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Out and About STYLE Mag Vol. 2 Issue 1
Out and About STYLE Mag Vol. 2 Issue 1
February 2020
M
the
There is nothing
more important to
true growth than
realising that you are
not the voice of the
mind - you are the
one who hears it.
~ Michael A. Singer
www.outandaboutstylemag.com
marsha@outandaboutstylemag.com
Shella Landayan
editor@outandaboutstylemag.com
sales@outandaboutstylemag.com
www.outandaboutstylemag.com
Outandaboutstylemag
Published by Out and About Style FZE
(Registered at Fujairah Creative City)
People change and things go
wrong but just remember, life
goes on.
~ Mac Miller
EDITOR’S
Features and Highlights
In our Fashion feature, we
WELCOME
present to you Alina Anwar, an
international fashion designer for
evening wear based in Dubai.
She shared with us her life stories
and inspirational journey towards
her colourful success. To spice up
your daily fashion vibes, check
out Denim is a Staple Part of
Everyone’s Wardrobe and get the
right attitude going.
Along with a healthy diet, we also need ample Positive Vibes—For Love, Luck and Life
amounts of exercise even when we’re busy and Every morning is another chance for us to
unable to visit the gym. Workout at Work: 7 continue. Let’s keep the hope and positive vibes
Exercises You and Your Colleagues Can Do At the in our hearts to stand up and start all over again
Office is a helpful article in our Fitness segment to when we need to. Again, from the Out and
develop an active routine even at the workplace. About STYLE Magazine team that has made this
Taking a break once in a while is needed for us to Edition possible, smile and keep going!
FASHION
1 • Alina Anwar
• Demin is A Staple Part of Everyone’s Wardrobe—Here’s Why!
BEAUTY
2 • 1
0 Brush Sets for 2020
• H
ow to Get Thicker and Fuller Brows
TAKING LESSONS
4 • M
H.E. Ambassador Hjayceelyn Aurora Quintana
Philippine Ambassador to the UAE
TALENT POOL
5 • Alena Vavilina
Contents 6
LIFESTYLE
• 5 Essential Life-Changing Skills
• The Dark Truth about Eating Disorders
• Financial Literacy: Learn these Components
FOOD
• 8 Easy Overnight Oats
• Mouthwatering Cauliflower Dishes: 10 Ways!
FITNESS
• Workout at Work: 7 Exercises to do at the Office
TRAVEL
7 • T he World’s Top 16 Breathtaking Beaches
Alina ANWAR
The third one was inspired by Italy’s Greenest Park. The current
collection was inspired by the garden in the Netherlands.
The fifth one will come out in September this year, and it is inspired
by the red carpet and glamour of Hollywood. It has a lot of sequins
and colors to play with, including some stylish suits and gowns.
So every collection has something different to offer to the market.
7. WHO ARE YOUR TARGET CUSTOMERS? 10. BIGGEST FASHION NO-NO?
When I design, I keep a wider audience in my mind. In my book, there’s no fashion no-no. I think one
My designs are not limited to a particular audience, should do what they want to do. Be yourself, be
it’s for everyone: for every age group, for every confident in what you’re doing. Once you are
woman. I design for women because I want them to confident, you won’t ever go wrong. Confidence is
feel confident and empowered when they wear my your biggest key.
designs.
11. WHAT WOULD YOU CONSIDER YOUR
8. HOW WOULD YOU DESCRIBE YOUR BEST DESIGN SO FAR?
PERSONAL STYLE? The best piece that I have made is the one that we
My personal style is simple, elegant and classic. made very recently. It’s a beautiful purple net gown
with big flowers on it. It’s short in the front and long in
9. WHAT WAS THE BIGGEST ROOKIE the back. It’s very stylish, very chic. It can be worn at
MISTAKE YOU MADE WHEN JUST a red carpet event, but we specifically designed and
STARTING OUT? sent it for an exclusive shoot. We worked extremely
For me, every mistake you make, you learn from it. hard on the piece; we put our best into it.
I would not say that I’ve made a big mistake. I’ve
made many mistakes, but it’s not the biggest one I 12. WHAT’S THE GOAL?
made. I got a lesson, and I have applied for it later I want to achieve a lot and this is just the beginning,
on. It’s not a mistake, but it was a learning process I believe. Right now, my goal is to be in one of the
I would say. It’s a learning process throughout. For prestigious stores in Europe and to dress more
almost like two years, I’ve been working so I’ve been famous celebrities and influencers.
learning for two years, and I want to learn more.
IS A STAPLE PART OF
EVERYONE’S WARDROBE
HERE’S WHY!
Denim has been a popular fashion trend for many years, but it’s been here for a long time. In fact, denim dates
back to the mid-1600s. There are early accounts of its use in Renaissance Europe, even way before when it was
popularised in America as its own national fabric.
If anything, denim has always been related to factory workers, cowboys, truckers and greasers due to its
sturdiness, toughness, and resistance to stains. Times have changed and denim has gained immense popularity
in fashion books. It is also considered a sartorial must-have for both men’s and women’s wardrobe!
One of the perks of denim is that it could be fashioned in a variety of styles with countless
outfits. It also adds an edgy accent to your look. Whether you’re dressing up casual or
going smart-chic, denim is versatile and very obliging, if paired right! However, one wrong
step could wind you up in a fashion faux-pas.
And that’s where we come in. We’ve rounded up the dos and don’ts of denim styling. Next
time you’re dealing with denim, you can avoid being the centre of unpleasant attention.
DENIM
FOR
WOMEN
One piece of denim gives years of wear—
thanks to its all-season wearability. It is also
universally-flattering and androgynous, as well
as lightweight and ideally cotton-made. Denim
shirts and jackets make a great choice of wear
for summer. Besides, being low-maintenance
and a fantastic layering piece, a denim jacket
is light enough to keep you cool in the breezy,
spring weather and warm enough to protect
from the fall chill.
If you fancy the classic
fit, blue wash denim
jacket, you have to
avoid buying cheap
bargains that are
even cheaper-looking
than what you paid
for. Even though with
a blue jean jacket, the
pairing possibilities
are endless and not
looking cheap is your
biggest challenge.
THE CLASSIC
BLUE JEAN JACKET
AND SHIRT
Hence, you have
to invest in an
expensive-looking
blue denim jacket in
a clean-looking wash.
Avoid faded or worn-
out versions. In this
case, a darker wash
is a better option
because it looks fresh,
stylish, more of-the-
moment and creates
a slimming effect.
With trousers, flared trousers,
leggings, skirts, a denim shirt
as a top should be a match
made in heaven. With both
short and long dresses, or over
jumpsuits as outerwear, a blue
jean jacket works a charm to
create an effortless, everyday
look!
DENIM
WITH
A TWIST
If you wish to switch things up and be
more fashion-forward and unique, pick
out two-toned, printed, patterned,
embroidered, patch worked and different
washes of denim. These are your best
and new ways of trying out denim without
looking boring! You could dress up your
bottoms or billowy dresses in even more
creative and casually-cool ways.
CUTS
AND
STYLING
The same can be said about denim shirts! Select a fit that envelops you
and avoid loose, boxy and baggy fits. This is particularly important for
skinny and athletic men. Once the fit is perfected, it’s more about denim
washes, styling, mixing and matching.
Traditional blue, white or pastel denim washes are splendid for the start
of spring and the height of summer. Not only do light washes feel light to
wear, but they make you achieve a preppy style. You can easily style light
denim jackets, and shirts with chinos, cords, casual slacks, shorts, khakis
and even ripped jeans to add some depth.
A denim shirt worn and tucked
You could pair a blue denim jacket with a different coloured blue shirt under a suit looks rather
and bottoms; it works, you know! A simple blue denim shirt could be modern and allows you to
worn open over plain or striped T-shirts for a sleek, masculine look that convey your individuality.
never goes wrong!
THE DARK
APPROACH
M A K E U P
M A D N E S S
W I T H
10
Zoeva Opulence Vegan
Brush SET
BRUSH
SETS
FOR
2020
Hey, 2020 Beauty Bawses! We are now
in the year of success, balance and 03 MOST POPULAR FOR BLENDING
harmony so why not start with making BH Cosmetics Details
sure your beauty tools are in sync with
that? I have taken the time to break
down 10 makeup brush sets that will
propel your 2020 makeup routine
into the Beauty Bawse routine of the
decade. Let’s get started!
04 POSITIVE VIBES 05 MOST FLAWLESS
Spectrum Cosmetics Revolution 6pc Pro Complexion Kit
FULLER
your entire appearance,
no matter how lush your
hairstyle is or how flawless
BROWS
your makeup is. Skinny
brows are long gone, it’s
time to give your tweezers
a break and hit full with
your eyebrows. With our
tips and hacks in this post,
you can up your eyebrow
game and get them on
fleek!
01
GIVE YOUR
Constant threading, plucking, and waxing can
permanently drive to thinned-out brows, talk about total
deforestation! Besides, overnight miracles don’t exist;
EYEBROWS instead, grow out your eyebrows. You’ll have to wait for
at least five to eight weeks with no trimming, considering
Don’t pluck the hair that might slightly frame your eyelids rakishly after two weeks or so. Line them
in with an eyebrow pencil for a fuller yet softer appearance or conceal them with a concealer at best.
Pick only the extra strands that materialise in the middle of the brow for a neater approach and leave
eyebrow hair from above, below and the tail.
02 CLEAN
You might suggestively “eye-roll” at
this statement, but indeed we all tend
to forget keeping our eyebrows clean
or ignore the mere prospect. Eyebrows
free from unneeded gunk are essential
in supporting its growth. Keep them a
distance apart from creams, lotions or
moisturisers because chemicals in these
items can clog the pores and disrupt the
growing process. Whereas, keeping them
clean would keep the pores unclogged
and ready for its restorative process.
03 MASSAGE
While you’re at it, try giving your eyebrows a
massage regularly. This improves blood circulation
and promotes thicker, fuller eyebrows. Massaging
keeps the root of your eyebrows rejuvenated and
eases down your strained forehead. The more
relaxed you are, the better your body will recycle.
Try oils like olive oil, coconut oil, and castor oil
to massage your eyebrows before bed and leave
it overnight. These oils are rich in nutrients and
promote hair growth, stimulate circulation and
increase cellular metabolism, which helps in
regrowth and fuller, thicker brows over time while
giving the TLC your brows need. Use these oils
in their natural, purest form; diluted versions may
not bestow the results you’re hoping for.
04 BRUSH
Yes, you heard it right! Brushing your eyebrows is as necessary as taming your hair. Take a spoolie or
use your old mascara brush (make sure it’s clean) and lightly flick it across the length of your brow using
upward motions. Do this daily to acknowledge a change in your eyebrow growth because brushing
eyebrows doesn’t only improve the flow of blood circulation but also gets rid of any unwanted dirt or
leftover makeup stuck in those little strands. This process keeps your brows in good shape too!
05
EXFOLIATE
Eyebrow exfoliation is crucial in encouraging growth. You don’t need any fancy scrubs for this purpose,
use your regular facial scrub and exfoliate your eyebrows twice a week. This procedure nourishes the
hair follicles and stimulates eyebrow growth. Wash off the product from your eyebrows thoroughly
to remove all scrubbing particles. Brushing, in the end, will ensure your eyebrows are swept clean of
any remaining granules.
You can use a soft clean toothbrush to exfoliate your eyebrows as well. Be gentle, or you may end up
losing some hair. Turning this into a nightly routine should encourage your brows to grow and also
improve their hair cycle.
06 MOISTURISE
To quicken things up, moisturising is the key to
strike knee-deep when it comes to growing your
eyebrows. We recommend eyebrow growth
serums or eyebrow conditioning primers which
comprise ingredients that enrich the brows for
increased growth and strengthening the existing
hair mutually—it’s a win-win situation, really!
Particularly, for those who desire quick results
without much effort.
Dubai People
dubaipeople.ae
BigUAEgiveaway
instagram.com/biguaegiveaway
isergeev_official
Production: Dubai People
Special for Out and About STYLE Magazine
Photographer: Nassyrova Anastassiya
Location: The Penthouse Dubai, Five Palm, Jumeirah.
Production: Dubai People
Special for Out and About STYLE Magazine
Photographer: Nassyrova Anastassiya
Location: The Penthouse Dubai, Five Palm, Jumeirah.
1. TELL US A BIT ABOUT issues, I shot more than 20 TV figures in the field of business,
YOURSELF. shows and created more than management and leadership
My name is Igor Sergeev, 50 brand books. In Russia in the United Arab Emirates.
and I’m a 28-year-old and Ukraine, I am engaged In its first year, Dubai People
businessman. I was born in in servicing businesses in shall invite 100 successful
Russia, in the small town of the field of marketing. We professionals in the UAE
Aksay in the Rostov Region. have a large business club through the recommendation
Most of my childhood and of entrepreneurs and a of its founders and current
youth were spent in Ukraine. business magazine. I’ve been members. The project aims
I am the son of an amazing developing my company in to seek the visionaries and
woman who gave me the Dubai for five years. strategists for the future
right education and the best of business, industry and
childhood! Let me tell you more about professional ventures in the
my current focal projects. country.
I know for sure that there
are no bad people; it’s only BigUAEgiveaway is the only 3. WHAT IS SUCCESS?
how you perceive certain social media fest on Instagram I believe that success is
situations. I love life, nature in UAE. We have over 30 an integral part of every
and people. I believe that ambassador influencers. person’s life. Success for
every day you need to start We collaborated with more each and everyone is a
with a smile and thank God than 100 companies. This is self-definition. It is not
for the day! I believe in the a great platform that allows necessarily about money;
mission of every person; I you to grow your business it is much more than that.
am sure that good always and personal brand in social Seeing successful people
conquers evil! The main thing media. helps me get motivation to
in life in all situations is to develop even more. I really
remain human and make sure Quality Standard is a want people to lose envy
your conscience is clear! marketing and events and instead get motivated.
management firm associated To achieve, receive, develop,
2. HOW LONG ARE YOU with an international club and enjoy—this is success!
DOING YOUR BUSINESS? of successful businessmen
This year, I am celebrating and entrepreneurs. Quality 4. HOW DO YOU DEFINE
ten years of my active Standard engages in the AN ENTREPRENEUR?
business involvement in development of personal I am pleased with the game
Ukraine, Russia and UAE. and corporate branding. of life itself, the game on how
Main activities of my business to make an achievement, the
are investment, marketing, Dubai People, on the other game of implementation
event management, hand, is our new platform of goals and plans, and of
network and sales systems, that we are proud to present course, the game of the
public relations, company on the eve of Expo 2020! results! An entrepreneur is
branding and personal brand Dubai People is a brand a person with a risk-taking
development. new platform that aims attitude, a person that loves
to convene and foster a good challenge, a person
Over these ten years, I strong, dynamic business who pushes himself in the
curated more than 200 relationships among the top back everyday and kicks! Real
events, released 20 magazine personalities and influential entrepreneurs never give up.
Production: Dubai People
Special for Out and About STYLE Magazine
Photographer: Nassyrova Anastassiya
Location: The Penthouse Dubai, Five Palm, Jumeirah.
5. WHAT ARE YOUR HOBBIES?
I rarely read literature, but I try to choose the best books. 48 Laws
of Power is a very controversial work. I re-read it several times, and
I discover something new for myself every time. I also engage in
sports. In my childhood, I participated in agrobotics and dancing. I
also like big tennis. Music is also a part of my soul. I regularly go to
the gym and music helps in keeping a strong spirit. I also consider
speaking with wise people as a great hobby of mine.
M H.E. AMBASSADOR
HJAYCEELYN
AURORA
QUINTANA
PHILIPPINE AMBASSADOR TO THE UAE
1. TELL US A BIT ABOUT are making a living in this region,
YOURSELF AND YOUR and I thought I would have an
CAREER. opportunity to change some
I’m a career diplomat. I’ve perspectives and policies. This
been with the Ministry to be an way, I think there would be a real
ambassador, which by experience change in how we do things, as
would take at least 20 years to well as how we relate with other
become eligible. In the Philippines, countries.
The Foreign Service Act is the law
that regulates the career ladder of 2. WHAT DOES IT TAKE TO
foreign service officers. BECOME AN AMBASSADOR?
It’s a long-term career in the
How did I end up here? I wanted government. There are levels to
to pick a government career where pass through to rise up the ladder,
I can make a difference. After and mostly it is a tough experience.
graduating from the university, I One has to have a lot of patience.
cannot imagine myself being in the Shortcuts are rare. It’s a commitment
private sector. I thought that I must when you tell yourself that this is
use the gifts and talents God has the career you want to have. There
given me for a greater purpose. are a lot of factors to becoming an
ambassador, including political and
As a diplomat, I have been personal ones.
assigned to four postings before
serving as Ambassador to the
UAE. The first post I was assigned 3. HOW DOES A CAREER IN
to was the Philippine Embassy in AMBASSADORSHIP START?
Beijing. Then I was assigned to The Foreign Service Act of the
Washington, DC. I was also posted Philippines mandates that all
to Ireland when the Philippines aspiring diplomats should take and
opened an embassy there. After pass the Foreign Service Officer
that, I was appointed to Oman. examination, which is one of the
After two and a half years in Oman, most difficult professional qualifying
I thought I had just barely scratched examinations in our country.
the surface, and if I continue, I Everything about the career leading
will be learning more about the to the position of ambassador can
region. Prior to being appointed to be read in the law. The Foreign
the UAE, I was Assistant Secretary Service designates ranks which
for Middle East and Africa Affairs correspond to titles. My current rank
where I covered the region on a is Chief of Mission which qualifies
policy level. me to be an ambassador.
www.arts-av.com
1. TELL US A BIT ABOUT YOURSELF.
My name is Alena Vavilina, and I create my art under
AV Art. Soon after I graduated from an academic art
school in Moscow, my art and story started. I decided
to create my own signature style and broke the rules
which I learned in art school. It was a hard path, but
after numerous experiments, my style has been shaped.
I’d love to see art collectors and enthusiasts enjoy my
artworks at numerous exhibitions worldwide.
Moreover, you can visit my booth at the upcoming big contemporary art exhibition on April 8 — 11 in World
Art Dubai, where I’m going to present new sculptures and paintings.
For more information about me and my upcoming exhibitions, visit my official website at www.arts-av.com
ARTWORK DESCRIPTIONS
1. OCEAN DROP GYPSUM, METALLIC WIRE WINGS
SIZE 30X20X15
The artist has always
been fascinated by the
elements of nature and
“ocean (water)”, and it
has a special place in it.
“Ocean drop” is another
piece which reveals the
contemporary vision of the
ocean. It is the soul of the
ocean. Such representation
of the ocean is based
on Japanese culture and
believes that each object
and nature has a soul (what
also vividly can be seen in
anime). The sculpture has
a shape of water drop in
anime style, while eyes and
wings are the sign of all
living ocean beings.
2. NO BOUNDARIES 3
MEDIA: PAPER, INK, CHARCOAL, WINE, SILVER LEAF, WATERCOLOUR
SIZE 76X56 CM
SIZE 100 X 65 CM
3. NO BOUNDARIES 4
MEDIA: PAPER, INK, CHARCOAL,
WINE, SILVER LEAF, WATERCOLOUR
SIZE 76X56 CM
Butterflies have been drawn in the favourite colour palette of the artist. The effect of transparency
represents the fragility of these mystical winged creatures. The artist visualises the sky through
silver leaf waves on the left side of the artwork.
5. RED BALLOON MEDIA,
CANVAS, ARTIFICIAL FUR, ACRYLIC, SILVER LEAF, METALLIC WIRE
The artist has always been fascinated by the elements of nature, and Red Balloon
confirms this fascination. The main inspiration dawned on the artist after observing
partially-abandoned gardens in Sicily, and unknown to the artist at first, wildflowers
covered the grey walls. Red Balloon is a philosophical rethinking of observing nature.
The artist’s admiration with water can be seen through the water drops and little
puddles. Water is one of the natural elements that can be observed in perpetuity,
while a red balloon symbolises an element of a man-made creation that can only be
observed in a fleeting moment.
6. CHERRY BLOSSOM,
MEDIA: CANVAS, ARTIFICIAL FUR, ACRYLIC, SILVER LEAF, METALLIC WIRE
SIZE 101X152 CM
The fall of cherry blossom petals is considered to be one of the most beautiful
moments in nature. The artist took the opportunity to show her contemporary vision
of the shower of cherry blossoms. Little, fluffy white “Cherry Monster” invites the
curious eye to watch the grandeur of summer and stop for a while. He stands by a
grey wall that represents our monotonous busy lives.
7. BUBBLES, BLACK COLLECTION,
MEDIA: BLACK PAPER, GOLD LEAF, CHARCOAL, ACRYLIC
SIZE 100 X 70 CM
LIFESTYLE
5
ESSENTIAL
LIFE-CHANGING SKILLS
The average day in an individuals’ life is usually centred around
a schedule that repeats itself. This ensures comfort, but does
it bring satisfaction? Whether one denies or openly agrees, a
common afterthought regarding daily life is normally based
on how one can improve our lives to maximise the quality of
living. Hence, It is important to start learning life-changing
skills for a more productive, balanced life.
01 PUBLIC SPEAKING
This common source of anxiety afflicts 75% of the
population. Public speaking, as daunting as it is,
reaps life-long benefits. Take this skill like a muscle,
as muscles only develop when they are being used.
Putting aside advantages like communication skills
to enable the creation of new social connections and
leadership skills, public speaking trains one to be an
overcomer. When speaking to an audience, a speaker
must overcome anxiety and self-doubt and gain
confidence in themselves in order for their message to
be communicated effectively. A constant overcoming of
setbacks allows one to acquire their full potentials and
use their flaws in a strengthening manner.
Samuel Johnson explains it succinctly: “The chains of habit are too weak to be felt until they are too
strong to be broken.”
03 NEGOTIATION
Around this point, an individual should be able to
understand his or her value and how he or she could
make an effective contribution to his social and business
circles. Negotiation isn’t merely reaching an agreement:
it is about reaching for an advancement that they
know they are worthy of. This worth is created through
confidence and channelled through good habits.
05 MEDITATION
It is important to understand the significance of patience and discipline in the journey to acquire life-changing
skills. The modern age seeks urgency and instant results. We, as human beings, need the essential time to
learn indispensable skills and healthy coping behaviours to enjoy our lives to the fullest.
THE
DARK
TRUTH
ABOUT Social media has severely distorted the way modern
EATING
society views the real world in the eyes of the youth.
Comparing one’s body image to airbrushed and heavily-
edited images of famous personalities has taken a toll
The main determinants that aggravate the risk of eating disorders are:
• Dieting trend/s in the family
• Societal pressure or peer pressure
• Social media influence
• Family pressure to change the physical image
• Stress
• Depression
• Being bullied at home and/or school
Experts warn that eating disorders are serious and potentially life-threatening. Most
of the patients delay treatment because they deny admitting that they need help
or admit it too late.
Early detection and early diagnosis can help to a great extent in achieving a more favourable
outcome. Anyone who goes even five years struggling with any of these disorders with no
treatment may suffer from more serious and lasting chronic illnesses. Therefore, there is a
need for families to be aware of any red flags that may be a sign of a loved one needing help.
Some important Do’s and Don’ts that carers, parents, friends or even siblings can keep in
mind are:
There are programs and talks being held in the UAE to emphasise on the importance of
healthier dietary habits, especially among Emirati teenagers. Skilled specialists in the UAE
provide in-depth treatment plans to address nutrition, therapy and medications tailor-made
to suit every individual case of eating disorder.
Let us be more open and accepting of this growing health concern. It is important that we
become aware of this mental affliction even though we may not be the ones suffering. Assure
your young siblings and children that they don’t have to fulfil some unreal expectations of
being ‘perfect’. As long as they are thriving and happy, they are perfect.
Equipping yourself with financial knowledge
LITERACY:
principles and then make it a priority to increase
your financial knowledge. People who are smart
with money are always working on increasing
HERE IS A START:
A
THE BASICS OF BUDGETING
Budgeting is the process of maximising your income. Budget entails becoming conscious of
how you are deciding to spend your money. A lot of people get to the end of the month and
wonder where their money went, as if they have no idea what happened. Budgeting ahead
means you get to start the month knowing what’s going to happen to leave you in control of
where your money is going.
When planning your budget, take into account the income that you actually receive every
month. You want to create a budget based on regular or average monthly income. Have a
separate way of dealing with your irregular income like commissions, bonus or allowances. This
way, you’ll able to allocate money to all the important activities or expenditures without relying
on a variable or irregular income.
THE THINGS THAT ARE OFTEN MISSED for medical emergencies or fortuitous events. More
OUT OF A BUDGET ARE: importantly, an emergency fund is a liquid asset in
the bank that makes you feel secure, that in the
• TRAVEL – many people use their savings for
event something unexpected happened, you are
travel. For most of us, travel is part of our expenses,
assured that you have a certain amount that can
whether we do it once a year or frequently.
keep you for a while.
Allocating funds for travel means you can leave
your savings account for other future goals.
• GIFTS – Birthdays, weddings, births, festivities
and other celebrations. Let’s face it: life’s
•
MISCELLANEOUS EXPENDITURES – expenses
celebrations are one of the very few things that
that come out every month on bit and bobs, this
you will remember in the end. Work out how much
and that. It might relate with repairs or unexpected
you spend on the average over a year and allocate
expenses on the car, the house, or other allowances.
a monthly amount to it. Include gifts to yourself
There is always something unexpected every month.
too!
Allocate an amount for these expenses. Also,
keep the miscellaneous fund separate from your
It is also helpful to create separate bank accounts
emergency fund. An emergency fund should be
or even envelopes for each of these categories.
something that is not that frequently used, perhaps
Think of it as a financial filing system.
B
UNDERSTANDING INTEREST RATES
An interest rate is the cost of borrowing or holding money.
A bank would pay you a rate of interest on money you
hold with them. Even though that money might be sitting
in a current account or savings account, it is money that
the bank has access to use as a business. Holding your
funds in a bank will offer you a rate of interest based on
how much you have. Usually, the longer you leave your
money with the bank, the higher the rate of interest you
are given. A bank account will have a much lower interest
rate than a 12-month deposit account. Interest is usually
paid back into your account.
You will also pay a rate of interest on the money that you
borrow. The interest rates are set by banking and lending
institutions, as regulated by the national government.
The interest rate could be different depending on the
purpose and stipulated period of the loan.
8 EASY
OVERNIGHT
OATS We all know the goodness of oats for our digestion, heart and
overall health. A healthy serving of oatmeal a day can help us
reduce our chances of acquiring digestion-related issues. It can
also aid in weight loss for its fibre content. Oats are also heart-
smart foods that can reduce our risk of cardiovascular diseases.
Needless to say, oats is a good addition to our daily diet because
of its amazing health benefits. It also works like a broom that
sweeps away oil and toxins before flushing them out the body
naturally.
Lately, overnight oats are gaining the attention of health-conscious
individuals. There is no doubt why, though. Oatmeal is easy to
prepare and nutritious, containing loads of omega-3 fatty acids,
potassium, magnesium, protein and the all-good fibre.
Now, if you’re looking for ways on how to include it on your diet
for these benefits and more, check out the following for 8 easy
overnight oats ideas.
OVERNIGHT CHIA OATMEAL
You might want to try this easy, quick and healthy breakfast.
03 you don’t have the time to spare. Try the simple and easy
recipe that you can do in minutes. All you have to do is to
combine all the ingredients in a container and keep it in the
fridge overnight.
Alternatively, you can have it as a snack instead of breakfast
too, but make sure that you leave your oats soaked for
at least three hours. Add in some honeycomb yoghurt,
bananas and blueberries, and other healthy ingredients you
want.
As we all know, bananas are dense with fibre, potassium and
vitamins and minerals. Adding blueberries in the mix, we
also get many antioxidants, which are good for our waistline
and heart, too. These antioxidants are also natural anti-
ageing solutions. Watch this video for inspiration.
CINNAMON BLUEBERRY OVERNIGHT OATS
04 Definitely, this is a powerful duo that can make you
healthy and happy! Blueberries are with antioxidants
that can reduce your stress levels, while cinnamon can
rejuvenate your senses for its enticing aroma. Now,
there is no excuse for having a healthy breakfast.
This recipe is vegan, and it will help you get started
with your day right! Watch this video for an idea.
There you have the eight easy overnight oats that you can try to
have for breakfast. They are delicious, healthy and of course, easy
to make! Go ahead and plan your week’s morning meals with these
delish and quick breakfast or snack ideas.
FOOD
MOUTHWATERING
CAULIFLOWER DISHES:
10 WAYS!
Cauliflower is one of the most versatile veggies around, but not
all people like it, admit it or not. Little do they know that there are
so many ways to eat this vegetable with a curd-like texture and
cabbage-like taste.
And aside from its great uses in food preparation, cauliflower also
packs a punch in fibre and B-vitamins. It can supply the body with
phytonutrients and antioxidants, which may help reduce cancer
risk. It also contains fibre that aids in digestion and weight loss.
Plus, it is good for kids for its choline that is essential for memory
and learning.
If you’re among those still doubtful about eating cauliflower, keep
reading and be ready to be converted later (from a hater to a fan).
HOW TO EAT CAULIFLOWER IN 10 WAYS
01 SOUP
Cauliflower can add a bit of texture to any plain soup. You
just want to have it on a cold evening or winter day. Prepare
cauliflower with your chosen ingredients to fight the cold
and stay warm instead. This veggie is versatile to add to
any soup dish for its subtle flavour. There are more than a
hundred ways of preparing cauliflower soup.
Add a new spin here and there, and come up with a variety
of soups to enjoy with cauliflower. One of those is this recipe.
Try it now!
Plus, you can add it in stews and see how it perfectly blends
into the flavour of your dish.
02 PASTA BAKE
Cauliflower pasta bake is another easy and simple recipe that
you can make with this lovely veggie. If you love macaroni
and cheese, you will love this, too! Add it to your favourite
pasta dish together with some strips of crispy bacon for added
flavour. Alternatively, you can toss in some cauliflower in your
fave pasta dish, too!
Have it along with a green and healthy salad for a full course
meal. Use this video for an easy to follow recipe.
03 CAULIFLOWER RICE
This low-carbohydrate recipe is common among dieters
that want to reduce their weight or have it managed. They
have it as a low-carb alternative to their white rice that they
can prepare in 10 minutes. You need a food processor for
this recipe to make a base that will be ready for cooking
in minutes. Check out this inspiring video on how to make
cauliflower rice.
04 CHUTNEYS
Do you love piccalilli? If so, you might want to check out this
tangy chutney! You can enjoy a slice of bread or cheddar
cheese. For better results, you can also use mustard or
some turmeric on it, too. Watch this video on how to make
cauliflower chutneys.
05 PIZZA
If you love pizza, you have to try this dish. It is gluten-free
and healthy. To finish it off, you can top it with cheese and
other choice vegetables. All you have to do is to season your
cauliflower, get it in a moulding pan, and bake it for your pizza
base. Get the recipe here.
06 CURRY
One suggestion is potato and cauliflower curry. If you love
Indian food and want a little twist to the tradition of using
meat with potatoes instead, try this recipe that will turn your
world upside down. It is a fusion of flavours that your taste
buds will never forget. It is a simple dish that you can feed
to a crowd of guests. The one-pot meal is loaded with Indian
flavours for a different meal that you can serve with naan bread
and chutneys, too. Get inspiration on this video.
07 ROASTED CAULIFLOWER
Get it spiced or plain salted; it is your choice! Try roasted
cauliflower and smell the earthiness that this cooking
method can bring out of cauliflower. You can use Middle
Eastern spices to make it even more exciting and release
cauliflowers nuttiness. This dish is perfect for picnics,
sharing and other outdoor activities. Roast these veggies
until crispy and caramelised, and then add some parmesan
and lemon.
So aside from roasted corn to serve on your weekend
barbeque party, you can prepare roasted cauliflower for an
exciting addition. Grab this recipe here.
08 CHEESE BAKE
Yummy and comforting, cheese bake dish is a classic and an
all-time favourite among those that just loooove cheese. It is
a classic flavour combination that will awaken your senses and
keep you coming back for more. Add in broccoli to the mix,
and be ready for an explosion of flavours. Add your favourite
greens on the side to complete this meal. Here is an inspiring
video.
WORKOUT
AT WORK:
7 EXERCISES TO DO AT
THE OFFICE
Being tied on your chair, sitting at your desk
and definitely watching the 9-5 time passes by,
it’s your life day by day. Working for 40 hours a
week or sometimes, even more, comes the busy
season, you find it really hard to sneak a workout
into your daily routine.
1. SEATED LEG RAISES you’re having a bad day. All you have to do is
Tone up your legs and abdominal muscles with to raise your fist and get into a boxing position
seated leg raises that you can do while sitting (without a sparring partner). Do it away from
on a chair or having a meeting. All you need to your computer, and start punching the air. Feel
do is to sit upright, and then straighten your left as if you’re punching something frustrating off
leg while it remains parallel to the floor. Hold it your life.
in place for about 10 seconds. Repeat for your
right leg. Imagine that you’re in front of a punching bag
while continuing to punch your fist towards it.
Do the seated leg raises for 15 repetitions. As Switch your arms, right to left and left to right.
you build your strength and progress with this Repeat the same for about 30 seconds. Pause
routine, you can add resistance with a briefcase for five seconds, and then start again. Punch for
on your legs while doing it. 30 seconds and repeat as many as you can. You
can do it alone or with colleagues.
2. CHAIR DIPS
Find a chair that won’t be rolling away from 4. STAIR CLIMBING
you for this exercise. Now, start scooting up to If you have access to a stair, you can do this
the front edge of this chair while putting your climbing exercise with your colleagues come
legs out just in front of you. Put your hands on lunchtime. It is a good stress relief because it
either of your hip’s side while your fingers are gets your heart pumping oxygenated blood into
simultaneously pointing towards the desk. your system. It can keep you energised to last
the rest of the day.
Get a hold of the chair’s edges with your hands.
Then, get your arms and core working to raise Stair climbing is one of the best ways to add
your body up off the chair, and start moving cardio into your otherwise sedentary office life.
down with your rear-going towards the floor. You can make it better by setting a timer as to
Next, push your entire body back up. Do the how many minutes you want to do it. Whether
same routine 15 times and 3 cycles with 15 reps you start with three or five minutes, it doesn’t
each. matter! It will still be good for you.
THE WORLD’S
TOP 16
BREATHTAKING
BEACHES
Concrete jungles are expanding immeasurably; square meters by
a week, filling the base of skylines with geometric silhouettes- yes,
a man-made world. As it strides in its growth, nature calmly wavers
in the background; offering refuge when one seeks to vacate the
fissures of consumerism and its fabricated byproducts. This refuge
can be found on the fine scattered sands, engulfed sequentially by
the colour-varying waters. The bewildering, continuity of the ocean;
exuding a breath of higher aesthetic, enjoyed by all at the beach.
Here are 15 well-selected beaches from around the world that are
worth the visit.
01 JIBEI ISLAND BEACH, TAIWAN
Known as the unexplored beach in Taiwan, Jibei
is somewhat an untouched part of Taiwan’s
western islands. The 1.5 km strip is embraced by
calm turquoise waters and due to its secluded
positioning tourists travel by boat from a North
Sea Tourist Centre to experience the naturally
decorative orientation of the island. It is important
to heed the fact that the island isn’t unpopulated;
it has residents who offer essential commodities
and services to travellers.
DOLFYNSTRAND, NAMIBIA
Whilst being home to the oldest desert on
06
the planet, Dolfystrand is a few minutes from
Namibia’s notorious Walvis Bay. What makes this
destination unique is its residual seal colonial
composition, shipwrecks and boat materials can
be spotted on the beach, expelling a romantic
ambience as the sunlight touches the ruin. The
area is home to a small population who are noted
for their sport fishing.
07 TORTUGA BAY, SANTA CRUZ ISLAND,
GALÁPAGOS
Comprising of black lava rock, ghost-white sand,
and gaggles of marine iguanas, Tortuga Bay is the
closest one can get to a dream-like experience.
It’s 3km out of the main town of Puerto Ayora,
and the hike can be sweltering and muggy, but
upon arrival, one can be enthralled by sharks
patrolling the shallows and crimson-red crabs
scurrying across the sands, then to cool off with a
bit of a swim among the mangroves.
16
or an indulgent luxury impression,
Negril has it all.
FOR THE
CULTURE
5 TIPS
TO OVERCOME
YOUR FEAR OF
GETTING STARTED
It finally hits you. Fear. “False evidence appearing now in her mid-30s. But that one incident she had
real” comes at you from every angle except that during her driving lessons where a huge haulage
nothing about anything you feel seems false. I’ve truck cut her off at a traffic circle has her convinced
lived it. You’ve lived it. We all have. The crippling that she is better off cabbing her way around the
sensation you feel in the pit of your stomach every city for the rest of her season in UAE. Me being
time you think about finally tackling something in chronic calculation mode, got to breaking down
that has held you back for so long. The crazy what her current costs are for not completing her
thing about the human mind is that it can think licensing process.
of a million reasons why you should not go after A moment of vulnerable chatter reminded me of
something when the one reason why you should is the crippling effect of fear. It’s real, but must be
actually stronger. overcome if one has any hopes of moving ahead
Chatting with a friend of mine who is new to UAE, from life’s pit-stops and sandpits. With that being
and has been trying to get her driving license said, I’ll go ahead and fill you in on my 5 top tips
notwithstanding that she is already licensed in her for kicking fear where it needs to be, and getting
country of origin, was telling me she knows how to started on that thing you’ve been contemplating
drive. She’s been driving since she was 18 and is for so long:
Acknowledge, accept, and address. A lot of opportunities you could be a good fit for
01 people don’t want to acknowledge their fears because the title seems way outside your scope
because they believe in doing so, it’s accepting of knowledge. Limited understanding is one of
defeat. WRONG. You cannot fix something if the main reasons why a lot of people struggle to
you are not willing to recognise and accept for conquer their fears. Simply put, you are afraid
what it is. Ignoring how you feel will not fix the to venture outside your comfort zone because
problem. Accept the fact that you are fearful so there’s a lot of stuff you don’t know on the other
you can begin working through how you can side of your decision. But how does one learn
actually overcome your fear. without taking a chance? How do you grow if
you remain content with not moving?
Think about everything carefully. Swift action
02 isn’t always the cure. Part of addressing your Find a fearless tribe. Listen, if you want to
fear lies in processing what caused it. In the case 04 conquer fear or just get some wits about
of my friend, she had a traffic accident before, yourself, you will need to move with people
so when the haulage truck fiasco happened, that will challenge you to be the best version
she had a momentary flashback of the car wreck of yourself and who are seasoned in conquering
she survived. What I’m getting at is fear has the particular area you are battling with. A baker
its triggers such as trauma, previous seasons can’t help you with your fear of dabbling with
of crises like illness, severe, lack or perceived the stock market unless he or she trades. What
failures. Think through what triggered your I’m getting at is that social groups with shared
present fears and begin reliving what it took interests go a long way with encouraging you to
you to move from that space – if you’ve had fight through your fear. I am a living testimony of
overcome the same fear before. Then push connecting with different groups; each of which
through with your findings. Activating a plan plays an active role in teaching me something
with a clear mind always gets you further down new, standing with me in seasons I need to take
the road than going at it without a thought. a new leap of faith or simply cheering me on
from the sidelines. The operative word here is
Knowledge goes a long way. What if you are that they too are “fearless” – and not lurking
03 afraid of not knowing? You could be applying around you to support you in your inability to
for your next career, but shying away from move forward.
Visualise the overcomer in you. Now friends, no effort you will ever make
05 will count for anything if you don’t actually see yourself on the other side
of your fears. That’s right. If you don’t see it, then it’s highly unlikely that
you will achieve it – unless “luck” is your middle name and the heavens
are chronically smiling down on you. Even if that is the case, some work
put in on your “belief-barometer” will go a long way. Whether you need
to watch a couple of Youtube videos of people who have conquered the
same fears you have or need to attend a few workshops on the same
subject, the ultimate victory really lies in your seeing yourself having
conquered your challenge.
Whether you define fear by one of the many acronyms that are out there –
“false evidence appearing real” or something a little more inspirational like
“face everything and rise” – critical to a change is an acknowledgement
of where you are and what you need to do to get to your next best. Only
winners admit the constant nature of change and put every effort forward
to ensure that fear doesn’t become their Achilles heel.
THE
know me and my culture. Instead of being afraid
of me, they welcomed me in their homes.
On my birthday, I literally spent the day at a
JOSHUA QUINN
SOLO
PARENTING
IN THE MODERN ERA
CHALLENGES OF THE MODERN ERA that children can have access anytime. We need to find
Children are blessings sent from above. Every stage of a way to teach our children that not everything that they
their lives gives us surprises and happiness. Their arrivals see online is helpful in their development. How do we,
are life-changing experiences that shape us into better as parents, compete with the Internet? How do single
persons. Children are unconditional lovers, with innocent parents help their children grow while striving to put food
eyes that they took on their loving parents. When it comes on their table? There is no correct answer in parenting
to grooming children to function in these modern times, but, still, we’ll be sharing ideas on how we can lead them
the job becomes even more difficult as times change. properly to shape their future.
Having a partner to help you with these tasks should make
parenting easier, but what if you're the sole breadwinner PSYCHOLOGICAL APPROACHES TO CHILD-REARING
of the family? Single parents must strike a balance between the
behaviourist and constructivist approach to child-
Parents are the driving force behind the mental, emotional rearing. Parents need to strike a balance between these
and spiritual formation of their offspring. Their morals psychological approaches. Providing food, clothes,
should be relayed and explained, as children will initially shelter and other basic amenities are immeasurably hard
take on their parents’ perspectives and how they view the to give together with guidance and securing children from
world. However, the modern age presents a challenge unwanted sources of information. During the past decades,
to us parents, as we may have a hard time guiding our our parents did not have to worry about technology and
children closely because of the information on the Internet its effects when guiding us into the path of righteousness.
A lot of what we knew as facts were only seen in books are the CCTVs and cameras in securing your house and
and stories told to us which were only expanded by our children. Of course, even with these devices, we can’t let
imagination. the children stay at home by themselves. Asking a family
member or hiring a nanny to look after them is still the
Discipline has to be key to your methods. You have to best. Installing a camera at your home will give you a
lead the way, for example, as to being mature in social sense of security, and you will be able to see the activities
media and using the Internet properly, or choosing the of your children and their caretakers. Be sure to use these
appropriate music they listen to. Introduce child-friendly devices to take care of your children and not invade their
and credible websites to get information. Teach them the own privacy.
expectations and limits of the Internet. Even if you're a
solo parent, modern technology can help you in rearing Entertainment is easy to do in the modern era; however,
your children excellently. we must teach them that the company of friends and family
is more important than gadgets. It is our responsibility
It is understandable that time is limited if you’re a solo to supervise them on what they can watch or listen to
parent. It is important to budget your time between because the Internet can be easily accessed. Children are
yourself and your children’s development. Time wasted prone to be exposed to peer pressure, bullying and being
will lead to negative effects but time managed correctly drawn to people who will try to distract their minds in the
will lead you to a fulfilled life. Even with a hectic schedule, wrong track.
you need to let your children know of your presence and
support all the time. In that way, they will have the feeling In conclusion, being a single parent is a difficult task, and
of comfort and assurance that you’re always by their side. it will more or less take an emotional and even physical toll
on your body. It’s normal to be tired, moody and worried.
We all know that the Internet and technologies have Yet, that is still not an excuse to take a break from your
bad sides. Protecting them by filtering and censoring role modelling and other responsibilities. Technology, on
the information they can access to will help. However, it the other hand, can be our friend or enemy on parenting.
doesn’t mean that we will hide the reality of the world to Giving the children the right explanation for everything is
them. Adjusting the proper knowledge and information the key to help them understand the pros and cons of the
to their age is the key ingredient to keep their minds on modern era. With the proper supervision, gadgets and
the right track. devices can be our advantage. However, keep in mind
that technology can never replace a good parent to our
Another use of technology that can help solo parents beloved little ones.
DOUGLAS
JEROME