A C T I V E FA M I LY

RE A DY
E
PR O V I D E R

FOR LIF

HELPING PEOPLE LIVE

HEALTHIER, LONGER, BETTER LIVES
Active Family Provider
A protection and wellness plan powered by Philam Vitality.
Live confidently and have peace of mind because now you can fully take care
of yourself and your loved ones with:
• Life insurance benefits that let you protect your family’s future
• A wellness program that lets you protect your health
Protect the future of your loved ones through a
variable unit-linked life insurance plan.

Your life insurance benefit can even grow over time.

At the start of the plan, you get a cash This can increase over time because your
benefit that you can leave for your loved payments are invested in expertly-managed
ones if the unexpected happens. funds that can grow your coverage.

Sample life insurance coverage of a

LIFE INSURANCE 30-year old male client paying P41,200
P1,000,000 every year for 10 years.
BENEFIT ₱ 4.43M

₱ 2.07M

Life ₱ 1M ₱ 1M ₱ 1M
Insurance
Benefit

Age 30 40 50 60 70

Projected values above are based on an assumed and

non-guaranteed annual fund growth rate of 8%.

NOTES:
• Active Family Provider is a variant of Family Provider that includes Philam Vitality. If you choose to discontinue the Philam Vitality Membership, you will no longer be availing of the Active variant
and only the Family Provider plan will continue.
• The Philam Vitality Membership will be used by the person insured by Active Family Provider plan. All illustrations on how the Active Family Provider policy works in this material assume that
the policy owner and the insured are the same.
• Payment period is not guaranteed. The total annual payment includes the Philam Vitality Membership fee of ₱1,200 per year. This must be paid for continuously as long as the policy
is in-force to enjoy the benefits of Philam Vitality.
 Protect the future of your loved ones through a
variable unit-linked life insurance plan.

Enjoy additional 20% coverage Plus, you can get even more coverage as
immediately with Philam Vitality. you increase your Philam Vitality Status.

Coverage on the first year of your plan ADDITIONAL

COVERAGE
YEAR PHILAM
VITALITY
STATUS
On your first year, you get an
Active Regular additional coverage of 20%.

1
Family Provider Family Provider 20%
(with Philam (without Philam If you reach a status of Platinum
throughout the year, you get
Vitality) Vitality) 10% more on your additional
P +10% coverage the next year.
LIFE
2
Thus, you get 30% additional
INSURANCE 30%
coverage by the second year.
P1,200,000 P1,000,000
COVERAGE
AMOUNT P +10%

40%
3 Status % Change
by next year
G +5%

4
Platinum (P) +10%
45%
Gold (G) +5%
P +10%
Silver (S) -5%
50%
5 Bronze (B) -10%

Your additional coverage can change

depending on your Philam Vitality Status.
NOTES:
• Payment period is not guaranteed. In the future, additional payments in the form of top-ups may be required to continuously enjoy the benefits of this policy.
• The additional coverage on any policy year is based on your basic life coverage. This can be as much as 50% and cannot be lower than zero. This will continue as long as your Active Family
Provider plan and your Philam Vitality Membership are in-force.
• In case of a death claim the life insurance benefit will be the higher of the basic life coverage or the increasing fund. Plus, the additional coverage of Philam Vitality will also be given.
Protect your health through Philam Vitality.

Philam Vitality is a science-backed wellness program that rewards you for

taking steps towards a healthier life.
Simply follow these 3 easy steps:

KNOW YOUR HEALTH

Find out the state of your health by taking online wellness
assessments on the Philam Vitality website. You can also go Up to

to our medical screening and fitness assessment partners P250 OFF 10% OFF 10% OFF P 575 OFF
and enjoy discounted rates. fitness assessment basic & selected
advanced screens
basic & selected
advanced screens
fitness assessment
& nutrition consultation
& nutrition consultation

IMPROVE YOUR HEALTH

Work on your fitness together with our partners. Eat a
balanced diet, exercise regularly and avoid unhealthy habits
with the help of the Philam Vitality online challenges.
25%OFF 70%OFF 10%OFF
selected fitness elite smoking cessation
25%OFF 70%OFF
regular-priced champion
devices membership program items membership

ENJOY THE REWARDS

Get more discounts and perks from our hotel,
travel & entertainment partners.
As much as Up to
Philam Vitality gives you points for your every step. The more
points you earn, the higher your Philam Vitality Status goes. 15% OFF
admission tickets
20% 35%
upfront additional
OFF

best available
P50 OFF
movie tickets
35% OFF
standard roundtrip
A higher Philam Vitality Status means more rewards! coverage for
Active Series
rates airfare on domestic and
international destinations

NOTES:
• Active Family Provider is a variant of Family Provider that includes Philam Vitality. If you choose to discontinue the Philam Vitality Membership, you will no longer be availing of the Active variant
and only the Family Provider plan will continue.
• The Philam Vitality Membership will be used by the person insured by the Active Family Provider plan. All illustrations of how the Active Family Provider policy works in this material assume that
the policy owner and the insured are the same.
• Payment period is not guaranteed. The total annual payment includes the Philam Vitality Membership Fee of ₱1,200 per year. This must be paid for continuously as long as the policy is in-force
to enjoy the benefits of Philam Vitality.
• Partners are subject to change without prior notice.
Protect the future of your loved ones through a
variable unit-linked life insurance plan.

Enjoy easy payment terms that will let you live worry-free.

Active Family Provider gives you short and easy payment terms to suit your needs.
Pay in as short as 5 or 10 years. You’re ready for life in just a few years!

With Active Family Provider, you will ensure a better life

for yourself and also your loved ones.

NOTES:
• Payment period is not guaranteed. In the future, additional payments in the form of top-ups may be required to continuously enjoy the benefits of this policy.
• The additional coverage on any policy year is based on your basic life coverage. This can be as much as 50% and cannot be lower than zero. This will continue as long as your Active Family
Provider plan and your Philam Vitality Membership are in-force.
• In case of a death claim the life insurance benefit will be the higher of the basic life coverage or the increasing fund. Plus, the additional coverage of Philam Vitality will also be given.
• This brochure is for illustrative purposes only. Actual terms and conditions of insurance coverage are found in the Policy. In case of conflict, Policy terms shall prevail. Valid for distribution in the
Philippines only.
REMINDER ON PRE-EXISTING CONDITIONS AND FREE-LOOK
Upon receiving the policy contract, you may refer to the document for full details on the critical illness definitions, exclusions including
the pre-existing conditions, and other limitations. If you decide that this plan is not suitable to your needs after reading the Policy
Contract, simply return the document to Philam Life within fifteen (15) days from the date when you or your authorized representative
received it and we will refund to you the Total Account Value plus any charges that have been deducted.

The Philippine American Life and General Insurance Company (Philam Life) is the country’s premier life insurance company.
Established on 21 June 1947, Philam Life has earned the trust of customers for its financial strength, strong brand name, and ability to
deliver on its promises.
 
Philam Life has ₱249.6 billion in total assets as of 31 December 2018, while serving over 700,000 individual policyholders and over 
3,000,000 insured group members.
 
Philam Life understands the needs of its customers and provides holistic solutions that include life protection, health insurance,
savings, education, retirement, investment, group, and credit life insurance. It also offers bancassurance and fund management
products and services through its subsidiaries—BPI-Philam Life Assurance Company (BPLAC) and Philam Asset Management Inc.
(PAMI).
 
Philam Life is a member of AIA Group Limited, the largest independent publicly listed pan-Asian life insurance group.

Call (02) 8528-2000

philamlife.com AIAPhilamLife