CKYC NO.

*PAN No. Passport/Voter ID/Driving License

*Aadhar Card No.

Others
Category: Gen
Driving Licence Expiry Date :_____________
Passport Expiry Date :_______________

Ver1.3/13.03.2018/APPLICATION FOR GST GOLD LOAN

GST Registration Details

Whether registered under GST Y N (If yes, following details are mandatory) GST Exemption Y N Exemption Reason(If Yes)
*GSTIN DETAILS *GST Registration Single Multiple *(Please fill GST Annexure for multiple GST Registration) *Special Economic Zone Y N
GSTIN (Default)
Address Registered for GSTIN
Same as current Residence Address Same as Office Address Same as Perment Address Others (as per GST annexure)
Rate of Interest: 1 Year MCLR _______% p.a. + Spread_______% p.a. = “Effective Rate of interest________% p.a., No Reset
9. Axis Bank Ltd. reserves the right to retain the photographs and documents submitted with this application and will not return the same to
the applicant”
10. I/We authorize Axis Bank to verify and authenticate my/our Aadhaar number during processing my/our application for legitimate Business
purposes.
11. I/We further authorise the Bank to share my Aadhaar related details/information with regulatory / statutory bodies as and when required.
12. Credit facilities are solely at the discretion of lenders and bank may use the services of agents in sales / marketing / collections
or for any other purposes

Website Internet Banking Mobile Email ATM SMS Outbound Fresh/Outbound Renewal PhoneBanking Others________________
 Existing Gold Loan a/c details of Applicant & Family exposure if any

DECLARATION FROM CUSTOMER FOR OBTAINING MANGALSUTRA AS A COLLATERAL SECURITY

Name of the Borrower: Branch:

Date: Loan Account No.:

Dear Sir/Madam,

I,___________________________________________________________________________, hereby confirm that I have availed

Gold Loan from Axis Bank,___________________________(Branch), and I would like to declare that I have pledged Mangalsutra

along with other jewellery/ornaments as collateral, and this has been submitted with my consent.

In case of any default against the extended loan facility, I authorize the Bank to auction mangalsutra along with other jewellery/or

naments as per the terms and conditions mentioned in the gold loan agreement. I do not have any objection against the same.

______________________________

Signature of Borrower
interest
23. Interest on the loan will be charged at (Effective Rate of Interest ______% p.a.) on the basis of monthly rest which is ( Spread_____% p.a.) above the One year Marginal
Cost of funds based Lending Rate (MCLR) which is at present ( 1 Year MCLR_____% p.a.). The rate of interest viz (Effective Rate of Interest_______% p.a.) will be valid
for the entire tenor of the loan.

Credit Information Company (CIC)

Credit Information Company (CIC)

Credit Information Company (CIC)

interest

GST GST

GST

Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)
23. Interest on the loan will be charged at (Effective Rate of Interest ______% p.a.) on the basis of monthly rest which is ( Spread_____% p.a.) above the One year Marginal
Cost of funds based Lending Rate (MCLR) which is at present ( 1 Year MCLR_____% p.a.). The rate of interest viz (Effective Rate of Interest_______% p.a.) will be valid
for the entire tenor of the loan.

Credit Information Company (CIC)

Credit Information Company (CIC)

Credit Information Company (CIC)

Axis Bank gold loan processing turn around time is same working day on the date of receipt
of the completed application form. This is subject to submission of all documents, as required
by the bank.