About this Template

Use this Personal Monthly Budget worksheet to track your Projected and Actual Monthly
Income and Projected and Actual Cost.

Enter expenses incurred on various categories in respective tables.

Projected Balance, Actual Balance, and Difference are auto calculated.

Note: 

Additional instructions have been provided in column A in PERSONAL MONTHLY BUDGET

worksheet. This text has been intentionally hidden. To remove text, select column A, then
select DELETE. To unhide text, select column A, then change font color.

To learn more about tables in the worksheet, press SHIFT and then F10 within a table,
select the TABLE option, and then select ALTERNATIVE TEXT.
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Create a Personal Monthly Budget in this worksheet. Helpful instructions on how to use this worksheet are in cells in this column. Arrow down to get started.
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Personal Monthly Budget

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A
5.

ProProjected Monthly Income Projected Balance

RM3,405.00
Income 1 RM4,300.00 (Projected income minus expenses)

Extra income RM300.00 Actual Balance

RM3,064.00
Total monthly income RM4,600.00 (Actual income minus expenses)
Pro

Difference
-RM341.00
(Actual minus projected)
ActActual Monthly Income
Income 1 RM4,000.00

Extra income RM300.00

Total monthly income RM4,300.00

Ent
HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference

Mortgage or rent RM1,000.00 RM1,000.00 RM0.00 Video/DVD RM0.00

Phone RM54.00 RM100.00 -RM46.00 CDs RM0.00

Electricity RM44.00 RM56.00 -RM12.00 Movies RM0.00

Gas RM22.00 RM28.00 -RM6.00 Concerts RM0.00

Water and sewer RM8.00 RM8.00 RM0.00 Sporting events RM0.00

Cable RM34.00 RM34.00 RM0.00 Live theater RM0.00

Waste removal RM10.00 RM10.00 RM0.00 Other RM0.00

Maintenance or repairs RM23.00 RM0.00 RM23.00 Other RM0.00

Supplies RM0.00 RM0.00 RM0.00 Other RM0.00

Other RM0.00 RM0.00 RM0.00 Subtotal RM0.00

Subtotal -RM41.00

LOANS Projected Cost Actual Cost Difference

Ent
TRANSPORTATION Projected Cost Actual Cost Difference Personal RM0.00

Vehicle payment RM0.00 Student RM0.00

Bus/taxi fare RM0.00 Credit card RM0.00

Insurance RM0.00 Credit card RM0.00

Licensing RM0.00 Credit card RM0.00

Fuel RM0.00 Other RM0.00

Maintenance RM0.00 Subtotal RM0.00

Other RM0.00

Subtotal RM0.00 TAXES Projected Cost Actual Cost Difference

Federal RM0.00

Ent
INSURANCE Projected Cost Actual Cost Difference State RM0.00

Home RM0.00 Local RM0.00

Health RM0.00 Other RM0.00

Life RM0.00 Subtotal RM0.00

Other RM0.00

Subtotal RM0.00 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Retirement account RM0.00

Ent
FOOD Projected Cost Actual Cost Difference Investment account RM0.00

Groceries RM0.00 Other RM0.00

Dining out RM0.00 Subtotal RM0.00

Other RM0.00

Subtotal RM0.00 GIFTS AND DONATIONS Projected Cost Actual Cost Difference

Charity 1 RM0.00

Ent
PETS Projected Cost Actual Cost Difference Charity 2 RM0.00

Food RM0.00 Charity 3 RM0.00

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 Medical RM0.00 Subtotal RM0.00

Grooming RM0.00

Toys RM0.00 LEGAL Projected Cost Actual Cost Difference

Other RM0.00 Attorney RM0.00

Subtotal RM0.00 Alimony RM0.00

Payments on lien or judgment RM0.00

Ent
PERSONAL CARE Projected Cost Actual Cost Difference Other RM0.00

Medical RM0.00 Subtotal RM0.00

Hair/nails RM0.00

Tot
Clothing RM0.00
Total Projected Cost RM1,195.00
Dry cleaning RM0.00

Health club RM0.00

Total Actual Cost RM1,236.00
Organization dues or fees RM0.00

Other RM0.00
Total Difference -RM41.00
Subtotal RM0.00

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