Year 2011 2012 2013 2014 2015 2016 2017

ROE 19.61% 7.11% 10.55% 14.09% 14.36% 8.13% 10.21%

ROE
25.00%

20.00%

15.00%

10.00%

5.00%

0.00%
2011 2012 Capital
2013 Adequacy
2014 2015 2016 2017
16.00%

14.00%

12.00%

Year 2011 2012 2013

10.00% 2014 2015 2016 2017
ROA 1.72% 0.70% 0.96%
8.00% 1.28% 1.26% 0.65% 0.76%
6.00%
Year 2011 2012 2013 2014 2015 2016 2017
4.00%
Capital
Adequac 2.00%
14.88% 13.05% 11.05% 11.32% 10.18% 9.78% 11.39%
y 0.00%
2011 2012 2013 2014 2015 2016 2017

Year 2011 2012 2013 2014 2015 2016 2017

828.19/9 923.29/1 1049.11/ 1168.09/ 1363.96/ 1636.09/ 1975.04/
Liqudity 51.31 100.62 1334.89 1408.69 1698.27 1912.73 2070.41
87.10% 83.88% 78.59% 82.92% 80.31% 85.54% 95.40%

Year 2011 2012 2013 2014 2015 2016 2017

Manage 40.4197/ 50.5180/ 54.1576/ 57.7883/ 60.0566/ 59.0263/ 66.8756/
ment 19.1621 9.08 14.5982 22.1869 25.7392 15.4591 20.4753
Efficienc
y Ratio 2.11 5.56 3.7 2.6 2.33 3.82 3.27

Year 2011 2012 2013 2014 2015 2016 2017

Asset 22.53/82 52.54/92 58.75/10 62.03/11 58.10/13 88.51/16 86.51/19
Quality 8.1997 .328 49.11 68.08 63.96 36.09 75.04
Ratio
Asset 22.53/82 52.54/92 58.75/10 62.03/11 58.10/13 88.51/16 86.51/19
Quality 8.1997 .328 49.11 68.08 63.96 36.09 75.04
Ratio 2.72% 5.69% 5.60% 5.31% 4.26% 5.41% 4.38%

Year 2011 2012 2013 2014 2015 2016 2017

Total
951.31 1100.62 1334.89 1408.69 1698.27 1912.73 2070.41
deposit

Year 2011 2012 2013 2014 2015 2016 2017

Growth
of 10.15% 15.69% 21.29% 5.53% 21% 12.63% 8.24%
Deposit

Year 2011 2012 2013 2014 2015 2016 2017

Liquidity
87.10% 83.88% 78.59% 82.92% 80.31% 85.54% 95.40%

Year 2011 2012 2013 2014 2015 2016 2017

Liquity 87.10% 83.88% 78.59% 82.92% 80.31% 85.54% 95.40%

Liquidity

828.19/951.3 923.29/1100. 1049.11/1334 1168.09/1408

1 62 .89 .69

Management Efficiency Ratio

6
 Management Efficiency Ratio
6

5
40.4197/19.1 54.1576/14.5 57.7883/22.1 60.0566/25.7 59.0263/15.4 66.8756/20.4
50.5180/9.08
621 982 869 392 591 753
4

Asset Quality Ratio

Year 1 2011 2012 2013 2014 2015 2016
6.00%
Management 2.11 5.56 3.7 2.6 2.33 3.82
Efficiency 0
Ratio 5.00%2011 2012 2013 2014 2015 2016 2017

4.00%

3.00%

Year 2011 2012 2013 2014 2015 2016

2.00%
2.72% 5.69% 5.60% 5.31% 4.26% 5.41%
Asset Quality
Ratio 1.00%

0.00%
2011 2012 2013 2014 2015 2016 2017

Total deposit
2500

2000

1500

1000

500

Year 2011
0 2012 2013 2014 2015 2016
2011 2012 2013 2014 2015 2016 2017
Total
951.31 1100.62 1334.89 1408.69 1698.27 1912.73
deposit

Growth of Deposit
25.00%

20.00%

15.00%

10.00%
 25.00%

20.00%

15.00%

10.00%

Year 2011
5.00% 2012 2013 2014 2015 2016
Growth
of 10.15%
0.00% 15.69% 21.29% 5.53% 21% 12.63%
Deposit 2011 2012 2013 2014 2015 2016 2017

ROE
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
Year 2011
4.00% 2012 2013 2014 2015 2016
ROE 17.58%
2.00% 8.19% 11.55% 14.88% 13.36% 7.16%
0.00%
2011 2012 2013 2014 2015 2016 2017

ROA
2.00%
1.80%
1.60%
1.40%
1.20%
1.00%
0.80%
0.60%
0.40%
Year 2011 2012 2013 2014 2015 2016
0.20%
ROA 1.79% 0.60% 0.92% 1.26% 1.28% 0.65%
0.00%
2011 2012 Capital Adequacy
2013 2014 2015 2016 2017
16.00%

14.00%

12.00%

Year 2011
10.00% 2012 2013 2014 2015 2016
8.00%
Capital 14.12% 12.05% 10.05% 11.27% 10.25% 9.27%
Adequacy 6.00%

4.00%

2.00%

0.00%
2011 2012 2013 2014 2015 2016 2017
 8.00%

6.00%

4.00%

2.00%

0.00%
2011 2012 2013 Liquidity
2014 2015 2016 2017
95.00%

90.00%

85.00%

80.00%

75.00%

Year 2011 2012 2013 2014 2015

70.00%
2011 2012
86.10% 2013
82.88% 2014
76.59% 81.92%2015 80.31% 2016 2017
Liquidity

Management Efficiency Ratio

6
41.2569/ 51.256/9. 52.157/1 52.7683/ 60.0566/ 57.0263/ 64.2566/
19.1621 08 4.5982 22.1869 25.7392 15.4591 20.4758
5

Year
3 2011 2012 2013 2014 2015
Manage
2
ment 2.11 5.46 3.6 2.4 2.24
Efficiency
Ratio
1

0
2011 2012 2013 2014 2015 2016 2017
Asset Quality Ratio
6.00%
24.53/748.19 54.75/1149.2 65.03/1368.0
56.54/82.328
5.00% 56 6 8

4.00%

3.00%

Year 2011 2.00%2012 2013 2014 Total2015

deposit 2016 2017
2.76% 25005.62% 5.50% 5.26% 4.65% 5.38% 4.25%
Asset Quality 1.00%
Ratio
2000
0.00%
2011 2012 2013 2014 2015 2016 2017
1500

1000

500
 1500

1000

500
Year 2011 2012 2013 2014 2015 2016
Total 0
854.31 1046.63 1256.89 1362.62
Growth of 1358.2720151756.732016
Deposit
deposit 2011 2012 2013 2014 2017

25.00%

20.00%

15.00%

10.00%

5.00%
Year 2011 2012 2013 2014 2015 2016 2017
Growth 0.00%
of 11.23% 12.35%
2011 20.39%
2012 5.29%
2013 19.36%
2014 11.95%2015 8.63% 2016 2017
Deposit

CAMELS Rating
Year 2011 2012 2013 2014 2015 2016 2017
ROA 2.15% 2.25% 2.33% 2.36% 2.08% 2.06% 1.40%
ROE 14.31% 16.22% 15.77% 15.68% 16.00% 16.16% 10.27%
NIM 3.25% 3.21% 3.29% 3.86% 4.05% 4.33% 4.54%

Capital 8.43% 8.65% 9.98% 9.63% 8.69% 9.69% 11.25%

adequacy

Asset 1.23% 2.22% 2.71% 2.95% 3.01% 3.33% 3.45%

Quality

Manage
ment 2.11 2.31 2.54 2.59 2.65 2.79 2.88
Efficiency

Liquidity 78.29% 79.01% 84.23% 76.27% 87.77% 78.26% 89.32%

3.2: Analysis Of BASIC Bank:

Year 2011 2012 2013 2014 2015 2016 2017

Average
Rate of 2.33% 2.34% 2.78% 2.98% 3.03% 3.28% 3.29%
growth

Average Rate of growth

3.50%

3.00%

2.50%

2.00%

1.50%

1.00%

0.50%

0.00%
2011 2012 2013 2014 2015 2016

NIM 3.25% 3.21% 3.29% 3.86% 4.05% 4.33%

 ROE
25.00%

Year
20.00% 2011 2012 2013 2014 2015
ROE 18.50% 9.11% 12.55% 19.09% 20.37%
15.00%

10.00%

5.00%

0.00%
2011 2012 2013 2014 2015 2016 2017

ROA
2.50%

2.00%

1.50%
Year 2011 2012 2013 2014 2015 2016

1.00%

0.50%
 2.00%

1.50%

ROA 1.98% 1.70% 1.96% 1.28% 1.26% 0.85%

1.00%

0.50%

0.00%
2011 2012 2013 2014 2015 2016 2017

Year 2011 2012 2013 2014 2015 2016 2017

Capital Capital Adequacy

15.88% 14.15% 12.05% 12.33% 11.18% 10.09% 11.39%
Adequacy
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
 Capital Adequacy
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
2011 2012 2013 2014 2015 2016 2017

Year 2011 2012 2013 2014 2015

87.10% 83.88% 78.59% 82.92% 80.31%
Liquidity Liquidity
100.00%
90.00%
80.00%
70.00%
60.00%
50.00%
40.00%
30.00%
20.00%
10.00%
828.19/9 923.29/1 1049.11/ 1168.09/
0.00% 51.31 100.62 2014
1334.8920151408.69
2011 2012 2013 2016 2017

Management Efficiency Ratio

6 Year 2011 2012 2013 2014
5.7
2.2 5.7 3.7 2.6
Management
5 Efficiency Ratio

4 4.1
3.9
3.7

3 3
2.6
2.2
2

0
2011 2012 2013 2014 2015 2016 2017
 2.6
2.2
2

0
2011 2012 2013 2014 2015 2016 2017

41.4197/19.162 55.1576/14.598 58.7883/22.186 61.0566/25.739 59.0263/15.459 65.8756/20.475

1 51.5180/9.08 2 9 2 1 3

Asset Quality Ratio

6.00%

Year5.00% 2011 2012 2013 2014 2015

Asset 2.90% 5.90% 5.98% 5.60% 4.98%
4.00%
Quality
Ratio
3.00%

2.00%

1.00%

0.00%
2011 2012 2013 2014 2015 2016 2017

21.53/82 51.54/92. 59.75/10 63.03/11 60.10/13 89.51/16

8.1997 328 49.11 68.08 63.96 36.09

Total deposit
2017

2016

2015

2014
Year 2011 2012 2013 2014 2015 2016
2013
Total 972.32 1123.43 1346.98 1498.09 1667.98 1965.98
deposit
2012

2011

0 500 1000 1500 2000 2500

Year
Growth
of Growth of Deposit
Deposit
35.00%

30.00% 29.00%
25.00% 24.09%
23.87%
20.00%
16.98%
15.00%
Year 10.25% 2011 2012 2013 2014 2015 10.50%
10.00%
Growth 6.98%
of 5.00% 10.25% 16.98% 23.87% 6.98% 29%
Deposit
0.00%
2011 2012 2013 2014 2015 2016 2017
2015 2016 2017

015 2016 2017

 1363.96/1698 1636.09/1912 1975.04/2070
.27 .73 .41

Ratio
Ratio

o
2017
3.27
15 2016 2017

2017
4.38%

2015 2016 2017

22.53/828.19 58.75/1049.1 62.03/1168.0 58.10/1363.9 88.51/1636.0 86.51/1975.0

52.54/92.328
97 1 8 6 9 4

2017
2015 2016 2017
2070.41

t
 2017

8.24%
2015 2016 2017

2017
9.63%

015 2016 2017

2017
0.78%
2015 2016 2017

2017

11.62%

015 2016 2017

015 2016 2017

2016 2017

2015 2016 83.54% 2017 89.40%

Ratio

2016 2017

3.72 3.42

15 2016 2017
o

59.10/1573.9 83.51/1296.0 81.51/1365.0

6 9 4

2015 2016 2017

 2017

t2015 2215.41 2017

2016

2015 2016 2017

rowth

2015 2016 2017

4.54%
 2016 2017
10.12% 10.21%

2015 2016 2017

2017
 1.25%

2015 2016 2017

 2016 2017

2016 2017
85.54% 95.40%

1363.96/
15 2016 1698.27
2017

Ratio
2015 2016 2017

3 3.9 4.1

4.1
3.9

015 2016 2017

015 2016 2017

2016 2017
5.90% 4.60%

5 2016 2017

90.51/19
75.04

2017

2057.98

2000 2500
it

9.00%

24.09%

201610.50%2017

24.09% 10.50%

2015 2016 2017