STATEGOVERNMENTSALARYPACKAGEPackage

Fi
nanci
alBenef
it
s
Si
lv
er Gol
d Di
amond Pl
ati
num

Variant
s
NetSalary
(Rs) 10000-25000 25001- 50000 50001-100000 >100000
Min.Balance  NI L
SMSFaci li
ty Free
MultiCi t
y Cheques
 ChequeLeafchar ges:NIL
(Payableatparatal
l
 Pay mentCharges: NIL
Branches)
 Unl i
mitedFreethr
oughAl ternateChannels(i.
e.I
nter
netBanki
ng,
RTGS/ NEFT
MobileBanki
ngetc)
DemandDr af
t  Unl i
mitedFree,
ifissuedthroughSal aryAccount
Setti
ngupSI s  Fr ee
 SBICarLoanScheme:50bpsconcessi on,i .e.75bpsabov e1y ear
MCLR, i
.e.9.
30%p. a*
 Per sonalLoanScheme:I nterestRat est artsf rom 12. 00% wi t
hdai l
y
reduci ngbal ance( Ter m Loan)Ov erDr af tRat eofI nterestst art
sf rom
12.50%
 Speci alconcessi onsof0. 50%i nRat eofI nter estf orper sonalLoan
wher eCheckof fispr ov idedf rom DDO( Sal aryDi sbur singofficer)and
forper sonal loanabov e10. 00Lacs.
 Educat i
onalLoan-upt o 7. 50 Lacs10. 55% ( Wi thoutsecur it
y)and
abov e7. 50l acs10. 80%( withsecur i
tyandcol later al/Mor tgage)
Attracti
veInt
erest  I nterestConcessi onf orGi rlStudent -0.50% i nter estconcessi oni n
RatesonRet ail interes tratea nda no the r 0 .
50 % I
n t
ere st c onc ess ionf ora v
a i
li
ngS BI
Loans Rinnr akshapol icyf orl oanamount .
 SBISchol arLoanScheme:8. 75%f orAAI nstit
ut esandf orI I
Ms/ IITs
8.90%
 SBIGl obalEd- vant ageScheme- (ForeignEducat ionLoan)-Abov e
20.00Lacs&upt o1. 50cr or esinterestst ar tsfrom 10. 80%wi t
h0. 50%
concessi on forgi rlst udent s and 0. 50% I nt erestconcessi on on
avai l
ingRi nnrakshapol icyf orloanamount .
 Takeov erCol l
ateralisedEducat i
onLoansf orabov e10. 00Lacsf rom
privateBanksandpr i
v ateI nstitut
ions.
 Home Loans:Forpur chase ofFl ats/const ruct ion ofHouse and
pur chaseofPl ot( N.ALand)andLoanonPr oper t
ywi thlowestr ateof
interesti nthemar ket .
Concessi oni
nl ockerchar
ges
Size LockerRentinRs. No concessi on 15% of
Met r
o& Rural& toSi lver&Gol d appl icabler ate 25% ofappl i
cabl e
Urban Semi Var i
ant rate
Urban Account
Smal l 1500 1000 Hol ders
Medi um 3000 2000
Large 6000 5000
Extra 8000 7000
Large
 Free, Domestic Free,I
nternat
ional
#GoldDebit FreeInternat
ional#
Classi
c Debi t Card Plati
num Debit
Card Card
Withdrawalli
mit Withdrawalli
mitperdayMax. Withdrawal l i
mit
per day Max . Rs.50,000/-perday per day Max .
Rs.20,
000/- per Rs.1,
00,000/- per
day day
ATM cum Debi
t Transacti
ons Transacti
ons l i
mit per day at POS/ Mer chant
Car
d l
imitperdayat Est abl
ishmentsRs.2,00,
000/
-
POS/ Mer chant
Establ
ishments
Rs.50,000/-
 #I
ssuedtothoseaccountholder
swhoconsenttoissuanceof
I
nter
nati
onalDebitCard
 Noannualmaintenancecharges
 Addoncardforspousef r
eeofcostf
orj
ointaccountholder
Transact i
onsat  StateBankATMs: Unl i
mi tedFr ee
ATMs  OtherBankATMs: Unlimi t
edFr ee
Char ge on I ssue of
Dupl i
cate Account Nor mal Rates Nor mal Rates Waived Wai ved
stat ement
EasyOv erdr
aftupt o
2Mont h’sNetsal ary, Maxi mum
Maxi mum l imi t Maxi mum li
mi t Maximum l i
mit
subj ect t o mi n l
i
mi t
Rs. 75,000/ - Rs.
1,50,
000/- Rs.
2,00,000/-
residualser viceof6 Rs. 40, 000/ -
mont hs
Aut o Sweep Faci l
it
y  Thr esholdAmount : Rs.35,000/-
(Av ailable onl y on  TDRs/ STDRst obecr eat edforami ni
mum amountofRs. 10,
000/-
cust omer srequest) (andi nmul t
iplesofRs. 1,000)inanyoneinstance
 Av ail
ableforall account sFr eeupdati
ngatNonHomeBr anches
Passbook  BarCodewi llbepr ov idedonAccountpassbooksf orpri
nting24/7at
SBIKi osks
 Fr eef acil
it
yof feredf rom SBI
Inter netBanki ng
 Char gesappl i
cabl et othirdpartysi
tesli
keRail
wayset c.payable
Cor e Power
(a)Tr ansact i
ons at
NonhomeBr anches
 Fr ee
(b)Tr ansf eroff unds
between SBI
branches
Stat eBankRewar dz
point sf oronline
1x 1.25x 1.5x 2x
transact i
ons

SBIFor
eignTr
avel  Foremployeesgoi
ngabr
oadonof
fi
cial
assi
gnment
,wi
thf
aci
l
ityof
Card multi
plel
oading
Compl
ement
aryBenef
it
s
 Per sonal Acci dent
Insur ance
(Deat h) cov er
(Av ail
abl e f or act i
ve
Salar yaccount sev en Rs.
1lakh Rs.
5lakh Rs.
15l
akh Rs.
20l
akh
i
fbal ancei szer oand
wi t
houtanyATM/ POS
transact i
on, t error i
st
attackal socov er ed)
Addi tional Per sonal
Acci dent I nsur ance
Cov er on Gol d and -
- Rs.
2lakh Rs.
2lakh Rs.
5lakh
Plat i
num ATM Car d
(Deat hOnl y )
Addi tional Per sonal
Air Acci dent
Insur ance Cov er on
-
- Rs.
4lakh Rs.
4lakh Rs.
10l
akh
Gol d and Pl at i
num
ATM Car d ( Deat h
Onl y)
Air Acci dent
Insur ance (Deat h)
cov er
(only when t he Ai r
NI
L Rs.
5lakh Rs.
20l
akh Rs.
30l
akh
Ticket has been
purchasedusi ngSt ate
Bank Debit
Car d/Int ernet
Banki ng)
Pur chase pr ot ect ion
(Cov erl ossofgoods
pur chased due t o Rs200000/
-(Sal
aryPackageHol
der,al
lMast
erCar
d/Maest
ro/
VISA
thef t/bur glar y/house var
iant
s)
breakwi thin90day s
ofpur chaseofgoods
Lost Car d Li abi l
it
y
(Cov er s unaut hor ised
usage ofl ost /st olen
debi tcar d.2day spr e
repor tingand7day s Ni
l Rs80,
000/
- Rs80,
000/
- Rs2,
00,
000/
-
postr epor tingcl aims
cov ered. PI N/ OTP
based t ransact i
ons
notcov ered
Add on cov er s on
ATM cumdebi tcar d: Maximum coverRs50,
000/-(IndeceaseofPAIcl ai
mis
a)Fami ly accept
edasvalidt
henexpensesi ncur
redintr
ansporti
ng2
t
r anspor t ation & i
mmedi at
emember sthospit
al andexpensesincurr
edin
t
r anspor t ation of tr
ansport
ingt
hemor t
alr
emai ns.
mor talr emai ns.
Maximum i
sRs25000/
-losscov
erf
orl
ostbaggage
b)Checked i
n dur
ingai
rtr
avel
baggagelosscov
er
Add on Cov
er i.CostofPl ast
ic Surgery / Bur
n( forGol d,Diamond,Plati
num)–
(Appli
cableincaseof maximum Rs.2l akh
AccidentalDeat
h)for i
i.Transportati
onofI mpor t
edMedi ci
ne( forGol
d,Diamond,Plat
inum)
-
allv
ariants maximum Rs.1l akh
i
i
i.DeathafterComaaf t
eraccident(
mor ethan24hrs)-Rs.2l
akh
i
v.AirAmbul ance–maxi mum Rs. 5l
akhs
v.Girl
ChildCov er
:
a.HigherEducation(onlyGraduat
ion)-15%ofPAIcover,maxi
mum Rs.
4lakh
b.Mar
ri
age(
18-
25age)–10%ofPAIcov
er,
maxi
mum Rs.2l
akh
vi.Famil
y Tr ansport
ati
on -Rs. 20,
000/-(costof t
ravelincur
red by
i
mmedi ate2f amil
ymember storeachpl
aceofacci
dent)
vi
i.Repat
riat
ionofmor talr
emains–maxi mum Rs.
20,
000/-
v
ii
i.AmbulanceChar ges:Rs1500/-
eZ t r
ade (3-i
n-one
A/C: Demat, Share  Av
ail
abl
e
Tr
adingandSBA/C)
 Av
ail
abl
e
Nati
onalPensi
on
 (
Remitt
ancecanbemadebydepositofcashatanySBIbr
anch,or
Syst
em (NPS)
t
ransf
erthr
oughI
nter
netBanki
ng)

 Schemeof f
eredbyGov tofIndiathroughSBIatal lBr anchesof
SBI .
PublicProvi
dentfund  Mi ni mum subscr ipti
on500maxi mum cei li
ng150000/ -
(PPF)  Int erestRat e:8.00%wi thannual interest .
 (Remi t
t ancecanbemadebydeposi tofcashatanySBIbr anch,
set tingupofSIonSav i
ngsaccount ,
Inter netBanki ng)
 Topr omot ethewel f
areofGi rlChild–Gov tofIndiat hroughSBIat
all branchesofSBIi ntroducedSSAupt ot wogi rlchi l
drenwi th
mi ni mum 1000andannual ceil
i
ngof150000i naf inancialyear
 Tenur e- 21y earsfr om thedat eofopeni ngofaccount
SukanyaSamr i
ddhi
 Maxi mum per iod-15y earsfrom thedat eofopeni ngofaccount .
Scheme( SSA)
 Int erestRat e:8.60%wi thTaxr ebat eunder80Coft heI TAct.
 Wi t hdrawal :50%oft hebal ancelyingint heaccountatt heendof
financi aly earforthepur poseofhi ghereducat ion,mar r
iageafter
at tainingt heageof18y ears.
Seni
orCi tizenSav i
ngScheme( schemebyGov er nmentofI ndiaav ai
labl
e
atdesi
gnat edbr anchesofSBIwi t
hr ateofinter est@ 8. 70%( presentrat
e)
SeniorCiti
zenSav i
ngs wit
hquar ter l
yi nterest
Scheme( SCSS)
Anyret
ireef rom ser viceabov e55y earsand60y earsar eeligibleupto
maximum amountof15. 00Lacs
 Ser vi
cesav ai
lableofAMFICer t
ifi
edEmpl oy eesatSBIbr anches.
SBIMut ualfund Fr eeofcostaut odebi t/debittoSBaccountf orSI Psf or
subscr i
pt i
onst oMut ualfunds
 Rangeofexcl
usi
veCr
edi
tCardswi
that
tract
ivef
eat
uresi
ncl
udi
ng
SBICr
edi
tCar
d*
shopandsmil
erewar
dprogr
amme
  YONO-YouOnl yNeedOne
 I
nter
netBanking(
INB)
Di
git
alPl
atf
orm  YONOLite: Mobi
leBanki
ngApp
 SBIYONO: Banki
ngandShoppi
ngAppwi
thdai
l
yat
tr
act
iveof
fer
s.
 SBISamadhanApp

*
Int
erestRat
essubj
ectt
ochangef
rom t
imet
oti
me