History

1985 Kotak Mahindra Finance Ltd. commences bill discounting business

1987 Enters lease and hire purchase business

1998 Kotak Mahindra Group launches India’s first gilt fund through Kotak Mahindra Asset
Management Company (KMAMC)

1990 Starts auto finance division for financing passenger car

1991 Establishes investment banking division

2001 Kotak Mahindra Group launches life insurance business, partners Old Mutual plc to from
Kotak Mahindra Old Mutual life insurance Ltd.

2003 Kotak Mahindra Finance Ltd. (KMFL), the group’s flagship company, receives banking
license from the Reserve Bank of India (RBI). With this, KMFL becomes the first non-banking
finance company in India to be converted into a commercial bank – Kotak Mahindra Bank Ltd.

2004 Kotak Mahindra Group enters alternate assets business with the launch of a private equity
fund

2005 Kotak Mahindra Group realigns joint venture with Ford Credit; takes 100% ownership of
Kotak Mahindra Prime (formerly known as Kotak Mahindra Primus Limited) and sells its stake
in Ford Credit Kotak Mahindra to Ford Kotak Alternate Assets launches a real estate fund 2006
Kotak Mahindra Bank buys out Goldman sachs’ equity stake in Kotak Mahindra Capital
Company and Kotak securities Ltd.

2008 Kotak Mahindra Bank opens a representative office in Dubai

2009 Kotak Mahindra Group launches a pension fund under India’s National Pension System

(NPS)

2014 Thrust on digital and social with the launch of innovative solution – first-of-its-kind fully
integrated social bank account – ‘Jifi’, and world’s first bank agnostic instant funds transfer
platform using Facebook – ‘KayPay’. Subsequently in Jan 2015, ‘Jifi Saver’ – a savings bank
account with secure and seamless transactions on popular social networks was launched.

Kotak Mahindra Bank acquires 15% equity stake in Multi Commodity Exchange of India Limited
(MCX) Kotak Mahindra asset Management Company Ltd. acquires schemes of Pine bridge Mutual
Fund
2015 Reserve Bank of India (RBI) approves merger of ING Vysya Bank with Kotak Mahindra
Bank effective April 1, 2015

Kotak Mahindra General Insurance Receives IRDAI Approval to Commence Insurance Business

2016 Kotak Mahindra Bank Acquires 10, 00,000 Equity shares of Institutional Investor Advisory
services India Limited

Kotak Mahindra Bank acquires 9, 83, and 82,022 (19.90%) Equity Shares of Airtel M Commerce
Services Limited Company (AMSL)

Kotak Mahindra Bank launches International Banking Unit in Gujarat International Finance Tec-
City (GIFT City), Gandhinagar, and Gujarat

Kotak Mahindra bank Acquires BSS Microfinance Private Limited

VISION OF KOTAK BANK

The Global Indian Financial services Brand

• Our customers will enjoy the benefits of dealing with a global Indian brand that best
understands their needs and delivers customized pragmatic solutions across multiple
platforms.

• We will be a world class Indian financial services group. Our technology and best practices
will be bench-marked along international lines while our understanding of customers will be
uniquely India.

• We will be more than a repository of our customers’ savings. We, the group, will be single
window to every financial service in a customer’s universe.

The Most Preferred Employer in Financial Services

• A culture of empowerment and a spirit of enterprise attracts bright minds with an

entrepreneurial streak to join us and stay with us.

• Working with a home grown professionally managed company, which has partnerships with
international leaders, gives our people a perspective that is universal as well as unique.
The Most Trusted Financial Services Company
• We will create an ethos of trust across all our constituents. Adhering to high standards of
compliance and corporate governance will be an integral part of building trust.

Value Creation

• Value creation rather than size alone will be our business driver.

Kotak Mahindra Bank Other Products:

Kotak Mahindra Old Mutual Life Insurance Ltd.

Kotak Mahindra Old Mutual Life Insurance Ltd is a 74:26 joint venture between Kotak
Mahindra Bank Ltd. its affiliates and Old Mutual plc. A Company that combines its
international strengths and local advantages to offer its customers a wide range of innovative
life insurance products, helping them take important financial decisions at every stage in life
and stay financially independent. The company over 3 million lives and is one of the fastest
growing insurance companies in India.

Kotak Securities Ltd.

Kotak Securities is one of the largest broking houses in India with a wide geographical reach.
Kotak Securities operations include stock broking and distribution of various financial
products including private and secondary placement of debt, equity and mutual funds.

Kotak Securities operate in five main areas of business:

• Stock Broking (retail and institutional)

• Depository services

• Portfolio Management Services

• Distribution of Mutual Funds

• Distribution of Kotak Mahindra Old Mutual Life Insurance Ltd. Products

Kotak Mahindra General Insurance Company Ltd.

Kotak Mahindra General Insurance Company Ltd. is a 100% subsidiary of Kotak Mahindra Bank
Ltd., one of the fastest growing banks in India. Kotak Mahindra General Insurance Company Ltd.
was established to service the growing non-life insurance needs of an emerging India, emphasizing
on customer service, quality & innovation.
The company aims to cater to a wide range of customer segment & geographical offering an array
of non-life insurance products like Motor, Health, etc.
As a practice, the company seeks to provide a differentiated value proposition through customized
products 7 services leveraging state of art technology &digital infrastructure.

Kotak Mahindra Capital Company (KMCC)

Kotak Mahindra Banking (KMCC) is a full-service investment bank in India offering a wide suite
of capital market and advisory solutions to leading domestic and Multinational Corporation, banks,
financial institutions and government companies.

Our services encompass Equity 7 Debt Capital Markets, M & A Advisory, Private Equity
Advisory, Restructuring and Recapitalization services, Structured Finance services and
Infrastructure Advisory & Fund Mobilization.

Kotak Mahindra Prime Ltd. (KMPL)

Kotak Mahindra Prime Ltd. is among India’s largest dedicated passenger vehicle finance
companies, KMPL offers loans for the entire range of passenger cars, multi-utility vehicles and
pre-owned cars. Also on offer are inventory funding and infrastructure funding to car dealers with
strategic arrangements via various car manufactures in India as their preferred financier.

Kotak International Business

Kotak International Business specializes in providing a range of services to overseas customers

seeking to invest in India. For institutions and high net worth individuals outside India, Kotak
International Business offers asset management through a range of offshore funds with specific
advisory and discretionary investment management services.
Kotak Mahindra Asset Management Company Ltd. (KMAMC)

Kotak Mahindra Asset Management Company offers a complete bouquet of asset management
products and service that are designed to suit the diverse risk return profiles of each and every type
of investor. KMAMC and Kotak Mahindra Bank are the sponsors of Kotak Mahindra Pension
Fund Ltd., which has been appointed as one of six fund managers to manage pension funds under
the New Pension Scheme (NPS).

Kotak Private Equity Group (KPEG)

Kotak Private Equity Group helps nurture emerging business and mid-size enterprises to evolve
into tomorrow’s industry leaders. With a proven track record of helping build companies, KPEG
also offers expertise with a combination of equity capital, strategic support and value added
services. What differentiates KPEG is not merely funding companies, but also having a close
involvement in their growth as board members, advisors, strategists and fund-raisers.

Kotak Realty Fund

Kotak Realty Fund deals with equity investment covering such as hotels, IT parks, residential
townships, shopping centers, industrial real estate, health care, retail, education and property
management. The investment focus here is on development projects and enterprise level
investments, both in real estate intensive businesses.