Top 20: Life Insurance Corporation of India

AY 2019-2020
An Integrated CIE Report

On
"Top 20 companies in India"
For the course
102 Organizational Behaviour
By
Santoshi Lenka (SIMMC)- A
Roll no – (20190101074)
1
DECLARATION
I solemnly declare that the project report is based on our work carried out during the course
of our study under the supervision of Prof. Deepali Desai.
I assert the statements made and conclusions drawn are an outcome of my research work. I
further certify that the work contained in the report is original and has been done by us under
the general supervision of our supervisor.
The work has not been submitted to any other Institution for any other
degree/diploma/certificate in this university or any other University of India or abroad.
I have followed the guidelines provided by the university in writing the report.
Whenever I have used materials (data, theoretical analysis, tables, charts, images and text)
from other sources, I have given their details in the references.
- Santoshi Lenka- (SIMMC A)
2
ACKNOWLEDGEMENT
At the start, I would like to express our sincere gratitude to Dr. Deepali Desai from
Suryadatta Institute of Management and Mass Communication (SIMMC), Pune – 411021 for
successful completion of a project in partial fulfilment of Master of Business Administration
(MBA) under her guidance to allow me to work on such an interesting subject. She provided
us proper and correct direction for completion of the project work. Her continuous guidance
during the project helped me in channelizing my efforts quite appropriately.
I am also thankful to Mr. Yashwant Chavan, TATA Motors, Pune – 411021 for guidance
given and cooperation extended for carrying out the project.
I am also thankful to all the respondents, family members and friends who have helped me to
conclude the contents of the project in decent and presentable manner.
3
INDEX
Chapter Chapter Title

No
1 TATA Group
2 Life Insurance Corporation of India
3 Bharti Airtel Limited
4 Infosys Limited
5 State Bank of India
6 Reliance Industries Limited
7 Oil and Natural Gas Corporation Limited
8 Larsen and Toubro Limited
9 Indian Oil Corporation Limited
10 HCL Technologies Limited
11 Mahindra and Mahindra Limited
12 Wipro Limited
13 ICICI Bank Limited
14 HDFC Bank Limited
15 IDEA Cellular Limited
16 AMUL Industries Private Limited
17 Essar Oil Limited
18 Maruti Suzuki (India) Limited\
19 Asian Paints Limited
20 Aditya Birla Group
21 References
4
TATA GROUP
Connecting Aspirants
Company background-
Tata group tops the list of the top 20 companies in India by brand valuation in 2017. Tata is a private entity
that began in 1868 and is today headquartered in Mumbai, Maharashtra, India.
Tata group offers a dynamic range of products in different fields including the automotive sector,
consumer goods, chemicals, airlines, electrical distribution, defence & aerospace, steel, health care,
telecommunication, real estate, locomotives, financial services, information technology and engineering
services. Tata has a global appearance. From salt to heavy vehicles, the goodwill this company has earned is
due to ethics and principles coupled with great business tactics
Chairman, MD, CMD, CEO –
Natarajan Chandrasekaran
5
History
The Tata Group was founded as a private trading firm in 1868 by entrepreneur and philanthropist Jamsetji
Nusserwanji Tata. In 1902 the group incorporated the Indian Hotels Company to commission the Taj Mahal
Palace & Tower, the first luxury hotel in India, which opened the following year. After Jamshetji’s death in
1904, his son Sir Dorab Tata took over as chair of the Tata Group. Under Dorab’s leadership the group
quickly diversified, venturing into a vast array of new industries, including steel (1907), electricity (1910),
education (1911), consumer goods (1917), and aviation (1932).
Following Dorab’s death in 1932, Sir Now roji Saklatwala became the group’s chair. Six years
later JehangirRatanjiDadabhoy Tata (J.R.D.) took over the position. His continued expansion of the
company into new sectors—such as chemicals (1939), technology (1945), cosmetics (1952), marketing,
engineering, and manufacturing (1954), tea (1962), and software services (1968)—earned Tata Group
international recognition. In 1945 Tata Group established the Tata Engineering and Locomotive Company
(TELCO) to manufacture engineering and locomotive products; it was renamed Tata Motors in 2003. In
1991 J.R.D.’s nephew, Indian business mogul Ratan Tata, succeeded him as chairman of the Tata Group.
Upon assuming leadership of the conglomerate, Ratan aggressively sought to expand it, and increasingly he
focused on globalizing its businesses. In 2000 the group acquired London-based Tetley Tea, and in 2004 it
purchased the truck-manufacturing operations of South Korea’s Daewoo Motors. In 2001 Tata Group
partnered with American International Group, Inc. (AIG) to create the insurance company Tata-AIG.
In 2007 Tata Steel completed the biggest corporate takeover by an Indian company when it acquired the
giant Anglo-Dutch steel manufacturer Corus Group. The following year the company made headlines
worldwide when it ventured into the automotive industry. On January 10, 2008, Tata Motors officially
launched the Nano, a tiny, rear-engine, pod-shaped vehicle that eventually sold at a base price (excluding
options, tax, and transportation fees) equivalent to $1,500 to $3,000. Although only slightly more than 3
metres (10 feet) long and about 1.5 metres (5 feet) wide, the highly touted “People’s Car” could seat up to
five adults and, in Tata’s words, would provide a “safe, affordable, all-weather form of transport” for
millions of middle- and lower-income consumers both in India and abroad. The first Nano hit the road in
India in July 2009. Tata Motors purchased the elite British brands Jaguar and Land Rover from the Ford
Motor Company in 2008. Four years later Ratan Tata retired and was succeeded by Cyrus Mistry. Mistry
was abruptly dismissed as chairman in October 2016—reportedly over disagreements with members of
the Tata family regarding business strategy—and Ratan returned to the position on an interim basis. Ratan’s
second stint as chairman ended in January 2017 when Natarajan Chandrasekaran was appointed to the
position.
Group -
Tata Group is an Indian multinational conglomerate holding company headquartered

in Mumbai, Maharashtra, India. Founded in 1868 by Jamsetji Tata, the company gained international
recognition after purchasing several global companies. One of India's largest conglomerates, Tata Group is
owned by Tata Sons.
Each Tata company operates independently under the guidance and supervision of its own board of directors
and shareholders. Significant Tata companies and subsidiaries include Tata Steel, Tata Motors, Jaguar Land
Rover, Tata Consultancy Services, Tata Advanced Systems Limited, Tata Power, Tata Chemicals, Tata
Global Beverages, Tata Coffee, Tata Teleservices, Titan, Voltas, Tata Clip, Tata Communications, and The
Indian Hotels Company Limited (Taj Hotels), TATA Auto Comp. Systems Ltd.
Year of inception –1868
6
Headquarters -
Headquarters of TATA Group are at Bombay House, Mumbai
7
Company promoters –
8
Key collaborations -
“Business, as I have seen it, places one great demand on you: it needs you to self-impose a framework of
ethics, values, fairness and objectivity on yourself at all times.” - Ratan N. Tata, 2006
Vision &Mission–
At the Tata group we are committed to improving the quality of life of the communities we serve. We do this
by striving for leadership and global competitiveness in the business sectors in which we operate.
Our practice of returning to society what we earn evokes trust among consumers, employees, shareholders
and the community. We are committed to protecting this heritage of leadership with trust through the manner
in which we conduct our business.
The values of integrity, excellence, unity, responsibility and pioneering anchor the Tata group to its core
philosophy and legacy.
Values –
The five core Tata values underpinning the way we do business are:
 Integrity
 Responsibility
 Excellence
 Pioneering
 Unit
9
Which values I would like to imbibe in me & why?
Pioneering
Because TATA group has best attitude that is, they never give up unless and until they have achieved their
goals. TATA focus on innovative solution which I personally like a lot. They are never stuck on anything,
they just go on, no matter what.
10
LIFE INSURANCE CORPORATION OF INDIA (LIC)
Zindagi Ke Saath Bhi, Zindagi Ke Baad Bhi
Company background
Life Insurance Corporation of India (LIC) is an Indian state-owned insurance group and investment
company owned by Government of India. LIC headquartered is in Mumbai. It is the largest insurance
company in India with an estimated asset value of ₹3,111,847 crores (US$450 billion). As of 2019 it had
total life fund of ₹28,28,320.12 crore and total number of policies sold coming in at ₹214.33 lakh that year
(2018-19). LIC settled 259.54 lakh claims in 2018-19. LIC has 29 crore policy holders.
The Life Insurance Corporation of India was founded in 1956 when the Parliament of India passed the Life
Insurance of India Act that nationalised the private insurance industry in India. Over 245 insurance
companies and provident societies were merged to create the state-owned Life Insurance Corporation
History
The Oriental Life Insurance Company, the first company in India offering life insurance coverage, was
established in Kolkata in 1818. Its primary target market was the Europeans based in India, and it charged
Indians heftier premiums. Surendra Nath Tagore had founded Hindustan Insurance Society, which later
became Life Insurance Corporation.
The Bombay Mutual Life Assurance Society, formed in 1870, was the first native insurance provider. Other
insurance companies established in the pre-independence era included
 Postal Life Insurance (PLI) was introduced on 1 February 1884

 Bharat Insurance Company (1896)
 United India (1906)
 National Indian (1906)
 National Insurance (1906)
 Co-operative Assurance (1906)
 Hindustan Co-operatives (1907)
 Indian Mercantile
 General Assurance
 Swadeshi Life (later Bombay Life)
 Sahyadri Insurance (Merged into LIC, 1986)
The first 150 years were marked mostly by turbulent economic conditions. It witnessed India's First War of
Independence, adverse effects of the World War I and World War II on the economy of India, and in
between them the period of worldwide economic crises triggered by the Great depression. The first half of
the 20th century saw a heightened struggle for India's independence. The aggregate effect of these events led
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to a high rate of and liquidation of life insurance companies in India. This had adversely affected the faith of
the general in the utility of obtaining life cover.
Group
Being an insurance company, LIC mainly comprises of Insurance plans. They include Life plans, Money
plans, Accidental plans, Term Assurance plans, etc. They are as follows -
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Year of inception1870
Headquarters
Headquarters of LIC are in Mumbai.
Company promoters
Position as on 20.09.2019
Sr No Shareholder/ Category %
No. of shares held
shareholding
A Promoters
1 SUUTI 136,887,639 5.22
2 LIFE INSURANCE CORPORATION OF 259,977,246 9.92
INDIA
3 GENERAL INSURANCE 33,862,729 1.29
CORPORATION OF INDIA
4 THE NEW INDIA ASSURANCE 20,591,585 0.79
COMPANY LIMITED
5 NATIONAL INSURANCE COMPANY 5,49,681 0.02
LIMITED
6 THE ORIENTAL INSURANCE 49,77,520 0.19
COMPANY LIMITED
7 UNITED INDIA INSURANCE 3,24,076 0.01
COMPANY LIMITED
Total promoter shareholding A 45,71,70,476 17.44
B DOMESTIC SHAREHOLDERS
8 Indian FIs / Banks / NBFC / AIF 7,887,343 0.30
9 Indian MFs 465,582,114 17.77
10 Indian bodies corporate 32,394,172 1.24
11 Indian residents 169,470,784 6.46
13
12 INSURANCE GROUP 48,877,13 1.87
Total domestic shareholding B 724,211,543 27.64
C Foreign shareholders
13 FIIs/FPI/QFI/QIB 1,232,504,281 47.04
FII: 2361640 / 00.09 % & QIB: 1111 /
0.00 %
FPC: 1187190597 / 45.31 %
14 FDI (GDR) 66,519,730 2.54
15 FDI (OTHERS) 132,857,385 5.07
4 Foreign Bodies - DR 490,306 0.02
17 Foreign Banks/Foreign Employees 98,400 0.00
18 Foreign Nationals 850 0.00
19 NRIs 6,423,343 0.25
Total Foreign shareholding C 1,438,894,295 54.92
14
Chairman, CEO – M R Kumar
MD, CMD–
T C Suseel Kumar and Vipin Anand have been appointed as Managing Directors of the LIC for five years.
Key collaborations
Spread Life Insurance widely and in particular to the rural areas and to the socially and economically
backward classes with a view to reaching all insurable persons in the country and providing them adequate
financial cover against death at a reasonable cost
Maximize mobilization of people's savings by making insurance-linked savings adequately attractive
Bear in mind, in the investment of funds, the primary obligation to its policyholders, whose money it
holds in trust, without losing sight of the interest of the community as a whole; the funds to be deployed
to the best advantage of the investors as well as the community as a whole, keeping in view national
priorities and obligations of attractive return Conduct business with utmost economy and with the full
realization that the moneys belong to the policyholders. Act as trustees of the insured public in their
individual and collective capacities Meet the various life insurance needs of the community that would
arise in the changing social and economic environment
Involve all people working in the Corporation to the best of their capability in furthering the interests of
the insured public by providing efficient service with courtesy Promote amongst all agents and
employees of the Corporation a sense of participation, pride and job satisfaction through discharge of
their duties with dedication towards achievement of Corporate Objective
Vision, Mission
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Vision - Ensure and enhance the quality of life of people through financial security by providing products
and services of aspired attributes with competitive returns, and by rendering resources for economic
development
Mission - A trans-nationally competitive financial conglomerate of significance to societies and Pride of

India
Values
1. Worthy of Trust
2. Customer Focused
3. Respect for Each Other
4. Winning with Integrity
Trust- Trust is the basic thing which every human being wants and LIC have gained their trust from all people.
That’s why it is ruling in India. I believe after winning trust of common people we can carry out our business
smoothly.
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BHARTI AIRTEL LIMILED
Sab Kuch Try Karo, Fir Sahi Chuno
Company background
History –
Bharti Airtel, incorporated on July 7, 1995 is the flagship company of Bharti Enterprises. The Bharti Group,
has a diverse business portfolio and has created global brands in the telecommunication sector. Bharti Airtel,
is Asia’s leading integrated telecom services provider with operations in India and Sri Lanka. Bharti Airtel
has been at the forefront of the telecom revolution and has transformed the sector with its world–class
services built on leading edge technologies.
Bharti Enterprises is one of India’s leading business groups with interests in telecom, retail, manufacturing,
Agri business and financial services. Bharti has recently forayed into retail business as Bharti Retail Pt. Ltd.
under a MoU with Wall–Mart for the cash & carry business. It has successfully launched an international
venture with EL Rothschild Group to export fresh Agri products exclusively to markets in Europe and USA
and has launched Bharti AXA Life Insurance Company Ltd under a joint venture with AXA, world leader in
financial protection and wealth management.
Bharti Airtel is India’s largest integrated and the first private telecom services provider with a footprint in all
the 23 telecom circles. Bharti Airtel since its inception has been at the forefront of technology and has
steered the course of the telecom sector in the country with its world class products and services.
The businesses at Bharti Airtel have been structured into three individual strategic business units (SBU’s) –
Mobile Services, Airtel Telemedia Services & Enterprise Services. The mobile business provides mobile &
fixed wireless services using GSM technology across 23 telecom circles while the Airtel Telemedia Services
business offers broadband & telephone services in 95 cities and has recently launched India's best Direct–to–
Home (DTH) service, Airtel digital TV. The Enterprise services provide end–to–end telecom solutions to
corporate customers and national & international long-distance services to carriers. All these services are
provided under the Airtel brand. Airtel's high–speed optic fibre network currently spans over 90,205 kms
covering all the major cities in the country.
The company has two international landing stations in Chennai that connects two submarine cable systems –
i2i to Singapore and SEA–ME–WE–4 to Europe.
Bharti Airtel (Singapore) Private Limited, a wholly owned subsidiary was incorporated on 2nd April, 2007
and will obtain a license to enable interconnecting the i2i cable with other submarine cable systems landing
in Singapore to provide increased onward connectivity to US West Coast and also to cater to connectivity
requirements in Asia Pacific and for carrying the business of International Calling Card Services
Group –
Bharti Airtel Limited is a leading global telecommunications company with operations in 17 countries
across Asia and Africa. Headquartered in New Delhi, India, Bharti Airtel ranks amongst the top 3 mobile
service providers globally in terms of subscribers. The company offers an integrated suite of telecom
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solutions to its enterprise customers, in addition to providing long distance connectivity both nationally and
internationally. The Company also offers Digital TV and IPTV Services. All these services are rendered
under a unified brand 'airtel' either directly or through subsidiary companies.
The company operates in four strategic business units, namely Mobile, Tele media, Enterprise and Digital
TV. The mobile business offers services in India, Sri Lanka and Bangladesh. The Tele media business
provides broadband, IPTV and telephone services in 95 Indian cities. The Digital TV business provides
Direct-to-Home TV services across India. The Enterprise business provides end-to-end telecom solutions to
corporate customers and national and international long distance services to telos.
The company also deploys, owns and manages passive infrastructure pertaining to telecom operations under
their subsidiary Bharti Infratel Ltd. Bharti Infratel Ltd own 42% of Indus Towers Ltd. Bharti Infratel Ltd
and Indus Towers Ltd are the largest passive infrastructure service providers for telecom services in India.
Year of inception –July 7, 1995
Headquarter –
Headquarters of Bharti Airtel are at Gurgaon, Delhi
Bharti Airtel is likely to use the SingTel investment to reduce its debt. Airtel's consolidated net debt stood
at Rs 1,16,645.8 crore as on June 30, 2019. A telecom entity is required to take FDI approval only if the
foreign investment limit in the company is to be raised beyond 50 per cent
Chairman, MD – Sunil Bharti Mittal
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CEO, CMD– Gopal Vital
Key collaborations –
Bharti Airtel, India's largest telecom operator has joined a new global collaboration called Seamless Alliance
to bring high-speed and uninterrupted in-flight data connectivity to mobile customers. Seamless Alliance
has been founded by One Web, Airbus, Delta and Sprint along with Bharti Airtel. The alliance will work
towards leveraging satellite technology to offer data connectivity to mobile users even when they are on
board a flight, as mentioned by the company in a statement.
Together, these members hope to "eliminate the immense costs and hurdles commonly associated with
acquisition, installation, and operation of data access infrastructure". This will be done by streamlining
system integration and certification, providing open specifications for interoperability, increasing
accessibility for passengers, and enabling simple and integrated billing, the statement added.
Vision & Mission -
Vision - Our vision is to enrich the lives of customers. Our obsession is to win customers for life through an
exceptional experience.
Mission – Hunger to win customers to life.
Values -
1. Alive
2. Inclusive
3. Respectful
Respect – RESPECT is the most essential term while doing any kind of activity. As we all know “give
respect, take respect”. We should greet everyone with respect. Then only we will have it in return.
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INFOSYS LIMITED
Powered by Intellect, Driven by Values
Company background
History –
Infosys was established by seven engineers in Pune, Maharashtra, India with an initial capital of $250 in
1981.It was registered as Infosys Consultants Private Limited on 2 July 1981.in 1983, it relocated its office
to Bangalore, Karnataka, India.
Name change: The company changed its name to Infosys Technologies Private Limited in April 1992 and
to Infosys Technologies Limited when it became a public limited company in June 1992. It was later
renamed to Infosys Limited in June 2011
Share listing: An initial public offer (IPO) in February 1993 with an offer price of ₹95 (equivalent to ₹510
or US$7.40 in 2018) per share against book value of ₹20 (equivalent to ₹110 or US$1.60 in 2018) per share
was undersubscribed but it was "bailed out" by US investment bank Morgan Stanley, which picked up 13%
of equity at the offer price.[10] Its shares were listed in stock exchanges in June 1993 with trading opening
at ₹145 (equivalent to ₹790 or US$11 in 2018) per share.
Its shares were listed on NASDAQ in 1999 through ADR route. The share price surged to ₹8,100 (equivalent
to ₹26,000 or US$380 in 2018) by 1999 making it the costliest share on the market at the time. At that time,
Infosys was among the 20 biggest companies by market capitalization on the NASDAQ the ADR listing was
shifted from NASDAQ to NYSE Euronext to give its European investors better access to its stock
Group –
Infosys Limited is an Indian multinational corporation that provides business consulting, information
technology and outsourcing services. It has it headquarters in Bangalore, Karnataka, India.
Infosys is the second-largest Indian IT company after Tata Consultancy Services by 2017 revenue and 596th
largest public company in the world based on revenue.[4] On March 29, 2019, its market capitalisation was
$46.52 billion. The credit rating of the company is A− (rating by Standard & Poor's)
Year of inception –2 July 1981
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Headquarter – Headquarters of Bharti Airtel are at Bengaluru.
Company promoters – N R Narayana Murthy and Nandan Nilekani
Chairman - N. R. Narayana Murthy (Nagahara Ramarao Narayana Murthy)
MD, CMD, CEO - Salil Parekh
Key collaborations–
Infosys has recently announced three significant partnerships with leading technology players – Microsoft,
Huawei, and Hitachi Data Systems. These partnerships aim to strengthen and widen the scope of solutions
the company offers in the areas of cloud, big data and analytics, communication and infrastructure, and data
centre transformation solutions.
Vision - “To be a globally respected corporation that provides best-of-breed business solutions, leveraging
technology, delivered by best-in-class people.”
Infosys does not just want to be a corporation which just focuses on increasing its business and revenue,
rather its vision is to be a corporation which provides best business solution by indulging best talented
people and eventually to become a reputed and respected corporation.
Mission - “To achieve our objectives in an environment of fairness, honesty, and courtesy towards our
clients, employees, vendors and society at large.”
Infosys focuses on maintaining fairness, honesty and courtesy towards their clients, employees, vendors and
society in their path of achieving their objective. They believe that these three key aspects were the main
factors in achieving their vision.
Values–
1. Client Value.
2. Leadership by Example
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3. Integrity and Transparency
4. Fairness
5. Excellence
Leadership is the quality of an innovative person. Leaders lead their life as well as their success.
22
STATE BANK OF INDIA
The Banker to Every Indian
Company background
History –
The State Bank of India (SBI Bank) was established in 1806, in Kolkata. Three years after that, it acquired
its charter and was re-designed as Bank of Bengal in 1809. It was the very first joint-stock bank of India,
which the Bengal Government sponsored. Apart from Bank of Bengal, the Bank of Madras and the Bank of
Bombay was also part of this joint stock and remained at the centre of the modern banking.
Initially, all three banks were Anglo-Indian creations and they came into play due to the following three
reasons-
 Lack of modernization of the Indian economy due to several arbitrary reasons

 Local European commerce needs and requirements
 Compulsions imperial finance

The transformation or evolution of the State Bank of India came about due to the ideas adopted from the
same movements happening in England and Europe. Another reason that contributed to this evolution was
the changes and modifications in the local trading environment, along with India’s economic relationships
with that of Europe and the global economic structure.
The State Bank of India is a giant in its own right, and there are several reasons that contribute to that. It is
the oldest bank in the country currently if you go by the size of its balance sheet.
As of now, the State Bank of India is the biggest arranger responsible for external commercial borrowings in
the country and is the biggest provider of infrastructure debt. In addition, it is the sole Indian bank to be a
part of the Fortune 500 list.
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Group –
SBI Group consists of –

State Bank of India
SBI Cards & Payment Services Private Limited
SBI Life Insurance Company Limited
SBI Funds Management Private Limited
SBI CAP Securities Limited
SBI General Insurance Company Limited
SBI Pension Funds Private Limited
SBI Capitals Market Limited
SBI Global Factors Limited
SBI SG Global Securities Services Private Limited
SBI DFHIL limited
SBI Foundation
Headquarter–
Headquarters of Bharti Airtel are at Bandra-Curli-Complex, Bandra East, Mumbai
“The board of SBI will decide on the timeline of sale in the next board meeting.” In March, private equity
firm The Carlyle Group had acquired 9.25 per cent stake of the insurance company from co-promoter group
BNP Paribas Cardiff for a deal worth about Rs 5,500 crore
 S&P BSE SENSEX. 39,394.64 -191.77 (-0.48%) 11694.55 -116.6 (-0.99%)

 GOLD. 34,206.00 31.00 (+0.09%) 3800.00 -15 (-0.39%) SILVER. 37,452.00 -90.00 (-0.24%)
 Dow Jones. 26,599.96 73.38 (+0.28%) 8146.49 -60.75 (-0.74%) FTSE. 7,425.63 23.30 (+0.31%)
 Reliance. 1,253.10 -21.05 (-1.65%) 112.60 0.4 (+0.36%) SBI. 361.25 -0.90 (-0.25%)
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Chairman, CMD– Shri Rajnish Kumar
MD – Shri Dinesh Kumar Khara
CEO – Arundhati Bhattacharya
 Promise to we will act courteously, fairly and reasonably in all dealings with customers.
 Making sure that their documents and procedures are clear and not misleading and that customers are given
clear information about their products and services.
 When a customer has chosen an account or service, they will give him/her clear information about how it
works, the terms and conditions and the interest rates which apply to it.
 Help to use his/her account or service by sending regular statements (where appropriate) and keeping
him/her informed about changes to the interest rates, charges or terms and conditions.
 Dealing quickly and sympathetically with things that go wrong by correcting mistakes quickly, handling
complaints quickly and reversing any bank charges applied in error.
 Treat all personal information as private and confidential, and operate secure and reliable banking and
payment systems.
 To publicise their Citizens Charter, have copies available and make sure that their staff is trained to put it
into practice
Vision– Be the bank of choice for a transforming India
Mission–Committed to providing simple, responsive and innovative financial solutions
Values–
1. Service
2. Transparency
3. Ethics
4. Politeness
5. Sustainability
Politeness-
Being polite won’t cost anything. From this, I have learnt that politeness changes the perspectives of others
towards us. We should use polite words while communicating.
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RELIANCE INDUSTRIES LIMITED
Growth Is Life
Company background
History –
The company was co-founded by Dhirubhai Ambani and Champaklal Damani in 1960's as Reliance
Commercial Corporation. In 1965, the partnership ended and Dhirubhai continued the polyester business
of the firm. In 1966, Reliance Textiles Engineers Pt. Ltd. was incorporated in Maharashtra. It established
a synthetic fabric mill in the same year at Neruda in Gujarat. On 8 May 1973, it became Reliance Industries
Limited. In 1975, the company expanded its business into textiles, with "Vimal" becoming its major brand in
later years. The company held its Initial public offering (IPO) in 1977.The issue was over-subscribed by
seven times. In 1979, a textiles company Saidpur Mills was amalgamated with the company. In 1980, the
company expanded its polyester yarn business by setting up a Polyester Filament Yarn Plant in
Patalganga, Raigad, Maharashtra with financial and technical collaboration with E. I. du Pont de Nemours &
Co., U.S
Group –
Reliance Capital
Reliance Infrastructure Limited
Reliance Entertainment
Reliance Power
Reliance Communications Limited
Kokilaben Dhirubhai Ambani Hospital
Year of inception – 8th May 1973
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Headquarter–
Headquarters of Reliance Group are at Nariman Point, Mumbai.
Chairman, CEO, CMD, MD – Mukesh D. Ambani
Vision –
1. To provide the best and most value-adding advice within investor relations, financial communications,
media relations, crisis communications, issues management and CSR reporting.
2. To be an independent sparring-partner and to provide excellent advice for our clients in connection
with IPOs, ECM and M&A transactions, corporate governance-related issues as well as in connection
with preparations of contingency communications plans regarding public takeovers.
Reliance’s activities shall be of benefit for both our clients, collaboration partners, employees and
shareholders.
Mission –
1. To be our clients’ ’first call’ and preferred collaboration partner within our business areas.
2. To consistently exceed our clients’ expectations for professional and value-adding advice.
Values–
1. Quality
2. Innovation
3. Ambition
4. Honesty
5. Integrity
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Integrity
Integrity is something that Reliance group maintains on high level. They are also famous for keeping their
word. I would like to imbibe this value in me because I value integrity a lot. This is what adds up to your
personality in order to make you punctual. Therefore, I would like to inculcate this value in me.
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OIL AND GAS CORPORATION LIMITED
Making Tomorrow Brighter
Company background
History – Oil and Natural Gas Corporation (ONGC) is an Indian Multinational Crude Oil and Gas Corporation.
Its registered office is now at New Delhi, India. It is a state-owned enterprise of the Government of India, under
the administrative control of the Ministry of Petroleum and Natural Gas. It is India's largest oil and gas
exploration and production company. It produces around 70% of India's crude oil (equivalent to around 30% of
the country's total demand) and around 62% of its natural gas.
In a government survey for fiscal year
2018-19, it was ranked as the largest profit-making PSU in India. It is ranked 11th among the Top 250 Global
Energy Companies by Platts.
ONGC was founded on 14 August 1956 by Government of India. It is involved in exploring for and exploiting
hydrocarbons in 26 sedimentary basins of India, and owns and operates over 11,000 kilometres of pipelines in
the country. Its international subsidiary ONGC Videsh currently has projects in 17 countries. ONGC has
discovered 6 of the 7 commercially producing Indian Basins, in the last 50 years, adding over 7.1
billion tonnes of In-place Oil & Gas volume of hydrocarbons in Indian basins. Against a global decline of
production from matured fields, ONGC has maintained production from its brownfields like Mumbai High, with the
help of aggressive investments in various IOR (Improved Oil Recovery) and EOR (Enhanced Oil Recovery)
schemes. ONGC has many matured fields with a current recovery factor of 25–33%. Its Reserve Replacement
Ratio for between 2005 and 2013, has been more than one. During FY 2012–13, ONGC had to share the
highest ever under-recovery of INR 8993.78 billion (an increase of INR 567.89 million over the previous financial
year) towards the under-recoveries of Oil Marketing Companies (IOC, BPCL and HPCL). On 1 November 2017,
the Union Cabinet approved ONGC for acquiring majority 51.11% stake in HPCL (Hindustan Petroleum
Corporation Limited). On Jan 30th 2018, Oil & Natural Gas Corporation acquired the entire 51.11% stake
of Hindustan Petroleum Corporation.
Year of inception –14 August 1956
Headquarter– Headquarters of Reliance Group are at Vasant Kunj, Delhi
Chairman, MD, CMD, CEO - Shashi Shankar

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Vision &Mission -
Vision - To be global leader in integrated energy business through sustainable growth, knowledge excellence
and exemplary governance practices.
Mission -
World Class
Integrated in Energy Business
Dominant Indian Leadership

Values–
1. Imbibe high standards of business ethics and organizational values.

2. Abiding commitment to safety, health and environment to enrich quality of community life.
3. Foster a culture of trust, openness and mutual concern to make working a stimulating.
4. Challenging experience for our people

We should be open towards new learning. Openness will help us in acquiring new information &
experiences.
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LARSEN AND TOUBRO LIMITED
It’s All About Imagineering
Company background
History –
Larsen & Toubro originated from a company founded in 1938 in Mumbai by two Danish engineers, Henning
Holck-Larsen and Soren Kristian Toubro. The company began as a representative of Danish manufacturers
of dairy equipment. However, with the start of the Second World War in 1939 and the resulting restriction
on imports, the partners started a small workshop to undertake jobs and provide service facilities. Germany's
invasion of Denmark in 1940 stopped supplies of Danish products. The war-time need to repair and refit
ships offered L&T an opportunity, and led to the formation of a new company, Hilda Ltd, to handle these
operations. L&T also started to repair and fabricate ships signalling the expansion of the company. The
sudden internment of German engineers in British India (due to suspicions caused by the Second World
War), who were to put up a soda ash plant for the Tata's, gave L&T a chance to enter the field of installation
In 1944, ECC (Engineering Construction & Contracts) was incorporated by the partners; the company at this
time was focused on construction projects (Presently, ECC is the construction division of L&T). L&T began
several foreign collaborations. By 1945, the company represented British manufacturers of equipment used
to manufacture products such as hydrogenated oils, biscuits, soaps and glass. In 1945, the company signed
an agreement with Caterpillar Tractor Company, USA, for marketing earth moving equipment. At the end of
the war, large numbers of war-surplus Caterpillar equipment’s were available at attractive prices, but the
finances required were beyond the capacity of the partners. This prompted them to raise additional equity
capital, and on 7 February 1946, Larsen & Toubro Private Limited was incorporated
After India's independence in 1947, L&T set up offices in Calcutta (now Kolkata), Madras (now Chennai)
and New Delhi. In 1948, 55 acres of undeveloped marsh and jungle was acquired in Powai, Mumbai. A
previously uninhabitable swamp subsequently became the site of its main manufacturing hub. In December
1950, L&T became a public company with a paid-up capital of ₹20 lakhs (US$29,000). The sales turnover in
that year was ₹1.09 crore (US$160,000). In 1956, a major part of the company's Mumbai office moved to
ICI House in Ballard Estate, which would later be purchased by the company and renamed as L&T House,
its present headquarters.
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Group –
Larsen & Toubro Company has various businesses. They are –
Construction
Hydrocarbon Engineering
Power
Heavy Engineering
Metallurgical and Material Handling
Defence
Shipbuilding
Electrical and Automation
Construction and Mining Machinery
LTI
L & T Values
L & T Technology Services
L & T IDPL
L & T Metro Rail
L & T Finance
L & T Realty
L & T-NXT
Mindtree
Headquarter–
Headquarters of Larsen & Toubro are at L & T House, Ballard Estate, Mumbai
Chairman, MD, CMD, CEO – SN Subrahmanyam
Mission –To develop and deliver high quality education and research in project management in consonance
with the vision of L&T by providing state-of-the-art infrastructure and learner friendly atmosphere with
innovative pedagogy thereby creating a pool of world class and socially responsible project professionals.
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Values–
1. Leadership
2. Technology
3. Our Businesses

Our Businesses
I would like to imbibe this value in me. Because L&T leads in nearly every sphere of business it operates in.
As of now, it is serving customers in more than 30 countries, across various industries. I would like to be
like them. I would like to be at the lead position wherever I am or will be in future. So, I would definitely
inculcate this value in me.
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INDIAN OIL CORPORATION LIMITED
Company background
History –
Indian Oil Corporation Limited (IOCL), commonly known as Indian Oil is an Indian state government
owned oil and gas company headquartered in New Delhi. It is the largest commercial oil company in the
country, with a net profit of INR 19,106 crore (USD 2,848 million) for the financial year 2016–17.[5] It is
ranked 1st in Fortune India 500 list for year 2016 and 137th in Fortune's ‘Global 500’ list of world's largest
companies in the year 2018. As of 31 March 2017, Indian Oil’s employee strength is 33,135, out of which
16,545 are in the officer cadre. It is India's largest downstream oil company, with a work force of more than
33,000 employees, a turnover of Rs. 506,428 crores and a net profit of Rs. 21,346 crores in 2017-18.
Indian Oil’s business interests overlap the entire hydrocarbon value-chain, including refining, pipeline
transportation, marketing of petroleum products, exploration and production of crude
oil, natures and petrochemicals
Indian Oil has ventured into alternative energy and globalization of downstream operations. It has
subsidiaries in Sri Lanka (Lanka IOC), Mauritius (Indian Oil (Mauritius) Ltd) and the Middle East (IOC
Middle East FZE).
In May 2018, IOCL become India's most profitable state-owned company for the second consecutive year,
with a record profit of ₹21,346 crores in 2017-18, followed by Oil and Natural Gas Corporation, whose
profit stood at ₹19,945 crore
Year of inception –June 30, 1959
Headquarter– Indian Oil Headquarters are at New Delhi.
Chairman MD - Sanjiv Singh
CMD, CEO – B Ashok
Indian Oil, India’s flagship petroleum major and Lanate, a leading clean energy technology company have
signed a Memorandum of Understanding (MOU) for collaboration in a technology demonstration that will
34
enable Indian Oil to produce fuel grade ethanol. The MOU was signed by Mr. Sharath Mesh ram, Executive
Director (Petrochemicals), Indian Oil and Mr. Prabhakar Nair, Vice President (Business Development),
Asia Pacific, LanzaTech in the presence of Mr. B.M.Bansal, Chairman, Indian Oil and Dr. Jennifer
Holmgren, CEO, LanzaTech and senior executives from Indian Oil and LanzaTech. As a part of the
collaboration, Indian Oil will evaluate LanzaTech’s proprietary gas fermentation technology in one of its
refineries to produce fuel grade ethanol.
“Indian Oil is always looking at innovative options in augmenting its energy resources to meet the growing
demand of the Indian economy and LanzaTech technology is likely to support our efforts by harnessing fuel
grade ethanol from waste gas stream for partly meeting the requirements for MS blends in the future. We
are determined to explore sustainable options in bio-fuels and the Ethanol blending efforts will have to be
supplemented by technology solutions as well”, said Mr. B.M. Bansal.
“This collaboration will enable us to accelerate techno-economic and feasibility analyses. Our goal is to
show that there will be improved profitability and an overall reduction of the carbon footprint in Indian Oil
refineries, also enabling it to comply with India’s renewable fuel mandates. We are pleased to have the
opportunity to collaborate with Indian Oil to bring a new, indigenous resource into India’s liquid
transportation fuel pool, “said Dr. Holmgren.
LanzaTech is already collaborating on several international projects in the steel, coal and chemicals sectors
and has expanded its portfolio to the production of low cost fuel ethanol from non-food renewable resources
to include production of 2,3-Butanediol (2,3-BD), a key building block used to make polymers, plastics and
hydrocarbon fuels. India is one of the world’s fastest growing economies in the world and crude oil imports
are expected to exceed 80% in the next few years. The Indian Government has a National Bio-fuels policy
to increase the use of alternate renewable fuels produced from sustainable and non-food sources. It requires
oil companies to blend up to 5% ethanol with Petrol, rising to 10% in the near future
Vision &Mission–
Vision –Indian Oil’s ‘Vision with Values’ encompasses the Corporation’s new aspirations – to broaden its
horizons, to expand across new vistas, and to infuse new-age dynamism among its employees.
Adopted in the company’s Golden Jubilee year (2009), as a ‘shared vision’ of IndianOilPeople and other
stakeholders, it is a matrix of six cornerstones that would together facilitate the Corporation’s endeavours to
be ‘The Energy of India’ and to become ‘A globally admired company.’
More importantly, the Vision is infused with the core values of Care, Innovation, Passion and Trust, which
embody the collective conscience of the company and its people, and have helped it to grow and achieve
new heights of success year after year.
Mission -
To achieve international standards of excellence in all aspects of energy and diversified business with
focus on customer delight through value of products and services, and cost reduction.
To maximise creation of wealth, value and satisfaction for the stakeholders.
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To attain leadership in developing, adopting and assimilating state-of- the-art technology for
competitive advantage.
To provide technology and services through sustained Research and Development.
To foster a culture of participation and innovation for employee growth and contribution.
To cultivate high standards of business ethics and Total Quality Management for a strong corporate
identity and brand equity.
To help enrich the quality of life of the community and preserve ecological balance and heritage
through a strong environment conscience.
Values–
1. Care
2. Innovation
3. Passion
4. Trust
I would like to imbibe value passion in me. Because passion drives you to do something. Passion gives
you the self-motivational push which allows you to work hard. It gives you the boost to do the work anyhow.
So, I would like to imbibe this value in me on priority basis.
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HCL TECHNOLOGIES LIMITED
"Change your tagline from " Employee first " to EMPLOYER first
because that is what you practice."
Company background
History –
 In 1976, a group of six engineers, all former employees of Delhi Cloth & General Mills, led by Shiv Nadar,
started a company that would make personal computers.
 Initially floated as Microcomb Limited, Nadar and his team started selling tele-digital calculators to gather
capital for their main product.
 On 11 August 1976, the company was renamed Hindustan Computers Limited (HCL).
 On 12 November 1991, a company called HCL Overseas Limited was incorporated as a provider of
technology development services. It received the certificate of commencement of business on 10 February
1992 after which it began its operations.
 In July 1994, the company name was changed to HCL Consulting Limited and eventually to HCL
Technologies Limited in October 1999.
 HCL Technologies is one of the four companies under HCL Corporation, the second company being HCL
Info systems. In February 2014 HCL launched HCL Healthcare. HCL Talent Care is the fourth and latest
venture of HCL Corporation.
 HCL Technologies began as the R&D Division of HCL Enterprise, a company which was a contributor to
the development and growth of the IT and computer industry in India. HCL Enterprise developed an
indigenous microcomputer in 1978, and a networking OS and client-server architecture in 1983. On 12
November 1991, HCL Technologies was spun off as a separate unit to provide software services.
Group –
 HCL Technologies - originally HCL's R&D division, it emerged as a subsidiary in 1991

 HCL Infosystems
 HCL Healthcare
Year of inception –12 November 1991
Headquarter–
Headquarters of HCL are at Noida, Delhi
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Chairman– Shiv Nadar
MD, CEO – C Vijayakumar
CMD- Mr Santosh Sharma
Vision - Our Vision is to be a global leader in providing the highest level of IT solutions and services. We
strive to exceed our clients’ expectations and create a workplace in which all employees thrive in a
collaborative environment that celebrates excellence
Mission -
Conduct our business according to the highest standards of honesty and integrity. Provide a level
of service and support that allows our customers to confidently view us as their preferred solutions
provider
Create a work environment that recognizes the expertise, contributions, and teamwork of us
valued employees
To provide innovative, professional and personalized services to clients, associates and employees.
We shall be sensitive to the needs of individuals forming a subject of our intervention.
Values–
1. Value Centricity
2. Trust
3. Transparency
4. Flexibility
I would like to imbibe Flexibility in me. Because flexibility is the ability to of bending easily without
breaking. In certain situations, you need to take step backwards in order to avoid friction.
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MAHINDRA AND MAHINDRA LIMITED
Rise; Live Young, Live Free
Company background
History –
Mahindra & Mahindra was founded as a steel trading company on October 2, 1945 in Ludhiana as Mahindra
& Muhammed by brothers Kailash Chandra Mahindra and Jagdish Chandra Mahindra along with Malik
Ghulam Muhammad Anand Mahindra, the present Chairman of Mahindra Group is the grandson of Jagdish
Chandra Mahindra. After India gained independence and Pakistan was formed, Muhammad emigrated to
Pakistan. Muhammad acquired Pakistani citizenship and settled in Lahore, and in 1948 become Pakistan's
first finance minister. Thereafter, the company changed its name to Mahindra & Mahindra in 1948. It
eventually saw a business opportunity in expanding into manufacturing and selling larger MUVs, starting
with the assembly under licence of the Willis Jeep in India. Soon established as the Jeep manufacturers of
India, the company later commenced manufacturing light commercial vehicles (LCVs) and
agricultural tractors.
Over the past few years, the company has taken interest in new industries and in foreign markets. They
entered the two-wheeler industry by taking over Kinetic Motors in India M&M also has a controlling stake
in the REVA Electric Car Company and acquired South Korea's SsangYong Motor Company in 2011. In
2010–11 M&M entered in micro drip irrigation with the takeover of EPC Industries Ltd in Nashik.
In October 2014, Mahindra and Mahindra acquired a 51% controlling stake in Peugeot Motorcycles.
In December 2015, Mahindra and Mahindra Ltd and affiliate Tech Mahindra Ltd, through a special purpose
vehicle (SPV), have agreed to buy a 76.06% stake in Italian car designer PininfarinaSpA, for €25.3 million
(around Rs.186.7 crore).
In January 2017, Mahindra and Mahindra Ltd (M&M) acquired a 75.1 equity stake in
HisarlarMakinaSanayiveTicaret Anonym Şirketi (Hisarlar), a farm equipment company, marking its entry
into Turkey.
In September 2017 Mahindra and Mahindra Ltd acquired ErkuntTraktorSanayii AS, a Turkish tractor maker
and its foundry business for ₹800 crore
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Group –
Aerospace
Mahindra Aerospace
Aftermarket
Mahindra First Choice Services
Mahindra First Choice Wheels
Agribusiness
Mahindra Agribusiness Division
EPC Mahindra
Automotive
Mahindra & Mahindra
Mahindra Truck & Bus
Mahindra Reva
SsangYong Motors
Mahindra Two Wheelers
Genzel
Pannarin
AutomobiliPininfarina
Peugeot Motorcycles
JawaMotocycles
Components
Engines Engineering
Mahindra Castings
Mahindra Composites
Mahindra Engineering
Mahindra Gears and Transmissions

40
Mahindra Forgings
Mahindra Hinoday Ltd
Mahindra Intertrade
Mahindra Sona Ltd.
Mahindra Steel Service Centre
Mahindra Symtec
Mahindra Ugine Steel
Metal Castello S.p.A
Consulting
Mahindra Integrated Business Solutions
Mahindra Consulting Engineers
Mahindra Log iSOFT
Mahindra Special Services Group
Defence
Mahindra & Mahindra - Military Defence Division
Defence Land Systems
Education
Mahindra United World College of India
Mahindra École Centrale
Energy
Mahindra & Mahindra - Energy Division
Mahindra Solar One
Mahindra Sustain Pt. Ltd., formerly (Mahindra EPC Services Pt. Ltd.)
Farm Equipment
Mahindra & Mahindra - Farm Equipment Division
Mahindra USA Inc
Mahindra Uyeda (Yuncheng) Tractor Co
Mahindra Tractors
Erkan Tractor
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Promax Agri Equipment Ltd. (erstwhile Mahindra Gujarat Tractor Ltd)
Mahindra Swaraj
Jiangling Tractors
Financial Services
Mahindra & Mahindra Financial Services Limited
Mahindra Insurance Brokers
Mahindra Rural Housing Finance
Mahindra Mutual Fund
Hospitality
Mahindra Holidays and Resorts
Industrial Equipment
Mahindra Conveyor Systems
Information Technology
Tech Mahindra
Mahindra Convivia
Bristlecone
CanvasM
Logistics
Mahindra Logistics
Smart Shift
Luxury Boats
Mahindra Marine Private Limited
Ecommerce
M2ALL - Official Mahindra e-store
Real Estate
Mahindra Life spaces
Mahindra World City
Retail
Mahindra Retail
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Sports
Mahindra United FC
Mahindra Racing
Mahindra-NBA Partnership
Mahindra-Celtic Football Club Partnership
Defunct
Mahindra Satyam
Mahindra Renault
Year of inception –October 2, 1945
Headquarter–
Headquarters of Mahindra are at Mumbai.
43
44
Anand Mahindra
Mahindra & Mahindra and Ford Motor Company have signed a definitive agreement to create a joint venture
in India valued at $275 million (Rs 1,925 crore). The entity will develop, market and distribute Ford-branded
vehicles in India, the two companies said on Tuesday.
In the joint venture (JV), Mahindra will own 51 per cent controlling stake while Ford will hold a 49 per cent
shares in the new entity. The JV will be operationally managed by Mahindra, and its governance will be
equally composed of representatives from Mahindra and Ford.
Under the deal, Ford will transfer its India operations to the joint venture, including its personnel and
assembly plants in Chennai and Sanand. The American automaker will retain the Ford engine plant
operations in Sanand as well as the Global Business Services unit, Ford Credit and Ford Smart Mobility.
"The joint venture is the next step in the strategic alliance forged between Ford and Mahindra in September
2017 and is expected to be operational by mid-2020, subject to regulatory approvals," M&M said in a filing
to the Bombay Stock Exchange.
The JV will be responsible for growing the Ford brand in India and exporting its products to Ford entities
globally. Ford will continue to own the Ford brand, and its branded vehicles will be distributed through the
45
current Ford India dealer network. Mahindra will continue to own the Mahindra brand and operate its own
independent dealer network in India.
"Mahindra and Ford coming together is a testament to the long history of cooperation and mutual respect
between the two companies. Our combined strengths - Mahindra's expertise in value-focused engineering
and its successful operating model, and Ford's technical expertise, global reach and access to future
technology - are a potent recipe for success. At its core, the partnership will be driven by the shared values
of both companies, which are focused on caring for our customers, associates and our communities," said
Anand Mahindra, Chairman, Mahindra Group.
Commenting on the development, Bill Ford, executive chairman, Ford Motor Company said, "Ford and
Mahindra have a long history of working together, and we are proud to partner with them to grow the Ford
brand in India. We remain deeply committed to our employees, dealers and suppliers, and this new era of
collaboration will allow us to deliver more vehicles to consumers in this important market."
The entity is expected to introduce three new utility vehicles under the Ford brand, beginning with a new
midsize sports utility vehicle that will have a common Mahindra product platform and powertrain.
Another area of focus for the joint venture will be electric vehicles. Ford and Mahindra will collaborate to
develop vehicles to support the growth of sustainable mobility across emerging markets.
The joint venture will use the Ford brand distribution network in emerging markets to extend support for
export of Mahindra products, in addition to Ford-branded vehicles. Exports today form about 7 percent of
Mahindra's auto business revenues and its products are exported to South Africa, Nepal, Bangladesh, Sri
Lanka and Chile, among other nations and areas.
Vision & Mission -
Vision - The vision of the company is to be the ‘Leading independent player in the global Gears & Transmissions Space’.
This we wish to achieve through a two pronged approach of developing a portfolio of products thereby being able to provide a differentiated
product offering to our customers and extensive focus on operational excellence thereby improving internal efficiencies in the system.
Mission -Our Core purpose is derived from the Mahindra Group’s purpose: We will challenge conventional thinking and innovatively use
all our resources to drive positive change in the lives of our stakeholders and communities across the world, to enable them to Rise.
46
Values–
1. Good Corporate Citizenship

2. Professionalism
3. Customer
4. Quality
5. Dignity of the Individual
Dignity of the Individual

I would like to imbibe this value in me. Because at Mahindra, they value individual dignity, uphold the right
to express disagreement and respect the time and efforts of others. Through their actions, they nurture
fairness, trust and transparency. I would like to imbibe this value in me in order to achieve the above.
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WIPRO LIMITED
Applying Thought
Company background
History –
WIPRO Limited is an Indian multinational corporation that provides information technology, consulting
and business process services. It is headquartered in Bangalore, Karnataka, India.
In 2013, Wipro separated its non-IT businesses and formed the privately-owned Wipro Enterprises.
The company was incorporated on 29 December 1945 in Amalner, Maharashtra by Mohamed Premji as
"Western India Palm Refined Oil Limited", later abbreviated to "Wipro". It was initially set up as a
manufacturer of vegetable and refined oils in Amalner, Maharashtra, British India, under the trade names of
Kisan, Sunflower, and Camel.
In 1966, after Mohamed Premji's death, his son Azim Premji returned from Stanford University and took
over Wipro as its chairman at the age of 21
In April 2011, Wipro signed an agreement with Science Applications International Corporation (SAIC) for
the acquisition of their global oil and gas information technology practice. In 2012, Wipro employed more
than 70,000 H-1B visa professional temporary workers in the United States.
In 2012, Wipro acquired Australian Trade Promotions Management firm Promax Applications Group (PAG)
for $35 million. Also, in that year, Wipro Ltd. demerged its consumer care, lighting, furniture, infrastructure
engineering (hydraulics and water and medical diagnostic business) into a separate company to be named
'Wipro Enterprises Ltd. Prior to demerger, these companies together contributed about 10% of the revenues
of Wipro Limited.
In 2019, Wipro Consumer Care and the Ang-Fortaleza Corporation signed a share purchase agreement for
the sale of 100% of the latter's stake in the personal care business of Splash Corporation, the companies
announced on Monday, April 29
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Group –
1. Wipro Consumer Care and Lighting (WCCLG)

 Wipro GE Healthcare Private Limited
 Wipro Kawasaki Precision Machinery Private Limited
2. Wipro Infrastructure Engineering (WIN)
Year of inception –29 December 1945
Headquarter -
Headquarters of Wipro are at Bangalore, Karnataka.
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Chairman –
50
Azim Hashim Premji
MD, CMD, CEO -
AbidaliNeemuchwala
In order to achieve Customer centricity, Collaboration and Team work are key enablers. For Consumer
Goods (CG) organizations, the eco system of partners, retailers, manufacturers need to align together to
changing consumer needs and yet achieve their individual goals.
Let’s take a trade promotion example, where a promotion runs into trouble because stocks are not available.
In fast selling CG, out-of-stock situations can result in permanently lost sales for the manufacturer. The
urgency and accuracy with which the communication happens across the stakeholder eco-system can spell
the difference between success and failure. Is the retailer speaking to the manufacturer in real time? Is the
manufacturer updating the value chain and the partner eco system based on demand? How’s the consumer
being engaged with to avoid loss to competition?
Take a completely different situation where organizations are setting up Shared Services groups for various
functions across Finance, IT, HR, Procurement, Transportation. Clearly the benefits are immense by
streamlining the processes and standardization while giving regional business flexibility. Having said that,
unless there is solid collaboration between the “Function”, and the “Geography” and the “Business
Units/Brands”, no centralization strategy will truly work. It is also critical to enable a platform for “joint
problem solving” especially when the information intensity is high and IT complexities need to be managed.
In both the above examples, it is important to have mutually defined KPI’s that can be measured and
improved to result in economies of scale, cost savings, and higher business agility to serve the consumer
better. Clear communication processes and tools with free flow of insights lead to effective collaboration and
partnership. Take the inroads a company like Keurig Green Mountain has made by partnering with multiple
leading organizations such as Coca-Cola and Campbell’s. It is the perfect example of Innovation and
Collaboration with the eco system aligned to consumer needs.
Collaboration and Team work are as important in our daily lives and everything we do. A classic example is
one of the best Soccer (football) games I watched earlier this month. The best player was the person who
made fantastic passes that led to 2 goals for the winning team. There is no substitute to collaboration
irrespective of the industry or role so make it a habit!
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Vision - Our Vision
Contribute for global e-society, where a wide range of information is being exchanged beyond time and
space over global networks, which breaks down the boundaries among countries, regions and cultures,
allowing individuals to take part in various social activities in an impartial, secure way.
Continuous effort to enhance people's lifestyle and quality by means of developing new technology in
wireless communication.
Mission - our mission is to be a RF System Solution Provider, through its innovative research and design
works for a new world of broadband wireless communications.
 To support customers who rely on our ability as an advanced RF System Solution Provider
 To build up core competencies through collaboration with technological partners
 To contribute to the Ubiquitous Networking Society by providing chip level RF system solutions
Values –
 Be passionate about clients' success
 Be global and responsible
 Treat each person with respect
 Unyielding integrity in everything we do
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ICICI BANK LIMITED
Hum Hain Na
Company background
History –
ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial institution, and was its
wholly-owned subsidiary. ICICI's shareholding in ICICI Bank was reduced to 46% through a public offering
of shares in India in fiscal 1998, an equity offering in the form of ADRs listed on the NYSE in fiscal 2000,
ICICI Bank's acquisition of Bank of Madura Limited in an all-stock amalgamation in fiscal 2001, and
secondary market sales by ICICI to institutional investors in fiscal 2001 and fiscal 2002. ICICI was formed
in 1955 at the initiative of the World Bank, the Government of India and representatives of Indian industry.
The principal objective was to create a development financial institution for providing medium-term and
long-term project financing to Indian businesses.
In the 1990s, ICICI transformed its business from a development financial institution offering only project
finance to a diversified financial services group offering a wide variety of products and services, both
directly and through a number of subsidiaries and affiliates like ICICI Bank. In 1999, ICICI become the first
Indian company and the first bank or financial institution from non-Japan Asia to be listed on the NYSE.
After consideration of various corporate structuring alternatives in the context of the emerging competitive
scenario in the Indian banking industry, and the move towards universal banking, the managements of ICICI
and ICICI Bank formed the view that the merger of ICICI with ICICI Bank would be the optimal strategic
alternative for both entities, and would create the optimal legal structure for the ICICI group's universal
banking strategy. The merger would enhance value for ICICI shareholders through the merged entity's
access to low-cost deposits, greater opportunities for earning fee-based income and the ability to participate
in the payments system and provide transaction-banking services. The merger would enhance value for
ICICI Bank shareholders through a large capital base and scale of operations, seamless access to ICICI's
strong corporate relationships built up over five decades, entry into new business segments, higher market
share in various business segments, particularly fee-based services, and access to the vast talent pool of
ICICI and its subsidiaries.
In October 2001, the Boards of Directors of ICICI and ICICI Bank approved the merger of ICICI and two of
its wholly-owned retail finance subsidiaries, ICICI Personal Financial Services Limited and ICICI Capital
Services Limited, with ICICI Bank. The merger was approved by shareholders of ICICI and ICICI Bank in
January 2002, by the High Court of Gujarat at Ahmedabad in March 2002, and by the High Court of
Judicature at Mumbai and the Reserve Bank of India in April 2002. Consequent to the merger, the ICICI
group's financing and banking operations, both wholesale and retail, have been integrated in a single entity.
Group –
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ICICI Group
ICICI Prudential Life Insurance Company
ICICI Securities
ICICI Lombard General Insurance Company
ICICI Prudential AMC & Trust
ICICI Venture
ICICI Direct
ICICI Foundation
Disha Financial Counselling
ICICI Home Finance Company Limited
Headquarter–
Headquarters of ICICI Bank are at Mumbai
MD / CMD, CEO –
Sandeep Bakhshi
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Chairman -
Girish Chandra Chaturvedi
In an industry-first integration of accounting and banking, Zoho, India's leading software products company,
is partnering with ICICI Bank, the country's largest private sector bank by consolidated assets, to deliver a
streamlined digital banking experience to customers using Zoho's cloud accounting software, 'Zoho Books'.
ICICI Bank current account holders can now securely connect their bank account to Zoho Books which will
help businesses eliminate data entry, automate reconciliation, provide multiple payment options to their
customers, request working capital loans, and pay suppliers directly from their accounting platform.
This pioneering partnership will allow Micro, Small and Medium Enterprises (MSMEs) in India to
experience contextual banking, by connecting their banking and accounting, which was once available only
for large companies and corporations with large IT and infrastructure budgets.
Speaking about the partnership, Mr. AnupBagchi, Executive Director, ICICI Bank said, “ICICI Bank has
always pioneered in bringing in digital innovations and provide world-class banking experience to its
customers. Keeping this in view, we are delighted to partner with Zoho to bring forth an integrated solution
that will offer MSMEs with unparalleled ease of doing business. This integration enables MSMEs to bring in
the efficiency of automation by connecting seamless banking transactions and bookkeeping on a single
platform. Additionally, it also enables them to keep a track on all their business expenses on a single
platform without having to switch multiple applications. This partnership resonates our effort at bringing in
path breaking solutions, thereby creating an ecosystem through connected banking. We will continue the
model of co-creating to deliver innovative products and services to our customers.”
Also added, Mr. Sridhar Vembu, CEO, Zoho said “Corporate ERP to bank connectivity was a luxury that
only big companies used to enjoy. Zoho and ICICI Bank have come together to democratize this technology
for all businesses right from a one-person company to larger corporates. This partnership allows businesses
to execute bank transactions right where the context is fully present - your accounting system. For example,
your accounts payable staff can pay your suppliers right from Zoho Books, where they get to see whom you
owe and how much, without switching to your online banking interface. This increases the productivity and
also significantly reduces manual errors
Vision –
To be the dominant Life, Health and Pensions player built on trust by world-class people and service.
Understanding the needs of customers and offering them superior products and service;
 Leveraging technology to service customers quickly, efficiently and conveniently;
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 Developing and implementing superior risk management and investment strategies to offer sustainable and
stable returns to our policyholders;
 Providing an enabling environment to foster growth and learning for our employees;
 And above all, building transparency in all our dealings.
Mission - The mission statement of ICICI Bank consists of several points, but the first is to become the first
choice among customers by providing world-class services.
 Be the banker of first choice for our customers by delivering high quality, world class products and
services.
 Expand the frontiers of company globally.
 Maintain a healthy financial profile
 Maintain high standards of governance and ethics.
 Create value for our stake-holders
Values–
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HDFC BANK LIMITED
We Understand Your World
Company background
History –
The HDFC Bank was incorporated on August 1994 by the name of 'HDFC Bank Limited', with its registered
office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January
1995. The Housing Development Finance Corporation (HDFC) was amongst the first to receive an 'in
principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of the
RBI's liberalization of the Indian Banking Industry in 1994.
HDFC Bank is headquartered in Mumbai. The Bank at present has an enviable network of over 1416
branches spread over 550 cities across India. All branches are linked on an online real–time basis. Customers
in over 500 locations are also serviced through Telephone Banking. The Bank also has a network of about
over 3382 networked ATMs across these cities.
The promoter of the company HDFC was incepted in 1977 is India's premier housing finance company and
enjoys an impeccable track record in India as well as in international markets. HDFC has developed
significant expertise in retail mortgage loans to different market segments and also has a large corporate
client base for its housing related credit facilities. With its experience in the financial markets, a strong
market reputation, large shareholder base and unique consumer franchise, HDFC was ideally positioned to
promote a bank in the Indian environment.
The shares are listed on the Bombay Stock Exchange Limited and The National Stock Exchange of India
Limited. The Bank's American Depository Shares (ADS) are listed on the New York Stock Exchange
(NYSE) under the symbol 'HDB' and the Bank's Global Depository Receipts (GDRs) are listed on
Luxembourg Stock Exchange.
On May 23, 2008, the amalgamation of Centurion Bank of Punjab with HDFC Bank was formally approved
by Reserve Bank of India to complete the statutory and regulatory approval process. As per the scheme of
amalgamation, shareholders of CBoP received 1 share of HDFC Bank for every 29 shares of CBoP.
The merged entity now holds a strong deposit base of around Rs. 1,22,000 crore and net advances of around
Rs. 89,000 crore. The balance sheet size of the combined entity would be over Rs. 1,63,000 crores. The
amalgamation added significant value to HDFC Bank in terms of increased branch network, geographic
reach, and customer base, and a bigger pool of skilled manpower.
In a milestone transaction in the Indian banking industry, Times Bank Limited (another new private sector
bank promoted by Bennett, Coleman & Co. / Times Group) was merged with HDFC Bank Ltd., effective
February 26, 2000. This was the first merger of two private banks in the New Generation Private Sector
Banks. As per the scheme of amalgamation approved by the shareholders of both banks and the Reserve
Bank of India, shareholders of Times Bank received 1 share of HDFC Bank for every 5.75 shares of Times
Bank.
Group –
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Year of inception –August 1994
Headquarter–
Headquarters of HDFC Bank are at Mumbai
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59
Chairman -
Deepak Parekh
MD, CEO, CMD –
Aditya Puri
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HDFC Bank has launched a new initiative, partnering with top Engineering and MBA institutes across the
country, in an effort to innovate with Fintech start-ups at the beginning of their journey to success. The
objective is not to invest in the start-up, but to identify Fintech start-up ideas that have products or
applications which can cater to the Financial sector and thereby help HDFC Bank explore opportunities to
enhance the synergy for its banking services.
Vision –
Mission -
We define our mission in the broader context of our shareholders, customers, staff, the national economy,
regulators and the natural environment.
 To our shareholders, our mission is to optimize returns.

 To our customers, our mission is to provide a caring service by anticipating their requirements and
innovatively satisfying them beyond their expectations.
 To our staff, our mission is to identify their multi-faceted talents, develop, motivate, recognize and
reward them towards fulfilment of the institutional and national housing vision.
 To the national economy and the industry regulator, we are the key driver and thought leader,
shaping and financing the national housing policy.
 To our natural environment, we enforce sustainable practices across all our activities.
Values–
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IDEA CELLULAR LIMITED
What an Idea Sirji!
Company background
History –
The HDFC Bank was incorporated on August 1994 by the name of 'HDFC Bank Limited', with its registered
office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January
1995. The Housing Development Finance Corporation (HDFC) was amongst the first to receive an 'in
principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of the
RBI's liberalization of the Indian Banking Industry in 1994.
HDFC Bank is headquartered in Mumbai. The Bank at present has an enviable network of over 1416
branches spread over 550 cities across India. All branches are linked on an online real–time basis. Customers
in over 500 locations are also serviced through Telephone Banking. The Bank also has a network of about
over 3382 networked ATMs across these cities.
The promoter of the company HDFC was incepted in 1977 is India's premier housing finance company and
enjoys an impeccable track record in India as well as in international markets. HDFC has developed
significant expertise in retail mortgage loans to different market segments and also has a large corporate
client base for its housing related credit facilities. With its experience in the financial markets, a strong
market reputation, large shareholder base and unique consumer franchise, HDFC was ideally positioned to
promote a bank in the Indian environment.
The shares are listed on the Bombay Stock Exchange Limited and The National Stock Exchange of India
Limited. The Bank's American Depository Shares (ADS) are listed on the New York Stock Exchange
(NYSE) under the symbol 'HDB' and the Bank's Global Depository Receipts (GDRs) are listed on
Luxembourg Stock Exchange.
On May 23, 2008, the amalgamation of Centurion Bank of Punjab with HDFC Bank was formally approved
by Reserve Bank of India to complete the statutory and regulatory approval process. As per the scheme of
amalgamation, shareholders of Cop received 1 share of HDFC Bank for every 29 shares of CBoP.
The merged entity now holds a strong deposit base of around Rs. 1,22,000 crore and net advances of around
Rs. 89,000 crores. The balance sheet size of the combined entity would be over Rs. 1,63,000 crores. The
amalgamation added significant value to HDFC Bank in terms of increased branch network, geographic
reach, and customer base, and a bigger pool of skilled manpower.
In a milestone transaction in the Indian banking industry, Times Bank Limited (another new private sector
bank promoted by Bennett, Coleman & Co. / Times Group) was merged with HDFC Bank Ltd., effective
February 26, 2000. This was the first merger of two private banks in the New Generation Private Sector
Banks. As per the scheme of amalgamation approved by the shareholders of both banks and the Reserve
Bank of India, shareholders of Times Bank received 1 share of HDFC Bank for every 5.75 shares of Times
Bank.
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On 20 March 2017, Idea and Vodafone India announced that their respective boards had approved a merger
of the two companies. The merger got approval from Department of Telecommunications in July 2018. On
August 30, 2018, National Company Law Tribunal gave the final nod to the Vodafone-Idea Merger The
merger was completed on 31 August 2018, and the newly merged entity is named Vodafone Idea Ltd. The
merger created the largest telecom company in India by subscribers and by revenue. Under the terms of the
deal, the Vodafone Group holds a 45.2% stake in the combined entity, the Aditya Birla Group holds 26%
and the remaining shares will be held by the public
Idea previously bought Spice Communications Ltd, operating as Spice Telecom, for over Rs 2,700 crores.
Group –
Idea Cellular Ltd.

Vodafone Idea Ltd.
Aditya Birla Group
Year of inception –March 14, 1995
Headquarter–
Headquarters of Idea are at Gandhinagar, Gujarat
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VODAFONE GROUP
Vodafone Group is one of the world’s largest telecommunications companies and provides a range of
services including voice, messaging, data and fixed communications.
Vodafone Group has mobile operations in 25 countries, partners with mobile networks in 46 more, and fixed
broadband operations in 18 markets. As of 30 June 2018, Vodafone Group had 534.5 million mobile
customers and 19.9 million fixed broadband customers, including India and all of the customers in
Vodafone’s joint ventures and associates.
ADITYA BIRLA GROUP
A US $44.3 billion corporation, the Aditya Birla Group is in the League of Fortune 500. Anchored by an
extraordinary force of over 120,000 employees, belonging to 42 nationalities. Over 50 per cent of its
revenues flow from its overseas operations spanning 35 countries.
The Aditya Birla Group was named the AON best employer in India for 2018 - the third time over the last 7
years. The Group was earlier ranked fourth in the world and first in Asia Pacific in the 'Top Companies for
Leaders' study 2011, conducted by Aon Hewitt, Fortune Magazine and RBL (a strategic HR and leadership
advisory firm). The Group has also topped the Nielsen's Corporate Image Monitor 2014-15 and emerged as
the 'No.1 Corporate', the 'Best in Class', for the third consecutive year.
MD, CMD, CEO –
Ravinder Thakkar
Chairman -
Kumar Mangalam Birla

Vodafone Idea’s recently announced multi-million-dollar deal with IBM shows just how important the
customer experience is becoming to India’s big operators.
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The tie-up is partly about improving that experience for Vodafone Idea’s retail and business customers. It
should also play a key role in helping the service provider to bring down IT-related costs following last
year’s merger between Vodafone and Idea.
“We will also be able to leverage collateral from the cloud partnership already announced between Vodafone
and IBM in Europe,” said Balesh Sharma, Vodafone Idea’s CEO, in the statement about the tie-up between
the companies. “Achieving synergies, post-merger from the combination of Vodafone India and Idea
Cellular, is a strategic priority and we continue to be ahead of track.”
Under the outsourcing deal to which Sharma refers, IBM is handling the management and development of
Vodafone’s cloud and hosting business. That should mean that Vodafone Idea can increase its usage of the
cloud to reduce the cost of network management. Cloud-based systems also promise to give the operator
more flexibility so that it can launch services and respond to competition more quickly.
Indeed, the Indian collaboration seems to build on the deal between Vodafone Group and IBM, announced
in January this year. In addition, IBM already had strong relationships with both Vodafone and Idea before
the merger took place. Its latest deal with the combined company may cover the re-negotiation of terms
within those older contracts.
While the press release does not say how much the deal is worth, media reports peg its value at around $700
to $800 million. “IBM is also supporting Vodafone Idea with an option of extended flexible payment plan
structure for the term of the contract through IBM Global Financing, its wholly owned subsidiary,” says the
press note.
The partnership clearly holds out the possibility of collaboration in various technologies, including cloud,
the Internet of Things (IoT) and artificial intelligence (AI).
“We believe that use of IBM’s hybrid and multicloud, analytics and AI security capabilities will accelerate
Vodafone Idea’s progression to an open, agile and secure IT environment,” said Vodafone in its release. “It
will also provide a platform for fast-track joint initiatives in AI and IoT.”
The competitive challenge from Reliance Jio and Bharti Airtel partly explains Vodafone’s push into these
areas. Unless it can meet new service demands in a flexible and low-cost way, Vodafone risks ceding market
share to the country’s other big players. Such concern also explains other deals Vodafone has recently
signed, including mobile infrastructure contracts with Ericsson and Nokia.
Ericsson last week announced it would provide various cloud packet core systems to Vodafone Idea, helping
the operator to meet growing demand for data services and prepare for the introduction of 5G technology.
Nokia, meanwhile, is supplying radio technologies in several circles, or service areas.
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Vision & Mission –
Vision - Create world class digital experiences to connect and inspire every Indian to build a better
tomorrow
Mission –
CUSTOMERS – Be the most loved brand by continuously raising the bar in delivering simple, delightful
experience and meaningful innovations, through new age technologies
TEAM –Be an inspirational, agile and exciting organization that challenges status quo, and champions a
diverse team that has a winning attitude and thrives on delivering customer excellence
SHAREHOLDERS -Be the most valued company through smart leadership committed to delivering
sustainable growth, while adhering to the highest standards of government and compliance
COMMUNITY - Be the most respected company by leveraging technology and purposeful innovation to
catalyse social prosperity, digital literacy and inclusivity
Values–
Speed: We act with SPEED. Always. Procrastination is our enemy
Digital: We choose to be DIGITAL-FIRST, to make things simple for ourselves and our customers.
Trust: We are straightforward and open in all that we do, to build a culture that fosters TRUST.
Bold: We always adopt a BOLD outlook and are not afraid of failure.
Passion: We act with PASSION for our brand and our customers.
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AMUL INDUSTRIES PRIVATE LIMITED
The Taste of India
Company background
History –
Amul cooperative registered on 14 December 1946 as a response to the exploitation of marginal milk
producers by traders or agents of the only existing dairy, the Polson dairy, in the small city distances to
deliver milk, often went sour in summer, to Polson. The prices of milk were arbitrarily determined. The
government had given monopoly rights to Polson to collect milk from Kiara and supply it to Mumbai city.
Angered by the unfair trade practices, the farmers of Kiara approached Sardar Vallabhbhai Patel under the
leadership of local farmer leader Tribhuvan as K. Patel. He advised them to form a cooperative (Kiara
District Co-operative Milk Producers' Union) and supply milk directly to the Bombay Milk Scheme instead
of Polson (who did the same but gave them low prices). He sent Morarji Desai to organise the farmers. In
1946, the milk farmers of the area went on a strike which led to the setting up of the cooperative to collect
and process milk. Milk collection was decentralized, as most producers were marginal farmers who could
deliver, at most, 1–2 litres of milk per day. Cooperatives were formed for each village, too. By June 1948,
the KDCMPUL had started pasteurizing milk for the 'Bombay Milk Scheme'. Under the selfless leadership
of Tribhuvan as Patel, in 1973, Amul celebrated its 25th Anniversary with Morarji Desai, Maniben
Patel and VergheseKurien.
The cooperative was further developed and managed by Dr. VergheseKurien with H.M. Dalaya. Dalaya's
innovation of making skim milk powder from buffalo milk (for the first time in the world) and a little later,
with Kurien's help, making it on a commercial scale,led to the first modern dairy of the cooperative at
Anand, which would compete against established players in the market. Kurien's brother-in-law K.M. Philip
sensitized Kurien to the needs of attending to the finer points of marketing, including the creation and
popularization of a brand.
The trio's (T. K. Patel, Kurian and Dalaya's) success at the cooperative's dairy soon spread to Anand's
neighbourhood in Gujarat. Within a short span, five unions in other districts – Mehsana, Banas kantha,
Baroda, Saba kantha and Surat – were set up, following the approach sometimes described as the Anand
pattern.
In 1970, initiated White Revolution of India, as it helps to create, Gujarat Co-operative Milk Marketing
Federation Ltd., which now overlooks Amul, in 1973, and today, it is the second-best dairy in India. To
combine forces and expand the market while saving on advertising and avoid competing against each other,
the GCMMF, an apex marketing body of these district cooperatives, was set up in 1973. The Kiara Union,
which had the brand name Amul with it since 1955, transferred it to GCMMF.
In 1999, it was awarded the "Best of all" Rajiv Gandhi National Quality Award.
Technological developments at Amul have subsequently spread to other parts of India.
The GCMMF is the largest food products marketing organisation of India. It is the apex organisation of the
dairy cooperatives of Gujarat. It is the exclusive marketing organisation for products under the brand name
of Amul and Sagar. Over the last five and a half decades, dairy cooperatives in Gujarat have created an
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economic network that links more than 3.1 million village milk products with millions of consumers in
India.
On September 30, 2018, Prime Minister Narendra Modi inaugurated Amul's chocolate plant in Mogar,
Anand near their headquarters.
Group –
Amul (GCMMF) Dairy.

Parle Agro Pvt Ltd. Food & Beverages.
Amul Trading Company. Retail.
Dabur India Limited. Consumer Goods.
Mother Dairy Fruit & Vegetable Pvt. Ltd. Dairy.
Amul Canada. Dairy.
Year of inception –14 December 1946
Headquarter–
Headquarters of Amul are at Anand, Gujarat
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Rupinder SinghSodhi
Amul in collaboration with State Bank of India (SBI) launched Amul Milk Card, a prepaid smart Card, at
Mother Dairy in Gandhinagar on Monday. The card can be used to purchase products from Amul parlours.
The card was launched by Arundhati Bhattacharya, chairman, SBI and R S Sodhi, managing director,
Gujarat Cooperative Milk Marketing Federation (GCMMF), which markets its products under the brand
'Amul'.
This initiative, a statement issued by the Amul said, will ease access to the dairy major's wide range of
products available across Amul parlours in Ahmedabad.
The card, aimed at facilitating customers with convenient and hassle-free mode of payment, will be available
to customers for free. They can get the top-up on their card at all Amul parlours and customers will get an
SMS alert whenever the transaction is made using this card. The minimum recharge amount is Rs 100 while
the maximum recharge amount has been fixed at Rs 3000.
Sodhi said that such co-branded milk card is being introduced for the first time in the country.
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"Milk and dairy products account for the largest share of expense in food items of households and such
convenience in purchase of milk and milk products will benefit all households. Amul milk is the largest
brand of milk in the country with daily sales of over 100 lakh litres. So, we intend to provide the benefit of
this smart card to a large number of our consumers. It eliminates cash transaction on daily basis and also
solves the problem of change and small denomination coins," he said.
Bhattacharya said, "This initiative is a win-win situation for customers, the cooperative and the bank. It will
eliminate lot of cash handling hassles."
The service is presently being launched at 10 Amul parlours in city and the Anand-headquartered dairy
major plans to expand the service to 100 parlours in the coming three months before expanding it to other
Amul parlours across the state.
Sodhi, meanwhile, ruled out any hike in prices of milk for the next three to four months.
GCMMF is India's largest food products marketing sales organisation with annual sales turnover of Rs
18,500 crores. It is a cooperative federation of 35 lakh milk producers affiliated to 17,000 village
cooperative societies handling an average of 150 lakh litres of milk every day.
Vision &Mission-
Values–
Quality
Enhanced Product Portfolio
Distribution Network
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ESSAR OIL LIMITED
Let's begin
Company background
History –
Essar began its first operation with the construction of an outer breakwater in Chennai port. The name Essar
is derived by combining the first letter of the Chairman's and Vice-Chairman's names – Shashi and Ravi, i.e.
S plus R sounds like Essar. The company was incorporated in June 1976 under the name of Essar
Construction Limited and was engaged primarily in core sector activities, including marine construction,
pipeline laying, dredging and other port related activities. In 1984, the company ventured further into other
core sectors mainly the field of exploration and development, drilling onshore and offshore oil and gas wells
for Indian Public Sector oil exploration companies. The company's name was then changed to Essar
Offshore and Exploration Limited in May 19 Limited, to reflect its diversified business interest. In 1988, the
company made an initial public offer for its shares, which are now listed in Bombay Stock
Exchange, National Stock Exchange of India and two other Indian stock exchanges.
In the 1990s the group entered into steel making with its Hazira plant in Gujarat and a pellet plant in
Visakhapatnam. During the same decade the Essar expanded its scope into other businesses gas exploration,
oil refinery, construction and GSM telephony.
As part of its business strategy of focusing on the iron and steel sector, the company hived off its unrelated
business to a series of different companies. Offshore and energy operations were transferred to Essar Oil
Limited in May 1992, Civil and mechanical construction business were transferred to Essar Projects Limited
in March 1993.
With a vertical integration program in mind, construction of a technology Hot Rolled (HR) sheets and coil
plant began in 1992. The plan commenced trial production in April 1995 and commercial production in
April 1996.
The name of the company was changed from Essar Gujarat Limited to Essar Steel Limited in December
1995. The company operates the following facilities at Hazira, Gujarat state: MMTPA gas based Hot
Briquetted Iron (HBI) plant; and MMTPA Hot Rolled Coils (HRC) plant.
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Group –
Essar Steel.
ESSAR Steel India Limited.
Essar Shipping.
Essar Oil.
Essar Energy.
Essar Hypersmart.
The Mobile Store.
Equinox Realty and Infrastructure Private Limited.
Year of inception –June 1976
Headquarter–
Headquarters of Essar Oil & Gas Limited are at Mumbai
MD, CMD, CEO –
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Rajiv Agarwal
Chairman -
Shashi Ruia
The Essar Steel CMO (Chief Marketing Office), Ranjan Dhar, joined other industry experts to deliberate on
key issues faced by the Indian steel industry at the 1st Automotive Steel Summit held in New Delhi. The
panel also discussed about ways to ensure that “Make in India” was a success.
The recently concluded Summit saw participation from all major steel producers, auto manufacturers and
vendors in India. More than 250 people attended. Steel majors showcased their capabilities to automotive
industry, a key customer segment. The focus was on apprising the sector on the latest development in import
substitute steel.
Essar Steel itself has launched three import substitute steel grades in the last three months, of which one is
for automotive customers. In fact, over 23% of Essar Steel’s revenues today is derived from such
indigenously developed grades.
At Essar Steel, latest technology is used for steel-making, casting, hot rolling and cold rolling to produce
steel fit for the automotive sector. Approximately, 10 percent of Essar’s total volume constitutes of
automotive products. The comprehensive portfolio of hot rolled and cold rolled steel products, finds usage in
a variety of automotive applications, which includes panels, structural members, reinforcements, pillars, etc.
Mr Dhar was a key speaker and panel member and was joined by his colleague, Mr Satyajit Mohapatra,
Head-Application Engineering, Essar Steel. In his address, Mr Dhar said, “Recent import restrictions have
led to auto majors fast-track localisation of steel for components that were earlier imported from Japan and
Korea, the home countries of many of the automobile companies. This proves that the Indian steel industry
always had the capacity and capability to cater to the needs of the sector. Steel producers, auto majors and
vendors need to have a symbiotic relationship to create value for the industry.”
Critical issues, like the surge in cheap imports, and the imposition of the BIS certification, which has been
opposed by automobile companies, were also discussed at the conference.
Vision &Mission–
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1. Develop products of superior value by focusing on the customer.
2. Establish a refreshing and innovative company through teamwork.
3. Strive for individual excellence through continuous improvement.
Original Vision & Mission Statement of Maruti Suzuki
Values–
Customer Obsession
Fast
Flexible & First Mover
Innovation & Creativity
Networking & Partnership
Openness & Learning

Flexible - I would like to imbibe Flexibility in me. Because flexibility is the ability to of bending easily
without breaking. In certain situations, you need to take step backwards in order to avoid friction.
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MARUZI SUZUKI (INDIA) LIMITED
Way of Life!
Company background
History –
Maruti Suzuki India Limited, formerly known as Maruti Udyog Limited, is an automobile manufacturer in
India. It is a 56.21% owned subsidiary of the Japanese car and motorcycle manufacturer Suzuki Motor
Corporation. As of July 2018, it had a market share of 53% of the Indian passenger car market. Maruti
Suzuki manufactures and sells popular cars such as the Ciaz, Ertiga, Wagon R, Alto K10 and Alto
800, Swift, Celerio, Swift Dzire, Baleno and Baleno RS, Omni, baleno, Eeco, Ignis, S-
Cross, VitaraBrezza and newly launched S-Presso small SUV. The company is headquartered at New
Delhi. In May 2015, the company produced its fifteen millionth vehicle in India, a Swift Dzire.
Maruti Udyog Limited was founded by the Government of India in 1981, only to merge with the Japanese
automobile company Suzuki in October 1982. The first manufacturing factory of Maruti was established in
Gurgaon, Haryana, in the same year.
Group –
Maruti Suzuki is mainly into Car manufacturing. Therefore, it consists of only “Maruti Suzuki Pvt. Ltd.”
Headquarter–
Headquarters of Maruti Suzuki are at New Delhi
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Chairman -
R. C. Bhargava
MD, CMD, CEO –
Kenichi Ayukawa
Very soon, you would be able to buy a Toyota VitaraBrezza, while Suzuki will able to ‘electrify’ its
products, thanks to Toyota’s expertise in hybridisation and electrification of vehicles. Suzuki and Toyota
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signed an MoU in February 2017 for partnership in various areas in mobility. Taking the joint venture to the
next level, both companies released have released a joint statement stating that they will work together in
key areas to turn their respective weakness into strengths while competing with each other freely and fairly
“At the time we announced our scope of cooperation in May last year, I spoke that we will strive for
success globally. I have seen progress in the partnership since then, and it is my pleasure to be able to make
this announcement today regarding the status of partnership on a global basis, including Europe and Africa.
In addition, we appreciate the kind offer from Toyota to let us make use of their hybrid technology. We will
continue our utmost efforts.”
- Kenichi Ayukawa
Vision -
Mission-
Values–
1. RESPONSIBLE
2. DYNAMISM
3. OPEN
4. EFFICIENT
5. RELIABLE

Efficient – to achieve maximum productivity with minimum wasted effort or expense.
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ASIAN PAINTS LIMITED
Har Ghar Kuch Kehta Hai
Company background
History –
The company was started in a garage in Gaiwadi, Girgaum - Mumbai by four friends Champaklal Choksey,
Chimanlal Choksi, Suryakant Dani and Arvind Vakil in February 1945. During World War II and the Quit
India Movement of 1942, a temporary ban on paint imports left only foreign companies and Shalimar
Paints in the market. Asian Paints took up the market and reported annual turnover of ₹23 crore in 1952 but
with only 2% PBT margin. By 1967, it became the leading paints manufacturer in the country.
The four families together held the majority shares of the company. But disputes started over the global
rights in 1990s when the company expanded beyond India. The disputes resulted in Choksey selling their
13.7% shares and exiting in 1997. Champaklal died in July 1997 and his son Atul took over. After failed
collaboration talks with the British company Imperial Chemical Industries, Choksey's shares were mutually
bought by the remainder three family and Unit Trust of India. As of 2008, the Choksi, Dani and Vakil
families hold a share of 47.81%.
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Group –
Headquarter–
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Asian Paints headquarters are at Mumbai.
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Company promoters -
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Ashwin Choksi
"Har Ghar Kuch Kehta hi,” says the Asian Paints punch line and it in a way sums up the brand's lasting
relationship with the Indian consumer.
On today's Digging Deeper with Moneycontrol, we will share with you the story of the homegrown brand
that has gone global as it manufactures, sells and distributes paints, coatings, products related to home decor,
bath fittings and even provides a bouquet of related services.
Asian Paints is today India's largest and Asia's second largest paints corporation. It rules the Indian paint
industry with 54.1 percent of the market share and it is the holding company of Berger International.
The beginning as was the case with most pre-independent businesses in India was in response to the
Swadeshi movement and the company was initiated in a garage in Mumbai by four friends Champaklal
Choksey, Chimanlal Choksi, Suryakant Dani and Arvind Vakil in February 1945.
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Post the tumultuous years of World War II and the Quit India Movement, the company faced a few setbacks
but by 1952, Asian Paints was reporting an annual turnover of Rs 23 crore and by 1967, it had become the
leading paints manufacturer in the country.
The four families continued to hold the majority shares of the company but acrimony began to simmer
within the unit over the global rights in the 1990s. The conflict led to the Chokseys selling their 13.7 percent
shares and subsequently, the Choksey shares were bought by the remaining three families and Unit Trust of
India (UTI). The Choksi, Dani and Vakil families hold a share of 47.81 percent in the company.
Vision –
We want to be an innovative, agile, and responsive world class research and technology organisation that’s
aligned to future customer needs and catalyses the growth of the company across existing and future
businesses.
Mission–
Mission of Asian Paints is to colour the world and make everyone’s’ lives happy. Its mission is to colour
the world bright and make it shine.
Values–
Innovation.
Agility.
Customer focus.
Integration.
People.
Responsibility

I will imbibe Responsibility in me because responsibility is a moral obligation to behave correctly towards
or in respect of.
84
ADITYA BIRLA GROUP
My World, My Way
Company background
History –
Aditya Birla Group is an Indian multinational conglomerate, headquartered in Worli, Mumbai, India. It
operates in 34 countries with more than 120,000 employees worldwide. The group was founded by Seth
Shiv Narayan Birla in 1857. The group has interests in viscose staple fibre, metals, cement (largest in India),
viscose filament yarn, branded apparel, carbon black, chemicals, fertilisers, insulators, financial services, and
telecom.
The group had a revenue of approximately US$48.3 billion in year 2019. It is the third-largest Indian private
sector conglomerate behind Tata Group with revenue of just over US$110 billion and RIL with revenue of
US$90 billion.
Group –
Grasim
UltraTech Cement Ltd
Shree Digvijay Cement
Hindalco aluminium, copper
Indian Aluminium Company Ltd
Bihar Caustic and Chemicals Ltd
Aditya Birla Nuvu
Idea Cellular Ltd
Birla Sun Life Insurance Co Ltd
Birla Sun Life Asset Management Company Ltd
Birla Sun Life Distribution Company Ltd
PSI Data Systems
Aditya Birla Minacs Worldwide Limited
Birla Global Finance Ltd
Birla Insurance Advisory & Broking Services Ltd
Madura Garments Life Style Retail Co. Ltd
Peter England Fashions and Retail Ltd
Madura Garments Exports Limited
Aditya Birla Retail
85
Tanfac Industries Ltd
Essel Mining & Industries Ltd
Headquarter–
Headquarters of Aditya Birla Group are at Worli, Mumbai.
86
87
Kumar Mangalam Birla
Aditya Birla Group has launched BizLabsFinTech 2019 that will enable innovative start-ups to
solve real business challenges of its financial service arm, Aditya Birla Capital.
Aditya Birla Capital is one of India’s largest financial conglomerates with assets under
management of over Rs 3 trillion, a consolidated lending book of more than Rs 630 billion and total
insurance premium of over Rs 80 billion.
This is not the first start-up focused initiative of the Group under Biz Labs, but the first time it is
doing something around fintech. There has been a tangible proliferation of B2B focus fintech firms
in recent years and it is clear that ABG felt it as important to actively collaborate to address
problems specific to the problem statements in its credit business. This initiative is also an attempt
to explore open source innovations to boost the Group’s digital and tech agenda.
On the other hand BizLabs aims to help start-ups to scale up by providing access to, Aditya Birla
Capital’s (ABC) scale and reach, access to business CXOs on Day 1, pilot opportunity at ABC
within 90 days, access to VCs/ investment ecosystem and also a potential investment from the
Aditya Birla Group.
The scope of the program spans across fintech spectrum, including Insures, InvesTech, Lending,
Analytics & Productivity, etc. Under the programme 17 specific problem statements have been
identified.
Vision -
To deliver superior value to our customers, shareholders, employees and society at large
Mission -
To be a premium global conglomerate with a clear focus on each business.
Values–
Integrity
Passion
Commitment
Seamless
Speed
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I would like to imbibe value passion in me. Because passion drives you to do something. Passion gives
you the self-motivational push which allows you to work hard. It gives you the boost to do the work anyhow.
So, I would like to imbibe this value in me on priority basis.
89
References -
Newspapers
Economic Times
Times of India
Websites
www.wikipedia.com
www.google.com
www.Slideshare.com
www.instagram.com
www.pinterest.com
www.economictimes.indiatimes.com
www.timesofindia.indiatimes.com
www.facebook.com
www.linkedin.com
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Top 20: Life Insurance Corporation of India

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AY 2019-2020

An Integrated CIE Report

"Top 20 companies in India"

For the course

102 Organizational Behaviour

Santoshi Lenka (SIMMC)- A

- Santoshi Lenka- (SIMMC A)

Chapter Chapter Title

2 Life Insurance Corporation of India

3 Bharti Airtel Limited

5 State Bank of India

6 Reliance Industries Limited

7 Oil and Natural Gas Corporation Limited

8 Larsen and Toubro Limited

9 Indian Oil Corporation Limited

10 HCL Technologies Limited

11 Mahindra and Mahindra Limited

13 ICICI Bank Limited

14 HDFC Bank Limited

15 IDEA Cellular Limited

16 AMUL Industries Private Limited

17 Essar Oil Limited

18 Maruti Suzuki (India) Limited\

19 Asian Paints Limited

20 Aditya Birla Group

Chairman, MD, CMD, CEO –

Tata Group is an Indian multinational conglomerate holding company headquartered

Year of inception –1868

Headquarters of TATA Group are at Bombay House, Mumbai

Zindagi Ke Saath Bhi, Zindagi Ke Baad Bhi

 Postal Life Insurance (PLI) was introduced on 1 February 1884

Maximize mobilization of people's savings by making insurance-linked savings adequately attractive

Mission - A trans-nationally competitive financial conglomerate of significance to societies and Pride of

Which values I would like to imbibe in me & why?

Sab Kuch Try Karo, Fir Sahi Chuno

Year of inception –July 7, 1995

Chairman, MD – Sunil Bharti Mittal

Vision & Mission -

Mission – Hunger to win customers to life.

Which values I would like to imbibe in me & why?

Powered by Intellect, Driven by Values

Year of inception –2 July 1981

Company promoters – N R Narayana Murthy and Nandan Nilekani

Chairman - N. R. Narayana Murthy (Nagahara Ramarao Narayana Murthy)

MD, CMD, CEO - Salil Parekh

Which values I would like to imbibe in me & why?

The Banker to Every Indian

 Lack of modernization of the Indian economy due to several arbitrary reasons

SBI Group consists of –

Year of inception –1806

 S&P BSE SENSEX. 39,394.64 -191.77 (-0.48%) 11694.55 -116.6 (-0.99%)

MD – Shri Dinesh Kumar Khara

CEO – Arundhati Bhattacharya

Vision– Be the bank of choice for a transforming India

Mission–Committed to providing simple, responsive and innovative financial solutions

Which values I would like to imbibe in me & why?

Year of inception – 8th May 1973

Chairman, CEO, CMD, MD – Mukesh D. Ambani

Making Tomorrow Brighter

Year of inception –14 August 1956

Headquarter– Headquarters of Reliance Group are at Vasant Kunj, Delhi

Chairman, MD, CMD, CEO - Shashi Shankar

Integrated in Energy Business