How To Unlock Your Pending Karma's of Past Life From The Natal Chart - Part 1

11/15/2019 How to Unlock your Pending karma’s of past life from the natal chart- Part 1
How to Unlock your Pending karma’s of

past life from the natal chart- Part 1
The Vedic Siddhanta Follow
Sep 17 · 18 min read
According to the Vedic astrology system, astrology closely linked with the past lives
accumulated karmas which get manifested in the present life. The whole theory of the Vedic
Astrology surrounds around the belief of karma’s, reincarnation and the concept of Moksha.
Whereas karakas of the pending karmas are Saturn, Rahu/Ketu, and Ketu is mainly seen for
moksha, detachment, and rejection in this life regarding material prosperity. Rahu is mainly
seen for all sort of desires that are pending from the past life and Saturn is majorly seen for
all sort of karmas, either it is ongoing, collected from past or it is form of new karmas
whereas nodes are seen for the dispense of dynamic karmas when their transits and Dasha’s
get active. According to Sideral system of Indian astrology, It is believed that a soul has to
wait for the exact constellation of stars before it takes birth in this world from the mother
womb. Karma theory states that type of life one person enjoy in this present life purely
depends on the “Sanchit Karma” (accumulated deeds of past lives) that one soul has
gathered from the many of the soul journies. Vedic astrology is only a unique science that
https://medium.com/@vedicsiddhanta/how-to-unlock-your-pending-karmas-of-past-life-from-the-natal-chart-part-1-a0f5a581296b 1/13
considers the effects of accumulated deeds of the past life. It has been seen that various
Dasha system’s those are devised in Vedic astrology used for “unfolding one’s karma in
the past”. Any major change in the Dasha system can bring good or bad results depending
on one’s karmic records or total baggage one carries from earlier lives.
For tracing past life pending karmas Vedic astrology gives much emphasis on the concept of
“Rinanu- Bandhan” (past life debts) in relationships to see whom we have pending karmas
attached with. This clearly indicates that the relationship we make in the form of friend’s or
enemies or any sort of close relationship we keep purely depends on the upon past life
debts. Which means no one comes in a person’s life without any reason. Every relationship
is interlinked with each other by some means because of the past connections, some times
we called them those relations as karmic relations or sometimes soul relations. If one keeps
making relations and keep making contacts with people those he feels that he is so attached
with somehow means that person karma is still pending and he has to finish it till it is not
finished. It means, if someone keeps coming repeatedly in someone life or if one is not able
to resolve some unfinished issues, then it means person or issues are linked with some
karmic baggage of past lives. Even the fortune or downfall one shares in his married or
career life or luck with someone, which clearly indicated that such a relationship is
developing in this life because of past debts. It is also has been seen that at same times
someone becomes good for the other.
Now the question arises why we human being has to face such type of situations in our life
with each other ? what is the reason behind this? According to the Vedic astrology system,
we have two reasons; either there is pending karma with the person which is native carried
forwarded from the past or one is facing issues in this life due to the curses one get via his
bad deeds. These “doshas” usually cause problems in having children, having trouble in
making good relationship with either husband or wife, one may face severe career-related
issues i.e no stability in the career, no financial security or stability even after having good
married life or good job.
Our Scriptures has mentioned various such doshas that are mentioned in BPHS. Though in
the current article we will not discuss reasons for curses or debts. our motive is to decode
the reasons for pending karmas by various techniques via natal chart. some of those doshas
or curses mentioned in BPHS are as mentioned below :
1) Curses of snakes: This curse is indicated by the placement and strength of the Rahu in
the natal chart. Effects of this curse give childlessness, fear from snakes and snake bites.
This curse originates due to the killing of snakes in past lives. Root house for this curse is to
been seen from the 5th house.
1) Curses of father: This curse is indicated by the placement and strength of the Sun in
the horoscope which gets triggered in the natal chart due to wrongs done to father or due to
the suffering of souls of forefathers. It gives issues of childlessness, uneasy relationships
with father in the current life, untimely death of father and lack of happiness from father.
To understand this curse or debt one has to see 5th, 9th and 10th house.
3) Curses of mother: This curse is indicated by the placement and strength of the Moon
in the natal chart. This may happen due to ill-treatment with mother in past life. It gives
issues of childlessness, problematic relationship with mother in the current life,
unhappiness from mother, the untimely death of the mother. We have to see the Influences
on the 4th, 5th house and moon with nodes to understand the curse.
4) Curses of brother: According to the Vedic astrology this curse has to be seen from the
placement and strength or weakness of mars and Jupiter.whereas for younger brother
planet Mars has to be seen and Jupiter for elder brother.Though in Nadi we see elder
brother via Saturn. It gives problem in childlessness, difficult relationship with brothers,
problems from brothers and lack of cordial relations with brother. To understand the curse
we need to decode the placement of 3rd, 11th and 5th house along with affliction on Mars
and Jupiter either via nodes or via Saturn.
5) Curses of maternal relations: For maternal relations, we need to check affliction on

mercury and Saturn. It will give difficult relationship with maternal relations and we need
to check affliction on 5th house and mercury, Saturn.
6) Curses of Spiritual Persons: To see curse of spiritual person we need to see affliction
on Jupiter. It majorly gives problem in childlessness, problems from teachers, unhappiness,
slow growth in life, stuck life, and general dissatisfaction in life, etc. We need to see the
affliction on the 9th and 5th house along with Jupiter and their lordship condition.
7) Curses of the wife (or women): To see the curse or debt from females or wife one has
to see the condition of the planet Venus. Any affliction on the planet venus via Nodes,
Saturn or mars have majorly seen for the activation of the curse. The placement of Venus in
the natal and divisional chart is important to understand the curse. It majorly gives effect
problem in childlessness, difficulty in getting married, problems from wife or women, the
possibility of divorce, defamation from women, etc. The most important house to be
considered is the 7th house/lord.
8) Curses of Evil spirits: To see curse from the evil Spirits we need to see the planetary
placement of the Rahu and Ketu in the natal chart. Generally, Role of the Nodes and
Bhadhaka Graha, their lord and placement have key roles in identifying the curse from the
evil spirits. It gives major problem in mental setup of the native, it gives fear from unknown
and majorly fear of ghosts. we need to see the conditions of Moon, Saturn, the 5th house
and the fifth lord in the natal chart along with Bhadhaka Graha and lord.
Techniques to Unlock the Pending Karma’s from

the birth chart
In the next section, we will discuss the major techniques used to identify the pending karma
from the natal chart.so lets decoding the secrets of past life but first, we need to understand
the concept of karma, reincarnation and the cycle of karma.
Lord Sri Krishna said in ‘The Bhagawad Gita’,

” vasamsi jirnani yatha vihaya navani grhnati naro ‘paranitatha sarirani

vihaya jirnany anyani samyati navani dehi “”
As a man, casting off worn-out garments takes new ones, so the dweller in the body, casting
off worn-out bodies, enters into others that are new”. He has also said, “The misdeeds of our
past lives torment us in the form of illnesses or ailments”.
Explanation Given By Yogananda on the above Verse :
” During our daily lives, we change our old and/or dirty clothes and put on new and/or
clean clothes whenever the need arises. Similarly, the soul or atman casts off its worn-out
physical body and takes residence in a newer physical body at regular intervals in time. Just
like the clothes that we wear do not represent the real state of our physical body, the state of
our physical body (which deteriorates over time and is hence impermanent) does not
represent the truly unchangeable and permanent nature of the soul that resides within it.
The eternal does not move from place to place but the embodied soul moves from one abode
to another. It takes birth each time and gathers to itself a mind, life and body formed out of
the materials of nature according to its past evolution, karma, deed and its needs for the
future. The psychic being is the vijnana which supports the triple manifestation of the body,
life, and mind. When the gross physical body falls away, the vital and mental sheaths still
remain as the vehicle of the soul. Rebirth is the law of nature. There is an objective
connection between the various forms of life. “Like corn, a mortal ripens and like corn is he
born again”.
(Katha Upanisad, Ch 1, verse 6).
This verse refers to the doctrine of reincarnation in Hinduism. Death is described here as
the simple discarding of a worn-out garment for a new one. When the body becomes
diseased and old, the ever-lasting soul forsakes it for a new disguise. Death is but a change
of attire in an uninterrupted continuity of immortality.
According to the pearls of Vedic wisdom, every human being has to pay some rinas or debts
after taking birth in earth mundane plain and he is born owing five important debts:
1) Debt to God
2) Debt to Ancestors
3) Debt to Humankind
4) Debt to Guests
5) Debt to Animals and plants (Debt to Prakriti /Nature) and they must repay
those karmic debts during their lifetime.
few of the debts are easy to pay but some of the Rina’s are hard to clear during this lifetime.
Debt to God for their blessings: paid by rituals and offerings.
Debt to Ancestors and teachers: paid by supporting them, having children

of one’s own and passing along knowledge.
Debt to Guests: repaid by treating them as if they were gods visiting one’s
home.
Debt to Mankind: Mutual cooperation and serving others can help to repay
this debt to mankind- such as giving money, clothes, shelter, and land, to
poor people, giving food and water to hungry people and helping orphans-
or any other help that is appropriate.
The fifth debt to the cosmic elements and everything that arises out of them (bhut-
runa) means Debt to Nature — a person is indebted to plants, trees, birds,
animals and nature (called Bhuta Rin) — repaid by offering goodwill, food, water, or
any other help that is appropriate.
Repaying these five debts, called Pancha-maha-yajna, is compulsory in Hinduism. By

this five yajna the worshipper places himself in correct relations with God, ancestors,
spirits, men, the organic creation, nature and himself.
How to Clear Debts
Although there is none another such way to understand the past birth Debts or underlying
karma process and what soul has gone through in last birth and what it will bring to the new
birth. God way and process of management and operations are way beyond our imagination
to understand how life and souls cycle is moving around Birth and death cycle.
We are biologically a very small electrically charged energies residing in a physical bodies
having limitation to the material world, our reach and understanding life cycle in a simple
plain language is not an easy task. Unless and until we are able to develop our Kundalini
Shakti via deep Spiritual penance unless we can’t understand how the soul’s deeper roots
karmic accounts are connected with life and death cycle.
Neither we are Yogic Person nor we are born as a Godly soul having extraordinary sensory
abilities to experience futuristic visions or dream and able to understand for what purpose
we took birth but yes there are certain methods via we can understand how our this life is
connected with the past birth Karma’s, Rinas, and curses ( Unfinished Karmas).
One of the common methods is Understanding past life impressions via Regression therapy
and other is having Extraordinary astrological knowledge on studying Past Birth
Astrological cases via various Astrological charts and tools by a different branch of jyotish
but astrologer must be well experienced in collecting and analyzing different life
experiences with natal charts.
If you are seeking a detailed guidance regarding deep understanding on Life Purpose,
Spiritual awakening, Spiritual Learning, Understanding past lives curses, debts and past
birth karmic sufferings, then you need to understand the deeper karmic connections which
are linked with debts and pending and decode it we need to understand methodologies used
for decoding Past birth rina and curses for better understanding on karma and moving
toward right Spiritual.
Although, Tracing Pending karma from a natal chart is always a tough job, as many people
carry those karmas from immediate last birth or some of them carrying from many of past
journeys. These are hard to trace combinations. Below are few observations which I have
studied from many of the charts for Pending karmas and found true and working in many of
the cases.
Technique 1 :
A) Check the number of Retrograde planets in the Natal chart: Look for the
presence of a number of retrograde planets in the chart. Total number of Presence of
Retrograde planets in the Natal chart shows how many pending karmas one has to exhaust
in this birth. More the Retrograde planets more the total pending karmas one has to finish
in this life i.e if one has a presence of 3 retrograde planets, then it means one has
accumulated 3 pending karmas from many of the past journies. Each of the Retrograde
planet shows, karma connected with the karakas of the planets. To see what exactly the
karma is pending with the native, check the placement of the Retrograde planets in the
natal chart, check, in which sign planet is placed and how many planets are aspecting it.
Sign shows sufferings or delays may face in this birth and aspects show via whom you may
face such hurdles, difficulties, and hurdles in this life. Dispositer lord placement of the
Retrograde planet in the natal chart shows what you need to do in this life in order to fix the
pending karma. To see what exactly is the pending karma retrograde planet is indicating
that one has to finish in this birth or giving a clue for certain area of life, check its 12th
house placement from the retrograde planet, that house placement will show the area where
one has to experience the pending karma that one has to finish. for e.g if one has retrograde
planet placed in the 9th house then it means pending karma is either with the guru, teacher
or father and one has to experience it in this life via 8th house matter which is the 12th
house placement from the 9th. 8th shows sufferings, health issues, hurdles and unknown
troubles in life. now let us understand more by different planetary examples how we can
judge it :
1) If Mars is retrograde, and if it is connected with the Lagna or trik Bhavas ( i.e 6th,
8th or 12th house/lord) — There will be intense Pending karmas connected with
Brothers, enemies, Husband ( In Nadi), fights, Legal battles, Land, Houses, War, bravery,
Kings, and Kshatriya etc. To see what exactly the karma is pending with, check the
placement of the Retrograde mars in which sign and how many planets are aspecting it.
2) If Saturn is Retrograde — and if it is connected with the Lagna and trik bhavas —
Then there will be deep Pending Karmas connected one’s own action in the society i,e with
Karam, Actions, work, Career, debts, sins, deeds, workers, social circle, Society, Land,
agriculture, and Mass, etc.
3) If Jupiter is Retrograde — then one has Pending Karmas connected with the
Spiritual Guru, teacher or father he has met in the past life, or it is with the Teacher,
Knowledge he has learned in past, or it is connected with one’s Learning, or there might be
a karma connected with the Brahmin, Gurukul and it is the karma given by the god to finish
it in this life etc. if it is connected to the trik bhavas then one has to Experience it in any case
via serving people. If it is connected with the Upachaya and Dharma Bhavas then one may
get success via it and one will do service to the people in the right manner for uplifting own
self and other also.
4) If it is Venus — then one has pending karma connected with his wife, sister,
relationships and one has to give to his Wife, Spouse, Girlfriend, elder sister and one may
face hardships or some karmic debt or pending karma with respect to Relationships, wealth,
luxury and majorly with the wife or lover he or she may face or experience. If the
conjunction is with Sun, Nodes, Mars and Saturn, AK then the Severity would be intense
and it can give hard lessons in relationships or marriage. Many a case it gives hardships,
struggles in Wealth, Luxury and comfort matters. Even it gives an indication with the
concerned people those are connected with the karka of Venus i.e sister in law etc. Start of
pending karma depends on the Lordship of the venus in Natal chart Mool trikona rashi, that
house shows the event that can trigger the past karma i,e if Venus is lord of 9th house ( then
event trigger after when one starts its higher learning or enter in any institution or
society).The same way you can check for other planets as well
Technique 2 :
B) Check where the Bhrigu Bindu is placed in the natal chart, the sign, planet placed in it
and its lord shows what sort of karma is pending in this birth and whom it is pending and
how one can finish it. If BB is placed in the 10th house then one may have pending karma
with the society or with the environment where he works or with the colleagues he works in
society. whenever any major planet like Jupiter, Rahu/Ketu and Saturntransit on this
point; BB, native experience major shift in his destiny in that particular year till that Transit
is active with respect to that sign and house placement during particular years and same
way vimshotri and Chara dasha of the BB lord point shows major shift one can experience
in one’s destiny during their. We will explain the concept of Bhrigu Bindu in detail in the
next part with an example chart.
Technique 3 :
C) Check the house Placement and sign of the 3rd house and its lord ( Karyesha) in
the natal and D3 chart ( Jaganath Drekkana) it shows your karma one is born with to
fulfill in this birth by doing certain actions and karmas in the society. As 3rd house is the
house of actions and initiatives done by the jeeva, and it is also directly opposite to the 9th
house which shows your Past birth, father and the Bhagya, it shows your Free will (Force of
karma that one perform against his destiny) and in broader sense it will show your must-
have actions or karmas that you need to perform in this birth to unlock the future karma or
actions one need require in this current birth.
Technique 4 :
D) Check the 6th house, Sign, planets placed in this house and its lord in the natal chart to
decode the Shadripus one has to cross in this birth in order to achieve the purpose of this
life. This house, planets placed in it and its lord shows what is the pending karma of this life
that must be finish in order to finish or cross this life cycle barrier and reach to next life. For
e.g if one has sign libra in the 6th house and there is no planet placed in the house then we
have to see where 6th house lord is placed. that placement shows what sort of blockage one
is experiencing in this birth with respect to that particular house placement. If we take
current Example, venus is 6th lord and if it is placed in the 10th house in Aquarius sign then
one may experience a problem in his career or profession because of his relationships with
the female members in his office environment or one can face problem in his career via his
wife or one face hurdle in his career life or performing certain karma in society due to the
properties of the venus i.e problems via females, wife, wealth etc.
Technique 5 :
E) Check Placement and Sign aspect of Saturn and Rahu in the natal chart, shows what
is the Major karma that needs to work on it in current life and if both the planets make a
relation to each other or some Sambandha in a way by Mutual Aspects, conjunctions then
one need to first finish this house karma in order to grow or progress in this life. for e.g
Saturn is placed in 8th house and Rahu is placed in the 5th house , As Saturn is aspecting
5th house by 10th aspect then one needs to finish the pending karma wrt to 5th house
matters i.e Bhakti, Stability of the chitta ( Mind) affairs, romance, children’s and basic
education etc.
Note : These Pending karmas one has to exhaust in any case without any delay or
without escaping point from it, Dashas, Ad, and Pd of all these retrograde planets play the
main role in turning life into a major transformative events and one has to finish it in any
case by experiencing it and all these planets play a major role in transforming inner
conscious (Spiritual instinct) of the native. Either they teach a hard lesson or one totally
get spiritual in these dasha periods.
Technique 6 :
Karma from D9 and Divisional charts :
There are also few other pending Karmas which are very intense and one cannot avoid it
and those are presence in the form of curses and Karmic point. All these intense karmas one
has to seen from the D9, D3, D30 and D60 chart. Whereas Planetry conjunction with either
North node or south nodes in D9 shows the Deep and very intense karmas which were long
pending from many of the birth and native is trying to avoid it or carry forwarding to many
of birth from long via some divine help, guru blessings or Good Deeds.
As, Rahu-Ketu shows Sudden karmic point whereas Saturn shows karma that one has to
improve it in this birth with own efforts and actions. Rahu-Ketu karmas have come in the
form of mundane and physical sufferings and karma of Saturn comes in the form of
Learning and lessons.
i.e If Rahu is placed with Venus in d9 chart — One had deep, Sudden and intense karma
connected with either wife or girlfriend, Relationships (Extra or pre-marital physical
relations) , some karma connected with lady love or with women whom he loves in past
birth that can give either intense suffering or one may learn a hard lessons after marriage or
it can starts when one person get involved in any relationship.
If Sun is with Rahu, then one may play a deep and intense relationship with Father or
fatherly figure people, this conjunction can activate a Pitru curse in chart when Sun is
involved with either 5th or 9th lord in D1 chart and it is in conjunction in d9 chart. this can
activate it either after marriage or when some joins Job or he or she do bad deeds to any of
fatherly figure native.
If Moon is with Rahu — then it gives deep and intense emotional sufferings via Mother,
mother in law or eldest sister or via suffering intensely in an emotional bond. this could be
very intense when the moon is lord of 4th house in d1 and same time if it is lord of 7th lord
in d9. then it can get activate after marriage.
same we can check for Planetary conjunction with Ketu that shows Long pending karma
connected with the past birth that one is avoiding from many of the birth. Ketu shows what
is left behind, one’s rejections that have to experience and what is you have to finish in this
birth to grow yourself spiritually. Ketu is a planet of detachment so here suffering and the
lesson is connected in the form of detachment and one may face lots of detachment via
karaka of the planet as native may have given sufferings or detachment to someone in that
past birth in any of the form
Other Pending karmas are seen from the D3, D30 and D60 chart that shows the karma of
immediate last birth, that one has to face or experience in this birth that we will cover in the
2nd part of this article with example charts. It could be seen in these above mentioned
divisional charts when karka of any of planet is connected with Mars, Saturn and nodes in
D3, D30 and D60 chart, those having lordship with the 6th, 8th, 12th or Lagna in the D1
chart.D3 chart majorly shows about the Bott past and future karma native has to experience
i.e what is the soul goal of the native or what one has to experience in this birth due to the
good and Bad deeds done via the native. whereas D30 chart shows about the Suffering one
has to experience in this birth because of his weaknesses, shadripus, sins and past debts.
I hope people would have enjoyed this article reading it and people will try to apply in their
chart to understand it more deeply with the example charts. In the 2nd part, we will try to
explain each and every technique with example charts of people those have experienced
their destiny and past karmas astrologically.
Regards,

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11/15/2019 How to Unlock your Pending karma’s of past life from the natal chart- Part 1

How to Unlock your Pending karma’s of

5) Curses of maternal relations: For maternal relations, we need to check affliction on

Techniques to Unlock the Pending Karma’s from

Lord Sri Krishna said in ‘The Bhagawad Gita’,

” vasamsi jirnani yatha vihaya navani grhnati naro ‘paranitatha sarirani

Explanation Given By Yogananda on the above Verse :

(Katha Upanisad, Ch 1, verse 6).

Debt to God for their blessings: paid by rituals and offerings.

Debt to Ancestors and teachers: paid by supporting them, having children

Repaying these five debts, called Pancha-maha-yajna, is compulsory in Hinduism. By

How to Clear Debts

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