TERMS OF REFERENCE

1. TITLE: Analytical Research and Documentation of the Indonesia People

Empowerment, Financial Access and Community Development

2. DESCRIPTION

The analytical research and documentation of people empowerment, financial access and
development will provide a comprehensive appreciation and better understanding on how the
rural finance in the context of people empowerment, financial access and sustainable
development are implemented and practiced systematically, strategically and creatively in a
sustainable manner in the country. These may be implemented and intertwined with rural
institutions’ programs, projects, services and activities supportive to rural and agricultural
development coming from government, non-government organizations, financial and
development-oriented institutions, and the private sector.

The thematic areas specified may be implemented jointly or viewed in a holistic, collaborative
and complementary manner whereby provision and support services are necessary in
strengthening and enhancing rural people, communities and institutions in attaining the its
aspirations, objectives and development goals to be more productive, profitable, secured and
sustainable.

3. OBJECTIVES

The analytical research and documentation of people empowerment, financial access and
development shall have the following objectives:

To describe the scenario, condition and updates of the country’s rural and
agricultural/fisheries development with emphasis on rural finance

To undertake desk studies related to the country’s condition not previously covered on
latest people empowerment, financial access and community development;

To identify and describe strategies, approaches, practices and innovations in people
empowerment, financial access and community development including influencing factors
(contributory and limiting) towards rural financial service delivery system; and

To analyze these influencing factors necessary for adaptive and applied people
empowerment, financial accesses and community development in the context of rural
finance.

4. GEOGRAPHIC COVERAGE

The analytical research and documentation is expected to cover descriptions and key features
of people empowerment, financial access and community development focused on rural and
agricultural finance in the country. All key players and stakeholders of in any aspect of rural
and agriculture finance are to be documented especially on the strategies, practices and
innovations on people empowerment, financial access and community development. Rural
financial and development-oriented institutions including their programs, activities and
innovations must be described in order to achieve and obtain the most relevant analytical
research documentation. Also, it should review, integrated and synthesize previous studies
and undertake desk analysis on these thematic areas not covered in past reviews and
updating activities.

5. SCOPE OF THE ANALYTICAL RESEARCH

The activity shall dwell on the key features including contributory/influencing factors in viable
and feasible rural and agricultural finance strategies, approaches, practices and innovations
necessary in people empowerment, financial access and community development.

The analytical research and documentation output shall provide a description and presentation
of the key features of the rural and agricultural finance strategies, approaches, practices and
innovations supportive to knowledge sharing and exchange to APRACA member countries
and its partners in strengthening and enhancing capacities of rural people engaged in
agriculture and fisheries development in a more sustainable manner.

6. METHODOLOGY

The analytical research and documentation will be done by the commissioned researcher
utilizing acceptable research methodologies and methods such as desk review, content
analysis of existing articles and papers on the thematic areas/subject matter, photo
documentation, internet searches, key informant interviews, and other methods including field
visits, where feasible. To the extent possible, the data should be current within the period …..

7. THE OUTPUT

The output shall be prepared and drafted by the researcher and is to contain, among others,
the following:

Preliminary Pages

Title Page

Acronyms and Abbreviations

Preface

Acknowledgment

Table of Contents

List of Tables

List of Figures

Main Content:

Introduction

Country Profile with emphasis on Rural and Agricultural Landscape

Importance of People Empowerment, Financial Access and Community Development in
relation to agriculture and fisheries development and rural finance

Rural Finance Description
People Empowerment and Community Development

Description of People Empowerment and Community Development in Sustainable Rural
and Agricultural Development

Key Features of People Empowerment and Community Development
 Descriptions and features uniquely people mobilization, organization, coordination
including processes and procedures for development
 Country Perspective on people empowerment
 Guidelines of implementation
 Others

Policies supportive to people empowerment and development

Approaches, strategies, tools used in implement ting programs, projects, activities and
services

Other pertinent topics like key players and stakeholders

Rural Financial Access

Strategies

Practices

Innovations

Lessons Learned

Cases (at least 3 cases briefly described)

Issues and Concerns Related to People Empowerment, Financial Access And

Community Development

Conceptual

Technological

Methodological

Others

Challenges (From All Areas of Development)

Sociological

Technological

Economic

Environment

Political/Institutional

Future Directions

Plans and programs with emphasis on rural/agricultural development focused on rural and
agricultural finance

Concluding Statements
References
Annexes
8. REQUIREMENTS

15 pages maximum excluding title page, preliminary pages, tables, figures and photos

MS word 2001 or 93-98 version

Single space, 11 Times Roman font size

Fully supported by literature citations

Include brief, description of Author(s)/Researchers, 2 paragraphs ONLY

9. TIMETABLE

The activity will be done within a period of three months per country. Specifically, the following
schedule below should be instituted to ensure monitoring and evaluation.

Dates Activity Deliverables

Month 1
Week 1 Identification, consolidation, integration and
processing/analysis of people empowerment
and community development strategies, Outline
Week 2
practices and innovations in the context of rural
finance
Week 3 Identification, consilidation, integration and
processing/analysis of financial access
outline
Week 4 strategies, practices and innovations in the
context of rural development
Month 2
First draft of people
empowerment and
Week 1 and 2 Writing of the report
community development
section report
First draft of financial
Week 3 and 4 Writing of the report
access section report
Month 3
Week 1 First draft of integrated
Integration and finalization of the analytical report people
research and documentation and submission of empowerment, financial
Week 2
the first integrated draft report for review access and community
development
Further review and integration of comments of
Week 3
first draft
Review, revision and acceptance of report and
Week 4 Final report confirmation
payment of remaining professional fee

Note:

The submitted final report should confer based on the suggested outline.