Personal Monthly Budget

Income 1 $54,450
PROJECTED BALANCE (Projected income minus expenses) $47,950
PROJECTED MONTHLY INCOME Extra income $0
Total monthly income $54,450
ACTUAL BALANCE (Actual income minus expenses) $124,050
Income 1 $54,450
ACTUAL MONTHLY INCOME Extra income $95,000
DIFFERENCE (Actual minus projected) $76,100
Total monthly income $149,450

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent $0 $0 $0 Video/DVD $0 $0 $0
Phone $1,500 $1,500 $0 CDs $0
Electricity $0 $0 Movies $0
Gas $0 $0 Concerts $0
Water and sewer $0 Sporting events $0
Cable $0 Live theater $0
Waste removal $0 Other $0
Maintenance or repairs $1,000 $1,000 Other $0
Supplies $0 Other $0
Other $1,000 $1,000 Total $0 $0 $0
Total $3,500 $1,500 $2,000
LOANS Projected Cost Actual Cost Difference
TRANSPORTATION Projected Cost Actual Cost Difference Personal $0
Vehicle payment $0 $0 $0 Student $0
Bus/taxi fare $0 Credit card $0
Insurance $0 Credit card $0
Licensing $0 Credit card $0
Fuel $0 Other $0
Maintenance $0 Total $0 $0 $0
Other $0
Total $0 $0 $0 TAXES Projected Cost Actual Cost Difference
Federal $0
INSURANCE Projected Cost Actual Cost Difference State $0
Home $0 Local $0
Health $0 Other $0
Life $0 Total $0 $0 $0
Other $0
Total $0 $0 $0 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Retirement account $0
FOOD Projected Cost Actual Cost Difference Investment account $0
Groceries $2,000 $1,400 $600 Other $0
Dining out $1,000 $1,000 $0 Total $0 $0 $0
Other $0
Total $3,000 $2,400 $600 GIFTS AND DONATIONS Projected Cost Actual Cost Difference
Charity 1 $5,000 -$5,000
PETS Projected Cost Actual Cost Difference Charity 2 $2,500 -$2,500
Food $0 Charity 3 $2,000 -$2,000
Medical $0 Total $0 $9,500 -$9,500
Grooming $0
Toys $0 LEGAL Projected Cost Actual Cost Difference
Other $0 Attorney $0
Total $0 $0 $0 Alimony $0
Payments on lien or judgment $0
PERSONAL CARE Projected Cost Actual Cost Difference Other $0
Medical $12,000 -$12,000 Total $0 $0 $0
Hair/nails $0
Clothing $0
TOTAL PROJECTED COST $6,500
Dry cleaning $0
Health club $0
TOTAL ACTUAL COST $25,400
Organization dues or fees $0
Other $0
TOTAL DIFFERENCE ($18,900)
Total $0 $12,000 -$12,000
Personal Monthly Budget
Income 1 $55,000
PROJECTED BALANCE (Projected income minus expenses) $55,000
PROJECTED MONTHLY INCOME Extra income
Total monthly income $55,000
ACTUAL BALANCE (Actual income minus expenses) $0
Income 1 $54,450
ACTUAL MONTHLY INCOME Extra income $54,450
DIFFERENCE (Actual minus projected) ($55,000)
Total monthly income

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent $0 Video/DVD $0 $0 $0
Phone $0 CDs $0
Electricity $0 Movies $0
Gas $0 Concerts $0
Water and sewer $0 Sporting events $0
Cable $0 Live theater $0
Waste removal $0 Other $0
Maintenance or repairs $0 Other $0
Supplies $0 Other $0
Other $0 Total $0 $0 $0
Total $0 $0 $0
LOANS Projected Cost Actual Cost Difference
TRANSPORTATION Projected Cost Actual Cost Difference Personal $0
Vehicle payment $0 $0 $0 Student $0
Bus/taxi fare $0 Credit card $0
Insurance $0 Credit card $0
Licensing $0 Credit card $0
Fuel $0 Other $0
Maintenance $0 Total $0 $0 $0
Other $0
Total $0 $0 $0 TAXES Projected Cost Actual Cost Difference
Federal $0
INSURANCE Projected Cost Actual Cost Difference State $0
Home $0 Local $0
Health $0 Other $0
Life $0 Total $0 $0 $0
Other $0
Total $0 $0 $0 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Retirement account $0
FOOD Projected Cost Actual Cost Difference Investment account $0
Groceries $0 Other $0
Dining out $0 Total $0 $0 $0
Other $0
Total $0 $0 $0 GIFTS AND DONATIONS Projected Cost Actual Cost Difference
Charity 1 $0
PETS Projected Cost Actual Cost Difference Charity 2 $0
Food $0 Charity 3 $0
Medical $0 $0 Total $0 $0 $0
Grooming $0
Toys $0 LEGAL Projected Cost Actual Cost Difference
Other $0 Attorney $0
Total $0 $0 $0 Alimony $0
Payments on lien or judgment $0
PERSONAL CARE Projected Cost Actual Cost Difference Other $0
Medical $0 Total $0 $0 $0
Hair/nails $0
Clothing $0
TOTAL PROJECTED COST $0
Dry cleaning $0
Health club $0
TOTAL ACTUAL COST $0
Organization dues or fees $0
Other $0
TOTAL DIFFERENCE $0
Total $0 $0 $0