CONSUMER CIR

CONSUMER: BUDH RAM S/O PIARA SINGH DATE:21-11-2019

MEMBER ID: BP03321006_3 TIME: 13:09:03

MEMBER REFERENCE NUMBER: 546GDSG CONTROL NUMBER: 3,16,93,52,057

CONSUMER INFORMATION:
NAME: BUDH RAM

DATE OF BIRTH: 29-05-1972 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
776 1: HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS IN PAST 6 MONTHS

PERSONAL LOAN SCORE

776 1:
2:
NOT ENOUGH AVAILABLE CREDIT.
LOW AVERAGE TRADE AGE.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN)(e) AVYPR7562B

VOTER ID NUMBER PB07068261758

UNIVERSAL ID NUMBER (UID) 621660828767 01-04-2041

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BUDH RAM S/O PIARA SINGH DATE:21-11-2019

MEMBER ID: BP03321006_3 TIME: 13:09:03

MEMBER REFERENCE NUMBER: 546GDSG CONTROL NUMBER: 3,16,93,52,057

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE PHONE(e) 9914981124 91

EMAIL CONTACT(S):

ADDRESS(ES):

ADDRESS :BUDH RAM CLOTHING 2 H.NO 244 VILL MUNDHO SANGITA TEH. KHARAR DISTT KHARAR ROOPNAGAR NEAR ATTA CHAKKI
MOHALI PUNJAB 140301

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:21-06-2017

ADDRESS :BUDH RAM CLOTH SHOP KHARAR MOHALI CHANDIGARH MOHALI PUNJAB 140301

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:01-10-2016

ADDRESS :1 #244/1, MUNDHO SANGATIAN, KHARAR S.A.S NAGAR ( MOHALI) ABHEPUR, KHARAR NR GOVT SCHOOL MOHALI PUNJAB 140301

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:20-09-2016

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

PERSONAL LOAN 31-03-2019 SELF EMPLOYED 15000 Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 4 HIGH CR/SANC. AMT: 1,33,918 CURRENT: 34,845 RECENT: 28-08-2019

OVERDUE: 0 OVERDUE: 0 OLDEST: 20-09-2016

ZERO-BALANCE: 3

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 5 1 1 0 16-11-2019

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BUDH RAM S/O PIARA SINGH DATE:21-11-2019

MEMBER ID: BP03321006_3 TIME: 13:09:03

MEMBER REFERENCE NUMBER: 546GDSG CONTROL NUMBER: 3,16,93,52,057

MEMBER NAME: NOT DISCLOSED OPENED: 28-08-2019 SANCTIONED: 10,050

ACCOUNT NUMBER: NOT LAST PAYMENT: 21-10-2019 CURRENT BALANCE: 0
DISCLOSED CLOSED: 21-10-2019 REPAYMENT TENURE: 12
TYPE: GOLD LOAN REPORTED AND CERTIFIED: INTEREST RATE: 26.00
OWNERSHIP: INDIVIDUAL 21-10-2019 ACTUAL PAYMENT: 10,050
COLLATERAL VALUE: 12000 PMT HIST START: 01-10-2019
COLLATERAL TYPE: GOLD PMT HIST END: 01-08-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000

10-19 09-19 08-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-11-2017 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 09-09-2019 CURRENT BALANCE: 34,845
DISCLOSED REPORTED AND CERTIFIED: EMI: 4,899
TYPE: PERSONAL LOAN 30-09-2019 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2019 REPAYMENT TENURE: 30
PMT HIST END: 01-11-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 XXX 000 000 000 000 000 000 000 000 000 000
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

000 000 000 000 000

03-18 02-18 01-18 12-17 11-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 21-06-2017 SANCTIONED: 14,990

ACCOUNT NUMBER: NOT LAST PAYMENT: 25-01-2018 CURRENT BALANCE: 0
DISCLOSED CLOSED: 25-01-2018 EMI: 2,142
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 22-05-2019 REPAYMENT TENURE: 7
PMT HIST START: 01-05-2019
PMT HIST END: 01-06-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 000 000
05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17

000 000 000 000 000 000

11-17 10-17 09-17 08-17 07-17 06-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-09-2016 SANCTIONED: 8,878

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BUDH RAM S/O PIARA SINGH DATE:21-11-2019

MEMBER ID: BP03321006_3 TIME: 13:09:03

MEMBER REFERENCE NUMBER: 546GDSG CONTROL NUMBER: 3,16,93,52,057

ACCOUNT NUMBER: NOT LAST PAYMENT: 19-03-2017 CURRENT BALANCE: 0

DISCLOSED CLOSED: 22-03-2017 EMI: 1,480
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 22-05-2019 REPAYMENT TENURE: 6
PMT HIST START: 01-05-2019
PMT HIST END: 01-09-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17

XXX XXX XXX XXX XXX XXX XXX XXX 000 000 000 000 000 000 000
11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 16-11-2019 PERSONAL LOAN 3,41,500

NOT DISCLOSED 27-02-2019 PERSONAL LOAN 1,05,000

NOT DISCLOSED 20-10-2017 PERSONAL LOAN 1,00,000

NOT DISCLOSED 21-06-2017 CONSUMER LOAN 14,990

NOT DISCLOSED 20-09-2016 CONSUMER LOAN 8,878

END OF REPORT ON BUDH RAM S/O PIARA SINGH

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and
accepts the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or
omissions caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate
reproduction of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further,
TransUnion CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion
CIBIL responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend;
(ii) enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR
is governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359