Personal Monthly Budget

Income 1 $2500
PROJECTED BALANCE (Projected income minus expenses) $940
PROJECTED MONTHLY INCOME Extra income $500
Total monthly income $3000
ACTUAL BALANCE (Actual income minus expenses) $960
Income 1 $2500
ACTUAL MONTHLY INCOME Extra income $500
DIFFERENCE (Actual minus projected) $20
Total monthly income $3000

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent $1,500 $1,400 $100 Video/DVD $50 -$50
Phone $60 $100 -$40 CDs
Electricity $50 $60 -$10 Movies
Gas $200 $180 $20 Concerts
Water and sewer Sporting events
Cable Live theater
Waste removal Other
Maintenance or repairs Other
Supplies Other
Other Total $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cost Actual Cost Difference
TRANSPORTATION Projected Cost Actual Cost Difference Personal
Vehicle payment $250 $250 Student
Bus/taxi fare Credit card
Insurance Credit card
Licensing Credit card
Fuel Other
Maintenance Total
Other
Total $250 $250 TAXES Projected Cost Actual Cost Difference
Federal
INSURANCE Projected Cost Actual Cost Difference State
Home Local
Health Other
Life Total
Other
Total SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Retirement account
FOOD Projected Cost Actual Cost Difference Investment account
Groceries Other
Dining out Total
Other
Total GIFTS AND DONATIONS Projected Cost Actual Cost Difference
Charity 1
PETS Projected Cost Actual Cost Difference Charity 2
Food Charity 3
Medical Total
Grooming
Toys LEGAL Projected Cost Actual Cost Difference
Other Attorney
Total Alimony
Payments on lien or judgment
PERSONAL CARE Projected Cost Actual Cost Difference Other
Medical Total
Hair/nails
Clothing
TOTAL PROJECTED COST $2060
Dry cleaning
Health club
TOTAL ACTUAL COST $2040
Organization dues or fees
Other
TOTAL DIFFERENCE $20
Total
GIFTS AND Projected C Actual Cost Difference
Charity 1
Charity 2
Charity 3
Total