EMI ₹137,380.03
Final Disbursement Date May-2019

Regular Home Loan

Month
Balance
Principal Interest (End of Month)
May-2019 ₹15,000,000.00
Jun-2019 ₹21,755.03 ₹115,625.00 ₹14,978,244.97
Jul-2019 ₹21,922.72 ₹115,457.31 ₹14,956,322.25
Aug-2019 ₹22,091.71 ₹115,288.32 ₹14,934,230.55
Sep-2019 ₹22,262.00 ₹115,118.03 ₹14,911,968.55
Oct-2019 ₹22,433.60 ₹114,946.42 ₹14,889,534.95
Nov-2019 ₹22,606.53 ₹114,773.50 ₹14,866,928.42
Dec-2019 ₹22,780.79 ₹114,599.24 ₹14,844,147.64
Jan-2020 ₹22,956.39 ₹114,423.64 ₹14,821,191.25
Feb-2020 ₹23,133.34 ₹114,246.68 ₹14,798,057.91
Mar-2020 ₹23,311.66 ₹114,068.36 ₹14,774,746.25
Apr-2020 ₹23,491.36 ₹113,888.67 ₹14,751,254.89
May-2020 ₹23,672.44 ₹113,707.59 ₹14,727,582.45
Jun-2020 ₹23,854.91 ₹113,525.11 ₹14,703,727.54
Jul-2020 ₹24,038.79 ₹113,341.23 ₹14,679,688.75
Aug-2020 ₹24,224.09 ₹113,155.93 ₹14,655,464.66
Sep-2020 ₹24,410.82 ₹112,969.21 ₹14,631,053.84
Oct-2020 ₹24,598.99 ₹112,781.04 ₹14,606,454.86
Nov-2020 ₹24,788.60 ₹112,591.42 ₹14,581,666.25
Dec-2020 ₹24,979.68 ₹112,400.34 ₹14,556,686.57
Jan-2021 ₹25,172.23 ₹112,207.79 ₹14,531,514.34
Feb-2021 ₹25,366.27 ₹112,013.76 ₹14,506,148.07
Mar-2021 ₹25,561.80 ₹111,818.22 ₹14,480,586.27
Apr-2021 ₹25,758.84 ₹111,621.19 ₹14,454,827.43
May-2021 ₹25,957.40 ₹111,422.63 ₹14,428,870.04
Jun-2021 ₹26,157.49 ₹111,222.54 ₹14,402,712.55
Jul-2021 ₹26,359.12 ₹111,020.91 ₹14,376,353.43
Aug-2021 ₹26,562.30 ₹110,817.72 ₹14,349,791.13
Sep-2021 ₹26,767.05 ₹110,612.97 ₹14,323,024.08
Oct-2021 ₹26,973.38 ₹110,406.64 ₹14,296,050.70
Nov-2021 ₹27,181.30 ₹110,198.72 ₹14,268,869.40
Dec-2021 ₹27,390.82 ₹109,989.20 ₹14,241,478.58
Jan-2022 ₹27,601.96 ₹109,778.06 ₹14,213,876.62
Feb-2022 ₹27,814.73 ₹109,565.30 ₹14,186,061.89
Mar-2022 ₹28,029.13 ₹109,350.89 ₹14,158,032.76
Apr-2022 ₹28,245.19 ₹109,134.84 ₹14,129,787.57
May-2022 ₹28,462.91 ₹108,917.11 ₹14,101,324.66
Jun-2022 ₹28,682.31 ₹108,697.71 ₹14,072,642.34
Jul-2022 ₹28,903.41 ₹108,476.62 ₹14,043,738.94
Aug-2022 ₹29,126.20 ₹108,253.82 ₹14,014,612.73
Sep-2022 ₹29,350.72 ₹108,029.31 ₹13,985,262.01
Oct-2022 ₹29,576.96 ₹107,803.06 ₹13,955,685.05
Nov-2022 ₹29,804.95 ₹107,575.07 ₹13,925,880.10
Dec-2022 ₹30,034.70 ₹107,345.33 ₹13,895,845.40
Jan-2023 ₹30,266.22 ₹107,113.81 ₹13,865,579.18
Feb-2023 ₹30,499.52 ₹106,880.51 ₹13,835,079.66
Mar-2023 ₹30,734.62 ₹106,645.41 ₹13,804,345.04
Apr-2023 ₹30,971.53 ₹106,408.49 ₹13,773,373.51
May-2023 ₹31,210.27 ₹106,169.75 ₹13,742,163.24
Jun-2023 ₹31,450.85 ₹105,929.17 ₹13,710,712.39
Jul-2023 ₹31,693.28 ₹105,686.74 ₹13,679,019.10
Aug-2023 ₹31,937.59 ₹105,442.44 ₹13,647,081.52
Sep-2023 ₹32,183.77 ₹105,196.25 ₹13,614,897.75
Oct-2023 ₹32,431.85 ₹104,948.17 ₹13,582,465.89
Nov-2023 ₹32,681.85 ₹104,698.17 ₹13,549,784.04
Dec-2023 ₹32,933.77 ₹104,446.25 ₹13,516,850.27
Jan-2024 ₹33,187.64 ₹104,192.39 ₹13,483,662.63
Feb-2024 ₹33,443.46 ₹103,936.57 ₹13,450,219.17
Mar-2024 ₹33,701.25 ₹103,678.77 ₹13,416,517.92
Apr-2024 ₹33,961.03 ₹103,418.99 ₹13,382,556.89
May-2024 ₹34,222.82 ₹103,157.21 ₹13,348,334.07
Jun-2024 ₹34,486.62 ₹102,893.41 ₹13,313,847.45
 Jul-2024 ₹34,752.45 ₹102,627.57 ₹13,279,095.00
Aug-2024 ₹35,020.33 ₹102,359.69 ₹13,244,074.67
Sep-2024 ₹35,290.28 ₹102,089.74 ₹13,208,784.39
Oct-2024 ₹35,562.31 ₹101,817.71 ₹13,173,222.07
Nov-2024 ₹35,836.44 ₹101,543.59 ₹13,137,385.64
Dec-2024 ₹36,112.68 ₹101,267.35 ₹13,101,272.96
Jan-2025 ₹36,391.05 ₹100,988.98 ₹13,064,881.91
Feb-2025 ₹36,671.56 ₹100,708.46 ₹13,028,210.35
Mar-2025 ₹36,954.24 ₹100,425.79 ₹12,991,256.12
Apr-2025 ₹37,239.09 ₹100,140.93 ₹12,954,017.02
May-2025 ₹37,526.14 ₹99,853.88 ₹12,916,490.88
Jun-2025 ₹37,815.41 ₹99,564.62 ₹12,878,675.47
Jul-2025 ₹38,106.90 ₹99,273.12 ₹12,840,568.57
Aug-2025 ₹38,400.64 ₹98,979.38 ₹12,802,167.93
Sep-2025 ₹38,696.65 ₹98,683.38 ₹12,763,471.28
Oct-2025 ₹38,994.93 ₹98,385.09 ₹12,724,476.35
Nov-2025 ₹39,295.52 ₹98,084.51 ₹12,685,180.83
Dec-2025 ₹39,598.42 ₹97,781.60 ₹12,645,582.40
Jan-2026 ₹39,903.66 ₹97,476.36 ₹12,605,678.74
Feb-2026 ₹40,211.25 ₹97,168.77 ₹12,565,467.49
Mar-2026 ₹40,521.21 ₹96,858.81 ₹12,524,946.28
Apr-2026 ₹40,833.56 ₹96,546.46 ₹12,484,112.71
May-2026 ₹41,148.32 ₹96,231.70 ₹12,442,964.39
Jun-2026 ₹41,465.51 ₹95,914.52 ₹12,401,498.88
Jul-2026 ₹41,785.14 ₹95,594.89 ₹12,359,713.74
Aug-2026 ₹42,107.23 ₹95,272.79 ₹12,317,606.51
Sep-2026 ₹42,431.81 ₹94,948.22 ₹12,275,174.70
Oct-2026 ₹42,758.89 ₹94,621.14 ₹12,232,415.82
Nov-2026 ₹43,088.49 ₹94,291.54 ₹12,189,327.33
Dec-2026 ₹43,420.63 ₹93,959.40 ₹12,145,906.70
Jan-2027 ₹43,755.33 ₹93,624.70 ₹12,102,151.38
Feb-2027 ₹44,092.61 ₹93,287.42 ₹12,058,058.77
Mar-2027 ₹44,432.49 ₹92,947.54 ₹12,013,626.28
Apr-2027 ₹44,774.99 ₹92,605.04 ₹11,968,851.29
May-2027 ₹45,120.13 ₹92,259.90 ₹11,923,731.16
Jun-2027 ₹45,467.93 ₹91,912.09 ₹11,878,263.23
Jul-2027 ₹45,818.41 ₹91,561.61 ₹11,832,444.82
Aug-2027 ₹46,171.60 ₹91,208.43 ₹11,786,273.22
Sep-2027 ₹46,527.50 ₹90,852.52 ₹11,739,745.72
Oct-2027 ₹46,886.15 ₹90,493.87 ₹11,692,859.57
Nov-2027 ₹47,247.57 ₹90,132.46 ₹11,645,612.00
Dec-2027 ₹47,611.77 ₹89,768.26 ₹11,598,000.24
Jan-2028 ₹47,978.77 ₹89,401.25 ₹11,550,021.46
Feb-2028 ₹48,348.61 ₹89,031.42 ₹11,501,672.85
Mar-2028 ₹48,721.30 ₹88,658.73 ₹11,452,951.56
Apr-2028 ₹49,096.86 ₹88,283.17 ₹11,403,854.70
May-2028 ₹49,475.31 ₹87,904.71 ₹11,354,379.39
Jun-2028 ₹49,856.68 ₹87,523.34 ₹11,304,522.70
Jul-2028 ₹50,241.00 ₹87,139.03 ₹11,254,281.71
Aug-2028 ₹50,628.27 ₹86,751.75 ₹11,203,653.44
Sep-2028 ₹51,018.53 ₹86,361.50 ₹11,152,634.91
Oct-2028 ₹51,411.80 ₹85,968.23 ₹11,101,223.11
Nov-2028 ₹51,808.10 ₹85,571.93 ₹11,049,415.01
Dec-2028 ₹52,207.45 ₹85,172.57 ₹10,997,207.56
Jan-2029 ₹52,609.88 ₹84,770.14 ₹10,944,597.68
Feb-2029 ₹53,015.42 ₹84,364.61 ₹10,891,582.26
Mar-2029 ₹53,424.08 ₹83,955.95 ₹10,838,158.18
Apr-2029 ₹53,835.89 ₹83,544.14 ₹10,784,322.29
May-2029 ₹54,250.87 ₹83,129.15 ₹10,730,071.42
Jun-2029 ₹54,669.06 ₹82,710.97 ₹10,675,402.36
Jul-2029 ₹55,090.47 ₹82,289.56 ₹10,620,311.90
Aug-2029 ₹55,515.12 ₹81,864.90 ₹10,564,796.77
Sep-2029 ₹55,943.05 ₹81,436.98 ₹10,508,853.72
Oct-2029 ₹56,374.28 ₹81,005.75 ₹10,452,479.45
Nov-2029 ₹56,808.83 ₹80,571.20 ₹10,395,670.62
Dec-2029 ₹57,246.73 ₹80,133.29 ₹10,338,423.89
Jan-2030 ₹57,688.01 ₹79,692.02 ₹10,280,735.88
Feb-2030 ₹58,132.69 ₹79,247.34 ₹10,222,603.19
Mar-2030 ₹58,580.79 ₹78,799.23 ₹10,164,022.40
Apr-2030 ₹59,032.35 ₹78,347.67 ₹10,104,990.05
May-2030 ₹59,487.39 ₹77,892.63 ₹10,045,502.66
Jun-2030 ₹59,945.94 ₹77,434.08 ₹9,985,556.71
Jul-2030 ₹60,408.03 ₹76,972.00 ₹9,925,148.69
Aug-2030 ₹60,873.67 ₹76,506.35 ₹9,864,275.02
Sep-2030 ₹61,342.91 ₹76,037.12 ₹9,802,932.11
Oct-2030 ₹61,815.76 ₹75,564.27 ₹9,741,116.36
Nov-2030 ₹62,292.25 ₹75,087.77 ₹9,678,824.10
Dec-2030 ₹62,772.42 ₹74,607.60 ₹9,616,051.68
Jan-2031 ₹63,256.29 ₹74,123.73 ₹9,552,795.39
Feb-2031 ₹63,743.89 ₹73,636.13 ₹9,489,051.49
Mar-2031 ₹64,235.25 ₹73,144.77 ₹9,424,816.24
Apr-2031 ₹64,730.40 ₹72,649.63 ₹9,360,085.84
May-2031 ₹65,229.36 ₹72,150.66 ₹9,294,856.48
Jun-2031 ₹65,732.17 ₹71,647.85 ₹9,229,124.30
Jul-2031 ₹66,238.86 ₹71,141.17 ₹9,162,885.44
Aug-2031 ₹66,749.45 ₹70,630.58 ₹9,096,135.99
Sep-2031 ₹67,263.98 ₹70,116.05 ₹9,028,872.02
Oct-2031 ₹67,782.47 ₹69,597.56 ₹8,961,089.55
Nov-2031 ₹68,304.96 ₹69,075.07 ₹8,892,784.59
Dec-2031 ₹68,831.48 ₹68,548.55 ₹8,823,953.11
Jan-2032 ₹69,362.05 ₹68,017.97 ₹8,754,591.06
Feb-2032 ₹69,896.72 ₹67,483.31 ₹8,684,694.34
Mar-2032 ₹70,435.51 ₹66,944.52 ₹8,614,258.83
Apr-2032 ₹70,978.45 ₹66,401.58 ₹8,543,280.39
May-2032 ₹71,525.57 ₹65,854.45 ₹8,471,754.81
Jun-2032 ₹72,076.92 ₹65,303.11 ₹8,399,677.90
Jul-2032 ₹72,632.51 ₹64,747.52 ₹8,327,045.39
Aug-2032 ₹73,192.38 ₹64,187.64 ₹8,253,853.01
Sep-2032 ₹73,756.57 ₹63,623.45 ₹8,180,096.43
Oct-2032 ₹74,325.12 ₹63,054.91 ₹8,105,771.32
Nov-2032 ₹74,898.04 ₹62,481.99 ₹8,030,873.28
Dec-2032 ₹75,475.38 ₹61,904.65 ₹7,955,397.90
Jan-2033 ₹76,057.17 ₹61,322.86 ₹7,879,340.74
Feb-2033 ₹76,643.44 ₹60,736.58 ₹7,802,697.30
Mar-2033 ₹77,234.23 ₹60,145.79 ₹7,725,463.06
Apr-2033 ₹77,829.58 ₹59,550.44 ₹7,647,633.48
May-2033 ₹78,429.52 ₹58,950.51 ₹7,569,203.97
Jun-2033 ₹79,034.08 ₹58,345.95 ₹7,490,169.89
Jul-2033 ₹79,643.30 ₹57,736.73 ₹7,410,526.59
Aug-2033 ₹80,257.22 ₹57,122.81 ₹7,330,269.37
Sep-2033 ₹80,875.87 ₹56,504.16 ₹7,249,393.51
Oct-2033 ₹81,499.28 ₹55,880.74 ₹7,167,894.22
Nov-2033 ₹82,127.51 ₹55,252.52 ₹7,085,766.72
Dec-2033 ₹82,760.57 ₹54,619.45 ₹7,003,006.14
Jan-2034 ₹83,398.52 ₹53,981.51 ₹6,919,607.62
Feb-2034 ₹84,041.38 ₹53,338.64 ₹6,835,566.24
Mar-2034 ₹84,689.20 ₹52,690.82 ₹6,750,877.04
Apr-2034 ₹85,342.01 ₹52,038.01 ₹6,665,535.02
May-2034 ₹85,999.86 ₹51,380.17 ₹6,579,535.17
Jun-2034 ₹86,662.77 ₹50,717.25 ₹6,492,872.39
Jul-2034 ₹87,330.80 ₹50,049.22 ₹6,405,541.59
Aug-2034 ₹88,003.98 ₹49,376.05 ₹6,317,537.61
Sep-2034 ₹88,682.34 ₹48,697.69 ₹6,228,855.28
Oct-2034 ₹89,365.93 ₹48,014.09 ₹6,139,489.34
Nov-2034 ₹90,054.79 ₹47,325.23 ₹6,049,434.55
Dec-2034 ₹90,748.97 ₹46,631.06 ₹5,958,685.58
Jan-2035 ₹91,448.49 ₹45,931.53 ₹5,867,237.09
Feb-2035 ₹92,153.41 ₹45,226.62 ₹5,775,083.68
Mar-2035 ₹92,863.76 ₹44,516.27 ₹5,682,219.93
Apr-2035 ₹93,579.58 ₹43,800.45 ₹5,588,640.35
May-2035 ₹94,300.92 ₹43,079.10 ₹5,494,339.43
Jun-2035 ₹95,027.83 ₹42,352.20 ₹5,399,311.60
Jul-2035 ₹95,760.33 ₹41,619.69 ₹5,303,551.27
Aug-2035 ₹96,498.48 ₹40,881.54 ₹5,207,052.79
Sep-2035 ₹97,242.33 ₹40,137.70 ₹5,109,810.46
Oct-2035 ₹97,991.90 ₹39,388.12 ₹5,011,818.56
Nov-2035 ₹98,747.26 ₹38,632.77 ₹4,913,071.30
Dec-2035 ₹99,508.43 ₹37,871.59 ₹4,813,562.87
Jan-2036 ₹100,275.48 ₹37,104.55 ₹4,713,287.39
Feb-2036 ₹101,048.43 ₹36,331.59 ₹4,612,238.95
Mar-2036 ₹101,827.35 ₹35,552.68 ₹4,510,411.60
Apr-2036 ₹102,612.27 ₹34,767.76 ₹4,407,799.34
May-2036 ₹103,403.24 ₹33,976.79 ₹4,304,396.10
Jun-2036 ₹104,200.31 ₹33,179.72 ₹4,200,195.79
Jul-2036 ₹105,003.52 ₹32,376.51 ₹4,095,192.28
Aug-2036 ₹105,812.92 ₹31,567.11 ₹3,989,379.36
Sep-2036 ₹106,628.56 ₹30,751.47 ₹3,882,750.80
Oct-2036 ₹107,450.49 ₹29,929.54 ₹3,775,300.31
Nov-2036 ₹108,278.75 ₹29,101.27 ₹3,667,021.56
Dec-2036 ₹109,113.40 ₹28,266.62 ₹3,557,908.16
Jan-2037 ₹109,954.48 ₹27,425.54 ₹3,447,953.68
Feb-2037 ₹110,802.05 ₹26,577.98 ₹3,337,151.63
Mar-2037 ₹111,656.15 ₹25,723.88 ₹3,225,495.48
Apr-2037 ₹112,516.83 ₹24,863.19 ₹3,112,978.65
May-2037 ₹113,384.15 ₹23,995.88 ₹2,999,594.50
Jun-2037 ₹114,258.15 ₹23,121.87 ₹2,885,336.35
Jul-2037 ₹115,138.89 ₹22,241.13 ₹2,770,197.46
Aug-2037 ₹116,026.42 ₹21,353.61 ₹2,654,171.04
Sep-2037 ₹116,920.79 ₹20,459.24 ₹2,537,250.25
Oct-2037 ₹117,822.05 ₹19,557.97 ₹2,419,428.19
Nov-2037 ₹118,730.27 ₹18,649.76 ₹2,300,697.93
Dec-2037 ₹119,645.48 ₹17,734.55 ₹2,181,052.45
Jan-2038 ₹120,567.75 ₹16,812.28 ₹2,060,484.70
Feb-2038 ₹121,497.12 ₹15,882.90 ₹1,938,987.58
Mar-2038 ₹122,433.66 ₹14,946.36 ₹1,816,553.92
Apr-2038 ₹123,377.42 ₹14,002.60 ₹1,693,176.50
May-2038 ₹124,328.46 ₹13,051.57 ₹1,568,848.04
Jun-2038 ₹125,286.82 ₹12,093.20 ₹1,443,561.22
Jul-2038 ₹126,252.57 ₹11,127.45 ₹1,317,308.65
Aug-2038 ₹127,225.77 ₹10,154.25 ₹1,190,082.87
Sep-2038 ₹128,206.47 ₹9,173.56 ₹1,061,876.41
Oct-2038 ₹129,194.73 ₹8,185.30 ₹932,681.68
Nov-2038 ₹130,190.60 ₹7,189.42 ₹802,491.07
Dec-2038 ₹131,194.16 ₹6,185.87 ₹671,296.92
Jan-2039 ₹132,205.44 ₹5,174.58 ₹539,091.47
Feb-2039 ₹133,224.53 ₹4,155.50 ₹405,866.94
Mar-2039 ₹134,251.47 ₹3,128.56 ₹271,615.48
Apr-2039 ₹135,286.32 ₹2,093.70 ₹136,329.15
May-2039 ₹136,329.15 ₹1,050.87 (₹0.00)
Jun-2039 ₹0.00 ₹0.00 (₹0.00)
 Jul-2039 ₹0.00 ₹0.00 (₹0.00)
Aug-2039 ₹0.00 ₹0.00 (₹0.00)
Sep-2039 ₹0.00 ₹0.00 (₹0.00)
Oct-2039 ₹0.00 ₹0.00 (₹0.00)
Nov-2039 ₹0.00 ₹0.00 (₹0.00)
Dec-2039 ₹0.00 ₹0.00 (₹0.00)
Jan-2040 ₹0.00 ₹0.00 (₹0.00)
Feb-2040 ₹0.00 ₹0.00 (₹0.00)
Mar-2040 ₹0.00 ₹0.00 (₹0.00)
Apr-2040 ₹0.00 ₹0.00 (₹0.00)
May-2040 ₹0.00 ₹0.00 (₹0.00)
Jun-2040 ₹0.00 ₹0.00 (₹0.00)
Jul-2040 ₹0.00 ₹0.00 (₹0.00)
Aug-2040 ₹0.00 ₹0.00 (₹0.00)
Sep-2040 ₹0.00 ₹0.00 (₹0.00)
Oct-2040 ₹0.00 ₹0.00 (₹0.00)
Nov-2040 ₹0.00 ₹0.00 (₹0.00)
Dec-2040 ₹0.00 ₹0.00 (₹0.00)
Jan-2041 ₹0.00 ₹0.00 (₹0.00)
Feb-2041 ₹0.00 ₹0.00 (₹0.00)
Mar-2041 ₹0.00 ₹0.00 (₹0.00)
Apr-2041 ₹0.00 ₹0.00 (₹0.00)
May-2041 ₹0.00 ₹0.00 (₹0.00)
Jun-2041 ₹0.00 ₹0.00 (₹0.00)
Jul-2041 ₹0.00 ₹0.00 (₹0.00)
Aug-2041 ₹0.00 ₹0.00 (₹0.00)
Sep-2041 ₹0.00 ₹0.00 (₹0.00)
Oct-2041 ₹0.00 ₹0.00 (₹0.00)
Nov-2041 ₹0.00 ₹0.00 (₹0.00)
Dec-2041 ₹0.00 ₹0.00 (₹0.00)
Jan-2042 ₹0.00 ₹0.00 (₹0.00)
Feb-2042 ₹0.00 ₹0.00 (₹0.00)
Mar-2042 ₹0.00 ₹0.00 (₹0.00)
Apr-2042 ₹0.00 ₹0.00 (₹0.00)
May-2042 ₹0.00 ₹0.00 (₹0.00)
Jun-2042 ₹0.00 ₹0.00 (₹0.00)
Jul-2042 ₹0.00 ₹0.00 (₹0.00)
Aug-2042 ₹0.00 ₹0.00 (₹0.00)
Sep-2042 ₹0.00 ₹0.00 (₹0.00)
Oct-2042 ₹0.00 ₹0.00 (₹0.00)
Nov-2042 ₹0.00 ₹0.00 (₹0.00)
Dec-2042 ₹0.00 ₹0.00 (₹0.00)
Jan-2043 ₹0.00 ₹0.00 (₹0.00)
Feb-2043 ₹0.00 ₹0.00 (₹0.00)
Mar-2043 ₹0.00 ₹0.00 (₹0.00)
Apr-2043 ₹0.00 ₹0.00 (₹0.00)
May-2043 ₹0.00 ₹0.00 (₹0.00)
Jun-2043 ₹0.00 ₹0.00 (₹0.00)
Jul-2043 ₹0.00 ₹0.00 (₹0.00)
Aug-2043 ₹0.00 ₹0.00 (₹0.00)
Sep-2043 ₹0.00 ₹0.00 (₹0.00)
Oct-2043 ₹0.00 ₹0.00 (₹0.00)
Nov-2043 ₹0.00 ₹0.00 (₹0.00)
Dec-2043 ₹0.00 ₹0.00 (₹0.00)
Jan-2044 ₹0.00 ₹0.00 (₹0.00)
Feb-2044 ₹0.00 ₹0.00 (₹0.00)
Mar-2044 ₹0.00 ₹0.00 (₹0.00)
Apr-2044 ₹0.00 ₹0.00 (₹0.00)
May-2044 ₹0.00 ₹0.00 (₹0.00)
Jun-2044 ₹0.00 ₹0.00 (₹0.00)
Jul-2044 ₹0.00 ₹0.00 (₹0.00)
Aug-2044 ₹0.00 ₹0.00 (₹0.00)
Sep-2044 ₹0.00 ₹0.00 (₹0.00)
Oct-2044 ₹0.00 ₹0.00 (₹0.00)
Nov-2044 ₹0.00 ₹0.00 (₹0.00)
Dec-2044 ₹0.00 ₹0.00 (₹0.00)
Jan-2045 ₹0.00 ₹0.00 (₹0.00)
Feb-2045 ₹0.00 ₹0.00 (₹0.00)
Mar-2045 ₹0.00 ₹0.00 (₹0.00)
Apr-2045 ₹0.00 ₹0.00 (₹0.00)
May-2045 ₹0.00 ₹0.00 (₹0.00)
Jun-2045 ₹0.00 ₹0.00 (₹0.00)
Jul-2045 ₹0.00 ₹0.00 (₹0.00)
Aug-2045 ₹0.00 ₹0.00 (₹0.00)
Sep-2045 ₹0.00 ₹0.00 (₹0.00)
Oct-2045 ₹0.00 ₹0.00 (₹0.00)
Nov-2045 ₹0.00 ₹0.00 (₹0.00)
Dec-2045 ₹0.00 ₹0.00 (₹0.00)
Jan-2046 ₹0.00 ₹0.00 (₹0.00)
Feb-2046 ₹0.00 ₹0.00 (₹0.00)
Mar-2046 ₹0.00 ₹0.00 (₹0.00)
Apr-2046 ₹0.00 ₹0.00 (₹0.00)
May-2046 ₹0.00 ₹0.00 (₹0.00)
Jun-2046 ₹0.00 ₹0.00 (₹0.00)
Jul-2046 ₹0.00 ₹0.00 (₹0.00)
Aug-2046 ₹0.00 ₹0.00 (₹0.00)
Sep-2046 ₹0.00 ₹0.00 (₹0.00)
Oct-2046 ₹0.00 ₹0.00 (₹0.00)
Nov-2046 ₹0.00 ₹0.00 (₹0.00)
Dec-2046 ₹0.00 ₹0.00 (₹0.00)
Jan-2047 ₹0.00 ₹0.00 (₹0.00)
Feb-2047 ₹0.00 ₹0.00 (₹0.00)
Mar-2047 ₹0.00 ₹0.00 (₹0.00)
Apr-2047 ₹0.00 ₹0.00 (₹0.00)
May-2047 ₹0.00 ₹0.00 (₹0.00)
Jun-2047 ₹0.00 ₹0.00 (₹0.00)
Jul-2047 ₹0.00 ₹0.00 (₹0.00)
Aug-2047 ₹0.00 ₹0.00 (₹0.00)
Sep-2047 ₹0.00 ₹0.00 (₹0.00)
Oct-2047 ₹0.00 ₹0.00 (₹0.00)
Nov-2047 ₹0.00 ₹0.00 (₹0.00)
Dec-2047 ₹0.00 ₹0.00 (₹0.00)
Jan-2048 ₹0.00 ₹0.00 (₹0.00)
Feb-2048 ₹0.00 ₹0.00 (₹0.00)
Mar-2048 ₹0.00 ₹0.00 (₹0.00)
Apr-2048 ₹0.00 ₹0.00 (₹0.00)
May-2048 ₹0.00 ₹0.00 (₹0.00)
Jun-2048 ₹0.00 ₹0.00 (₹0.00)
Jul-2048 ₹0.00 ₹0.00 (₹0.00)
Aug-2048 ₹0.00 ₹0.00 (₹0.00)
Sep-2048 ₹0.00 ₹0.00 (₹0.00)
Oct-2048 ₹0.00 ₹0.00 (₹0.00)
Nov-2048 ₹0.00 ₹0.00 (₹0.00)
Dec-2048 ₹0.00 ₹0.00 (₹0.00)
Jan-2049 ₹0.00 ₹0.00 (₹0.00)
Feb-2049 ₹0.00 ₹0.00 (₹0.00)
Mar-2049 ₹0.00 ₹0.00 (₹0.00)
Apr-2049 ₹0.00 ₹0.00 (₹0.00)
May-2049 ₹0.00 ₹0.00 (₹0.00)
Jun-2049 ₹0.00 ₹0.00 (₹0.00)
Jul-2049 ₹0.00 ₹0.00 (₹0.00)
Aug-2049 ₹0.00 ₹0.00 (₹0.00)
Sep-2049 ₹0.00 ₹0.00 (₹0.00)
Oct-2049 ₹0.00 ₹0.00 (₹0.00)
Nov-2049 ₹0.00 ₹0.00 (₹0.00)
Dec-2049 ₹0.00 ₹0.00 (₹0.00)
Jan-2050 ₹0.00 ₹0.00 (₹0.00)
Feb-2050 ₹0.00 ₹0.00 (₹0.00)
Mar-2050 ₹0.00 ₹0.00 (₹0.00)
Apr-2050 ₹0.00 ₹0.00 (₹0.00)
May-2050 ₹0.00 ₹0.00 (₹0.00)
Jun-2050 ₹0.00 ₹0.00 (₹0.00)
Jul-2050 ₹0.00 ₹0.00 (₹0.00)
Aug-2050 ₹0.00 ₹0.00 (₹0.00)
Sep-2050 ₹0.00 ₹0.00 (₹0.00)
Oct-2050 ₹0.00 ₹0.00 (₹0.00)
Nov-2050 ₹0.00 ₹0.00 (₹0.00)
Dec-2050 ₹0.00 ₹0.00 (₹0.00)
Jan-2051 ₹0.00 ₹0.00 (₹0.00)
Feb-2051 ₹0.00 ₹0.00 (₹0.00)
Mar-2051 ₹0.00 ₹0.00 (₹0.00)
Apr-2051 ₹0.00 ₹0.00 (₹0.00)
May-2051 ₹0.00 ₹0.00 (₹0.00)
Jun-2051 ₹0.00 ₹0.00 (₹0.00)
Jul-2051 ₹0.00 ₹0.00 (₹0.00)
Aug-2051 ₹0.00 ₹0.00 (₹0.00)
Sep-2051 ₹0.00 ₹0.00 (₹0.00)
Oct-2051 ₹0.00 ₹0.00 (₹0.00)
Nov-2051 ₹0.00 ₹0.00 (₹0.00)
Dec-2051 ₹0.00 ₹0.00 (₹0.00)
Jan-2052 ₹0.00 ₹0.00 (₹0.00)
Feb-2052 ₹0.00 ₹0.00 (₹0.00)
Mar-2052 ₹0.00 ₹0.00 (₹0.00)
Apr-2052 ₹0.00 ₹0.00 (₹0.00)
May-2052 ₹0.00 ₹0.00 (₹0.00)
Jun-2052 ₹0.00 ₹0.00 (₹0.00)
Jul-2052 ₹0.00 ₹0.00 (₹0.00)
Aug-2052 ₹0.00 ₹0.00 (₹0.00)
Sep-2052 ₹0.00 ₹0.00 (₹0.00)
Oct-2052 ₹0.00 ₹0.00 (₹0.00)
Nov-2052 ₹0.00 ₹0.00 (₹0.00)
Dec-2052 ₹0.00 ₹0.00 (₹0.00)
Jan-2053 ₹0.00 ₹0.00 (₹0.00)
Feb-2053 ₹0.00 ₹0.00 (₹0.00)
Mar-2053 ₹0.00 ₹0.00 (₹0.00)
Apr-2053 ₹0.00 ₹0.00 (₹0.00)
May-2053 ₹0.00 ₹0.00 (₹0.00)
Jun-2053 ₹0.00 ₹0.00 (₹0.00)
Jul-2053 ₹0.00 ₹0.00 (₹0.00)
Aug-2053 ₹0.00 ₹0.00 (₹0.00)
Sep-2053 ₹0.00 ₹0.00 (₹0.00)
Oct-2053 ₹0.00 ₹0.00 (₹0.00)
Nov-2053 ₹0.00 ₹0.00 (₹0.00)
Dec-2053 ₹0.00 ₹0.00 (₹0.00)
Jan-2054 ₹0.00 ₹0.00 (₹0.00)
Feb-2054 ₹0.00 ₹0.00 (₹0.00)
Mar-2054 ₹0.00 ₹0.00 (₹0.00)
Apr-2054 ₹0.00 ₹0.00 (₹0.00)
May-2054 ₹0.00 ₹0.00 (₹0.00)
Jun-2054 ₹0.00 ₹0.00 (₹0.00)
 Jul-2054 ₹0.00 ₹0.00 (₹0.00)
Aug-2054 ₹0.00 ₹0.00 (₹0.00)
Sep-2054 ₹0.00 ₹0.00 (₹0.00)
Oct-2054 ₹0.00 ₹0.00 (₹0.00)
Nov-2054 ₹0.00 ₹0.00 (₹0.00)
Dec-2054 ₹0.00 ₹0.00 (₹0.00)
Jan-2055 ₹0.00 ₹0.00 (₹0.00)
Feb-2055 ₹0.00 ₹0.00 (₹0.00)
Mar-2055 ₹0.00 ₹0.00 (₹0.00)
Apr-2055 ₹0.00 ₹0.00 (₹0.00)
May-2055 ₹0.00 ₹0.00 (₹0.00)
Jun-2055 ₹0.00 ₹0.00 (₹0.00)
Jul-2055 ₹0.00 ₹0.00 (₹0.00)
Aug-2055 ₹0.00 ₹0.00 (₹0.00)
Sep-2055 ₹0.00 ₹0.00 (₹0.00)
Oct-2055 ₹0.00 ₹0.00 (₹0.00)
Nov-2055 ₹0.00 ₹0.00 (₹0.00)
Dec-2055 ₹0.00 ₹0.00 (₹0.00)
Jan-2056 ₹0.00 ₹0.00 (₹0.00)
Feb-2056 ₹0.00 ₹0.00 (₹0.00)
Mar-2056 ₹0.00 ₹0.00 (₹0.00)
Apr-2056 ₹0.00 ₹0.00 (₹0.00)
May-2056 ₹0.00 ₹0.00 (₹0.00)
Jun-2056 ₹0.00 ₹0.00 (₹0.00)
Jul-2056 ₹0.00 ₹0.00 (₹0.00)
Aug-2056 ₹0.00 ₹0.00 (₹0.00)
Sep-2056 ₹0.00 ₹0.00 (₹0.00)
Oct-2056 ₹0.00 ₹0.00 (₹0.00)
Nov-2056 ₹0.00 ₹0.00 (₹0.00)
Dec-2056 ₹0.00 ₹0.00 (₹0.00)
Jan-2057 ₹0.00 ₹0.00 (₹0.00)
Feb-2057 ₹0.00 ₹0.00 (₹0.00)
Mar-2057 ₹0.00 ₹0.00 (₹0.00)
Apr-2057 ₹0.00 ₹0.00 (₹0.00)
May-2057 ₹0.00 ₹0.00 (₹0.00)
Jun-2057 ₹0.00 ₹0.00 (₹0.00)
Jul-2057 ₹0.00 ₹0.00 (₹0.00)
Aug-2057 ₹0.00 ₹0.00 (₹0.00)
Sep-2057 ₹0.00 ₹0.00 (₹0.00)
Oct-2057 ₹0.00 ₹0.00 (₹0.00)
Nov-2057 ₹0.00 ₹0.00 (₹0.00)
Dec-2057 ₹0.00 ₹0.00 (₹0.00)
Jan-2058 ₹0.00 ₹0.00 (₹0.00)
Feb-2058 ₹0.00 ₹0.00 (₹0.00)
Mar-2058 ₹0.00 ₹0.00 (₹0.00)
Apr-2058 ₹0.00 ₹0.00 (₹0.00)
May-2058 ₹0.00 ₹0.00 (₹0.00)
Jun-2058 ₹0.00 ₹0.00 (₹0.00)
Jul-2058 ₹0.00 ₹0.00 (₹0.00)
Aug-2058 ₹0.00 ₹0.00 (₹0.00)
Sep-2058 ₹0.00 ₹0.00 (₹0.00)
Oct-2058 ₹0.00 ₹0.00 (₹0.00)
Nov-2058 ₹0.00 ₹0.00 (₹0.00)
Dec-2058 ₹0.00 ₹0.00 (₹0.00)
Jan-2059 ₹0.00 ₹0.00 (₹0.00)
Feb-2059 ₹0.00 ₹0.00 (₹0.00)
Mar-2059 ₹0.00 ₹0.00 (₹0.00)
Apr-2059 ₹0.00 ₹0.00 (₹0.00)
May-2059 ₹0.00 ₹0.00 (₹0.00)
planning your finances or calculating your tax deductible amount etc. This excel calculates interest on a monthly basis instead of daily basis

he end of the day. Even if you park the amount for a few days in the month, you save on total interest outgo. Your total outgo will also vary

hes zero.

SBI MaxGain Home Loan

Drawing Power Surplus Deposit Surplus Balance
Principal Interest (End of Month) / Withdrawal Amount (End of Month)
₹15,000,000.00 ₹0.00 ₹0.00
₹21,755.03 ₹115,625.00 ₹14,978,244.97 ₹0.00 ₹0.00
₹21,922.72 ₹115,457.31 ₹14,956,322.25 ₹0.00 ₹0.00
₹22,091.71 ₹115,288.32 ₹14,934,230.55 ₹0.00 ₹0.00
₹22,262.00 ₹115,118.03 ₹14,911,968.55 ₹500,000.00 ₹500,000.00
₹22,433.60 ₹111,092.26 ₹14,889,534.95 ₹0.00 ₹500,000.00
₹22,606.53 ₹110,889.62 ₹14,866,928.42 ₹0.00 ₹500,000.00
₹22,780.79 ₹110,685.43 ₹14,844,147.64 ₹0.00 ₹500,000.00
₹22,956.39 ₹110,479.65 ₹14,821,191.25 ₹0.00 ₹500,000.00
₹23,133.34 ₹110,272.30 ₹14,798,057.91 ₹0.00 ₹500,000.00
₹23,311.66 ₹110,063.34 ₹14,774,746.25 (₹300,000.00) ₹200,000.00
₹23,491.36 ₹112,165.28 ₹14,751,254.89 ₹0.00 ₹200,000.00
₹23,672.44 ₹111,970.91 ₹14,727,582.45 ₹0.00 ₹200,000.00
₹23,854.91 ₹111,775.05 ₹14,703,727.54 ₹0.00 ₹200,000.00
₹24,038.79 ₹111,577.68 ₹14,679,688.75 ₹0.00 ₹200,000.00
₹24,224.09 ₹111,378.79 ₹14,655,464.66 ₹0.00 ₹200,000.00
₹24,410.82 ₹111,178.36 ₹14,631,053.84 ₹0.00 ₹200,000.00
₹24,598.99 ₹110,976.39 ₹14,606,454.86 ₹0.00 ₹200,000.00
₹24,788.60 ₹110,772.86 ₹14,581,666.25 ₹0.00 ₹200,000.00
₹24,979.68 ₹110,567.76 ₹14,556,686.57 ₹0.00 ₹200,000.00
₹25,172.23 ₹110,361.09 ₹14,531,514.34 ₹0.00 ₹200,000.00
₹25,366.27 ₹110,152.81 ₹14,506,148.07 ₹0.00 ₹200,000.00
₹25,561.80 ₹109,942.94 ₹14,480,586.27 ₹0.00 ₹200,000.00
₹25,758.84 ₹109,731.44 ₹14,454,827.43 ₹0.00 ₹200,000.00
₹25,957.40 ₹109,518.32 ₹14,428,870.04 ₹0.00 ₹200,000.00
₹26,157.49 ₹109,303.55 ₹14,402,712.55 ₹0.00 ₹200,000.00
₹26,359.12 ₹109,087.13 ₹14,376,353.43 ₹0.00 ₹200,000.00
₹26,562.30 ₹108,869.04 ₹14,349,791.13 ₹0.00 ₹200,000.00
₹26,767.05 ₹108,649.27 ₹14,323,024.08 ₹0.00 ₹200,000.00
₹26,973.38 ₹108,427.80 ₹14,296,050.70 ₹0.00 ₹200,000.00
₹27,181.30 ₹108,204.63 ₹14,268,869.40 ₹0.00 ₹200,000.00
₹27,390.82 ₹107,979.73 ₹14,241,478.58 ₹0.00 ₹200,000.00
₹27,601.96 ₹107,753.11 ₹14,213,876.62 ₹0.00 ₹200,000.00
₹27,814.73 ₹107,524.73 ₹14,186,061.89 ₹0.00 ₹200,000.00
₹28,029.13 ₹107,294.60 ₹14,158,032.76 ₹0.00 ₹200,000.00
₹28,245.19 ₹107,062.69 ₹14,129,787.57 ₹0.00 ₹200,000.00
₹28,462.91 ₹106,828.99 ₹14,101,324.66 ₹0.00 ₹200,000.00
₹28,682.31 ₹106,593.49 ₹14,072,642.34 ₹0.00 ₹200,000.00
₹28,903.41 ₹106,356.18 ₹14,043,738.94 ₹0.00 ₹200,000.00
₹29,126.20 ₹106,117.04 ₹14,014,612.73 ₹0.00 ₹200,000.00
₹29,350.72 ₹105,876.05 ₹13,985,262.01 ₹0.00 ₹200,000.00
₹29,576.96 ₹105,633.21 ₹13,955,685.05 ₹0.00 ₹200,000.00
₹29,804.95 ₹105,388.50 ₹13,925,880.10 ₹0.00 ₹200,000.00
₹30,034.70 ₹105,141.90 ₹13,895,845.40 ₹0.00 ₹200,000.00
₹30,266.22 ₹104,893.39 ₹13,865,579.18 ₹0.00 ₹200,000.00
₹30,499.52 ₹104,642.97 ₹13,835,079.66 ₹0.00 ₹200,000.00
₹30,734.62 ₹104,390.63 ₹13,804,345.04 ₹0.00 ₹200,000.00
₹30,971.53 ₹104,136.33 ₹13,773,373.51 ₹0.00 ₹200,000.00
₹31,210.27 ₹103,880.08 ₹13,742,163.24 ₹0.00 ₹200,000.00
₹31,450.85 ₹103,621.85 ₹13,710,712.39 ₹0.00 ₹200,000.00
₹31,693.28 ₹103,361.63 ₹13,679,019.10 ₹0.00 ₹200,000.00
₹31,937.59 ₹103,099.41 ₹13,647,081.52 ₹0.00 ₹200,000.00
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₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00
onthly basis instead of daily basis. It also assumes

go. Your total outgo will also vary if the loan

Available Balance Book Balance

(End of Month) (End of Month)
₹0.00 (₹15,000,000.00)
₹0.00 (₹14,978,244.97)
₹0.00 (₹14,956,322.25)
₹0.00 (₹14,934,230.55)
₹500,000.00 (₹14,411,968.55)
₹503,854.17 (₹14,385,680.78)
₹507,738.04 (₹14,359,190.38)
₹511,651.86 (₹14,332,495.78)
₹515,595.84 (₹14,305,595.41)
₹519,570.22 (₹14,278,487.68)
₹223,575.24 (₹14,551,171.00)
₹225,298.64 (₹14,525,956.25)
₹227,035.31 (₹14,500,547.14)
₹228,785.38 (₹14,474,942.17)
₹230,548.93 (₹14,449,139.82)
₹232,326.08 (₹14,423,138.58)
₹234,116.93 (₹14,396,936.92)
₹235,921.58 (₹14,370,533.28)
₹237,740.14 (₹14,343,926.11)
₹239,572.72 (₹14,317,113.85)
₹241,419.43 (₹14,290,094.91)
₹243,280.37 (₹14,262,867.70)
₹245,155.65 (₹14,235,430.62)
₹247,045.40 (₹14,207,782.04)
₹248,949.70 (₹14,179,920.33)
₹250,868.69 (₹14,151,843.86)
₹252,802.47 (₹14,123,550.96)
₹254,751.16 (₹14,095,039.98)
₹256,714.86 (₹14,066,309.22)
₹258,693.71 (₹14,037,356.99)
₹260,687.80 (₹14,008,181.60)
₹262,697.27 (₹13,978,781.30)
₹264,722.23 (₹13,949,154.38)
₹266,762.80 (₹13,919,299.09)
₹268,819.10 (₹13,889,213.66)
₹270,891.24 (₹13,858,896.33)
₹272,979.36 (₹13,828,345.29)
₹275,083.58 (₹13,797,558.76)
₹277,204.01 (₹13,766,534.92)
₹279,340.80 (₹13,735,271.94)
₹281,494.05 (₹13,703,767.97)
₹283,663.90 (₹13,672,021.15)
₹285,850.47 (₹13,640,029.62)
₹288,053.90 (₹13,607,791.49)
₹290,274.32 (₹13,575,304.86)
₹292,511.85 (₹13,542,567.81)
₹294,766.63 (₹13,509,578.41)
₹297,038.79 (₹13,476,334.72)
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